The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   266,850 2,441 SH   SOLE   2,441 0 0
ABBOTT LABS COM 002824100   219,480 1,994 SH   SOLE   1,994 0 0
ABBVIE INC COM 00287Y109   255,391 1,648 SH   SOLE   1,648 0 0
ADOBE INC COM 00724F101   644,328 1,080 SH   SOLE   1,080 0 0
ALPHABET INC CAP STK CL C 02079K107   2,047,572 14,529 SH   SOLE   14,529 0 0
ALPHABET INC CAP STK CL A 02079K305   2,225,262 15,930 SH   SOLE   15,930 0 0
AMAZON COM INC COM 023135106   1,650,524 10,863 SH   SOLE   10,863 0 0
AMERICAN EXPRESS CO COM 025816109   1,908,807 10,189 SH   SOLE   10,189 0 0
ANALOG DEVICES INC COM 032654105   244,030 1,229 SH   SOLE   1,229 0 0
APPLE INC COM 037833100   6,149,408 31,940 SH   SOLE   31,940 0 0
APPLIED MATLS INC COM 038222105   309,878 1,912 SH   SOLE   1,912 0 0
ARISTA NETWORKS INC COM 040413106   463,013 1,966 SH   SOLE   1,966 0 0
AUTODESK INC COM 052769106   237,393 975 SH   SOLE   975 0 0
BANK AMERICA CORP COM 060505104   701,683 20,840 SH   SOLE   20,840 0 0
BECTON DICKINSON & CO COM 075887109   762,944 3,129 SH   SOLE   3,129 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   746,489 2,093 SH   SOLE   2,093 0 0
BLACKSTONE INC COM 09260D107   403,888 3,085 SH   SOLE   3,085 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   308,117 6,005 SH   SOLE   6,005 0 0
CATERPILLAR INC COM 149123101   451,488 1,527 SH   SOLE   1,527 0 0
CHEVRON CORP NEW COM 166764100   267,146 1,791 SH   SOLE   1,791 0 0
CISCO SYS INC COM 17275R102   1,540,809 30,499 SH   SOLE   30,499 0 0
CLOROX CO DEL COM 189054109   274,201 1,923 SH   SOLE   1,923 0 0
CME GROUP INC COM 12572Q105   658,546 3,127 SH   SOLE   3,127 0 0
COLGATE PALMOLIVE CO COM 194162103   705,991 8,857 SH   SOLE   8,857 0 0
COMCAST CORP NEW CL A 20030N101   505,897 11,537 SH   SOLE   11,537 0 0
COSTCO WHSL CORP NEW COM 22160K105   516,183 782 SH   SOLE   782 0 0
CSX CORP COM 126408103   442,077 12,751 SH   SOLE   12,751 0 0
DANAHER CORPORATION COM 235851102   1,333,444 5,764 SH   SOLE   5,764 0 0
DEERE & CO COM 244199105   525,029 1,313 SH   SOLE   1,313 0 0
DISNEY WALT CO COM 254687106   1,420,984 15,738 SH   SOLE   15,738 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   637,165 6,566 SH   SOLE   6,566 0 0
EATON CORP PLC SHS G29183103   809,637 3,362 SH   SOLE   3,362 0 0
ECOLAB INC COM 278865100   932,047 4,699 SH   SOLE   4,699 0 0
ELECTRONIC ARTS INC COM 285512109   412,345 3,014 SH   SOLE   3,014 0 0
ELEVANCE HEALTH INC COM 036752103   203,242 431 SH   SOLE   431 0 0
ENPHASE ENERGY INC COM 29355A107   264,280 2,000 SH   SOLE   2,000 0 0
EXXON MOBIL CORP COM 30231G102   1,310,838 13,111 SH   SOLE   13,111 0 0
FEDEX CORP COM 31428X106   673,406 2,662 SH   SOLE   2,662 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,494,441 30,928 SH   SOLE   30,928 0 0
FORD MTR CO DEL COM 345370860   235,925 19,354 SH   SOLE   19,354 0 0
GARMIN LTD SHS H2906T109   1,034,747 8,050 SH   SOLE   8,050 0 0
GENERAL DYNAMICS CORP COM 369550108   1,217,333 4,688 SH   SOLE   4,688 0 0
GILEAD SCIENCES INC COM 375558103   418,660 5,168 SH   SOLE   5,168 0 0
HOME DEPOT INC COM 437076102   1,331,445 3,842 SH   SOLE   3,842 0 0
HONEYWELL INTL INC COM 438516106   365,105 1,741 SH   SOLE   1,741 0 0
IDEXX LABS INC COM 45168D104   884,750 1,594 SH   SOLE   1,594 0 0
ILLINOIS TOOL WKS INC COM 452308109   287,086 1,096 SH   SOLE   1,096 0 0
INTEL CORP COM 458140100   225,773 4,493 SH   SOLE   4,493 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   417,053 2,550 SH   SOLE   2,550 0 0
INTUIT COM 461202103   411,895 659 SH   SOLE   659 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   524,527 3,324 SH   SOLE   3,324 0 0
ISHARES GOLD TR ISHARES NEW 464285204   3,229,772 82,751 SH   SOLE   82,751 0 0
