Director of Operations

0001701132-20-000004.txt : 20201026 0001701132-20-000004.hdr.sgml : 20201026 20201026171128 ACCESSION NUMBER: 0001701132-20-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200930 FILED AS OF DATE: 20201026 DATE AS OF CHANGE: 20201026 EFFECTIVENESS DATE: 20201026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Investment Advisors, Ltd. CENTRAL INDEX KEY: 0001701132 IRS NUMBER: 233034280 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18056 FILM NUMBER: 201261385 BUSINESS ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 BUSINESS PHONE: 6105600400 MAIL ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001701132 XXXXXXXX 09-30-2020 09-30-2020 Sterling Investment Advisors, Ltd.

1055 WESTLAKES DRIVE SUITE 150 BERWYN PA 19312

13F HOLDINGS REPORT 028-18056 N Matthew Croley Director of Operations 610-560-0400 ext. 13 Matthew Croley Berwyn PA 10-26-2020 0 454 259631 false INFORMATION TABLE 2 sterling3q20.xml 3M Company COM 604059105 132 825 SH SOLE 0 0 825 Abbott Laboratories COM 002824100 1432 13161 SH SOLE 0 0 13161 AbbVie Inc. COM 00287Y109 1484 16938 SH SOLE 0 0 16938 ABIOMED Inc. COM 003654100 22 80 SH SOLE 0 0 80 Acasti Pharma Inc. COM 00430K402 8 40000 SH SOLE 0 0 40000 Accenture Ltd. COM G1151C101 88 389 SH SOLE 0 0 389 Acushnet Holdings Corp. COM 005098108 2 50 SH SOLE 0 0 50 Adaptec Inc. COM 00651F108 97 2000 SH SOLE 0 0 2000 Adobe Systems Inc. COM 00724F101 597 1217 SH SOLE 0 0 1217 Advanced Micro Devices COM 007903107 369 4500 SH SOLE 0 0 4500 AFLAC Inc. COM 001055102 55 1500 SH SOLE 0 0 1500 Agilent Systems COM 00846U101 40 400 SH SOLE 0 0 400 Akamai Technologies Inc. COM 00971T101 2277 20600 SH SOLE 0 0 20600 Alaska Air Group Inc. COM 011659109 76 2085 SH SOLE 0 0 2085 Alcoa Inc. COM 013817101 6 500 SH SOLE 0 0 500 Alcon Inc. COM H01301128 1 12 SH SOLE 0 0 12 Aldeyra Therapeutics Inc. COM 01438T106 3 345 SH SOLE 0 0 345 Alexion Pharmaceuticals Inc. COM 015351109 0 2 SH SOLE 0 0 2 Alibaba Group Holdings Ltd. ADS 01609W102 332 1129 SH SOLE 0 0 1129 Align Technology Inc. COM 016255101 1501 4586 SH SOLE 0 0 4586 Alphabet - USD1400 - Exp. 3/19/21 CALL 02079K905 34 2 SH Call SOLE 0 0 2 Alphabet Inc. Class A COM 02079K305 4913 3352 SH SOLE 0 0 3352 Alphabet Inc. Class C COM 02079K107 1703 1159 SH SOLE 0 0 1159 ALPS Alerian MLP ETF ETF 00162Q866 216 10800 SH SOLE 0 0 10800 Alteryx Inc. COM 02156B103 2139 18840 SH SOLE 0 0 18840 Altria Group Inc. COM 02209S103 127 3297 SH SOLE 0 0 3297 Amazon.com - USD3500 - Exp. 6/17/22 CALL 023135906 100 2 SH Call SOLE 0 0 2 Amazon.com Inc. COM 023135106 11170 3547 SH SOLE 0 0 3547 American Air. - USD15 - Exp. 1/21/22 CALL 02376R902 7 20 SH Call SOLE 0 0 20 American Airlines Group Inc. COM 02376R102 5 380 SH SOLE 0 0 380 American Express COM 025816109 150 1500 SH SOLE 0 0 1500 American Tower Corp. COM 03027X100 3162 13080 SH SOLE 0 0 13080 Amgen Inc. COM 031162100 3113 12248 SH SOLE 0 0 12248 Annaly Capital