Trust Administrator

0000909012-19-000063.txt : 20190502 0000909012-19-000063.hdr.sgml : 20190502 20190502113615 ACCESSION NUMBER: 0000909012-19-000063 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190331 FILED AS OF DATE: 20190502 DATE AS OF CHANGE: 20190502 EFFECTIVENESS DATE: 20190502 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 19790518 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2019 03-31-2019 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneonta NY 05-01-2019 0 672 495013 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 30 331 SH SOLE 0 331 0 0 ALLERGAN PLC FOREIGN EQUITIES G0177J108 31 209 SH SOLE 0 209 0 0 ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 31 175 SH SOLE 0 175 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP PARTNERSHIPS G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS FOREIGN EQUITIES G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP FOREIGN EQUITIES G16252101 2 40 SH DFND 0 40 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 24 300 SH SOLE 0 300 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 38 473 SH DFND 0 473 0 0 IHS MARKIT LTD. FOREIGN EQUITIES G47567105 6 107 SH SOLE 0 107 0 0 INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 134 1242 SH SOLE 0 1242 0 0 LINDE PLC FOREIGN EQUITIES G5494J103 43 243 SH SOLE 0 243 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 365 4012 SH SOLE 0 4012 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 40 440 SH DFND 0 440 0 0 SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 8 165 SH SOLE 0 165 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 1368 9767 SH SOLE 0 9767 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 138 982 SH DFND 0 982 0 0 ROYAL CARIBBEAN CRUISES LTD FOREIGN EQUITIES V7780T103 7 60 SH SOLE 0 60 0 0 ABB LTD ADR FOREIGN EQUITIES 000375204 6 300 SH SOLE 0 300 0 0 ALPS SECTOR DIV DOGS ETF ETF/EQUITY 00162Q858 11 250 SH SOLE 0 250 0 0 AT&T INC COMMON STOCK 00206R102 6168 196670 SH SOLE 0 196320 0 350 AT&T INC COMMON STOCK 00206R102 1341 42770 SH DFND 0 42770 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 2927 36610 SH SOLE 0 36610 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 338 4225 SH DFND 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ETF/EQUITY 46138G870 20 800 SH DFND 0 800 0 0 INVESCO BULLETSHARES 19 HIGHYIELD CORP BOND ETF ETF/FIXED INCOME 46138J403 35 1475 SH SOLE 0 1475 0 0 INVESCO BULLETSHARES HY 2020 ETF/FIXED INCOME 46138J601 22 900 SH SOLE 0 900 0 0 INVESCO BULLETSHARES 21 CORPBOND ETF ETF/FIXED INCOME 46138J700 14 670 SH DFND 0 670 0 0 INVESCO BULLETSHS CORP 2023 ETF/FIXED INCOME 46138J866 9 430 SH SOLE 0 430 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 14 100 SH SOLE 0 100 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 5 200 SH DFND 0 200 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 11 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 27 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 3531 285193 SH SOLE 0 284893 0 300 ISHARES GOLD TRUST ETF/OTHER 464285105 4 300 SH DFND 0 300 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 234 8459 SH SOLE 0 8459 0 0 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 4140 69845 SH SOLE 0 69720 0 125 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 6 105 SH DFND 0 105 0 0 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 8 120 SH SOLE 0 120 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 94 958 SH SOLE 0 958 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 479 4236 SH SOLE 0 4236 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 22982 80766 SH SOLE 0 80766 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 11 100 SH SOLE 0 100 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 288 6720 SH SOLE 0 6720 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 160 1346 SH SOLE 0 1346 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 61 510 SH DFND 0 510 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 609 3535 SH SOLE 0 3535 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 13 75 SH DFND 0 75 0 0 ISHARES GLOBAL HEALTHCARE ETF ETF/EQUITY 464287325 32 520 SH SOLE 0 520 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 592 5250 SH SOLE 0 5250 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 12 110 SH DFND 0 110 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 10 116 SH SOLE 0 116 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 25 300 SH DFND 0 300 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1668 25719 SH SOLE 0 25719 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1164 17945 SH DFND 0 17945 