The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   958,306 12,903 SH   SOLE   0 0 12,903
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   960,193 2,736 SH   SOLE   0 0 2,736
EVEREST GROUP LTD COM G3223R108   1,104,962 3,125 SH   SOLE   0 0 3,125
JOHNSON CTLS INTL PLC SHS G51502105   528,022 9,161 SH   SOLE   0 0 9,161
LINDE PLC SHS G54950103   563,386 1,372 SH   SOLE   0 0 1,372
MEDTRONIC PLC SHS G5960L103   271,481 3,295 SH   SOLE   0 0 3,295
STELLANTIS N.V SHS N82405106   725,718 31,120 SH   SOLE   0 0 31,120
ROYAL CARIBBEAN GROUP COM V7780T103   292,259 2,257 SH   SOLE   0 0 2,257
AFLAC INC COM 001055102   1,461,128 17,711 SH   SOLE   0 0 17,711
ABBOTT LABS COM 002824100   798,952 7,259 SH   SOLE   0 0 7,259
ABBVIE INC COM 00287Y109   1,576,330 10,172 SH   SOLE   0 0 10,172
ADOBE INC COM 00724F101   1,028,145 1,723 SH   SOLE   0 0 1,723
ALPHABET INC CAP STK CL C 02079K107   312,667 2,219 SH   SOLE   0 0 2,219
ALPHABET INC CAP STK CL A 02079K305   7,541,382 53,987 SH   SOLE   0 0 53,987
ALTRIA GROUP INC COM 02209S103   1,982,212 49,138 SH   SOLE   0 0 49,138
AMAZON COM INC COM 023135106   3,862,005 25,418 SH   SOLE   0 0 25,418
AMERICAN ELEC PWR CO INC COM 025537101   326,414 4,019 SH   SOLE   0 0 4,019
AMERICAN EXPRESS CO COM 025816109   1,157,884 6,181 SH   SOLE   0 0 6,181
AMETEK INC COM 031100100   580,406 3,520 SH   SOLE   0 0 3,520
AMGEN INC COM 031162100   2,636,316 9,153 SH   SOLE   0 0 9,153
APPLE INC COM 037833100   15,285,454 79,393 SH   SOLE   0 0 79,393
APPLIED MATLS INC COM 038222105   818,737 5,052 SH   SOLE   0 0 5,052
ARCHER DANIELS MIDLAND CO COM 039483102   216,768 3,001 SH   SOLE   0 0 3,001
BANK AMERICA CORP COM 060505104   827,265 24,570 SH   SOLE   0 0 24,570
BANK NEW YORK MELLON CORP COM 064058100   793,435 15,244 SH   SOLE   0 0 15,244
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,070,626 5,806 SH   SOLE   0 0 5,806
BOEING CO COM 097023105   201,095 771 SH   SOLE   0 0 771
BOSTON SCIENTIFIC CORP COM 101137107   751,992 13,008 SH   SOLE   0 0 13,008
BRISTOL-MYERS SQUIBB CO COM 110122108   422,615 8,237 SH   SOLE   0 0 8,237
BROADCOM INC COM 11135F101   6,341,375 5,681 SH   SOLE   0 0 5,681
BUILDERS FIRSTSOURCE INC COM 12008R107   4,802,530 28,768 SH   SOLE   0 0 28,768
THE CIGNA GROUP COM 125523100   1,355,258 4,526 SH   SOLE   0 0 4,526
CVS HEALTH CORP COM 126650100   474,285 6,007 SH   SOLE   0 0 6,007
CADENCE DESIGN SYSTEM INC COM 127387108   2,309,425 8,479 SH   SOLE   0 0 8,479
CATERPILLAR INC COM 149123101   1,848,866 6,253 SH   SOLE   0 0 6,253
CENTERPOINT ENERGY INC COM 15189T107   445,993 15,611 SH   SOLE   0 0 15,611
CHEVRON CORP NEW COM 166764100   237,282 1,591 SH   SOLE   0 0 1,591
CISCO SYS INC COM 17275R102   4,580,677 90,671 SH   SOLE   0 0 90,671
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,032,861 13,675 SH   SOLE   0 0 13,675
COMCAST CORP NEW CL A 20030N101   2,762,023 62,988 SH   SOLE   0 0 62,988