Management Inc. COM 035710409 22 3099 SH SOLE 0 0 3099 Annovis Bio Inc. COM 03615A108 245 51038 SH SOLE 0 0 51038 Aphria Inc. COM 03765K104 0 40 SH SOLE 0 0 40 Apple Inc. COM 037833100 21704 187414 SH SOLE 0 0 187414 Applied Materials COM 038222105 86 1450 SH SOLE 0 0 1450 Arbutus Biopharma Corp. COM 03879J100 13 4000 SH SOLE 0 0 4000 Ares Capital Corp. COM 04010L103 199 14300 SH SOLE 0 0 14300 Argo Group International Holdings Ltd. COM G0464B107 17 500 SH SOLE 0 0 500 AstraZeneca plc ADS 046353108 0 5 SH SOLE 0 0 5 AT&T Inc. COM 00206R102 150 5247 SH SOLE 0 0 5247 Aurora Cannabis Inc. COM 05156X108 0 8 SH SOLE 0 0 8 Automatic Data Processing COM 053015103 88 630 SH SOLE 0 0 630 AVEO Pharmaceuticals Inc. COM 053588109 0 6 SH SOLE 0 0 6 Axcelis Technologies COM 054540109 132 6000 SH SOLE 0 0 6000 Baidu Inc. ADS 056752108 1 9 SH SOLE 0 0 9 Balchem Corp. COM 057665200 20 200 SH SOLE 0 0 200 Bank of America Corp. COM 066050105 143 5935 SH SOLE 0 0 5935 Barrick Gold Corp. COM 067901108 12 414 SH SOLE 0 0 414 Baxter International Inc. COM 071813109 797 9912 SH SOLE 0 0 9912 Becton Dickinson and Co. COM 075887109 465 2000 SH SOLE 0 0 2000 Berkshire Hathaway B COM 084670702 1830 8594 SH SOLE 0 0 8594 Best Buy Company Inc. COM 086516101 45 400 SH SOLE 0 0 400 Beyond Meat Inc. COM 08862E109 33 200 SH SOLE 0 0 200 BigCommerce Holdings Inc. COM 08975P108 33 400 SH SOLE 0 0 400 BiondVax Pharmaceuticals Ltd. ADS 09073Q105 1 20 SH SOLE 0 0 20 BlackRock Inc. COM 09247X101 2428 4308 SH SOLE 0 0 4308 BlackRock Municipal 2030 Target Term Trust CEF 09257P105 1939 77610 SH SOLE 0 0 77610 Blink Charging Co. COM 09354A100 3 300 SH SOLE 0 0 300 BlueStar TA-BIGITech Israel Tech. ETF ETF 26924G870 22 400 SH SOLE 0 0 400 Bookings Holdings Inc. COM 09857L108 10 6 SH SOLE 0 0 6 Booz Allen Hamilton Holding Corp. COM 099502106 83 1000 SH SOLE 0 0 1000 Bristol-Myers Squibb Co. COM 110122108 200 3320 SH SOLE 0 0 3320 Bristol-Myers Squibb Rights RIGHT 110122157 0 92 SH SOLE 0 0 92 C.H. Robinson Worldwide Inc. COM 12541W209 13 125 SH SOLE 0 0 125 Cabot Oil & Gas Corp. COM 127097103 22 1280 SH SOLE 0 0 1280 Callaway Golf Co. COM 131193104 1 60 SH SOLE 0 0 60 Camden Property Trust COM 133131102 18 200 SH SOLE 0 0 200 Canopy Growth Corp. COM 138035100 5 322 SH SOLE 0 0 322 Carnival Corporation COM 143658102 5 337 SH SOLE 0 0 337 Carrier Global Corp. COM 14448C104 53 1750 SH SOLE 0 0 1750 Caterpillar Inc. COM 149123101 377 2529 SH SOLE 0 0 2529 Centrus Energy Corp. COM 15643U104 0 40 SH SOLE 0 0 40 Cerus Corp. COM 157085101 6 1000 SH SOLE 0 0 1000 Charter Communications Inc. COM 16119P108 56 89 SH SOLE 0 0 89 Chevron Corp. COM 166764100 770 10694 SH SOLE 0 0 10694 CIGNA Corp. COM 125509109 178 1049 SH SOLE 0 0 1049 Cisco Systems Inc. COM 17275R102 652 16560 SH SOLE 0 0 16560 Citigroup Inc. COM 172967424 205 4753 SH SOLE 0 0 4753 Cloudflare Inc. COM 18915M107 82 2000 SH SOLE 0 0 2000 CME Group Inc. COM 12572Q105 17 100 SH