Trust Administrator

0000909012-20-000067.txt : 20200430 0000909012-20-000067.hdr.sgml : 20200430 20200430104501 ACCESSION NUMBER: 0000909012-20-000067 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200331 FILED AS OF DATE: 20200430 DATE AS OF CHANGE: 20200430 EFFECTIVENESS DATE: 20200430 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 20833809 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2020 03-31-2020 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 04-28-2020 0 626 463084 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 30 331 SH SOLE 0 331 0 0 ALLERGAN PLC FOREIGN EQUITIES G0177J108 9 53 SH SOLE 0 53 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 743 91479 SH SOLE 0 91479 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 87 10680 SH DFND 0 10680 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 0 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 1 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 16 200 SH SOLE 0 200 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 32 408 SH DFND 0 408 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 6 107 SH SOLE 0 107 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 42 243 SH SOLE 0 243 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 615 6824 SH SOLE 0 6824 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 40 440 SH DFND 0 440 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 103 1242 SH SOLE 0 1242 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 91 100 SH DFND 0 100 0 0 ALCON INC FOREIGN EQUITIES H01301128 2 40 SH SOLE 0 40 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1073 9604 SH SOLE 0 9604 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 110 982 SH DFND 0 982 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 3 150 SH SOLE 0 150 0 0 AGCO CORP COMMON STOCK 001084102 5 100 SH SOLE 0 100 0 0 ALPS SECTOR DIV DOGS ETF ETF/EQUITY 00162Q858 8 250 SH SOLE 0 250 0 0 AT&T INC COMMON STOCK 00206R102 6000 205909 SH SOLE 0 205909 0 0 AT&T INC COMMON STOCK 00206R102 1306 44828 SH DFND 0 44828 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 2835 35935 SH SOLE 0 35935 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 473 5990 SH DFND 0 5990 0 0 ABBVIE INC COMMON STOCK 00287Y109 4252 55812 SH SOLE 0 55812 0 0 ABBVIE INC COMMON STOCK 00287Y109 693 9096 SH DFND 0 9096 0 0 ADOBE INC COMMON STOCK 00724F101 64 200 SH SOLE 0 200 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 5 76 SH DFND 0 76 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 485 2430 SH SOLE 0 2430 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 240 1200 SH DFND 0 1200 0 0 ALBEMARLE CORP COMMON STOCK 012653101 251 4450 SH SOLE 0 4450 0 0 ALBEMARLE CORP COMMON STOCK 012653101 147 2600 SH DFND 0 2600 0 0 ALLSTATE CORP COMMON STOCK 020002101 9 100 SH SOLE 0 100 0 0 ALLSTATE CORP COMMON STOCK 020002101 37 400 SH DFND 0 400 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 129 111 SH SOLE 0 111 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 122 105 SH DFND 0 105 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 1079 929 SH SOLE 0 929 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 244 210 SH DFND 0 210 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 351 9082 SH SOLE 0 9082 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 19 500 SH DFND 0 500 0 0 AMAZON.COM INC COMMON STOCK 023135106 279 143 SH SOLE 0 143 0 0 AMAZON.COM INC COMMON STOCK 023135106 222 114 SH DFND 0 114 0 0 AMEREN CORP COMMON STOCK 023608102 182 2498 SH SOLE 0 2498 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 314 3932 SH SOLE 0 3932 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 257 3219 SH DFND 0 3219 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 487 5688 SH SOLE 0 5688 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 13 150 SH DFND 0 150 0 0 AMERICAN INTL GROUP INC W EXP 01/19/21 WARRANTS & RIGHTS 026874156 0 10 SH DFND 0 10 0 0 AMERICAN TOWER CORP COMMON STOCK 03027X100 653 3000 SH DFND 0 3000 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 239 2000 SH DFND 0 2000 0 0 AMETEK INC COMMON STOCK 031100100 504 7000 SH DFND 0 7000 0 0 AMGEN INC COMMON STOCK 031162100 1659 8181 SH SOLE 0 8181 0 0 AMGEN INC COMMON STOCK 031162100 532 2625 SH DFND 0 2625 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 10 116 SH SOLE 0 116 0 0 ANTHEM INC COMMON STOCK 036752103 497 2190 SH SOLE 0 2190 0 0 APPLE INC COMMON STOCK 037833100 24768 97401 SH SOLE 0 97401 0 0 APPLE INC COMMON STOCK 037833100 687 2700 SH DFND 0 2700 0 0 APPLIED DNA SCIENCES, INC. 