Trust Administrator

0000909012-20-000142.txt : 20201103 0000909012-20-000142.hdr.sgml : 20201103 20201103121423 ACCESSION NUMBER: 0000909012-20-000142 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200930 FILED AS OF DATE: 20201103 DATE AS OF CHANGE: 20201103 EFFECTIVENESS DATE: 20201103 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 201282580 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 09-30-2020 09-30-2020 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 10-27-2020 0 696 661723 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 33 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1126 101879 SH SOLE 0 101879 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 118 10680 SH DFND 0 10680 0 0 BROOKFIELD BUSINESS PARTNERS LP LTD FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 0 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 20 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 189 1848 SH DFND 0 1848 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 8 107 SH SOLE 0 107 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 58 243 SH SOLE 0 243 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 676 6506 SH SOLE 0 6506 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 46 440 SH DFND 0 440 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 151 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 78 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1126 9700 SH SOLE 0 9700 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 168 1451 SH DFND 0 1451 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 4 150 SH SOLE 0 150 0 0 AGCO CORP COMMON STOCK 001084102 7 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 6705 235257 SH SOLE 0 235257 0 0 AT&T INC COMMON STOCK 00206R102 1472 51651 SH DFND 0 51651 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 4989 45838 SH SOLE 0 45838 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 748 6870 SH DFND 0 6870 0 0 ABBVIE INC COMMON STOCK 00287Y109 4995 57032 SH SOLE 0 57032 0 0 ABBVIE INC COMMON STOCK 00287Y109 788 8996 SH DFND 0 8996 0 0 ADOBE INC COMMON STOCK 00724F101 587 1197 SH SOLE 0 1197 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 8 76 SH DFND 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 1 300 SH SOLE 0 300 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 776 2604 SH SOLE 0 2604 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 357 1200 SH DFND 0 1200 0 0 ALBEMARLE CORP COMMON STOCK 012653101 591 6615 SH SOLE 0 6615 0 0 ALBEMARLE CORP COMMON STOCK 012653101 232 2600 SH DFND 0 2600 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 38 400 SH DFND 0 400 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 595 405 SH SOLE 0 405 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 181 123 SH DFND 0 123 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 1631 1113 SH SOLE 0 1113 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 337 230 SH DFND 0 230 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 448 11608 SH SOLE 0 11608 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 79 2049 SH DFND 0 2049 0 0 AMAZON.COM INC COMMON STOCK 023135106 2418 768 SH SOLE 0 768 0 0 AMAZON.COM INC COMMON STOCK 023135106 435 138 SH DFND 0 138 0 0 AMEREN CORPORATION COMMON STOCK 023608102 198 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 417 5107 SH SOLE 0 5107 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 255 3120 SH DFND 0 3120 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 882 8798 SH SOLE 0 8798 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 16 162 SH DFND 0 162 0 0 AMERICAN INTL GROUP INC W EXP 01/19/21 WARRANTS & RIGHTS 026874156 0 10 SH DFND 0 10 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 500 2070 SH SOLE 0 2070 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 725 3000 SH DFND 0 3000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 290 2000 SH DFND 0 2000 0 0 AMETEK INC COMMON STOCK 031100100 696 7000 SH DFND 0 7000 0 0 AMGEN INC COMMON STOCK 031162100 2171 8541 SH SOLE 0 8541 0 0 AMGEN INC COMMON STOCK 031162100 667 2625 SH DFND 0 2625 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 22 186 SH SOLE 0 186 0 0 ANNALY CAPITAL MANAGEMENT COMMON STOCK 035710409 11 1500 SH SOLE 0 1500 0 0 ANTHEM INC COMMON STOCK 036752103 602 2240 SH SOLE 0 2240 0 0 APPLE INC COMMON STOCK 037833100 49670 428890 SH SOLE 0 428890 0 0 APPLE INC COMMON STOCK 037833100 1254 10824 SH DFND 0 10824 0 0 APPLIED DNA SCIENCES, INC. COMMON STOCK 03815U300 0 1 SH SOLE 0 1 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 90 3592 SH SOLE 0 3592 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 14 561 SH DFND 0 561 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2050 14694 SH SOLE 0 14694 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 476 3410 SH DFND 0 3410 0 0 BCE INC FOREIGN EQUITIES 05534B760 119 2860 SH SOLE 0 2860 0 0 BCE INC FOREIGN EQUITIES 05534B760 14 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 39 2260 SH DFND 0 2260 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 645 26769 SH SOLE 0 26769 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 186 7721 SH DFND 0 7721 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 90 2611 SH SOLE 0 2611 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 12 353 SH DFND 0 353 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 6 200 SH SOLE 0 200 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 223 2775 SH SOLE 0 2775 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 12 150 SH DFND 0 150 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 895 3847 SH SOLE 0 3847 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 233 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 1208 5674 SH SOLE 0 5674 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 15 70 SH DFND 0 70 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 3 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 463 8960 SH SOLE 0 8960 