The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 334,501 2,943 SH   SOLE   2,943 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 765,618 6,736 SH   OTR   6,736 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 381,864 2,097 SH   SOLE   2,097 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,125,472 6,181 SH   OTR   6,181 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 75,465 500 SH   OTR   500 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 271,070 1,796 SH   SOLE   1,796 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 87,240 2,000 SH   SOLE   2,000 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 379,494 8,700 SH   OTR   8,700 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 335,507 1,860 SH   OTR   1,860 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 221,507 1,228 SH   SOLE   1,228 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 184,524 649 SH   SOLE   649 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,075,867 3,784 SH   OTR   3,784 0 0
APPLE INC COM 037833100 BBG001S5N8V8 233,041 1,359 SH   SOLE   1,359 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,187,529 18,548 SH   OTR   18,548 0 0
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 431,439 8,615 SH   OTR   8,615 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 1,148,804 4,600 SH   OTR   4,600 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 64,975 1,749 SH   OTR   1,749 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 217,092 5,725 SH   SOLE   5,725 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,745,158 4,150 SH   OTR   4,150 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,382,670 3,288 SH   SOLE   3,288 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 202,589 243 SH   SOLE   243 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 1,333,920 1,600 SH   OTR   1,600 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 187,148 3,451 SH   SOLE   3,451 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,611,011 29,707 SH   OTR   29,707 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 348,780 6,000 SH   OTR   6,000 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 244,775 668 SH   SOLE   668 0 0
CENCORA INC COM 03073E105 BBG001S8X7P0 253,682 1,044 SH   OTR   1,044 0 0
CENTENE CORP DEL COM 15135B101 BBG001S6T7Q8 2,943,000 37,500 SH   OTR   37,500 0 0
CENTENE CORP DEL COM 15135B101 BBG001S6T7Q8 533,193 6,794 SH   SOLE   6,794 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 525,658 3,335 SH   OTR   3,335 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 189,130 1,199 SH   SOLE   1,199 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 717,107 14,368 SH   OTR   14,368 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 177,463 3,556 SH   SOLE   3,556 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 289,565 4,733 SH   SOLE   4,733 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 686,990 11,229 SH   OTR   11,229 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 459,255 5,100 SH   OTR   5,100 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 208,826 2,319 SH   SOLE   2,319 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 214,661 293 SH   SOLE   293 0 0
DATADOG INC CL A COM 23804L103 BBG003NJHZW5 1,497,043 12,112 SH   SOLE   12,112 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 368,056 6,762 SH   OTR   6,762 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 22,160 200 SH   OTR   200 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 242,395 1,981 SH   SOLE   1,981 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 181,235 1,874 SH   SOLE   1,874 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 322,334 3,333 SH   OTR   3,333 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 190,832 2,489 SH   SOLE   2,489 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 47,689 622 SH   OTR   622 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 237,278 305 SH   SOLE   305 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 534,459 687 SH   OTR   687 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 214,477 1,891 SH   SOLE   1,891 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 1,017,743 8,973 SH   OTR   8,973 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 340,467 2,929 SH   SOLE   2,929 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,990,868 34,333 SH   OTR   34,333 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 BBG0034YTRP6 1,004,040 36,000 SH   OTR   36,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 208,845 500 SH   SOLE   500 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 272,057 710 SH   OTR   710 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 206,760 539 SH   SOLE   539 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 572,880 3,000 SH   OTR   3,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 311,647 1,632 SH   SOLE   1,632 0 0
INTUIT COM 461202103 BBG001S6TWR2 438,100 674 SH   OTR   674 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 1,000,162 15,574 SH   OTR   15,574 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 3,954,917 24,395 SH   OTR   24,395 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 709,702 14,115 SH   OTR   14,115 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 BBG001SMLZ34 579,723 27,475 SH   OTR   27,475 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,963,154 27,070 SH   OTR   27,070 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 5,399,806 80,530 SH   OTR   80,530 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1,026,722 15,130 SH   SOLE   15,130 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 9,574,599 159,475 SH   OTR   159,475 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 7,091,361 64,163 SH   SOLE   64,163 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 54,664,920 494,785 SH   OTR   494,785 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 581,998 1,120 SH   OTR   1,120 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 613,034 9,680 SH   OTR   9,680 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,028,135 27,496 SH   OTR   27,496 0 0
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 950,750 17,808 SH   SOLE   17,808 0 0
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 4,273,531 80,346 SH   OTR   80,346 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 287,496 3,600 SH   SOLE   3,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 8,401,677 105,237 SH   OTR   105,237 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 884,042 21,520 SH   OTR   21,520 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 27,341,656 95,881 SH   OTR   95,881 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 12,333,607 42,821 SH   SOLE   42,821 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 5,436,617 16,130 SH   OTR   16,130 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,530,207 4,540 SH   SOLE   4,540 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 3,400,880 19,018 SH   OTR   19,018 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 3,102,713 11,458 SH   OTR   11,458 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 2,437,824 15,710 SH   OTR   15,710 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,559,807 7,417 SH   SOLE   7,417 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 6,149,340 29,369 SH   OTR   29,369 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 456,711 1,522 SH   SOLE   1,522 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 6,403,522 21,339 SH   OTR   21,339 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 2,320,706 9,380 SH   OTR   9,380 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,828,740 33,500 SH   OTR   33,500 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 1,293,580 12,588 SH   SOLE   12,588 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 751,970 7,318 SH   OTR   7,318 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 183,500 1,160 SH   SOLE   1,160 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 374,446 2,366 SH   OTR   2,366 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,787,673 18,910 SH   OTR   18,910 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 254,581 1,271 SH   SOLE   1,271 