Trust Administrator

0000909012-19-000119.txt : 20191024 0000909012-19-000119.hdr.sgml : 20191024 20191024093154 ACCESSION NUMBER: 0000909012-19-000119 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190930 FILED AS OF DATE: 20191024 DATE AS OF CHANGE: 20191024 EFFECTIVENESS DATE: 20191024 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 191165002 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 09-30-2019 09-30-2019 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 10-23-2019 0 635 526671 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 34 331 SH SOLE 0 331 0 0 ALLERGAN PLC FOREIGN EQUITIES G0177J108 12 73 SH SOLE 0 73 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 367 37689 SH SOLE 0 37689 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 90 9180 SH DFND 0 9180 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 25 300 SH SOLE 0 300 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 34 408 SH DFND 0 408 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 7 107 SH SOLE 0 107 0 0 INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 153 1242 SH SOLE 0 1242 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 47 243 SH SOLE 0 243 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 785 7224 SH SOLE 0 7224 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 48 440 SH DFND 0 440 0 0 ALCON INC FOREIGN EQUITIES H01301128 2 40 SH SOLE 0 40 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1535 9508 SH SOLE 0 9508 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 159 982 SH DFND 0 982 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 6 300 SH SOLE 0 300 0 0 AGCO CORP COMMON STOCK 001084102 8 100 SH SOLE 0 100 0 0 ALPS SECTOR DIV DOGS ETF ETF/EQUITY 00162Q858 11 250 SH SOLE 0 250 0 0 AT&T INC COMMON STOCK 00206R102 7511 198501 SH SOLE 0 198151 0 350 AT&T INC COMMON STOCK 00206R102 1676 44294 SH DFND 0 44294 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 2994 35785 SH SOLE 0 35785 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 354 4225 SH DFND 0 4225 0 0 ABBVIE INC COMMON STOCK 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STOCK 037833100 562 2510 SH DFND 0 2510 0 0 APPLIED DNA SCIENCES INC COMMON STOCK 03815U201 0 25 SH SOLE 0 25 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 20 400 SH SOLE 0 400 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 11 225 SH DFND 0 225 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 326 7280 SH SOLE 0 7280 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 46 1025 SH DFND 0 1025 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 5 110 SH SOLE 0 110 0 0 ARCONIC INC COMMON STOCK 03965L100 35 1333 SH DFND 0 1333 0 0 ARROW FINANCIAL CORP COMMON STOCK 042744102 220 6578 SH SOLE 0 6578 0 0 ASTRAZENECA PLC ADR FOREIGN EQUITIES 046353108 11 238 SH SOLE 0 238 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2355 14591 SH SOLE 0 14591 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 688 4262 SH DFND 0 4262 0 0 AVALONBAY COMMUNITIES INC COMMON STOCK 053484101 22 100 SH SOLE 0 100 0 0 BB&T CORP COMMON STOCK 054937107 825 15465 SH SOLE 0 15465 0 0 BB&T CORP COMMON STOCK 054937107 85 1595 SH DFND 0 1595 0 0 BCE INC FOREIGN EQUITIES 05534B760 653 13500 SH SOLE 0 13500 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 86 2260 SH DFND 0 2260 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 159 5444 SH SOLE 0 5444 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 113 3874 SH DFND 0 3874 0 0 BANK OF HAWAII CORP COMMON STOCK 062540109 9 100 SH DFND 0 100 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 118 2611 SH SOLE 0 2611 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 16 353 SH DFND 0 353 0 0 BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 1023 18000 SH SOLE 0 18000 0 0 BARRICK GOLD CORP FOREIGN EQUITIES 067901108 3 200 SH SOLE 0 200 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 216 2475 SH SOLE 0 2475 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 13 150 SH DFND 0 150 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 897 3546 SH SOLE 0 3546 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 253 1000 SH DFND 0 1000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 1229 5907 SH SOLE 0 5907 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 99 475 SH DFND 0 475 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 8 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 598 12120 SH SOLE 0 12120 