CONOCOPHILLIPS COM 20825C104   425,782 3,668 SH   SOLE   0 0 3,668
CONSOLIDATED EDISON INC COM 209115104   1,247,574 13,714 SH   SOLE   0 0 13,714
CONSTELLATION BRANDS INC CL A 21036P108   333,692 1,380 SH   SOLE   0 0 1,380
COSTCO WHSL CORP NEW COM 22160K105   673,000 1,020 SH   SOLE   0 0 1,020
CROWDSTRIKE HLDGS INC CL A 22788C105   777,000 3,043 SH   SOLE   0 0 3,043
DTE ENERGY CO COM 233331107   1,177,977 10,684 SH   SOLE   0 0 10,684
DANAHER CORPORATION COM 235851102   303,571 1,312 SH   SOLE   0 0 1,312
DEERE & CO COM 244199105   421,552 1,054 SH   SOLE   0 0 1,054
DELL TECHNOLOGIES INC CL C 24703L202   1,083,397 14,162 SH   SOLE   0 0 14,162
DIAMONDBACK ENERGY INC COM 25278X109   730,566 4,711 SH   SOLE   0 0 4,711
DUKE ENERGY CORP NEW COM NEW 26441C204   301,831 3,110 SH   SOLE   0 0 3,110
EOG RES INC COM 26875P101   559,476 4,626 SH   SOLE   0 0 4,626
ELECTRONIC ARTS INC COM 285512109   215,011 1,572 SH   SOLE   0 0 1,572
EXPEDITORS INTL WASH INC COM 302130109   1,043,817 8,206 SH   SOLE   0 0 8,206
EXTRA SPACE STORAGE INC COM 30225T102   591,378 3,689 SH   SOLE   0 0 3,689
EXXON MOBIL CORP COM 30231G102   227,798 2,278 SH   SOLE   0 0 2,278
META PLATFORMS INC CL A 30303M102   5,289,365 14,943 SH   SOLE   0 0 14,943
FEDEX CORP COM 31428X106   848,217 3,353 SH   SOLE   0 0 3,353
FISERV INC COM 337738108   732,037 5,511 SH   SOLE   0 0 5,511
FORD MTR CO DEL COM 345370860   717,575 58,866 SH   SOLE   0 0 58,866
GAMING & LEISURE PPTYS INC COM 36467J108   387,512 7,852 SH   SOLE   0 0 7,852
GENERAL ELECTRIC CO COM NEW 369604301   873,794 6,846 SH   SOLE   0 0 6,846
GENERAL MLS INC COM 370334104   876,340 13,453 SH   SOLE   0 0 13,453
GILEAD SCIENCES INC COM 375558103   4,410,955 54,450 SH   SOLE   0 0 54,450
GRAPHIC PACKAGING HLDG CO COM 388689101   444,168 18,019 SH   SOLE   0 0 18,019
HUNTINGTON INGALLS INDS INC COM 446413106   475,920 1,833 SH   SOLE   0 0 1,833
INTEL CORP COM 458140100   204,803 4,076 SH   SOLE   0 0 4,076
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   614,900 7,417 SH   SOLE   0 0 7,417
INVESCO QQQ TR UNIT SER 1 46090E103   252,089 616 SH   SOLE   0 0 616
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   578,052 10,689 SH   SOLE   0 0 10,689
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   617,996 3,916 SH   SOLE   0 0 3,916
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   523,950 10,326 SH   SOLE   0 0 10,326
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   10,167,523 480,053 SH   SOLE   0 0 480,053
IQVIA HLDGS INC COM 46266C105   661,978 2,861 SH   SOLE   0 0 2,861
IRON MTN INC DEL COM 46284V101   698,359 9,979 SH   SOLE   0 0 9,979
ISHARES INC MSCI CDA ETF 464286509   2,542,252 69,309 SH   SOLE   0 0 69,309
ISHARES TR MORNINGSTR US EQ 464287127   236,591 3,598 SH   SOLE   0 0 3,598
ISHARES TR CORE S&P500 ETF 464287200   1,956,036 4,095 SH   SOLE   0 0 4,095
ISHARES TR MSCI EMG MKT ETF 464287234   365,777 9,097 SH   SOLE   0 0 9,097
ISHARES TR IBOXX INV CP ETF 464287242   13,287,137 120,072 SH   SOLE   0 0 120,072
