Trust Administrator

0000909012-17-000172.txt : 20171030 0000909012-17-000172.hdr.sgml : 20171030 20171030124733 ACCESSION NUMBER: 0000909012-17-000172 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20170930 FILED AS OF DATE: 20171030 DATE AS OF CHANGE: 20171030 EFFECTIVENESS DATE: 20171030 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 171161471 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 09-30-2017 09-30-2017 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneonta NY 10-27-2017 0 759 907123 false INFORMATION TABLE 2 aci_13f.xml ADIENT PLC FOREIGN EQUITIES G0084W101 0 5 SH SOLE 0 5 0 0 ALLEGION PLC FOREIGN EQUITIES G0176J109 29 331 SH SOLE 0 331 0 0 ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 12 90 SH SOLE 0 90 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS COMMON STOCK G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 65 1500 SH SOLE 0 1500 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 2 40 SH DFND 0 40 0 0 DELPHI AUTOMOTIVE PLC COMMON STOCK G27823106 2 20 SH SOLE 0 20 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 37 477 SH SOLE 0 477 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 36 473 SH DFND 0 473 0 0 INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 111 1242 SH SOLE 0 1242 0 0 INVESCO LTD FOREIGN EQUITIES 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0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 12 700 SH DFND 0 700 0 0 ENERGY TRANSFER PARTNERS LP COMMON STOCK 29278N103 3 150 SH DFND 0 150 0 0 ENTERGY CORP COMMON STOCK 29364G103 8 100 SH DFND 0 100 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 106 4050 SH SOLE 0 3746 0 304 EUROPEAN EQUITY FUND ETF/INTERNATIONAL EQUITY 298768102 4 406 SH SOLE 0 406 0 0 EVOLUTION PETROLEUM CORP COMMON STOCK 30049A107 1 200 SH SOLE 0 200 0 0 EXELON CORP COMMON STOCK 30161N101 1506 39991 SH SOLE 0 39991 0 0 EXELON CORP COMMON STOCK 30161N101 314 8325 SH DFND 0 8325 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 37 584 SH SOLE 0 584 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 10 160 SH DFND 0 160 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 6647 81089 SH SOLE 0 80989 0 100 EXXON MOBIL CORP COMMON STOCK 30231G102 2888 35230 SH DFND 0 35230 0 0 FMI Large Cap Fund MUTUAL FUND EQUITIES 302933205 7260 327469 SH DFND 0 318855 8614 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 66 385 SH SOLE 0 385 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 4 25 SH DFND 0 25 0 0 FATE THERAPEUTICS INC COMMON STOCK 31189P102 34 8500 SH SOLE 0 8500 0 0 FASTENAL CO COMMON STOCK 311900104 149 3276 SH SOLE 0 3276 0 0 FASTENAL CO COMMON STOCK 311900104 137 3000 SH DFND 0 3000 0 0 Federated Total Return Bond Instl MUTUAL FUNDS FIXED INCOME 31428Q101 327 29951 SH SOLE 0 29951 0 0 FEDEX CORP COMMON STOCK 31428X106 63 280 SH SOLE 0 280 0 0 Fidelity Advisor Floating Rate Hi Inc I MUTUAL FUNDS FIXED INCOME 315807552 140 14538 SH SOLE 0 14538 0 0 Fidelity Floating Rate High Income Fd #814 MUTUAL FUNDS FIXED INCOME 315916783 199 20654 SH SOLE 0 20654 0 0 Fidelity Limited Term Municipal Income MUTUAL FUNDS FIXED INCOME 316203207 393 37145 SH SOLE 0 37145 0 0 FIDELITY NATL INFORMATION SV COMMON STOCK 31620M106 5 49 SH SOLE 0 49 0 0 Fidelity Spartan NY Muni Income Fund #71 MUTUAL FUND FIXED INCOME 316337203 233 17566 SH SOLE 0 17566 0 0 Fidelity Interm Muni Inc MUTUAL FUNDS FIXED INCOME 31638R204 391 37568 SH SOLE 0 37568 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 18 655 SH DFND 0 655 0 0 FLEXSHARES IBOXX 5YR TARGET DURATION TIPS ETF ETF/FIXED INCOME 33939L605 451 18025 SH SOLE 0 17830 0 195 FORD MOTOR COMPANY COMMON STOCK 345370860 62 5140 SH SOLE 0 5140 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 7 565 SH DFND 0 565 0 0 FORTIVE CORP COMMON STOCK 34959J108 7 96 SH SOLE 0 96 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 10 132 SH DFND 0 132 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 2 56 SH SOLE 0 56 0 0 FRONTIER COMMUNICATIONS CORPCL B COMMON STOCK 35906A306 2 166 SH SOLE 0 166 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND EQUITIES 36239Q109 0 28 SH SOLE 0 28 0 0 GABELLI UTILITY TRUST MUTUAL FUND EQUITIES 36240A101 0 23 SH SOLE 0 23 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 12 200 SH DFND 0 200 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 493 2400 SH SOLE 0 2400 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 5 25 SH DFND 0 25 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 4785 197912 SH SOLE 0 197662 0 250 GENERAL ELECTRIC CO COMMON STOCK 369604103 1981 81962 SH DFND 0 74717 7245 0 GENERAL MILLS INC COMMON STOCK 370334104 1599 30887 SH SOLE 0 30887 0 0 GENERAL MILLS INC COMMON STOCK 370334104 504 9735 SH DFND 0 9735 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 26 650 SH SOLE 0 650 0 0 GENUINE PARTS CO COMMON STOCK 372460105 29 300 SH SOLE 0 300 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 