The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CORPORATION Equities 88579Y101   84,176 770 SH   DFND   770 0 0
3M CORPORATION Equities 88579Y101   584,753 5,349 SH   SOLE   5,349 0 0
ABBOTT LABORATORIES Equities 002824100   603,404 5,482 SH   DFND   5,482 0 0
ABBOTT LABORATORIES Equities 002824100   16,160,367 146,819 SH   SOLE   145,209 0 1,610
ABBVIE INC Equities 00287Y109   1,371,330 8,849 SH   DFND   8,849 0 0
ABBVIE INC Equities 00287Y109   40,618,102 262,103 SH   SOLE   261,028 0 1,075
ACCENTURE PLC Equities G1151C101   1,284,331 3,660 SH   DFND   3,660 0 0
ACCENTURE PLC Equities G1151C101   85,316,397 243,129 SH   SOLE   243,129 0 0
ADOBE SYS INC Equities 00724F101   617,481 1,035 SH   DFND   1,035 0 0
ADOBE SYS INC Equities 00724F101   20,915,006 35,057 SH   SOLE   35,057 0 0
ADR TOYOTA MOTOR Equities 892331307   264,984 1,445 SH   DFND   1,445 0 0
ADVANCED MICRO DEV Equities 007903107   756,656 5,133 SH   DFND   5,133 0 0
ADVANCED MICRO DEV Equities 007903107   18,278,545 123,998 SH   SOLE   123,998 0 0
AFLAC INCORPORATED Equities 001055102   80,850 980 SH   DFND   980 0 0
AFLAC INCORPORATED Equities 001055102   1,230,488 14,915 SH   SOLE   14,915 0 0
AIR PRODS & CHEMS Equities 009158106   591,682 2,161 SH   DFND   2,161 0 0
AIR PRODS & CHEMS Equities 009158106   481,888 1,760 SH   SOLE   1,760 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   50,299 425 SH   DFND   425 0 0
AKAMAI TECHNOLOGIES INC Equities 00971T101   3,149,057 26,608 SH   SOLE   26,608 0 0
AKOUSTIS TECHNOLOGIES ORD SHS Equities 00973N102   12,510 15,000 SH   SOLE   15,000 0 0
ALIBABA GROUP HOLDING LIMITED Equities 01609W102   441,807 5,700 SH   SOLE   5,700 0 0
ALLSTATE CORP Equities 020002101   145,579 1,040 SH   DFND   1,040 0 0
ALLSTATE CORP Equities 020002101   620,391 4,432 SH   SOLE   4,432 0 0
ALPHABET INC Equities 02079K107   2,652,303 18,820 SH   DFND   18,820 0 0
ALPHABET INC Equities 02079K107   91,605,768 650,009 SH   SOLE   649,309 0 700
ALPHABET INC CL A Equities 02079K305   1,549,162 11,090 SH   DFND   11,090 0 0
ALPHABET INC CL A Equities 02079K305   27,905,732 199,769 SH   SOLE   199,769 0 0
ALTRIA GROUP Equities 02209S103   84,311 2,090 SH   DFND   2,090 0 0
ALTRIA GROUP Equities 02209S103   1,605,774 39,806 SH   SOLE   39,806 0 0
AMAZON.COM, INC Equities 023135106   1,936,171 12,743 SH   DFND   12,743 0 0
AMAZON.COM, INC Equities 023135106   44,568,104 293,327 SH   SOLE   293,327 0 0
AMERICAN ELEC PWR Equities 025537101   45,483 560 SH   DFND   560 0 0
AMERICAN ELEC PWR Equities 025537101   226,360 2,787 SH   SOLE   2,787 0 0
AMERICAN EXPRESS CO Equities 025816109   302,554 1,615 SH   DFND   1,615 0 0
AMERICAN EXPRESS CO Equities 025816109   6,627,527 35,377 SH   SOLE   35,377 0 0
AMERICAN TOWER CORP Equities 03027X100   339,363 1,572 SH   DFND   1,572 0 0
AMERICAN TOWER CORP Equities 03027X100   346,919 1,607 SH   SOLE   1,607 0 0
AMERIPRISE FINANCIAL, INC. Equities 03076C106   75,966 200 SH   DFND   200 0 0
AMERIPRISE FINANCIAL, INC. Equities 03076C106   1,389,798 3,659 SH   SOLE   3,659 0 0
AMGEN INC Equities 031162100   800,984 2,781 SH   DFND   2,781 0 0
AMGEN INC Equities 031162100   23,289,873 80,862 SH   SOLE   80,862 0 0
AMPHENOL CORP NEW Equities 032095101   63,443 640 SH   DFND   640 0 0
AMPHENOL CORP NEW Equities 032095101   329,112 3,320 SH   SOLE   3,320 0 0
ANALOG DEVICES INC Equities 032654105   61,554 310 SH   DFND   310 0 0
ANALOG DEVICES INC Equities 032654105   364,159 1,834 SH   SOLE   1,834 0 0
APPLE COMPUTER INC Equities 037833100   6,254,915 32,488 SH   DFND   32,488 0 0
APPLE COMPUTER INC Equities 037833100   133,624,291 694,044 SH   SOLE   694,044 0 0
APPLIED MATERIALS Equities 038222105   165,311 1,020 SH   DFND   1,020 0 0
APPLIED MATERIALS Equities 038222105   1,281,325 7,906 SH   SOLE   7,906 0 0
APTIV PLC Equities G6095L109   94,206 1,050 SH   DFND   1,050 0 0
APTIV PLC Equities G6095L109   781,730 8,713 SH   SOLE   8,713 0 0
ARES CAP CORP Equities 04010L103   240,360 12,000 SH   SOLE   12,000 0 0
ASML HOLDING NV Equities N07059210   358,023 473 SH   DFND   473 0 0
ASML HOLDING NV Equities N07059210   177,119 234 SH   SOLE   234 0 0
ASTRAZENECA ADR Equities 046353108   182,384 2,708 SH   DFND   2,708 0 0
ASTRAZENECA ADR Equities 046353108   1,029,579 15,287 SH   SOLE   15,287 0 0
AT&T INC COM Equities 00206R102   60,358 3,597 SH   DFND   3,597 0 0
AT&T INC COM Equities 00206R102   1,365,691 81,388 SH   SOLE   81,388 0 0
AUTODESK INC Equities 052769106   257,358 1,057 SH   DFND   1,057 0 0
AUTODESK INC Equities 052769106   11,183,036 45,930 SH   SOLE   45,930 0 0
AUTOMATIC DATA PRO Equities 053015103   659,072 2,829 SH   DFND   2,829 0 0
AUTOMATIC DATA PRO Equities 053015103   2,668,438 11,454 SH   SOLE   11,454 0 0
AUTOZONE INC Equities 053332102   496,437 192 SH   DFND   192 0 0
AUTOZONE INC Equities 053332102   8,527,342 3,298 SH   SOLE   3,298 0 0
BANCO BILBAO VIZCAYA Equities 05946K101   73,172 8,032 SH   DFND   8,032 0 0
BANCO BILBAO VIZCAYA Equities 05946K101   35,884 3,939 SH   SOLE   3,939 0 0
BANCO SANTANDER ADR Equities 05964H105   55,907 13,504 SH   DFND   13,504 0 0
BANCO SANTANDER ADR Equities 05964H105   137,688 33,258 SH   SOLE   33,258 0 0
BANK NEW YORK MELLON CORPCOM Equities 064058100   46,845 900 SH   DFND   900 0 0
BANK NEW YORK MELLON CORPCOM Equities 064058100   753,892 14,484 SH   SOLE   14,484 0 0
BANK OF AMERICA CORP Equities 060505104   505,622 15,017 SH   DFND   15,017 0 0
BANK OF AMERICA CORP Equities 060505104   8,729,958 259,280 SH   SOLE   259,280 0 0
BAXTER INTRNL Equities 071813109   25,129 650 SH   DFND   650 0 0
BAXTER INTRNL Equities 071813109   672,413 17,393 SH   SOLE   17,393 0 0
BECTON, DICKINSON Equities 075887109   51,204 210 SH   DFND   210 0 0
BECTON, DICKINSON Equities 075887109   2,006,965 8,231 SH   SOLE   8,231 0 0
BERKSHIRE HATHAWAY Equities 084670108   2,170,500 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DELCL B Equities 084670702   1,028,251 2,883 SH   DFND   2,883 0 0
