0001633901-19-000001.txt : 20190206 0001633901-19-000001.hdr.sgml : 20190206 20190206145352 ACCESSION NUMBER: 0001633901-19-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20181231 FILED AS OF DATE: 20190206 DATE AS OF CHANGE: 20190206 EFFECTIVENESS DATE: 20190206 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 19570964 BUSINESS ADDRESS: STREET 1: 61 WEST 23RD STREET, 4TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 61 WEST 23RD STREET, 4TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001633901 XXXXXXXX 12-31-2018 12-31-2018 Betterment LLC

61 WEST 23RD STREET, 4TH FLOOR NEW YORK NY 10010

13F HOLDINGS REPORT 028-16706 N Seth Rosenbloom 2122281328 Seth Rosenbloom New York NY 02-06-2019 0 104 14240148 false INFORMATION TABLE 2 13FQ4.xml ISHARES TR Common 464287176 866 7909 SH SOLE 7909 0 0 VANGUARD INDEX FDS Common 922908769 2940456 23038912 SH SOLE 23038912 0 0 ISHARES TR Common 464287408 125389 1239756 SH SOLE 1239756 0 0 ISHARES TR Common 464287473 88428 1158194 SH SOLE 1158194 0 0 ISHARES TR Common 464287630 81154 754641 SH SOLE 754641 0 0 ISHARES TR Common 464287457 9722 116267 SH SOLE 116267 0 0 VANGUARD TAX MANAGED INTL FD Common 921943858 2423832 65332389 SH SOLE 65332389 0 0 VANGUARD INTL EQUITY INDEX F Common 922042858 1459854 38316369 SH SOLE 38316369 0 0 ISHARES TR Common 464288679 635303 5759773 SH SOLE 5759773 0 0 VANGUARD BD INDEX FD INC Common 921937835 199840 2522912 SH SOLE 2522912 0 0 VANGUARD INDEX FDS Common 922908553 2391 32066 SH SOLE 32066 0 0 ISHARES TR Common 464287226 263754 2476797 SH SOLE 2476797 0 0 VANGUARD WHITEHALL FDS INC Common 921946885 119255 1599879 SH SOLE 1599879 0 0 VANGUARD CHARLOTTE FDS Common 92203J407 905026 16682505 SH SOLE 16682505 0 0 VANGUARD MALVERN FDS Common 922020805 256757 5358041 SH SOLE 5358041 0 0 ISHARES TR Common 464287242 14428 127885 SH SOLE 127885 0 0 ISHARES TR Common 464288414 569596 5223730 SH SOLE 5223730 0 0 ISHARES TR Common 464288356 4729 80905 SH SOLE 80905 0 0 ISHARES TR Common 464288323 624 11388 SH SOLE 11388 0 0 VANGUARD SCOTTSDALE FDS Common 92206C870 7932 95730 SH SOLE 95730 0 0 SPDR SERIES TRUST Common 78468R721 185194 3848596 SH SOLE 3848596 0 0 ISHARES TR Common 464288281 360277 3467206 SH SOLE 3467206 0 0 Invesco Common 46138E784 3215 121685 SH SOLE 121685 0 0 SCHWAB STRATEGIC TR Common 808524102 404877 6755826 SH SOLE 6755826 0 0 ISHARES TR Common 464287150 14139 249109 SH SOLE 249109 0 0 VANGUARD INDEX FDS Common 922908744 804379 8212138 SH SOLE 8212138 0 0 SCHWAB STRATEGIC TR Common 808524409 75590 1533572 SH SOLE 1533572 0 0 VANGUARD INDEX FDS Common 922908512 652379 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Common 464288653 303 2272 SH SOLE 2272 0 0 VANGUARD BD INDEX FD INC Common 92206C847 225 3007 SH SOLE 3007 0 0 ISHARES TR Common 464288661 4789 39447 SH SOLE 39447 0 0 CAMBRIA ETF TR Common 132061888 4165 190198 SH SOLE 190198 0 0 CAMBRIA ETF TR Common 132061409 4076 194111 SH SOLE 194111 0 0 CAMBRIA ETF TR Common 132061508 21821 897605 SH SOLE 897605 0 0 CAMBRIA ETF TR Common 132061201 2569 79126 SH SOLE 79126 0 0 CAMBRIA ETF TR Common 132061300 1324 61551 SH SOLE 61551 0 0 CAMBRIA ETF TR Common 132061706 1516 54487 SH SOLE 54487 0 0 Invesco Common 46090F100 648 43005 SH SOLE 43005 0 0 CAMBRIA ETF TR Common 132061805 3335 135388 SH SOLE 135388 0 0 WISDOMTREE TR Common 97717W547 553 7440 SH SOLE 7440 0 0 ISHARES TR Common 464288448 226 7878 SH SOLE 7878 0 0 VANGUARD BD INDEX FD INC Common 922907746 862 16892 SH SOLE 16892 0 0 VANECK VECTORS TR Common 92189H300 1969 59653 SH SOLE 59653 0 0 VANGUARD INDEX FDS Common 921932505 225 1667 SH SOLE 1667 0 0 VANGUARD INDEX FDS Common 921932703 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