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3531 40649 SH SOLE 0 40649 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 198 2275 SH DFND 0 2275 0 0 ISHARES RUSSELL MIDCAP GROW ETF ETF/EQUITY 464287481 44 325 SH SOLE 0 325 0 0 ISHARES TR RUS MID-CAP ETF ETF/EQUITY 464287499 31 580 SH SOLE 0 580 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 6932 36600 SH SOLE 0 36570 0 30 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 52 275 SH DFND 0 275 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 55 495 SH SOLE 0 495 0 0 COHEN & STEERS INDEX REALTY FUND ETF/EQUITY 464287564 35 317 SH SOLE 0 317 0 0 ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 2845 23041 SH SOLE 0 22931 0 110 ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 1628 13185 SH DFND 0 13185 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 404 1845 SH SOLE 0 1845 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 48 220 SH DFND 0 220 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 3881 25640 SH SOLE 0 25545 0 95 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 2374 15682 SH DFND 0 15682 0 0 ISHARES TR RUSL 2000 VALU ETF/EQUITY 464287630 25 209 SH DFND 0 209 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF/EQUITY 464287648 28 141 SH DFND 0 141 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 489 3192 SH SOLE 0 3192 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 61 400 SH DFND 0 400 0 0 ISHARES TR DJ US TELECOMM ETF/EQUITY 464287713 4 150 SH SOLE 0 150 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 7168 92907 SH SOLE 0 92872 0 35 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 2133 27643 SH DFND 0 27643 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 292 6300 SH SOLE 0 6300 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 1 25 SH SOLE 0 25 0 0 ISHARES JPMORGAN USD EM MKTSBOND ETF ETF/INTERNATIONAL FIXED INCOME 464288281 24 222 SH SOLE 0 222 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/FIXED INCOME 464288414 208 1875 SH SOLE 0 1875 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 66 759 SH DFND 0 759 0 0 ISHARES INTERMEDIATE GOVT/ CREDIT BOND ETF ETF/FIXED INCOME 464288612 26 240 SH SOLE 0 240 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 73 1324 SH SOLE 0 1324 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 76 1370 SH DFND 0 1370 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 421 7974 SH SOLE 0 7974 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 252 4778 SH DFND 0 4778 0 0 ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 312 8539 SH SOLE 0 8539 0 0 ISHARES US PREFERRED STOCK ETF ETF/OTHER 464288687 10 270 SH DFND 0 270 0 0 ISHARES US AEROSPACE & DEFENSE ETF ETF/EQUITY 464288760 12 60 SH DFND 0 60 0 0 ISHARES FLOATING RATE BOND ETF/FIXED INCOME 46429B655 2074 40745 SH SOLE 0 40745 0 0 ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 130 1390 SH SOLE 0 1390 0 0 ISHARES CORE HIGH DIVIDEND ETF ETF/EQUITY 46429B663 31 330 SH DFND 0 330 0 0 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 8776 121894 SH SOLE 0 121644 0 250 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 29 409 SH DFND 0 409 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 18831 320304 SH SOLE 0 319914 0 390 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 17 285 SH DFND 0 285 0 0 ISHARES TR BRC 0-5 YR TIP ETF/FIXED INCOME 46429B747 495 4970 SH SOLE 0 4920 0 50 ISHARES TR BRC 0-5 YR TIP ETF/FIXED INCOME 46429B747 15 155 SH DFND 0 155 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 19730 324664 SH SOLE 0 324434 0 230 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 198 3259 SH DFND 0 3259 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 4955 95851 SH SOLE 0 95726 0 125 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 6 120 SH DFND 0 120 0 0 ISHARES INC ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 643 18875 SH SOLE 0 18875 0 0 ISHARES INC ESG MSCI EM ETF ETF/INTERNATIONAL EQUITY 46434G863 23 675 SH DFND 0 675 0 0 ISHARES 0-5 YR INVMT GR CORP ETF/FIXED INCOME 46434V100 43 850 SH DFND 0 850 0 0 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 2458 76269 SH SOLE 0 76184 0 85 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 2 65 SH DFND 0 65 0 0 ISHARES TR ESG MSCI EAFE ETF/INTERNATIONAL EQUITY 46435G516 340 5375 SH SOLE 0 5375 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 4953 48929 SH SOLE 0 48929 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 533 5261 SH DFND 0 5261 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 5 200 SH SOLE 0 200 0 0 JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 5001 90458 