BERKSHIRE HATHAWAY INC DELCL B Equities 084670702   42,609,457 119,468 SH   SOLE   118,388 0 1,080
BHP BILLITON LIMITED Equities 088606108   203,974 2,986 SH   DFND   2,986 0 0
BHP BILLITON LIMITED Equities 088606108   70,018 1,025 SH   SOLE   1,025 0 0
BLACKROCK INC Equities 09247X101   1,367,071 1,684 SH   DFND   1,684 0 0
BLACKROCK INC Equities 09247X101   30,269,587 37,287 SH   SOLE   37,287 0 0
BLACKSTONE GROUP ORD SHS CLASS Equities 09260D107   605,636 4,626 SH   SOLE   4,626 0 0
BLACKSTONE SECURED LENDING ORD Equities 09261X102   414,600 15,000 SH   SOLE   15,000 0 0
BOEING COMPANY Equities 097023105   226,774 870 SH   DFND   870 0 0
BOEING COMPANY Equities 097023105   6,914,267 26,526 SH   SOLE   26,526 0 0
BOOKING HOLDINGS INC. Equities 09857L108   503,705 142 SH   DFND   142 0 0
BOOKING HOLDINGS INC. Equities 09857L108   10,577,810 2,982 SH   SOLE   2,982 0 0
BP AMOCO PLC ADR Equities 055622104   100,040 2,826 SH   DFND   2,826 0 0
BP AMOCO PLC ADR Equities 055622104   506,680 14,313 SH   SOLE   14,313 0 0
BRISTOL MYERS SQUIBB Equities 110122108   181,381 3,535 SH   DFND   3,535 0 0
BRISTOL MYERS SQUIBB Equities 110122108   886,021 17,268 SH   SOLE   17,268 0 0
BROADCOM INC Equities 11135F101   1,857,440 1,664 SH   DFND   1,664 0 0
BROADCOM INC Equities 11135F101   8,956,790 8,024 SH   SOLE   8,024 0 0
BROADSTONE NET LEASE INC Equities 11135E203   297,906 17,300 SH   SOLE   17,300 0 0
BROOKFIELD ASSET MANAGEMENT VOT Equities 113004105   107,013 2,664 SH   DFND   2,664 0 0
BROOKFIELD ASSET MANAGEMENT VOT Equities 113004105   4,425,328 110,165 SH   SOLE   110,165 0 0
BROOKFIELD INFRAST PARTNERS LP Equities G16252101   70,853 2,250 SH   DFND   2,250 0 0
BROOKFIELD INFRAST PARTNERS LP Equities G16252101   3,670,537 116,562 SH   SOLE   116,562 0 0
BROOKFIELD INFRASTRUCTURE CORP Equities 11275Q107   8,785 249 SH   DFND   249 0 0
BROOKFIELD INFRASTRUCTURE CORP Equities 11275Q107   841,393 23,849 SH   SOLE   23,849 0 0
BROOKFIELD ORD SHS CLASS A Equities 11271J107   514,659 12,828 SH   DFND   12,828 0 0
BROOKFIELD ORD SHS CLASS A Equities 11271J107   35,676,068 889,234 SH   SOLE   889,234 0 0
CABOT CORP Equities 127055101   417,500 5,000 SH   SOLE   5,000 0 0
CACI INTL INC CLASS A Equities 127190304   323,860 1,000 SH   SOLE   1,000 0 0
CANADIAN NATL RR Equities 136375102   135,932 1,082 SH   DFND   1,082 0 0
CANADIAN NATL RR Equities 136375102   338,573 2,695 SH   SOLE   2,695 0 0
CAPITAL ONE FINL Equities 14040H105   138,332 1,055 SH   DFND   1,055 0 0
CAPITAL ONE FINL Equities 14040H105   1,667,322 12,716 SH   SOLE   12,716 0 0
CARRIER GLOBAL CORPORATION COM Equities 14448C104   78,017 1,358 SH   DFND   1,358 0 0
CARRIER GLOBAL CORPORATION COM Equities 14448C104   1,404,595 24,449 SH   SOLE   24,449 0 0
CATERPILLAR INC Equities 149123101   372,544 1,260 SH   DFND   1,260 0 0
CATERPILLAR INC Equities 149123101   13,389,120 45,284 SH   SOLE   45,284 0 0
CBOE HOLDINGS INC Equities 12503M108   3,662,444 20,511 SH   SOLE   20,511 0 0
CBRE GROUP, INC. Equities 12504L109   276,477 2,970 SH   DFND   2,970 0 0
CBRE GROUP, INC. Equities 12504L109   23,196,352 249,182 SH   SOLE   246,382 0 2,800
CDW CORPORATION Equities 12514G108   34,098 150 SH   DFND   150 0 0
CDW CORPORATION Equities 12514G108   1,514,179 6,661 SH   SOLE   6,661 0 0
CENTERPOINT ENERGY Equities 15189T107   10,285 360 SH   DFND   360 0 0
CENTERPOINT ENERGY Equities 15189T107   215,189 7,532 SH   SOLE   7,532 0 0
CHARLES RIVER LABS Equities 159864107   88,650 375 SH   DFND   375 0 0
CHARLES RIVER LABS Equities 159864107   4,288,532 18,141 SH   SOLE   18,141 0 0
CHECK POINT SOFTWARE TECH Equities M22465104   14,711,080 96,283 SH   SOLE   96,283 0 0
CHEVRON CORP Equities 166764100   962,529 6,453 SH   DFND   6,453 0 0
CHEVRON CORP Equities 166764100   19,345,455 129,696 SH   SOLE   129,696 0 0
CHIPOTLE MEXICAN GRILL INC Equities 169656105   1,061,149 464 SH   SOLE   464 0 0
CHURCH & DWIGHT CO INC Equities 171340102   378,240 4,000 SH   SOLE   4,000 0 0
CIGNA CORPORATION Equities 125523100   269,206 899 SH   DFND   899 0 0
CIGNA CORPORATION Equities 125523100   5,455,380 18,218 SH   SOLE   18,218 0 0
CINTAS CORP Equities 172908105   72,319 120 SH   DFND   120 0 0
CINTAS CORP Equities 172908105   195,865 325 SH   SOLE   325 0 0
CISCO SYSTEMS INC Equities 17275R102   616,950 12,212 SH   DFND   12,212 0 0
CISCO SYSTEMS INC Equities 17275R102   6,881,380 136,211 SH   SOLE   136,211 0 0
CITIGROUP INC COM NEW Equities 172967424   146,810 2,854 SH   DFND   2,854 0 0
CITIGROUP INC COM NEW Equities 172967424   431,016 8,379 SH   SOLE   8,379 0 0
CME GROUP INC Equities 12572Q105   84,240 400 SH   DFND   400 0 0
CME GROUP INC Equities 12572Q105   3,477,006 16,510 SH   SOLE   16,510 0 0
COCA COLA CO Equities 191216100   308,793 5,240 SH   DFND   5,240 0 0
COCA COLA CO Equities 191216100   3,602,980 61,140 SH   SOLE   61,140 0 0
COLGATE-PALMOLIVE CO Equities 194162103   255,072 3,200 SH   DFND   3,200 0 0
COLGATE-PALMOLIVE CO Equities 194162103   4,238,579 53,175 SH   SOLE   53,175 0 0
COMCAST CORP NEW A Equities 20030N101   762,552 17,390 SH   DFND   17,390 0 0
COMCAST CORP NEW A Equities 20030N101   16,274,708 371,145 SH   SOLE   371,145 0 0
COMERICA INC Equities 200340107   30,696 550 SH   DFND   550 0 0
COMERICA INC Equities 200340107   191,149 3,425 SH   SOLE   3,425 0 0
CONOCOPHILLIPS COM Equities 20825C104   515,235 4,439 SH   DFND   4,439 0 0
CONOCOPHILLIPS COM Equities 20825C104   4,388,258 37,807 SH   SOLE   37,807 0 0
CORNING INC Equities 219350105   146,160 4,800 SH   DFND   4,800 0 0
CORNING INC Equities 219350105   9,326,896 306,302 SH   SOLE   306,302 0 0
CORTEVA INC Equities 22052L104   47,010 981 SH   DFND   981 0 0
CORTEVA INC Equities 22052L104   563,731 11,764 SH   SOLE   11,764 0 0
COSTCO WHSL CORP NEW Equities 22160K105   474,598 719 SH   DFND   719 0 0
