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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   241,443 1,558 SH   SOLE   0 0 1,558
ALPHABET INC CAP STK CL A 02079K305   561,973 4,023 SH   SOLE   0 0 4,023
AMAZON COM INC COM 023135106   487,575 3,209 SH   SOLE   0 0 3,209
AMC ENTMT HLDGS INC CL A NEW 00165C302   112,890 18,446 SH   SOLE   0 0 18,446
AMGEN INC COM 031162100   508,067 1,764 SH   SOLE   0 0 1,764
ANSYS INC COM 03662Q105   1,709,165 4,710 SH   SOLE   0 0 4,710
APPLE INC COM 037833100   5,573,851 28,951 SH   SOLE   0 0 28,951
AT&T INC COM 00206R102   175,049 10,432 SH   SOLE   0 0 10,432
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   375,426 1,053 SH   SOLE   0 0 1,053
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   323,931 8,064 SH   SOLE   0 0 8,064
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,288,133 32,107 SH   SOLE   0 0 32,107
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   371,393 11,794 SH   SOLE   0 0 11,794
CBIZ INC COM 124805102   1,770,170 28,282 SH   SOLE   0 0 28,282
CHENIERE ENERGY INC COM NEW 16411R208   275,867 1,616 SH   SOLE   0 0 1,616
COMCAST CORP NEW CL A 20030N101   236,615 5,396 SH   SOLE   0 0 5,396
COSTCO WHSL CORP NEW COM 22160K105   488,459 740 SH   SOLE   0 0 740
CSX CORP COM 126408103   212,700 6,135 SH   SOLE   0 0 6,135
D-WAVE QUANTUM INC COM 26740W109   11,001 12,500 SH   SOLE   0 0 12,500
EATON CORP PLC SHS G29183103   1,328,122 5,515 SH   SOLE   0 0 5,515
ELI LILLY & CO COM 532457108   247,158 424 SH   SOLE   0 0 424
EXXON MOBIL CORP COM 30231G102   1,630,374 16,307 SH   SOLE   0 0 16,307
FARMERS NATIONAL BANC CORP COM 309627107   3,182,251 220,225 SH   SOLE   0 0 220,225
FEDERATED HERMES ETF TRUST SHORT DURATION H 31423L206   1,483,738 65,032 SH   SOLE   0 0 65,032
FEDERATED HERMES ETF TRUST US STRATEGIC DIV 31423L305   365,960 15,242 SH   SOLE   0 0 15,242
FEDERATED HERMES INC CL B 314211103   2,557,006 75,517 SH   SOLE   0 0 75,517
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   202,009 3,919 SH   SOLE   0 0 3,919
GOLD RESOURCE CORP COM 38068T105   8,956 23,820 SH   SOLE   0 0 23,820
HYCROFT MINING HOLDING CORP CL A NEW 44862P208   58,553 23,899 SH   SOLE   0 0 23,899
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   2,556,008 104,072 SH   SOLE   0 0 104,072
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   23,466,207 955,464 SH   SOLE   0 0 955,464
INTERNATIONAL BUSINESS MACHS COM 459200101   252,848 1,546 SH   SOLE   0 0 1,546
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   7,458,922 157,894 SH   SOLE   0 0 157,894
INVESCO QQQ TR UNIT SER 1 46090E103   462,348 1,129 SH   SOLE   0 0 1,129
ISHARES INC ESG AWR MSCI EM 46434G863   988,666 30,838 SH   SOLE   0 0 30,838
ISHARES INC CORE MSCI EMKT 46434G103   13,443,602 265,789 SH   SOLE   2,610 0 263,179
ISHARES TR ESG AW MSCI EAFE 46435G516   1,086,567 14,384 SH   SOLE   0 0 14,384
ISHARES TR CORE 1 5 YR USD 46432F859   394,903 8,303 SH   SOLE   0 0 8,303
ISHARES TR MSCI EMG MKT ETF 464287234   335,754 8,350 SH   SOLE   0 0 8,350
ISHARES TR ESG AWRE 1 5 YR 46435G243   534,986 21,854 SH   SOLE   0 0 21,854
ISHARES TR MSCI EAFE ETF 464287465   4,817,743 63,938 SH   SOLE   0 0 63,938
ISHARES TR S&P MC 400GR ETF 464287606   430,323 5,432 SH   SOLE   0 0 5,432
