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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FRANKLIN LTD DURATION INCOME T COM CEF 35472T101   69,515 11,176 SH   SOLE   11,176 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   297,451 2,744 SH   SOLE   2,744 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   700,178 10,762 SH   SOLE   10,762 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   717,489 15,387 SH   SOLE   15,387 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   769,675 20,825 SH   SOLE   20,825 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   780,062 7,468 SH   SOLE   7,468 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100   1,376,929 16,097 SH   SOLE   16,097 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   1,463,538 20,318 SH   SOLE   20,318 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   1,494,250 10,155 SH   SOLE   10,155 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   2,416,388 24,099 SH   SOLE   24,099 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   2,884,792 34,408 SH   SOLE   34,408 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   4,178,194 30,636 SH   SOLE   30,636 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   4,198,350 15,337 SH   SOLE   15,337 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   4,272,308 58,799 SH   SOLE   58,799 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   4,671,453 47,068 SH   SOLE   47,068 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   4,979,968 10,426 SH   SOLE   10,426 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   5,148,881 45,170 SH   SOLE   45,170 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   5,425,964 61,407 SH   SOLE   61,407 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   5,934,900 33,191 SH   SOLE   33,191 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   6,885,942 183,137 SH   SOLE   183,137 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   9,445,230 49,071 SH   SOLE   49,071 0 0
SPDR S&P 600 Sm-cap ETF ETF 78468R853   9,973,176 236,443 SH   SOLE   236,443 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   10,155,761 173,751 SH   SOLE   173,751 0 0