ISHARES INC CORE MSCI EMKT 46434G103   924,046 18,269 SH   SOLE   18,269 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   225,960 7,048 SH   SOLE   7,048 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   639,231 3,185 SH   SOLE   3,185 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,015,209 37,092 SH   SOLE   37,092 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,544,820 15,370 SH   SOLE   15,370 0 0
ISHARES TR MSCI KLD400 SOC 464288570   799,999 8,786 SH   SOLE   8,786 0 0
ISHARES TR CONV BD ETF 46435G102   410,554 5,224 SH   SOLE   5,224 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   230,040 2,804 SH   SOLE   2,804 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,178,041 21,945 SH   SOLE   21,945 0 0
ISHARES TR U.S. FINLS ETF 464287788   628,618 7,360 SH   SOLE   7,360 0 0
ISHARES TR NATIONAL MUN ETF 464288414   847,549 7,818 SH   SOLE   7,818 0 0
ISHARES TR JPMORGAN USD EMG 464288281   218,999 2,459 SH   SOLE   2,459 0 0
ISHARES TR MBS ETF 464288588   674,460 7,169 SH   SOLE   7,169 0 0
ISHARES TR INTRM GOV CR ETF 464288612   351,585 3,356 SH   SOLE   3,356 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   284,980 940 SH   SOLE   940 0 0
ISHARES TR MSCI EAFE ETF 464287465   255,663 3,393 SH   SOLE   3,393 0 0
ISHARES TR RUS 1000 ETF 464287622   254,392 970 SH   SOLE   970 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,255,868 46,281 SH   SOLE   46,281 0 0
ISHARES TR CORE S&P500 ETF 464287200   11,762,116 24,626 SH   SOLE   24,626 0 0
ISHARES TR CORE S&P MCP ETF 464287507   4,848,914 17,496 SH   SOLE   17,496 0 0
ISHARES TR HDG MSCI EAFE 46434V803   636,184 20,190 SH   SOLE   20,190 0 0
ISHARES TR TIPS BD ETF 464287176   959,348 8,925 SH   SOLE   8,925 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   819,996 15,769 SH   SOLE   15,769 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,163,851 42,201 SH   SOLE   42,201 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   409,721 3,498 SH   SOLE   3,498 0 0
ISHARES TR A RATE CP BD ETF 46429B291   1,106,509 22,990 SH   SOLE   22,990 0 0
ISHARES TR GNMA BOND ETF 46429B333   2,897,919 65,490 SH   SOLE   65,490 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,029,790 9,815 SH   SOLE   9,815 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,128,014 42,039 SH   SOLE   42,039 0 0
ISHARES TR TRS FLT RT BD 46434V860   607,154 12,030 SH   SOLE   12,030 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   205,153 8,816 SH   SOLE   8,816 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   271,533 11,092 SH   SOLE   11,092 0 0
ISHARES TR CORE INTL AGGR 46435G672   717,867 14,415 SH   SOLE   14,415 0 0
ISHARES TR ISHARES BIOTECH 464287556   550,600 4,053 SH   SOLE   4,053 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   496,504 6,573 SH   SOLE   6,573 0 0
ISHARES TR BROAD USD HIGH 46435U853   212,684 5,851 SH   SOLE   5,851 0 0
JOHNSON & JOHNSON COM 478160104   2,880,568 18,378 SH   SOLE   18,378 0 0
JPMORGAN CHASE & CO COM 46625H100   1,722,092 10,124 SH   SOLE   10,124 0 0
LOWES COS INC COM 548661107   956,012 4,296 SH   SOLE   4,296 0 0
MARATHON PETE CORP COM 56585A102   237,376 1,600 SH   SOLE   1,600 0 0
MASTERCARD INCORPORATED CL A 57636Q104   834,254 1,956 SH   SOLE   1,956 0 0
MCCORMICK & CO INC COM NON VTG 579780206   473,603 6,922 SH   SOLE   6,922 0 0
MCDONALDS CORP COM 580135101   412,445 1,391 SH   SOLE   1,391 0 0
MEDTRONIC PLC SHS G5960L103   887,068 10,768 SH   SOLE   10,768 0 0
MERCK & CO INC COM 58933Y105   1,679,017 15,401 SH   SOLE   15,401 0 0
META PLATFORMS INC CL A 30303M102   594,653 1,680 SH   SOLE   1,680 0 0
MICROSOFT CORP COM 594918104   4,236,843 11,267 SH   SOLE   11,267 0 0
NETFLIX INC COM 64110L106   422,125 867 SH   SOLE   867 0 0
NEXTERA ENERGY INC COM 65339F101   1,353,348 22,281 SH   SOLE   22,281 0 0
NIKE INC CL B 654106103   1,288,292 11,866 SH   SOLE   11,866 0 0
NORFOLK SOUTHN CORP COM 655844108   578,185 2,446 SH   SOLE   2,446 0 0