COSTCO WHSL CORP NEW Equities 22160K105   31,301,654 47,421 SH   SOLE   47,421 0 0
CROWN CASTLE INTERNATIONAL CORP Equities 22822V101   323,799 2,811 SH   DFND   2,811 0 0
CROWN CASTLE INTERNATIONAL CORP Equities 22822V101   61,627 535 SH   SOLE   535 0 0
CROWN HOLDINGS INC Equities 228368106   414,405 4,500 SH   SOLE   4,500 0 0
CSX CORP Equities 126408103   156,015 4,500 SH   DFND   4,500 0 0
CSX CORP Equities 126408103   1,361,734 39,277 SH   SOLE   39,277 0 0
CUMMINS INC Equities 231021106   91,516 382 SH   DFND   382 0 0
CUMMINS INC Equities 231021106   17,086,132 71,320 SH   SOLE   71,320 0 0
CVS HEALTH CORPORATION Equities 126650100   527,690 6,683 SH   DFND   6,683 0 0
CVS HEALTH CORPORATION Equities 126650100   7,455,561 94,422 SH   SOLE   94,422 0 0
D B A CHUBB LIMITED Equities H1467J104   509,404 2,254 SH   DFND   2,254 0 0
D B A CHUBB LIMITED Equities H1467J104   16,320,590 72,215 SH   SOLE   72,215 0 0
DANAHER CORP Equities 235851102   350,017 1,513 SH   DFND   1,513 0 0
DANAHER CORP Equities 235851102   3,844,177 16,618 SH   SOLE   16,618 0 0
DEERE & CO Equities 244199105   155,949 390 SH   DFND   390 0 0
DEERE & CO Equities 244199105   3,402,094 8,508 SH   SOLE   8,508 0 0
DEXCOM INC Equities 252131107   147,047 1,185 SH   DFND   1,185 0 0
DEXCOM INC Equities 252131107   1,643,944 13,248 SH   SOLE   13,248 0 0
DEXCOM INC CV 0.250 11/15/25 Fixed Income 252131AK3   20,880 20,000 PRN   SOLE   20,000 0 0
DIAGEO PLC SPON ADR Equities 25243Q205   199,554 1,370 SH   DFND   1,370 0 0
DIAGEO PLC SPON ADR Equities 25243Q205   7,785,527 53,450 SH   SOLE   53,450 0 0
DIGITAL REALTY TRUST Equities 253868103   8,075 60 SH   DFND   60 0 0
DIGITAL REALTY TRUST Equities 253868103   1,655,738 12,303 SH   SOLE   12,303 0 0
DIMENSIONAL U S SMALL CAP ETF Mutual Funds 25434V500   236,691 3,970 SH   SOLE   3,970 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   70,812 630 SH   DFND   630 0 0
DISCOVER FINANCIAL SERVICES Equities 254709108   2,472,126 21,994 SH   SOLE   21,994 0 0
DISNEY WALT CO Equities 254687106   817,395 9,053 SH   DFND   9,053 0 0
DISNEY WALT CO Equities 254687106   23,283,353 257,873 SH   SOLE   257,873 0 0
DOLLAR TREE INC Equities 256746108   15,199 107 SH   DFND   107 0 0
DOLLAR TREE INC Equities 256746108   1,758,011 12,376 SH   SOLE   12,376 0 0
DOW INC Equities 260557103   140,390 2,560 SH   DFND   2,560 0 0
DOW INC Equities 260557103   9,484,304 172,945 SH   SOLE   172,945 0 0
DUKE ENERGY CORP NEW Equities 26441C204   264,337 2,724 SH   DFND   2,724 0 0
DUKE ENERGY CORP NEW Equities 26441C204   8,642,576 89,062 SH   SOLE   89,062 0 0
DUPONT DE NEMOURS INC Equities 26614N102   54,236 705 SH   DFND   705 0 0
DUPONT DE NEMOURS INC Equities 26614N102   2,892,876 37,604 SH   SOLE   37,604 0 0
EATON CORP NEW Equities G29183103   426,492 1,771 SH   DFND   1,771 0 0
EATON CORP NEW Equities G29183103   723,182 3,003 SH   SOLE   3,003 0 0
ECOLAB INC Equities 278865100   31,736 160 SH   DFND   160 0 0
ECOLAB INC Equities 278865100   297,128 1,498 SH   SOLE   1,498 0 0
EDISON INTL Equities 281020107   27,881 390 SH   DFND   390 0 0
EDISON INTL Equities 281020107   296,183 4,143 SH   SOLE   4,143 0 0
EDWARDS LIFESCIENCES Equities 28176E108   58,331 765 SH   DFND   765 0 0
EDWARDS LIFESCIENCES Equities 28176E108   533,369 6,995 SH   SOLE   6,995 0 0
ELEVANCE HEALTH ORD SHS Equities 036752103   249,927 530 SH   DFND   530 0 0
ELEVANCE HEALTH ORD SHS Equities 036752103   340,938 723 SH   SOLE   723 0 0
EMERSON ELECTRIC CO Equities 291011104   232,424 2,388 SH   DFND   2,388 0 0
EMERSON ELECTRIC CO Equities 291011104   13,423,364 137,916 SH   SOLE   137,916 0 0
ENBRIDGE INC Equities 29250N105   523,731 14,540 SH   DFND   14,540 0 0
ENBRIDGE INC Equities 29250N105   25,833,796 717,207 SH   SOLE   717,207 0 0
ENERGY SELECT SECTOR SPDR Mutual Funds 81369Y506   1,517,085 18,095 SH   SOLE   18,095 0 0
ENERGY TRANSFER EQ LP Equities 29273V100   278,070 20,150 SH   SOLE   20,150 0 0
ENTERPRISE PRODUCTS PARTNERS LP Equities 293792107   438,042 16,624 SH   SOLE   16,624 0 0
EOG RES INC Equities 26875P101   91,438 756 SH   DFND   756 0 0
EOG RES INC Equities 26875P101   251,334 2,078 SH   SOLE   2,078 0 0
EPAM SYSTEMS INC Equities 29414B104   93,662 315 SH   DFND   315 0 0
EPAM SYSTEMS INC Equities 29414B104   604,195 2,032 SH   SOLE   2,032 0 0
EQUIFAX, INC. Equities 294429105   38,330 155 SH   DFND   155 0 0
EQUIFAX, INC. Equities 294429105   1,760,952 7,121 SH   SOLE   7,121 0 0
ESSENTIAL UTILITIES INC Equities 29670G102   37,350 1,000 SH   DFND   1,000 0 0
ESSENTIAL UTILITIES INC Equities 29670G102   192,614 5,157 SH   SOLE   5,157 0 0
EXTRA SPACE STORAGE INC Equities 30225T102   22,607 141 SH   DFND   141 0 0
EXTRA SPACE STORAGE INC Equities 30225T102   195,603 1,220 SH   SOLE   1,220 0 0
EXXON MOBIL CORP Equities 30231G102   629,774 6,299 SH   DFND   6,299 0 0
EXXON MOBIL CORP Equities 30231G102   16,679,863 166,832 SH   SOLE   166,832 0 0
FACTSET RESH SYS Equities 303075105   188,435 395 SH   DFND   395 0 0
FACTSET RESH SYS Equities 303075105   2,976,315 6,239 SH   SOLE   6,239 0 0
FASTENAL CO Equities 311900104   148,323 2,290 SH   DFND   2,290 0 0
FASTENAL CO Equities 311900104   12,690,904 195,938 SH   SOLE   195,938 0 0
FEDEX CORPORATION Equities 31428X106   175,055 692 SH   DFND   692 0 0
FEDEX CORPORATION Equities 31428X106   6,266,573 24,772 SH   SOLE   24,772 0 0
FIDELITY NATL INFORMATION SVCS Equities 31620M106   84,098 1,400 SH   DFND   1,400 0 0
FIDELITY NATL INFORMATION SVCS Equities 31620M106   600,400 9,995 SH   SOLE   9,995 0 0
FINANCIAL SEL SPDR Mutual Funds 81369Y605   268,276 7,135 SH   SOLE   7,135 0 0
FIRSTENERGY CORP Equities 337932107   299,329 8,165 SH   SOLE   8,165 0 0
FISERV INC Equities 337738108   79,704 600 SH   DFND   600 0 0
FISERV INC Equities 337738108   1,064,181 8,011 SH   SOLE   8,011 0 0
FORD MOTOR CO Equities 345370860   61,560 5,050 SH   DFND   5,050 0 0