SOLE 0 0 100 Cognizant Technology Solutions Corp. COM 192446102 56 800 SH SOLE 0 0 800 Colgate-Palmolive Company COM 194162103 83 1077 SH SOLE 0 0 1077 Comcast Corp. Class A COM 20030N101 1853 40053 SH SOLE 0 0 40053 Communications Select Sector SPDR ETF ETF 81369Y852 25 415 SH SOLE 0 0 415 Compugen Ltd. COM M25722105 17 1050 SH SOLE 0 0 1050 ConocoPhillips COM 20825c104 58 1768 SH SOLE 0 0 1768 Conseco Inc. COM 15135B101 9 160 SH SOLE 0 0 160 CoreLogic Inc. COM 21871D103 67 986 SH SOLE 0 0 986 Corning Inc. COM 219350105 695 21430 SH SOLE 0 0 21430 Corteva Inc. COM 22052L104 12 400 SH SOLE 0 0 400 Costco Wholesale Corp. COM 22160K105 4037 11371 SH SOLE 0 0 11371 CrowdStrike Holdings Inc. COM 22788C105 5117 37260 SH SOLE 0 0 37260 Cummins Inc. COM 231021106 1462 6925 SH SOLE 0 0 6925 Curis Inc. COM 231269200 18 15000 SH SOLE 0 0 15000 CVS Health Corp. COM 126650100 2290 39206 SH SOLE 0 0 39206 DASAN Zhone Solutions Inc. COM 23305L206 5 500 SH SOLE 0 0 500 Deere & Company COM 244199105 8 36 SH SOLE 0 0 36 Delta Air Lines Inc. COM 247361108 24 779 SH SOLE 0 0 779 Deutsche MSCI EAFE Hedged Equity ETF ETF 233051200 38 1232 SH SOLE 0 0 1232 DexCom Inc. COM 252131107 21 50 SH SOLE 0 0 50 Diageo plc ADS 25243Q205 833 6053 SH SOLE 0 0 6053 Digital Realty Trust Inc. COM 253868103 44 303 SH SOLE 0 0 303 Digital Turbine Inc. COM 25400W102 655 20000 SH SOLE 0 0 20000 DocuSign Inc. COM 256163106 1 3 SH SOLE 0 0 3 Dollar General Corporation COM 256669102 29 137 SH SOLE 0 0 137 Dominion Resources COM 25746U109 240 3036 SH SOLE 0 0 3036 Dow Inc. COM 260557103 133 2834 SH SOLE 0 0 2834 Dropbox Inc. COM 26210C104 2 100 SH SOLE 0 0 100 Duke Energy Corporation COM 264399106 17 197 SH SOLE 0 0 197 Dunkin Brands Group Inc. COM 265504100 2 30 SH SOLE 0 0 30 DuPont de Nemours Inc. COM 263534109 37 673 SH SOLE 0 0 673 Eastman Chemical Co. COM 277432100 31 400 SH SOLE 0 0 400 Eastman Kodak Co. COM 277461906 0 31 SH SOLE 0 0 31 Eaton Corp. COM 278058102 911 8925 SH SOLE 0 0 8925 Electronic Arts Inc. COM 285512109 13 100 SH SOLE 0 0 100 Eli Lilly & Co. COM 532457108 249 1680 SH SOLE 0 0 1680 Emerson Electric Co. COM 291011104 919 14008 SH SOLE 0 0 14008 Energy Select Sector SPDR ETF ETF 81369Y506 4 150 SH SOLE 0 0 150 Energy Transfer L.P. COM 29273V100 31 5760 SH SOLE 0 0 5760 Enterprise Products Partners L.P. COM 293792107 108 6817 SH SOLE 0 0 6817 EPAM Systems Inc. COM 29414B104 1 3 SH SOLE 0 0 3 Essential Utilities Inc. COM 29670G102 1587 39423 SH SOLE 0 0 39423 ETFMG Video Game Tech ETF ETF 26924G706 3 50 SH SOLE 0 0 50 Etsy Inc. COM 29786A106 243 2000 SH SOLE 0 0 2000 Exelon Corporation COM 30161N101 91 2558 SH SOLE 0 0 2558 Expedia Group Inc. COM 30212P303 5 50 SH SOLE 0 0 50 Exxon Mobil Corp. COM 30231G102 255 7434 SH SOLE 0 0 7434 F5 Networks Inc. COM 315616102 12 100 SH SOLE 0 0 100 Facebook Inc. COM 30303M102 443 1691 SH SOLE 0 0 1691 Fastly Inc. COM 31188V100 488 5210 SH SOLE 0 0 5210 Fifth Third Bancorp