SH SOLE 0 90383 0 75 JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 4 75 SH DFND 0 75 0 0 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 7304 99845 SH SOLE 0 99745 0 100 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 6 85 SH DFND 0 85 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 8320 59520 SH SOLE 0 59445 0 75 JOHNSON & JOHNSON COMMON STOCK 478160104 2349 16803 SH DFND 0 16803 0 0 KEYCORP COMMON STOCK 493267108 130 8275 SH SOLE 0 8275 0 0 KEYCORP COMMON STOCK 493267108 8 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 177 1429 SH SOLE 0 1429 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 578 4665 SH DFND 0 4665 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 16 824 SH SOLE 0 824 0 0 KOHLS CORP COMMON STOCK 500255104 12 170 SH SOLE 0 170 0 0 KONINKLIJKE PHILIPS N.V FOREIGN EQUITIES 500472303 5 130 SH SOLE 0 130 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 299 9157 SH SOLE 0 9157 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 86 2644 SH DFND 0 2644 0 0 KROGER COMPANY COMMON STOCK 501044101 9 370 SH SOLE 0 370 0 0 LTC PROPERTIES INC COMMON STOCK 502175102 7 150 SH DFND 0 150 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 271 2088 SH SOLE 0 2088 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 236 1816 SH DFND 0 1816 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 150 500 SH SOLE 0 500 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 122 405 SH DFND 0 405 0 0 LOEWS CORP COMMON STOCK 540424108 62 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 1641 14991 SH SOLE 0 14991 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 66 604 SH DFND 0 604 0 0 M & T BANK CORP COMMON STOCK 55261F104 203 1293 SH SOLE 0 1293 0 0 M & T BANK CORP COMMON STOCK 55261F104 1267 8068 SH DFND 0 8068 0 0 MAGNA INTERNATIONAL INC FOREIGN EQUITIES 559222401 35 720 SH SOLE 0 720 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 254 15000 SH SOLE 0 15000 0 0 MANULIFE FINL CORP FOREIGN EQUITIES 56501R106 5 308 SH DFND 0 308 0 0 MARATHON OIL CORP COMMON STOCK 565849106 3 200 SH SOLE 0 200 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 21 344 SH DFND 0 344 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 19 153 SH SOLE 0 153 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 144 610 SH SOLE 0 610 0 0 MCDONALDS CORP COMMON STOCK 580135101 2092 11015 SH SOLE 0 11015 0 0 MCDONALDS CORP COMMON STOCK 580135101 427 2250 SH DFND 0 2250 0 0 MCKESSON CORP COMMON STOCK 58155Q103 31 266 SH SOLE 0 266 0 0 MCKESSON CORP COMMON STOCK 58155Q103 234 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 15 800 SH DFND 0 800 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 6740 81041 SH SOLE 0 81041 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 1513 18188 SH DFND 0 18188 0 0 METLIFE INC COMMON STOCK 59156R108 14 335 SH SOLE 0 335 0 0 MICRO FOCUS INTL PLC FOREIGN EQUITIES 594837304 1 54 SH DFND 0 54 0 0 MICROSOFT CORP COMMON STOCK 594918104 7489 63500 SH SOLE 0 63500 0 0 MICROSOFT CORP COMMON STOCK 594918104 1293 10963 SH DFND 0 10963 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 33 1054 SH SOLE 0 1054 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 105 2108 SH SOLE 0 2108 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 17 350 SH DFND 0 350 0 0 MORGAN STANLEY COMMON STOCK 617446448 325 7704 SH SOLE 0 7704 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 18 125 SH SOLE 0 125 0 0 NBT BANCORP INC COMMON STOCK 628778102 563 15641 SH SOLE 0 15641 0 0 NBT BANCORP INC COMMON STOCK 628778102 1222 33935 SH DFND 0 33935 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 61 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 193 3166 SH DFND 0 3166 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 3 45 SH SOLE 0 45 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274409 10 185 SH DFND 0 185 0 0 NATIONAL OILWELL VARCO INC COMMON STOCK 637071101 16 611 SH SOLE 0 611 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 16 1400 SH SOLE 0 1400 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 5 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1862 9632 SH SOLE 0 9632 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 903 4670 SH DFND 0 4670 0 0 NIKE INC CLASS B COMMON STOCK 654106103 1986 23589 SH SOLE 0 23589 0 0 NIKE INC CLASS B COMMON STOCK 654106103 139 1651 SH DFND 0 1651 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1393 7452 SH SOLE 0 7452 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 19 100 SH DFND 0 100 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 131 485 SH SOLE 0 485 0 0 NORTH WEST BANCSHARES INC COMMON