The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   855,423 7,526 SH   SOLE   0 0 7,526
ABBVIE INC COM 00287Y109   1,860,549 10,217 SH   SOLE   0 0 10,217
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   985,373 2,843 SH   SOLE   0 0 2,843
ADOBE INC COM 00724F101   813,491 1,612 SH   SOLE   0 0 1,612
ADVANCED MICRO DEVICES INC COM 007903107   326,296 1,808 SH   SOLE   0 0 1,808
AFLAC INC COM 001055102   1,541,796 17,957 SH   SOLE   0 0 17,957
ALLSTATE CORP COM 020002101   250,382 1,447 SH   SOLE   0 0 1,447
ALPHABET INC CAP STK CL C 02079K107   467,899 3,073 SH   SOLE   0 0 3,073
ALPHABET INC CAP STK CL A 02079K305   8,080,197 53,536 SH   SOLE   0 0 53,536
ALTRIA GROUP INC COM 02209S103   2,333,244 53,490 SH   SOLE   0 0 53,490
AMAZON COM INC COM 023135106   7,824,850 43,380 SH   SOLE   0 0 43,380
AMERICAN ELEC PWR CO INC COM 025537101   444,144 5,158 SH   SOLE   0 0 5,158
AMERICAN EXPRESS CO COM 025816109   1,322,053 5,806 SH   SOLE   0 0 5,806
AMETEK INC COM 031100100   628,567 3,437 SH   SOLE   0 0 3,437
AMGEN INC COM 031162100   2,675,043 9,409 SH   SOLE   0 0 9,409
APPLE INC COM 037833100   14,408,022 84,022 SH   SOLE   0 0 84,022
APPLIED MATLS INC COM 038222105   1,096,296 5,316 SH   SOLE   0 0 5,316
ARCH CAP GROUP LTD ORD G0450A105   872,541 9,439 SH   SOLE   0 0 9,439
ARCHER DANIELS MIDLAND CO COM 039483102   219,018 3,487 SH   SOLE   0 0 3,487
ARISTA NETWORKS INC COM 040413106   312,598 1,078 SH   SOLE   0 0 1,078
BANK AMERICA CORP COM 060505104   1,027,716 27,102 SH   SOLE   0 0 27,102
BANK NEW YORK MELLON CORP COM 064058100   795,783 13,811 SH   SOLE   0 0 13,811
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,154,903 5,124 SH   SOLE   0 0 5,124
BOSTON SCIENTIFIC CORP COM 101137107   835,323 12,196 SH   SOLE   0 0 12,196
BRISTOL-MYERS SQUIBB CO COM 110122108   486,482 8,971 SH   SOLE   0 0 8,971
BROADCOM INC COM 11135F101   6,514,344 4,915 SH   SOLE   0 0 4,915
BUILDERS FIRSTSOURCE INC COM 12008R107   4,617,297 22,140 SH   SOLE   0 0 22,140
CADENCE DESIGN SYSTEM INC COM 127387108   2,681,683 8,615 SH   SOLE   0 0 8,615
CATERPILLAR INC COM 149123101   1,658,209 4,525 SH   SOLE   0 0 4,525
CENTERPOINT ENERGY INC COM 15189T107   414,411 14,546 SH   SOLE   0 0 14,546
CHEVRON CORP NEW COM 166764100   230,052 1,458 SH   SOLE   0 0 1,458
CISCO SYS INC COM 17275R102   4,573,109 91,627 SH   SOLE   0 0 91,627
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,026,371 14,004 SH   SOLE   0 0 14,004
COMCAST CORP NEW CL A 20030N101   2,787,116 64,293 SH   SOLE   0 0 64,293
COMPANHIA DE SANEAMENTO BASI SPONSORED ADR 20441A102   169,676 10,082 SH   SOLE   0 0 10,082
CONSOLIDATED EDISON INC COM 209115104   1,317,042 14,503 SH   SOLE   0 0 14,503
CONSTELLATION BRANDS INC CL A 21036P108   343,666 1,265 SH   SOLE   0 0 1,265
COSTCO WHSL CORP NEW COM 22160K105   799,849 1,092 SH   SOLE   0 0 1,092
CROWDSTRIKE HLDGS INC CL A 22788C105   919,849 2,869 SH   SOLE   0 0 2,869
CVS HEALTH CORP COM 126650100   524,825 6,580 SH   SOLE   0 0 6,580
DANAHER CORPORATION COM 235851102   374,477 1,500 SH   SOLE   0 0 1,500
