The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD RUS 3000 ID ETF VNG RUS3000IDX 92206C599   4,442,780 19,071 SH   SOLE   19,071 0 0
ISHARES:RUSS 1000 ETF RUS 1000 ETF 464287622   167,842,772 582,727 SH   SOLE   582,727 0 0
ISHARES:RUSS 2000 ETF RUSSELL 2000 ETF 464287655   36,128,199 171,794 SH   SOLE   171,794 0 0
VANGUARD RUS 1000 ID ETF VNG RUS1000IDX 92206C730   176,166,317 739,201 SH   SOLE   739,201 0 0
VANGUARD RUS 2000 ID ETF VNG RUS2000IDX 92206C664   38,721,323 455,224 SH   SOLE   455,224 0 0
SPDR PTF ST CORP BOND PORTFOLIO SHORT 78464A474   32,281,308 1,084,357 SH   SOLE   1,084,357 0 0
ISHARES:CORE MSCI EMMKTS CORE MSCI EMKT 46434G103   20,022,417 388,031 SH   SOLE   388,031 0 0
ISHARES:MSCI JAPAN MSCI JPN ETF NEW 46434G822   34,338,637 481,270 SH   SOLE   481,270 0 0
ISHARES:S&P GSCI CMDTY UNIT BEN INT 46428R107   4,523,800 205,068 SH   SOLE   205,068 0 0
VANGUARD RUS 2000 VI ETF VNG RUS2000VAL 92206C649   5,260,602 37,624 SH   SOLE   37,624 0 0
VANGUARD RUS 1000 VI ETF VNG RUS1000VAL 92206C714   5,838,228 74,240 SH   SOLE   74,240 0 0
ISHARES:RUSS 1000 GR RUS 1000 GRW ETF 464287614   8,309,104 24,652 SH   SOLE   24,652 0 0
SCHWAB STR:US LG CAP ETF US LRG CAP ETF 808524201   24,304,310 391,626 SH   SOLE   391,626 0 0
VANGUARD RUS 1000 GI ETF VNG RUS1000GRW 92206C680   3,444,526 39,743 SH   SOLE   39,743 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   8,585,671 16,414 SH   SOLE   16,414 0 0
VANGUARD 500 IDX ETF S&P 500 ETF SHS 922908363   9,978,851 20,759 SH   SOLE   20,759 0 0
ISHARES:CORE S&P 500 CORE S&P500 ETF 464287200   8,720,284 16,587 SH   SOLE   16,587 0 0
SCHWAB STR:INTL EQTY ETF INTL EQTY ETF 808524805   20,489,295 525,097 SH   SOLE   525,097 0 0
FT III:PFD SEC & INC PFD SECS INC ETF 33739E108   1,343,599 77,575 SH   SOLE   77,575 0 0
ISHARES:CORE US AGG BD CORE US AGGBD ET 464287226   4,000,653 40,848 SH   SOLE   40,848 0 0
ISHARES:1-5 IG CORP BD ISHS 1-5YR INVS 464288646   1,020,831 19,907 SH   SOLE   19,907 0 0
VANGUARD ST CORP BD ETF SHRT TRM CORP BD 92206C409   1,035,877 13,399 SH   SOLE   13,399 0 0
PIMCO ETF:ENH SM ACT ETF ENHAN SHRT MA AC 72201R833   1,090,155 10,843 SH   SOLE   10,843 0 0
VANGUARD SH-TM B ETF SHORT TRM BOND 921937827   809,635 10,560 SH   SOLE   10,560 0 0
APPLE ORD COM 037833100   2,044,213 11,921 SH   SOLE   11,921 0 0
ABBVIE ORD COM 00287Y109   6,542,307 35,927 SH   SOLE   35,927 0 0
ACCENTURE CL A ORD SHS CLASS A G1151C101   3,761,758 10,853 SH   SOLE   10,853 0 0
ANALOG DEVICES ORD COM 032654105   2,985,838 15,096 SH   SOLE   15,096 0 0
AGNICO EAGLE ORD COM 008474108   904,055 15,156 SH   SOLE   15,156 0 0
ALAMOS GOLD CL A ORD COM CL A 011532108   839,172 56,893 SH   SOLE   56,893 0 0
AMERIPRISE FINANCE ORD COM 03076C106   4,613,266 10,522 SH   SOLE   10,522 0 0
AIR PRODUCTS AND CHEMICALS ORD COM 009158106   987,008 4,074 SH   SOLE   4,074 0 0
BROADCOM ORD COM 11135F101   11,186,460 8,440 SH   SOLE   8,440 0 0
BHP GROUP ADR SPONSORED ADS 088606108   1,284,064 22,258 SH   SOLE   22,258 0 0
CDW ORD COM 12514G108   2,842,483 11,113 SH   SOLE   11,113 0 0
CONOCOPHILLIPS ORD COM 20825C104   907,379 7,129 SH   SOLE   7,129 0 0
COSTCO WHOLESALE ORD COM 22160K105   2,649,923 3,617 SH   SOLE   3,617 0 0
CINTAS ORD COM 172908105   1,567,115 2,281 SH   SOLE   2,281 0 0
