The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
UBS GROUP AG SHS H42097107   348,641 11,349 SH   SOLE   0 0 11,349
LOGITECH INTL S A SHS H50430232   210,466 2,355 SH   SOLE   0 0 2,355
NXP SEMICONDUCTORS N V COM N6596X109   202,428 817 SH   SOLE   0 0 817
AFLAC INC COM 001055102   1,650,657 19,225 SH   SOLE   0 0 19,225
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   255,364 23,236 SH   SOLE   0 0 23,236
ABBVIE INC COM 00287Y109   4,068,222 22,341 SH   SOLE   0 0 22,341
ALASKA AIR GROUP INC COM 011659109   245,167 5,703 SH   SOLE   0 0 5,703
ALPHABET INC CAP STK CL C 02079K107   268,130 1,761 SH   SOLE   0 0 1,761
ALPHABET INC CAP STK CL A 02079K305   361,930 2,398 SH   SOLE   0 0 2,398
ALTRIA GROUP INC COM 02209S103   4,487,191 102,870 SH   SOLE   0 0 102,870
AMAZON COM INC COM 023135106   787,178 4,364 SH   SOLE   0 0 4,364
AMERICAN WTR WKS CO INC NEW COM 030420103   3,268,693 26,747 SH   SOLE   0 0 26,747
AMGEN INC COM 031162100   257,080 904 SH   SOLE   0 0 904
APPLE INC COM 037833100   3,565,359 20,792 SH   SOLE   0 0 20,792
AXON ENTERPRISE INC COM 05464C101   2,004,309 6,406 SH   SOLE   0 0 6,406
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   324,167 27,379 SH   SOLE   0 0 27,379
BANK AMERICA CORP COM 060505104   4,229,715 111,543 SH   SOLE   0 0 111,543
BELLRING BRANDS INC COMMON STOCK 07831C103   1,255,096 21,262 SH   SOLE   0 0 21,262
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,881,827 4,475 SH   SOLE   0 0 4,475
BRASKEM S A SP ADR PFD A 105532105   334,567 1,673 SH   SOLE   0 0 1,673
BUILDERS FIRSTSOURCE INC COM 12008R107   1,934,718 9,277 SH   SOLE   0 0 9,277
CADENCE DESIGN SYSTEM INC COM 127387108   1,712,974 5,503 SH   SOLE   0 0 5,503
CELANESE CORP DEL COM 150870103   1,474,827 8,582 SH   SOLE   0 0 8,582
CEMEX SAB DE CV SPON ADR NEW 151290889   334,028 37,073 SH   SOLE   0 0 37,073
CHEVRON CORP NEW COM 166764100   652,108 4,134 SH   SOLE   0 0 4,134
CISCO SYS INC COM 17275R102   4,641,838 93,004 SH   SOLE   0 0 93,004
COCA COLA CO COM 191216100   4,432,091 72,130 SH   SOLE   0 0 72,130
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   238,432 2,453 SH   SOLE   0 0 2,453
CONSTELLATION ENERGY CORP COM 21037T109   1,458,565 7,891 SH   SOLE   0 0 7,891
CURTISS WRIGHT CORP COM 231561101   1,522,493 5,949 SH   SOLE   0 0 5,949
DECKERS OUTDOOR CORP COM 243537107   1,855,223 1,971 SH   SOLE   0 0 1,971
DISNEY WALT CO COM 254687106   202,283 1,653 SH   SOLE   0 0 1,653
DOW INC COM 260557103   279,958 4,833 SH   SOLE   0 0 4,833
EMBRAER S.A. SPONSORED ADS 29082A107   309,717 11,626 SH   SOLE   0 0 11,626
ESAB CORPORATION COM 29605J106   2,219,573 20,067 SH   SOLE   0 0 20,067
EVERCORE INC CLASS A 29977A105   1,625,424 8,440 SH   SOLE   0 0 8,440
EXXON MOBIL CORP COM 30231G102   6,730,494 57,902 SH   SOLE   0 0 57,902
F N B CORP COM 302520101   145,512 10,320 SH   SOLE   0 0 10,320
META PLATFORMS INC CL A 30303M102   1,911,608 3,937 SH   SOLE   0 0 3,937
FAIR ISAAC CORP COM 303250104   2,265,543 1,813 SH   SOLE   0 0 1,813
FIFTH THIRD BANCORP COM 316773100   223,260 6,000 SH   SOLE   0 0 6,000
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   6,296,518 105,324 SH   SOLE   0 0 105,324
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   248,552 1,908 SH   SOLE   0 0 1,908
GRUPO FINANCIERO GALICIA S.A SPONSORED ADR 399909100   242,151 9,526 SH   SOLE   0 0 9,526
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   225,271 27,573 SH   SOLE   0 0 27,573
ING GROEP N.V. SPONSORED ADR 456837103   211,946 12,853 SH   SOLE   0 0 12,853
INTERNATIONAL BUSINESS MACHS COM 459200101   5,831,621 30,538 SH   SOLE   0 0 30,538
INVESCO QQQ TR UNIT SER 1 46090E103   393,696 887 SH   SOLE   0 0 887
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   219,390 2,221 SH   SOLE   0 0 2,221
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   9,536,392 214,784 SH   SOLE   0 0 214,784
ISHARES TR TIPS BD ETF 464287176   8,657,041 80,598 SH   SOLE   0 0 80,598
ISHARES TR RUS 2000 GRW ETF 464287648   318,072 1,175 SH   SOLE   0 0 1,175
ISHARES TR RUSSELL 2000 ETF 464287655   204,832 974 SH   SOLE   0 0 974
