The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   1,235,414 70,194 SH   SOLE   0 0 70,194
ABBOTT LABS COM 002824100   2,303,775 20,269 SH   SOLE   0 0 20,269
ABBVIE INC COM 00287Y109   4,692,514 25,769 SH   SOLE   0 0 25,769
ADOBE INC COM 00724F101   421,846 836 SH   SOLE   0 0 836
AIR PRODS &CHEMS INC COM 009158106   647,884 2,674 SH   SOLE   0 0 2,674
ALPHABET INC CAP STK CL C 02079K107   4,718,690 30,991 SH   SOLE   0 0 30,991
ALPHABET INC CAP STK CL A 02079K305   2,121,321 14,055 SH   SOLE   0 0 14,055
AMAZON COM INC COM 023135106   4,248,129 23,551 SH   SOLE   0 0 23,551
AMERICAN CENTY ETF TR US SML CP VALU 025072877   854,222 9,116 SH   SOLE   0 0 9,116
AMERICAN ELEC PWR CO INC COM 025537101   404,820 4,702 SH   SOLE   0 0 4,702
AMERICAN EXPRESS CO COM 025816109   363,737 1,598 SH   SOLE   0 0 1,598
AMERICAN TOWER CORP NEW COM 03027X100   681,615 3,450 SH   SOLE   0 0 3,450
AMGEN INC COM 031162100   2,231,531 7,849 SH   SOLE   0 0 7,849
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   428,284 7,046 SH   SOLE   0 0 7,046
APPLE INC COM 037833100   18,294,406 106,685 SH   SOLE   0 0 106,685
ASTRAZENECA PLC SPONSORED ADR 046353108   261,244 3,856 SH   SOLE   0 0 3,856
ATMOS ENERGY CORP COM 049560105   213,966 1,800 SH   SOLE   0 0 1,800
AUTOMATIC DATA PROCESSING IN COM 053015103   892,571 3,574 SH   SOLE   0 0 3,574
BANK NEW YORK MELLON CORP COM 064058100   443,048 7,689 SH   SOLE   0 0 7,689
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,613,280 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,245,146 12,473 SH   SOLE   0 0 12,473
BIOGEN INC COM 09062X103   310,723 1,441 SH   SOLE   0 0 1,441
BLACKROCK INC COM 09247X101   904,003 1,084 SH   SOLE   0 0 1,084
BOEING CO COM 097023105   285,827 1,481 SH   SOLE   0 0 1,481
BOOKING HOLDINGS INC COM 09857L108   1,055,851 291 SH   SOLE   0 0 291
BORGWARNER INC COM 099724106   762,647 21,953 SH   SOLE   0 0 21,953
BRISTOL-MYERS SQUIBB CO COM 110122108   599,497 11,055 SH   SOLE   0 0 11,055
BROADCOM INC COM 11135F101   301,783 228 SH   SOLE   0 0 228
BROWN FORMAN CORP CL B 115637209   220,676 5,386 SH   SOLE   0 0 5,386
CVS HEALTH CORP COM 126650100   258,566 3,242 SH   SOLE   0 0 3,242
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   1,113,384 43,188 SH   SOLE   0 0 43,188
CATERPILLAR INC COM 149123101   3,124,701 8,527 SH   SOLE   0 0 8,527
CHEVRON CORP NEW COM 166764100   1,903,659 12,068 SH   SOLE   0 0 12,068
CISCO SYS INC COM 17275R102   1,631,966 32,698 SH   SOLE   0 0 32,698
COCA COLA CO COM 191216100   1,037,957 16,966 SH   SOLE   0 0 16,966
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   397,267 6,081 SH   SOLE   0 0 6,081
COLGATE PALMOLIVE CO COM 194162103   794,670 8,825 SH   SOLE   0 0 8,825
COMMUNITY BK SYS INC COM 203607106   328,237 6,834 SH   SOLE   0 0 6,834
CONOCOPHILLIPS COM 20825C104   208,866 1,641 SH   SOLE   0 0 1,641
CONSOLIDATED EDISON INC COM 209115104   631,197 6,951 SH   SOLE   0 0 6,951
CONSTELLATION BRANDS INC CL A 21036P108   1,469,094 5,406 SH   SOLE   0 0 5,406
CORNING INC COM 219350105   396,047 12,016 SH   SOLE   0 0 12,016
COSTCO WHSL CORP NEW COM 22160K105   2,187,257 2,985 SH   SOLE   0 0 2,985