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 133 2690 SH DFND 0 2690 0 0 BIOGEN INC COMMON STOCK 09062X103 186 800 SH DFND 0 800 0 0 BLACKROCK INC COMMON STOCK 09247X101 13 30 SH SOLE 0 30 0 0 BLACKROCK ENHANCED EQT DIV ETF/EQUITY 09251A104 52 5703 SH DFND 0 5703 0 0 BLACKSTONE GROUP INC COMMON STOCK 09260D107 5 100 SH DFND 0 100 0 0 BLUE APRON HOLDINGS INC COMMON STOCK 09523Q200 0 6 SH SOLE 0 6 0 0 BOEING COMPANY COMMON STOCK 097023105 1386 3642 SH SOLE 0 3642 0 0 BOEING COMPANY COMMON STOCK 097023105 29 75 SH DFND 0 75 0 0 BOOKING HLDGS INC COMMON STOCK 09857L108 12 6 SH SOLE 0 6 0 0 BORGWARNER INC COMMON STOCK 099724106 4 100 SH DFND 0 100 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 6 200 SH SOLE 0 200 0 0 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CLEARBRIDGE ENERGY MLP FD MUTUAL FUNDS MID CAP EQUITY 184692101 5 400 SH DFND 0 400 0 0 COCA COLA COMPANY COMMON STOCK 191216100 6437 118258 SH SOLE 0 118258 0 0 COCA COLA COMPANY COMMON STOCK 191216100 1033 18984 SH DFND 0 18984 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 894 12168 SH SOLE 0 12168 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 503 6836 SH DFND 0 6836 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 1870 41481 SH SOLE 0 41481 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 190 4224 SH DFND 0 4224 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 222 3600 SH SOLE 0 3600 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1092 19170 SH SOLE 0 19170 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 296 5192 SH DFND 0 5192 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 490 5185 SH SOLE 0 5185 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 123 1300 SH DFND 0 1300 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 299 1441 SH SOLE 0 1441 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 207 1000 SH DFND 0 1000 0 0 CORNING INC COMMON STOCK 219350105 447 15690 SH SOLE 0 15690 0 0 CORNING INC COMMON STOCK 219350105 34 1200 SH DFND 0 1200 0 0 CORTEVA INC COMMON STOCK 22052L104 572 20441 SH SOLE 0 20441 0 0 CORTEVA INC COMMON STOCK 22052L104 122 4350 SH DFND 0 4350 0 0 COSTCO COMMON STOCK 22160K105 105 365 SH SOLE 0 365 0 0 COSTCO COMMON STOCK 22160K105 16 55 SH DFND 0 55 0 0 CRESTWOOD EQUITY PARTNERS LP COMMON STOCK 226344208 1 22 SH DFND 0 22 0 0 CUMMINS INC COMMON STOCK 231021106 2244 13792 SH SOLE 0 13792 0 0 CUMMINS INC COMMON STOCK 231021106 501 3080 SH DFND 0 3080 0 0 DTE ENERGY CO COMMON STOCK 233331107 19 142 SH SOLE 0 142 0 0 DANAHER CORP COMMON STOCK 235851102 42 290 SH SOLE 0 290 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 148 1254 SH SOLE 0 1254 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 305 2580 SH DFND 0 2580 0 0 DEERE & COMPANY COMMON STOCK 244199105 26 155 SH SOLE 0 155 0 0 DELL TECHNOLOGIES INC COMMON STOCK 24703L202 8 146 SH SOLE 0 146 0 0 DENTSPLY SIRONA INC COMMON STOCK 24906P109 22 414 SH SOLE 0 414 0 0 DEVON ENERGY CORP COMMON STOCK 25179M103 2 100 SH SOLE 0 100 0 0 DIAMONDBACK ENERGY, INC. 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75879 SH SOLE 0 75794 0 85 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 2 65 SH DFND 0 65 0 0 ISHARES TR ESG MSCI EAFE ETF/INTERNATIONAL EQUITY 46435G516 340 5300 SH SOLE 0 5300 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 5743 48800 SH SOLE 0 48800 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 622 5281 SH DFND 0 5281 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 7 200 SH SOLE 0 200 0 0 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 7585 99905 SH SOLE 0 99805 0 100 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 6 85 SH DFND 0 85 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 7471 57744 SH SOLE 0 57669 0 75 JOHNSON & JOHNSON COMMON STOCK 478160104 2211 17088 SH DFND 0 17088 0 0 KEYCORP COMMON STOCK 493267108 35 1957 SH SOLE 0 1957 0 0 KEYCORP COMMON STOCK 493267108 9 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 191 1344 SH SOLE 0 1344 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 663 4665 SH DFND 0 4665 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 17 834 SH SOLE 0 834 0 0 KONINKLIJKE PHILIPS N.V FOREIGN EQUITIES 500472303 6 130 SH SOLE 0 130 0 0 KONTOOR BRANDS INC COMMON STOCK 50050N103 1 41 SH DFND 0 41 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 53 1899 SH SOLE 0 1899 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 9 330 SH DFND 0 330 0 0 KROGER COMPANY COMMON STOCK 