Trust Administrator

0000909012-21-000012.txt : 20210128 0000909012-21-000012.hdr.sgml : 20210128 20210128130155 ACCESSION NUMBER: 0000909012-21-000012 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210128 DATE AS OF CHANGE: 20210128 EFFECTIVENESS DATE: 20210128 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 21563691 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 12-31-2020 12-31-2020 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 01-28-2021 0 715 735746 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 39 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1416 120329 SH SOLE 0 120329 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 144 12230 SH DFND 0 12230 0 0 BROOKFIELD BUSINESS PARTNERS LP LTD FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 24 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 222 1848 SH DFND 0 1848 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 10 107 SH SOLE 0 107 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 51 193 SH SOLE 0 193 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 759 6479 SH SOLE 0 6479 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 52 440 SH DFND 0 440 0 0 MYOVANT SCIENCES LTD COMMON STOCK G637AM102 14 500 SH DFND 0 500 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 180 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 100 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1499 9736 SH SOLE 0 9736 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 223 1451 SH DFND 0 1451 0 0 AGCO CORP COMMON STOCK 001084102 10 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 6895 239845 SH SOLE 0 239845 0 0 AT&T INC COMMON STOCK 00206R102 1465 50966 SH DFND 0 50966 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 4940 45115 SH SOLE 0 45115 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 740 6760 SH DFND 0 6760 0 0 ABBVIE INC COMMON STOCK 00287Y109 5907 55130 SH SOLE 0 55130 0 0 ABBVIE INC COMMON STOCK 00287Y109 979 9141 SH DFND 0 9141 0 0 ABERDEEN JAPAN EQUITY FUND CLOSED END MUTUAL FUNDS 00306J109 3 267 SH SOLE 0 267 0 0 ADAMS DIVERSIED EQUITY INC CLOSED END MUTUAL FUNDS 006212104 0 18 SH SOLE 0 18 0 0 ADOBE INC COMMON STOCK 00724F101 574 1147 SH SOLE 0 1147 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 9 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 1 300 SH SOLE 0 300 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 879 3217 SH SOLE 0 3217 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 347 1270 SH DFND 0 1270 0 0 ALBEMARLE CORP COMMON STOCK 012653101 976 6615 SH SOLE 0 6615 0 0 ALBEMARLE CORP COMMON STOCK 012653101 402 2725 SH DFND 0 2725 0 0 ALLIANZGI EQUITY & CONV INCO CLOSED END MUTUAL FUNDS 018829101 2 66 SH SOLE 0 66 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 27 250 SH DFND 0 250 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 713 407 SH SOLE 0 407 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 215 123 SH DFND 0 123 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 1973 1126 SH SOLE 0 1126 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 403 230 SH DFND 0 230 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 430 10483 SH SOLE 0 10483 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 62 1524 SH DFND 0 1524 0 0 AMAZON.COM INC COMMON STOCK 023135106 2498 767 SH SOLE 0 767 0 0 AMAZON.COM INC COMMON STOCK 023135106 449 138 SH DFND 0 138 0 0 AMEREN CORPORATION COMMON STOCK 023608102 195 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 566 6802 SH SOLE 0 6802 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 258 3100 SH DFND 0 3100 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1095 9056 SH SOLE 0 9056 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 20 162 SH DFND 0 162 0 0 AMERICAN INTL GROUP INC W EXP 01/19/21 WARRANTS & RIGHTS 026874156 0 10 SH DFND 0 10 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 417 1860 SH SOLE 0 1860 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 673 3000 SH DFND 0 3000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 307 2000 SH DFND 0 2000 0 0 AMETEK INC COMMON STOCK 031100100 847 7000 SH DFND 0 7000 0 0 AMGEN INC COMMON STOCK 031162100 1994 8673 SH SOLE 0 8673 0 0 AMGEN INC COMMON STOCK 031162100 615 2675 SH DFND 0 2675 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 17 116 SH SOLE 0 116 0 0 ANTHEM INC COMMON STOCK 036752103 719 2240 SH SOLE 0 2240 0 0 APPLE INC COMMON STOCK 037833100 56474 425607 SH SOLE 0 425607 0 0 APPLE INC COMMON STOCK 037833100 1309 9866 SH DFND 0 9866 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 107 3592 SH SOLE 0 3592 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2556 14505 SH SOLE 0 14505 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 583 3306 SH DFND 0 3306 0 0 BCE INC FOREIGN EQUITIES 05534B760 122 2860 SH SOLE 0 2860 0 0 BCE INC FOREIGN EQUITIES 05534B760 15 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 46 2260 SH DFND 0 2260 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 847 27969 SH SOLE 0 27969 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 234 7721 SH DFND 0 7721 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 111 2611 SH SOLE 0 2611 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 15 353 SH DFND 0 353 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 5 200 SH SOLE 0 200 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 341 4250 SH SOLE 0 4250 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 12 150 SH DFND 0 150 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1015 4056 SH SOLE 0 4056 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 250 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 1306 5632 SH SOLE 0 5632 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 16 70 SH DFND 0 70 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 5 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 546 8360 SH SOLE 0 8360 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 156 2390 SH DFND 0 2390 0 0 BIOGEN INC COMMON STOCK 09062X103 196 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 12 150 SH SOLE 0 150 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 16 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 2 250 SH DFND 0 250 0 0 BLACKROCK INCOME TR INC CLOSED END MUTUAL FUNDS 09247F100 77 12758 SH SOLE 0 12758 0 0 BLACKROCK INC COMMON STOCK 09247X101 491 680 SH SOLE 0 680 0 0 BLACKROCK INC COMMON STOCK 09247X101 22 30 SH DFND 0 30 0 0 BLACKROCK GLBL DIV TRUST