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 139 2690 SH DFND 0 2690 0 0 BIOGEN INC COMMON STOCK 09062X103 227 800 SH DFND 0 800 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 10 150 SH SOLE 0 150 0 0 BIONTECH SE ADR FOREIGN EQUITIES 09075V102 14 200 SH DFND 0 200 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 1 250 SH DFND 0 250 0 0 BLACKROCK INC COMMON STOCK 09247X101 383 680 SH SOLE 0 680 0 0 BLACKROCK INC COMMON STOCK 09247X101 17 30 SH DFND 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 42 5703 SH DFND 0 5703 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 76 1450 SH SOLE 0 1450 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 5 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 563 3408 SH SOLE 0 3408 0 0 BOEING COMPANY COMMON STOCK 097023105 26 155 SH DFND 0 155 0 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 7 4 SH SOLE 0 4 0 0 BORGWARNER INC COMMON STOCK 099724106 4 100 SH DFND 0 100 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 3 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 4411 73172 SH SOLE 0 73172 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 8159 135325 SH DFND 0 135325 0 0 BRISTOL MYERS SQUIBB CO CONTINGENT RIGHTS WARRANTS & RIGHTS 110122157 7 3200 SH DFND 0 3200 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 50 1525 SH DFND 0 1525 0 0 BROOKFIELD INFRASTRUCTURE CO FOREIGN EQUITIES 11275Q107 0 4 SH DFND 0 4 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 1509 14762 SH SOLE 0 14762 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 96 935 SH DFND 0 935 0 0 CIGNA CORP NEW COMMON STOCK 125523100 119 700 SH SOLE 0 700 0 0 CIGNA CORP NEW COMMON STOCK 125523100 165 973 SH DFND 0 973 0 0 CIT GROUP INC COMMON STOCK 125581801 3 169 SH SOLE 0 169 0 0 CSX CORP COMMON STOCK 126408103 26 334 SH SOLE 0 334 0 0 CSX CORP COMMON STOCK 126408103 1476 19000 SH DFND 0 19000 0 0 CVS HEALTH CORP COMMON STOCK 126650100 2128 36443 SH SOLE 0 36443 0 0 CVS HEALTH CORP COMMON STOCK 126650100 171 2920 SH DFND 0 2920 0 0 CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 426 1400 SH SOLE 0 1400 0 0 CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 16 223 SH SOLE 0 223 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 404 13219 SH SOLE 0 13219 0 0 CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104 72 2351 SH DFND 0 2351 0 0 CATERPILLAR INC COMMON STOCK 149123101 2603 17453 SH SOLE 0 17453 0 0 CATERPILLAR INC COMMON STOCK 149123101 304 2037 SH DFND 0 2037 0 0 CEL SCI CORP COMMON STOCK 150837607 19 1500 SH SOLE 0 1500 0 0 CENTENNIAL RESOURCE DEV INC COMMON STOCK 15136A102 0 200 SH DFND 0 200 0 0 THE CHEMOURS CO COMMON STOCK 163851108 3 150 SH SOLE 0 150 0 0 THE CHEMOURS CO COMMON STOCK 163851108 8 360 SH DFND 0 360 0 0 CHEVRON CORP COMMON STOCK 166764100 2725 37842 SH SOLE 0 37842 0 0 CHEVRON CORP COMMON STOCK 166764100 366 5090 SH DFND 0 5090 0 0 CHURCH & DWIGHT CO INC COMMON STOCK 171340102 187 2000 SH DFND 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 5758 146221 SH SOLE 0 146221 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1223 31057 SH DFND 0 31057 0 0 CITIGROUP INC COMMON STOCK 172967424 96 2217 SH SOLE 0 2217 0 0 CITIGROUP INC COMMON STOCK 172967424 4 100 SH DFND 0 100 0 0 CLEANSPARK INC COMMON STOCK 18452B209 13 1005 SH SOLE 0 1005 0 0 COCA COLA COMPANY COMMON STOCK 191216100 7599 153960 SH SOLE 0 153960 0 0 COCA COLA COMPANY COMMON STOCK 191216100 901 18257 SH DFND 0 18257 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 860 11143 SH SOLE 0 11143 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 532 6896 SH DFND 0 6896 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 2838 61354 SH SOLE 0 61354 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 230 4982 SH DFND 0 4982 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 171 3142 SH SOLE 0 37648 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 7450 136830 SH DFND 0 136830 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 71 2000 SH SOLE 0 2000 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 550 16740 SH SOLE 0 16740 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 145 4409 SH DFND 0 4409 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 317 4080 SH SOLE 0 4080 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 82 1055 SH DFND 0 1055 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 270 1425 SH SOLE 0 1425 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 190 1000 SH DFND 0 1000 0 0 COOPER COMPANIES INC COMMON STOCK 216648402 101 300 SH DFND 0 300 0 0 CORNING INC COMMON STOCK 219350105 1019 31457 SH SOLE 0 31457 0 0 CORNING INC COMMON STOCK 219350105 73 2250 SH DFND 0 2250 0 0 CORTEVA INC COMMON STOCK 22052L104 284 9860 SH SOLE 0 9860 0 0 CORTEVA INC COMMON STOCK 22052L104 32 1098 SH DFND 0 1098 0 0 COSTCO COMMON STOCK 22160K105 57 160 SH SOLE 0 160 0 0 COSTCO COMMON STOCK 22160K105 20 55 SH DFND 0 55 0 0 CUMMINS INC COMMON STOCK 231021106 2160 10227 SH SOLE 0 10227 0 0 CUMMINS INC COMMON STOCK 231021106 559 2645 SH DFND 0 2645 0 0 DANAHER CORP COMMON STOCK 235851102 146 680 SH SOLE 0 680 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 10 100 SH DFND 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 22 100 SH SOLE 0 100 0 0 DEERE & COMPANY COMMON STOCK 244199105 22 100 SH DFND 0 100 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 10 146 SH SOLE 0 146 0 0 DENTSPLY SIRONA INC COMMON STOCK 24906P109 18 414 SH SOLE 0 414 0 0 DIAMONDBACK ENERGY, INC. COMMON STOCK 25278X109 8 257 SH SOLE 0 257 0 0 DIGI INTL INC COMMON STOCK 253798102 6 400 SH DFND 0 400 0 0 WALT DISNEY CO COMMON STOCK 254687106 4052 32655 SH SOLE 0 32655 0 0 WALT DISNEY CO COMMON STOCK 254687106 269 2168 SH DFND 0 2168 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 453 2160 SH SOLE 0 2160 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 63 300 SH DFND 0 300 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 3631 46004 SH SOLE 0 46004 