COM 316773100 124 5800 SH SOLE 0 0 5800 Financial Select Sector SPDR ETF ETF 81369Y605 12 506 SH SOLE 0 0 506 FireEye Inc. COM 31816QAB7 24 1950 SH SOLE 0 0 1950 First Industrial Realty Trust Inc. COM 32054K103 40 1000 SH SOLE 0 0 1000 First Interstate BancSystem Inc. COM 32055Y201 27 861 SH SOLE 0 0 861 First Solar Inc. COM 336433107 159 2400 SH SOLE 0 0 2400 First Trust Large Cap Core AlphaDEX ETF ETF 33734K109 859 13590 SH SOLE 0 0 13590 First Trust Low Duration Opportunities ETF ETF 33739Q200 517 10000 SH SOLE 0 0 10000 First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108 1570 23800 SH SOLE 0 0 23800 First Trust N.A. Energy Infrastructure ETF ETF 33738D101 57 3000 SH SOLE 0 0 3000 First Trust TCW Opportun. Fixed Income ETF ETF 33740F805 21 380 SH SOLE 0 0 380 Five9 Inc. COM 338307101 1773 13670 SH SOLE 0 0 13670 Flexion Therapeutics Inc. COM 33938J106 0 23 SH SOLE 0 0 23 FlexShares Quality Dividend ETF ETF 33939L860 22 500 SH SOLE 0 0 500 FNCB Bancorp Inc. COM 302578109 20 3719 SH SOLE 0 0 3719 Fortinet Inc. COM 34959E109 3 25 SH SOLE 0 0 25 General Electric COM 369604103 2 350 SH SOLE 0 0 350 General Mills Inc. COM 370334104 2054 33300 SH SOLE 0 0 33300 Genesis Healthcare Inc. COM 37185X106 0 300 SH SOLE 0 0 300 Genuine Parts Company COM 372460105 81 850 SH SOLE 0 0 850 Gilead Sciences Inc. COM 375558103 743 11760 SH SOLE 0 0 11760 GlaxoSmithKline plc ADS 37733W105 11 283 SH SOLE 0 0 283 Global X Lithium & Battery Tech ETF ETF 37954Y855 77 1925 SH SOLE 0 0 1925 Global X Robotics & A.I. ETF ETF 37954Y715 120 4290 SH SOLE 0 0 4290 Global X S&P 500 Catholic Values ETF ETF 37954Y889 34 810 SH SOLE 0 0 810 Global X U.S. Preferred ETF ETF 37954Y657 4 150 SH SOLE 0 0 150 Globus Medical Inc. COM 379577208 12609 254623 SH SOLE 0 0 254623 Golden Entertainment Inc. COM 381013101 14 1000 SH SOLE 0 0 1000 Goldman Sachs BDC Inc. COM 38147U107 449 29853 SH SOLE 0 0 29853 Goldman Sachs Group COM 38141G104 1840 9153 SH SOLE 0 0 9153 Goodrich Petroleum Corp. COM 382410843 0 1 SH SOLE 0 0 1 Grayscale Bitcoin Trust COM 389637109 24 2202 SH SOLE 0 0 2202 GW Pharmaceuticals ADS 36197T103 4 40 SH SOLE 0 0 40 H&R Block Inc. COM 093671105 7 400 SH SOLE 0 0 400 Halliburton Company COM 406216101 4 300 SH SOLE 0 0 300 Hartford Financial Svcs. COM 416515104 9 234 SH SOLE 0 0 234 Health Care Select Sector SPDR ETF ETF 81369Y209 70 668 SH SOLE 0 0 668 Hercules Capital Inc. COM 427096508 455 39300 SH SOLE 0 0 39300 Hewlett-Packard Company COM 428236103 7 350 SH SOLE 0 0 350 Himax Technologies Inc. ADS 43289P106 5 1500 SH SOLE 0 0 1500 Honeywell International Inc. COM 438516106 2010 12212 SH SOLE 0 0 12212 Hormel Foods Corp. COM 440452100 13 273 SH SOLE 0 0 273 IBM COM 459200101 41 337 SH SOLE 0 0 337 ICU Medical Inc. COM 44930G107 23 125 SH SOLE 0 0 125 Illinois Tool Works Inc. COM 452308109 154 795 SH SOLE 0 0 795 Illumina Inc. COM 452327109 797 2580 SH SOLE 0 0 2580 India Fund Inc. CEF 454089103 7 445 