DEERE &CO COM 244199105   1,424,365 3,468 SH   SOLE   0 0 3,468
DISNEY WALT CO COM 254687106   829,502 6,779 SH   SOLE   0 0 6,779
DOMINION ENERGY INC COM 25746U109   510,379 10,376 SH   SOLE   0 0 10,376
DUKE ENERGY CORP NEW COM NEW 26441C204   1,700,459 17,583 SH   SOLE   0 0 17,583
EMERSON ELEC CO COM 291011104   3,133,592 27,628 SH   SOLE   0 0 27,628
ENBRIDGE INC COM 29250N105   650,080 17,968 SH   SOLE   0 0 17,968
ENTERGY CORP NEW COM 29364G103   233,125 2,206 SH   SOLE   0 0 2,206
ENTERPRISE PRODS PARTNERS L COM 293792107   413,393 14,167 SH   SOLE   0 0 14,167
EXXON MOBIL CORP COM 30231G102   5,511,172 47,412 SH   SOLE   0 0 47,412
META PLATFORMS INC CL A 30303M102   657,628 1,354 SH   SOLE   0 0 1,354
FEDEX CORP COM 31428X106   235,324 812 SH   SOLE   0 0 812
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   461,186 6,610 SH   SOLE   0 0 6,610
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   275,863 1,770 SH   SOLE   0 0 1,770
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   744,992 16,442 SH   SOLE   0 0 16,442
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   253,259 1,647 SH   SOLE   0 0 1,647
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   965,138 55,724 SH   SOLE   0 0 55,724
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,851,337 38,370 SH   SOLE   0 0 38,370
FISERV INC COM 337738108   372,221 2,329 SH   SOLE   0 0 2,329
FIRSTENERGY CORP COM 337932107   634,195 16,421 SH   SOLE   0 0 16,421
GENERAL DYNAMICS CORP COM 369550108   461,443 1,633 SH   SOLE   0 0 1,633
GENERAL ELECTRIC CO COM NEW 369604301   286,408 1,632 SH   SOLE   0 0 1,632
GENERAL MLS INC COM 370334104   1,070,604 15,301 SH   SOLE   0 0 15,301
GILEAD SCIENCES INC COM 375558103   84,206 11,539 SH   SOLE   0 0 11,539
HERSHEY CO COM 427866108   267,438 1,375 SH   SOLE   0 0 1,375
HOME DEPOT INC COM 437076102   429,253 1,119 SH   SOLE   0 0 1,119
HONEYWELL INTL INC COM 438516106   624,418 3,042 SH   SOLE   0 0 3,042
INTEL CORP COM 458140100   1,739,950 39,392 SH   SOLE   0 0 39,392
INTERNATIONAL BUSINESS MACHS COM 459200101   2,061,614 10,796 SH   SOLE   0 0 10,796
INVESCO QQQ TR UNIT SER 1 46090E103   4,203,161 9,466 SH   SOLE   0 0 9,466
INTUITIVE SURGICAL INC COM NEW 46120E602   271,381 680 SH   SOLE   0 0 680
ISHARES TR CORE S&P TTL STK 464287150   8,306,240 72,040 SH   SOLE   0 0 72,040
ISHARES TR SELECT DIVID ETF 464287168   1,699,347 13,796 SH   SOLE   0 0 13,796
ISHARES TR CORE S&P500 ETF 464287200   3,546,912 6,747 SH   SOLE   0 0 6,747
ISHARES TR S&P 500 GRWT ETF 464287309   1,652,016 19,564 SH   SOLE   0 0 19,564
ISHARES TR S&P 500 VAL ETF 464287408   407,246 2,180 SH   SOLE   0 0 2,180
ISHARES TR CORE S&P MCP ETF 464287507   676,899 11,144 SH   SOLE   0 0 11,144
ISHARES TR RUS 1000 VAL ETF 464287598   515,837 2,880 SH   SOLE   0 0 2,880
ISHARES TR RUS 1000 GRW ETF 464287614   455,702 1,352 SH   SOLE   0 0 1,352
ISHARES TR CORE S&P US GWT 464287671   2,205,744 18,819 SH   SOLE   0 0 18,819
ISHARES TR CORE S&P SCP ETF 464287804   3,133,185 28,349 SH   SOLE   0 0 28,349
ISHARES TR S&P SML 600 GWT 464287887   229,068 1,752 SH   SOLE   0 0 1,752