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 1141 14456 SH DFND 0 14456 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 628 60760 SH SOLE 0 60760 0 0 DORCHESTER MINERALS LP COMMON STOCK 25820R105 1 100 SH DFND 0 100 0 0 DOW INC COMMON STOCK 260557103 3056 64972 SH SOLE 0 64972 0 0 DOW INC COMMON STOCK 260557103 268 5706 SH DFND 0 5706 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 633 7146 SH SOLE 0 7146 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 104 1172 SH DFND 0 1172 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 1889 34047 SH SOLE 0 34047 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 233 4193 SH DFND 0 4193 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 64 1783 SH SOLE 0 1783 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 3 80 SH DFND 0 80 0 0 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 2882 52980 SH SOLE 0 52875 0 105 ETFMG PRIME MOBILE PAYMENTS ETF/EQUITY 26924G409 11 210 SH DFND 0 210 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 219 2800 SH SOLE 0 2800 0 0 EATON VANCE ENHANCED EQ INC CLOSED END MUTUAL FUNDS 278274105 42 2900 SH SOLE 0 2900 0 0 ECOLAB INC COMMON STOCK 278865100 193 964 SH SOLE 0 964 0 0 ECOLAB INC COMMON STOCK 278865100 150 750 SH DFND 0 750 0 0 EDISON INTL COMMON STOCK 281020107 157 3097 SH DFND 0 3097 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 3367 51355 SH SOLE 0 51355 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 362 5524 SH DFND 0 5524 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 10 349 SH SOLE 0 349 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 92 3148 SH DFND 0 3148 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 6 1090 SH DFND 0 1090 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 99 6298 SH SOLE 0 6298 0 0 EQUIFAX INC COMMON STOCK 294429105 628 4000 SH DFND 0 4000 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 281 6980 SH SOLE 0 6980 0 0 ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 41 1025 SH DFND 0 1025 0 0 EXELON CORP COMMON STOCK 30161N101 1491 41711 SH SOLE 0 41711 0 0 EXELON CORP COMMON STOCK 30161N101 295 8250 SH DFND 0 8250 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 2766 80597 SH SOLE 0 80597 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 675 19659 SH DFND 0 19659 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 73 280 SH SOLE 0 280 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 74 283 SH DFND 0 283 0 0 FASTENAL CO COMMON STOCK 311900104 381 8452 SH SOLE 0 8452 0 0 FASTENAL CO COMMON STOCK 311900104 280 6200 SH DFND 0 6200 0 0 FEDERATED INVESTORS CLASS B COMMON STOCK 314211103 4 200 SH DFND 0 200 0 0 FEDEX CORP COMMON STOCK 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SOLE 0 6579 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 22 157 SH DFND 0 157 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 150 24113 SH SOLE 0 24113 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 70 11228 SH DFND 0 11228 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2289 37103 SH SOLE 0 37103 0 0 GENERAL MILLS INC COMMON STOCK 370334104 523 8480 SH DFND 0 8480 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 18 597 SH SOLE 0 597 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 734 11617 SH SOLE 0 11617 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 190 3000 SH DFND 0 3000 0 0 GLAXOSMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 48 1275 SH SOLE 0 1275 0 0 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2076 74515 SH SOLE 0 74415 0 100 GLOBAL X ROBOTICS & AI ETF ETF/INTERNATIONAL EQUITY 37954Y715 2 60 SH DFND 0 60 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 63 312 SH SOLE 0 312 0 0 HALLIBURTON CO COMMON STOCK 406216101 10 800 SH SOLE 0 800 0 0 JH PREMIUM DIVIDEND FUND 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12000 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 38 3000 SH SOLE 0 3000 0 0 INGERSOLL RAND INC COMMON STOCK 45687V106 39 1095 SH SOLE 0 1095 0 0 INTEL CORP COMMON STOCK 458140100 7702 148766 SH SOLE 0 148766 0 0 INTEL CORP COMMON STOCK 458140100 1303 25177 SH DFND 0 25177 0 0 INTERCONTINENTALEXCHANGE GRP COMMON STOCK 45866F104 11 113 SH SOLE 0 113 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 6734 55349 SH SOLE 0 55349 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 9594 78854 SH DFND 0 78854 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 6 156 SH DFND 0 156 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 4447 88030 SH SOLE 0 87830 0 200 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR ETF/FIXED INCOME 46090A887 8 150 SH DFND 0 150 0 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 1631 5869 SH SOLE 0 5861 8 0 INVESCO QQQ TRUST ETF/EQUITY 46090E103 117 420 SH DFND 0 420 0 0 INVESCO MUNICIPAL TRUST CLOSED END MUTUAL FUNDS 46131J103 6 500 SH SOLE 0 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CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 232 8459 SH SOLE 0 8459 0 0 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 2244 40675 SH SOLE 0 40625 0 50 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 2 30 SH DFND 0 30 0 0 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 1716 45255 SH SOLE 0 45185 0 70 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 2 40 SH DFND 0 40 0 0 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 9 120 SH SOLE 0 120 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 72 878 SH SOLE 0 878 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 789 6236 SH SOLE 0 6236 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 54 425 SH DFND 0 425 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 42671 126979 SH SOLE 0 126950 29 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 166 495 SH DFND 0 495 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 40 338 SH SOLE 0 287 51 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 22 187 SH DFND 0 187 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 357 8100 SH