FORD MOTOR CO Equities 345370860   583,791 47,891 SH   SOLE   47,891 0 0
FORTINET INC Equities 34959E109   166,225 2,840 SH   DFND   2,840 0 0
FORTINET INC Equities 34959E109   10,227,766 174,744 SH   SOLE   174,744 0 0
FORTUNE BRANDS HOME & SECURITY, Equities 34964C106   454,404 5,968 SH   SOLE   5,968 0 0
FREEPORT MCMORAN COPPER & GOLD Equities 35671D857   80,457 1,890 SH   DFND   1,890 0 0
FREEPORT MCMORAN COPPER & GOLD Equities 35671D857   234,220 5,502 SH   SOLE   5,502 0 0
FRONTLINE PLC COM Equities M46528101   200,500 10,000 SH   SOLE   10,000 0 0
GATX CORP Equities 361448103   384,704 3,200 SH   SOLE   3,200 0 0
GE HEALTHCARE TECHNOLOGIES INC Equities 36266G107   22,114 286 SH   DFND   286 0 0
GE HEALTHCARE TECHNOLOGIES INC Equities 36266G107   201,032 2,600 SH   SOLE   2,600 0 0
GENERAL DYNAMICS Equities 369550108   576,467 2,220 SH   DFND   2,220 0 0
GENERAL DYNAMICS Equities 369550108   27,530,473 106,022 SH   SOLE   106,022 0 0
GENERAL ELEC CO Equities 369604301   109,634 859 SH   DFND   859 0 0
GENERAL ELEC CO Equities 369604301   1,299,273 10,180 SH   SOLE   10,180 0 0
GENERAL MILLS Equities 370334104   32,570 500 SH   DFND   500 0 0
GENERAL MILLS Equities 370334104   1,249,906 19,188 SH   SOLE   19,188 0 0
GENUINE PARTS CO Equities 372460105   55,400 400 SH   DFND   400 0 0
GENUINE PARTS CO Equities 372460105   1,063,403 7,678 SH   SOLE   7,678 0 0
GILEAD SCIENCES INC Equities 375558103   155,539 1,920 SH   DFND   1,920 0 0
GILEAD SCIENCES INC Equities 375558103   1,438,090 17,752 SH   SOLE   17,752 0 0
GLOBAL X ROBO & AI THEMATIC ETF Mutual Funds 37954Y715   296,400 10,400 SH   SOLE   10,400 0 0
GOLDMAN SACHS GROUP Equities 38141G104   104,158 270 SH   DFND   270 0 0
GOLDMAN SACHS GROUP Equities 38141G104   4,003,907 10,379 SH   SOLE   10,379 0 0
GRAINGER W W INC Equities 384802104   66,295 80 SH   DFND   80 0 0
GRAINGER W W INC Equities 384802104   596,657 720 SH   SOLE   720 0 0
GSK PLC SPONSORED ADR Equities 37733W204   67,968 1,834 SH   DFND   1,834 0 0
GSK PLC SPONSORED ADR Equities 37733W204   548,747 14,807 SH   SOLE   14,807 0 0
HARTFORD FINL SVCS Equities 416515104   36,171 450 SH   DFND   450 0 0
HARTFORD FINL SVCS Equities 416515104   226,270 2,815 SH   SOLE   2,815 0 0
HEXCEL CORP NEW Equities 428291108   516,250 7,000 SH   SOLE   7,000 0 0
HOME DEPOT, INC. Equities 437076102   1,686,659 4,867 SH   DFND   4,867 0 0
HOME DEPOT, INC. Equities 437076102   87,021,824 251,110 SH   SOLE   251,110 0 0
HONEYWELL INTL INC Equities 438516106   419,420 2,000 SH   DFND   2,000 0 0
HONEYWELL INTL INC Equities 438516106   26,810,165 127,844 SH   SOLE   127,844 0 0
HORMEL FOODS CORP Equities 440452100   10,275 320 SH   DFND   320 0 0
HORMEL FOODS CORP Equities 440452100   343,577 10,700 SH   SOLE   10,700 0 0
HP INC Equities 40434L105   46,640 1,550 SH   DFND   1,550 0 0
HP INC Equities 40434L105   525,191 17,454 SH   SOLE   17,454 0 0
HUMANA INC Equities 444859102   96,140 210 SH   DFND   210 0 0
HUMANA INC Equities 444859102   1,373,430 3,000 SH   SOLE   3,000 0 0
IAC INTERACTIVECORP NEW Equities 44891N208   361,422 6,900 SH   SOLE   6,900 0 0
IBM CORP. Equities 459200101   429,809 2,628 SH   DFND   2,628 0 0
IBM CORP. Equities 459200101   23,581,130 144,183 SH   SOLE   144,183 0 0
IDEXX LABS INC Equities 45168D104   34,968 63 SH   DFND   63 0 0
IDEXX LABS INC Equities 45168D104   543,949 980 SH   SOLE   980 0 0
ILLINOIS TOOL WORKS Equities 452308109   591,461 2,258 SH   DFND   2,258 0 0
ILLINOIS TOOL WORKS Equities 452308109   14,300,090 54,593 SH   SOLE   53,553 0 1,040
INTEL CORP Equities 458140100   395,468 7,870 SH   DFND   7,870 0 0
INTEL CORP Equities 458140100   4,082,561 81,245 SH   SOLE   81,245 0 0
INTERCONTINENTAL EXCHANGE INC Equities 45866F104   111,349 867 SH   DFND   867 0 0
INTERCONTINENTAL EXCHANGE INC Equities 45866F104   3,516,028 27,377 SH   SOLE   27,377 0 0
INTUIT Equities 461202103   634,405 1,015 SH   DFND   1,015 0 0
INTUIT Equities 461202103   21,872,925 34,995 SH   SOLE   34,995 0 0
INTUITIVE SURGICAL, INC. Equities 46120E602   121,450 360 SH   DFND   360 0 0
INTUITIVE SURGICAL, INC. Equities 46120E602   87,714 260 SH   SOLE   260 0 0
INVESCO KBW BANK ETF Mutual Funds 46138E628   404,342 8,220 SH   SOLE   8,220 0 0
INVESCO PREFERRED ETF Mutual Funds 46138E511   4,588 400 SH   DFND   400 0 0
INVESCO PREFERRED ETF Mutual Funds 46138E511   4,323,731 376,960 SH   SOLE   376,960 0 0
INVESCO QQQ TRUST SERIES 1 Mutual Funds 46090E103   1,708,927 4,173 SH   SOLE   4,173 0 0
INVESCO WATER RESOURCES ETF TRU Mutual Funds 46137V142   219,096 3,600 SH   SOLE   3,600 0 0
IQVIA HOLDINGS INC Equities 46266C105   85,842 371 SH   DFND   371 0 0
IQVIA HOLDINGS INC Equities 46266C105   2,044,242 8,835 SH   SOLE   8,835 0 0
ISHARES S&P MIDCAP 400 Mutual Funds 464287507   328,423 1,185 SH   SOLE   1,185 0 0
ISHARES CORE MSCI EAFE Mutual Funds 46432F842   123,113 1,750 SH   DFND   1,750 0 0
ISHARES CORE MSCI EAFE Mutual Funds 46432F842   428,924 6,097 SH   SOLE   6,097 0 0
ISHARES CORE S&P TOTAL US STOCK Mutual Funds 464287150   408,924 3,886 SH   SOLE   3,886 0 0
ISHARES CORE US AGGREGATE BOND Mutual Funds 464287226   8,502,450 85,667 SH   SOLE   85,667 0 0
ISHARES DJ SELECT DIVIDEND Mutual Funds 464287168   117,220 1,000 SH   DFND   1,000 0 0
ISHARES DJ SELECT DIVIDEND Mutual Funds 464287168   345,799 2,950 SH   SOLE   2,950 0 0
ISHARES GOLD TRUST ETF Mutual Funds 464285204   656,797 16,829 SH   SOLE   16,829 0 0
ISHARES HIGH YIELD CORP BND FD Mutual Funds 464288513   61,912 800 SH   DFND   800 0 0
ISHARES HIGH YIELD CORP BND FD Mutual Funds 464288513   968,613 12,516 SH   SOLE   12,516 0 0
ISHARES MSCI EAFE Mutual Funds 464287465   1,667,646 22,132 SH   SOLE   22,132 0 0
ISHARES RUSSELL 1000 Mutual Funds 464287622   2,360,340 9,000 SH   DFND   9,000 0 0
ISHARES RUSSELL 1000 Mutual Funds 464287622   1,660,106 6,330 SH   SOLE   6,330 0 0