CLOSED END MUTUAL FUNDS 092501105 0 18 SH SOLE 0 18 0 0 BLACKROCK CR ALLOCATION INC CLOSED END MUTUAL FUNDS 092508100 16 1060 SH SOLE 0 1060 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 48 5703 SH DFND 0 5703 0 0 BLACKROCK INTL DIVIDEND TR CLOSED END MUTUAL FUNDS 092524107 0 78 SH SOLE 0 78 0 0 BLACKROCK ENH CAP & INC FD I CLOSED END MUTUAL FUNDS 09256A109 1 42 SH SOLE 0 42 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 94 1450 SH SOLE 0 1450 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 6 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 516 2410 SH SOLE 0 2410 0 0 BOEING COMPANY COMMON STOCK 097023105 33 155 SH DFND 0 155 0 0 BORGWARNER INC COMMON STOCK 099724106 4 100 SH DFND 0 100 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 5 200 SH SOLE 0 200 0 0 BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 22 SH SOLE 0 22 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 4441 71603 SH SOLE 0 71603 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 8385 135200 SH DFND 0 135200 0 0 BRISTOL MYERS SQUIBB CO CONTINGENT RIGHTS WARRANTS & RIGHTS 110122157 2 3200 SH DFND 0 3200 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 63 1525 SH DFND 0 1525 0 0 BROOKFIELD INFRASTRUCTURE CO FOREIGN EQUITIES 11275Q107 0 4 SH DFND 0 4 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 1373 14632 SH SOLE 0 14632 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 88 935 SH DFND 0 935 0 0 CIGNA CORP NEW COMMON STOCK 125523100 147 707 SH SOLE 0 707 0 0 CIGNA CORP NEW COMMON STOCK 125523100 203 973 SH DFND 0 973 0 0 CSX CORP COMMON STOCK 126408103 25 270 SH SOLE 0 270 0 0 CSX CORP COMMON STOCK 126408103 1724 19000 SH DFND 0 19000 0 0 CVS HEALTH CORP COMMON STOCK 126650100 2672 39122 SH SOLE 0 39122 0 0 CVS HEALTH CORP COMMON STOCK 126650100 218 3195 SH DFND 0 3195 0 0 CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 444 1280 SH SOLE 0 1280 0 0 CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 15 149 SH SOLE 0 149 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 290 7694 SH SOLE 0 7694 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 84 2215 SH DFND 0 2215 0 0 CATERPILLAR INC COMMON STOCK 149123101 3136 17228 SH SOLE 0 17228 0 0 CATERPILLAR INC COMMON STOCK 149123101 398 2187 SH DFND 0 2187 0 0 CEL SCI CORP COMMON STOCK 150837607 17 1500 SH SOLE 0 1500 0 0 CENTURYLINK INC COMMON STOCK 156700106 11 1150 SH SOLE 0 1150 0 0 THE CHEMOURS CO COMMON STOCK 163851108 9 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 3155 37358 SH SOLE 0 37358 0 0 CHEVRON CORP COMMON STOCK 166764100 359 4248 SH DFND 0 4248 0 0 CHINA FUND INC CLOSED END MUTUAL FUNDS 169373107 1 40 SH SOLE 0 40 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 174 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 6687 149429 SH SOLE 0 149429 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1476 32980 SH DFND 0 32980 0 0 CITIGROUP INC COMMON STOCK 172967424 135 2193 SH SOLE 0 2193 0 0 CITIGROUP INC COMMON STOCK 172967424 6 100 SH DFND 0 100 0 0 CLEANSPARK INC COMMON STOCK 18452B209 44 1505 SH SOLE 0 1505 0 0 COCA COLA COMPANY COMMON STOCK 191216100 8479 154614 SH SOLE 0 154614 0 0 COCA COLA COMPANY COMMON STOCK 191216100 1000 18234 SH DFND 0 18234 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1007 11777 SH SOLE 0 11777 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 590 6896 SH DFND 0 6896 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 3439 65639 SH SOLE 0 65639 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 257 4902 SH DFND 0 4902 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 196 3142 SH SOLE 0 4355 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 8458 135735 SH DFND 0 135735 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 73 2000 SH SOLE 0 2000 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 645 16129 SH SOLE 0 16129 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 128 3206 SH DFND 0 3206 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 319 4410 SH SOLE 0 4410 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 76 1055 SH DFND 0 1055 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 312 1425 SH SOLE 0 1425 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 219 1000 SH DFND 0 1000 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 109 300 SH DFND 0 300 0 0 CORNERSTONE STRATEGIC VALUE CLOSED END MUTUAL FUNDS 21924B302 0 16 SH SOLE 0 16 0 0 CORNING INC COMMON STOCK 219350105 1166 32402 SH SOLE 0 32402 0 0 CORNING INC COMMON STOCK 219350105 81 2250 SH DFND 0 2250 0 0 CORTEVA INC COMMON STOCK 22052L104 282 7272 SH SOLE 0 7272 0 0 CORTEVA INC COMMON STOCK 22052L104 43 1098 SH DFND 0 1098 0 0 COSTCO COMMON STOCK 22160K105 55 145 SH SOLE 0 145 0 0 COSTCO COMMON STOCK 22160K105 21 55 SH DFND 0 55 0 0 CUMMINS INC COMMON STOCK 231021106 2279 10036 SH SOLE 0 10036 0 0 CUMMINS INC COMMON STOCK 231021106 600 2640 SH DFND 0 2640 0 0 DANAHER CORP COMMON STOCK 235851102 142 640 SH SOLE 0 640 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 12 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 27 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 27 100 SH DFND 0 100 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 11 146 SH SOLE 0 146 0 0 DENTSPLY SIRONA INC COMMON STOCK 24906P109 10 200 SH SOLE 0 200 0 0 DIGI INTL INC COMMON STOCK 253798102 8 400 SH DFND 0 400 0 0 WALT DISNEY CO COMMON STOCK 254687106 5248 28968 SH SOLE 0 28968 0 0 WALT DISNEY CO COMMON STOCK 254687106 386 2128 SH DFND 0 2128 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 447 2125 SH SOLE 0 2125 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 63 300 SH DFND 0 300 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3501 46558 SH SOLE 0 46558 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1087 14456 SH DFND 0 14456 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 663 60760 SH SOLE 0 60760 0 0 DOW INC COMMON STOCK 260557103 3411 61460 SH SOLE 0 61460 0 0 DOW INC COMMON STOCK 260557103 270 4870 SH DFND 0 4870 0 0 DRAFTKINGS INC CL A COMMON STOCK 26142R104 9 200 SH SOLE 0 200 0 0 DUFF & PHELPS UTIL CORP BD T MUTUAL FUNDS MULTISECTOR BOND 26432K108 10 976 SH SOLE 0 976 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 643 7025 SH SOLE 0 7025 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 107 1172 SH DFND 0 1172 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2442 34347 SH SOLE 0 34347 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 269 3785 SH