779 9610 SH SOLE 0 9610 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 234 2890 SH DFND 0 2890 0 0 GLOBAL X MLP ETF ETF/EQUITY 37950E473 2718 264115 SH SOLE 0 263675 0 440 GLOBAL X MLP ETF ETF/EQUITY 37950E473 15 1500 SH DFND 0 1500 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 41 171 SH SOLE 0 171 0 0 GRAMERCY PPTY TR COMMON STOCK 385002308 12 420 SH SOLE 0 420 0 0 Guggenheim Macro Opportunities Instl MUTUAL FUND FIXED INCOME 40168W582 18415 689462 SH DFND 0 673140 16322 0 HCP INC COMMON STOCK 40414L109 38 1353 SH SOLE 0 1353 0 0 HCP INC COMMON STOCK 40414L109 64 2303 SH DFND 0 2303 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 11 400 SH SOLE 0 400 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 53 2000 SH DFND 0 2000 0 0 HALLIBURTON CO COMMON STOCK 406216101 49 1075 SH SOLE 0 1075 0 0 Harbor International Fund - Instl MUTUAL FUND EQUITIES 411511306 6545 93184 SH DFND 0 90226 2958 0 Harbor Capital Appreciation Fund MUTUAL FUND EQUITIES 411511504 460 6370 SH DFND 0 4289 2081 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 10 200 SH SOLE 0 200 0 0 Oakmark Fund MUTUAL FUND EQUITIES 413838103 3436 41471 SH DFND 0 39644 1827 0 Oakmark Global Fund MUTUAL FUND INTL EQUITIES 413838830 17501 509919 SH DFND 0 497336 12583 0 Hartford Midcap Y MUTUAL FUND EQUITIES 416645687 302 8721 SH SOLE 0 8721 0 0 HASBRO INC COMMON STOCK 418056107 40 413 SH SOLE 0 413 0 0 HERSHEY CO COMMON STOCK 427866108 164 1500 SH SOLE 0 1500 0 0 HERSHEY CO COMMON STOCK 427866108 109 1000 SH DFND 0 1000 0 0 HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 6 525 SH SOLE 0 525 0 0 HOME DEPOT INC COMMON STOCK 437076102 1342 8207 SH SOLE 0 8207 0 0 HOME DEPOT INC COMMON STOCK 437076102 263 1606 SH DFND 0 1606 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 546 3854 SH SOLE 0 3854 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 18 125 SH DFND 0 125 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2988 20194 SH SOLE 0 20194 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 515 3480 SH DFND 0 3480 0 0 ILLUMINA INC COMMON STOCK 452327109 14 70 SH SOLE 0 70 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 24 12000 SH SOLE 0 12000 0 0 INTEL CORP COMMON STOCK 458140100 5089 133677 SH SOLE 0 133122 0 555 INTEL CORP COMMON STOCK 458140100 1188 31212 SH DFND 0 31212 0 0 INSYS THERAPEUTICS INC COMMON STOCK 45824V209 4 400 SH SOLE 0 400 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 7405 51042 SH SOLE 0 48670 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 11384 78467 SH DFND 0 78467 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 22 380 SH SOLE 0 380 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 2 200 SH DFND 0 200 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 2534 205839 SH SOLE 0 205434 0 405 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 245 8459 SH SOLE 0 8459 0 0 ISHARES MSCI MIN VOL EMERGE MARKETS ETF ETF/INTERNATIONAL EQUITY 464286533 4966 85480 SH SOLE 0 85380 0 100 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 2670 61650 SH SOLE 0 61510 0 140 ISHARES MSCI PACIFIC EXJAPANETF ETF/INTERNATIONAL EQUITY 464286665 23 495 SH SOLE 0 495 0 0 ISHARES CORE S&P TOTAL US STOCK MKT ETF ETF/EQUITY 464287150 7 120 SH SOLE 0 120 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 90 958 SH SOLE 0 958 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 1215 10696 SH SOLE 0 10696 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 33068 130740 SH SOLE 0 130740 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 81 740 SH SOLE 0 740 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 54 1210 SH SOLE 0 1210 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 1412 11647 SH SOLE 0 11478 0 169 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF ETF/FIXED INCOME 464287242 62 510 SH DFND 0 510 0 0 ISHARES S&P 500 GROWTH ETF ETF/EQUITY 464287309 39 275 SH SOLE 0 275 0 0 ISHARES GLOBAL HEALTHCARE ETF ETF/EQUITY 464287325 29 260 SH SOLE 0 260 0 0 ISHARES S&P 500 VALUE ETF ETF/EQUITY 464287408 39 360 SH SOLE 0 360 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 195 2311 SH SOLE 0 2311 0 0 ISHARES 1-3 YR TREASURY BONDETF ETF/FIXED INCOME 464287457 72 853 SH DFND 0 853 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1711 24986 SH SOLE 0 24986 0 0 ISHARES MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 464287465 1074 15682 SH DFND 0 15682 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3168 37297 SH SOLE 0 37297 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 166 1950 SH DFND 0 1950 0 0 ISHARES RUSSELL MIDCAP GROW ETF ETF/EQUITY 464287481 23 200 SH SOLE 0 200 0 0 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 12922 72229 SH SOLE 0 72159 0 70 ISHARES CORE S&P MIDCAP ETF ETF/EQUITY 464287507 131 732 SH DFND 0 732 0 0 ISHARES NASDAQ BIOTECHNOLOGYETF ETF/EQUITY 464287556 13 40 SH SOLE 0 40 0 0 ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 