STOCK 667340103 19 1125 SH SOLE 0 1125 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 32 1050 SH SOLE 0 1050 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1131 11764 SH SOLE 0 11764 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 447 4650 SH DFND 0 4650 0 0 NUCOR CORP COMMON STOCK 670346105 2446 41934 SH SOLE 0 41934 0 0 NUCOR CORP COMMON STOCK 670346105 514 8817 SH DFND 0 8817 0 0 NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FD MUTUAL FUND LARGE CAP EQUITY 670699107 2 100 SH SOLE 0 100 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 84 1590 SH SOLE 0 1590 0 0 NUTRIEN LTD FOREIGN EQUITIES 67077M108 17 324 SH DFND 0 324 0 0 OGE ENERGY CORP COMMON STOCK 670837103 86 2000 SH SOLE 0 2000 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 51 769 SH SOLE 0 769 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 2 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 8 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 1638 22439 SH SOLE 0 22439 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 85 1170 SH DFND 0 1170 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 23 600 SH SOLE 0 600 0 0 ONEOK INC COMMON STOCK 682680103 28 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 417 7774 SH SOLE 0 7774 0 0 ORACLE CORP COMMON STOCK 68389X105 8 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 16 1000 SH DFND 0 1000 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 644 5253 SH SOLE 0 5253 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 7 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 328 2902 SH SOLE 0 2902 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 14 120 SH DFND 0 120 0 0 PPL CORP COMMON STOCK 69351T106 365 11498 SH SOLE 0 11498 0 0 PALO ALTO NETWORKS INC COMMON STOCK 697435105 29 120 SH SOLE 0 120 0 0 PARATEK PHARMACEUTICALS INC COMMON STOCK 699374302 3 500 SH DFND 0 500 0 0 PAYCHEX INC COMMON STOCK 704326107 32 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 32 310 SH SOLE 0 310 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 55 1218 SH SOLE 0 1218 0 0 PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 90 5476 SH SOLE 0 5476 0 0 PEPSICO INC COMMON STOCK 713448108 5540 45205 SH SOLE 0 45205 0 0 PEPSICO INC COMMON STOCK 713448108 1099 8964 SH DFND 0 8964 0 0 PFIZER INC COMMON STOCK 717081103 4759 112067 SH SOLE 0 112067 0 0 PFIZER INC COMMON STOCK 717081103 1370 32262 SH DFND 0 32262 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 692 7829 SH SOLE 0 7829 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 76 860 SH DFND 0 860 0 0 PHILLIPS 66 COMMON STOCK 718546104 408 4292 SH SOLE 0 4292 0 0 PHILLIPS 66 COMMON STOCK 718546104 323 3395 SH DFND 0 3395 0 0 PIMCO ETF TR 1-5 US TIP IDX ETF/FIXED INCOME 72201R205 54 1042 SH DFND 0 1042 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 72201R783 8 80 SH SOLE 0 80 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 71 698 SH SOLE 0 492 0 206 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 401 3944 SH DFND 0 3944 0 0 PIMCO DYNAMIC INCOME FD MUTUAL FUNDS MULTISECTOR BOND 72201Y101 36 1125 SH SOLE 0 1125 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 313 3275 SH SOLE 0 3275 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 8 100 SH SOLE 0 100 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 17 170 SH SOLE 0 170 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 6033 57978 SH SOLE 0 57883 0 95 PROCTER & GAMBLE CO COMMON STOCK 742718109 912 8762 SH DFND 0 8762 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 447 4863 SH SOLE 0 4863 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 61 SH DFND 0 61 0 0 PRUDENTIAL PLC ADR FOREIGN EQUITIES 74435K204 5 135 SH SOLE 0 135 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4195 70628 SH SOLE 0 70628 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1230 20709 SH DFND 0 20709 0 0 QUALCOMM INC COMMON STOCK 747525103 387 6781 SH SOLE 0 6781 0 0 QUALCOMM INC COMMON STOCK 747525103 98 1710 SH DFND 0 1710 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 9 105 SH DFND 0 105 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 8 470 SH SOLE 0 470 0 0 RAYTHEON CO COMMON STOCK 755111507 142 780 SH SOLE 0 780 0 0 RAYTHEON CO COMMON STOCK 755111507 76 415 SH DFND 0 415 0 0 REALTY INCOME CORP COMMON STOCK 756109104 70 956 SH SOLE 0 956 0 0 RESIDEO TECHNOLOGIES INC COMMON STOCK 76118Y104 0 13 SH SOLE 0 13 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 276 4698 SH SOLE 0 4698 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 9 150 SH DFND 0 150 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 129 737 SH SOLE 0 737 