Chief Compliance Officer

0001606587-21-000615.txt : 20210506 0001606587-21-000615.hdr.sgml : 20210506 20210506164146 ACCESSION NUMBER: 0001606587-21-000615 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210506 DATE AS OF CHANGE: 20210506 EFFECTIVENESS DATE: 20210506 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BRANDYWINE OAK PRIVATE WEALTH LLC CENTRAL INDEX KEY: 0001764694 IRS NUMBER: 831376291 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19207 FILM NUMBER: 21898565 BUSINESS ADDRESS: STREET 1: 500 OLD FORGE LANE STREET 2: SUITE 501 CITY: KENNETT SQUARE STATE: PA ZIP: 19348 BUSINESS PHONE: 4847850050 MAIL ADDRESS: STREET 1: 500 OLD FORGE LANE STREET 2: SUITE 501 CITY: KENNETT SQUARE STATE: PA ZIP: 19348 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001764694 XXXXXXXX 03-31-2021 03-31-2021 false Brandywine Oak Private Wealth LLC

500 OLD FORGE LANE SUITE 501 KENNETT SQUARE PA 19348

13F HOLDINGS REPORT 028-19207 N Brittany Kalsky Chief Compliance Officer 484-785-0046 Brittany Kalsky Kennett Square PA 04-29-2021 0 274 678779 false INFORMATION TABLE 2 form13InfoTable.xml DESCRIPTION FOR INFORMATION TABLE 3M CO COM 88579Y101 301 1566 SH SOLE NONE 1566 0 0 ABB LTD SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 000375204 244 8028 SH SOLE NONE 8028 0 0 ABBOTT LABORATORIES COM 002824100 632 5278 SH SOLE NONE 5278 0 0 ABBVIE INC COM USD0.01 COM 00287Y109 716 6619 SH SOLE NONE 6619 0 0 ACCENTURE PLC SHS CLASS A G1151C101 281 1020 SH SOLE NONE 1020 0 0 ADOBE SYSTEMS INCORPORATED COM COM 00724F101 630 1326 SH SOLE NONE 1326 0 0 ADVANCED DRAINAGE SYSTEMS INC COM 00790R104 271 2629 SH SOLE NONE 2629 0 0 AIR PRODUCTS AND CHEMICALS INC COM 009158106 285 1014 SH SOLE NONE 1014 0 0 ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS SPONSORED ADS 01609W102 578 2551 SH SOLE NONE 2551 0 0 ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 2701 1310 SH SOLE NONE 1310 0 0 ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 752 364 SH SOLE NONE 364 0 0 ALTRIA GROUP INC COM 02209S103 286 5595 SH SOLE NONE 5595 0 0 AMAZON.COM INC COM 023135106 4276 1382 SH SOLE NONE 1382 0 0 AMEDISYS INC COM 023436108 226 857 SH SOLE NONE 857 0 0 AMERICAN ELEC PWR CO INC COM COM 025537101 1744 20601 SH SOLE NONE 20601 0 0 AMERICAN EXPRESS CO COM USD0.20 COM 025816109 356 2524 SH SOLE NONE 2524 0 0 AMERICAN TOWER CORP COM USD0.01 COM 03027X100 359 1504 SH SOLE NONE 1504 0 0 AMGEN INC COM 031162100 1112 4469 SH SOLE NONE 4469 0 0 ANTHEM INC COM 036752103 320 893 SH SOLE NONE 893 0 0 APPLE INC COM 037833100 11629 95203 SH SOLE NONE 95203 0 0 ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 327 530 SH SOLE NONE 530 0 0 ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 1868 37575 SH SOLE NONE 37575 0 0 AT&T INC COM USD1 COM 00206R102 731 24156 SH SOLE NONE 24156 0 0 AUTODESK INC COM 052769106 271 981 SH SOLE NONE 981 0 0 AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 328 1742 SH SOLE NONE 1742 0 0 BAIDU INC SPON ADS EACH REP 8 ORD SHS SPON ADR REP A 056752108 221 1020 SH SOLE NONE 1020 0 0 BERKSHIRE HATHAWAY INC CL A 084670108 385 1 SH SOLE NONE 1 0 0 BERRY GLOBAL GROUP INC COM 08579W103 277 4525 SH SOLE NONE 4525 0 0 BHP GROUP LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 088606108 219 3170 SH SOLE NONE 3170 0 0 BJS WHSL CLUB HLDGS INC COM COM 05550J101 277 6175 SH SOLE NONE 6175 0 0 BK OF AMERICA CORP COM COM 060505104 991 25618 SH SOLE NONE 25618 0 0 BLACKROCK INC COM USD0.01 COM 09247X101 505 671 SH SOLE NONE 671 0 0 BLACKROCK MUNIYIELD PENNSYLVANIA QUALITY FUND COM 09255G107 454 30832 SH SOLE NONE 30832 0 0 BLACKSTONE GROUP INC COM COM 09260D107 1175 15772 SH SOLE NONE 15772 0 0 BOEING CO COM USD5.00 COM 097023105 1261 4954 SH SOLE NONE 4954 0 0 BRISTOL-MYERS SQUIBB CO COM COM 110122108 450 7136 SH SOLE NONE 7136 0 0 BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 223 5764 SH SOLE NONE 5764 0 0 BROADCOM INC COM COM 11135F101 821 1771 SH SOLE NONE 1771 0 0 CATALENT INC COM COM 148806102 234 2226 SH SOLE NONE 2226 0 0 CATERPILLAR INC COM COM 149123101 220 950 SH SOLE NONE 950 0 0 CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 267 923 SH SOLE NONE 923 0 0 CHEMOURS CO COM COM 163851108 907 32532 SH SOLE NONE 32532 0 0 CHEVRON CORP NEW COM COM 166764100 838 8006 SH SOLE NONE 8006 0 0 CIRRUS LOGIC INC COM 172755100 236 2791 SH SOLE NONE 2791 0 0 CISCO SYSTEMS INC COM 17275R102 1285 24861 SH SOLE NONE 24861 0 0 CITIGROUP INC COM NEW 172967424 458 6301 SH SOLE NONE 6301 0 0 CME GROUP INC COM COM 12572Q105 1293 6331 SH SOLE NONE 6331 0 0 COCA-COLA CO COM 191216100 1120 21252 SH SOLE NONE 21252 0 0 COLFAX CORP COM 194014106 274 6269 SH SOLE NONE 6269 0 0 COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 509 6462 SH SOLE NONE 6462 0 0 COMCAST CORP CL A 20030N101 357 6601 SH SOLE NONE 6601 0 0 CONOCOPHILLIPS COM COM 20825C104 447 8444 SH SOLE NONE 8444 0 0 CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 236 7905 SH SOLE NONE 7905 0 0 CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 3896 23182 SH SOLE NONE 23182 0 0 CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 213 3125 SH SOLE NONE 3125 0 0 CORTEVA INC COM COM 22052L104 2968 63676 SH SOLE NONE 63676 0 0 COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 377 1070 SH SOLE NONE 1070 0 0 CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 COM 22822V101 568 3300 SH SOLE NONE 3300 0 0 CSX CORP COM USD1 COM 126408103 543 5641 SH SOLE NONE 5641 0 0 CYRUSONE INC COM USD0.01 COM 23283R100 321 4743 SH SOLE NONE 4743 0 0 DANAHER CORPORATION COM COM 235851102 270 1203 SH SOLE NONE 1203 0 0 DARDEN RESTAURANTS INC COM 237194105 340 2400 SH SOLE NONE 2400 0 0 DEERE & CO COM 244199105 301 806 SH SOLE NONE 806 0 0 DIGITAL REALTY TRUST INC COM 253868103 964 6850 SH SOLE NONE 6850 0 0 DISNEY WALT CO COM COM 254687106 1164 6312 SH SOLE NONE 6312 0 0 DOMINION ENERGY INC COM COM 25746U109 318 4189 SH SOLE NONE 4189 0 0 DOW INC COM COM 260557103 3704 57942 SH SOLE NONE 57942 0 0 DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 236 2446 SH SOLE NONE 2446 0 0 DUPONT DE NEMOURS INC COM COM 26614N102 3263 42228 SH SOLE NONE 42228 0 0 ELI LILLY AND CO COM 532457108 1248 6685 SH SOLE NONE 6685 0 0 EMERSON ELECTRIC CO COM 291011104 602 6679 SH SOLE NONE 6679 0 0 ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 342 1176 SH SOLE NONE 1176 0 0 EXELON CORP COM NPV COM 30161N101 686 15704 SH SOLE NONE 15704 0 0 EXXON MOBIL CORP COM 30231G102 1029 18447 SH SOLE NONE 18447 0 0 FACEBOOK INC-CLASS A CL A 30303M102 1386 4707 SH SOLE NONE 4707 0 0 FEDEX CORP COM USD0.10 COM 31428X106 320 1129 SH SOLE NONE 1129 0 0 FIRST HORIZON CORPORATION COM COM 320517105 279 16534 SH SOLE NONE 16534 0 0 FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 492 2258 SH SOLE NONE 2258 0 0 FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 344 3598 SH SOLE NONE 3598 0 0 FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1339 49072 SH SOLE NONE 49072 0 0 GENERAC HLDGS INC COM USD0.01 COM 368736104 307 938 SH SOLE NONE 938 0 0 GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 241 1330 SH SOLE NONE 1330 0 0 GENERAL ELECTRIC CO COM USD0.06 COM 369604103 470 35847 SH SOLE NONE 35847 0 0 GENERAL MILLS INC COM USD0.10 COM 370334104 335 5468 SH SOLE NONE 5468 0 0 GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 1253 103259 SH SOLE NONE 103259 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 397 10065 SH SOLE NONE 10065 0 0 GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 242 742 SH SOLE NONE 742 0 0 GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 3745 220578 SH SOLE NONE 220578 0 0 HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4472 38308 SH SOLE NONE 38308 0 0 HELEN OF TROY LTD COM COM G4388N106 235 1118 SH SOLE NONE 1118 0 0 HILL-ROM HOLDINGS INC COM 431475102 272 2462 SH SOLE NONE 2462 0 0 HOME DEPOT INC COM 437076102 654 2144 SH SOLE NONE 2144 0 0 HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 311 1433 SH SOLE NONE 1433 0 0 INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1445 14681 SH SOLE NONE 14681 0 0 INTEL CORP COM USD0.001 COM 458140100 1791 27987 SH SOLE NONE 27987 0 0 INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 1137 8147 SH SOLE NONE 8147 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 225 305 SH SOLE NONE 305 0 0 INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 1843 22629 SH SOLE NONE 22629 0 0 INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 309 20624 SH SOLE NONE 20624 0 0 INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1365 81885 SH SOLE NONE 81885 0 0 INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 428 1444 SH SOLE NONE 1444 0 0 INVESCO EXCHANGE TRADED FD TR S&P500 EQL TEC S&P500 EQL TEC 46137V282 8382 31065 SH SOLE NONE 31065 0 0 INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 884 6246 SH SOLE NONE 6246 0 0 INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 4841 15171 SH SOLE NONE 15171 0 0 ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 312 6086 SH SOLE NONE 6086 0 0 ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 262 3925 SH SOLE NONE 3925 0 0 ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 272 5085 SH SOLE NONE 5085 0 0 ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3258 34341 SH SOLE NONE 34341 0 0 ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 1003 18590 SH SOLE NONE 18590 0 0 ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 835 12545 SH SOLE NONE 12545 0 0 ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 731 6736 SH SOLE NONE 6736 0 0 ISHARES GOLD TRUST ISHARES ISIN #US4642851053 SEDOL B0SF3S5 ISHARES 464285105 208 12843 SH SOLE NONE 12843 0 0 ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 629 25316 SH SOLE NONE 25316 0 0 ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 3361 130718 SH SOLE NONE 130718 0 0 ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 251 9877 SH SOLE NONE 9877 0 0 ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1545 58703 SH SOLE NONE 58703 0 0 ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 5259 81723 SH SOLE NONE 81723 0 0 ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 955 24385 SH SOLE NONE 24385 0 0 ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 286 6618 SH SOLE NONE 6618 0 0 ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 909 13275 SH SOLE NONE 13275 0 0 ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 559 11133 SH SOLE NONE 11133 0 0 ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 8557 73740 SH SOLE NONE 73740 0 0 ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 728 3256 SH SOLE NONE 3256 0 0 ISHARES S&P 500 CORE S&P500 ETF 464287200 1616 4064 SH SOLE NONE 4064 0 0 ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 716 11012 SH SOLE NONE 11012 0 0 ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 1018 13000 SH SOLE NONE 13000 0 0 ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 352 3497 SH SOLE NONE 3497 0 0 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 4090 37941 SH SOLE NONE 37941 0 0 ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2119 30154 SH SOLE NONE 30154 0 0 ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 400 5276 SH SOLE NONE 5276 0 0 ISHARES TR GL CLEAN ENE ETF GL CLEAN ENE ETF 464288224 6039 248532 SH SOLE NONE 248532 0 0 ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1189 44070 SH SOLE NONE 44070 0 0 ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 569 20377 SH SOLE NONE 