ISHARES TR CORE HIGH DV ETF 46429B663   1,059,475 9,613 SH   SOLE   0 0 9,613
ISHARES TR MSCI USA MIN VOL 46429B697   611,345 7,314 SH   SOLE   0 0 7,314
ISHARES INC CORE MSCI EMKT 46434G103   437,387 8,476 SH   SOLE   0 0 8,476
ISHARES TR 0-5YR INVT GR CP 46434V100   311,451 6,328 SH   SOLE   0 0 6,328
ISHARES TR CORE DIV GRWTH 46434V621   3,803,105 65,503 SH   SOLE   0 0 65,503
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,929,517 77,772 SH   SOLE   0 0 77,772
ISHARES TR IBONDS DEC24 ETF 46434VBG4   478,987 19,121 SH   SOLE   0 0 19,121
ISHARES TR IBONDS DEC2026 46435GAA0   1,615,633 67,741 SH   SOLE   0 0 67,741
ISHARES TR IBDS DEC28 ETF 46435U515   1,267,673 50,900 SH   SOLE   0 0 50,900
ISHARES TR IBONDS 27 ETF 46435UAA9   1,326,007 55,715 SH   SOLE   0 0 55,715
ISHARES TR IBONDS DEC 29 46436E205   948,904 41,582 SH   SOLE   0 0 41,582
JPMORGAN CHASE &CO COM 46625H100   3,216,061 16,056 SH   SOLE   0 0 16,056
JOHNSON &JOHNSON COM 478160104   3,308,664 20,916 SH   SOLE   0 0 20,916
KELLANOVA COM 487836108   476,849 8,323 SH   SOLE   0 0 8,323
KIMBERLY-CLARK CORP COM 494368103   773,642 5,981 SH   SOLE   0 0 5,981
KRAFT HEINZ CO COM 500754106   299,051 8,104 SH   SOLE   0 0 8,104
L3HARRIS TECHNOLOGIES INC COM 502431109   441,117 2,070 SH   SOLE   0 0 2,070
LABORATORY CORP AMER HLDGS COM NEW 50540R409   569,035 2,605 SH   SOLE   0 0 2,605
ELI LILLY &CO COM 532457108   1,032,437 1,327 SH   SOLE   0 0 1,327
LOCKHEED MARTIN CORP COM 539830109   1,284,372 2,824 SH   SOLE   0 0 2,824
LOWES COS INC COM 548661107   2,854,002 11,204 SH   SOLE   0 0 11,204
MASTERCARD INCORPORATED CL A 57636Q104   258,603 537 SH   SOLE   0 0 537
MCDONALDS CORP COM 580135101   1,541,129 5,466 SH   SOLE   0 0 5,466
MERCK &CO INC COM 58933Y105   1,162,565 8,811 SH   SOLE   0 0 8,811
MICROSOFT CORP COM 594918104   8,274,176 19,667 SH   SOLE   0 0 19,667
MONDELEZ INTL INC CL A 609207105   305,526 4,365 SH   SOLE   0 0 4,365
NBT BANCORP INC COM 628778102   246,111 6,710 SH   SOLE   0 0 6,710
NEXTERA ENERGY INC COM 65339F101   641,066 10,031 SH   SOLE   0 0 10,031
NORFOLK SOUTHN CORP COM 655844108   482,758 1,894 SH   SOLE   0 0 1,894
NORTHROP GRUMMAN CORP COM 666807102   1,079,819 2,256 SH   SOLE   0 0 2,256
NVIDIA CORPORATION COM 67066G104   8,842,211 9,786 SH   SOLE   0 0 9,786
ONEOK INC NEW COM 682680103   510,201 6,364 SH   SOLE   0 0 6,364
ORACLE CORP COM 68389X105   445,916 3,550 SH   SOLE   0 0 3,550
PALO ALTO NETWORKS INC COM 697435105   1,754,787 6,176 SH   SOLE   0 0 6,176
PAYCHEX INC COM 704326107   1,856,122 15,115 SH   SOLE   0 0 15,115
PEPSICO INC COM 713448108   1,185,294 6,773 SH   SOLE   0 0 6,773
PFIZER INC COM 717081103   368,409 13,276 SH   SOLE   0 0 13,276
PHILIP MORRIS INTL INC COM 718172109   248,932 2,717 SH   SOLE   0 0 2,717
PROCTER AND GAMBLE CO COM 742718109   4,563,282 28,125 SH   SOLE   0 0 28,125
PROSHARES TR S&P 500 DV ARIST 74348A467   312,246 3,079 SH   SOLE   0 0 3,079
PRUDENTIAL FINL INC COM 744320102   240,680 2,050 SH   SOLE   0 0 2,050
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   781,976 11,710 SH   SOLE   0 0 11,710
