The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Msci Usa Value Factor Etf ETF 46432F388   203 2,010 SH   SOLE   0 0 2,010
Blackrock Flexible Income Etf ETF 092528603   204 3,900 SH   SOLE   0 0 3,900
Johnson & Johnson COM 478160104   212 1,351 SH   SOLE   0 0 1,351
Walt Disney Co COM 254687106   213 2,355 SH   SOLE   0 0 2,355
Pepsico Inc COM 713448108   214 1,258 SH   SOLE   0 0 1,258
Coca-cola Company COM 191216100   215 3,655 SH   SOLE   0 0 3,655
Sector Healthcare Select Sector Spdr Etf ETF 81369Y209   216 1,585 SH   SOLE   0 0 1,585
Rtx Corp COM 75513E101   238 2,829 SH   SOLE   0 0 2,829
Spdr S&p Regional Banking Etf ETF 78464A698   240 4,575 SH   SOLE   0 0 4,575
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654   244 4,800 SH   SOLE   0 0 4,800
Costco Wholesale Corp COM 22160K105   251 380 SH   SOLE   0 0 380
Sector Energy Select Sector Spdr Etf ETF 81369Y506   254 3,035 SH   SOLE   0 0 3,035
Spdr Gold Trust Gold Shares ETF 78463V107   263 1,376 SH   SOLE   0 0 1,376
Pfizer Inc COM 717081103   275 9,539 SH   SOLE   0 0 9,539
General Electric Co New COM 369604301   281 2,204 SH   SOLE   0 0 2,204
Ishares Msci Eafe Etf ETF 464287465   284 3,769 SH   SOLE   0 0 3,769
Procter & Gamble Co COM 742718109   295 2,016 SH   SOLE   0 0 2,016
Meta Platforms Inc Cl A COM 30303M102   308 870 SH   SOLE   0 0 870
Broadcom Inc COM 11135F101   311 279 SH   SOLE   0 0 279
Spdr Series Trust S&p Dividend Etf ETF 78464A763   312 2,500 SH   SOLE   0 0 2,500
Nextera Energy Inc COM 65339F101   323 5,315 SH   SOLE   0 0 5,315
Intl Business Machines Corp COM 459200101   323 1,974 SH   SOLE   0 0 1,974
Fidelity Msci Information Tech Index Etf ETF 316092808   324 2,254 SH   SOLE   0 0 2,254
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513   332 4,291 SH   SOLE   0 0 4,291
Alphabet Inc Cl C COM 02079K107   337 2,388 SH   SOLE   0 0 2,388
Home Depot Inc COM 437076102   340 980 SH   SOLE   0 0 980
Verizon Communications Inc COM 92343V104   345 9,155 SH   SOLE   0 0 9,155
Ishares Msci Emerging Markets Etf ETF 464287234   354 8,813 SH   SOLE   0 0 8,813
Anheuser Busch Inbev Sa/nv COM 03524A108   355 5,500 SH   SOLE   0 0 5,500
Thermo Fisher Scientific Inc COM 883556102   371 698 SH   SOLE   0 0 698
Ishares U S Healthcare Etf ETF 464287762   373 1,302 SH   SOLE   0 0 1,302
Ishares Russell 3000 Etf ETF 464287689   379 1,384 SH   SOLE   0 0 1,384
Vanguard Total Intl Stock Index Fund Etf ETF 921909768   400 6,901 SH   SOLE   0 0 6,901
Vanguard S&p 500 Index Etf ETF 922908363   403 923 SH   SOLE   0 0 923
Ishares S&p 500 Growth Etf ETF 464287309   448 5,964 SH   SOLE   0 0 5,964
First Trust Cap Strength Etf ETF 33733E104   499 6,234 SH   SOLE   0 0 6,234
Select Utilities Select Sector Spdr Etf ETF 81369Y886   509 8,045 SH   SOLE   0 0 8,045
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697   523 6,706 SH   SOLE   0 0 6,706
Mckesson Corp COM 58155Q103   538 1,161 SH   SOLE   0 0 1,161