ISHARES RUSSELL 1000 GROWTH Mutual Funds 464287614   375,324 1,238 SH   SOLE   1,238 0 0
ISHARES RUSSELL 1000 VALUE Mutual Funds 464287598   911,354 5,515 SH   SOLE   5,515 0 0
ISHARES RUSSELL 2000 Mutual Funds 464287655   70,249 350 SH   DFND   350 0 0
ISHARES RUSSELL 2000 Mutual Funds 464287655   933,703 4,652 SH   SOLE   4,652 0 0
ISHARES RUSSELL MID CAP Mutual Funds 464287499   136,028 1,750 SH   DFND   1,750 0 0
ISHARES RUSSELL MID CAP Mutual Funds 464287499   452,389 5,820 SH   SOLE   5,820 0 0
ISHARES RUSSELL MIDCAP GROWTH F Mutual Funds 464287481   371,878 3,560 SH   SOLE   3,560 0 0
ISHARES RUSSELL MIDCAP VALUE FD Mutual Funds 464287473   298,633 2,568 SH   SOLE   2,568 0 0
ISHARES S P GLOBAL ETF Mutual Funds 464288372   282,300 6,000 SH   SOLE   6,000 0 0
ISHARES S&P 100 Mutual Funds 464287101   325,032 1,455 SH   SOLE   1,455 0 0
ISHARES S&P 500 Mutual Funds 464287200   1,782,038 3,731 SH   SOLE   3,731 0 0
ISHARES S&P 500 BARRA GROWTH Mutual Funds 464287309   555,440 7,396 SH   SOLE   7,396 0 0
ISHARES S&P 500 BARRA VALUE Mutual Funds 464287408   3,220,964 18,523 SH   SOLE   18,523 0 0
ISHARES S&P SMALL CAP 600 Mutual Funds 464287804   397,278 3,670 SH   SOLE   3,670 0 0
ISHARES TR SP US PFD Mutual Funds 464288687   209,753 6,725 SH   DFND   6,725 0 0
ISHARES TR SP US PFD Mutual Funds 464288687   15,235,286 488,467 SH   SOLE   488,467 0 0
J.P. MORGAN CHASE & Equities 46625H100   1,175,391 6,910 SH   DFND   6,910 0 0
J.P. MORGAN CHASE & Equities 46625H100   39,063,125 229,648 SH   SOLE   229,648 0 0
JACOBS SOLUTIONS INC Equities 46982L108   106,436 820 SH   DFND   820 0 0
JACOBS SOLUTIONS INC Equities 46982L108   478,053 3,683 SH   SOLE   3,683 0 0
JETBLUE AIRWAYS CORP Equities 477143101   83,250 15,000 SH   SOLE   15,000 0 0
JOHNSON & JOHNSON Equities 478160104   872,258 5,565 SH   DFND   5,565 0 0
JOHNSON & JOHNSON Equities 478160104   64,713,244 412,870 SH   SOLE   412,410 0 460
JONES LANG LASALLE INC Equities 48020Q107   169,983 900 SH   DFND   900 0 0
JONES LANG LASALLE INC Equities 48020Q107   162,428 860 SH   SOLE   860 0 0
KEMPER CORP Equities 488401100   613,242 12,600 SH   SOLE   12,600 0 0
KENVUE INC COM Equities 49177J102   36,623 1,701 SH   DFND   1,701 0 0
KENVUE INC COM Equities 49177J102   851,684 39,558 SH   SOLE   37,832 0 1,726
KEURIG DR PEPPER INC. Equities 49271V100   351,559 10,551 SH   DFND   10,551 0 0
KEURIG DR PEPPER INC. Equities 49271V100   11,296,313 339,025 SH   SOLE   339,025 0 0
KEYSIGHT TECHNOLOGIES INC Equities 49338L103   32,613 205 SH   DFND   205 0 0
KEYSIGHT TECHNOLOGIES INC Equities 49338L103   230,681 1,450 SH   SOLE   1,450 0 0
KIMBERLY-CLARK Equities 494368103   151,888 1,250 SH   DFND   1,250 0 0
KIMBERLY-CLARK Equities 494368103   2,909,071 23,941 SH   SOLE   23,941 0 0
KRAFT HEINZ CO Equities 500754106   17,787 481 SH   DFND   481 0 0
KRAFT HEINZ CO Equities 500754106   5,668,923 153,297 SH   SOLE   153,297 0 0
L3HARRIS TECHNOLOGIES ORD SHS Equities 502431109   58,131 276 SH   DFND   276 0 0
L3HARRIS TECHNOLOGIES ORD SHS Equities 502431109   318,457 1,512 SH   SOLE   1,512 0 0
LAM RESEARCH CORPORATION Equities 512807108   173,884 222 SH   DFND   222 0 0
LAM RESEARCH CORPORATION Equities 512807108   137,071 175 SH   SOLE   175 0 0
LILLY ELI & CO. Equities 532457108   1,306,324 2,241 SH   DFND   2,241 0 0
LILLY ELI & CO. Equities 532457108   10,500,138 18,013 SH   SOLE   18,013 0 0
LINDE PLC SHS Equities G54950103   289,551 705 SH   DFND   705 0 0
LINDE PLC SHS Equities G54950103   301,461 734 SH   SOLE   734 0 0
LIVE NATION Equities 538034109   1,030 11 SH   DFND   11 0 0
LIVE NATION Equities 538034109   1,163,074 12,426 SH   SOLE   12,426 0 0
LLOYDS TSB GROUP PLC Equities 539439109   54,382 22,754 SH   DFND   22,754 0 0
LLOYDS TSB GROUP PLC Equities 539439109   24,223 10,135 SH   SOLE   10,135 0 0
LOCKHEED MARTIN CORP Equities 539830109   487,686 1,076 SH   DFND   1,076 0 0
LOCKHEED MARTIN CORP Equities 539830109   6,080,668 13,416 SH   SOLE   13,416 0 0
LOWES COMPANIES Equities 548661107   362,757 1,630 SH   DFND   1,630 0 0
LOWES COMPANIES Equities 548661107   9,539,383 42,864 SH   SOLE   42,864 0 0
LUMEN TECHNOLOGIES INC LA Equities 550241103   27,450 15,000 SH   SOLE   15,000 0 0
LYONDELLBASELL INDUSTRIES Equities N53745100   29,475 310 SH   DFND   310 0 0
LYONDELLBASELL INDUSTRIES Equities N53745100   1,389,119 14,610 SH   SOLE   14,610 0 0
M&T BANK CORP Equities 55261F104   52,090 380 SH   DFND   380 0 0
M&T BANK CORP Equities 55261F104   3,560,927 25,977 SH   SOLE   25,977 0 0
MANULIFE FINL CORP Equities 56501R106   54,211 2,453 SH   DFND   2,453 0 0
MANULIFE FINL CORP Equities 56501R106   150,391 6,805 SH   SOLE   6,805 0 0
MARATHON OIL CORP Equities 565849106   24,885 1,030 SH   DFND   1,030 0 0
MARATHON OIL CORP Equities 565849106   1,776,412 73,527 SH   SOLE   73,527 0 0
MARATHON PETROLEUM CORPORATION Equities 56585A102   195,687 1,319 SH   DFND   1,319 0 0
MARATHON PETROLEUM CORPORATION Equities 56585A102   10,124,235 68,241 SH   SOLE   68,241 0 0
MARKEL CORP Equities 570535104   4,033,936 2,841 SH   SOLE   2,841 0 0
MARRIOTT INTL INC Equities 571903202   113,657 504 SH   DFND   504 0 0
MARRIOTT INTL INC Equities 571903202   327,666 1,453 SH   SOLE   1,453 0 0
MARSH & MCLENNAN CO Equities 571748102   580,157 3,062 SH   DFND   3,062 0 0
MASCO CORPORATION Equities 574599106   26,792 400 SH   DFND   400 0 0
MASCO CORPORATION Equities 574599106   419,094 6,257 SH   SOLE   6,257 0 0
MASTERCARD INC Equities 57636Q104   326,280 765 SH   DFND   765 0 0
MASTERCARD INC Equities 57636Q104   42,255,625 99,073 SH   SOLE   99,073 0 0
MATCH GROUP INC NEW Equities 57667L107   543,558 14,892 SH   SOLE   14,892 0 0
MCCORMICK & CO INC CL V Equities 579780107   297,024 4,368 SH   SOLE   4,368 0 0
MCCORMICK & CO. Equities 579780206   17,789 260 SH   DFND   260 0 0
MCCORMICK & CO. Equities 579780206   3,902,540 57,038 SH   SOLE   57,038 0 0