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0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 580 3513 SH SOLE 0 3513 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 10 60 SH DFND 0 60 0 0 ISHARES GLOBAL HEALTHCARE ETF/EQUITY 464287325 32 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 511 5309 SH SOLE 0 5309 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 9 95 SH DFND 0 95 0 0 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 866 7125 SH SOLE 0 6985 0 140 ISHARES 7-10 YEAR TSY BOND ETF/FIXED INCOME 464287440 12 100 SH DFND 0 100 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 10 116 SH SOLE 0 116 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 26 300 SH DFND 0 300 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1383 25876 SH SOLE 0 25876 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 959 17942 SH DFND 0 17942 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 2775 43307 SH SOLE 0 43307 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 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ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 34 300 SH DFND 0 300 0 0 ISHARES US TELECOM ETF ETF/EQUITY 464287713 4 150 SH SOLE 0 150 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 5403 96287 SH SOLE 0 96227 0 60 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 1549 27603 SH DFND 0 27603 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 226 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 1 25 SH SOLE 0 25 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 57 500 SH SOLE 0 500 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 58 759 SH DFND 0 759 0 0 ISHARES MSCI KLD 400 SOCIAL ETF ETF/EQUITY 464288570 9 97 SH SOLE 0 97 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 73 1324 SH SOLE 0 1324 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 75 1370 SH DFND 0 1370 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 404 7717 SH SOLE 0 7717 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 250 4778 SH DFND 0 4778 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 308 9661 SH SOLE 0 9661 0 0 ISHARES US PREFERRED STOCK ETF/OTHER 464288687 9 270 SH DFND 0 270 0 0 ISHARES MSCI USA ESG SELECT ETF/EQUITY 464288802 5 44 SH SOLE 0 44 0 0 ISHARES FLOATING RATE BOND ETF/FIXED INCOME 46429B655 2101 43100 SH SOLE 0 43100 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 64 890 SH SOLE 0 890 0 0 ISHARES CORE HIGH DIVIDEND ETF/EQUITY 46429B663 24 330 SH DFND 0 330 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 6639 107019 SH SOLE 0 106824 0 195 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 20 319 SH DFND 0 319 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 17091 316499 SH SOLE 0 316189 0 310 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 32 600 SH DFND 0 600 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 16786 336528 SH SOLE 0 336353 0 175 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 171 3421 SH DFND 0 3421 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 3681 90956 SH SOLE 0 90831 0 125 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 4 95 SH DFND 0 95 0 0 ISHARES ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 513 18750 SH SOLE 0 18750 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 42 845 SH DFND 0 845 0 0 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 1920 74229 SH SOLE 0 74144 0 85 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 2 65 SH DFND 0 65 0 0 ISHARES ESG MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46435G516 278 5230 SH SOLE 0 5230 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 4303 47793 SH SOLE 0 47793 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 479 5318 SH DFND 0 5318 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 5 200 SH SOLE 0 200 0 0 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 5487 93580 SH SOLE 0 93530 0 50 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 3 45 SH DFND 0 45 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 7412 56524 SH SOLE 0 56524 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2162 16488 SH DFND 0 16488 0 0 JOUNCE THERAPEUTICS INC COMMON STOCK 481116101 10 2000 SH SOLE 0 2000 0 0 KEYCORP COMMON STOCK 493267108 5 457 SH SOLE 0 457 0 0 KEYCORP COMMON STOCK 493267108 5 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 165 1294 SH SOLE 0 1294 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 597 4665 SH DFND 0 4665 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 9 643 SH SOLE 0 643 0 0 KONTOOR BRANDS INC COMMON STOCK 50050N103 1 41 SH DFND 0 41 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 45 1822 SH SOLE 0 1822 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 63 2533 SH DFND 0 2533 0 0 KRANESHARES TR CSI CHI INTERNET COMMON STOCK 500767306 405 8945 SH SOLE 0 8900 0 45 KRANESHARES TR CSI CHI INTERNET COMMON STOCK 500767306 4 85 SH DFND 0 85 0 0 KROGER COMPANY COMMON STOCK 501044101 11 370 SH SOLE 0 370 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 5 30 SH DFND 0 30 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 35 7208 SH DFND 0 7208 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 302 2178 SH SOLE 0 2178 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 252 1816 SH DFND 0 1816 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 175 516 SH SOLE 0 516 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 129 380 SH DFND 0 380 0 0 LOEWS CORP COMMON STOCK 540424108 45 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 1317 15304 SH SOLE 0 15304 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 39 459 SH DFND 0 459 0 0 M & T BANK CORP