DEERE & CO COM 244199105   404,395 985 SH   SOLE   0 0 985
DELL TECHNOLOGIES INC CL C 24703L202   1,457,804 12,775 SH   SOLE   0 0 12,775
DIAMONDBACK ENERGY INC COM 25278X109   1,414,737 7,139 SH   SOLE   0 0 7,139
DT MIDSTREAM INC COMMON STOCK 23345M107   205,722 3,367 SH   SOLE   0 0 3,367
DTE ENERGY CO COM 233331107   1,157,682 10,324 SH   SOLE   0 0 10,324
DUKE ENERGY CORP NEW COM NEW 26441C204   328,270 3,394 SH   SOLE   0 0 3,394
ELECTRONIC ARTS INC COM 285512109   219,677 1,656 SH   SOLE   0 0 1,656
ELI LILLY & CO COM 532457108   1,955,067 2,513 SH   SOLE   0 0 2,513
EOG RES INC COM 26875P101   695,226 5,438 SH   SOLE   0 0 5,438
EVEREST GROUP LTD COM G3223R108   1,258,115 3,165 SH   SOLE   0 0 3,165
EXPEDITORS INTL WASH INC COM 302130109   1,024,362 8,426 SH   SOLE   0 0 8,426
EXTRA SPACE STORAGE INC COM 30225T102   1,472,656 10,018 SH   SOLE   0 0 10,018
EXXON MOBIL CORP COM 30231G102   293,128 2,522 SH   SOLE   0 0 2,522
FEDEX CORP COM 31428X106   2,033,641 7,019 SH   SOLE   0 0 7,019
FISERV INC COM 337738108   623,458 3,901 SH   SOLE   0 0 3,901
FORD MTR CO DEL COM 345370860   780,571 58,778 SH   SOLE   0 0 58,778
GAMING & LEISURE PPTYS INC COM 36467J108   332,269 7,212 SH   SOLE   0 0 7,212
GENERAL DYNAMICS CORP COM 369550108   439,815 1,557 SH   SOLE   0 0 1,557
GENERAL ELECTRIC CO COM NEW 369604301   1,201,282 6,844 SH   SOLE   0 0 6,844
GENERAL MLS INC COM 370334104   967,494 13,827 SH   SOLE   0 0 13,827
GILEAD SCIENCES INC COM 375558103   4,114,042 56,164 SH   SOLE   0 0 56,164
GRAPHIC PACKAGING HLDG CO COM 388689101   574,671 19,694 SH   SOLE   0 0 19,694
HOME DEPOT INC COM 437076102   225,190 587 SH   SOLE   0 0 587
HUNTINGTON INGALLS INDS INC COM 446413106   493,459 1,693 SH   SOLE   0 0 1,693
INGERSOLL RAND INC COM 45687V106   372,584 3,924 SH   SOLE   0 0 3,924
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   834,812 7,473 SH   SOLE   0 0 7,473
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   10,566,519 499,599 SH   SOLE   0 0 499,599
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   633,383 10,483 SH   SOLE   0 0 10,483
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   616,598 3,641 SH   SOLE   0 0 3,641
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   571,888 10,090 SH   SOLE   0 0 10,090
IQVIA HLDGS INC COM 46266C105   772,579 3,055 SH   SOLE   0 0 3,055
IRON MTN INC DEL COM 46284V101   721,054 8,990 SH   SOLE   0 0 8,990
ISHARES INC MSCI CDA ETF 464286509   3,008,194 78,584 SH   SOLE   0 0 78,584
ISHARES INC CORE MSCI EMKT 46434G103   12,430,940 240,910 SH   SOLE   0 0 240,910
ISHARES TR CORE S&P500 ETF 464287200   1,542,397 2,934 SH   SOLE   0 0 2,934
ISHARES TR MSCI EMG MKT ETF 464287234   301,273 7,334 SH   SOLE   0 0 7,334
ISHARES TR IBOXX INV CP ETF 464287242   2,266,064 20,805 SH   SOLE   0 0 20,805
ISHARES TR 20 YR TR BD ETF 464287432   13,556,491 143,273 SH   SOLE   0 0 143,273
ISHARES TR 1 3 YR TREAS BD 464287457   40,954,166 500,785 SH   SOLE   0 0 500,785
ISHARES TR MSCI EAFE ETF 464287465   1,643,298 20,577 SH   SOLE   0 0 20,577