MCDONALDS CORP Equities 580135101   1,189,598 4,012 SH   DFND   4,012 0 0
MCDONALDS CORP Equities 580135101   7,951,509 26,817 SH   SOLE   26,817 0 0
MCKESSON CORP Equities 58155Q103   300,937 650 SH   DFND   650 0 0
MCKESSON CORP Equities 58155Q103   16,650,150 35,963 SH   SOLE   35,963 0 0
MEDTRONIC PLC Equities G5960L103   108,000 1,311 SH   DFND   1,311 0 0
MEDTRONIC PLC Equities G5960L103   9,489,846 115,196 SH   SOLE   115,196 0 0
MERCK & CO INC NEWCOM Equities 58933Y105   2,207,764 20,251 SH   DFND   20,251 0 0
MERCK & CO INC NEWCOM Equities 58933Y105   62,017,444 568,863 SH   SOLE   568,863 0 0
META PLATFORMS INC. CL A Equities 30303M102   951,798 2,689 SH   DFND   2,689 0 0
META PLATFORMS INC. CL A Equities 30303M102   5,740,877 16,219 SH   SOLE   16,219 0 0
MICROCHIP TECH INC Equities 595017104   70,340 780 SH   DFND   780 0 0
MICROCHIP TECH INC Equities 595017104   340,880 3,780 SH   SOLE   3,780 0 0
MICRON TECHNOLOGY Equities 595112103   96,434 1,130 SH   DFND   1,130 0 0
MICRON TECHNOLOGY Equities 595112103   267,114 3,130 SH   SOLE   3,130 0 0
MICROSOFT CORPORATION Equities 594918104   5,552,983 14,767 SH   DFND   14,767 0 0
MICROSOFT CORPORATION Equities 594918104   149,895,185 398,615 SH   SOLE   396,335 0 2,280
MITSUBISHI UFJ FINL - ADR Equities 606822104   96,148 11,167 SH   DFND   11,167 0 0
MITSUBISHI UFJ FINL - ADR Equities 606822104   4,426 514 SH   SOLE   514 0 0
MIZUHO FINANCIAL GROUP ADR Equities 60687Y109   36,478 10,604 SH   DFND   10,604 0 0
MONDELEZ INTERNATIONAL INC Equities 609207105   912,546 12,599 SH   DFND   12,599 0 0
MONDELEZ INTERNATIONAL INC Equities 609207105   11,388,314 157,232 SH   SOLE   157,232 0 0
MONOLITHIC POWER SYSTEMS INC Equities 609839105   240,327 381 SH   SOLE   381 0 0
MORGAN STANLEY Equities 617446448   145,657 1,562 SH   DFND   1,562 0 0
MORGAN STANLEY Equities 617446448   315,465 3,383 SH   SOLE   3,383 0 0
NETFLIX INC Equities 64110L106   245,388 504 SH   DFND   504 0 0
NETFLIX INC Equities 64110L106   615,903 1,265 SH   SOLE   1,265 0 0
NEXTERA ENERGY INCCOM Equities 65339F101   868,278 14,295 SH   DFND   14,295 0 0
NEXTERA ENERGY INCCOM Equities 65339F101   13,629,084 224,384 SH   SOLE   224,384 0 0
NIKE, INC. Equities 654106103   728,288 6,708 SH   DFND   6,708 0 0
NIKE, INC. Equities 654106103   15,146,384 139,509 SH   SOLE   139,509 0 0
NORFOLK SOUTHERN Equities 655844108   182,013 770 SH   DFND   770 0 0
NORFOLK SOUTHERN Equities 655844108   1,792,942 7,585 SH   SOLE   7,585 0 0
NORTHERN TRUST CORP Equities 665859104   16,201 192 SH   DFND   192 0 0
NORTHERN TRUST CORP Equities 665859104   219,304 2,599 SH   SOLE   2,599 0 0
NORTHROP GRUMMAN Equities 666807102   332,379 710 SH   DFND   710 0 0
NORTHROP GRUMMAN Equities 666807102   3,591,102 7,671 SH   SOLE   7,671 0 0
NOVARTIS AG Equities 66987V109   265,046 2,625 SH   DFND   2,625 0 0
NOVARTIS AG Equities 66987V109   1,279,593 12,673 SH   SOLE   12,673 0 0
NOVO-NORDISK A/S ADR Equities 670100205   457,249 4,420 SH   DFND   4,420 0 0
NOVO-NORDISK A/S ADR Equities 670100205   456,835 4,416 SH   SOLE   4,416 0 0
NVIDIA CORP Equities 67066G104   1,287,572 2,600 SH   DFND   2,600 0 0
NVIDIA CORP Equities 67066G104   9,777,128 19,743 SH   SOLE   19,743 0 0
NY CMTY BANCORP Equities 649445103   102,300 10,000 SH   SOLE   10,000 0 0
O REILLY AUTOMOTIVE INC NEW COM Equities 67103H107   486,441 512 SH   DFND   512 0 0
O REILLY AUTOMOTIVE INC NEW COM Equities 67103H107   11,929,204 12,556 SH   SOLE   12,556 0 0
OMNICOM GROUP INC Equities 681919106   28,548 330 SH   DFND   330 0 0
OMNICOM GROUP INC Equities 681919106   2,539,761 29,358 SH   SOLE   29,358 0 0
ONEOK INC Equities 682680103   383,682 5,465 SH   SOLE   5,465 0 0
ORACLE CORP Equities 68389X105   905,644 8,590 SH   DFND   8,590 0 0
ORACLE CORP Equities 68389X105   26,773,210 253,943 SH   SOLE   253,943 0 0
OTIS WORLDWIDE CORP Equities 68902V107   60,750 679 SH   DFND   679 0 0
OTIS WORLDWIDE CORP Equities 68902V107   964,129 10,776 SH   SOLE   10,776 0 0
PALO ALTO NETWORKS INC Equities 697435105   1,487,670 5,045 SH   SOLE   5,045 0 0
PARKER HANNIFIN CORP Equities 701094104   191,191 415 SH   DFND   415 0 0
PARKER HANNIFIN CORP Equities 701094104   6,191,347 13,439 SH   SOLE   13,439 0 0
PAYCHEX INC Equities 704326107   656,177 5,509 SH   DFND   5,509 0 0
PAYCHEX INC Equities 704326107   22,673,422 190,357 SH   SOLE   188,862 0 1,495
PAYPAL HOLDINGS, INC. Equities 70450Y103   191,599 3,120 SH   DFND   3,120 0 0
PAYPAL HOLDINGS, INC. Equities 70450Y103   8,580,512 139,725 SH   SOLE   139,725 0 0
PEPSICO, INC. Equities 713448108   1,474,211 8,680 SH   DFND   8,680 0 0
PEPSICO, INC. Equities 713448108   34,039,503 200,421 SH   SOLE   199,721 0 700
PFIZER INC Equities 717081103   379,855 13,194 SH   DFND   13,194 0 0
PFIZER INC Equities 717081103   1,580,715 54,905 SH   SOLE   54,905 0 0
PHILIP MORRIS INTL INC Equities 718172109   173,107 1,840 SH   DFND   1,840 0 0
PHILIP MORRIS INTL INC Equities 718172109   2,066,279 21,963 SH   SOLE   21,963 0 0
PHILLIPS 66 Equities 718546104   387,837 2,913 SH   DFND   2,913 0 0
PHILLIPS 66 Equities 718546104   512,456 3,849 SH   SOLE   3,849 0 0
PIONEER NATURAL RESOURCES CO Equities 723787107   45,876 204 SH   DFND   204 0 0
PIONEER NATURAL RESOURCES CO Equities 723787107   163,038 725 SH   SOLE   725 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   200,221 1,293 SH   DFND   1,293 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   2,379,270 15,365 SH   SOLE   15,365 0 0
PPG INDUSTRIES Equities 693506107   50,847 340 SH   DFND   340 0 0
PPG INDUSTRIES Equities 693506107   290,576 1,943 SH   SOLE   1,943 0 0
PROCTER & GAMBLE CO Equities 742718109   1,363,408 9,304 SH   DFND   9,304 0 0
PROCTER & GAMBLE CO Equities 742718109   26,915,735 183,675 SH   SOLE   183,675 0 0
PROGRESSIVE CORP OH Equities 743315103   116,274 730 SH   DFND   730 0 0
PROGRESSIVE CORP OH Equities 743315103   105,284 661 SH   SOLE   661 0 0
