The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   262,791 414 SH   SOLE 0 0 0 414
ALPHABET INC CAP STK CL C 02079K107   202,966 1,414 SH   SOLE 0 0 0 1,414
AMAZON COM INC COM 023135106   968,665 5,638 SH   SOLE 0 0 0 5,638
APPLE INC COM 037833100   2,789,913 15,012 SH   SOLE 0 0 0 15,012
BALL CORP COM 058498106   270,346 4,545 SH   SOLE 0 0 0 4,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,776,740 4,547 SH   SOLE 0 0 0 4,547
BROADCOM INC COM 11135F101   405,257 331 SH   SOLE 0 0 0 331
CUMMINS INC COM 231021106   331,264 1,354 SH   SOLE 0 0 0 1,354
ELI LILLY & CO COM 532457108   415,561 622 SH   SOLE 0 0 0 622
EXXON MOBIL CORP COM 30231G102   397,410 3,897 SH   SOLE 0 0 0 3,897
INVESCO QQQ TR UNIT SER 1 46090E103   16,615,419 38,730 SH   SOLE 0 0 0 38,730
ISHARES TR RUS 1000 ETF 464287622   454,689 1,673 SH   SOLE 0 0 0 1,673
ISHARES TR RUS 1000 GRW ETF 464287614   666,104 2,073 SH   SOLE 0 0 0 2,073
ISHARES TR RUSSELL 2000 ETF 464287655   305,500 1,571 SH   SOLE 0 0 0 1,571
ISHARES TR RUSSELL 3000 ETF 464287689   1,449,937 5,131 SH   SOLE 0 0 0 5,131
ISHARES TR RUS MD CP GR ETF 464287481   303,255 2,855 SH   SOLE 0 0 0 2,855
ISHARES TR RUS MDCP VAL ETF 464287473   258,244 2,238 SH   SOLE 0 0 0 2,238
ISHARES TR MSCI USA MIN VOL 46429B697   9,421,627 117,257 SH   SOLE 0 0 0 117,257
ISHARES TR MSCI LW CRB TG 46434V464   265,242 1,566 SH   SOLE 0 0 0 1,566
ISHARES TR 0-5YR HI YL CP 46434V407   12,714,424 301,147 SH   SOLE 0 0 0 301,147
ISHARES TR MSCI GBL SUS DEV 46435G532   316,907 4,171 SH   SOLE 0 0 0 4,171
ISHARES TR ESG AWR MSCI USA 46435G425   1,049,674 9,651 SH   SOLE 0 0 0 9,651
ISHARES TR ESG AWR US AGRGT 46435U549   765,981 16,177 SH   SOLE 0 0 0 16,177
ISHARES TR USD GRN BOND ETF 46435U440   253,985 5,414 SH   SOLE 0 0 0 5,414
JPMORGAN CHASE & CO COM 46625H100   773,556 4,427 SH   SOLE 0 0 0 4,427
META PLATFORMS INC CL A 30303M102   575,213 1,211 SH   SOLE 0 0 0 1,211
MICROSOFT CORP COM 594918104   898,218 2,184 SH   SOLE 0 0 0 2,184
NVIDIA CORPORATION COM 67066G104   616,850 932 SH   SOLE 0 0 0 932
ORACLE CORP COM 68389X105   374,341 3,233 SH   SOLE 0 0 0 3,233
PACER FDS TR US CASH COWS 100 69374H881   8,620,926 166,331 SH   SOLE 0 0 0 166,331
PROCTER AND GAMBLE CO COM 742718109   464,799 2,940 SH   SOLE 0 0 0 2,940
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   29,315,441 633,984 SH   SOLE 0 0 0 633,984
SERVICENOW INC COM 81762P102   209,388 268 SH   SOLE 0 0 0 268
SPDR S&P 500 ETF TR TR UNIT 78462F103   286,409 579 SH   SOLE 0 0 0 579
SPDR SER TR SPDR MSCI USA GE 78468R747   267,441 2,675 SH   SOLE 0 0 0 2,675
TESLA INC COM 88160R101   350,452 1,865 SH   SOLE 0 0 0 1,865
THERMO FISHER SCIENTIFIC INC COM 883556102   222,251 403 SH   SOLE 0 0 0 403
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   83,736 10,989 SH   SOLE 0 0 0 10,989
UNITEDHEALTH GROUP INC COM 91324P102   455,280 892 SH   SOLE 0 0 0 892
VANGUARD INDEX FDS TOTAL STK MKT 922908769   223,499 912 SH   SOLE 0 0 0 912
VANGUARD INDEX FDS GROWTH ETF 922908736   1,178,544 3,579 SH   SOLE 0 0 0 3,579
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,418,453 40,544 SH   SOLE 0 0 0 40,544
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   16,331,562 93,666 SH   SOLE 0 0 0 93,666
VANGUARD WORLD FD ESG INTL STK ETF 921910725   330,092 6,057 SH   SOLE 0 0 0 6,057
VISA INC COM CL A 92826C839   473,455 1,708 SH   SOLE 0 0 0 1,708
WATERS CORP COM 941848103   278,082 867 SH   SOLE 0 0 0 867