QUALCOMM INC COM 747525103   1,872,030 11,057 SH   SOLE   0 0 11,057
RTX CORPORATION COM 75513E101   1,368,213 14,029 SH   SOLE   0 0 14,029
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,097,871 17,393 SH   SOLE   0 0 17,393
SPDR GOLD TR GOLD SHS 78463V107   248,304 1,207 SH   SOLE   0 0 1,207
SPDR SER TR S&P BIOTECH 78464A870   206,914 2,181 SH   SOLE   0 0 2,181
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   469,428 11,721 SH   SOLE   0 0 11,721
SALESFORCE INC COM 79466L302   1,656,189 5,499 SH   SOLE   0 0 5,499
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   716,894 8,891 SH   SOLE   0 0 8,891
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   690,615 3,316 SH   SOLE   0 0 3,316
SERVICENOW INC COM 81762P102   232,532 305 SH   SOLE   0 0 305
SMUCKER J M CO COM NEW 832696405   294,284 2,338 SH   SOLE   0 0 2,338
SOUTHERN CO COM 842587107   1,157,990 16,141 SH   SOLE   0 0 16,141
STARBUCKS CORP COM 855244109   880,797 9,638 SH   SOLE   0 0 9,638
SYSCO CORP COM 871829107   289,656 3,568 SH   SOLE   0 0 3,568
TJX COS INC NEW COM 872540109   322,069 3,176 SH   SOLE   0 0 3,176
TERADYNE INC COM 880770102   346,158 3,068 SH   SOLE   0 0 3,068
TESLA INC COM 88160R101   600,938 3,419 SH   SOLE   0 0 3,419
TEXAS INSTRS INC COM 882508104   232,570 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102   3,737,798 6,431 SH   SOLE   0 0 6,431
3M CO COM 88579Y101   218,362 2,059 SH   SOLE   0 0 2,059
TOMPKINS FINL CORP COM 890110109   5,661,954 112,586 SH   SOLE   0 0 112,586
TRAVELERS COMPANIES INC COM 89417E109   326,108 1,417 SH   SOLE   0 0 1,417
US BANCORP DEL COM NEW 902973304   628,425 14,059 SH   SOLE   0 0 14,059
UNION PAC CORP COM 907818108   1,446,560 5,882 SH   SOLE   0 0 5,882
UNITED PARCEL SERVICE INC CL B 911312106   339,143 2,282 SH   SOLE   0 0 2,282
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,226,358 24,765 SH   SOLE   0 0 24,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,138,763 11,712 SH   SOLE   0 0 11,712
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,544,832 29,299 SH   SOLE   0 0 29,299
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   235,321 3,044 SH   SOLE   0 0 3,044
VEEVA SYS INC CL A COM 922475108   853,083 3,682 SH   SOLE   0 0 3,682
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   843,921 1,756 SH   SOLE   0 0 1,756
VANGUARD INDEX FDS GROWTH ETF 922908736   976,272 2,836 SH   SOLE   0 0 2,836
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,508,879 5,806 SH   SOLE   0 0 5,806
VERIZON COMMUNICATIONS INC COM 92343V104   2,301,073 54,840 SH   SOLE   0 0 54,840
VISA INC COM CL A 92826C839   1,853,191 6,640 SH   SOLE   0 0 6,640
WEC ENERGY GROUP INC COM 92939U106   1,016,775 12,382 SH   SOLE   0 0 12,382
WALMART INC COM 931142103   211,243 3,511 SH   SOLE   0 0 3,511
WELLTOWER INC COM 95040Q104   1,094,250 11,711 SH   SOLE   0 0 11,711
WESCO INTL INC COM 95082P105   1,731,918 10,112 SH   SOLE   0 0 10,112
ZIMMER BIOMET HOLDINGS INC COM 98956P102   923,697 6,999 SH   SOLE   0 0 6,999
EATON CORP PLC SHS G29183103   719,164 2,300 SH   SOLE   0 0 2,300
MEDTRONIC PLC SHS G5960L103   285,759 3,279 SH   SOLE   0 0 3,279