PROLOGIS Equities 74340W103   444,955 3,338 SH   DFND   3,338 0 0
PROLOGIS Equities 74340W103   174,623 1,310 SH   SOLE   1,310 0 0
PROSPECT CAPITAL CORPORATION Equities 74348T102   119,800 20,000 SH   SOLE   20,000 0 0
PRUDENTIAL FINANCIAL Equities 744320102   90,228 870 SH   DFND   870 0 0
PRUDENTIAL FINANCIAL Equities 744320102   233,970 2,256 SH   SOLE   2,256 0 0
PUBLIC STORAGE INC Equities 74460D109   59,475 195 SH   DFND   195 0 0
PUBLIC STORAGE INC Equities 74460D109   271,755 891 SH   SOLE   891 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106   117,714 1,925 SH   DFND   1,925 0 0
PUBLIC SVC ENTERPRISE GROUP Equities 744573106   11,794,001 192,870 SH   SOLE   192,870 0 0
QUALCOMM INC Equities 747525103   668,624 4,623 SH   DFND   4,623 0 0
QUALCOMM INC Equities 747525103   3,193,141 22,078 SH   SOLE   22,078 0 0
QUANTA SERVICES Equities 74762E102   400,309 1,855 SH   SOLE   1,855 0 0
RAYMOND JAMES FINL Equities 754730109   1,091,028 9,786 SH   SOLE   9,786 0 0
RAYTHEON TECHNOLOGIES CORP COM Equities 75513E101   278,335 3,308 SH   DFND   3,308 0 0
RAYTHEON TECHNOLOGIES CORP COM Equities 75513E101   9,485,270 112,732 SH   SOLE   112,732 0 0
REALTY INCOME CORP Equities 756109104   403,720 7,031 SH   DFND   7,031 0 0
REALTY INCOME CORP Equities 756109104   3,292,865 57,347 SH   SOLE   57,347 0 0
REGENERON PHARMACEUTICALS INC Equities 75886F107   13,174 15 SH   DFND   15 0 0
REGENERON PHARMACEUTICALS INC Equities 75886F107   4,499,480 5,123 SH   SOLE   5,123 0 0
ROSS STORES, INC Equities 778296103   330,199 2,386 SH   SOLE   2,386 0 0
ROYAL BANK OF CANADA Equities 780087102   152,201 1,505 SH   DFND   1,505 0 0
ROYAL BANK OF CANADA Equities 780087102   74,432 736 SH   SOLE   736 0 0
RPM INTERNATIONAL Equities 749685103   78,141 700 SH   DFND   700 0 0
RPM INTERNATIONAL Equities 749685103   133,956 1,200 SH   SOLE   1,200 0 0
S P GLOBAL INC Equities 78409V104   207,485 471 SH   DFND   471 0 0
S P GLOBAL INC Equities 78409V104   2,137,403 4,852 SH   SOLE   4,852 0 0
SALESFORCE.COM INC Equities 79466L302   814,155 3,094 SH   DFND   3,094 0 0
SALESFORCE.COM INC Equities 79466L302   30,943,948 117,595 SH   SOLE   117,595 0 0
SANOFI ADR Equities 80105N105   130,541 2,625 SH   DFND   2,625 0 0
SANOFI ADR Equities 80105N105   81,557 1,640 SH   SOLE   1,640 0 0
SAP AKTIENGESELL Equities 803054204   172,368 1,115 SH   DFND   1,115 0 0
SAP AKTIENGESELL Equities 803054204   107,440 695 SH   SOLE   695 0 0
SCHLUMBERGER LTD Equities 806857108   328,372 6,310 SH   DFND   6,310 0 0
SCHLUMBERGER LTD Equities 806857108   7,749,641 148,917 SH   SOLE   148,917 0 0
SCHWAB US LARGE CAP GROWTH Mutual Funds 808524300   294,840 3,554 SH   SOLE   3,554 0 0
SELECT SECTOR SPDR-HEALTH CARE Equities 81369Y209   1,808,672 13,262 SH   SOLE   13,262 0 0
SEMPRA ENERGY Equities 816851109   383,664 5,134 SH   DFND   5,134 0 0
SENSATA TECHNOLOGIES HOLDING Equities G8060N102   355,037 9,450 SH   SOLE   9,450 0 0
SERVICENOW INC Equities 81762P102   286,128 405 SH   DFND   405 0 0
SERVICENOW INC Equities 81762P102   7,379,288 10,445 SH   SOLE   10,445 0 0
SHELL PLC SPON ADR Equities 780259305   241,815 3,675 SH   DFND   3,675 0 0
SHELL PLC SPON ADR Equities 780259305   1,185,519 18,017 SH   SOLE   18,017 0 0
SOUTHERN CO. Equities 842587107   344,429 4,912 SH   DFND   4,912 0 0
SOUTHERN CO. Equities 842587107   15,722,797 224,227 SH   SOLE   224,227 0 0
SOUTHWEST CV 1.250 05/01/25 Fixed Income 844741BG2   10,105 10,000 PRN   SOLE   10,000 0 0
SPDR GOLD TRGOLD SHS Mutual Funds 78463V107   876,132 4,583 SH   SOLE   4,583 0 0
SPDR PORT S&P 500 GROWTH Mutual Funds 78464A409   21,145 325 SH   DFND   325 0 0
SPDR PORT S&P 500 GROWTH Mutual Funds 78464A409   14,600,245 224,412 SH   SOLE   224,412 0 0
SPDR S&P 500 ETF Mutual Funds 78462F103   13,202,686 27,777 SH   SOLE   27,777 0 0
SPDR S&P DIVIDEND Mutual Funds 78464A763   546,244 4,371 SH   SOLE   4,371 0 0
SPDR S&P MIDCAP 400 ETF TR Mutual Funds 78467Y107   558,118 1,100 SH   SOLE   1,100 0 0
STANLEY BLACK & DECKER INC Equities 854502101   229,456 2,339 SH   DFND   2,339 0 0
STANLEY BLACK & DECKER INC Equities 854502101   5,405,212 55,099 SH   SOLE   55,099 0 0
STARBUCKS CORP Equities 855244109   1,360,846 14,174 SH   DFND   14,174 0 0
STARBUCKS CORP Equities 855244109   29,885,225 311,272 SH   SOLE   311,272 0 0
STREETTRACKS DJ WILSHIRE REIT E Mutual Funds 78464A607   484,226 5,080 SH   SOLE   5,080 0 0
STRYKER CORP Equities 863667101   312,936 1,045 SH   DFND   1,045 0 0
STRYKER CORP Equities 863667101   17,308,489 57,799 SH   SOLE   57,799 0 0
SYSCO CORP Equities 871829107   50,460 690 SH   DFND   690 0 0
SYSCO CORP Equities 871829107   825,784 11,292 SH   SOLE   11,292 0 0
T MOBILE US INC Equities 872590104   30,463 190 SH   DFND   190 0 0
T MOBILE US INC Equities 872590104   2,200,850 13,727 SH   SOLE   13,727 0 0
TAIWAN SEMICONDUCTOR ADR Equities 874039100   427,856 4,114 SH   DFND   4,114 0 0
TAIWAN SEMICONDUCTOR ADR Equities 874039100   1,863,784 17,921 SH   SOLE   17,921 0 0
TARGET CORP. Equities 87612E106   370,719 2,603 SH   DFND   2,603 0 0
TARGET CORP. Equities 87612E106   6,637,911 46,608 SH   SOLE   46,608 0 0
TELEFONICA ADR Equities 879382208   54,113 13,875 SH   SOLE   13,875 0 0
TESLA MOTORS INC Equities 88160R101   1,757,499 7,073 SH   SOLE   7,073 0 0
TEXAS INSTRUMENTS Equities 882508104   691,897 4,059 SH   DFND   4,059 0 0
TEXAS INSTRUMENTS Equities 882508104   1,393,340 8,174 SH   SOLE   8,174 0 0
THE TRAVELERS COMPANIES Equities 89417E109   99,055 520 SH   DFND   520 0 0
THE TRAVELERS COMPANIES Equities 89417E109   233,350 1,225 SH   SOLE   1,225 0 0
THERMO FISHER SCIENTIFIC, INC Equities 883556102   180,469 340 SH   DFND   340 0 0
THERMO FISHER SCIENTIFIC, INC Equities 883556102   650,749 1,226 SH   SOLE   1,226 0 0
TJX COS INC Equities 872540109   399,349 4,257 SH   DFND   4,257 0 0
TJX COS INC Equities 872540109   14,995,435 159,849 SH   SOLE   159,849 0 0