3750 31641 SH SOLE 0 31561 0 80 ISHARES RUSSELL 1000 VALUE ETF ETF/EQUITY 464287598 1850 15610 SH DFND 0 15610 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 373 1845 SH SOLE 0 1845 0 0 ISHARES S&P MIDCAP 400 GROWTH ETF ETF/EQUITY 464287606 90 445 SH DFND 0 445 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 4562 36477 SH SOLE 0 36397 0 80 ISHARES RUSSELL 1000 GROWTH ETF ETF/EQUITY 464287614 2461 19676 SH DFND 0 19676 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 74 500 SH DFND 0 500 0 0 iShares Russell 2000 ETF ETF/EQUITY 464287655 508 3425 SH SOLE 0 3425 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 13668 184161 SH SOLE 0 184011 0 150 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 2551 34366 SH DFND 0 34366 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 290 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SMALLCAP ETF ETF/INTERNATIONAL EQUITY 464288273 174 2800 SH SOLE 0 2800 0 0 ISHARES NATIONAL MUNI BOND ETF ETF/EQUITY 464288414 55 500 SH SOLE 0 500 0 0 ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 22 650 SH SOLE 0 650 0 0 ISHARES INTERNATIONAL SELECTDIV ETF ETF/INTERNATIONAL EQUITY 464288448 14 400 SH DFND 0 400 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 39 445 SH SOLE 0 445 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 67 759 SH DFND 0 759 0 0 ISHARES MSCI KLD 400 SOCIAL ETF ETF/EQUITY 464288570 12 125 SH SOLE 0 125 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 44 395 SH SOLE 0 395 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF 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115744 SH SOLE 0 115544 0 200 ISHARES EDGE MSCI MIN VOL EAFE ETF ETF/INTERNATIONAL EQUITY 46429B689 14 199 SH DFND 0 199 0 0 ISHARES EDGE MSCI MIN VOL USA ETF ETF/EQUITY 46429B697 10313 204870 SH SOLE 0 204530 0 340 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 22053 343669 SH SOLE 0 343469 0 200 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 92 1428 SH DFND 0 1428 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 46434G103 4861 89991 SH SOLE 0 89886 0 105 ISHARES EDGE MSCI MIN VOL USSMALLCAP ETF/EQUITY 46435G433 424 15000 SH SOLE 0 15000 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 4876 51054 SH SOLE 0 51054 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 502 5256 SH DFND 0 5256 0 0 JPMORGAN DIVERSIFIED RETURN INTL EQ ETF ETF/INTERNATIONAL EQUITY 46641Q209 7260 125385 SH SOLE 0 125240 0 145 JPMORGAN DIVERSIFIED RETURN US EQ ETF ETF/EQUITY 46641Q407 8533 126805 SH SOLE 0 126625 0 180 JOHNSON & JOHNSON COMMON STOCK 478160104 8571 65924 SH SOLE 0 65735 0 189 JOHNSON & JOHNSON COMMON STOCK 478160104 2108 16214 SH DFND 0 16214 0 0 JPMorgan Core Bond Select MUTUAL FUND FIXED INCOME 4812C0381 1084 93172 SH SOLE 0 93172 0 0 KEYCORP COMMON STOCK 493267108 164 8718 SH SOLE 0 8718 0 0 KEYCORP COMMON STOCK 493267108 9 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 93 790 SH SOLE 0 790 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 650 5525 SH DFND 0 5525 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 55 2862 SH SOLE 0 2862 0 0 KOHLS CORP COMMON STOCK 500255104 8 170 SH SOLE 0 170 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 666 8594 SH SOLE 0 8594 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 213 2752 SH DFND 0 2752 0 0 KROGER COMPANY COMMON STOCK 501044101 3 160 SH SOLE 0 160 0 0 LTC PROPERTIES INC COMMON STOCK 502175102 7 150 SH DFND 0 150 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 2 12 SH SOLE 0 12 0 0 LAMB WESTON HLDGS INC COMMON STOCK 513272104 2 50 SH SOLE 0 50 0 0 Lazard Intl Strategic Equity Instl MUTUAL FUND EQUITIES 52106N590 7388 492856 SH DFND 0 478168 14688 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 100 1172 SH SOLE 0 1172 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 147 1716 SH DFND 0 1716 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 147 473 SH SOLE 0 473 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 93 300 SH DFND 0 300 0 0 LOEWS CORP COMMON STOCK 540424108 62 1300 SH DFND 0 1300 0 0 Loomis Sayles Bond Fund MUTUAL FUNDS FIXED INCOME 543495840 16944 1186544 SH DFND 0 1159770 26774 0 LOWES COMPANIES INC COMMON STOCK 548661107 1114 13937 SH SOLE 0 13937 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 54 674 SH DFND 0 674 0 0 M & T BANK CORP COMMON STOCK 55261F104 265 1648 SH SOLE 0 1648 0 0 M & T BANK CORP COMMON STOCK 55261F104 1299 8068 SH DFND 0 8068 0 0 MGE ENERGY INC COMMON STOCK 55277P104 16 240 SH SOLE 0 240 0 0 Cove Street Capital Small Cap Val Instl MUTUAL FUND EQUITIES 56166Y875 7444 204006 SH DFND 0 201507 2499 0 MARATHON OIL CORP COMMON STOCK 565849106 5 400 SH SOLE 0 400 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 19 344 SH DFND 0 344 0 0 MARSH & MCLENNAN COS INC COMMON STOCK 571748102 8 93 SH SOLE 0 93 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 41 376 SH SOLE 0 376 0 0 MASIMO CORP COMMON