501044101 10 370 SH SOLE 0 370 0 0 L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 6 30 SH DFND 0 30 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 233 2088 SH SOLE 0 2088 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 203 1816 SH DFND 0 1816 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 195 500 SH SOLE 0 500 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 148 380 SH DFND 0 380 0 0 LOEWS CORP COMMON STOCK 540424108 67 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 1615 14686 SH SOLE 0 14686 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 50 459 SH DFND 0 459 0 0 M & T BANK CORP COMMON STOCK 55261F104 204 1293 SH SOLE 0 1293 0 0 M & T BANK CORP COMMON STOCK 55261F104 1275 8068 SH DFND 0 8068 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 38 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 275 15000 SH SOLE 0 15000 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 21 344 SH DFND 0 344 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 3 25 SH SOLE 0 25 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 144 530 SH SOLE 0 530 0 0 MCDONALDS CORP COMMON STOCK 580135101 2330 10852 SH SOLE 0 10852 0 0 MCDONALDS CORP COMMON STOCK 580135101 476 2215 SH DFND 0 2215 0 0 MCKESSON CORP COMMON STOCK 58155Q103 36 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 273 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 4 200 SH DFND 0 200 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 7335 87134 SH SOLE 0 87134 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1506 17888 SH DFND 0 17888 0 0 METLIFE INC COMMON STOCK 59156R108 4 85 SH SOLE 0 85 0 0 MICROSOFT CORP COMMON STOCK 594918104 9749 70122 SH SOLE 0 70122 0 0 MICROSOFT CORP COMMON STOCK 594918104 1460 10500 SH DFND 0 10500 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 35 1054 SH SOLE 0 1054 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 148 2674 SH SOLE 0 2674 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 19 350 SH DFND 0 350 0 0 MORGAN STANLEY COMMON STOCK 617446448 286 6704 SH SOLE 0 6704 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 21 125 SH SOLE 0 125 0 0 NBT BANCORP INC COMMON STOCK 628778102 828 22636 SH SOLE 0 22636 0 0 NBT BANCORP INC COMMON STOCK 628778102 1242 33935 SH DFND 0 33935 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 47 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 149 3166 SH DFND 0 3166 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 2 45 SH SOLE 0 45 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 10 185 SH DFND 0 185 0 0 NAVISTAR INTERNATIONAL CORP COMMON STOCK 63934E108 0 1 SH SOLE 0 1 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 5 400 SH SOLE 0 400 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 5 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2148 9219 SH SOLE 0 9219 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1088 4670 SH DFND 0 4670 0 0 NIKE INC CLASS B 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PETROLEUM CORP COMMON STOCK 674599105 9 200 SH SOLE 0 200 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 1 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 9 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 1839 23489 SH SOLE 0 23489 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 115 1470 SH DFND 0 1470 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 25 600 SH SOLE 0 600 0 0 ONEOK INC COMMON STOCK 682680103 29 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 428 7774 SH SOLE 0 7774 0 0 ORACLE CORP COMMON STOCK 68389X105 8 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 16 1000 SH DFND 0 1000 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 1326 9458 SH SOLE 0 9458 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 8 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 371 3127 SH SOLE 0 3127 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 32 270 SH DFND 0 270 0 0 PPL CORP COMMON STOCK 69351T106 788 25023 SH SOLE 0 24673 0 350 PPL CORP COMMON STOCK 69351T106 65 2050 SH DFND 0 2050 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 24 120 SH SOLE 0 120 0 0 PAYCHEX INC COMMON STOCK 704326107 33 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 30 290 SH SOLE 0 290 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 55 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 86 5476 SH SOLE 0 5476 0 0 PEPSICO INC COMMON STOCK 713448108 6481 47275 SH SOLE 0 47275 0 0 PEPSICO INC