DFND 0 3785 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 89 1783 SH SOLE 0 1783 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 4 80 SH DFND 0 80 0 0 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 3525 52985 SH SOLE 0 52880 0 105 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 14 210 SH DFND 0 210 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 281 2800 SH SOLE 0 2800 0 0 EATON VANCE TAX-MANAGED DIVECOM CLOSED END MUTUAL FUNDS 27828N102 1 56 SH SOLE 0 56 0 0 ECOLAB INC COMMON STOCK 278865100 204 945 SH SOLE 0 945 0 0 ECOLAB INC COMMON STOCK 278865100 162 750 SH DFND 0 750 0 0 EDISON INTL COMMON STOCK 281020107 195 3097 SH DFND 0 3097 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 4194 52188 SH SOLE 0 52188 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 445 5541 SH DFND 0 5541 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 2 67 SH SOLE 0 67 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 101 3148 SH DFND 0 3148 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 7 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 22 1098 SH SOLE 0 1098 0 0 EQUIFAX INC COMMON STOCK 294429105 771 4000 SH DFND 0 4000 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 330 6980 SH SOLE 0 6980 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 48 1025 SH DFND 0 1025 0 0 EVERGY INC COMMON STOCK 30034W106 1 24 SH SOLE 0 24 0 0 EXELON CORP COMMON STOCK 30161N101 1767 41841 SH SOLE 0 41841 0 0 EXELON CORP COMMON STOCK 30161N101 348 8250 SH DFND 0 8250 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 2550 61865 SH SOLE 0 61865 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 690 16749 SH DFND 0 16749 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 82 300 SH SOLE 0 300 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 77 283 SH DFND 0 283 0 0 FASTENAL CO COMMON STOCK 311900104 470 9632 SH SOLE 0 9632 0 0 FASTENAL CO COMMON STOCK 311900104 303 6200 SH DFND 0 6200 0 0 FEDEX CORP COMMON STOCK 31428X106 56 215 SH SOLE 0 215 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 424 3000 SH DFND 0 3000 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 18 655 SH DFND 0 655 0 0 FIRST TRUST GLOBAL OPP INC CLOSED END MUTUAL FUNDS 337319107 6 590 SH SOLE 0 590 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 262 8050 SH SOLE 0 8050 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 23 700 SH DFND 0 700 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 2 200 SH SOLE 0 200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 18 2000 SH DFND 0 2000 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 51 600 SH SOLE 0 600 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 17 132 SH DFND 0 132 0 0 FRESENIUS MEDICAL CARE AG & CO KGAA FOREIGN EQUITIES 358029106 4 100 SH DFND 0 100 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND LARGE CAP EQUITY 36239Q109 7 898 SH DFND 0 898 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 6 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST MUTUAL FUNDS MID CAP EQUITY 36240A101 7 866 SH DFND 0 866 0 0 GABELLI DIVIDEND & INCOME CLOSED END MUTUAL FUNDS 36242H104 0 19 SH SOLE 0 19 0 0 GABELLI HLTHCARE & WELLNESS CLOSED END MUTUAL FUNDS 36246K103 1 42 SH SOLE 0 42 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 19 150 SH DFND 0 150 0 0 GAP INC COMMON STOCK 364760108 54 2700 SH SOLE 0 2700 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1340 9006 SH SOLE 0 9006 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 42 282 SH DFND 0 282 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 251 23229 SH SOLE 0 23229 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 115 10628 SH DFND 0 10628 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2471 42033 SH SOLE 0 42033 0 0 GENERAL MILLS INC COMMON STOCK 370334104 480 8160 SH DFND 0 8160 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 774 13282 SH SOLE 0 13282 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 175 3000 SH DFND 0 3000 0 0 GLAXOSMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 47 1275 SH SOLE 0 1275 0 0 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2766 83495 SH SOLE 0 83395 0 100 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2 60 SH DFND 0 60 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 6 105 SH SOLE 0 105 0 0 HANCOCK JOHN INVT TR TAX ADV GLB SH CLOSED END MUTUAL FUNDS 41013P749 0 52 SH SOLE 0 52 0 0 JH PREMIUM DIVIDEND FUND CLOSED END MUTUAL FUNDS 41013T105 9 600 SH SOLE 0 600 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 7 200 SH SOLE 0 200 0 0 HEAT BIOLOGICS INC COMMON STOCK 42237K409 10 1928 SH SOLE 0 1928 0 0 HERSHEY CO COMMON STOCK 427866108 650 4265 SH SOLE 0 4265 0 0 HERSHEY CO COMMON STOCK 427866108 215 1410 SH DFND 0 1410 0 0 HOME DEPOT INC COMMON STOCK 437076102 2563 9649 SH SOLE 0 9649 0 0 HOME DEPOT INC COMMON STOCK 437076102 257 968 SH DFND 0 968 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2001 9406 SH SOLE 0 9406 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 55 259 SH DFND 0 259 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 3946 19357 SH SOLE 0 19357 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 712 3493 SH DFND 0 3493 0 0 INCYTE CORP COMMON STOCK 45337C102 9 100 SH SOLE 0 100 0 0 INFINITY PHARMACEUTICALS INC COMMON STOCK 45665G303 25 12000 SH SOLE 0 12000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 56 3000 SH SOLE 0 3000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 50 1095 SH SOLE 0 1095 0 0 INSIGHT SELECT INCOME FD CLOSED END MUTUAL FUNDS 45781W109 5 240 SH SOLE 0 240 0 0 INTEL CORP COMMON STOCK 458140100 7496 150500 SH SOLE 0 150500 0 0 INTEL CORP COMMON STOCK 458140100 1265 25401 SH DFND 0 25401 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 7256 57639 SH SOLE 0 57639 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 9908 78711 SH DFND 0 78711 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 8 156 SH DFND 0 156 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 4648 91900 SH SOLE 0 91900 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 8 150 SH DFND 0 150 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 1795 5721 SH SOLE 0 5713 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 132 420 SH DFND 0 420 0 0 INTUIT INC COMMON STOCK 461202103 11 30 SH SOLE 0 30 0 0 INVESCO MUNICIPAL TRUST CLOSED END MUTUAL FUNDS 46131J103 6 500 SH SOLE 0 500 0 0 INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN ETF/EQUITY 46137V134 33 