ISHARES TR RUS 1000 ETF 464287622   4,888,975 16,974 SH   SOLE   0 0 16,974
ISHARES TR RUSSELL 2000 ETF 464287655   206,616 982 SH   SOLE   0 0 982
ISHARES TR JPMORGAN USD EMG 464288281   10,490,591 116,991 SH   SOLE   0 0 116,991
ISHARES TR NATIONAL MUN ETF 464288414   671,747 6,243 SH   SOLE   0 0 6,243
ISHARES TR IBOXX HI YD ETF 464288513   10,103,024 129,976 SH   SOLE   0 0 129,976
ISHARES TR USD INV GRDE ETF 464288620   3,954,159 77,884 SH   SOLE   0 0 77,884
ISHARES TR ISHS 5-10YR INVT 464288638   1,308,112 25,351 SH   SOLE   0 0 25,351
ISHARES TR ISHS 1-5YR INVS 464288646   9,983,556 194,687 SH   SOLE   0 0 194,687
ISHARES TR 10-20 YR TRS ETF 464288653   523,470 4,984 SH   SOLE   0 0 4,984
ISHARES TR 3 7 YR TREAS BD 464288661   1,786,080 15,423 SH   SOLE   0 0 15,423
ISHARES TR US TREAS BD ETF 46429B267   6,241,267 274,100 SH   SOLE   0 0 274,100
ISHARES TR MSCI USA MIN VOL 46429B697   1,344,075 16,081 SH   SOLE   0 0 16,081
ISHARES TR MSCI USA MMENTM 46432F396   5,277,832 28,171 SH   SOLE   0 0 28,171
ISHARES TR CORE MSCI EAFE 46432F842   29,653,388 399,534 SH   SOLE   0 0 399,534
ISHARES TR 0-5YR HI YL CP 46434V407   981,756 23,073 SH   SOLE   0 0 23,073
JOHNSON & JOHNSON COM 478160104   596,680 3,772 SH   SOLE   0 0 3,772
JOHNSON CTLS INTL PLC SHS G51502105   351,015 5,374 SH   SOLE   0 0 5,374
JPMORGAN CHASE & CO COM 46625H100   2,833,846 14,148 SH   SOLE   0 0 14,148
KELLANOVA COM 487836108   285,782 4,988 SH   SOLE   0 0 4,988
KIMBERLY-CLARK CORP COM 494368103   641,354 4,958 SH   SOLE   0 0 4,958
KLA CORP COM NEW 482480100   2,314,033 3,313 SH   SOLE   0 0 3,313
KROGER CO COM 501044101   695,436 12,173 SH   SOLE   0 0 12,173
LABORATORY CORP AMER HLDGS COM NEW 50540R409   269,119 1,232 SH   SOLE   0 0 1,232
LANDSTAR SYS INC COM 515098101   229,622 1,191 SH   SOLE   0 0 1,191
LAUDER ESTEE COS INC CL A 518439104   269,763 1,750 SH   SOLE   0 0 1,750
LENNAR CORP CL A 526057104   1,279,015 7,437 SH   SOLE   0 0 7,437
LINCOLN ELEC HLDGS INC COM 533900106   878,714 3,440 SH   SOLE   0 0 3,440
LINDE PLC SHS G54950103   829,456 1,786 SH   SOLE   0 0 1,786
LOWES COS INC COM 548661107   285,202 1,120 SH   SOLE   0 0 1,120
LULULEMON ATHLETICA INC COM 550021109   626,993 1,605 SH   SOLE   0 0 1,605
MANULIFE FINL CORP COM 56501R106   481,072 19,251 SH   SOLE   0 0 19,251
MARATHON PETE CORP COM 56585A102   718,740 3,567 SH   SOLE   0 0 3,567
MARRIOTT INTL INC NEW CL A 571903202   768,488 3,046 SH   SOLE   0 0 3,046
MARSH & MCLENNAN COS INC COM 571748102   3,241,280 15,736 SH   SOLE   0 0 15,736
MASTERCARD INCORPORATED CL A 57636Q104   957,389 1,988 SH   SOLE   0 0 1,988
MCDONALDS CORP COM 580135101   520,529 1,846 SH   SOLE   0 0 1,846
MCKESSON CORP COM 58155Q103   971,319 1,809 SH   SOLE   0 0 1,809
MEDTRONIC PLC SHS G5960L103   322,350 3,699 SH   SOLE   0 0 3,699
MERCK & CO INC COM 58933Y105   1,378,018 10,443 SH   SOLE   0 0 10,443
META PLATFORMS INC CL A 30303M102   7,098,236 14,618 SH   SOLE   0 0 14,618
MICROCHIP TECHNOLOGY INC. COM 595017104   516,222 5,754 SH   SOLE   0 0 5,754
MICROSOFT CORP COM 594918104   14,578,450 34,651 SH   SOLE   0 0 34,651