COMMON STOCK 713448108 1226 8943 SH DFND 0 8943 0 0 PFIZER INC COMMON STOCK 717081103 4156 115664 SH SOLE 0 115664 0 0 PFIZER INC COMMON STOCK 717081103 1159 32262 SH DFND 0 32262 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 588 7749 SH SOLE 0 7749 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 50 660 SH DFND 0 660 0 0 PHILLIPS 66 COMMON STOCK 718546104 460 4492 SH SOLE 0 4492 0 0 PHILLIPS 66 COMMON STOCK 718546104 348 3395 SH DFND 0 3395 0 0 PIMCO ETF TR 1-5 US TIP IDX ETF/FIXED INCOME 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ENTERPRISE GROUP COMMON STOCK 744573106 4280 68943 SH SOLE 0 68943 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1262 20334 SH DFND 0 20334 0 0 QUALCOMM INC COMMON STOCK 747525103 552 7241 SH SOLE 0 7241 0 0 QUALCOMM INC COMMON STOCK 747525103 161 2110 SH DFND 0 2110 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 11 105 SH DFND 0 105 0 0 RAYTHEON CO COMMON STOCK 755111507 153 780 SH SOLE 0 780 0 0 RAYTHEON CO COMMON STOCK 755111507 81 415 SH DFND 0 415 0 0 REALTY INCOME CORP COMMON STOCK 756109104 73 956 SH SOLE 0 956 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 239 4579 SH SOLE 0 4579 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 8 150 SH DFND 0 150 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 89 542 SH SOLE 0 542 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 29 175 SH DFND 0 175 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 1649 20315 SH SOLE 0 20315 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 101 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 412 7005 SH SOLE 0 7005 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 6 100 SH DFND 0 100 0 0 ROYAL GOLD INC COMMON STOCK 780287108 8 63 SH DFND 0 63 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 245 1000 SH DFND 0 1000 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6210 20925 SH SOLE 0 20925 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 787 2651 SH DFND 0 2651 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 574 4132 SH SOLE 0 4132 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 599 4310 SH DFND 0 4310 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 23 650 SH DFND 0 650 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 1231 31650 SH SOLE 0 31650 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 1276 39925 SH SOLE 0 39925 0 0 SPDR SERIES TRUST PORTFLI INTRMDIT ETF/FIXED INCOME 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DFND 0 75 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 32 625 SH SOLE 0 625 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 30 600 SH SOLE 0 600 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 584 17104 SH SOLE 0 17104 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 15 448 SH DFND 0 448 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 2144 30746 SH SOLE 0 30746 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 129 1847 SH DFND 0 1847 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 3 45 SH SOLE 0 45 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 566 9725 SH DFND 0 9725 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 61 675 SH SOLE 0 675 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 37 600 SH SOLE 0 600 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 52 433 SH SOLE 0 433 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 250 4225 SH SOLE 0 4225 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 18 300 SH DFND 0 300 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 17 600 SH SOLE 0 600 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 111 1375 SH SOLE 0 1375 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 551 6844 SH DFND 0 6844 0 0 REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 3 83 SH SOLE 0 83 0 0 UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 112 1737 SH SOLE 0 1737 0 0 SEMPRA ENERGY COMMON STOCK 816851109 584 3955 SH SOLE 0 3955 0 0 SEMPRA ENERGY COMMON STOCK 816851109 162 1100 SH DFND 0 1100 0 0 SMITH & NEPHEW PLC ADR FOREIGN EQUITIES 83175M205 8 176 SH SOLE 0 176 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 29 500 SH SOLE 0 500 0 0 SONY CORP ADR FOREIGN EQUITIES 835699307 7 120 SH SOLE 0 120 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 475 7682 SH SOLE 0 7682 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 66 1075 SH DFND 0 1075 0 0 SOUTHERN COPPER CORP COMMON STOCK 84265V105 10 303 SH DFND 0 303 