323 SH DFND 0 323 0 0 INVESCO EXCHANGE TRADED FD TWATER RES ETF ETF/EQUITY 46137V142 2 50 SH SOLE 0 50 0 0 INVESCO FTSE RAFI US1000 ETF ETF/EQUITY 46137V613 15 112 SH SOLE 0 112 0 0 INVESCO EXCH TRADED FD TR IINATL AMT MUNI ETF/EQUITY 46138E537 34 1250 SH SOLE 0 1250 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 1687 65000 SH SOLE 0 65000 0 0 INVESCO VARIABLE RATE PFD ETF/EQUITY 46138G870 21 800 SH DFND 0 800 0 0 INVESCO BULLETSHS CORP 2023 ETF/FIXED INCOME 46138J866 9 430 SH SOLE 0 430 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 74 411 SH SOLE 0 411 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 8 200 SH DFND 0 200 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 18 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 46 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 6879 379658 SH SOLE 0 379358 0 300 ISHARES GOLD TRUST ETF/OTHER 464285105 7 405 SH DFND 0 405 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 263 8518 SH SOLE 0 8518 0 0 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 2484 40675 SH SOLE 0 40625 0 50 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 2 30 SH DFND 0 30 0 0 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 10 120 SH SOLE 0 120 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 84 878 SH SOLE 0 878 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 796 6236 SH SOLE 0 6236 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 54 425 SH DFND 0 425 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 47870 127523 SH SOLE 0 127494 29 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 186 495 SH DFND 0 495 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 33 281 SH SOLE 0 230 51 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 22 187 SH DFND 0 187 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 260 5033 SH SOLE 0 5033 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 7 140 SH DFND 0 140 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 203 1471 SH SOLE 0 1471 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 59 425 SH DFND 0 425 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 827 12955 SH SOLE 0 12955 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 12 185 SH DFND 0 185 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 2552 33385 SH SOLE 0 33350 0 35 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 5 70 SH DFND 0 70 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 728 5685 SH SOLE 0 5685 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 13 105 SH DFND 0 105 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 804 6700 SH SOLE 0 6560 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 555 6421 SH SOLE 0 6421 0 0 ISHARES 1-3 YR TREASURY BOND ETF/FIXED INCOME 464287457 160 1850 SH DFND 0 1850 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2869 39330 SH SOLE 0 39330 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 831 11387 SH DFND 0 11387 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 4145 42752 SH SOLE 0 42752 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 175 1800 SH DFND 0 1800 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 9 90 SH SOLE 0 90 0 0 ISHARES RUSSELL MIDCAP ETF ETF/EQUITY 464287499 122 1774 SH DFND 0 1774 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 10770 46863 SH SOLE 0 46838 0 25 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 168 731 SH DFND 0 731 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 3273 21603 SH SOLE 0 21583 0 20 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 4 25 SH DFND 0 25 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3101 22679 SH SOLE 0 22519 0 160 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 967 7075 SH DFND 0 7075 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 490 6780 SH SOLE 0 6780 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 43 600 SH DFND 0 600 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 6074 25189 SH SOLE 0 25104 0 85 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 1836 7612 SH DFND 0 7612 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 28 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 5 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 40 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1019 5195 SH SOLE 0 5195 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 127 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 1 48 SH SOLE 0 48 0 0 ISHARES US REAL ESTATE ETF/EQUITY 464287739 20 235 SH SOLE 0 235 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 12305 133896 SH SOLE 0 133836 0 60 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 1251 13611 SH DFND 0 13611 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 28 1000 SH SOLE 0 1000 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 25 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 318 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 2 25 SH SOLE 0 25 0 0 ISHARES NEW YORK MUNI BOND ETF/FIXED INCOME 464288323 245 4200 SH SOLE 0 4200 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 59 500 SH SOLE 0 500 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 34 385 SH SOLE 0 327 58 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 95 1093 SH DFND 0 1093 0 0 ISHARES INTERM GOVT/CREDIT BOND ETF - GVI ETF/FIXED INCOME 464288612 24 203 SH SOLE 0 159 44 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 237 3842 SH SOLE 0 3764 78 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 135 2191 SH DFND 0 2191 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 134 2425 SH SOLE 0 2425 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 243 4410 SH DFND 0 4410 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 2158 56051 SH SOLE 0 56051 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 188 4895 SH DFND 0 4895 0 0 ISHARES LONG TERM CORP BOND EXCHANGE TRADED FUND ETF/FIXED INCOME 464289511 11 150 SH SOLE 0 150 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 78 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 21 240 SH DFND 0 240 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 6944 94609 SH SOLE 0 94454 0 155 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 24 329 SH DFND 0 329 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 19069 280929 SH SOLE 0 280619 0 310 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 41 600 SH DFND 0 600 0 0 ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF/EQUITY 46432F339 23 200 SH SOLE 