SOLE 0 8100 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 6 140 SH DFND 0 140 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 178 1321 SH SOLE 0 1321 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 57 425 SH DFND 0 425 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 749 3240 SH SOLE 0 3240 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 12 50 SH DFND 0 50 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 1679 23385 SH SOLE 0 23350 0 35 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 5 70 SH DFND 0 70 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 639 5685 SH SOLE 0 5685 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 12 105 SH DFND 0 105 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 842 6910 SH SOLE 0 6770 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 64 741 SH SOLE 0 741 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 125 1450 SH DFND 0 1450 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 2453 38538 SH SOLE 0 38538 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 731 11478 SH DFND 0 11478 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3520 43547 SH SOLE 0 43547 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 139 1725 SH DFND 0 1725 0 0 ISHARES RUSSELL MID GROWTH ETF/EQUITY 464287481 8 45 SH SOLE 0 45 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 8737 47147 SH SOLE 0 47122 0 25 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 135 731 SH DFND 0 731 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 2257 16669 SH SOLE 0 16649 0 20 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 3 25 SH DFND 0 25 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 2855 24165 SH SOLE 0 24005 0 160 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 847 7174 SH DFND 0 7174 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 405 1695 SH SOLE 0 1695 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 36 150 SH DFND 0 150 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 5785 26674 SH SOLE 0 26584 0 90 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 1851 8534 SH DFND 0 8534 0 0 ISHARES RUSSELL 2000 VALUE ETF/EQUITY 464287630 21 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 4 19 SH SOLE 0 19 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 31 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 792 5288 SH SOLE 0 5288 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 97 649 SH DFND 0 649 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 2 72 SH SOLE 0 72 0 0 ISHARES US REAL ESTATE ETF/EQUITY 464287739 117 1467 SH SOLE 0 1467 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 8354 118964 SH SOLE 0 118904 0 60 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 1076 15323 SH DFND 0 15323 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 276 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 1 25 SH SOLE 0 25 0 0 ISHARES NEW YORK MUNI BOND ETF/FIXED INCOME 464288323 289 5040 SH SOLE 0 5040 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 58 500 SH SOLE 0 500 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 32 385 SH SOLE 0 327 58 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 92 1093 SH DFND 0 1093 0 0 ISHARES INTERM GOVT/CREDIT BOND ETF - GVI ETF/FIXED INCOME 464288612 29 250 SH SOLE 0 206 44 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 206 3392 SH SOLE 0 3314 78 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 133 2191 SH DFND 0 2191 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 162 2957 SH SOLE 0 2957 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 242 4410 SH DFND 0 4410 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 1049 28771 SH SOLE 0 28771 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 96 2630 SH DFND 0 2630 0 0 ISHARES FLOATING RATE BOND ETF/FIXED INCOME 46429B655 1395 27500 SH SOLE 0 27500 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 72 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 19 240 SH DFND 0 240 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 6478 95079 SH SOLE 0 94924 0 155 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 22 329 SH DFND 0 329 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 17929 281369 SH SOLE 0 281059 0 310 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 38 600 SH DFND 0 600 0 0 ISHARES 0-5 YEAR TIPS BOND ETF (STIP) ETF/FIXED INCOME 46429B747 31 294 SH SOLE 0 294 0 0 ISHARES 0-5 YEAR TIPS BOND ETF (STIP) ETF/FIXED INCOME 46429B747 3 25 SH DFND 0 25 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 26695 442932 SH SOLE 0 442757 0 175 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 211 3497 SH DFND 0 3497 0 0 ISHARES TRUST CORE SHORT- TERM US BD ETF(ISTB) ETF/FIXED INCOME 46432F859 80 1549 SH SOLE 0 1514 35 0 ISHARES TRUST CORE SHORT- TERM US BD ETF(ISTB) ETF/FIXED INCOME 46432F859 6 116 SH DFND 0 116 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 7252 137381 SH SOLE 0 137326 0 55 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 9 165 SH DFND 0 165 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 375 10535 SH SOLE 0 10535 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 44 835 SH DFND 0 835 0 0 ISHARES TR ESG MSCI USA ETF (ESGU) ETF/EQUITY 46435G425 19 243 SH DFND 0 243 0 0 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 1554 53184 SH SOLE 0 53184 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 331 5215 SH SOLE 0 5215 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 7492 77819 SH SOLE 0 77819 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 609 6321 SH DFND 0 6321 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 7 200 SH SOLE 0 200 0 0 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 4768 93870 SH SOLE 0 93670 0 200 JP MORGAN ULTRA SHORT INC ETF/FIXED INCOME 46641Q837 6 120 SH DFND 0 120 0 0 JACOBS ENGR GROUP INC. COMMON STOCK 469814107 18 194 SH DFND 0 194 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 9083 61006 SH SOLE 