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 31 175 SH DFND 0 175 0 0 ROGERS COMMUNICATIONS CL B FOREIGN EQUITIES 775109200 15 280 SH SOLE 0 280 0 0 ROSS STORES INC COMMON STOCK 778296103 18 190 SH SOLE 0 190 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 341 4515 SH SOLE 0 4515 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 94 1250 SH DFND 0 1250 0 0 ROYAL DUTCH SHELL PLC CL B FOREIGN EQUITIES 780259107 9 140 SH SOLE 0 140 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 442 7057 SH SOLE 0 7057 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 6 100 SH DFND 0 100 0 0 ROYAL GOLD INC COMMON STOCK 780287108 6 63 SH DFND 0 63 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6003 21252 SH SOLE 0 21252 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 780 2761 SH DFND 0 2761 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 159 1302 SH SOLE 0 1302 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 526 4310 SH DFND 0 4310 0 0 SPDR INDEX SHS FDS GLB NAT RESRCE COMMON STOCK 78463X541 2 45 SH SOLE 0 45 0 0 SPDR DJ GLOBAL REAL ESTATE ETF/EQUITY 78463X749 3 60 SH SOLE 0 60 0 0 SPDR S&P INTL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 3 75 SH SOLE 0 75 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 22 650 SH DFND 0 650 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 1237 33245 SH SOLE 0 33245 0 0 SPDR BBB HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 45 1255 SH SOLE 0 1255 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 1194 39455 SH SOLE 0 39455 0 0 SPDR SERIES TRUST BLMBRG BRC INTRM ETF/FIXED INCOME 78464A672 411 6800 SH SOLE 0 6800 0 0 SPDR SERIES TRUST KBW REGN BK ETF ETF/EQUITY 78464A698 12 225 SH SOLE 0 225 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 19 190 SH SOLE 0 190 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 1033 22441 SH SOLE 0 22253 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 34 735 SH DFND 0 735 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 5209 107750 SH SOLE 0 107750 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5079 14705 SH SOLE 0 14705 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 2099 6076 SH DFND 0 6076 0 0 SPDR BB INV GRADE FLT RATE ETF/OTHER 78468R200 768 25010 SH SOLE 0 24910 0 100 SPDR BB INV GRADE FLT RATE ETF/OTHER 78468R200 10 310 SH DFND 0 310 0 0 SPDR 1-3 MO TBILL ETF ETF/FIXED INCOME 78468R663 1201 13115 SH SOLE 0 13015 0 100 SPDR 1-3 MO TBILL ETF ETF/FIXED INCOME 78468R663 26 280 SH DFND 0 280 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 31 625 SH SOLE 0 625 0 0 SPDR DOUBLELINE SHRT DUR ETF/FIXED INCOME 78470P200 30 600 SH SOLE 0 600 0 0 SABRA HEALTH CARE REIT INC COMMON STOCK 78573L106 1 55 SH SOLE 0 55 0 0 SABRA HEALTH CARE REIT INC COMMON STOCK 78573L106 6 300 SH DFND 0 300 0 0 SABRE CORP COMMON STOCK 78573M104 6 260 SH SOLE 0 260 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 16 100 SH SOLE 0 100 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 11 70 SH DFND 0 70 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 821 18838 SH SOLE 0 18838 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 19 431 SH DFND 0 431 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 2023 28930 SH SOLE 0 28930 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 137 1957 SH DFND 0 1957 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 2 45 SH SOLE 0 45 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 540 9725 SH DFND 0 9725 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 62 675 SH SOLE 0 675 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 34 600 SH SOLE 0 600 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 49 433 SH SOLE 0 433 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 289 4365 SH SOLE 0 4365 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 20 300 SH DFND 0 300 0 0 SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 15 600 SH SOLE 0 600 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 102 1375 SH SOLE 0 1375 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 506 6844 SH DFND 0 6844 0 0 REAL ESTATE SELECT SECTOR SPDR ETF/OTHER 81369Y860 3 83 SH SOLE 0 83 0 0 UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 101 1737 SH SOLE 0 1737 0 0 SEMPRA ENERGY COMMON STOCK 816851109 507 4030 SH SOLE 0 4030 0 0 SEMPRA ENERGY COMMON STOCK 816851109 138 1100 SH DFND 0 1100 0 0 SIMON PROPERTY GROUP INC COMMON STOCK 828806109 30 167 SH SOLE 0 167 0 0 SMITH & NEPHEW PLC ADR FOREIGN EQUITIES 83175M205 7 176 SH SOLE 0 176 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 31 500 SH SOLE 0 500 0 0 SONY CORP ADR FOREIGN EQUITIES 835699307 