0 200 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 31284 452800 SH SOLE 0 452635 0 165 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 349 5052 SH DFND 0 5052 0 0 ISHARES TRUST CORE SHORT- TERM US BD ETF(ISTB) ETF/FIXED INCOME 46432F859 2 35 SH SOLE 0 0 35 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 9033 145594 SH SOLE 0 145539 0 55 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 8 132 SH DFND 0 132 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 405 9650 SH SOLE 0 9650 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 44 835 SH DFND 0 835 0 0 ISHARES TR ESG AWRE 1 5 YR ETF/FIXED INCOME 46435G243 3 100 SH SOLE 0 100 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 10 120 SH SOLE 0 120 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 21 243 SH DFND 0 243 0 0 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 1124 33184 SH SOLE 0 33184 0 0 ISHARES ESG ADV HIGH YIELD ETF/FIXED INCOME 46435G441 21 405 SH SOLE 0 405 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 378 5175 SH SOLE 0 5175 0 0 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 510 12365 SH SOLE 0 12095 0 270 ISHARES BROAD USD HIGH YIELDCORP BOND ETF ETF/FIXED INCOME 46435U853 7 180 SH DFND 0 180 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 9545 75116 SH SOLE 0 75116 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 789 6211 SH DFND 0 6211 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 9 200 SH SOLE 0 200 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 5075 99925 SH SOLE 0 99725 0 200 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 6 120 SH DFND 0 120 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 21 194 SH DFND 0 194 0 0 JAPAN SMALLER CAP FD CLOSED END MUTUAL FUNDS 47109U104 1 86 SH SOLE 0 86 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9408 59780 SH SOLE 0 59780 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2579 16390 SH DFND 0 16390 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 14 2000 SH SOLE 0 2000 0 0 KLA CORPORATION COMMON STOCK 482480100 106 410 SH SOLE 0 410 0 0 KEYCORP COMMON STOCK 493267108 141 8626 SH SOLE 0 8626 0 0 KEYCORP COMMON STOCK 493267108 8 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 174 1294 SH SOLE 0 1294 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 642 4765 SH DFND 0 4765 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 3 216 SH SOLE 0 216 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 88 2533 SH DFND 0 2533 0 0 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 1509 19655 SH SOLE 0 19615 0 40 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 9 120 SH DFND 0 120 0 0 KROGER COMPANY COMMON STOCK 501044101 12 370 SH SOLE 0 370 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 27 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 0 58 SH SOLE 0 58 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 50 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 852 5048 SH SOLE 0 5048 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 274 1622 SH DFND 0 1622 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 177 500 SH SOLE 0 500 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 206 580 SH DFND 0 580 0 0 LOEWS CORP COMMON STOCK 540424108 59 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 3821 23806 SH SOLE 0 23806 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 198 1232 SH DFND 0 1232 0 0 M & T BANK CORP COMMON STOCK 55261F104 165 1293 SH SOLE 0 1293 0 0 M & T BANK CORP COMMON STOCK 55261F104 1037 8148 SH DFND 0 8148 0 0 MFS INTERMEDIATE INCOME CLOSED END MUTUAL FUNDS 55273C107 3 658 SH SOLE 0 658 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 51 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 267 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 1 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 14 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 103 100 SH DFND 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 337 945 SH SOLE 0 945 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 18 50 SH DFND 0 50 0 0 MCDONALDS CORP COMMON STOCK 580135101 3687 17183 SH SOLE 0 17183 0 0 MCDONALDS CORP COMMON STOCK 580135101 454 2118 SH DFND 0 2118 0 0 MCKESSON CORP COMMON STOCK 58155Q103 46 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 609 3500 SH DFND 0 3500 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 8642 105650 SH SOLE 0 105650 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1440 17602 SH DFND 0 17602 0 0 METLIFE INC COMMON STOCK 59156R108 9 200 SH SOLE 0 200 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 1140 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 15214 68402 SH SOLE 0 68402 0 0 MICROSOFT CORP COMMON STOCK 594918104 2348 10555 SH DFND 0 10555 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 40 1054 SH SOLE 0 1054 0 0 MODERNA INC COMMON STOCK 60770K107 21 200 SH SOLE 0 200 0 0 MOLINA HEALTHCARE INC COMMON STOCK 60855R100 11 50 SH SOLE 0 50 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 395 6759 SH SOLE 0 6759 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 267 4575 SH DFND 0 4575 0 0 MORGAN STANLEY COMMON STOCK 617446448 460 6714 SH SOLE 0 6714 0 0 NBT BANCORP INC COMMON STOCK 628778102 822 25611 SH SOLE 0 25611 0 0 NBT BANCORP INC COMMON STOCK 628778102 1121 34928 SH DFND 0 34928 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 49 1200 SH SOLE 0 1200 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 134 3266 SH DFND 0 3266 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 11 185 SH DFND 0 185 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 11 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 2 175 SH DFND 0 175 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 5 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2598 33679 SH SOLE 0 33679 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1400 18140 SH DFND 0 18140 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3710 26226 SH SOLE 0 26226 0 0 NIKE INC CLASS B COMMON STOCK 654106103 246 1741 SH DFND 0 1741 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1993 8386 SH SOLE 0 8386 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 285 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 99 325 SH SOLE 0 325 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 61 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 282 10767 SH SOLE 0 10767 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 582 6166 SH SOLE 