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 72 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 289 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 554 6263 SH SOLE 0 6263 0 0 STARBUCKS CORP COMMON STOCK 855244109 37 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 136 2301 SH SOLE 0 2301 0 0 STATE STREET CORP COMMON STOCK 857477103 47 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1486 6871 SH SOLE 0 6871 0 0 STRYKER CORP COMMON STOCK 863667101 17 79 SH DFND 0 79 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 2 100 SH SOLE 0 100 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 45 301 SH SOLE 0 301 0 0 SUN LIFE FINL INC COM FOREIGN EQUITIES 866796105 538 12000 SH SOLE 0 12000 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 79 2500 SH DFND 0 2500 0 0 SUNTRUST BANKS INC COMMON STOCK 867914103 41 600 SH SOLE 0 600 0 0 SYSCO CORP COMMON STOCK 871829107 1862 23450 SH SOLE 0 23450 0 0 SYSCO CORP COMMON STOCK 871829107 834 10500 SH DFND 0 10500 0 0 TJX COMPANIES COMMON STOCK 872540109 122 2184 SH SOLE 0 2184 0 0 TJX COMPANIES COMMON STOCK 872540109 9 170 SH DFND 0 170 0 0 TARGET CORP COMMON STOCK 87612E106 472 4415 SH SOLE 0 4415 0 0 TARGET CORP COMMON STOCK 87612E106 34 317 SH DFND 0 317 0 0 TC ENERGY CORP COM FOREIGN EQUITIES 87807B107 818 15800 SH SOLE 0 15800 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 60 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 21 1000 SH SOLE 0 1000 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2524 19530 SH SOLE 0 19530 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 344 2665 SH DFND 0 2665 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 268 919 SH SOLE 0 919 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903709 461 6900 SH SOLE 0 6900 0 0 3M COMPANY COMMON STOCK 88579Y101 3529 21467 SH SOLE 0 21467 0 0 3M COMPANY COMMON STOCK 88579Y101 488 2971 SH DFND 0 2971 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 313 3852 SH SOLE 0 3852 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 798 13704 SH SOLE 0 13704 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 42 725 SH DFND 0 725 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 81 1556 SH SOLE 0 1556 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 27 200 SH SOLE 0 200 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 595 4005 SH SOLE 0 4005 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 31 210 SH DFND 0 210 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 2837 51258 SH SOLE 0 51258 0 0 US BANCORP COMMON STOCK 902973304 242 4365 SH DFND 0 4365 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 552 3406 SH SOLE 0 3406 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 178 1100 SH DFND 0 1100 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1859 15516 SH SOLE 0 15516 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 169 1411 SH DFND 0 1411 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 0 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3620 26518 SH SOLE 0 26518 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 720 5274 SH DFND 0 5274 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1573 7237 SH SOLE 0 7237 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 116 535 SH DFND 0 535 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 1302 14636 SH SOLE 0 14636 0 0 VF CORP COMMON STOCK 918204108 44 492 SH DFND 0 492 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 17 200 SH SOLE 0 200 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 167 15356 SH SOLE 0 15356 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 534 20000 SH DFND 0 20000 0 0 VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 33 500 SH SOLE 0 500 0 0 VANECK VECTORS JPM EM LC BD ETF ETF/INTERNATIONAL FIXED INCOME 92189H300 891 26985 SH SOLE 0 26825 0 160 VANECK VECTORS JPM EM LC BD ETF ETF/INTERNATIONAL FIXED INCOME 92189H300 7 200 SH DFND 0 200 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 48 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 947 7917 SH SOLE 0 7917 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 828 6928 SH DFND 0 6928 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 150 2910 SH SOLE 0 2910 0 0 VANGUARD MEGA CAP GROWTH ETF ETF/EQUITY 921910816 11 85 SH SOLE 0 85 0 0 VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 146 1660 SH SOLE 0 1660 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 903 11172 SH SOLE 0 10852 0 320 