ISHARES TR 1 3 YR TREAS BD 464287457   223,149 2,720 SH   SOLE   0 0 2,720
ISHARES TR RUS MID CAP ETF 464287499   7,936,270 102,100 SH   SOLE   0 0 102,100
ISHARES TR RUS 1000 GRW ETF 464287614   12,936,288 42,670 SH   SOLE   0 0 42,670
ISHARES TR CORE MSCI EAFE 46432F842   639,698 9,093 SH   SOLE   0 0 9,093
ISHARES TR CORE US AGGBD ET 464287226   425,471 4,287 SH   SOLE   0 0 4,287
ISHARES TR SP SMCP600VL ETF 464287879   583,927 5,665 SH   SOLE   0 0 5,665
ISHARES TR MSCI ACWI ETF 464288257   220,536 2,167 SH   SOLE   0 0 2,167
ISHARES TR CORE S&P500 ETF 464287200   2,722,051 5,699 SH   SOLE   0 0 5,699
ISHARES TR S&P 500 VAL ETF 464287408   1,082,987 6,228 SH   SOLE   0 0 6,228
ISHARES TR S&P 100 ETF 464287101   258,239 1,156 SH   SOLE   0 0 1,156
ISHARES TR CORE S&P SCP ETF 464287804   7,153,786 66,086 SH   SOLE   0 0 66,086
ISHARES TR S&P 500 GRWT ETF 464287309   1,396,109 18,590 SH   SOLE   0 0 18,590
ISHARES TR GL CLEAN ENE ETF 464288224   177,124 11,376 SH   SOLE   0 0 11,376
ISHARES TR CORE S&P MCP ETF 464287507   1,005,125 3,627 SH   SOLE   0 0 3,627
ISHARES TR NATIONAL MUN ETF 464288414   19,370,542 178,679 SH   SOLE   0 0 178,679
ISHARES TR MSCI KLD400 SOC 464288570   945,008 10,379 SH   SOLE   0 0 10,379
ISHARES TR RUSSELL 2000 ETF 464287655   633,441 3,156 SH   SOLE   0 0 3,156
ISHARES TR EAFE GRWTH ETF 464288885   676,400 6,984 SH   SOLE   0 0 6,984
ISHARES TR ESG AWRE USD ETF 46435G193   261,788 11,250 SH   SOLE   0 0 11,250
ISHARES TR S&P SML 600 GWT 464287887   13,493,941 107,831 SH   SOLE   517 0 107,314
ISHARES TR S&P MC 400VL ETF 464287705   436,545 3,828 SH   SOLE   0 0 3,828
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   4,214,231 92,397 SH   SOLE   0 0 92,397
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   10,713,179 221,713 SH   SOLE   1,744 0 219,969
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   2,648,043 45,027 SH   SOLE   0 0 45,027
JOHNSON & JOHNSON COM 478160104   322,101 2,055 SH   SOLE   0 0 2,055
JPMORGAN CHASE & CO COM 46625H100   341,088 2,005 SH   SOLE   0 0 2,005
KKR & CO INC COM 48251W104   372,825 4,500 SH   SOLE   0 0 4,500
LIBERTY BROADBAND CORP COM SER C 530307305   218,077 2,706 SH   SOLE   0 0 2,706
LULULEMON ATHLETICA INC COM 550021109   518,959 1,015 SH   SOLE   0 0 1,015
MANULIFE FINL CORP COM 56501R106   530,223 23,992 SH   SOLE   0 0 23,992
MICROSOFT CORP COM 594918104   7,229,929 19,226 SH   SOLE   0 0 19,226
NVIDIA CORPORATION COM 67066G104   409,547 827 SH   SOLE   0 0 827
ORACLE CORP COM 68389X105   419,717 3,981 SH   SOLE   0 0 3,981
PACCAR INC COM 693718108   965,850 9,891 SH   SOLE   0 0 9,891
PARK-OHIO HLDGS CORP COM 700666100   516,419 19,155 SH   SOLE   0 0 19,155
PEPSICO INC COM 713448108   212,979 1,254 SH   SOLE   0 0 1,254
PNC FINL SVCS GROUP INC COM 693475105   661,674 4,273 SH   SOLE   0 0 4,273
PORCH GROUP INC COM 733245104   873,522 283,611 SH   SOLE   0 0 283,611
PPG INDS INC COM 693506107   299,399 2,002 SH   SOLE   0 0 2,002
RAYMOND JAMES FINL INC COM 754730109   1,091,028 9,785 SH   SOLE   0 0 9,785
REMITLY GLOBAL INC COM 75960P104   1,559,193 80,288 SH   SOLE   0 0 80,288
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   31,301,336 377,306 SH   SOLE   2,315 0 374,991