MONDELEZ INTL INC CL A 609207105   587,007 8,386 SH   SOLE   0 0 8,386
MONSTER BEVERAGE CORP NEW COM 61174X109   331,197 5,587 SH   SOLE   0 0 5,587
MORGAN STANLEY COM NEW 617446448   552,996 5,873 SH   SOLE   0 0 5,873
MOTOROLA SOLUTIONS INC COM NEW 620076307   614,874 1,732 SH   SOLE   0 0 1,732
MURPHY USA INC COM 626755102   284,230 678 SH   SOLE   0 0 678
NETFLIX INC COM 64110L106   403,006 664 SH   SOLE   0 0 664
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   242,240 1,406 SH   SOLE   0 0 1,406
NEXTERA ENERGY INC COM 65339F101   1,553,379 24,306 SH   SOLE   0 0 24,306
NIKE INC CL B 654106103   304,099 3,236 SH   SOLE   0 0 3,236
NORFOLK SOUTHN CORP COM 655844108   829,319 3,254 SH   SOLE   0 0 3,254
NOVARTIS AG SPONSORED ADR 66987V109   431,958 4,466 SH   SOLE   0 0 4,466
NOVO-NORDISK A S ADR 670100205   921,573 7,177 SH   SOLE   0 0 7,177
NVIDIA CORPORATION COM 67066G104   9,531,893 10,549 SH   SOLE   0 0 10,549
OMEGA HEALTHCARE INVS INC COM 681936100   542,706 17,136 SH   SOLE   0 0 17,136
OMNICOM GROUP INC COM 681919106   1,084,471 11,208 SH   SOLE   0 0 11,208
ON SEMICONDUCTOR CORP COM 682189105   306,949 4,173 SH   SOLE   0 0 4,173
ORACLE CORP COM 68389X105   1,150,385 9,158 SH   SOLE   0 0 9,158
PACCAR INC COM 693718108   1,019,891 8,232 SH   SOLE   0 0 8,232
PARKER-HANNIFIN CORP COM 701094104   1,037,614 1,867 SH   SOLE   0 0 1,867
PBF ENERGY INC CL A 69318G106   928,662 16,131 SH   SOLE   0 0 16,131
PEPSICO INC COM 713448108   347,850 1,988 SH   SOLE   0 0 1,988
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   275,468 18,111 SH   SOLE   0 0 18,111
PFIZER INC COM 717081103   2,372,321 85,489 SH   SOLE   0 0 85,489
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,001,823 29,857 SH   SOLE   0 0 29,857
PIONEER NAT RES CO COM 723787107   1,667,679 6,353 SH   SOLE   0 0 6,353
PPG INDS INC COM 693506107   288,269 1,989 SH   SOLE   0 0 1,989
PRICE T ROWE GROUP INC COM 74144T108   1,460,880 11,982 SH   SOLE   0 0 11,982
PROCTER AND GAMBLE CO COM 742718109   4,582,379 28,243 SH   SOLE   0 0 28,243
PROGRESSIVE CORP COM 743315103   490,529 2,372 SH   SOLE   0 0 2,372
PROLOGIS INC. COM 74340W103   356,623 2,739 SH   SOLE   0 0 2,739
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,178,930 17,654 SH   SOLE   0 0 17,654
PULTE GROUP INC COM 745867101   954,466 7,913 SH   SOLE   0 0 7,913
QUALCOMM INC COM 747525103   1,134,006 6,698 SH   SOLE   0 0 6,698
REGENERON PHARMACEUTICALS COM 75886F107   371,897 386 SH   SOLE   0 0 386
REINSURANCE GRP OF AMERICA I COM NEW 759351604   435,523 2,258 SH   SOLE   0 0 2,258
RESTAURANT BRANDS INTL INC COM 76131D103   649,265 8,172 SH   SOLE   0 0 8,172
ROPER TECHNOLOGIES INC COM 776696106   293,903 524 SH   SOLE   0 0 524
ROYAL CARIBBEAN GROUP COM V7780T103   319,584 2,299 SH   SOLE   0 0 2,299
RTX CORPORATION COM 75513E101   347,708 3,565 SH   SOLE   0 0 3,565
SALESFORCE INC COM 79466L302   1,503,887 4,993 SH   SOLE   0 0 4,993
SCHLUMBERGER LTD COM STK 806857108   224,997 4,105 SH   SOLE   0 0 4,105