Waste Management Inc Del COM 94106L109   568 3,170 SH   SOLE   0 0 3,170
W P Carey Inc COM 92936U109   575 8,875 SH   SOLE   0 0 8,875
Spdr Dow Jones Industrial Average Etf ETF 78467X109   624 1,655 SH   SOLE   0 0 1,655
Chevron Corp COM 166764100   699 4,689 SH   SOLE   0 0 4,689
Ishares Core S&p U S Growth Etf ETF 464287671   727 6,985 SH   SOLE   0 0 6,985
Jpmorgan Chase & Co COM 46625H100   740 4,353 SH   SOLE   0 0 4,353
Sector Technology Select Sector Spdr Etf ETF 81369Y803   806 4,188 SH   SOLE   0 0 4,188
Tesla Inc COM 88160R101   824 3,318 SH   SOLE   0 0 3,318
Vanguard High Dividend Yield Etf ETF 921946406   825 7,395 SH   SOLE   0 0 7,395
Merck & Company Inc New COM 58933Y105   828 7,599 SH   SOLE   0 0 7,599
Abbott Laboratories COM 002824100   900 8,178 SH   SOLE   0 0 8,178
Ishares Msci Usa Momentum Factor Etf ETF 46432F396   965 6,150 SH   SOLE   0 0 6,150
Vanguard Growth Etf ETF 922908736   1,005 3,233 SH   SOLE   0 0 3,233
Ishares Russell Mid Cap Growth Etf ETF 464287481   1,040 9,953 SH   SOLE   0 0 9,953
Mcdonalds Corp COM 580135101   1,092 3,684 SH   SOLE   0 0 3,684
United Parcel Service Inc Cl B COM 911312106   1,167 7,419 SH   SOLE   0 0 7,419
Abbvie Inc COM 00287Y109   1,393 8,991 SH   SOLE   0 0 8,991
Caterpillar Inc COM 149123101   1,399 4,730 SH   SOLE   0 0 4,730
Ishares S&p 500 Value Etf ETF 464287408   1,424 8,189 SH   SOLE   0 0 8,189
Berkshire Hathaway Inc Cl B New COM 084670702   1,563 4,381 SH   SOLE   0 0 4,381
Spdr S&p Mid Cap 400 Etf ETF 78467Y107   1,985 3,911 SH   SOLE   0 0 3,911
Spdr S&p 500 Etf ETF 78462F103   2,099 4,416 SH   SOLE   0 0 4,416
Vanguard Total Stock Market Etf ETF 922908769   2,335 9,845 SH   SOLE   0 0 9,845
Microsoft Corp COM 594918104   2,406 6,398 SH   SOLE   0 0 6,398
Sector Financial Select Sector Spdr Etf ETF 81369Y605   389 10,351 SH   SOLE   0 0 10,351
Vanguard Short Term Tax Exempt Bond Etf ETF 921935870   1,056 10,412 SH   SOLE   0 0 10,412
Ishares Russell 1000 Value Etf ETF 464287598   1,734 10,494 SH   SOLE   0 0 10,494
Ishares Russell 2000 Etf ETF 464287655   2,200 10,961 SH   SOLE   0 0 10,961
Ishares Select Dividend Etf ETF 464287168   1,359 11,592 SH   SOLE   0 0 11,592
Vanguard Dividend Appreciation Etf ETF 921908844   1,988 11,665 SH   SOLE   0 0 11,665
Rbb Us Treasury 6 Month Bill Etf ETF 74933W460   652 13,057 SH   SOLE   0 0 13,057
Ishares Russell 1000 Growth Etf ETF 464287614   4,194 13,834 SH   SOLE   0 0 13,834
Exxon Mobil Corp COM 30231G102   1,424 14,239 SH   SOLE   0 0 14,239
Spdr Portfolio Short Term Corp Bond Etf ETF 78464A474   429 14,398 SH   SOLE   0 0 14,398
Dimensional U S Core Etf ETF 25434V104   492 14,800 SH   SOLE   0 0 14,800
Spdr Portfolio S&p 500 High Dividend Etf ETF 78468R788   600 15,322 SH   SOLE   0 0 15,322
Wisdomtree Japan Small Cap Dividend Etf ETF 97717W836   1,153 15,400 SH   SOLE   0 0 15,400