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 159 1972 SH DFND 0 1972 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 986 11680 SH SOLE 0 11680 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 132 1564 SH DFND 0 1564 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 21 500 SH DFND 0 500 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 674 9625 SH SOLE 0 9625 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 200 2850 SH DFND 0 2850 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 14 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 290 1732 SH DFND 0 1732 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 643 4400 SH DFND 0 4400 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 697 3234 SH SOLE 0 3234 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 689 3197 SH DFND 0 3197 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 181 1260 SH SOLE 0 1260 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1194 29671 SH SOLE 0 29671 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 147 3658 SH DFND 0 3658 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 523 9755 SH SOLE 0 9755 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 5 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2345 28933 SH SOLE 0 28933 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 582 7185 SH DFND 0 7185 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 1855 27817 SH SOLE 0 27417 0 400 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 42 625 SH DFND 0 625 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 20 166 SH SOLE 0 166 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 573 2103 SH SOLE 0 2103 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 6 22 SH DFND 0 22 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP ETF/EQUITY 922908512 40 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 44 300 SH SOLE 0 300 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 46 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 122 1304 SH SOLE 0 1304 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 16 88 SH SOLE 0 88 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 52 400 SH SOLE 0 400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 184 1098 SH SOLE 0 1098 0 0 VANGUARD INDEX FDS GROWTH ETF ETF/EQUITY 922908736 121 729 SH DFND 0 729 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 196 1275 SH SOLE 0 1275 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 121 787 SH DFND 0 787 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 9781 64772 SH DFND 0 64772 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 7429 123082 SH SOLE 0 123082 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1882 31186 SH DFND 0 31186 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1104 6418 SH SOLE 0 6418 0 0 VISA INC CLASS A COMMON STOCK 92826C839 44 254 SH DFND 0 254 0 0 WP CAREY INC COMMON STOCK 92936U109 73 816 SH SOLE 0 816 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 261 2744 SH SOLE 0 2744 0 0 WABTEC CORP COMMON STOCK 929740108 1 8 SH DFND 0 8 0 0 WAL MART STORES INC COMMON STOCK 931142103 3726 31396 SH SOLE 0 31396 0 0 WAL MART STORES INC COMMON STOCK 931142103 887 7478 SH DFND 0 7478 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 285 5148 SH SOLE 0 5148 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 19 335 SH DFND 0 335 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 54 470 SH SOLE 0 470 0 0 WELLS FARGO & CO COMMON STOCK 949746101 1378 27325 SH SOLE 0 27325 0 0 WELLS FARGO & CO COMMON STOCK 949746101 143 2827 SH DFND 0 2827 0 0 WELLTOWER INC COMMON STOCK 95040Q104 18 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 44 1600 SH SOLE 0 1600 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 5 200 SH SOLE 0 200 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 1 50 SH DFND 0 50 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1718 23070 SH SOLE 0 23070 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 55 745 SH DFND 0 745 0 0 WISDOMTREE LARGECAP DIVIDEND ETF ETF/EQUITY 97717W307 83 835 SH SOLE 0 835 0 0 WISDOMTREE TRUST SMALLCAP DIVID ETF/EQUITY 97717W604 25 900 SH DFND 0 900 0 0 WISDOMTREE EUROPE HEDGED EQUITY ETF ETF/INTERNATIONAL EQUITY 97717X701 17 259 SH SOLE 0 259 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E204 15 1050 SH SOLE 0 1050 0 0 XCEL ENERGY INC COMMON STOCK 98389B100 5 75 SH SOLE 0 75 0 0 XYLEM INC COMMON STOCK 98419M100 75 940 SH SOLE 0 940 0 0