STOCK 574795100 9 100 SH SOLE 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 43 305 SH SOLE 0 305 0 0 MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 3 69 SH SOLE 0 69 0 0 MCDONALDS CORP COMMON STOCK 580135101 1573 10042 SH SOLE 0 9954 0 88 MCDONALDS CORP COMMON STOCK 580135101 517 3299 SH DFND 0 3299 0 0 MCKESSON CORP COMMON STOCK 58155Q103 307 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 14 1100 SH SOLE 0 1100 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 8 600 SH DFND 0 600 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 4895 76463 SH SOLE 0 76275 0 188 MERCK & COMPANY INC COMMON STOCK 58933Y105 1140 17809 SH DFND 0 17809 0 0 METLIFE INC COMMON STOCK 59156R108 40 777 SH SOLE 0 777 0 0 METLIFE INC COMMON STOCK 59156R108 21 400 SH DFND 0 400 0 0 MEXICO FUND INC MUTUAL FUNDS INTL EQUITIES 592835102 2 125 SH SOLE 0 125 0 0 MICROSOFT CORP COMMON STOCK 594918104 4182 56146 SH SOLE 0 55871 0 275 MICROSOFT CORP COMMON STOCK 594918104 1008 13520 SH DFND 0 13520 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 29 1054 SH SOLE 0 1054 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 17 422 SH SOLE 0 422 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 14 350 SH DFND 0 350 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 1084 9051 SH SOLE 0 9051 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 599 5000 SH DFND 0 5000 0 0 MORGAN STANLEY COMMON STOCK 617446448 140 2905 SH SOLE 0 2905 0 0 MOSAIC COMPANY COMMON STOCK 61945C103 0 23 SH SOLE 0 23 0 0 NBT BANCORP INC COMMON STOCK 628778102 589 16036 SH SOLE 0 16036 0 0 NBT BANCORP INC COMMON STOCK 628778102 1220 33225 SH DFND 0 33225 0 0 Mutual Beacon Z MUTUAL FUND EQUITIES 628380305 215 12843 SH SOLE 0 12843 0 0 NASDAQ INC COMMON STOCK 631103108 3 44 SH SOLE 0 44 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 57 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 34 600 SH DFND 0 600 0 0 NATIONAL GRID PLC ADR COMMON STOCK 636274409 20 318 SH SOLE 0 318 0 0 NATIONAL GRID PLC ADR COMMON STOCK 636274409 12 185 SH DFND 0 185 0 0 Natixis ASG Managed Futures Strategy Y MUTUAL FUND EQUITIES 63872T729 4151 416798 SH DFND 0 414327 2471 0 PIMCO Total Return Fund MUTUAL FUND FIXED INCOME 693390700 642 62173 SH SOLE 0 62173 0 0 NEW GERMANY FUND ETF/INTERNATIONAL EQUITY 644465106 9 495 SH SOLE 0 495 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 18 1400 SH SOLE 0 1400 0 0 NEWMARKET CORP COMMON STOCK 651587107 4 10 SH SOLE 0 10 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 3 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1308 8923 SH SOLE 0 8923 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 657 4485 SH DFND 0 4485 0 0 NIKE INC CLASS B COMMON STOCK 654106103 1168 22535 SH SOLE 0 22535 0 0 NIKE INC CLASS B COMMON STOCK 654106103 78 1500 SH DFND 0 1500 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 14 500 SH SOLE 0 500 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1166 8818 SH SOLE 0 8818 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 13 100 SH DFND 0 100 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 150 520 SH SOLE 0 520 0 0 NORTH WEST BANCSHARES INC COMMON STOCK 667340103 19 1125 SH SOLE 0 1125 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 32 1050 SH SOLE 0 1050 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1919 22352 SH SOLE 0 22352 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 434 5050 SH DFND 0 5050 0 0 NUCOR CORP COMMON STOCK 670346105 2209 39418 SH SOLE 0 39418 0 0 NUCOR CORP COMMON STOCK 670346105 486 8677 SH DFND 0 8677 0 0 NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FD MUTUAL FUND EQUITIES 670699107 2 100 SH SOLE 0 100 0 0 OGE ENERGY CORP COMMON STOCK 670837103 252 7000 SH SOLE 0 7000 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 34 527 SH SOLE 0 527 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 3 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 8 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 761 10270 SH SOLE 0 10270 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 46 625 SH DFND 0 625 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 29 900 SH SOLE 0 900 0 0 ONEOK INC COMMON STOCK 682680103 22 394 SH SOLE 0 394 0 0 ORACLE CORP COMMON STOCK 68389X105 361 7465 SH SOLE 0 7465 0 0 ORACLE CORP COMMON STOCK 68389X105 7 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 16 1000 SH DFND 0 1000 0 0 PG&E CORP COMMON STOCK 69331C108 133 1950 SH SOLE 0 1765 0 185 PG&E CORP COMMON STOCK 69331C108 188 2765 SH DFND 0 2765 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 450 3344 SH SOLE 0 1227 2117 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 7 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 283 2604 SH SOLE 0 2604 0 0 PNC Intermediate Tax Exempt MUTUAL FUND FIXED INCOME 69351J694 152 15895 SH SOLE 0 15895 0 0 PPL CORP COMMON STOCK 69351T106 362 9529 SH SOLE 0 9529 0 0 PAYCHEX INC COMMON STOCK 