Vanguard Mun Bd Tax Exempt Bond Index Etf ETF 922907746   789 15,460 SH   SOLE   0 0 15,460
Invesco Nasdaq 100 Etf ETF 46138G649   2,659 15,778 SH   SOLE   0 0 15,778
Ishares Global Tech Etf ETF 464287291   1,225 17,972 SH   SOLE   0 0 17,972
Wisdomtree India Earnings Etf ETF 97717W422   769 18,750 SH   SOLE   0 0 18,750
Vanguard Short Term Inflation Protected Securities Etf ETF 922020805   983 20,694 SH   SOLE   0 0 20,694
Dimensional U S Equity Etf ETF 25434V401   1,115 21,515 SH   SOLE   0 0 21,515
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300   1,867 22,413 SH   SOLE   0 0 22,413
Vanguard Total Intl Bond Index Etf ETF 92203J407   1,160 23,495 SH   SOLE   0 0 23,495
Dimensional Intl Core Etf ETF 25434V203   686 23,968 SH   SOLE   0 0 23,968
Apple Inc COM 037833100   4,708 24,454 SH   SOLE   0 0 24,454
Spdr Bloomberg 1-3 Month T-bill Etf New ETF 78468R663   2,286 25,013 SH   SOLE   0 0 25,013
Spdr Series Trust S&p Biotech Etf ETF 78464A870   2,245 25,147 SH   SOLE   0 0 25,147
Ishares Floating Rate Bond Etf ETF 46429B655   1,323 26,138 SH   SOLE   0 0 26,138
Dimensional National Municipal Bond Etf ETF 25434V849   1,301 26,815 SH   SOLE   0 0 26,815
Janus Henderson Mortgage Backed Etf ETF 47103U852   1,240 27,000 SH   SOLE   0 0 27,000
Fidelity Msci Healthcare Index Etf ETF 316092600   1,803 27,868 SH   SOLE   0 0 27,868
Dimensional U S Marketwide Value Etf ETF 25434V724   1,079 28,982 SH   SOLE   0 0 28,982
Alphatec Holdings Inc New COM 02081G201   441 29,185 SH   SOLE   0 0 29,185
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847   1,443 29,624 SH   SOLE   0 0 29,624
John Hancock Multifactor Mid Cap Etf ETF 47804J206   1,583 30,057 SH   SOLE   0 0 30,057
Ishares Core S&p Mid Cap Etf ETF 464287507   8,339 30,088 SH   SOLE   0 0 30,088
Ishares Global Healthcare Etf ETF 464287325   2,734 31,522 SH   SOLE   0 0 31,522
Invesco Qqq Etf ETF 46090E103   13,332 32,555 SH   SOLE   0 0 32,555
Ishares Ibonds Dec 2025 Term Corp Etf ETF 46434VBD1   855 34,540 SH   SOLE   0 0 34,540
Ishares Core Msci Total Intl Stock Etf ETF 46432F834   2,318 35,699 SH   SOLE   0 0 35,699
Spdr Doubleline Total Return Tactical Etf ETF 78467V848   1,460 36,285 SH   SOLE   0 0 36,285
Ishares Ibonds Dec 2024 Term Muni Bd Etf ETF 46435U697   958 36,935 SH   SOLE   0 0 36,935
Schwab U S Dividend Equity Etf ETF 808524797   2,845 37,371 SH   SOLE   0 0 37,371
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108   2,157 41,749 SH   SOLE   0 0 41,749
Ishares Core U S Aggregate Bond Etf ETF 464287226   4,181 42,126 SH   SOLE   0 0 42,126
Ishares Core S&p Small Cap Etf ETF 464287804   4,980 46,008 SH   SOLE   0 0 46,008
Spdr Ssga Ultra Short Term Bond Etf ETF 78467V707   1,870 46,303 SH   SOLE   0 0 46,303
Spdr Tips Etf ETF 78464A656   1,196 46,768 SH   SOLE   0 0 46,768
Ssga Active Tr Spdr Doubleline Shrt Dur Total Return Tacticl Etf ETF 78470P200   2,196 46,892 SH   SOLE   0 0 46,892