0 6166 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 327 3460 SH DFND 0 3460 0 0 NUCOR CORP COMMON STOCK 670346105 2548 47917 SH SOLE 0 47917 0 0 NUCOR CORP COMMON STOCK 670346105 450 8467 SH DFND 0 8467 0 0 NUVEEN NY AMT FREE MUN INC NY TAX EXEMPT 670656107 10 770 SH SOLE 0 770 0 0 NUVEEN AMT FREE QLTY MUN INC CLOSED END MUTUAL FUNDS 670657105 4 237 SH SOLE 0 237 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 149 285 SH SOLE 0 285 0 0 NUVEEN QUALITY MUNICIPAL INCOME FUND CLOSED END MUTUAL FUNDS 67066V101 4 235 SH SOLE 0 235 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 7 400 SH SOLE 0 400 0 0 OKTA INC CL A COMMON STOCK 679295105 51 200 SH DFND 0 200 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 8 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 2470 39609 SH SOLE 0 39609 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 140 2245 SH DFND 0 2245 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 29 798 SH SOLE 0 798 0 0 ONEOK INC COMMON STOCK 682680103 15 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 728 11249 SH SOLE 0 11249 0 0 ORACLE CORP COMMON STOCK 68389X105 9 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 12 1000 SH DFND 0 1000 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 239 3546 SH SOLE 0 3546 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 78 1154 SH DFND 0 1154 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 2177 14612 SH SOLE 0 14612 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 8 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 386 2677 SH SOLE 0 2677 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 35 240 SH DFND 0 240 0 0 PPL CORP COMMON STOCK 69351T106 1241 44012 SH SOLE 0 44012 0 0 PPL CORP COMMON STOCK 69351T106 93 3300 SH DFND 0 3300 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 2758 76955 SH SOLE 0 76795 0 160 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 7 185 SH DFND 0 185 0 0 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 954 25920 SH SOLE 0 25845 0 75 PACER BNCHMRK INDSTR RE SCTR ETF/EQUITY 69374H766 1 40 SH DFND 0 40 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 43 120 SH SOLE 0 120 0 0 PAVMED INC COMMON STOCK 70387R106 11 5000 SH DFND 0 5000 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 90 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 47 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 63 675 SH DFND 0 675 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 45 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 52 4000 SH SOLE 0 4000 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 19 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 7908 53325 SH SOLE 0 53325 0 0 PEPSICO INC COMMON STOCK 713448108 1753 11820 SH DFND 0 11820 0 0 PFIZER INC COMMON STOCK 717081103 5237 142280 SH SOLE 0 142280 0 0 PFIZER INC COMMON STOCK 717081103 1227 33334 SH DFND 0 33334 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 453 5475 SH SOLE 0 5475 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 77 929 SH DFND 0 929 0 0 PHILLIPS 66 COMMON STOCK 718546104 747 10675 SH SOLE 0 10675 0 0 PHILLIPS 66 COMMON STOCK 718546104 105 1500 SH DFND 0 1500 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 18 180 SH SOLE 0 180 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 2041 20000 SH SOLE 0 20000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 1602 15698 SH SOLE 0 15492 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 204 2550 SH SOLE 0 2550 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 10 100 SH SOLE 0 100 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2498 120780 SH SOLE 0 120780 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7870 56564 SH SOLE 0 56564 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1091 7844 SH DFND 0 7844 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 5 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 30 387 SH DFND 0 387 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4525 77633 SH SOLE 0 77633 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1124 19287 SH DFND 0 19287 0 0 PULTE GROUP INC COMMON STOCK 745867101 9 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 2064 13550 SH SOLE 0 13550 0 0 QUALCOMM INC COMMON STOCK 747525103 107 700 SH DFND 0 700 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2040 28529 SH SOLE 0 28529 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 470 6572 SH DFND 0 6572 0 0 REALTY INCOME CORP COMMON STOCK 756109104 18 284 SH SOLE 0 284 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 10 100 SH SOLE 0 100 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 260 3450 SH SOLE 0 3450 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 40 535 SH DFND 0 535 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 552 2200 SH SOLE 0 2200 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 44 175 SH DFND 0 175 0 0 ROPER INDS INC COMMON STOCK 776696106 302 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1162 14165 SH SOLE 0 14165 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 103 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 51 1450 SH SOLE 0 1450 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 30 850 SH DFND 0 850 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 48 SH DFND 0 48 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 329 1000 SH DFND 0 1000 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 7244 19375 SH SOLE 0 19375 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 728 1946 SH DFND 0 1946 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 737 4132 SH SOLE 0 4132 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 907 5085 SH DFND 0 5085 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 24 650 SH DFND 0 650 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 841 15210 SH SOLE 0 15210 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 842 24485 SH SOLE 0 24485 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 212 6425 SH SOLE 0 6425 0 0 SPDR S&P REGIONAL BANKING ETF/EQUITY 78464A698 1 21 SH SOLE 0 21 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 8 80 SH SOLE 0 80 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 154 1092 SH SOLE 0 1092 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 387 8477 SH SOLE 0 8289 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 33 725 SH DFND 0 725 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5802 117750 SH SOLE 0 