CHEVRON ORD COM 166764100   3,391,095 21,498 SH   SOLE   21,498 0 0
DIGITAL REALTY REIT ORD COM 253868103   1,437,951 9,983 SH   SOLE   9,983 0 0
EASTMAN CHEMICAL ORD COM 277432100   561,733 5,605 SH   SOLE   5,605 0 0
EQUINIX REIT ORD COM 29444U700   3,076,830 3,728 SH   SOLE   3,728 0 0
EATON ORD SHS G29183103   9,255,015 29,599 SH   SOLE   29,599 0 0
GENERAL DYNAMICS ORD COM 369550108   2,281,389 8,076 SH   SOLE   8,076 0 0
HOME DEPOT ORD COM 437076102   4,453,596 11,610 SH   SOLE   11,610 0 0
ILLINOIS TOOL ORD COM 452308109   1,109,008 4,133 SH   SOLE   4,133 0 0
JPMORGAN CHASE ORD COM 46625H100   4,883,114 24,379 SH   SOLE   24,379 0 0
COCA-COLA ORD COM 191216100   876,220 14,322 SH   SOLE   14,322 0 0
ELI LILLY ORD COM 532457108   8,984,660 11,549 SH   SOLE   11,549 0 0
LOCKHEED MARTIN ORD COM 539830109   1,519,721 3,341 SH   SOLE   3,341 0 0
LAM RESEARCH ORD COM 512807108   2,583,405 2,659 SH   SOLE   2,659 0 0
MCDONALD'S ORD COM 580135101   4,731,403 16,781 SH   SOLE   16,781 0 0
MONDELEZ INTERNATIONAL CL A ORD CL A 609207105   2,787,050 39,815 SH   SOLE   39,815 0 0
META PLATFORMS CL A ORD CL A 30303M102   4,030,800 8,301 SH   SOLE   8,301 0 0
MARSH & MCLENNAN ORD COM 571748102   4,378,723 21,258 SH   SOLE   21,258 0 0
MARATHON PETROLEUM ORD COM 56585A102   1,000,649 4,966 SH   SOLE   4,966 0 0
MERCK & CO ORD COM 58933Y105   4,322,814 32,761 SH   SOLE   32,761 0 0
MICROSOFT ORD COM 594918104   12,051,524 28,645 SH   SOLE   28,645 0 0
MOTOROLA SOLUTIONS ORD COM NEW 620076307   5,599,810 15,775 SH   SOLE   15,775 0 0
NEWMONT ORD COM 651639106   720,563 20,105 SH   SOLE   20,105 0 0
REALTY INCOME REIT ORD COM 756109104   1,277,031 23,605 SH   SOLE   23,605 0 0
OCCIDENTAL PETROLEUM ORD COM 674599105   1,755,965 27,019 SH   SOLE   27,019 0 0
PAYCHEX ORD COM 704326107   3,435,453 27,976 SH   SOLE   27,976 0 0
PEPSICO ORD COM 713448108   1,995,114 11,400 SH   SOLE   11,400 0 0
PROCTER & GAMBLE ORD COM 742718109   1,903,842 11,734 SH   SOLE   11,734 0 0
PARKER HANNIFIN ORD COM 701094104   6,614,457 11,901 SH   SOLE   11,901 0 0
PROLOGIS REIT COM 74340W103   2,570,933 19,743 SH   SOLE   19,743 0 0
PNC FINANCIAL SERVICES GROUP ORD COM 693475105   960,389 5,943 SH   SOLE   5,943 0 0
PHILLIPS 66 ORD COM 718546104   3,899,252 23,872 SH   SOLE   23,872 0 0
QUALCOMM ORD COM 747525103   4,655,919 27,501 SH   SOLE   27,501 0 0
STARBUCKS ORD COM 855244109   947,257 10,365 SH   SOLE   10,365 0 0
SOUTHERN COPPER ORD COM 84265V105   214,531 2,014 SH   SOLE   2,014 0 0
SOUTHERN ORD COM 842587107   3,220,911 44,897 SH   SOLE   44,897 0 0
SIMON PROP GRP REIT ORD COM 828806109   2,920,729 18,664 SH   SOLE   18,664 0 0
STRYKER ORD COM 863667101   4,258,653 11,900 SH   SOLE   11,900 0 0
UNITEDHEALTH GRP ORD COM 91324P102   2,569,967 5,195 SH   SOLE   5,195 0 0
UNITED RENTAL ORD COM 911363109   2,562,104 3,553 SH   SOLE   3,553 0 0
VISA CL A ORD COM CL A 92826C839   2,713,774 9,724 SH   SOLE   9,724 0 0
VICI PPTYS ORD COM 925652109   1,745,873 58,606 SH   SOLE   58,606 0 0
VALERO ENERGY ORD COM 91913Y100   3,664,032 21,466 SH   SOLE   21,466 0 0
WEC ENERGY GROUP ORD COM 92939U106   318,543 3,879 SH   SOLE   3,879 0 0
WELLTOWER ORD COM 95040Q104   854,415 9,144 SH   SOLE   9,144 0 0
WASTE MANAGEMENT ORD COM 94106L109   525,628 2,466 SH   SOLE   2,466 0 0