COMMON STOCK 55261F104 134 1293 SH SOLE 0 1293 0 0 M & T BANK CORP COMMON STOCK 55261F104 834 8068 SH DFND 0 8068 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 23 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 188 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 0 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 8 344 SH DFND 0 344 0 0 MARKEL CORPORATION COMMON STOCK 570535104 93 100 SH DFND 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 176 730 SH SOLE 0 730 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 12 50 SH DFND 0 50 0 0 MCDONALDS CORP COMMON STOCK 580135101 1845 11156 SH SOLE 0 11156 0 0 MCDONALDS CORP COMMON STOCK 580135101 366 2215 SH DFND 0 2215 0 0 MCKESSON CORP COMMON STOCK 58155Q103 36 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 473 3500 SH DFND 0 3500 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 3 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 6674 86741 SH SOLE 0 86741 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1376 17888 SH DFND 0 17888 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 691 1000 SH DFND 0 1000 0 0 MICROSOFT CORP COMMON STOCK 594918104 10722 67984 SH SOLE 0 67984 0 0 MICROSOFT CORP COMMON STOCK 594918104 1587 10060 SH DFND 0 10060 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 30 1054 SH SOLE 0 1054 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 131 2624 SH SOLE 0 2624 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 218 4350 SH DFND 0 4350 0 0 MORGAN STANLEY COMMON STOCK 617446448 249 7333 SH SOLE 0 7333 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 7 50 SH SOLE 0 50 0 0 NBT BANCORP INC COMMON STOCK 628778102 736 22741 SH SOLE 0 22741 0 0 NBT BANCORP INC COMMON STOCK 628778102 1058 32660 SH DFND 0 32660 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 37 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 118 3166 SH DFND 0 3166 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 11 185 SH DFND 0 185 0 0 NAVISTAR INTERNATIONAL CORP COMMON STOCK 63934E108 0 1 SH SOLE 0 1 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 3 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2137 8880 SH SOLE 0 8880 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1114 4630 SH DFND 0 4630 0 0 NIKE INC CLASS B COMMON STOCK 654106103 2104 25429 SH SOLE 0 25429 0 0 NIKE INC CLASS B COMMON STOCK 654106103 154 1866 SH DFND 0 1866 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1164 7974 SH SOLE 0 7974 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 175 1200 SH DFND 0 1200 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 121 400 SH SOLE 0 400 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 61 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 209 7825 SH SOLE 0 7825 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 589 7138 SH SOLE 0 7138 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 275 3340 SH DFND 0 3340 0 0 NUCOR CORP COMMON STOCK 670346105 1693 46992 SH SOLE 0 46992 0 0 NUCOR CORP COMMON STOCK 670346105 327 9072 SH DFND 0 9072 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 48 1400 SH SOLE 0 1400 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 4 120 SH DFND 0 120 0 0 OKTA INC CL A COMMON STOCK 679295105 24 200 SH DFND 0 200 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 6 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 1742 31739 SH SOLE 0 31739 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 97 1770 SH DFND 0 1770 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 20 750 SH SOLE 0 750 0 0 ONEOK INC COMMON STOCK 682680103 9 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 570 11785 SH SOLE 0 11785 0 0 ORACLE CORP COMMON STOCK 68389X105 7 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 12 1000 SH DFND 0 1000 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 915 9558 SH SOLE 0 9558 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 5 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 249 2977 SH SOLE 0 2977 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 23 270 SH DFND 0 270 0 0 PPL CORP COMMON STOCK 69351T106 741 30008 SH SOLE 0 30008 0 0 PPL CORP COMMON STOCK 69351T106 65 2630 SH DFND 0 2630 0 0 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 1898 61955 SH SOLE 0 61795 0 160 PACER BENCHMARK DATA&INFRAS RE SECTOR ETF ETF/EQUITY 69374H741 6 185 SH DFND 0 185 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 20 120 SH SOLE 0 120 0 0 PATTERSON UTI ENERGY INC COMMON STOCK 703481101 0 100 SH SOLE 0 100 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 40 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 25 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 24 250 SH SOLE 0 250 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 48 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 55 4976 SH SOLE 0 4976 0 0 PEPSICO INC COMMON STOCK 713448108 5606 46674 SH SOLE 0 46674 0 0 PEPSICO INC COMMON STOCK 713448108 1403 11683 SH DFND 0 11683 0 0 PFIZER INC COMMON STOCK 717081103 4143 126960 SH SOLE 0 126960 0 0 PFIZER INC COMMON STOCK 717081103 1065 32645 SH DFND 0 32645 