SH SOLE 0 0 445 Innodata Inc. COM 457642205 0 8 SH SOLE 0 0 8 Innovator IBD 50 ETF ETF 45782C102 127 3400 SH SOLE 0 0 3400 Intel Corp. COM 458140100 1586 30632 SH SOLE 0 0 30632 International Paper COM 460146103 14 339 SH SOLE 0 0 339 Invesco QQQ ETF ETF 631100104 221 795 SH SOLE 0 0 795 Invesco S&P 500 Eq. Weight Health Care ETF ETF 46137V332 160 680 SH SOLE 0 0 680 Invitae Corp. COM 46185L103 1229 28345 SH SOLE 0 0 28345 iShares Barclays 1-3 Year Treasury ETF ETF 464287457 18 211 SH SOLE 0 0 211 iShares Barclays Aggregate Bond ETF ETF 464289859 128 1085 SH SOLE 0 0 1085 iShares Barclays TIPS Bond ETF ETF 464287176 228 1805 SH SOLE 0 0 1805 iShares Core MSCI EAFE ETF ETF 46432F842 30 500 SH SOLE 0 0 500 iShares Core MSCI Emerging Markets ETF ETF 46434G103 4 76 SH SOLE 0 0 76 iShares Core S&P Small-Cap ETF ETF 464287150 5062 72071 SH SOLE 0 0 72071 iShares Dow Jones Select Divid. Index ETF ETF 464287846 1860 22816 SH SOLE 0 0 22816 iShares Global Clean Energy ETF ETF 464288224 37 2000 SH SOLE 0 0 2000 iShares Global Infrastructure ETF ETF 464288372 138 3575 SH SOLE 0 0 3575 iShares GS USD InvesTop Corporate Bond ETF ETF 464287242 112 828 SH SOLE 0 0 828 iShares iBoxx USD High Yield Corp. Bond ETF ETF 464288513 17 200 SH SOLE 0 0 200 iShares Intermed.-Term Corporate Bond ETF ETF 464288638 97 1600 SH SOLE 0 0 1600 iShares Intl Developed Property ETF ETF 464288422 122 3876 SH SOLE 0 0 3876 iShares MBS ETF ETF 464288588 37 339 SH SOLE 0 0 339 iShares MSCI ACWI Index ETF ETF 464288240 13 159 SH SOLE 0 0 159 iShares MSCI EAFE ESG Optimized ETF ETF 46435G516 95 1500 SH SOLE 0 0 1500 iShares MSCI EAFE Index ETF ETF 464287465 320 5028 SH SOLE 0 0 5028 iShares MSCI EAFE Minimum Volatility ETF ETF 46429B689 77 1125 SH SOLE 0 0 1125 iShares MSCI Emerg. Mkts. Min. Volat. ETF ETF 464286533 44 800 SH SOLE 0 0 800 iShares MSCI Emerging Markets ETF ETF 464287234 58 1320 SH SOLE 0 0 1320 iShares MSCI KLD 400 Social Index ETF ETF 464288570 192 1500 SH SOLE 0 0 1500 iShares Nasdaq Biotechnology ETF ETF 464287556 12 90 SH SOLE 0 0 90 iShares Russell 1000 Index ETF ETF 464287655 36 192 SH SOLE 0 0 192 iShares Russell 2000 Index ETF ETF 464287655 64 424 SH SOLE 0 0 424 iShares Russell Mid-Cap Growth ETF ETF 464287481 85 491 SH SOLE 0 0 491 iShares Russell MidCap Index ETF ETF 464287499 23 400 SH SOLE 0 0 400 iShares Russell Mid-Cap Value ETF ETF 464287473 35 434 SH SOLE 0 0 434 iShares S&P Mid Cap 400 Index ETF ETF 464287507 204 1100 SH SOLE 0 0 1100 iShares S&P Mid-Cap 400 Growth ETF ETF 464287606 26 110 SH SOLE 0 0 110 iShares S&P MidCap 400 Value Index ETF ETF 464287705 21 154 SH SOLE 0 0 154 iShares S&P National Municipal Bond ETF ETF 464288414 1052 9074 SH SOLE 0 0 9074 iShares S&P SmallCap 600 Growth Index ETF ETF 464287887 54 307 SH SOLE 0 0 307 iShares S&P SmallCap 600 Value Index ETF ETF 464287879 17 135 SH SOLE 0 0 135 iShares S&P US Preferred Stock Index ETF ETF 464288687 4936 135429 SH SOLE 0 0 