0 61006 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2535 17025 SH DFND 0 17025 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 16 2000 SH SOLE 0 2000 0 0 KLA CORPORATION COMMON STOCK 482480100 79 410 SH SOLE 0 410 0 0 KEYCORP COMMON STOCK 493267108 103 8626 SH SOLE 0 8626 0 0 KEYCORP COMMON STOCK 493267108 6 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 191 1294 SH SOLE 0 1294 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 704 4765 SH DFND 0 4765 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 3 212 SH SOLE 0 212 0 0 KONTOOR BRANDS INC COMMON STOCK 50050N103 1 41 SH DFND 0 41 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 52 1749 SH SOLE 0 1749 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 76 2533 SH DFND 0 2533 0 0 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 1381 20250 SH SOLE 0 20210 0 40 KRANESHARES CHINA INTERNET ETF/INTERNATIONAL EQUITY 500767306 8 120 SH DFND 0 120 0 0 KROGER COMPANY COMMON STOCK 501044101 13 370 SH SOLE 0 370 0 0 L BRANDS INC COM COMMON STOCK 501797104 24 750 SH SOLE 0 750 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 5 30 SH DFND 0 30 0 0 LAMB WESTON HLDGS INC COMMON STOCK 513272104 22 333 SH SOLE 0 333 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 22 100 SH SOLE 0 100 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 43 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 731 4939 SH SOLE 0 4939 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 241 1631 SH DFND 0 1631 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 192 500 SH SOLE 0 500 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 222 580 SH DFND 0 580 0 0 LOEWS CORP COMMON STOCK 540424108 45 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 3951 23823 SH SOLE 0 23823 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 204 1232 SH DFND 0 1232 0 0 M & T BANK CORP COMMON STOCK 55261F104 119 1293 SH SOLE 0 1293 0 0 M & T BANK CORP COMMON STOCK 55261F104 743 8068 SH DFND 0 8068 0 0 MACQUARIE INFRASTRUCTURE COR COMMON STOCK 55608B105 13 500 SH SOLE 0 500 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 33 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 209 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 1 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 10 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 97 100 SH DFND 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 318 940 SH SOLE 0 940 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 17 50 SH DFND 0 50 0 0 MCDONALDS CORP COMMON STOCK 580135101 3701 16861 SH SOLE 0 16861 0 0 MCDONALDS CORP COMMON STOCK 580135101 466 2122 SH DFND 0 2122 0 0 MCKESSON CORP COMMON STOCK 58155Q103 40 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 521 3500 SH DFND 0 3500 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 8592 103584 SH SOLE 0 103584 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1449 17472 SH DFND 0 17472 0 0 METLIFE INC COMMON STOCK 59156R108 7 200 SH SOLE 0 200 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 966 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 14937 71018 SH SOLE 0 71018 0 0 MICROSOFT CORP COMMON STOCK 594918104 2245 10675 SH DFND 0 10675 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 32 1054 SH SOLE 0 1054 0 0 MODERNA INC COMMON STOCK 60770K107 14 200 SH SOLE 0 200 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 395 6878 SH SOLE 0 6878 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 263 4575 SH DFND 0 4575 0 0 MORGAN STANLEY COMMON STOCK 617446448 325 6714 SH SOLE 0 6714 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 8 50 SH SOLE 0 50 0 0 NBT BANCORP INC COMMON STOCK 628778102 725 27024 SH SOLE 0 27024 0 0 NBT BANCORP INC COMMON STOCK 628778102 893 33308 SH DFND 0 33308 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 49 1200 SH SOLE 0 1200 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 133 3266 SH DFND 0 3266 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 11 185 SH DFND 0 185 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 34 4100 SH SOLE 0 4100 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 1 175 SH DFND 0 175 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 4 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2384 8591 SH SOLE 0 8591 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1266 4560 SH DFND 0 4560 0 0 NIKE INC CLASS B COMMON STOCK 654106103 3380 26921 SH SOLE 0 26921 0 0 NIKE INC CLASS B COMMON STOCK 654106103 234 1866 SH DFND 0 1866 0 0 NOKIA CORP ADR FOREIGN EQUITIES 654902204 0 69 SH SOLE 0 69 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1840 8599 SH SOLE 0 8599 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 257 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 123 390 SH SOLE 0 390 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 63 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 262 10767 SH SOLE 0 10767 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 726 8346 SH SOLE 0 8346 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 313 3600 SH DFND 0 3600 0 0 NUCOR CORP COMMON STOCK 670346105 2243 50004 SH SOLE 0 50004 0 0 NUCOR CORP COMMON STOCK 670346105 386 8607 SH DFND 0 8607 0 0 NUVEEN DIVERS DIV & INC FUND CLOSED END MUTUAL FUNDS 6706EP105 39 5000 SH SOLE 0 5000 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 154 285 SH SOLE 0 285 0 0 NUVEEN AMT FREE MUNI CR INC CLOSED END MUTUAL FUNDS 67071L106 6 400 SH SOLE 0 400 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 55 1400 SH SOLE 0 1400 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 5 120 SH DFND 0 120 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 5 500 SH SOLE 0 500 0 0 OCCIDENTAL PETROLEUM CORP W EXP 08-03-2027 COMMON STOCK 674599162 0 62 SH SOLE 0 62 0 0 OKTA INC CL A COMMON STOCK 679295105 43 200 SH DFND 0 200 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 6 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 1836 37098 SH SOLE 0 37098 