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 525 7195 SH SOLE 0 7195 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 41 560 SH DFND 0 560 0 0 PHILLIPS 66 COMMON STOCK 718546104 326 6081 SH SOLE 0 6081 0 0 PHILLIPS 66 COMMON STOCK 718546104 182 3395 SH DFND 0 3395 0 0 PIMCO 1-5 YEAR US TIPS ETF/FIXED INCOME 72201R205 54 1042 SH DFND 0 1042 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 72201R783 7 80 SH SOLE 0 80 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 69 698 SH SOLE 0 492 0 206 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 248 3275 SH SOLE 0 3275 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 5 100 SH SOLE 0 100 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 17 170 SH SOLE 0 170 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 5851 53188 SH SOLE 0 53188 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 896 8143 SH DFND 0 8143 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 102 1958 SH SOLE 0 1958 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 3 61 SH DFND 0 61 0 0 PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 2 67 SH SOLE 0 67 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3096 68946 SH SOLE 0 68946 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 884 19694 SH DFND 0 19694 0 0 QUALCOMM INC COMMON STOCK 747525103 546 8076 SH SOLE 0 8076 0 0 QUALCOMM INC COMMON STOCK 747525103 34 500 SH DFND 0 500 0 0 RAYTHEON CO COMMON STOCK 755111507 70 530 SH SOLE 0 530 0 0 RAYTHEON CO COMMON STOCK 755111507 48 365 SH DFND 0 365 0 0 REALTY INCOME CORP COMMON STOCK 756109104 14 284 SH SOLE 0 284 0 0 REPUBLIC SVCS INC COM COMMON STOCK 760759100 8 100 SH SOLE 0 100 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 205 4500 SH SOLE 0 4500 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 42 925 SH DFND 0 925 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 75 500 SH SOLE 0 500 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 26 175 SH DFND 0 175 0 0 ROPER INDS INC NEW COMMON STOCK 776696106 218 700 SH DFND 0 700 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 856 13915 SH SOLE 0 13915 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 77 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 239 6855 SH SOLE 0 6855 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 3 100 SH DFND 0 100 0 0 ROYAL GOLD INC COMMON STOCK 780287108 4 48 SH DFND 0 48 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 245 1000 SH DFND 0 1000 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 5124 19878 SH SOLE 0 19878 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 683 2651 SH DFND 0 2651 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 612 4132 SH SOLE 0 4132 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 727 4910 SH DFND 0 4910 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 2 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 22 650 SH DFND 0 650 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 548 15325 SH SOLE 0 15325 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 503 19475 SH SOLE 0 19475 0 0 SPDR INTERMEDIATE TREASURY ETF/FIXED INCOME 78464A672 360 10865 SH SOLE 0 10865 0 0 SPDR S&P REGIONAL BANKING ETF/EQUITY 78464A698 7 225 SH SOLE 0 225 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 6 80 SH SOLE 0 80 0 0 SPDR SER TR PORTFOLIO S&P500 COMMON STOCK 78464A854 166 5495 SH SOLE 0 5495 0 0 SPDR SER TR PORTFOLIO S&P500 COMMON STOCK 78464A854 1 45 SH DFND 0 45 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 752 18797 SH SOLE 0 18609 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 29 725 SH DFND 0 725 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5167 107750 SH SOLE 0 107750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 38 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 3600 13696 SH SOLE 0 13696 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 1591 6053 SH DFND 0 6053 0 0 SPDR 1-3 MO TBILL ETF ETF/FIXED INCOME 78468R663 1784 19475 SH SOLE 0 19415 0 60 SPDR 1-3 MO TBILL ETF ETF/FIXED INCOME 78468R663 5 60 SH DFND 0 60 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 31 625 SH SOLE 0 625 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 29 600 SH SOLE 0 600 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 196 14554 SH SOLE 0 14554 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 37 2738 SH DFND 0 2738 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 1643 31900 SH SOLE 0 31900 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 93 1802 SH DFND 0 1802 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 13 295 SH SOLE 0 295 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 438 9725 SH DFND 0 9725 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 60 675 SH SOLE 0 675 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 33 600 SH SOLE 0 600 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 60 608 SH SOLE 0 608 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 113 3895 SH SOLE 0 3895 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 16 560 SH DFND 0 560 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 