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718   4,740 47,273 SH   SOLE   0 0 47,273
Invesco S&p 500 Equal Weight Etf ETF 46137V357   7,514 47,616 SH   SOLE   0 0 47,616
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859   2,714 57,071 SH   SOLE   0 0 57,071
Ishares Ibonds Dec 2025 Term Treasury Etf ETF 46436E866   1,330 57,115 SH   SOLE   0 0 57,115
Ishares U S Home Construction Etf ETF 464288752   5,851 57,513 SH   SOLE   0 0 57,513
Ishares Core Msci Emerging Markets Etf ETF 46434G103   3,129 61,865 SH   SOLE   0 0 61,865
Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853   2,652 62,865 SH   SOLE   0 0 62,865
Wisdomtree Floating Rate Treasury Fund New Etf ETF 97717Y527   3,352 66,730 SH   SOLE   0 0 66,730
Blackrock Municipal 2030 Target Term Trust ETF 09257P105   1,475 70,916 SH   SOLE   0 0 70,916
First Trust Ultra Short Duration Municipal Etf ETF 33740J104   1,444 72,003 SH   SOLE   0 0 72,003
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4   1,948 78,210 SH   SOLE   0 0 78,210
Ishares Core S&p 500 Etf ETF 464287200   37,559 78,637 SH   SOLE   0 0 78,637
Janus Detroit Henderson Aaa Clo Etf ETF 47103U845   4,269 84,877 SH   SOLE   0 0 84,877
Geltech Solutions Inc COM 368537106   0 85,556 SH   SOLE   0 0 85,556
Ishares Core S&p U S Value Etf ETF 464287663   8,061 95,594 SH   SOLE   0 0 95,594
Ishares Core Msci Eafe Etf ETF 46432F842   7,010 99,646 SH   SOLE   0 0 99,646
First Trust Short Duration Managed Municipal Etf ETF 33739P830   2,022 101,336 SH   SOLE   0 0 101,336
First Trust Tcw Opportunistic Fixed Income Etf ETF 33740F805   4,642 104,080 SH   SOLE   0 0 104,080
Dimensional U S Core Equity 2 Etf ETF 25434V708   3,153 107,880 SH   SOLE   0 0 107,880
Goldman Sachs Access Treasury 0-1yr Etf Pricing Basket ETF 381430529   11,947 119,786 SH   SOLE   0 0 119,786
Spdr Intermediate Term Treasury Etf ETF 78464A672   3,441 120,475 SH   SOLE   0 0 120,475
Spdr Corp Bond Etf ETF 78464A144   4,525 153,853 SH   SOLE   0 0 153,853
Jpmorgan Betabuilders Japan Etf New ETF 46641Q217   9,651 183,763 SH   SOLE   0 0 183,763
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874   4,424 185,434 SH   SOLE   0 0 185,434
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506   11,011 213,095 SH   SOLE   0 0 213,095
Spdr Portfolio S&p 500 Etf ETF 78464A854   14,364 256,955 SH   SOLE   0 0 256,955
Spdr Ssga Multi Asset Real Return Etf ETF 78467V103   7,859 288,734 SH   SOLE   0 0 288,734
Ishares Core S&p Total U S Stock Market Etf ETF 464287150   30,732 292,044 SH   SOLE   0 0 292,044
Jp Morgan Nasdaq Equity Prem Income Etf ETF 46654Q203   15,039 301,200 SH   SOLE   0 0 301,200
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880   7,372 301,899 SH   SOLE   0 0 301,899
Spdr Portfolio Aggregate Bond Etf ETF 78464A649   11,674 455,296 SH   SOLE   0 0 455,296
First Trust Exchange Traded Fund Iii Pfd Secs & Income Etf ETF 33739E108   8,532 506,055 SH   SOLE   0 0 506,055