JPMORGAN CHASE & CO COM 46625H100   324,286 1,619 SH   SOLE   0 0 1,619
JOHNSON & JOHNSON COM 478160104   427,123 2,700 SH   SOLE   0 0 2,700
KINDER MORGAN INC DEL COM 49456B101   2,674,235 145,814 SH   SOLE   0 0 145,814
ELI LILLY & CO COM 532457108   2,930,058 3,766 SH   SOLE   0 0 3,766
LOCKHEED MARTIN CORP COM 539830109   2,481,028 5,454 SH   SOLE   0 0 5,454
MCKESSON CORP COM 58155Q103   2,833,773 5,275 SH   SOLE   0 0 5,275
MICROSOFT CORP COM 594918104   6,383,858 15,174 SH   SOLE   0 0 15,174
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   342,265 33,457 SH   SOLE   0 0 33,457
MOLSON COORS BEVERAGE CO CL B 60871R209   2,738,719 40,724 SH   SOLE   0 0 40,724
MOODYS CORP COM 615369105   1,285,761 3,271 SH   SOLE   0 0 3,271
NEWS CORP NEW CL B 65249B208   1,318,553 48,727 SH   SOLE   0 0 48,727
NOVO-NORDISK A S ADR 670100205   698,448 5,417 SH   SOLE   0 0 5,417
NUCOR CORP COM 670346105   339,003 1,713 SH   SOLE   0 0 1,713
NVIDIA CORPORATION COM 67066G104   4,749,437 5,256 SH   SOLE   0 0 5,256
POSCO HOLDINGS INC SPONSORED ADR 693483109   213,302 2,720 SH   SOLE   0 0 2,720
PALO ALTO NETWORKS INC COM 697435105   1,595,106 5,614 SH   SOLE   0 0 5,614
PERFORMANCE FOOD GROUP CO COM 71377A103   1,448,912 19,412 SH   SOLE   0 0 19,412
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   195,449 12,850 SH   SOLE   0 0 12,850
PFIZER INC COM 717081103   2,663,031 95,965 SH   SOLE   0 0 95,965
PHILIP MORRIS INTL INC COM 718172109   2,427,729 26,498 SH   SOLE   0 0 26,498
PROCTER AND GAMBLE CO COM 742718109   4,362,237 26,886 SH   SOLE   0 0 26,886
QUALYS INC COM 74758T303   1,282,563 7,686 SH   SOLE   0 0 7,686
RELX PLC SPONSORED ADR 759530108   282,554 6,527 SH   SOLE   0 0 6,527
RIO TINTO PLC SPONSORED ADR 767204100   3,726,133 58,458 SH   SOLE   0 0 58,458
ROYAL BK CDA COM 780087102   3,280,819 32,522 SH   SOLE   0 0 32,522
SPDR S&P 500 ETF TR TR UNIT 78462F103   33,159,943 63,395 SH   SOLE   0 0 63,395
SPDR SER TR ICE PFD SEC ETF 78464A292   4,334,806 124,313 SH   SOLE   0 0 124,313
SPDR SER TR PORTFOLIO INTRMD 78464A375   8,537,826 261,175 SH   SOLE   0 0 261,175
SPDR SER TR PRTFLO S&P500 VL 78464A508   8,220,892 164,090 SH   SOLE   0 0 164,090
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   7,642,044 181,478 SH   SOLE   0 0 181,478
SPDR SER TR BLOOMBERG HIGH Y 78468R622   8,624,999 90,599 SH   SOLE   0 0 90,599
SAP SE SPON ADR 803054204   251,979 1,292 SH   SOLE   0 0 1,292
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,435,310 367,491 SH   SOLE   0 0 367,491
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   5,738,745 161,792 SH   SOLE   0 0 161,792
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   9,968,914 279,947 SH   SOLE   0 0 279,947
SOUTHERN CO COM 842587107   4,496,627 62,679 SH   SOLE   0 0 62,679
STEEL DYNAMICS INC COM 858119100   1,704,014 11,496 SH   SOLE   0 0 11,496
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   205,999 17,502 SH   SOLE   0 0 17,502
SUPER MICRO COMPUTER INC COM 86800U104   2,200,855 2,179 SH   SOLE   0 0 2,179
TARGET CORP COM 87612E106   3,803,583 21,464 SH   SOLE   0 0 21,464
TELEFONICA BRASIL SA NEW ADR 87936R205   166,830 16,567 SH   SOLE   0 0 16,567
TEREX CORP NEW COM 880779103   1,894,216 29,413 SH   SOLE   0 0 29,413
3M CO COM 88579Y101   4,509,360 42,513 SH   SOLE   0 0 42,513
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204   229,548 5,321 SH   SOLE   0 0 5,321
UNITEDHEALTH GROUP INC COM 91324P102   343,034 693 SH   SOLE   0 0 693
VANECK ETF TRUST BDC INCOME ETF 92189F411   3,457,260 204,572 SH   SOLE   0 0 204,572
VANGUARD WORLD FD ENERGY ETF 92204A306   4,822,083 36,614 SH   SOLE   0 0 36,614
VANGUARD WORLD FD UTILITIES ETF 92204A876   2,663,206 18,679 SH   SOLE   0 0 18,679
VERIZON COMMUNICATIONS INC COM 92343V104   445,979 10,629 SH   SOLE   0 0 10,629
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103   195,646 11,642 SH   SOLE   0 0 11,642
WALGREENS BOOTS ALLIANCE INC COM 931427108   256,396 11,821 SH   SOLE   0 0 11,821
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   379,408 19,162 SH   SOLE   0 0 19,162