704326107 9 154 SH SOLE 0 154 0 0 PAYCHEX INC COMMON STOCK 704326107 24 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 9 140 SH SOLE 0 140 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 58 1218 SH SOLE 0 1218 0 0 PEPSICO INC COMMON STOCK 713448108 4882 43814 SH SOLE 0 43702 0 112 PEPSICO INC COMMON STOCK 713448108 1892 16985 SH DFND 0 16985 0 0 PFIZER INC COMMON STOCK 717081103 3960 114883 SH SOLE 0 110595 0 328 PFIZER INC COMMON STOCK 717081103 971 27210 SH DFND 0 27210 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 1080 9726 SH SOLE 0 9726 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 118 1060 SH DFND 0 1060 0 0 PHILLIPS 66 COMMON STOCK 718546104 267 2915 SH SOLE 0 2915 0 0 PHILLIPS 66 COMMON STOCK 718546104 326 3557 SH DFND 0 3557 0 0 PIMCO Investment Grade Corp Bd Instl MUTUAL FUND FIXED INCOME 722005816 987 92811 SH SOLE 0 92811 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 72201R783 3054 30080 SH SOLE 0 30080 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 71 698 SH SOLE 0 492 0 206 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 401 3944 SH DFND 0 3944 0 0 PIMCO TRENDS Managed Futures Strat Instl MUTUAL FUND EQUITIES 72201U455 4180 446556 SH DFND 0 444842 1714 0 PIMCO DYNAMIC INCOME FD SHS MUTUAL FUNDS FIXED INCOME 72201Y101 35 1125 SH SOLE 0 1125 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 321 3798 SH SOLE 0 3798 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 13 600 SH SOLE 0 600 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 10 100 SH SOLE 0 100 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 446 23168 SH SOLE 0 23168 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 75 3885 SH DFND 0 3885 0 0 POWERSHARES QQQ ETF ETF/EQUITY 73935A104 41 280 SH SOLE 0 280 0 0 POWERSHARES NASDAQ INTERNET ETF ETF/EQUITY 73935X146 17 150 SH SOLE 0 150 0 0 POWERSHARES WATER RESOURCES ETF ETF/EQUITY 73935X575 1 50 SH SOLE 0 50 0 0 POWERSHARES DYNAMIC BUILDING& CONSTRUCTION ETF ETF/EQUITY 73935X666 1921 61340 SH SOLE 0 61245 0 95 POWERSHARES NATIONAL AMT- FREE MUNI BOND ETF ETF/EQUITY 73936T474 32 1250 SH SOLE 0 1250 0 0 POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 2232 85715 SH SOLE 0 85715 0 0 POWERSHARES VARIABLE RATE PREFERRED ETF/EQUITY 73937B597 21 800 SH DFND 0 800 0 0 POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 2552 49850 SH SOLE 0 49720 0 130 PRAXAIR INC COMMON STOCK 74005P104 6 40 SH SOLE 0 40 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 15 170 SH SOLE 0 170 0 0 T Rowe Price Growth Stk Fd #40 MUTUAL FUND EQUITIES 741479109 783 11668 SH SOLE 0 11668 0 0 T Rowe Price High Yield Fund MUTUAL FUND FIXED INCOME 741481105 517 76052 SH SOLE 0 76052 0 0 Principal MidCap Institutional MUTUAL FUND EQUITIES 74253Q747 262 9768 SH SOLE 0 9768 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 5302 58274 SH SOLE 0 58062 0 212 PROCTER & GAMBLE CO COMMON STOCK 742718109 763 8386 SH DFND 0 8386 0 0 Osterweis Strategic Income Fund MUTUAL FUND FIXED INCOME 742935489 18942 1665990 SH DFND 0 1635110 30880 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 32 305 SH SOLE 0 305 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6 61 SH DFND 0 61 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3491 75472 SH SOLE 0 75472 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 918 19846 SH DFND 0 19846 0 0 QUALCOMM INC COMMON STOCK 747525103 361 6970 SH SOLE 0 6970 0 0 QUALCOMM INC COMMON STOCK 747525103 89 1710 SH DFND 0 1710 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 10 105 SH DFND 0 105 0 0 QUINTILES TRANSNATIONAL COMMON STOCK 74876Y101 10 100 SH SOLE 0 100 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 10 470 SH SOLE 0 470 0 0 RAYTHEON CO COMMON STOCK 755111507 90 480 SH SOLE 0 480 0 0 RAYTHEON CO COMMON STOCK 755111507 77 415 SH DFND 0 415 0 0 REALTY INCOME CORP COMMON STOCK 756109104 22 387 SH SOLE 0 387 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 238 5054 SH SOLE 0 5054 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 19 400 SH DFND 0 400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 291 1632 SH SOLE 0 1632 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 58 325 SH DFND 0 325 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 209 1600 SH SOLE 0 1600 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 36 275 SH DFND 0 275 0 0 ROGERS COMMUNICATIONS CL B FOREIGN EQUITIES 775109200 14 280 SH SOLE 0 280 0 0 T Rowe Price Mid-Cap Growth Fd #64 MUTUAL FUND EQUITIES 779556109 203 2256 SH SOLE 0 2256 0 0 T. Rowe Price Summit Municipal Intm MUTUAL FUND FIXED INCOME 77957N209 202 16908 SH SOLE 0 16908 0 0 T. Rowe Price Mid-Cap Value MUTUAL FUND EQUITIES 77957Y106 261 8446 SH SOLE 0 8446 0 0 T. Rowe Price Instl Floating Rate MUTUAL FUND FIXED INCOME 77958B402 9966 994631 SH DFND 0 956672 37959 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 516 6665 SH SOLE 0 6665 