ISHARES TR 20 YR TR BD ETF 464287432   26,131,743 264,277 SH   SOLE   0 0 264,277
ISHARES TR 1 3 YR TREAS BD 464287457   16,559,647 201,848 SH   SOLE   0 0 201,848
ISHARES TR MSCI EAFE ETF 464287465   1,641,776 21,789 SH   SOLE   0 0 21,789
ISHARES TR RUS 1000 ETF 464287622   4,523,596 17,249 SH   SOLE   0 0 17,249
ISHARES TR RUSSELL 2000 ETF 464287655   207,448 1,034 SH   SOLE   0 0 1,034
ISHARES TR JPMORGAN USD EMG 464288281   9,851,492 110,616 SH   SOLE   0 0 110,616
ISHARES TR NATIONAL MUN ETF 464288414   598,206 5,518 SH   SOLE   0 0 5,518
ISHARES TR IBOXX HI YD ETF 464288513   9,552,475 123,433 SH   SOLE   0 0 123,433
ISHARES TR USD INV GRDE ETF 464288620   3,678,470 71,761 SH   SOLE   0 0 71,761
ISHARES TR ISHS 5-10YR INVT 464288638   1,285,052 24,713 SH   SOLE   0 0 24,713
ISHARES TR ISHS 1-5YR INVS 464288646   9,622,833 187,671 SH   SOLE   0 0 187,671
ISHARES TR 3 7 YR TREAS BD 464288661   1,893,089 16,162 SH   SOLE   0 0 16,162
ISHARES TR US TREAS BD ETF 46429B267   6,406,670 278,067 SH   SOLE   0 0 278,067
ISHARES TR FLTG RATE NT ETF 46429B655   245,426 4,848 SH   SOLE   0 0 4,848
ISHARES TR MSCI USA MIN VOL 46429B697   1,222,817 15,671 SH   SOLE   0 0 15,671
ISHARES TR MSCI USA MMENTM 46432F396   4,741,054 30,219 SH   SOLE   0 0 30,219
ISHARES TR CORE MSCI EAFE 46432F842   25,522,057 362,787 SH   SOLE   0 0 362,787
ISHARES INC CORE MSCI EMKT 46434G103   10,762,067 212,773 SH   SOLE   0 0 212,773
ISHARES TR BROAD USD HIGH 46435U853   263,992 7,263 SH   SOLE   0 0 7,263
JPMORGAN CHASE & CO COM 46625H100   2,432,676 14,301 SH   SOLE   0 0 14,301
JOHNSON & JOHNSON COM 478160104   522,860 3,336 SH   SOLE   0 0 3,336
KLA CORP COM NEW 482480100   1,894,073 3,258 SH   SOLE   0 0 3,258
KELLANOVA COM 487836108   276,340 4,943 SH   SOLE   0 0 4,943
KIMBERLY-CLARK CORP COM 494368103   634,412 5,221 SH   SOLE   0 0 5,221
KROGER CO COM 501044101   561,901 12,293 SH   SOLE   0 0 12,293
LABORATORY CORP AMER HLDGS COM NEW 50540R409   275,634 1,213 SH   SOLE   0 0 1,213
LANDSTAR SYS INC COM 515098101   223,694 1,155 SH   SOLE   0 0 1,155
LENNAR CORP CL A 526057104   1,082,925 7,266 SH   SOLE   0 0 7,266
ELI LILLY & CO COM 532457108   1,503,770 2,580 SH   SOLE   0 0 2,580
LINCOLN ELEC HLDGS INC COM 533900106   832,872 3,830 SH   SOLE   0 0 3,830
LOWES COS INC COM 548661107   226,947 1,020 SH   SOLE   0 0 1,020
LULULEMON ATHLETICA INC COM 550021109   891,178 1,743 SH   SOLE   0 0 1,743
MANULIFE FINL CORP COM 56501R106   415,563 18,804 SH   SOLE   0 0 18,804
MARATHON PETE CORP COM 56585A102   628,756 4,238 SH   SOLE   0 0 4,238
MARSH & MCLENNAN COS INC COM 571748102   2,990,380 15,783 SH   SOLE   0 0 15,783
MARRIOTT INTL INC NEW CL A 571903202   724,279 3,212 SH   SOLE   0 0 3,212
MASTERCARD INCORPORATED CL A 57636Q104   804,683 1,887 SH   SOLE   0 0 1,887
MCDONALDS CORP COM 580135101   573,941 1,936 SH   SOLE   0 0 1,936
MCKESSON CORP COM 58155Q103   1,001,511 2,163 SH   SOLE   0 0 2,163