NVIDIA CORPORATION COM 67066G104   1,558,457 3,147 SH   SOLE   3,147 0 0
ORACLE CORP COM 68389X105   910,493 8,636 SH   SOLE   8,636 0 0
PAYPAL HLDGS INC COM 70450Y103   364,407 5,934 SH   SOLE   5,934 0 0
PEPSICO INC COM 713448108   1,876,222 11,047 SH   SOLE   11,047 0 0
PFIZER INC COM 717081103   702,821 24,412 SH   SOLE   24,412 0 0
PROCTER AND GAMBLE CO COM 742718109   1,802,882 12,303 SH   SOLE   12,303 0 0
ROLLINS INC COM 775711104   1,126,686 25,800 SH   SOLE   25,800 0 0
RTX CORPORATION COM 75513E101   1,306,105 15,523 SH   SOLE   15,523 0 0
SALESFORCE INC COM 79466L302   502,334 1,909 SH   SOLE   1,909 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,006,235 36,038 SH   SOLE   36,038 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,242,493 92,952 SH   SOLE   92,952 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,843,288 34,273 SH   SOLE   34,273 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   435,422 11,781 SH   SOLE   11,781 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   325,499 15,717 SH   SOLE   15,717 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,026,593 41,829 SH   SOLE   41,829 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,213,337 23,244 SH   SOLE   23,244 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   540,615 11,444 SH   SOLE   11,444 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,459,812 31,313 SH   SOLE   31,313 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,041,826 14,862 SH   SOLE   14,862 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   955,284 12,683 SH   SOLE   12,683 0 0
SOUTHERN COPPER CORP COM 84265V105   530,363 6,162 SH   SOLE   6,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   336,459 1,760 SH   SOLE   1,760 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,355,379 25,994 SH   SOLE   25,994 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   402,813 5,583 SH   SOLE   5,583 0 0
STARBUCKS CORP COM 855244109   1,013,290 10,554 SH   SOLE   10,554 0 0
SYSCO CORP COM 871829107   338,738 4,632 SH   SOLE   4,632 0 0
TEXAS INSTRS INC COM 882508104   1,265,325 7,423 SH   SOLE   7,423 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,174,638 2,213 SH   SOLE   2,213 0 0
TJX COS INC NEW COM 872540109   1,212,682 12,927 SH   SOLE   12,927 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   302,436 1,240 SH   SOLE   1,240 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,249,979 7,950 SH   SOLE   7,950 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,845,044 5,404 SH   SOLE   5,404 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   951,787 2,179 SH   SOLE   2,179 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   205,195 865 SH   SOLE   865 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,960,799 47,708 SH   SOLE   47,708 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,865,114 22,947 SH   SOLE   22,947 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   425,458 5,499 SH   SOLE   5,499 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,923,941 46,502 SH   SOLE   46,502 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,897,127 39,606 SH   SOLE   39,606 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   569,090 5,098 SH   SOLE   5,098 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   410,432 848 SH   SOLE   848 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,191,326 4,752 SH   SOLE   4,752 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   239,873 1,750 SH   SOLE   1,750 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   564,708 14,979 SH   SOLE   14,979 0 0
VISA INC COM CL A 92826C839   1,084,618 4,166 SH   SOLE   4,166 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   263,199 3,745 SH   SOLE   3,745 0 0
XCEL ENERGY INC COM 98389B100   482,960 7,801 SH   SOLE   7,801 0 0