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 104 1350 SH DFND 0 1350 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 421 6950 SH SOLE 0 6950 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 6 100 SH DFND 0 100 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 63 SH DFND 0 63 0 0 ROYCE GLOBAL VALUE TRUST MUTUAL FUNDS INTL EQUITIES 78081T104 0 37 SH SOLE 0 37 0 0 ROYCE VALUE TRUST MUTUAL FUND EQUITIES 780910105 4 261 SH SOLE 0 261 0 0 GUGGENHEIM S&P SMALLCAP 600 PURE GROWTH ETF ETF/EQUITY 78355W809 12 109 SH SOLE 0 109 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6353 25285 SH SOLE 0 25285 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 818 3255 SH DFND 0 3255 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 12 100 SH SOLE 0 100 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 524 4310 SH DFND 0 4310 0 0 SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 31 775 SH SOLE 0 775 0 0 SPDR S&P INTERNATIONAL DIVIDEND ETF ETF/INTERNATIONAL EQUITY 78463X772 12 300 SH DFND 0 300 0 0 SPDR S&P GLOBAL INFRASTRUCTURE ETF ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR BBB INTMTERMCORPBD ETF ETF/FIXED INCOME 78464A375 540 15628 SH SOLE 0 15628 0 0 SPDR BBB INTMTERMCORPBD ETF ETF/FIXED INCOME 78464A375 22 650 SH DFND 0 650 0 0 SPDR BBB HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 91 2440 SH SOLE 0 2440 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 10 110 SH SOLE 0 110 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 3144 66321 SH SOLE 0 66133 0 188 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 28 585 SH DFND 0 585 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 6667 135315 SH SOLE 0 135065 0 250 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 4667 14303 SH SOLE 0 14303 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 2464 7551 SH DFND 0 7551 0 0 SPDR NUVEEN BBB MUNI BOND ETF ETF/FIXED INCOME 78468R721 31 625 SH SOLE 0 625 0 0 SABINE ROYALTY TRUST COMMON STOCK 785688102 8 200 SH SOLE 0 200 0 0 SABRA HEALTH CARE REIT INC COMMON STOCK 78573L106 1 55 SH SOLE 0 55 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 37 395 SH SOLE 0 395 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 13 137 SH DFND 0 137 0 0 SCANA CORP COMMON STOCK 80589M102 78 1615 SH SOLE 0 1615 0 0 SCANA CORP COMMON STOCK 80589M102 54 1115 SH DFND 0 1115 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1196 17139 SH SOLE 0 17139 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 15 220 SH DFND 0 220 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 7 150 SH DFND 0 150 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 1695 25163 SH SOLE 0 25163 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 141 2096 SH DFND 0 2096 0 0 MATERIALS SELECT SECTOR SPDRETF ETF/EQUITY 81369Y100 552 9725 SH DFND 0 9725 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 80 1165 SH SOLE 0 1165 0 0 ENERGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y506 5 75 SH DFND 0 75 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 22 375 SH SOLE 0 375 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 404 6844 SH DFND 0 6844 0 0 UTILITIES SELECT SECTOR SPDRETF ETF/EQUITY 81369Y886 68 1275 SH SOLE 0 1275 0 0 SEMPRA ENERGY COMMON STOCK 816851109 546 4780 SH SOLE 0 4780 0 0 SEMPRA ENERGY COMMON STOCK 816851109 126 1100 SH DFND 0 1100 0 0 SENSEONICS HOLDINGS INC COMMON STOCK 81727U105 3 1000 SH DFND 0 1000 0 0 SHIRE PLC ADR COMMON STOCK 82481R106 3 22 SH SOLE 0 22 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 4 200 SH SOLE 0 200 0 0 SNAP ON INC COMMON STOCK 833034101 17 115 SH SOLE 0 115 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 25 500 SH SOLE 0 500 0 0 SONY CORP ADR FOREIGN EQUITIES 835699307 4 120 SH SOLE 0 120 0 0 SOURCE CAPITAL INC MUTUAL FUND EQUITIES 836144105 11 275 SH SOLE 0 275 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 380 7742 SH SOLE 0 7742 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 53 1075 SH DFND 0 1075 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 75 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 302 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 163 3035 SH SOLE 0 3035 0 0 STARBUCKS CORP COMMON STOCK 855244109 5 100 SH DFND 0 100 0 0 STATE STREET CORP COMMON STOCK 857477103 219 2289 SH SOLE 0 2289 0 0 STRYKER CORP COMMON STOCK 863667101 838 5902 SH SOLE 0 5902 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 26 301 SH SOLE 0 301 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 93 2652 SH SOLE 0 2652 0 0 SYSCO CORP COMMON STOCK 871829107 1212 22470 SH SOLE 0 22470 0 0 SYSCO CORP COMMON STOCK 871829107 507 9400 SH DFND 0 9400 0 0 TJX COMPANIES COMMON STOCK 872540109 35 475 SH SOLE 0 475 0 0 TJX COMPANIES COMMON STOCK 872540109 6 85 SH DFND 0 85 0 0 TARGET CORP COMMON STOCK 87612E106 272 4612 SH SOLE 0 4612 0 0 TARGET CORP COMMON STOCK 87612E106 13 217 SH DFND 0 217 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 