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 104 2095 SH DFND 0 2095 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 23 783 SH SOLE 0 783 0 0 ONEOK INC COMMON STOCK 682680103 10 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 676 11316 SH SOLE 0 11316 0 0 ORACLE CORP COMMON STOCK 68389X105 8 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 10 1000 SH DFND 0 1000 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 402 6434 SH SOLE 0 6434 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 76 1222 SH DFND 0 1222 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 1575 14328 SH SOLE 0 14328 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 6 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 315 2577 SH SOLE 0 2577 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 29 240 SH DFND 0 240 0 0 PPL CORP COMMON STOCK 69351T106 1066 39173 SH SOLE 0 39173 0 0 PPL CORP COMMON STOCK 69351T106 81 2980 SH DFND 0 2980 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 2541 71955 SH SOLE 0 71795 0 160 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 7 185 SH DFND 0 185 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 29 120 SH SOLE 0 120 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 62 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 40 500 SH SOLE 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 70 875 SH DFND 0 875 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 42 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 51 4976 SH SOLE 0 4976 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 15 1500 SH DFND 0 1500 0 0 PEPSICO INC COMMON STOCK 713448108 7327 52862 SH SOLE 0 52862 0 0 PEPSICO INC COMMON STOCK 713448108 1618 11672 SH DFND 0 11672 0 0 PFIZER INC COMMON STOCK 717081103 5142 140112 SH SOLE 0 140112 0 0 PFIZER INC COMMON STOCK 717081103 1225 33369 SH DFND 0 33369 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 416 5552 SH SOLE 0 5552 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 70 929 SH DFND 0 929 0 0 PHILLIPS 66 COMMON STOCK 718546104 581 11213 SH SOLE 0 11213 0 0 PHILLIPS 66 COMMON STOCK 718546104 128 2460 SH DFND 0 2460 0 0 PIMCO ENHANCED SHORT MAT ESG ETF/FIXED INCOME 72201R643 16 160 SH SOLE 0 160 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 1022 10000 SH SOLE 0 10000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 1091 10698 SH SOLE 0 10492 0 206 PINNACLE WEST CPTL CORP COMMON STOCK 723484101 190 2550 SH SOLE 0 2550 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 104 1100 SH SOLE 0 1100 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 1822 90780 SH SOLE 0 90780 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 7867 56602 SH SOLE 0 56602 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1109 7976 SH DFND 0 7976 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 264 4158 SH SOLE 0 4158 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 25 387 SH DFND 0 387 0 0 PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 2 67 SH SOLE 0 67 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4100 74673 SH SOLE 0 74673 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1069 19474 SH DFND 0 19474 0 0 QUALCOMM INC COMMON STOCK 747525103 1599 13587 SH SOLE 0 13587 0 0 QUALCOMM INC COMMON STOCK 747525103 82 700 SH DFND 0 700 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1786 31042 SH SOLE 0 31042 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 426 7412 SH DFND 0 7412 0 0 REALTY INCOME CORP COMMON STOCK 756109104 17 284 SH SOLE 0 284 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 9 100 SH SOLE 0 100 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 208 3450 SH SOLE 0 3450 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 56 925 SH DFND 0 925 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 662 3000 SH SOLE 0 3000 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 39 175 SH DFND 0 175 0 0 ROPER INDS INC COMMON STOCK 776696106 277 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 986 14065 SH SOLE 0 14065 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 88 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 52 2050 SH SOLE 0 2050 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 21 850 SH DFND 0 850 0 0 ROYAL GOLD INC COMMON STOCK 780287108 6 48 SH DFND 0 48 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 361 1000 SH DFND 0 1000 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6519 19466 SH SOLE 0 19466 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 646 1928 SH DFND 0 1928 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 732 4132 SH SOLE 0 4132 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 905 5110 SH DFND 0 5110 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 24 650 SH DFND 0 650 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 820 16360 SH SOLE 0 16360 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 761 25210 SH SOLE 0 25210 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 221 6665 SH SOLE 0 6665 0 0 SPDR S&P REGIONAL BANKING ETF/EQUITY 78464A698 2 64 SH SOLE 0 64 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 7 80 SH SOLE 0 80 0 0 SPDR S&P BIOTECH ETF ETF/EQUITY 78464A870 134 1202 SH SOLE 0 1202 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 393 8797 SH SOLE 0 8609 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 32 725 SH DFND 0 725 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5313 107750 SH SOLE 0 107750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 4975 14684 SH SOLE 0 14684 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 1209 3568 SH DFND 0 3568 0 0 SPDR BBB SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 8 300 SH DFND 0 300 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 32 625 SH SOLE 0 625 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 22 800 SH SOLE 0 800 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 30 600 SH SOLE 0 600 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 79 