117750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 6267 14925 SH SOLE 0 14925 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 1297 3088 SH DFND 0 3088 0 0 SPDR BBB SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 8 300 SH DFND 0 300 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 33 625 SH SOLE 0 625 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 29 800 SH SOLE 0 800 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 28 560 SH SOLE 0 560 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 70 314 SH SOLE 0 314 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 106 4837 SH SOLE 0 4837 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 60 2738 SH DFND 0 2738 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3431 38553 SH SOLE 0 38553 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 172 1927 SH DFND 0 1927 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 169 2332 SH SOLE 0 2332 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 723 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 343 3020 SH SOLE 0 3020 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 204 3022 SH SOLE 0 3022 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 21 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 222 1383 SH SOLE 0 1383 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 32 197 SH DFND 0 197 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 1133 29909 SH SOLE 0 29909 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 90 2385 SH DFND 0 2385 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 33 1136 SH SOLE 0 1136 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 577 4437 SH SOLE 0 4437 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 485 3733 SH DFND 0 3733 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 101 1492 SH SOLE 0 1492 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 3821 60949 SH SOLE 0 60859 0 90 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 48 772 SH DFND 0 772 0 0 SEMPRA ENERGY COMMON STOCK 816851109 573 4496 SH SOLE 0 4496 0 0 SEMPRA ENERGY COMMON STOCK 816851109 135 1060 SH DFND 0 1060 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 15 1000 SH DFND 0 1000 0 0 SIRIUS XM HOLDINGS INC COMMON STOCK 82968B103 32 5000 SH DFND 0 5000 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 1 200 SH DFND 0 200 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 1024 16669 SH SOLE 0 16669 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 237 3857 SH DFND 0 3857 0 0 AEROSYSTEMS HLDGS INC CL A COMMON STOCK 848574109 12 300 SH DFND 0 300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 780 51697 SH SOLE 0 51697 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 6 427 SH DFND 0 427 0 0 SQUARE INC CL A COMMON STOCK 852234103 36 165 SH SOLE 0 165 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 89 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 357 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 1276 11923 SH SOLE 0 11923 0 0 STARBUCKS CORP COMMON STOCK 855244109 45 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 163 2242 SH SOLE 0 2242 0 0 STATE STREET CORP COMMON STOCK 857477103 58 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 166 2400 SH DFND 0 2400 0 0 STRYKER CORP COMMON STOCK 863667101 1732 7070 SH SOLE 0 7070 0 0 STRYKER CORP COMMON STOCK 863667101 44 179 SH DFND 0 179 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 46 301 SH SOLE 0 301 0 0 SUN LIFE FINANCIAL INC FOREIGN EQUITIES 866796105 120 2700 SH SOLE 0 2700 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 42 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1683 22666 SH SOLE 0 22666 0 0 SYSCO CORP COMMON STOCK 871829107 766 10315 SH DFND 0 10315 0 0 TJX COMPANIES COMMON STOCK 872540109 357 5234 SH SOLE 0 5234 0 0 TJX COMPANIES COMMON STOCK 872540109 19 273 SH DFND 0 273 0 0 TARGET CORP COMMON STOCK 87612E106 816 4621 SH SOLE 0 4621 0 0 TARGET CORP COMMON STOCK 87612E106 21 117 SH DFND 0 117 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 252 6200 SH SOLE 0 6200 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 73 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 16 1000 SH SOLE 0 1000 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 15 21 SH SOLE 0 21 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4880 29730 SH SOLE 0 29730 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 493 3005 SH DFND 0 3005 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 575 1234 SH SOLE 0 1234 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 256 550 SH DFND 0 550 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 123 1500 SH SOLE 0 1500 0 0 3M COMPANY COMMON STOCK 88579Y101 5466 31273 SH SOLE 0 31273 0 0 3M COMPANY COMMON STOCK 88579Y101 625 3573 SH DFND 0 3573 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 173 2450 SH SOLE 0 2450 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 318 4500 SH DFND 0 4500 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 735 13019 SH SOLE 0 13019 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 47 825 SH DFND 0 825 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 53 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 31 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 93 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1060 7555 SH SOLE 0 7555 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 46 325 SH DFND 0 325 0 0 TRILLIUM THERAPEUTICS INC COMMON STOCK 89620X506 9 600 SH DFND 0 600 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1547 32287 SH SOLE 0 32287 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 131 2725 SH DFND 0 2725 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 6 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 11 200 SH SOLE 0 200 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 15 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 2033 43639 SH SOLE 0 43639 0 0 US BANCORP COMMON STOCK 902973304 466 10000 SH DFND 0 10000 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 948 4551 SH SOLE 0 4551 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 216 1035 SH DFND 0 1035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4226 25097 SH SOLE 0 25097 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 317 1881 SH DFND 0 1881 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2423 6909 SH SOLE 0 6909 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 307 875 SH DFND 0 875 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 