MERCK & CO INC COM 58933Y105   1,126,647 10,334 SH   SOLE   0 0 10,334
MICROSOFT CORP COM 594918104   12,095,577 32,166 SH   SOLE   0 0 32,166
MICROCHIP TECHNOLOGY INC. COM 595017104   560,380 6,214 SH   SOLE   0 0 6,214
MODERNA INC COM 60770K107   1,450,677 14,587 SH   SOLE   0 0 14,587
MONDELEZ INTL INC CL A 609207105   665,047 9,182 SH   SOLE   0 0 9,182
MONSTER BEVERAGE CORP NEW COM 61174X109   322,098 5,591 SH   SOLE   0 0 5,591
MORGAN STANLEY COM NEW 617446448   422,711 4,533 SH   SOLE   0 0 4,533
MOTOROLA SOLUTIONS INC COM NEW 620076307   562,747 1,797 SH   SOLE   0 0 1,797
MURPHY USA INC COM 626755102   238,548 669 SH   SOLE   0 0 669
NETFLIX INC COM 64110L106   260,159 534 SH   SOLE   0 0 534
NEXTERA ENERGY INC COM 65339F101   1,473,228 24,255 SH   SOLE   0 0 24,255
NIKE INC CL B 654106103   377,710 3,479 SH   SOLE   0 0 3,479
NORFOLK SOUTHN CORP COM 655844108   819,868 3,468 SH   SOLE   0 0 3,468
NOVARTIS AG SPONSORED ADR 66987V109   439,936 4,357 SH   SOLE   0 0 4,357
NOVO-NORDISK A S ADR 670100205   708,294 6,847 SH   SOLE   0 0 6,847
NUCOR CORP COM 670346105   1,909,720 10,973 SH   SOLE   0 0 10,973
NVIDIA CORPORATION COM 67066G104   4,503,282 9,093 SH   SOLE   0 0 9,093
OMNICOM GROUP INC COM 681919106   944,057 10,913 SH   SOLE   0 0 10,913
ON SEMICONDUCTOR CORP COM 682189105   326,769 3,912 SH   SOLE   0 0 3,912
ORACLE CORP COM 68389X105   1,019,842 9,673 SH   SOLE   0 0 9,673
PBF ENERGY INC CL A 69318G106   642,036 14,605 SH   SOLE   0 0 14,605
PPG INDS INC COM 693506107   307,553 2,057 SH   SOLE   0 0 2,057
PACCAR INC COM 693718108   766,456 7,849 SH   SOLE   0 0 7,849
PALO ALTO NETWORKS INC COM 697435105   613,645 2,081 SH   SOLE   0 0 2,081
PARKER-HANNIFIN CORP COM 701094104   931,637 2,022 SH   SOLE   0 0 2,022
PEPSICO INC COM 713448108   323,883 1,907 SH   SOLE   0 0 1,907
PFIZER INC COM 717081103   2,406,516 83,589 SH   SOLE   0 0 83,589
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,376,399 23,814 SH   SOLE   0 0 23,814
PIONEER NAT RES CO COM 723787107   1,428,862 6,354 SH   SOLE   0 0 6,354
PRICE T ROWE GROUP INC COM 74144T108   1,198,146 11,126 SH   SOLE   0 0 11,126
PROCTER AND GAMBLE CO COM 742718109   4,053,097 27,659 SH   SOLE   0 0 27,659
PROGRESSIVE CORP COM 743315103   382,684 2,403 SH   SOLE   0 0 2,403
PROLOGIS INC. COM 74340W103   372,648 2,796 SH   SOLE   0 0 2,796
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,070,809 17,511 SH   SOLE   0 0 17,511
PULTE GROUP INC COM 745867101   948,179 9,186 SH   SOLE   0 0 9,186
QUALCOMM INC COM 747525103   971,265 6,716 SH   SOLE   0 0 6,716
RTX CORPORATION COM 75513E101   241,872 2,875 SH   SOLE   0 0 2,875
REGENERON PHARMACEUTICALS COM 75886F107   320,576 365 SH   SOLE   0 0 365
REINSURANCE GRP OF AMERICA I COM NEW 759351604   398,141 2,461 SH   SOLE   0 0 2,461
RESTAURANT BRANDS INTL INC COM 76131D103   703,717 9,007 SH   SOLE   0 0 9,007
SPDR S&P 500 ETF TR TR UNIT 78462F103   803,768 1,691 SH   SOLE   0 0 1,691