30 187 SH DFND 0 187 0 0 Templeton Global Bond Adv MUTUAL FUND FIXED INCOME 880208400 173 14131 SH SOLE 0 14131 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 28 1000 SH SOLE 0 1000 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 6 350 SH SOLE 0 350 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1519 16948 SH SOLE 0 16948 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 211 2350 SH DFND 0 2350 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 83 441 SH SOLE 0 441 0 0 Thornburg International Value Fund MUTUAL FUND INTL EQUITIES 885215566 213 7523 SH DFND 0 7523 0 0 3M COMPANY COMMON STOCK 88579Y101 4467 21281 SH SOLE 0 21281 0 0 3M COMPANY COMMON STOCK 88579Y101 596 2841 SH DFND 0 2841 0 0 TIME WARNER INC COMMON STOCK 887317303 14 138 SH SOLE 0 138 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 383 4443 SH SOLE 0 4443 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 685 12165 SH SOLE 0 12165 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 60 1075 SH DFND 0 1075 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 375 7010 SH SOLE 0 7010 0 0 Touchstone Sands Cap Instl Growth Fd MUTUAL FUNDS INTL EQUITIES 89155J104 5860 246632 SH DFND 0 238258 8374 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 24 200 SH SOLE 0 200 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 7 145 SH SOLE 0 145 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 330 2695 SH SOLE 0 2695 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 6 50 SH DFND 0 50 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 0 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 2447 45660 SH SOLE 0 45421 0 239 US BANCORP COMMON STOCK 902973304 228 4262 SH DFND 0 4262 0 0 UNDER ARMOUR INC CL A COMMON STOCK 904311107 2 100 SH SOLE 0 100 0 0 UNDER ARMOUR INC CL C COMMON STOCK 904311206 2 100 SH SOLE 0 100 0 0 UNILEVER NV ADR FOREIGN EQUITIES 904784709 30 500 SH SOLE 0 500 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 120 1036 SH SOLE 0 1036 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 58 502 SH DFND 0 502 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1851 15410 SH SOLE 0 15314 0 96 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 127 1058 SH DFND 0 1058 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3020 26015 SH SOLE 0 25929 0 86 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 492 4235 SH DFND 0 4235 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1427 7285 SH SOLE 0 7285 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 54 275 SH DFND 0 275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 3 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 999 15710 SH SOLE 0 15710 0 0 VF CORP COMMON STOCK 918204108 25 400 SH DFND 0 400 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 32 417 SH SOLE 0 417 0 0 Valley Natl Bancorp Common COMMON STOCK 919794107 207 17171 SH SOLE 0 0 17171 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 450 19600 SH DFND 0 19600 0 0 VANECK VECTORS HIGH YIELD MUNICIPAL ETF ETF/FIXED INCOME 92189F361 47 1500 SH SOLE 0 1500 0 0 VANECK VECTORS AGRIBUSINESS ETF ETF/EQUITY 92189F700 29 500 SH SOLE 0 500 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 750 7917 SH SOLE 0 7917 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 657 6928 SH DFND 0 6928 0 0 Vanguard REIT Index Admiral MUTUAL FUND EQUITIES 921908877 6790 57673 SH DFND 0 56617 1056 0 Vanguard Total Intl Stock Index Admiral MUTUAL FUND EQUITIES 921909818 12602 428921 SH DFND 0 426922 1999 0 VANGUARD MEGA CAP GROWTH ETF ETF/EQUITY 921910816 9 85 SH SOLE 0 85 0 0 Vanguard Morgan Growth Admiral MUTUAL FUND EQUITIES 921928206 266 2879 SH SOLE 0 2879 0 0 Vanguard Total Bond Market Index Adm MUTUAL FUND FIXED INCOME 921937603 24047 2230759 SH DFND 0 2185509 45250 0 Vanguard Short-Term Bond Index Adm MUTUAL FUND FIXED INCOME 921937702 3251 310811 SH DFND 0 307653 3158 0 Vanguard Interm-Term Bond Index Adm MUTUAL FUND FIXED INCOME 921937801 699 61108 SH SOLE 0 61108 0 0 VANGUARD INTERM-TERM BOND ETF ETF/FIXED INCOME 921937819 141 1660 SH SOLE 0 1660 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 3417 42817 SH SOLE 0 42322 0 495 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 232 2902 SH DFND 0 2902 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1329 16218 SH SOLE 0 15323 0 895 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 175 2133 SH DFND 0 2133 0 0 Vanguard Developed Markets Idx Admiral ETF/FIXED INCOME 921943809 2496 179192 SH SOLE 0 179192 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 139 3195 SH SOLE 0 3195 0 0 Vanguard High-Yield Corporate Adm MUTUAL FUND FIXED INCOME 922031760 234 39123 SH SOLE 0 39123 0 0 Vanguard GNMA Adm MUTUAL FUND FIXED NCOM 922031794 769 72994 SH SOLE 0 72994 0 0 Vanguard Interm-Term Investment-Grde Adm Mutual Fund FIXED INCOME 922031810 389 39617 SH SOLE 0 39617 0 0 Vanguard Short-Term Investment-Grade