The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   992,428 6,404 SH   SOLE   6,404 0 0
AIR PRODS & CHEMS INC COM 009158106   212,469 776 SH   SOLE   776 0 0
ALPHABET INC CAP STK CL C 02079K107   926,474 6,574 SH   SOLE   6,574 0 0
ALPHABET INC CAP STK CL A 02079K305   578,596 4,142 SH   SOLE   4,142 0 0
AMAZON COM INC COM 023135106   1,764,783 11,615 SH   SOLE   11,615 0 0
AMERICAN HOMES 4 RENT CL A 02665T306   237,550 6,567 SH   SOLE   6,567 0 0
AMGEN INC COM 031162100   1,237,622 4,297 SH   SOLE   4,297 0 0
APPLE INC COM 037833100   3,780,139 19,634 SH   SOLE   19,634 0 0
AVALONBAY CMNTYS INC COM 053484101   451,588 2,391 SH   SOLE   2,391 0 0
BANK AMERICA CORP COM 060505104   449,596 13,353 SH   SOLE   13,353 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,663,180 7,467 SH   SOLE   7,467 0 0
BROADCOM INC COM 11135F101   385,106 345 SH   SOLE   345 0 0
CAMDEN PPTY TR SH BEN INT 133131102   390,329 3,892 SH   SOLE   3,892 0 0
CATERPILLAR INC COM 149123101   715,521 2,420 SH   SOLE   2,420 0 0
CHEVRON CORP NEW COM 166764100   408,251 2,737 SH   SOLE   2,737 0 0
CISCO SYS INC COM 17275R102   319,488 6,324 SH   SOLE   6,324 0 0
COCA COLA CO COM 191216100   386,050 6,551 SH   SOLE   6,551 0 0
COSTCO WHSL CORP NEW COM 22160K105   491,760 745 SH   SOLE   745 0 0
DEERE & CO COM 244199105   770,549 1,927 SH   SOLE   1,927 0 0
DICKS SPORTING GOODS INC COM 253393102   284,121 1,933 SH   SOLE   1,933 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,931,703 168,721 SH   SOLE   168,721 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,037,739 19,831 SH   SOLE   19,831 0 0
EATON CORP PLC SHS G29183103   272,608 1,132 SH   SOLE   1,132 0 0
ELI LILLY & CO COM 532457108   430,195 738 SH   SOLE   738 0 0
EXXON MOBIL CORP COM 30231G102   824,035 8,242 SH   SOLE   8,242 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,110,687 27,123 SH   SOLE   27,123 0 0
FLEXSHARES TR MSTAR EMKT FAC 33939L308   1,227,408 24,054 SH   SOLE   24,054 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795   1,040,736 19,453 SH   SOLE   19,453 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   810,662 34,321 SH   SOLE   34,321 0 0
GENERAL DYNAMICS CORP COM 369550108   534,141 2,057 SH   SOLE   2,057 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   666,996 1,729 SH   SOLE   1,729 0 0
HOME DEPOT INC COM 437076102   866,375 2,500 SH   SOLE   2,500 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   537,781 3,288 SH   SOLE   3,288 0 0
INVITATION HOMES INC COM 46187W107   441,929 12,956 SH   SOLE   12,956 0 0
ISHARES INC CORE MSCI EMKT 46434G103   11,921,051 235,687 SH   SOLE   235,687 0 0
ISHARES INC MSCI EMRG CHN 46434G764   1,273,543 22,984 SH   SOLE   22,984 0 0
ISHARES TR SP SMCP600VL ETF 464287879   434,739 4,218 SH   SOLE   4,218 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,010,813 5,036 SH   SOLE   5,036 0 0
ISHARES TR RUS 1000 ETF 464287622   4,575,918 17,448 SH   SOLE   17,448 0 0
ISHARES TR BROAD USD HIGH 46435U853   753,208 20,721 SH   SOLE   20,721 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,410,797 5,090 SH   SOLE   5,090 0 0
ISHARES TR SELECT DIVID ETF 464287168   2,155,124 18,385 SH   SOLE   18,385 0 0
ISHARES TR RUS MID CAP ETF 464287499   950,516 12,228 SH   SOLE   12,228 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   466,401 1,849 SH   SOLE   1,849 0 0
ISHARES TR CORE MSCI EAFE 46432F842   528,903 7,518 SH   SOLE   7,518 0 0
ISHARES TR CORE S&P500 ETF 464287200   45,962,631 96,231 SH   SOLE   96,231 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,899,945 26,789 SH   SOLE   26,789 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   604,691 3,659 SH   SOLE   3,659 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,287,480 4,247 SH   SOLE   4,247 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   333,676 8,298 SH   SOLE   8,298 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   928,750 12,367 SH   SOLE   12,367 0 0
ISHARES TR CRE U S REIT ETF 464288521   43,739,716 805,668 SH   SOLE   805,668 0 0
ISHARES TR TIPS BD ETF 464287176   310,312 2,887 SH   SOLE   2,887 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,993,719 50,315 SH   SOLE   50,315 0 0
ISHARES TR MSCI ACWI ETF 464288257   319,048 3,135 SH   SOLE   3,135 0 0
ISHARES TR MSCI EAFE ETF 464287465   36,013,511 477,950 SH   SOLE   477,950 0 0
JPMORGAN CHASE & CO COM 46625H100   937,251 5,510 SH   SOLE   5,510 0 0
MARATHON PETE CORP COM 56585A102   769,247 5,185 SH   SOLE   5,185 0 0