135429 iShares Short-Term Corporate Bond ETF ETF 464288646 91 1651 SH SOLE 0 0 1651 iShares Short-Term National Muni Bond ETF ETF 464288158 77 713 SH SOLE 0 0 713 Jefferies Financial Group Inc. COM 47233W109 68 3782 SH SOLE 0 0 3782 Johnson & Johnson COM 478160104 7920 53199 SH SOLE 0 0 53199 JPMorgan Chase & Co. COM 46625H100 2610 27115 SH SOLE 0 0 27115 JPMorgan Ultra-Short Income ETF ETF 46641Q837 7931 156130 SH SOLE 0 0 156130 JPMorgan Ultra-Short Municipal Income ETF ETF 46641Q654 535 10500 SH SOLE 0 0 10500 KeyCorp COM 493267108 48 4000 SH SOLE 0 0 4000 Kimberly-Clark Corp. COM 494368103 229 1551 SH SOLE 0 0 1551 Kinder Morgan Inc. COM 49456B101 1514 122790 SH SOLE 0 0 122790 KKR & Co. COM 48248M102 2650 77156 SH SOLE 0 0 77156 Kohls Corporation COM 500255104 1 35 SH SOLE 0 0 35 Kraft Heinz Company COM 500754106 4 133 SH SOLE 0 0 133 Laboratory Corp. of America Holdings COM 50540R409 38 200 SH SOLE 0 0 200 LAM Research Corp. COM 512807108 69 209 SH SOLE 0 0 209 Landmark Bancorp Inc. COM 51504L107 5 500 SH SOLE 0 0 500 Las Vegas Sands Corp. COM 517834107 685 14675 SH SOLE 0 0 14675 Legg Mason Low Volatility High Div. ETF ETF 52468L406 24 800 SH SOLE 0 0 800 Leidos Holdings Inc. COM 525327102 0 5 SH SOLE 0 0 5 Levi Strauss & Co. COM 52736R102 0 2 SH SOLE 0 0 2 Linde AG COM G5494J103 18 75 SH SOLE 0 0 75 Livongo Health Inc. COM 539183103 851 6075 SH SOLE 0 0 6075 Lockheed Martin Corp. COM 539830109 379 989 SH SOLE 0 0 989 Louisiana-Pacific Corp. COM 546347105 9 320 SH SOLE 0 0 320 Lowes Companies Inc. COM 548661107 2569 15490 SH SOLE 0 0 15490 Lumen Technologies Inc. COM 156700106 6 560 SH SOLE 0 0 560 Lyft Inc. COM 55087P104 0 10 SH SOLE 0 0 10 Magellan Midstream Partners L.P. COM 559080106 17 500 SH SOLE 0 0 500 Main Street Capital Corp. COM 56035L104 15 516 SH SOLE 0 0 516 Marathon Petroleum Corp. COM 56585A102 4 128 SH SOLE 0 0 128 Marriott International Inc. Class A COM 571903202 5 50 SH SOLE 0 0 50 Marvell Technology Group LTD COM G5876H105 79 2000 SH SOLE 0 0 2000 MasterCard Inc. COM 57636Q104 68 200 SH SOLE 0 0 200 Match Group Inc. COM 57665R106 0 4 SH SOLE 0 0 4 McDonalds Corp. COM 580135101 798 3638 SH SOLE 0 0 3638 McGrath RentCorp. COM 580589109 0 1 SH SOLE 0 0 1 Medtronic plc COM G5960L103 83 800 SH SOLE 0 0 800 Merck & Co. Inc. COM 589331107 1969 23738 SH SOLE 0 0 23738 Meridian Bank COM 587405101 24 1500 SH SOLE 0 0 1500 Microsoft Corp. COM 594918104 4975 23654 SH SOLE 0 0 23654 MiMedx Group Inc. COM 602496101 14 2200 SH SOLE 0 0 2200 Moderna Inc. COM 60770K107 40 572 SH SOLE 0 0 572 Mondelez International Inc. COM 609207105 1378 23989 SH SOLE 0 0 23989 Mr. Cooper Group Inc. COM 62482R107 11 500 SH SOLE 0 0 500 Nabriva Therapeutics plc COM G63637105 16 30000 SH SOLE 0 0 30000 National Fuel Gas Co. COM 636180101 0 2 SH SOLE 0 0 2 Nektar Therapeutics COM 640268108 9 550 SH SOLE 0 0 550 Netflix Inc. COM 64110L106 118 235 SH SOLE 0 0 235 NextEra Energy Inc. COM 65339F101 