SPDR GOLD TR GOLD SHS 78463V107   221,375 1,158 SH   SOLE   0 0 1,158
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   757,315 21,387 SH   SOLE   0 0 21,387
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   214,026 6,739 SH   SOLE   0 0 6,739
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   779,297 22,914 SH   SOLE   0 0 22,914
SPDR SER TR PORTFOLIO S&P400 78464A847   266,261 5,465 SH   SOLE   0 0 5,465
SPDR SER TR PORTFOLIO S&P500 78464A854   1,267,261 22,670 SH   SOLE   0 0 22,670
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   713,073 17,716 SH   SOLE   0 0 17,716
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   255,234 677 SH   SOLE   0 0 677
SPDR SER TR BLOOMBERG HIGH Y 78468R622   721,889 7,620 SH   SOLE   0 0 7,620
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   13,742,637 150,374 SH   SOLE   0 0 150,374
SPDR SER TR PORTFOLIO S&P600 78468R853   500,260 11,860 SH   SOLE   0 0 11,860
SALESFORCE INC COM 79466L302   1,303,596 4,954 SH   SOLE   0 0 4,954
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   527,735 9,357 SH   SOLE   0 0 9,357
SELECT SECTOR SPDR TR ENERGY 81369Y506   509,412 6,076 SH   SOLE   0 0 6,076
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   531,008 2,759 SH   SOLE   0 0 2,759
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   518,574 7,137 SH   SOLE   0 0 7,137
SEMPRA COM 816851109   689,085 9,221 SH   SOLE   0 0 9,221
SERVICENOW INC COM 81762P102   666,220 943 SH   SOLE   0 0 943
SKYWORKS SOLUTIONS INC COM 83088M102   570,846 5,078 SH   SOLE   0 0 5,078
SONY GROUP CORP SPONSORED ADR 835699307   237,605 2,509 SH   SOLE   0 0 2,509
SPROUTS FMRS MKT INC COM 85208M102   315,553 6,559 SH   SOLE   0 0 6,559
STEEL DYNAMICS INC COM 858119100   1,158,924 9,813 SH   SOLE   0 0 9,813
SUPER MICRO COMPUTER INC COM 86800U104   982,971 3,458 SH   SOLE   0 0 3,458
SYSCO CORP COM 871829107   683,895 9,352 SH   SOLE   0 0 9,352
TJX COS INC NEW COM 872540109   823,710 8,781 SH   SOLE   0 0 8,781
T-MOBILE US INC COM 872590104   329,843 2,057 SH   SOLE   0 0 2,057
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   435,760 4,190 SH   SOLE   0 0 4,190
TESLA INC COM 88160R101   457,582 1,842 SH   SOLE   0 0 1,842
TEXAS INSTRS INC COM 882508104   721,046 4,230 SH   SOLE   0 0 4,230
THERMO FISHER SCIENTIFIC INC COM 883556102   543,759 1,024 SH   SOLE   0 0 1,024
THOMSON REUTERS CORP. COM 884903808   328,089 2,244 SH   SOLE   0 0 2,244
TYSON FOODS INC CL A 902494103   497,317 9,252 SH   SOLE   0 0 9,252
UNITED THERAPEUTICS CORP DEL COM 91307C102   408,776 1,859 SH   SOLE   0 0 1,859
UNITEDHEALTH GROUP INC COM 91324P102   1,935,692 3,677 SH   SOLE   0 0 3,677
UNUM GROUP COM 91529Y106   276,569 6,116 SH   SOLE   0 0 6,116
VALERO ENERGY CORP COM 91913Y100   1,010,989 7,777 SH   SOLE   0 0 7,777
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   274,723 5,321 SH   SOLE   0 0 5,321
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   201,697 1,184 SH   SOLE   0 0 1,184