5 120 SH SOLE 0 120 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 419 8117 SH SOLE 0 8117 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 56 1075 SH DFND 0 1075 0 0 SOUTHERN COPPER CORP COMMON STOCK 84265V105 12 303 SH DFND 0 303 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 68 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 272 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 473 6363 SH SOLE 0 6363 0 0 STARBUCKS CORP COMMON STOCK 855244109 31 420 SH DFND 0 420 0 0 STATE STREET CORP COMMON STOCK 857477103 157 2381 SH SOLE 0 2381 0 0 STATE STREET CORP COMMON STOCK 857477103 53 800 SH DFND 0 800 0 0 STERICYCLE INC COMMON STOCK 858912108 5 90 SH SOLE 0 90 0 0 STRYKER CORP COMMON STOCK 863667101 1316 6661 SH SOLE 0 6661 0 0 STRYKER CORP COMMON STOCK 863667101 14 73 SH DFND 0 73 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 36 301 SH SOLE 0 301 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 2 218 SH DFND 0 218 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 2 55 SH SOLE 0 55 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 81 2500 SH DFND 0 2500 0 0 SUNTRUST BANKS INC COMMON STOCK 867914103 41 700 SH SOLE 0 700 0 0 SYSCO CORP COMMON STOCK 871829107 1385 20750 SH SOLE 0 20750 0 0 SYSCO CORP COMMON STOCK 871829107 704 10550 SH DFND 0 10550 0 0 TJX COMPANIES COMMON STOCK 872540109 129 2424 SH SOLE 0 2424 0 0 TJX COMPANIES COMMON STOCK 872540109 9 170 SH DFND 0 170 0 0 TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS FOREIGN EQUITIES 874060205 2 110 SH SOLE 0 110 0 0 TARGET CORP COMMON STOCK 87612E106 375 4670 SH SOLE 0 4670 0 0 TARGET CORP COMMON STOCK 87612E106 25 317 SH DFND 0 317 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 44 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 28 1000 SH SOLE 0 1000 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 2087 19678 SH SOLE 0 19678 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 299 2815 SH DFND 0 2815 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 252 919 SH SOLE 0 919 0 0 3M COMPANY COMMON STOCK 88579Y101 4274 20572 SH SOLE 0 20572 0 0 3M COMPANY COMMON STOCK 88579Y101 597 2871 SH DFND 0 2871 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 301 3952 SH SOLE 0 3952 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 689 12684 SH SOLE 0 12684 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 50 925 SH DFND 0 925 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 153 2756 SH SOLE 0 2756 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 25 215 SH SOLE 0 215 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 146 3245 SH SOLE 0 3245 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 575 4190 SH SOLE 0 4190 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 29 210 SH DFND 0 210 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 1 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 2425 50333 SH SOLE 0 50333 0 0 US BANCORP COMMON STOCK 902973304 211 4380 SH DFND 0 4380 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 579 3464 SH SOLE 0 3464 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 184 1100 SH DFND 0 1100 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1643 14706 SH SOLE 0 14706 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 159 1423 SH DFND 0 1423 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3409 26453 SH SOLE 0 26453 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 581 4509 SH DFND 0 4509 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1809 7317 SH SOLE 0 7317 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 38 155 SH DFND 0 155 0 0 UNITI GROUP INC COMMON STOCK 91325V108 2 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 1256 14451 SH SOLE 0 14451 0 0 VF CORP COMMON STOCK 918204108 51 592 SH DFND 0 592 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 34 400 SH SOLE 0 400 0 0 VALLEY NATL BANCORP COMMON STOCK 919794107 164 17171 SH SOLE 0 17171 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 448 20000 SH DFND 0 20000 0 0 VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 31 500 SH SOLE 0 500 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189H409 47 750 SH SOLE 0 750 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 868 7917 SH SOLE 0 7917 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 760 6928 SH DFND 0 6928 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 140 2690 SH SOLE 0 2690 0 0 VANGUARD MEGA CAP GROWTH ETF ETF/EQUITY 921910816 11 85 SH SOLE 0 85 0 0 VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 139 1660 SH SOLE 0 1660 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 1160 