MARSH & MCLENNAN COS INC COM 571748102   921,014 4,861 SH   SOLE   4,861 0 0
MASTERCARD INCORPORATED CL A 57636Q104   575,789 1,350 SH   SOLE   1,350 0 0
MCDONALDS CORP COM 580135101   698,281 2,355 SH   SOLE   2,355 0 0
MERCK & CO INC COM 58933Y105   495,870 4,516 SH   SOLE   4,516 0 0
META PLATFORMS INC CL A 30303M102   920,296 2,600 SH   SOLE   2,600 0 0
MICROSOFT CORP COM 594918104   2,549,927 6,781 SH   SOLE   6,781 0 0
MID-AMER APT CMNTYS INC COM 59522J103   205,455 1,528 SH   SOLE   1,528 0 0
MONDELEZ INTL INC CL A 609207105   268,981 3,692 SH   SOLE   3,692 0 0
MORGAN STANLEY COM NEW 617446448   309,683 3,321 SH   SOLE   3,321 0 0
NVIDIA CORPORATION COM 67066G104   2,421,131 4,889 SH   SOLE   4,889 0 0
OIL DRI CORP AMER COM 677864100   335,400 5,000 SH   SOLE   5,000 0 0
ORACLE CORP COM 68389X105   514,182 4,877 SH   SOLE   4,877 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   525,394 553 SH   SOLE   553 0 0
PALO ALTO NETWORKS INC COM 697435105   1,735,074 5,884 SH   SOLE   5,884 0 0
PEPSICO INC COM 713448108   345,624 2,035 SH   SOLE   2,035 0 0
PHILIP MORRIS INTL INC COM 718172109   546,605 5,810 SH   SOLE   5,810 0 0
PNC FINL SVCS GROUP INC COM 693475105   209,202 1,351 SH   SOLE   1,351 0 0
PROCTER AND GAMBLE CO COM 742718109   482,556 3,293 SH   SOLE   3,293 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   232,293 4,450 SH   SOLE   4,450 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   335,870 9,087 SH   SOLE   9,087 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,251,365 98,418 SH   SOLE   98,418 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   256,592 1,435 SH   SOLE   1,435 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   532,400 2,766 SH   SOLE   2,766 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   470,764 6,479 SH   SOLE   6,479 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   420,866 15,422 SH   SOLE   15,422 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   4,112,393 72,593 SH   SOLE   72,593 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,636,691 3,443 SH   SOLE   3,443 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,232,572 14,795 SH   SOLE   14,795 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   58,951,970 645,059 SH   SOLE   645,059 0 0
TARGET CORP COM 87612E106   246,671 1,732 SH   SOLE   1,732 0 0
TEXAS INSTRS INC COM 882508104   265,406 1,557 SH   SOLE   1,557 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,109,019 2,088 SH   SOLE   2,088 0 0
TJX COS INC NEW COM 872540109   395,315 4,214 SH   SOLE   4,214 0 0
TRUIST FINL CORP COM 89832Q109   332,317 9,001 SH   SOLE   9,001 0 0
UBER TECHNOLOGIES INC COM 90353T100   8,766,891 142,389 SH   SOLE   142,389 0 0
UNION PAC CORP COM 907818108   324,738 1,322 SH   SOLE   1,322 0 0
UNITED PARCEL SERVICE INC CL B 911312106   283,800 1,805 SH   SOLE   1,805 0 0
UNITEDHEALTH GROUP INC COM 91324P102   744,429 1,414 SH   SOLE   1,414 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   42,738,521 581,081 SH   SOLE   581,081 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   625,942 8,127 SH   SOLE   8,127 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   52,787,786 120,851 SH   SOLE   120,851 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   889,515 10,067 SH   SOLE   10,067 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   18,378,640 86,151 SH   SOLE   86,151 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,592,772 15,145 SH   SOLE   15,145 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   21,117,516 90,773 SH   SOLE   90,773 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   207,598 5,051 SH   SOLE   5,051 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,080,470 19,246 SH   SOLE   19,246 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   966,274 18,928 SH   SOLE   18,928 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,099,759 52,989 SH   SOLE   52,989 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   27,923,459 348,390 SH   SOLE   348,390 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   29,307,780 360,578 SH   SOLE   360,578 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   21,584,171 372,398 SH   SOLE   372,398 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,076,883 147,743 SH   SOLE   147,743 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   585,723 5,247 SH   SOLE   5,247 0 0
WALMART INC COM 931142103   813,704 5,155 SH   SOLE   5,155 0 0