TORONTO DOMINION Equities 891160509   147,075 2,276 SH   DFND   2,276 0 0
TORONTO DOMINION Equities 891160509   115,541 1,788 SH   SOLE   1,788 0 0
TOTAL FINA ELF S.A. Equities 89151E109   120,610 1,790 SH   DFND   1,790 0 0
TOTAL FINA ELF S.A. Equities 89151E109   187,990 2,790 SH   SOLE   2,790 0 0
TRACTOR SUPPLY COMPANY Equities 892356106   3,720,664 17,303 SH   SOLE   17,303 0 0
TYSON FOODS INC CL A Equities 902494103   13,975 260 SH   DFND   260 0 0
TYSON FOODS INC CL A Equities 902494103   215,000 4,000 SH   SOLE   4,000 0 0
ULTA BEAUTY INC Equities 90384S303   257,245 525 SH   DFND   525 0 0
ULTA BEAUTY INC Equities 90384S303   3,782,723 7,720 SH   SOLE   7,720 0 0
UMB FINANCIAL CORPORATION Equities 902788108   382,158 4,574 SH   SOLE   4,574 0 0
UNILEVER PLC AMER SH Equities 904767704   130,896 2,700 SH   DFND   2,700 0 0
UNILEVER PLC AMER SH Equities 904767704   2,366,697 48,818 SH   SOLE   48,818 0 0
UNION PACIFIC CORP Equities 907818108   255,445 1,040 SH   DFND   1,040 0 0
UNION PACIFIC CORP Equities 907818108   1,143,361 4,655 SH   SOLE   4,655 0 0
UNITED PARCEL SVC Equities 911312106   204,399 1,300 SH   DFND   1,300 0 0
UNITED PARCEL SVC Equities 911312106   1,808,459 11,502 SH   SOLE   11,502 0 0
UNITED RENTALS Equities 911363109   1,818,315 3,171 SH   SOLE   3,171 0 0
UNITEDHEALTH GRP INC Equities 91324P102   1,331,969 2,530 SH   DFND   2,530 0 0
UNITEDHEALTH GRP INC Equities 91324P102   34,320,579 65,190 SH   SOLE   65,190 0 0
US BANCORP COM Equities 902973304   78,337 1,810 SH   DFND   1,810 0 0
US BANCORP COM Equities 902973304   540,957 12,499 SH   SOLE   12,499 0 0
VALERO ENERGY Equities 91913Y100   84,500 650 SH   DFND   650 0 0
VALERO ENERGY Equities 91913Y100   572,260 4,402 SH   SOLE   4,402 0 0
VANGUARD DIVIDEND APPRECIATION Mutual Funds 921908844   414,924 2,435 SH   DFND   2,435 0 0
VANGUARD DIVIDEND APPRECIATION Mutual Funds 921908844   28,646,455 168,113 SH   SOLE   168,113 0 0
VANGUARD ESG US STOCK ETF Mutual Funds 921910733   389,745 4,582 SH   SOLE   4,582 0 0
VANGUARD FTSE ALL WORLD ETF Mutual Funds 922042775   391,857 6,980 SH   DFND   6,980 0 0
VANGUARD GROWTH Mutual Funds 922908736   206,735 665 SH   DFND   665 0 0
VANGUARD GROWTH Mutual Funds 922908736   45,705,267 147,019 SH   SOLE   147,019 0 0
VANGUARD HIGH DIVDEND YIELD Mutual Funds 921946406   2,791,866 25,010 SH   DFND   25,010 0 0
VANGUARD HIGH DIVDEND YIELD Mutual Funds 921946406   94,603,299 847,472 SH   SOLE   847,472 0 0
VANGUARD INTERMEDIATE TERM CORP Mutual Funds 92206C870   375,514 4,620 SH   SOLE   4,620 0 0
VANGUARD MID-CAP ETF Mutual Funds 922908629   634,177 2,726 SH   SOLE   2,726 0 0
VANGUARD MSCI EAFE ETF Mutual Funds 921943858   31,135 650 SH   DFND   650 0 0
VANGUARD MSCI EAFE ETF Mutual Funds 921943858   2,558,579 53,415 SH   SOLE   53,415 0 0
VANGUARD S P 500 INDEX FUND ETF Mutual Funds 922908363   6,004,690 13,747 SH   SOLE   13,747 0 0
VANGUARD S&P 500 GROWTH Mutual Funds 921932505   203,093 750 SH   SOLE   750 0 0
VANGUARD SF REIT ETF Mutual Funds 922908553   2,903,421 32,859 SH   SOLE   32,859 0 0
VANGUARD SHORT TERM CORPORATE B Mutual Funds 92206C409   2,894,412 37,410 SH   SOLE   37,410 0 0
VANGUARD SMALL-CAP ETF Mutual Funds 922908751   28,800 135 SH   DFND   135 0 0
VANGUARD SMALL-CAP ETF Mutual Funds 922908751   7,996,248 37,483 SH   SOLE   37,483 0 0
VANGUARD TAX-EXEMPT BOND INDEX Mutual Funds 922907746   9,700 190 SH   DFND   190 0 0
VANGUARD TAX-EXEMPT BOND INDEX Mutual Funds 922907746   832,677 16,311 SH   SOLE   16,311 0 0
VANGUARD TOTAL STOCK MKT ETF Mutual Funds 922908769   2,555,808 10,774 SH   SOLE   10,774 0 0
VANGUARD VALUE ETF Mutual Funds 922908744   992,232 6,637 SH   SOLE   6,637 0 0
VENTAS INC Equities 92276F100   22,677 455 SH   DFND   455 0 0
VENTAS INC Equities 92276F100   837,262 16,799 SH   SOLE   16,799 0 0
VERALTO ORD SHS Equities 92338C103   37,264 453 SH   DFND   453 0 0
VERALTO ORD SHS Equities 92338C103   396,740 4,823 SH   SOLE   4,823 0 0
VERIZON COMM INC Equities 92343V104   347,481 9,217 SH   DFND   9,217 0 0
VERIZON COMM INC Equities 92343V104   11,879,195 315,098 SH   SOLE   315,098 0 0
VISA INC Equities 92826C839   1,496,752 5,749 SH   DFND   5,749 0 0
VISA INC Equities 92826C839   77,838,922 298,979 SH   SOLE   298,979 0 0
WAL-MART STORES INC Equities 931142103   196,590 1,247 SH   DFND   1,247 0 0
WAL-MART STORES INC Equities 931142103   7,222,577 45,814 SH   SOLE   45,814 0 0
WALGREEN BOOTS ALLIANCE INC Equities 931427108   22,977 880 SH   DFND   880 0 0
WALGREEN BOOTS ALLIANCE INC Equities 931427108   699,905 26,806 SH   SOLE   26,806 0 0
WASTE MANAGEMENT INC Equities 94106L109   194,324 1,085 SH   DFND   1,085 0 0
WASTE MANAGEMENT INC Equities 94106L109   460,287 2,570 SH   SOLE   2,570 0 0
WEC ENERGY GROUP INC Equities 92939U106   228,017 2,709 SH   DFND   2,709 0 0
WEC ENERGY GROUP INC Equities 92939U106   104,539 1,242 SH   SOLE   1,242 0 0
WELLS FARGO & CO NEW Equities 949746101   68,908 1,400 SH   DFND   1,400 0 0
WELLS FARGO & CO NEW Equities 949746101   494,267 10,042 SH   SOLE   10,042 0 0
WELLTOWER INC Equities 95040Q104   47,429 526 SH   DFND   526 0 0
WELLTOWER INC Equities 95040Q104   902,061 10,004 SH   SOLE   10,004 0 0
WESTERN DIGITAL CV 1.500 02/01/ Fixed Income 958102AP0   23,904 24,000 PRN   SOLE   24,000 0 0
WILLIAMS CO. Equities 969457100   169,866 4,877 SH   DFND   4,877 0 0
WILLIAMS CO. Equities 969457100   901,853 25,893 SH   SOLE   25,893 0 0
WILLIS TOWERS WATSON PUBLIC LTD Equities G96629103   38,592 160 SH   DFND   160 0 0
WILLIS TOWERS WATSON PUBLIC LTD Equities G96629103   277,862 1,152 SH   SOLE   1,152 0 0
WISDOMTREE US TTL DIV FD ETF Mutual Funds 97717W109   447,853 6,850 SH   SOLE   6,850 0 0
WORKDAY INC Equities 98138H101   317,469 1,150 SH   SOLE   1,150 0 0
YUM BRANDS INC Equities 988498101   64,023 490 SH   DFND   490 0 0
YUM BRANDS INC Equities 988498101   355,395 2,720 SH   SOLE   2,720 0 0