0001633901-18-000003.txt : 20180514 0001633901-18-000003.hdr.sgml : 20180514 20180514102823 ACCESSION NUMBER: 0001633901-18-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20180331 FILED AS OF DATE: 20180514 DATE AS OF CHANGE: 20180514 EFFECTIVENESS DATE: 20180514 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 18829097 BUSINESS ADDRESS: STREET 1: 61 WEST 23RD STREET, 4TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 61 WEST 23RD STREET, 4TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001633901 XXXXXXXX 03-31-2018 03-31-2018 Betterment LLC

61 WEST 23RD STREET, 4TH FLOOR NEW YORK NY 10010

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SOLE 1177946 0 0 VANGUARD CHARLOTTE FDS Common 92203J407 768954 14083400 SH SOLE 14083400 0 0 VANGUARD MALVERN FDS Common 922020805 208575 4266209 SH SOLE 4266209 0 0 ISHARES TR Common 464287242 68583 595236 SH SOLE 595236 0 0 ISHARES TR Common 464288414 705519 6534403 SH SOLE 6534403 0 0 ISHARES TR Common 464288356 5327 91995 SH SOLE 91995 0 0 ISHARES TR Common 464288323 696 12792 SH SOLE 12792 0 0 VANGUARD SCOTTSDALE FDS Common 92206C870 13162 157306 SH SOLE 157306 0 0 SPDR SERIES TRUST Common 78468R721 242949 5096477 SH SOLE 5096477 0 0 ISHARES TR Common 464288281 322293 2926211 SH SOLE 2926211 0 0 POWERSHARES GLOBAL ETF TRUST Common 73936T573 1924 70055 SH SOLE 70055 0 0 SCHWAB STRATEGIC TR Common 808524102 190062 2968327 SH SOLE 2968327 0 0 ISHARES TR Common 464287150 7760 127940 SH SOLE 127940 0 0 VANGUARD INDEX FDS Common 922908744 1234573 11915576 SH SOLE 11915576 0 0 SCHWAB STRATEGIC TR Common 808524409 1818 34420 SH SOLE 34420 0 0 VANGUARD INDEX FDS Common 922908512 637019 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VANGUARD BD INDEX FD INC Common 92206C847 277 3775 SH SOLE 3775 0 0 ISHARES TR Common 464288661 3195 26734 SH SOLE 26734 0 0 CAMBRIA ETF TR Common 132061888 5460 217342 SH SOLE 217342 0 0 CAMBRIA ETF TR Common 132061409 5595 214954 SH SOLE 214954 0 0 CAMBRIA ETF TR Common 132061508 28698 1043948 SH SOLE 1043948 0 0 CAMBRIA ETF TR Common 132061201 3530 92688 SH SOLE 92688 0 0 CAMBRIA ETF TR Common 132061300 1884 70830 SH SOLE 70830 0 0 CAMBRIA ETF TR Common 132061706 2119 58964 SH SOLE 58964 0 0 POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST Common 73937V106 966 52408 SH SOLE 52408 0 0 CAMBRIA ETF TR Common 132061805 3865 139267 SH SOLE 139267 0 0 WISDOMTREE TR Common 97717W547 563 6973 SH SOLE 6973 0 0 VANGUARD BD INDEX FD INC Common 922907746 439 8694 SH SOLE 8694 0 0 VANECK VECTORS TR Common 92189F494 1008 53798 SH SOLE 53798 0 0 VANGUARD BD INDEX FD INC Common 92206C771 1457 28449 SH SOLE 28449 0 0 Goldman Sachs Common 381430503 33349 623815 SH SOLE 623815 0 0 Goldman Sachs Common 381430107 16182 534781 SH SOLE 534781 0 0 Goldman Sachs Common 381430206 12194 340316 SH SOLE 340316 0 0 ISHARES TR Common 464288513 4130 48189 SH SOLE 48189 0 0 VANGUARD SCOTTSDALE FDS Common 92206C813 3518 39643 SH SOLE 39643 0 0 ISHARES TR Common 464286517 4493 92249 SH SOLE 92249 0 0 ISHARES TR Common 464287622 200 1360 SH SOLE 1360 0 0 VANGUARD INTL EQUITY INDEX F Common 922042718 266 2224 SH SOLE 2224 0 0 ISHARES TR Common 464289511 503 8576 SH SOLE 8576 0 0 Vanguard Common 922908595 514 3128 SH SOLE 3128 0 0 Vanguard Common 922908538 1515 11787 SH SOLE 11787 0 0 iShares Common 46432F834 386 6089 SH SOLE 6089 0 0 Goldman Sachs Common 381430529 1719 17180 SH SOLE 17180 0 0 iShares Common 46429B655 4498 88136 SH SOLE 88136 0 0 iShares Common 464288570 32541 331202 SH SOLE 331202 0 0 iShares Common 464288802 3557 31980 SH SOLE 31980 0 0 iShares Common 464286285 2088 43391 SH SOLE 43391 0 0 Goldman Sachs Common 381430602 2481 56732 SH SOLE 56732 0 0 Goldman Sachs 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