646 31045 SH SOLE 0 30820 0 225 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 8 375 SH DFND 0 375 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 1087 13530 SH SOLE 0 13500 0 30 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 555 6904 SH DFND 0 6904 0 0 REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 3 83 SH SOLE 0 83 0 0 UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 96 1737 SH SOLE 0 1737 0 0 SEMPRA ENERGY COMMON STOCK 816851109 444 3930 SH SOLE 0 3930 0 0 SEMPRA ENERGY COMMON STOCK 816851109 115 1020 SH DFND 0 1020 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 6 1000 SH DFND 0 1000 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 556 10268 SH SOLE 0 10268 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 100 1842 SH DFND 0 1842 0 0 SOUTHERN COPPER CORP COMMON STOCK 84265V105 9 303 SH DFND 0 303 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 50 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 200 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 591 8988 SH SOLE 0 8988 0 0 STARBUCKS CORP COMMON STOCK 855244109 28 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 122 2296 SH SOLE 0 2296 0 0 STATE STREET CORP COMMON STOCK 857477103 43 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 117 2400 SH DFND 0 2400 0 0 STRYKER CORP COMMON STOCK 863667101 1115 6695 SH SOLE 0 6695 0 0 STRYKER CORP COMMON STOCK 863667101 30 179 SH DFND 0 179 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 9 660 SH SOLE 0 660 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 38 301 SH SOLE 0 301 0 0 SUN LIFE FINANCIAL INC FOREIGN EQUITIES 866796105 87 2700 SH SOLE 0 2700 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 40 2500 SH DFND 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1064 23315 SH SOLE 0 23315 0 0 SYSCO CORP COMMON STOCK 871829107 471 10330 SH DFND 0 10330 0 0 TJX COMPANIES COMMON STOCK 872540109 104 2184 SH SOLE 0 2184 0 0 TJX COMPANIES COMMON STOCK 872540109 8 170 SH DFND 0 170 0 0 TARGET CORP COMMON STOCK 87612E106 414 4456 SH SOLE 0 4456 0 0 TARGET CORP COMMON STOCK 87612E106 11 117 SH DFND 0 117 0 0 TC ENERGY CORP FOREIGN EQUITIES 87807B107 368 8300 SH SOLE 0 8300 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 56 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 12 1000 SH SOLE 0 1000 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 1 62 SH SOLE 0 62 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2535 25365 SH SOLE 0 25365 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 295 2955 SH DFND 0 2955 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 350 1234 SH SOLE 0 1234 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 156 550 SH DFND 0 550 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 102 1500 SH SOLE 0 1500 0 0 3M COMPANY COMMON STOCK 88579Y101 3691 27038 SH SOLE 0 27038 0 0 3M COMPANY COMMON STOCK 88579Y101 473 3468 SH DFND 0 3468 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 176 2450 SH SOLE 0 2450 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 587 13844 SH SOLE 0 13844 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 39 925 SH DFND 0 925 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 47 1265 SH SOLE 0 1265 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 24 200 SH SOLE 0 200 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 72 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 462 4650 SH SOLE 0 4650 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 38 380 SH DFND 0 380 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 799 25902 SH SOLE 0 25902 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 68 2195 SH DFND 0 2195 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 5 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 II-VI INC COMMON STOCK 902104108 6 200 SH DFND 0 200 0 0 US BANCORP COMMON STOCK 902973304 1837 53330 SH SOLE 0 53330 0 0 US BANCORP COMMON STOCK 902973304 288 8365 SH DFND 0 8365 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 653 4633 SH SOLE 0 4633 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 155 1100 SH DFND 0 1100 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1759 18832 SH SOLE 0 18832 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 150 1611 SH DFND 0 1611 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 0 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1878 19905 SH SOLE 0 19905 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 454 4811 SH DFND 0 4811 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1780 7136 SH SOLE 0 7136 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 133 535 SH DFND 0 535 0 0 UNITI GROUP INC COMMON STOCK 91325V108 0 21 SH SOLE 0 21 0 0 UNITI GROUP INC COMMON STOCK 91325V108 1 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 754 13938 SH SOLE 0 13938 0 0 VF CORP COMMON STOCK 918204108 27 492 SH DFND 0 492 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 9 200 SH SOLE 0 200 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 112 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 461 20000 SH DFND 0 20000 0 0 VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 26 500 SH SOLE 0 500 0 0 VANECK VECTORS JPM EM LC BD ETF ETF/INTERNATIONAL FIXED INCOME 92189H300 1094 38430 SH SOLE 0 38270 0 160 VANECK VECTORS JPM EM LC BD ETF ETF/INTERNATIONAL FIXED INCOME 92189H300 6 200 SH DFND 0 200 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 39 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 819 7917 SH SOLE 0 7917 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 716 6928 SH DFND 0 6928 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 123 2934 SH SOLE 0 2934 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 11 85 SH SOLE 0 85 0 0 VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 148 1660 SH SOLE 0 1660 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 844 10272 SH SOLE 0 9952 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 149 1812 SH DFND 0 1812 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1035 12130 SH SOLE 0 12130 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 133 1564 SH DFND 0 1564 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 17 500 SH DFND 0 500 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 486 9575 SH SOLE 0 9575 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 136 2690 SH DFND 0 2690 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 13 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 288 1732 SH DFND 0 1732 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 485 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 744 3509 SH SOLE 0 3509 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 720 3397 SH DFND 0 3397 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 146 1198 SH SOLE 0 1198 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1298 38694 SH SOLE 0 38694 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 203 6058 SH DFND 0 6058 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 0 6 SH SOLE 0 6 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 4 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2271 28708 SH SOLE 0 28708 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 560 7085 SH DFND 0 7085 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 1396 19790 SH SOLE 0 19390 0 400 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 44 625 SH DFND 0 625 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 17 166 SH SOLE 0 166 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 498 2103 SH SOLE 0 2103 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 29 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 38 300 SH SOLE 0 300 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 39 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 91 1304 SH SOLE 0 1304 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 13 88 SH SOLE 0 88 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 262 2950 SH SOLE 0 2950 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 97 738 SH SOLE 0 738 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 8 50 SH SOLE 0 50 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 171 1089 SH DFND 0 1089 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 147 1275 SH SOLE 0 1275 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 91 787 SH DFND 0 787 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 8348 64762 SH DFND 0 64762 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6788 126357 SH SOLE 0 126357 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1710 31835 SH DFND 0 31835 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1074 6663 SH SOLE 0 6663 0 0 VISA INC CLASS A COMMON STOCK 92826C839 41 254 SH DFND 0 254 0 0 WP CAREY INC COMMON STOCK 92936U109 44 762 SH SOLE 0 762 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 207 2347 SH SOLE 0 2347 0 0 WABTEC CORP COMMON STOCK 929740108 2 38 SH DFND 0 38 0 0 WAL MART STORES INC COMMON STOCK 931142103 3447 30335 SH SOLE 0 30335 0 0 WAL MART STORES INC COMMON STOCK 931142103 700 6158 SH DFND 0 6158 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 228 4987 SH SOLE 0 4987 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 43 935 SH DFND 0 935 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 46 502 SH SOLE 0 502 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 9 100 SH DFND 0 100 0 0 WELLS FARGO & CO COMMON STOCK 949746101 776 27051 SH SOLE 0 27051 0 0 WELLS FARGO & CO COMMON STOCK 949746101 28 977 SH DFND 0 977 0 0 WELLTOWER INC COMMON STOCK 95040Q104 9 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 27 1600 SH SOLE 0 1600 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1639 28965 SH SOLE 0 28965 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 52 925 SH DFND 0 925 0 0 WISDOMTREE TRUST MIDCAP DIVI FD ETF/EQUITY 97717W505 3 113 SH SOLE 0 113 0 0 WISDOMTREE SMALLCAP DIVIDEND ETF/EQUITY 97717W604 16 900 SH DFND 0 900 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 17 1050 SH SOLE 0 1050 0 0 XCEL ENERGY INC COMMON STOCK 98389B100 5 75 SH SOLE 0 75 0 0 XYLEM INC COMMON STOCK 98419M100 61 940 SH SOLE 0 940 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 404 4000 SH DFND 0 4000 0 0