314 SH SOLE 0 314 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 143 9208 SH SOLE 0 9208 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 43 2783 SH DFND 0 2783 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 2453 35910 SH SOLE 0 35910 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 132 1927 SH DFND 0 1927 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 152 2382 SH SOLE 0 2382 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 635 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 219 2075 SH SOLE 0 2075 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 208 3252 SH SOLE 0 3252 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 20 310 SH DFND 0 310 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 216 1467 SH SOLE 0 1467 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 29 197 SH DFND 0 197 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 484 16157 SH SOLE 0 16157 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 25 835 SH DFND 0 835 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 156 6479 SH SOLE 0 6479 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 519 4450 SH SOLE 0 4450 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 442 3790 SH DFND 0 3790 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 89 1492 SH SOLE 0 1492 0 0 REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 30 856 SH SOLE 0 856 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 3675 61893 SH SOLE 0 61803 0 90 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 46 772 SH DFND 0 772 0 0 SEMPRA ENERGY COMMON STOCK 816851109 524 4430 SH SOLE 0 4430 0 0 SEMPRA ENERGY COMMON STOCK 816851109 121 1020 SH DFND 0 1020 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 11 1000 SH DFND 0 1000 0 0 SIRIUS XM HOLDINGS INC COMMON STOCK 82968B103 27 5000 SH DFND 0 5000 0 0 SORRENTO THERAPEUTICS INC COMMON STOCK 83587F202 2 200 SH DFND 0 200 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 894 16484 SH SOLE 0 16484 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 209 3857 SH DFND 0 3857 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 940 62490 SH SOLE 0 62490 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 10 666 SH DFND 0 666 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 81 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 324 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 977 11369 SH SOLE 0 11369 0 0 STARBUCKS CORP COMMON STOCK 855244109 36 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 136 2296 SH SOLE 0 2296 0 0 STATE STREET CORP COMMON STOCK 857477103 47 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 151 2400 SH DFND 0 2400 0 0 STRYKER CORP COMMON STOCK 863667101 1477 7087 SH SOLE 0 7087 0 0 STRYKER CORP COMMON STOCK 863667101 37 179 SH DFND 0 179 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 27 1660 SH SOLE 0 1660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 42 301 SH SOLE 0 301 0 0 SUN LIFE FINANCIAL INC FOREIGN EQUITIES 866796105 110 2700 SH SOLE 0 2700 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 31 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1551 24932 SH SOLE 0 24932 0 0 SYSCO CORP COMMON STOCK 871829107 647 10395 SH DFND 0 10395 0 0 TJX COMPANIES COMMON STOCK 872540109 259 4654 SH SOLE 0 4654 0 0 TJX COMPANIES COMMON STOCK 872540109 15 273 SH DFND 0 273 0 0 TARGET CORP COMMON STOCK 87612E106 725 4606 SH SOLE 0 4606 0 0 TARGET CORP COMMON STOCK 87612E106 18 117 SH DFND 0 117 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 349 8300 SH SOLE 0 8300 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 58 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 10 1000 SH SOLE 0 1000 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 9 21 SH SOLE 0 21 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 4225 29590 SH SOLE 0 29590 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 422 2955 SH DFND 0 2955 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 545 1234 SH SOLE 0 1234 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 243 550 SH DFND 0 550 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 120 1500 SH SOLE 0 1500 0 0 3M COMPANY COMMON STOCK 88579Y101 4934 30803 SH SOLE 0 30803 0 0 3M COMPANY COMMON STOCK 88579Y101 553 3453 SH DFND 0 3453 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 139 2450 SH SOLE 0 2450 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 256 4500 SH DFND 0 4500 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 579 12519 SH SOLE 0 12519 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 43 925 SH DFND 0 925 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 43 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 26 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 79 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 763 7055 SH SOLE 0 7055 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 35 325 SH DFND 0 325 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1010 26547 SH SOLE 0 26547 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 90 2370 SH DFND 0 2370 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 4 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 9 200 SH SOLE 0 200 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 8 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 1626 45373 SH SOLE 0 45373 0 0 US BANCORP COMMON STOCK 902973304 346 9650 SH DFND 0 9650 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 907 4608 SH SOLE 0 4608 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 204 1035 SH DFND 0 1035 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4251 25511 SH SOLE 0 25511 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 325 1951 SH DFND 0 1951 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 0 35 SH DFND 0 35 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2183 7001 SH SOLE 0 7001 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 164 525 SH DFND 0 525 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 