20377 0 0 ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 1480 56595 SH SOLE NONE 56595 0 0 ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 1919 29586 SH SOLE NONE 29586 0 0 ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 2157 68528 SH SOLE NONE 68528 0 0 ISHARES TR MBS ETF MBS ETF 464288588 22316 205838 SH SOLE NONE 205838 0 0 ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671 352 4319 SH SOLE NONE 4319 0 0 ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 676 9273 SH SOLE NONE 9273 0 0 ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1017 27074 SH SOLE NONE 27074 0 0 ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 3879 56070 SH SOLE NONE 56070 0 0 ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 517 3215 SH SOLE NONE 3215 0 0 ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 394 3242 SH SOLE NONE 3242 0 0 ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 238 2323 SH SOLE NONE 2323 0 0 ISHARES TR NASDAQ BIOTECH NASDAQ BIOTECH 464287556 1552 10310 SH SOLE NONE 10310 0 0 ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 418 1722 SH SOLE NONE 1722 0 0 ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407 672 14684 SH SOLE NONE 14684 0 0 ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 697 14444 SH SOLE NONE 14444 0 0 ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 201 2795 SH SOLE NONE 2795 0 0 ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 4192 164528 SH SOLE NONE 164528 0 0 ITT INC COM COM 45073V108 290 3196 SH SOLE NONE 3196 0 0 J P MORGAN EXCHANGE-TRADED FD BETBULD EUROPE BETBULD EUROPE 46641Q720 3380 123481 SH SOLE NONE 123481 0 0 JOHNSON &JOHNSON COM USD1.00 COM 478160104 2229 13563 SH SOLE NONE 13563 0 0 JPMORGAN CHASE & CO COM 46625H100 3670 24112 SH SOLE NONE 24112 0 0 KBR INC COM USD0.001 COM 48242W106 307 8013 SH SOLE NONE 8013 0 0 KIMBERLY-CLARK CORP COM COM 494368103 429 3090 SH SOLE NONE 3090 0 0 KINDER MORGAN INC COM USD0.01 COM 49456B101 633 38051 SH SOLE NONE 38051 0 0 KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 699 9157 SH SOLE NONE 9157 0 0 KT ADR REP 1/2 ORD SPONSORED ADR 48268K101 183 14755 SH SOLE NONE 14755 0 0 LHC GROUP INC COM 50187A107 226 1185 SH SOLE NONE 1185 0 0 LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1676 4536 SH SOLE NONE 4536 0 0 LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 218 713 SH SOLE NONE 713 0 0 MASTERCARD INCORPORATED CL A CL A 57636Q104 296 834 SH SOLE NONE 834 0 0 MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 797 10114 SH SOLE NONE 10114 0 0 MCDONALD S CORP COM 580135101 2273 10144 SH SOLE NONE 10144 0 0 MERCK &CO. INC COM COM 58933Y105 1445 18752 SH SOLE NONE 18752 0 0 MICROCHIP TECHNOLOGY INC. COM COM 595017104 262 1691 SH SOLE NONE 1691 0 0 MICROSOFT CORP COM 594918104 4786 20300 SH SOLE NONE 20300 0 0 NETFLIX INC COM 64110L106 780 1497 SH SOLE NONE 1497 0 0 NEXTERA ENERGY INC COM USD0.01 COM 65339F101 1065 14098 SH SOLE NONE 14098 0 0 NORFOLK SOUTHN CORP COM COM 655844108 231 863 SH SOLE NONE 863 0 0 NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 422 4946 SH SOLE NONE 4946 0 0 NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 324 4816 SH SOLE NONE 4816 0 0 NVIDIA CORPORATION COM COM 67066G104 1000 1874 SH SOLE NONE 1874 0 0 ORACLE CORP COM 68389X105 320 4567 SH SOLE NONE 4567 0 0 PACCAR INC COM USD1.00 COM 693718108 666 7172 SH SOLE NONE 7172 0 0 PATTERSON COS INC COM COM 703395103 247 7739 SH SOLE NONE 7739 0 0 PAYPAL HLDGS INC COM COM 70450Y103 416 1717 SH SOLE NONE 1717 0 0 PENSKE AUTOMOTIVE GROUP INC COM 70959W103 317 3957 SH SOLE NONE 3957 0 0 PEPSICO INC COM 713448108 2082 14721 SH SOLE NONE 14721 0 0 PFIZER INC COM 717081103 1405 38782 SH SOLE NONE 38782 0 0 PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 282 3183 SH SOLE NONE 3183 0 0 PHILLIPS 66 COM COM 718546104 