45 161 SH SOLE 0 0 161 Nike Inc. COM 654106103 2524 20103 SH SOLE 0 0 20103 Northrop Grumman Corp. COM 666807102 241 765 SH SOLE 0 0 765 NortonLifeLock Inc. COM 668771108 21 1020 SH SOLE 0 0 1020 Novartis AG ADS 66987V109 5 63 SH SOLE 0 0 63 Nuveen Intermed. Duration Muni. Term Fund CEF 670671106 782 58500 SH SOLE 0 0 58500 Nuveen Maryland Quality Muni. Income Fund CEF 67061Q107 6 484 SH SOLE 0 0 484 Nuveen Municipal Credit Income Fund CEF 67070X101 8 516 SH SOLE 0 0 516 Nuveen Municipal Value Fund Inc. CEF 670928100 5 500 SH SOLE 0 0 500 Nuveen Pennsylvania Municipal Value Fund CEF 67074K105 46 3200 SH SOLE 0 0 3200 Nuveen Quality Municipal Income Fund CEF 67066V101 7 500 SH SOLE 0 0 500 Nuveen Taxable Municipal Income Fund CEF 67074C103 24 1092 SH SOLE 0 0 1092 NVIDIA Corp. COM 67066G104 361 666 SH SOLE 0 0 666 Nymox Pharmaceutical Corp. COM P73398102 6 2500 SH SOLE 0 0 2500 Oracle Corp. COM 68389X105 687 11513 SH SOLE 0 0 11513 Oramed Pharmaceuticals Inc. COM 68403P203 8 3150 SH SOLE 0 0 3150 OReilly Automotive Inc. COM 67103H107 69 150 SH SOLE 0 0 150 Otis Worldwide Corp. COM 68902V107 45 725 SH SOLE 0 0 725 PagerDuty Inc. COM 69553P100 447 16500 SH SOLE 0 0 16500 Park Aerospace Corp. COM 70014A104 0 11 SH SOLE 0 0 11 Paychex Inc. COM 704326107 1664 20863 SH SOLE 0 0 20863 PayPal Holdings Inc. COM 70450Y103 78 398 SH SOLE 0 0 398 Peloton Interactive Inc. COM 70614W100 20 200 SH SOLE 0 0 200 Penn National Gaming Inc. COM 707569109 95 1300 SH SOLE 0 0 1300 Peoples Financial Services Corp. COM 711040105 35 1004 SH SOLE 0 0 1004 PepsiCo Inc. COM 713448108 1924 13885 SH SOLE 0 0 13885 PetMed Express Inc. COM 716382106 74 2350 SH SOLE 0 0 2350 Pfizer Inc. COM 717081103 1797 48971 SH SOLE 0 0 48971 Philip Morris International Inc. COM 718172109 65 869 SH SOLE 0 0 869 Phillips 66 COM 718546104 66 1273 SH SOLE 0 0 1273 Piedmont Office Realty Trust Inc. COM 720190206 23 1720 SH SOLE 0 0 1720 PIMCO Short Term Muni Bond Active ETF ETF 72201R874 4 72 SH SOLE 0 0 72 PIMCO Strategic Income Fund Inc. CEF 72200X104 70 10879 SH SOLE 0 0 10879 Pinterest Inc. COM 72352L106 2230 53720 SH SOLE 0 0 53720 PNC Financial Services Group Inc. COM 693475105 38 343 SH SOLE 0 0 343 Positive Physicians Holdings Inc. COM 73740G106 25 2500 SH SOLE 0 0 2500 PPG Industries COM 693506107 146 1200 SH SOLE 0 0 1200 PPL Corp. COM 69351T106 2221 81625 SH SOLE 0 0 81625 Proofpoint Inc. COM 743424103 32 300 SH SOLE 0 0 300 ProShares Pet Care ETF ETF 74348A145 2 40 SH SOLE 0 0 40 ProShares S&P 500 Dividend Aristocrats ETF ETF 74348A467 1 17 SH SOLE 0 0 17 ProShares Ultra Technology ETF ETF 74347R693 34 600 SH SOLE 0 0 600 Public Service Enterprise Group Inc. COM 744573106 16 300 SH SOLE 0 0 300 Public Storage COM 74460D109 961 4314 SH SOLE 0 0 4314 Qorvo Inc. COM 74736K101 39 300 SH SOLE 0 0 300 QUALCOMM Inc. COM 747525103 128 1089 SH SOLE 0 0 1089 Quanta Services Inc. COM 74762E102 42 800 SH SOLE 0 0 800 Quantum Materials