SELECT SECTOR SPDR TR INDL 81369Y704   500,187 3,971 SH   SOLE   0 0 3,971
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   516,707 2,481 SH   SOLE   0 0 2,481
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   494,206 6,052 SH   SOLE   0 0 6,052
SEMPRA COM 816851109   675,343 9,402 SH   SOLE   0 0 9,402
SERVICENOW INC COM 81762P102   685,398 899 SH   SOLE   0 0 899
SKYWORKS SOLUTIONS INC COM 83088M102   563,748 5,204 SH   SOLE   0 0 5,204
SONY GROUP CORP SPONSORED ADR 835699307   226,472 2,641 SH   SOLE   0 0 2,641
SPDR GOLD TR GOLD SHS 78463V107   208,394 1,013 SH   SOLE   0 0 1,013
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   671,121 18,544 SH   SOLE   0 0 18,544
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   626,462 17,479 SH   SOLE   0 0 17,479
SPDR S&P 500 ETF TR TR UNIT 78462F103   740,972 1,417 SH   SOLE   0 0 1,417
SPDR SER TR PORTFOLIO CRPORT 78464A144   709,731 24,381 SH   SOLE   0 0 24,381
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,707,791 52,242 SH   SOLE   0 0 52,242
SPDR SER TR PORT MTG BK ETF 78464A383   727,403 33,490 SH   SOLE   0 0 33,490
SPDR SER TR PORTFOLIO LN TSR 78464A664   763,852 27,339 SH   SOLE   0 0 27,339
SPDR SER TR PORTFLI INTRMDIT 78464A672   886,430 31,456 SH   SOLE   0 0 31,456
SPDR SER TR PORTFOLIO S&P400 78464A847   213,660 4,006 SH   SOLE   0 0 4,006
SPDR SER TR PORTFOLIO S&P500 78464A854   1,121,114 18,221 SH   SOLE   0 0 18,221
SPDR SER TR PORTFLI HIGH YLD 78468R606   274,130 11,685 SH   SOLE   0 0 11,685
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,031,200 10,832 SH   SOLE   0 0 10,832
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   14,439,770 157,296 SH   SOLE   0 0 157,296
SPDR SER TR PORTFOLIO S&P600 78468R853   435,721 10,124 SH   SOLE   0 0 10,124
SPROUTS FMRS MKT INC COM 85208M102   425,826 6,604 SH   SOLE   0 0 6,604
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   610,455 15,242 SH   SOLE   0 0 15,242
STEEL DYNAMICS INC COM 858119100   1,462,746 9,868 SH   SOLE   0 0 9,868
STELLANTIS N.V SHS N82405106   902,663 31,896 SH   SOLE   0 0 31,896
SUPER MICRO COMPUTER INC COM 86800U104   1,138,304 1,127 SH   SOLE   0 0 1,127
SYNOPSYS INC COM 871607107   243,985 427 SH   SOLE   0 0 427
SYSCO CORP COM 871829107   696,574 8,581 SH   SOLE   0 0 8,581
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   681,864 5,012 SH   SOLE   0 0 5,012
TESLA INC COM 88160R101   1,215,483 6,914 SH   SOLE   0 0 6,914
TEXAS INSTRS INC COM 882508104   817,319 4,692 SH   SOLE   0 0 4,692
THE CIGNA GROUP COM 125523100   1,766,488 4,864 SH   SOLE   0 0 4,864
THERMO FISHER SCIENTIFIC INC COM 883556102   750,086 1,291 SH   SOLE   0 0 1,291
THOMSON REUTERS CORP. COM 884903808   361,207 2,318 SH   SOLE   0 0 2,318
TJX COS INC NEW COM 872540109   621,987 6,133 SH   SOLE   0 0 6,133
T-MOBILE US INC COM 872590104   584,089 3,579 SH   SOLE   0 0 3,579
TOLL BROTHERS INC COM 889478103   311,264 2,406 SH   SOLE   0 0 2,406
TYSON FOODS INC CL A 902494103   576,005 9,808 SH   SOLE   0 0 9,808
UNITED THERAPEUTICS CORP DEL COM 91307C102   454,156 1,977 SH   SOLE   0 0 1,977