446 5477 SH SOLE NONE 5477 0 0 PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1379 7867 SH SOLE NONE 7867 0 0 PROCTER AND GAMBLE CO COM COM 742718109 2128 15719 SH SOLE NONE 15719 0 0 PROG HOLDINGS INC COM NPV COM NPV 74319R101 203 4693 SH SOLE NONE 4693 0 0 PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 257 2987 SH SOLE NONE 2987 0 0 PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 317 5275 SH SOLE NONE 5275 0 0 QUALCOMM INC COM 747525103 288 2175 SH SOLE NONE 2175 0 0 RADIAN GROUP INC COM USD0.001 COM 750236101 278 11975 SH SOLE NONE 11975 0 0 RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 687 8897 SH SOLE NONE 8897 0 0 SALESFORCE.COM INC COM USD0.001 COM 79466L302 601 2841 SH SOLE NONE 2841 0 0 SANOFI ADR REP 1 1/2 ORD SPONSORED ADR 80105N105 230 4667 SH SOLE NONE 4667 0 0 SAP ADR REP 1 ORD SPON ADR 803054204 200 1631 SH SOLE NONE 1631 0 0 SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 28258 889182 SH SOLE NONE 889182 0 0 SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 21593 573998 SH SOLE NONE 573998 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF INTL SCEQT ETF 808524888 221 5623 SH SOLE NONE 5623 0 0 SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 34359 669635 SH SOLE NONE 669635 0 0 SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 41255 674556 SH SOLE NONE 674556 0 0 SCOTTS MIRACLE-GRO CO CL A CL A 810186106 271 1108 SH SOLE NONE 1108 0 0 SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 430 5873 SH SOLE NONE 5873 0 0 SELECT SECTOR SPDR TRUST AMEX FINANCIAL SELECT INDEX USD DIS SBI INT-FINL 81369Y605 13247 389071 SH SOLE NONE 389071 0 0 SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 748 5638 SH SOLE NONE 5638 0 0 SIGNATURE BANK COM 82669G104 344 1524 SH SOLE NONE 1524 0 0 SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2893 75876 SH SOLE NONE 75876 0 0 SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2281 5756 SH SOLE NONE 5756 0 0 SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 250 2124 SH SOLE NONE 2124 0 0 SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 13742 167609 SH SOLE NONE 167609 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 300 6577 SH SOLE NONE 6577 0 0 STARBUCKS CORP COM USD0.001 COM 855244109 650 5956 SH SOLE NONE 5956 0 0 TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 575 4866 SH SOLE NONE 4866 0 0 TARGET CORP COM 87612E106 801 4046 SH SOLE NONE 4046 0 0 TESLA INC COM COM 88160R101 218 327 SH SOLE NONE 327 0 0 TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 508 2691 SH SOLE NONE 2691 0 0 THE AARONS COMPANY INC COM COM 00258W108 316 12322 SH SOLE NONE 12322 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 710 1556 SH SOLE NONE 1556 0 0 THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN #CA8849037095 SEDOL #BFXPTB0 COM NEW 884903709 286 3267 SH SOLE NONE 3267 0 0 TIMKEN CO COM 887389104 251 3093 SH SOLE NONE 3093 0 0 TJX COMPANIES INC COM 872540109 209 3161 SH SOLE NONE 3161 0 0 TORONTO DOMINION BANK ONT COM NPV ISIN #CA8911605092 SEDOL #2897222 COM NEW 891160509 230 3540 SH SOLE NONE 3540 0 0 TOTAL SE SPON ADS EA REP 1 ORD SHS SPONSORED ADS 89151E109 267 5741 SH SOLE NONE 5741 0 0 TOYOTA MOTOR ADR REP 2 ORD SP ADR REP2COM 892331307 274 1756 SH SOLE NONE 1756 0 0 TYSON FOODS INC CL A 902494103 202 2720 SH SOLE NONE 2720 0 0 UNION PAC CORP COM COM 907818108 876 3977 SH SOLE NONE 3977 0 0 UNITED PARCEL SERVICE INC CL B 911312106 287 1689 SH SOLE NONE 1689 0 0 UNITEDHEALTH GROUP INC COM 91324P102 637 1713 SH SOLE NONE 1713 0 0 UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 343 5362 SH SOLE NONE 5362 0 0 VANECK VECTORS ETF TR HIGH YLD MUN ETF HIGH YLD MUN ETF 92189H409 1451 23360 SH SOLE NONE 23360 0 0 VANECK VECTORS ETF TR INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 4275 83432 SH SOLE