VANGUARD WORLD FD MEGA GRWTH IND 921910816   32,902,784 126,788 SH   SOLE   0 0 126,788
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   24,574,237 224,689 SH   SOLE   0 0 224,689
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,660,086 22,259 SH   SOLE   0 0 22,259
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,785,726 23,380 SH   SOLE   0 0 23,380
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,513,445 45,617 SH   SOLE   0 0 45,617
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,314,418 58,660 SH   SOLE   0 0 58,660
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,322,696 737,426 SH   SOLE   0 0 737,426
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,067,294 9,561 SH   SOLE   0 0 9,561
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   326,946 6,885 SH   SOLE   0 0 6,885
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,289,893 167,931 SH   SOLE   0 0 167,931
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,079,654 18,079 SH   SOLE   0 0 18,079
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,332,939 275,741 SH   SOLE   0 0 275,741
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   6,270,392 135,254 SH   SOLE   0 0 135,254
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,427,591 17,564 SH   SOLE   0 0 17,564
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   48,928,490 112,016 SH   SOLE   0 0 112,016
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   8,147,060 56,183 SH   SOLE   0 0 56,183
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   8,005,990 36,462 SH   SOLE   0 0 36,462
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,224,210 17,472 SH   SOLE   0 0 17,472
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,305,902 57,265 SH   SOLE   0 0 57,265
VANGUARD INDEX FDS MID CAP ETF 922908629   3,603,646 15,490 SH   SOLE   0 0 15,490
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   8,472,136 51,527 SH   SOLE   0 0 51,527
VANGUARD INDEX FDS GROWTH ETF 922908736   37,818,121 121,649 SH   SOLE   0 0 121,649
VANGUARD INDEX FDS VALUE ETF 922908744   30,381,650 203,222 SH   SOLE   0 0 203,222
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,180,278 52,408 SH   SOLE   0 0 52,408
VERIZON COMMUNICATIONS INC COM 92343V104   1,777,533 47,149 SH   SOLE   0 0 47,149
VERTEX PHARMACEUTICALS INC COM 92532F100   2,405,534 5,912 SH   SOLE   0 0 5,912
VICI PPTYS INC COM 925652109   1,388,473 43,553 SH   SOLE   0 0 43,553
VISA INC COM CL A 92826C839   1,228,941 4,720 SH   SOLE   0 0 4,720
VISTRA CORP COM 92840M102   814,659 21,149 SH   SOLE   0 0 21,149
WALMART INC COM 931142103   206,657 1,311 SH   SOLE   0 0 1,311
WELLS FARGO CO NEW COM 949746101   821,885 16,698 SH   SOLE   0 0 16,698
WILLIAMS SONOMA INC COM 969904101   1,064,017 5,273 SH   SOLE   0 0 5,273
WORKDAY INC CL A 98138H101   1,150,071 4,166 SH   SOLE   0 0 4,166
ZOETIS INC CL A 98978V103   280,265 1,420 SH   SOLE   0 0 1,420