UNITEDHEALTH GROUP INC COM 91324P102   1,791,036 3,620 SH   SOLE   0 0 3,620
UNUM GROUP COM 91529Y106   362,919 6,763 SH   SOLE   0 0 6,763
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   316,905 6,064 SH   SOLE   0 0 6,064
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,961,223 27,115 SH   SOLE   0 0 27,115
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,849,984 24,536 SH   SOLE   0 0 24,536
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,945,896 51,466 SH   SOLE   0 0 51,466
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,277,055 31,351 SH   SOLE   0 0 31,351
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,977,762 182,512 SH   SOLE   0 0 182,512
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   58,290,867 121,262 SH   SOLE   0 0 121,262
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,649,674 61,893 SH   SOLE   0 0 61,893
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   8,583,699 36,404 SH   SOLE   0 0 36,404
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,713,206 18,078 SH   SOLE   0 0 18,078
VANGUARD INDEX FDS SM CP VAL ETF 922908611   11,372,609 59,269 SH   SOLE   0 0 59,269
VANGUARD INDEX FDS MID CAP ETF 922908629   4,190,930 16,773 SH   SOLE   0 0 16,773
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,159,304 52,258 SH   SOLE   0 0 52,258
VANGUARD INDEX FDS GROWTH ETF 922908736   43,315,077 125,843 SH   SOLE   0 0 125,843
VANGUARD INDEX FDS VALUE ETF 922908744   35,766,873 219,617 SH   SOLE   0 0 219,617
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,533,286 59,203 SH   SOLE   0 0 59,203
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,367,180 20,260 SH   SOLE   0 0 20,260
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,064,875 336,722 SH   SOLE   0 0 336,722
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   350,475 7,318 SH   SOLE   0 0 7,318
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   6,842,994 150,033 SH   SOLE   0 0 150,033
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,490,914 18,518 SH   SOLE   0 0 18,518
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   42,609,794 849,308 SH   SOLE   0 0 849,308
VANGUARD WORLD FD MEGA GRWTH IND 921910816   35,841,145 125,052 SH   SOLE   0 0 125,052
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   28,006,162 234,342 SH   SOLE   0 0 234,342
VERIZON COMMUNICATIONS INC COM 92343V104   2,071,315 49,364 SH   SOLE   0 0 49,364
VERTEX PHARMACEUTICALS INC COM 92532F100   2,499,236 5,979 SH   SOLE   0 0 5,979
VICI PPTYS INC COM 925652109   1,441,944 48,404 SH   SOLE   0 0 48,404
VISA INC COM CL A 92826C839   1,298,460 4,653 SH   SOLE   0 0 4,653
VISTRA CORP COM 92840M102   1,447,745 20,786 SH   SOLE   0 0 20,786
WALMART INC COM 931142103   383,033 6,366 SH   SOLE   0 0 6,366
WELLS FARGO CO NEW COM 949746101   833,577 14,382 SH   SOLE   0 0 14,382
WILLIAMS SONOMA INC COM 969904101   1,629,177 5,131 SH   SOLE   0 0 5,131
WORKDAY INC CL A 98138H101   1,045,000 3,831 SH   SOLE   0 0 3,831
ZOETIS INC CL A 98978V103   240,381 1,421 SH   SOLE   0 0 1,421