NONE 83432 0 0 VANECK VECTORS ETF TR JP MORGAN MKTS JP MORGAN MKTS 92189H300 315 10269 SH SOLE NONE 10269 0 0 VANECK VECTORS ETF TR SHRT HGH YLD MUN SHRT HGH YLD MUN 92189F387 971 38810 SH SOLE NONE 38810 0 0 VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 14776 258695 SH SOLE NONE 258695 0 0 VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 18724 63392 SH SOLE NONE 63392 0 0 VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 638 7551 SH SOLE NONE 7551 0 0 VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 18918 82705 SH SOLE NONE 82705 0 0 VANGUARD IDX FUND TOTAL STK MKT 922908769 2071 10020 SH SOLE NONE 10020 0 0 VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 1667 6485 SH SOLE NONE 6485 0 0 VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 300 824 SH SOLE NONE 824 0 0 VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 17634 93168 SH SOLE NONE 93168 0 0 VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 4216 81008 SH SOLE NONE 81008 0 0 VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 964 15302 SH SOLE NONE 15302 0 0 VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2817 34508 SH SOLE NONE 34508 0 0 VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 8275 64466 SH SOLE NONE 64466 0 0 VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 264 2715 SH SOLE NONE 2715 0 0 VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 887 4789 SH SOLE NONE 4789 0 0 VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 5929 34284 SH SOLE NONE 34284 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 416 7615 SH SOLE NONE 7615 0 0 VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 333 1335 SH SOLE NONE 1335 0 0 VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 2253 12943 SH SOLE NONE 12943 0 0 VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 37332 452515 SH SOLE NONE 452515 0 0 VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 3630 21923 SH SOLE NONE 21923 0 0 VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 465 1694 SH SOLE NONE 1694 0 0 VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 206 965 SH SOLE NONE 965 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 667 4539 SH SOLE NONE 4539 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 632 12883 SH SOLE NONE 12883 0 0 VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 445 7102 SH SOLE NONE 7102 0 0 VANGUARD WHITEHALL FDS EMERG MKT BD ETF EMERG MKT BD ETF 921946885 442 5705 SH SOLE NONE 5705 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 2474 24481 SH SOLE NONE 24481 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 24139 291437 SH SOLE NONE 291437 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF INTL HIGH ETF 921946794 225 3449 SH SOLE NONE 3449 0 0 VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 1060 14375 SH SOLE NONE 14375 0 0 VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 16579 127523 SH SOLE NONE 127523 0 0 VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 8071 45288 SH SOLE NONE 45288 0 0 VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 36040 100533 SH SOLE NONE 100533 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 2121 36487 SH SOLE NONE 36487 0 0 VISA INC COM CL A 92826C839 1135 5363 SH SOLE NONE 5363 0 0 WALMART INC COM COM 931142103 546 4024 SH SOLE NONE 4024 0 0 WEC ENERGY GROUP INC COM COM 92939U106 424 4539 SH SOLE NONE 4539 0 0 WERNER ENTERPRISES INC COM 950755108 278 5908 SH SOLE NONE 5908 0 0 WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1687 38038 SH SOLE NONE 38038 0 0 WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 22078 1298707 SH SOLE NONE 1298707 0 0 YUM! BRANDS INC COM 988498101 236 2189 SH SOLE NONE 2189 0 0 ZENDESK INC COM USD0.01 COM 98936J101 220 1659 SH SOLE NONE 1659 0 0 ZOETIS INC CL A 98978V103 385 2450 SH SOLE NONE 2450 0 0