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,611,545 34,114 SH   SOLE   0 0 34,114
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,743,879 110,685 SH   SOLE   0 0 110,685
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   23,759,875 421,274 SH   SOLE   0 0 421,274
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   8,126,210 174,307 SH   SOLE   0 0 174,307
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,763,488 96,483 SH   SOLE   0 0 96,483
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,482,899 67,178 SH   SOLE   0 0 67,178
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,106,760 81,078 SH   SOLE   0 0 81,078
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   259,780 4,102 SH   SOLE   0 0 4,102
SELECT SECTOR SPDR TR ENERGY 81369Y506   277,406 3,309 SH   SOLE   0 0 3,309
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   296,227 1,539 SH   SOLE   0 0 1,539
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   550,984 1,462 SH   SOLE   0 0 1,462
SPDR GOLD TR GOLD SHS 78463V107   1,432,246 7,492 SH   SOLE   0 0 7,492
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   39,871,356 1,172,342 SH   SOLE   1,886 0 1,170,456
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,200,210 4,629 SH   SOLE   0 0 4,629
SPDR SER TR PORTFOLIO S&P500 78464A854   1,863,379 33,334 SH   SOLE   0 0 33,334
SPDR SER TR S&P 400 MDCP GRW 78464A821   617,694 8,163 SH   SOLE   0 0 8,163
SPDR SER TR S&P 400 MDCP VAL 78464A839   267,397 3,644 SH   SOLE   0 0 3,644
SPDR SER TR BBG CONV SEC ETF 78464A359   231,385 3,207 SH   SOLE   0 0 3,207
TELEFONICA S A SPONSORED ADR 879382208   49,210 12,618 SH   SOLE   0 0 12,618
TRIMAS CORP COM NEW 896215209   576,004 22,740 SH   SOLE   0 0 22,740
VANECK ETF TRUST GOLD MINERS ETF 92189F106   486,578 15,691 SH   SOLE   0 0 15,691
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   242,625 1,105 SH   SOLE   0 0 1,105
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,583,707 21,941 SH   SOLE   0 0 21,941
VANGUARD INDEX FDS SM CP VAL ETF 922908611   237,687 1,321 SH   SOLE   0 0 1,321
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,452,618 10,339 SH   SOLE   0 0 10,339
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   378,190 4,280 SH   SOLE   0 0 4,280
VANGUARD INDEX FDS SMALL CP ETF 922908751   607,991 2,850 SH   SOLE   0 0 2,850
VANGUARD INDEX FDS MID CAP ETF 922908629   37,454,832 161,000 SH   SOLE   734 0 160,266
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   222,735 2,165 SH   SOLE   0 0 2,165
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,317,415 45,395 SH   SOLE   0 0 45,395
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   745,247 9,552 SH   SOLE   0 0 9,552
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   290,087 3,999 SH   SOLE   0 0 3,999
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   432,134 2,536 SH   SOLE   0 0 2,536
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,041,015 167,871 SH   SOLE   0 0 167,871
VISA INC COM CL A 92826C839   209,321 804 SH   SOLE   0 0 804
WALMART INC COM 931142103   269,739 1,711 SH   SOLE   0 0 1,711
WARRIOR MET COAL INC COM 93627C101   243,880 4,000 SH   SOLE   0 0 4,000
WELLTOWER INC COM 95040Q104   208,293 2,310 SH   SOLE   0 0 2,310