894 10474 SH SOLE 0 10474 0 0 VF CORP COMMON STOCK 918204108 33 392 SH DFND 0 392 0 0 VBI VACCINES INC COMMON STOCK 91822J103 23 8500 SH SOLE 0 8500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 17 300 SH SOLE 0 300 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 150 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 210 5835 SH SOLE 0 5785 0 50 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 722 20045 SH DFND 0 20045 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 3 100 SH SOLE 0 100 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 46 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1271 9003 SH SOLE 0 9003 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 489 3464 SH DFND 0 3464 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 190 3162 SH SOLE 0 3162 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 17 85 SH SOLE 0 85 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND ETF/FIXED INCOME 921937793 4 32 SH SOLE 0 32 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 784 9462 SH SOLE 0 9142 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 147 1772 SH DFND 0 1772 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1144 12974 SH SOLE 0 12974 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 128 1452 SH DFND 0 1452 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 551 11668 SH SOLE 0 11668 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 203 4297 SH DFND 0 4297 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 92 1000 SH SOLE 0 1000 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 32 350 SH DFND 0 350 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 580 7965 SH SOLE 0 7965 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 193 2650 SH DFND 0 2650 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 18 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 456 2038 SH DFND 0 2038 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 748 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1211 3424 SH SOLE 0 3424 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1258 3556 SH DFND 0 3556 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 142 1035 SH SOLE 0 1035 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 2929 58455 SH SOLE 0 57834 621 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 345 6887 SH DFND 0 6887 0 0 VANGUARD INTL EQUITY INDEX FMEGA CAP GRO ETF ETF/INTERNATIONAL EQUITY 922042866 3 36 SH SOLE 0 36 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 2 35 SH SOLE 0 35 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 5 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2539 30501 SH SOLE 0 30501 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 717 8614 SH DFND 0 8614 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 569 8190 SH SOLE 0 7995 0 195 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 8 115 SH DFND 0 115 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 210 2190 SH SOLE 0 2150 0 40 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 6 65 SH DFND 0 65 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 826 8500 SH SOLE 0 8460 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 29 166 SH SOLE 0 166 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 752 2188 SH SOLE 0 2188 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 42 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 66 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1109 13060 SH SOLE 0 13060 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 42 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 24 88 SH SOLE 0 88 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 199 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 151 729 SH SOLE 0 729 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 38 233 SH SOLE 0 233 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 6 35 SH DFND 0 35 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 39 155 SH SOLE 0 155 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 276 1089 SH DFND 0 1089 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 245 1257 SH SOLE 0 1257 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 153 787 SH DFND 0 787 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 12604 64757 SH DFND 0 64757 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8574 145938 SH SOLE 0 145938 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2163 36813 SH DFND 0 36813 0 0 VIATRIS INC COMMON STOCK 92556V106 324 17297 SH SOLE 0 17297 0 0 VIATRIS INC COMMON STOCK 92556V106 76 4042 SH DFND 0 4042 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1893 8653 SH SOLE 0 8653 0 0 VISA INC CLASS A COMMON STOCK 92826C839 66 304 SH DFND 0 304 0 0 VOYA GLOBAL EQ DIVIDEND & PREM OPP FUND CLOSED END MUTUAL FUNDS 92912T100 0 73 SH SOLE 0 73 0 0 WP CAREY INC COMMON STOCK 92936U109 31 443 SH DFND 0 443 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 14 152 SH SOLE 0 152 0 0 WABTEC CORP COMMON STOCK 929740108 0 6 SH SOLE 0 6 0 0 WABTEC CORP COMMON STOCK 929740108 3 38 SH DFND 0 38 0 0 WAL MART STORES INC COMMON STOCK 931142103 4829 33503 SH SOLE 0 33503 0 0 WAL MART STORES INC COMMON STOCK 931142103 781 5416 SH DFND 0 5416 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 147 3693 SH SOLE 0 3693 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 89 2235 SH DFND 0 2235 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 218 1847 SH SOLE 0 1847 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 71 600 SH DFND 0 600 0 0 WELLS FARGO & CO COMMON STOCK 949746101 303 10026 SH SOLE 0 10026 0 0 WELLS FARGO & CO COMMON STOCK 949746101 27 890 SH DFND 0 890 0 0 WELLTOWER INC COMMON STOCK 95040Q104 13 200 SH DFND 0 200 0 0 WESTERN ASST INFLTN LKD INM SH BEN INT CLOSED END MUTUAL FUNDS 95766Q106 9 654 SH SOLE 0 654 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 54 1600 SH SOLE 0 1600 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1394 20095 SH SOLE 0 20095 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 47 675 SH DFND 0 675 0 0 WISDOMTREE SMALLCAP DIVIDEND ETF/EQUITY 97717W604 24 900 SH DFND 0 900 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 162 8555 SH SOLE 0 8555 0 0 XYLEM INC COMMON STOCK 98419M100 26 253 SH SOLE 0 253 0 0 XEROX HOLDINGS CORP COMMON STOCK 98421M106 6 250 SH SOLE 0 250 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 77 200 SH DFND 0 200 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 616 4000 SH DFND 0 4000 0 0