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 517,400 4,000 SH   OTR   4,000 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 77,610 600 SH   SOLE   600 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 2,952,321 11,590 SH   OTR   11,590 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 237,972 1,181 SH   SOLE   1,181 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 522,186 1,850 SH   OTR   1,850 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 646,555 4,900 SH   SOLE   4,900 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,397,087 10,588 SH   OTR   10,588 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 310,771 640 SH   SOLE   640 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 203,210 2,742 SH   SOLE   2,742 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 270,675 2,296 SH   SOLE   2,296 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 281,041 668 SH   SOLE   668 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 577,228 1,372 SH   OTR   1,372 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 255,231 719 SH   OTR   719 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,048,124 16,400 SH   OTR   16,400 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 185,211 2,898 SH   SOLE   2,898 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 146,327 1,557 SH   SOLE   1,557 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 1,279,068 13,610 SH   OTR   13,610 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 361,597 400 SH   SOLE   400 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 216,928 1,727 SH   SOLE   1,727 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 209,972 186 SH   SOLE   186 0 0
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60LN7 297,810 3,000 SH   OTR   3,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 800,559 4,577 SH   OTR   4,577 0 0
PEPSICO INC COM 713448108 BBG001S695T1 183,936 1,051 SH   SOLE   1,051 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 1,516,251 16,550 SH   OTR   16,550 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 194,862 1,201 SH   SOLE   1,201 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 796,103 4,908 SH   OTR   4,908 0 0
PROGRESSIVE CORP COM 743315103 BBG001S5V509 3,680,569 17,796 SH   OTR   17,796 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 207,211 1,765 SH   SOLE   1,765 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 404,652 4,149 SH   SOLE   4,149 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 585,180 6,000 SH   OTR   6,000 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 226,789 753 SH   SOLE   753 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 4,550,681 180,225 SH   OTR   180,225 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,905,112 48,824 SH   OTR   48,824 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 115,061 3,214 SH   SOLE   3,214 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 2,700,215 75,425 SH   OTR   75,425 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 325,831 9,505 SH   OTR   9,505 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 321,722 4,155 SH   OTR   4,155 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,121,086 34,178 SH   SOLE   34,178 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 18,898,573 304,521 SH   OTR   304,521 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 672,693 8,261 SH   SOLE   8,261 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 970,971 11,924 SH   OTR   11,924 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6,231,765 126,559 SH   OTR   126,559 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 1,399,992 28,432 SH   SOLE   28,432 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 251,090 3,500 SH   OTR   3,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 10,803,514 20,654 SH   SOLE   20,654 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 69,133,181 132,168 SH   OTR   132,168 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 217,943 609 SH   SOLE   609 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 708,840 4,000 SH   OTR   4,000 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 200,102 1,973 SH   SOLE   1,973 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 190,104 773 SH   SOLE   773 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 366,682 1,491 SH   OTR   1,491 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,676,345 35,495 SH   OTR   35,495 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 3,535,392 10,271 SH   SOLE   10,271 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 2,415,930 10,076 SH   SOLE   10,076 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 8,032,468 33,502 SH   OTR   33,502 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 115,066 488 SH   OTR   488 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 732,997 3,109 SH   SOLE   3,109 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 737,030 4,727 SH   SOLE   4,727 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 117,400 753 SH   OTR   753 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,963,920 12,127 SH   OTR   12,127 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3,677,918 43,053 SH   OTR   43,053 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 19,700,368 40,983 SH   OTR   40,983 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,910,782 3,975 SH   SOLE   3,975 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 116,087 605 SH   OTR   605 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 764,875 3,986 SH   SOLE   3,986 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 9,011,912 39,606 SH   OTR   39,606 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,236,243 9,783 SH   SOLE   9,783 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 776,658 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 106,895 410 SH   OTR   410 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,513,068 13,517 SH   SOLE   13,517 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 54,509,974 209,734 SH   OTR   209,734 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,210,946 25,856 SH   SOLE   25,856 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 10,739,992 183,120 SH   SOLE   183,120 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 32,793,133 559,133 SH   OTR   559,133 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,159,008 124,123 SH   OTR   124,123 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 3,927,650 94,030 SH   SOLE   94,030 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,717,790 14,702 SH   OTR   14,702 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,272,271 10,889 SH   SOLE   10,889 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 945,457 8,556 SH   OTR   8,556 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 12,189,857 110,315 SH   SOLE   110,315 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 595 7 SH   SOLE   7 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 3,768,668 44,306 SH   OTR   44,306 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 3,427,310 19,220 SH   OTR   19,220 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 38,525,233 641,522 SH   OTR   641,522 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 13,273,223 220,120 SH   SOLE   220,120 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 15,767,019 314,272 SH   OTR   314,272 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,706,383 73,876 SH   SOLE   73,876 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 215,590 5,138 SH   OTR   5,138 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 250,124 5,961 SH   SOLE   5,961 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,021,433 3,660 SH   OTR   3,660 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 53,304 191 SH   SOLE   191 0 0
WALMART INC COM 931142103 BBG001S5XH92 205,240 3,411 SH   SOLE   3,411 0 0
WALMART INC COM 931142103 BBG001S5XH92 902,550 15,000 SH   OTR   15,000 0 0
WISDOMTREE TR EUROPE SMCP DV 97717W869 BBG001SHL425 229,260 3,970 SH   OTR   3,970 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 327,238 4,720 SH   OTR   4,720 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 1,049,729 7,954 SH   OTR   7,954 0 0