14572 SH SOLE 0 14077 0 495 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 175 2197 SH DFND 0 2197 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 908 11185 SH SOLE 0 11185 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 132 1624 SH DFND 0 1624 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 131 3195 SH SOLE 0 3195 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 731 11325 SH SOLE 0 11325 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 184 2850 SH DFND 0 2850 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 14 81 SH SOLE 0 81 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 111 642 SH DFND 0 642 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 616 4400 SH DFND 0 4400 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 659 3286 SH SOLE 0 3286 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 237 1181 SH DFND 0 1181 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 163 1260 SH SOLE 0 1260 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1439 33861 SH SOLE 0 33861 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 160 3758 SH DFND 0 3758 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 523 9750 SH SOLE 0 9750 0 0 VANGUARD INTL EQUITY INDEX FMSCI EUROPE ETF ETF/INTERNATIONAL EQUITY 922042874 5 84 SH DFND 0 84 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 2385 29897 SH SOLE 0 29897 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 573 7185 SH DFND 0 7185 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 2027 31442 SH SOLE 0 31042 0 400 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 48 740 SH DFND 0 740 0 0 VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 24 166 SH SOLE 0 166 0 0 VENTAS INC COMMON STOCK 92276F100 12 195 SH SOLE 0 195 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 493 1899 SH SOLE 0 1899 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 6 22 SH DFND 0 22 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP ETF/EQUITY 922908512 38 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 43 300 SH SOLE 0 300 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 44 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 128 1474 SH SOLE 0 1474 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 16 88 SH SOLE 0 88 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 162 1255 SH SOLE 0 1255 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 180 1118 SH SOLE 0 1118 0 0 VANGUARD GROWTH IDX FUND ETF/EQUITY 92290873H 114 729 SH DFND 0 729 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 187 1225 SH SOLE 0 1225 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 120 787 SH DFND 0 787 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 9374 64776 SH DFND 0 64776 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6877 116307 SH SOLE 0 116307 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1809 30591 SH DFND 0 30591 0 0 VISA INC CLASS A COMMON STOCK 92826C839 1031 6598 SH SOLE 0 6598 0 0 VISA INC CLASS A COMMON STOCK 92826C839 39 249 SH DFND 0 249 0 0 WP CAREY INC COMMON STOCK 92936U109 8 108 SH SOLE 0 108 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 217 2744 SH SOLE 0 2744 0 0 WABTEC CORP COMMON STOCK 929740108 3 36 SH SOLE 0 36 0 0 WABTEC CORP COMMON STOCK 929740108 3 46 SH DFND 0 46 0 0 WAL MART STORES INC COMMON STOCK 931142103 3090 31679 SH SOLE 0 31679 0 0 WAL MART STORES INC COMMON STOCK 931142103 713 7308 SH DFND 0 7308 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 333 5268 SH SOLE 0 5268 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 21 335 SH DFND 0 335 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 49 470 SH SOLE 0 470 0 0 WELLS FARGO & CO COMMON STOCK 949746101 1355 28044 SH SOLE 0 27914 0 130 WELLS FARGO & CO COMMON STOCK 949746101 131 2717 SH DFND 0 2717 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 42 1600 SH SOLE 0 1600 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 5 200 SH SOLE 0 200 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 1 50 SH DFND 0 50 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 4 130 SH SOLE 0 130 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1601 22095 SH SOLE 0 22095 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 49 670 SH DFND 0 670 0 0 WISDOMTREE LARGECAP DIVIDEND ETF ETF/EQUITY 97717W307 79 835 SH SOLE 0 835 0 0 WISDOMTREE FLOATING RATE TSY ETF/FIXED INCOME 97717X628 51 2040 SH SOLE 0 2040 0 0 WISDOMTREE EUROPE HEDGED EQUITY ETF ETF/INTERNATIONAL EQUITY 97717X701 17 259 SH SOLE 0 259 0 0 XCEL ENERGY INC COMMON STOCK 98389B100 4 75 SH SOLE 0 75 0 0 XYLEM INC COMMON STOCK 98419M100 51 650 SH SOLE 0 650 0 0