764 10878 SH SOLE 0 10878 0 0 VF CORP COMMON STOCK 918204108 28 392 SH DFND 0 392 0 0 VBI VACCINES INC COMMON STOCK 91822J103 24 8500 SH SOLE 0 8500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 13 300 SH SOLE 0 300 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 105 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 783 20000 SH DFND 0 20000 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 45 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1164 9046 SH SOLE 0 9046 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 453 3521 SH DFND 0 3521 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 165 3162 SH SOLE 0 3162 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 16 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 909 10947 SH SOLE 0 10627 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 150 1812 SH DFND 0 1812 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1136 12876 SH SOLE 0 12876 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 137 1552 SH DFND 0 1552 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 883 21596 SH SOLE 0 21596 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 176 4297 SH DFND 0 4297 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 88 1087 SH SOLE 0 1087 0 0 VANGUARD HIGH DIVIDEND YIELD ETF/EQUITY 921946406 28 350 SH DFND 0 350 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 481 8225 SH SOLE 0 8225 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 157 2690 SH DFND 0 2690 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 17 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 416 2038 SH DFND 0 2038 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 637 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1066 3424 SH SOLE 0 3424 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1121 3601 SH DFND 0 3601 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 134 1035 SH SOLE 0 1035 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 2352 54408 SH SOLE 0 53787 621 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 297 6870 SH DFND 0 6870 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 0 6 SH SOLE 0 6 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 4 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2614 31546 SH SOLE 0 31546 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 664 8014 SH DFND 0 8014 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 851 12075 SH SOLE 0 11750 0 325 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 14 195 SH DFND 0 195 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 217 2180 SH SOLE 0 2140 0 40 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 6 65 SH DFND 0 65 0 0 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 820 8560 SH SOLE 0 8520 0 40 VANGUARD INTERM TERM CORP BDETF ETF/FIXED INCOME 92206C870 18 190 SH DFND 0 190 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 29 166 SH SOLE 0 166 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 647 2103 SH SOLE 0 2103 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 36 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 56 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 1107 14016 SH SOLE 0 14016 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 39 496 SH DFND 0 496 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 19 88 SH SOLE 0 88 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 326 2950 SH SOLE 0 2950 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 129 732 SH SOLE 0 732 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 30 233 SH SOLE 0 233 0 0 VANGUARD INDEX FDS EXTEND MKT ETF-VXF ETF/EQUITY 922908652 5 35 SH DFND 0 35 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 31 135 SH SOLE 0 135 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 248 1089 SH DFND 0 1089 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 196 1275 SH SOLE 0 1275 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 121 787 SH DFND 0 787 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 34 200 SH SOLE 0 200 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 11029 64757 SH DFND 0 64757 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 8617 144844 SH SOLE 0 144844 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2185 36723 SH DFND 0 36723 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1621 8108 SH SOLE 0 8108 0 0 VISA INC CLASS A COMMON STOCK 92826C839 61 304 SH DFND 0 304 0 0 WP CAREY INC COMMON STOCK 92936U109 4 54 SH SOLE 0 54 0 0 WP CAREY INC COMMON STOCK 92936U109 29 443 SH DFND 0 443 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 22 232 SH SOLE 0 232 0 0 WABTEC CORP COMMON STOCK 929740108 5 79 SH SOLE 0 79 0 0 WABTEC CORP COMMON STOCK 929740108 3 43 SH DFND 0 43 0 0 WAL MART STORES INC COMMON STOCK 931142103 4721 33746 SH SOLE 0 33746 0 0 WAL MART STORES INC COMMON STOCK 931142103 771 5508 SH DFND 0 5508 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 147 4083 SH SOLE 0 4083 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 87 2435 SH DFND 0 2435 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 209 1847 SH SOLE 0 1847 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 68 600 SH DFND 0 600 0 0 WELLS FARGO & CO COMMON STOCK 949746101 379 16119 SH SOLE 0 16119 0 0 WELLS FARGO & CO COMMON STOCK 949746101 28 1177 SH DFND 0 1177 0 0 WELLTOWER INC COMMON STOCK 95040Q104 11 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 46 1600 SH SOLE 0 1600 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1852 29630 SH SOLE 0 29630 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 58 925 SH DFND 0 925 0 0 WISDOMTREE SMALLCAP DIVIDEND ETF/EQUITY 97717W604 19 900 SH DFND 0 900 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 20 1050 SH SOLE 0 1050 0 0 XYLEM INC COMMON STOCK 98419M100 43 507 SH SOLE 0 507 0 0 XEROX HOLDINGS CORP COMMON STOCK 98421M106 5 250 SH SOLE 0 250 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 545 4000 SH DFND 0 4000 0 0