Corp. COM 747906501 2 110000 SH SOLE 0 0 110000 Raytheon Technologies Corp. COM 75513E101 133 2306 SH SOLE 0 0 2306 Real Estate Select Sector SPDR ETF ETF 81369Y860 10 294 SH SOLE 0 0 294 Realty Income Corp. COM 756109104 36 597 SH SOLE 0 0 597 Reaves Utility Income Fund CEF 756158101 70 2239 SH SOLE 0 0 2239 Regeneron Pharmaceuticals Inc. COM 75886F107 72 128 SH SOLE 0 0 128 Rio Tinto plc ADS 767204100 42 700 SH SOLE 0 0 700 RLI Corp. COM 749607107 9 105 SH SOLE 0 0 105 Robo Global Robotics & Automation ETF ETF 301505707 66 1365 SH SOLE 0 0 1365 Rockwell Automation Inc. COM 773903109 44 200 SH SOLE 0 0 200 Roku Inc. COM 77543R102 1165 6170 SH SOLE 0 0 6170 Royal Carribean Cruises Ltd. COM V7780T103 10 150 SH SOLE 0 0 150 Royal Dutch Shell plc A ADS 780259206 23 900 SH SOLE 0 0 900 salesforce.com inc. COM 79466L302 101 400 SH SOLE 0 0 400 Sanofi-Aventis ADS 80105N105 20 400 SH SOLE 0 0 400 Sarepta Therapeutics Inc. COM 803607100 42 300 SH SOLE 0 0 300 Schwab Emerging Markets Equity ETF ETF 808524706 12 442 SH SOLE 0 0 442 Schwab International Equity ETF ETF 808524805 11 364 SH SOLE 0 0 364 Schwab U.S. Broad Market ETF ETF 808524102 120 1503 SH SOLE 0 0 1503 Schwab U.S. Large Cap ETF ETF 808524201 82 1017 SH SOLE 0 0 1017 Schwab U.S. Mid-Cap ETF ETF 808524508 31 564 SH SOLE 0 0 564 Sculptor Capital Management Inc. COM 811246107 9 750 SH SOLE 0 0 750 Seagate Technology COM G7945M107 5 100 SH SOLE 0 0 100 SEI Investments Co. COM 784117103 52 1018 SH SOLE 0 0 1018 Seneca Biopharma Inc. COM 81689B103 0 5 SH SOLE 0 0 5 ShockWave Medical Inc. COM 82489T104 15 200 SH SOLE 0 0 200 Shopify Inc. COM 82509L107 2583 2525 SH SOLE 0 0 2525 SIRIUS XM Radio Inc. COM 82966U103 2 430 SH SOLE 0 0 430 Slack Technologies Inc. COM 83088V102 35 1285 SH SOLE 0 0 1285 Smith & Wesson Brands Inc. COM 831754106 20 1300 SH SOLE 0 0 1300 Snap Inc. COM 833034101 13 517 SH SOLE 0 0 517 Snowflake Inc. COM 833445109 23 90 SH SOLE 0 0 90 Southwest Airlines Co. COM 844741108 1 30 SH SOLE 0 0 30 Spartan Energy Acquisition Co. COM 846784106 1 100 SH SOLE 0 0 100 SPDR Barclays Convertible Securities ETF ETF 78464A359 5298 76904 SH SOLE 0 0 76904 SPDR Dow Jones Global Real Estate ETF ETF 78463X749 23 582 SH SOLE 0 0 582 SPDR Gold Shares ETF ETF 78463V107 5711 32246 SH SOLE 0 0 32246 SPDR Portfolio Mid Cap ETF ETF 78464A847 643 19700 SH SOLE 0 0 19700 SPDR S&P 500 ETF ETF 78462f103 1079 3221 SH SOLE 0 0 3221 SPDR S&P 500 Growth ETF ETF 78464A409 7 135 SH SOLE 0 0 135 SPDR S&P Aerospace & Defense ETF ETF 78464A631 9 100 SH SOLE 0 0 100 SPDR S&P MidCap 400 ETF ETF 464287507 2303 6798 SH SOLE 0 0 6798 SPDR Short Term Municipal Bond ETF ETF 78468R739 3 67 SH SOLE 0 0 67 SPDR Wells Fargo Preferred Stock ETF ETF 78464A292 87 2000 SH SOLE 0 0 2000 Spectrum Brands Holdings Inc. COM 84790A105 5 94 SH SOLE 0 0 94 Spotify Technology S.A. COM L8681T102 63 260 SH SOLE 0 0 260 Square Inc. 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