Adm MUTUAL FUND FIXED INCOME 922031836 3766 352321 SH SOLE 0 347553 4768 0 Vanguard Total Intl Bd Idx Admiral MUTUAL FUND FIXED INCOME 92203J308 828 38055 SH SOLE 0 38055 0 0 Vanguard Emerging Mkts Stock Idx Adm MUTUAL FUND EQUITIES 922042841 3266 90485 SH SOLE 0 90485 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1461 33537 SH SOLE 0 33537 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 172 3958 SH DFND 0 3958 0 0 Vanguard FTSE Emerging Markets ETF MUTUAL FUND EQUITIES 922042858 315 7231 SH SOLE 0 7231 0 0 Vanguard Europe Index - ETF ETF/INTERNATIONAL EQUITY 922042874 7853 134635 SH DFND 0 131506 3129 0 VANGUARD ENERGY ETF ETF/EQUITY 92204A306 5 50 SH SOLE 0 50 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 837 12800 SH SOLE 0 12800 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 252 3850 SH DFND 0 3850 0 0 VANGUARD HEALTH CARE ETF ETF/EQUITY 92204A504 12 81 SH SOLE 0 81 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 591 4400 SH DFND 0 4400 0 0 Vanguard Information Technology ETF ETF/EQUITY 92204A702 321 2110 SH SOLE 0 2110 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 162 1385 SH SOLE 0 1385 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4136 51615 SH SOLE 0 51615 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 885 11043 SH DFND 0 11043 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 711 10995 SH SOLE 0 10880 0 115 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 23 360 SH DFND 0 360 0 0 Vanguard Mortgage-Backed Sec Idx Admiral MUTUAL FUND FIXED INCOME 92206C755 268 12705 SH SOLE 0 12705 0 0 VENTAS INC COMMON STOCK 92276F100 39 605 SH SOLE 0 605 0 0 Vanguard Short-Term Tx-Ex Adm MUTUAL FUND FIXED INCOME 922907803 3182 201371 SH SOLE 0 201371 0 0 Vanguard High-Yield Tax-Exempt Adm MUTUAL FUND FIXED INCOME 922907845 1681 147823 SH SOLE 0 147823 0 0 Vanguard Intermediate-Term Tax-Exempt Fund MUTUAL FUND FIXED INCOME 922907878 9632 678810 SH DFND 0 672051 6759 0 Vanguard Limited-Term Tax-Exempt Fund MUTUAL FUND FIXED INCOME 922907886 8707 792243 SH DFND 0 788881 3362 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 461 1999 SH SOLE 0 1999 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 82 675 SH SOLE 0 675 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 2962 35645 SH SOLE 0 35645 0 0 VANGUARD SMALLCAP GROWTH ETF ETF/EQUITY 922908595 27 178 SH SOLE 0 178 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 109 855 SH SOLE 0 855 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 170 1154 SH SOLE 0 1154 0 0 Vanguard Growth Index Adm MUTUAL FUND EQUITIES 922908660 7435 108796 SH DFND 0 105060 3736 0 Vanguard Value Index Adm MUTUAL FUND EQUITIES 922908678 7322 187992 SH DFND 0 181437 6555 0 Vanguard Small Cap Index Adm MUTUAL FUND EQUITIES 922908686 995 14693 SH SOLE 0 14693 0 0 Vanguard Extended Market Idx Adm MUTUAL FUND EQUITIES 922908694 1794 22078 SH SOLE 0 22078 0 0 Vanguard 500 Index Admiral MUTUAL FUND EQUITIES 922908710 2334 10035 SH DFND 0 9366 669 0 Vanguard Total Stock Mkt Idx Adm MUTUAL FUND EQUITIES 922908728 14553 230811 SH DFND 0 226753 4058 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 184 1300 SH SOLE 0 1300 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 8289 63998 SH DFND 0 63998 0 0 VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 2 100 SH DFND 0 100 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5873 118662 SH SOLE 0 118479 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1628 32908 SH DFND 0 32908 0 0 VISA INC CLASS A COMMON STOCK 92826C839 376 3575 SH SOLE 0 3575 0 0 VISA INC CLASS A COMMON STOCK 92826C839 13 120 SH DFND 0 120 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 8 291 SH SOLE 0 291 0 0 WGL HOLDINGS INC COMMON STOCK 92924F106 354 4200 SH SOLE 0 4200 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 209 3324 SH SOLE 0 3324 0 0 WAL MART STORES INC COMMON STOCK 931142103 2538 32487 SH SOLE 0 32375 0 112 WAL MART STORES INC COMMON STOCK 931142103 537 6868 SH DFND 0 6868 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 468 6060 SH SOLE 0 6060 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 26 335 SH DFND 0 335 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 31 400 SH SOLE 0 400 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 37 475 SH DFND 0 475 0 0 WELLS FARGO & CO COMMON STOCK 949746101 1853 33608 SH SOLE 0 33478 0 130 WELLS FARGO & CO COMMON STOCK 949746101 185 3352 SH DFND 0 3352 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 54 1600 SH SOLE 0 1600 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 7 355 SH DFND 0 355 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 6 200 SH SOLE 0 200 0 0 WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 0 167 SH DFND 0 167 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1315 18810 SH SOLE 0 18810 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 17 245 SH DFND 0 245 0 0 WISDOMTREE BB US DOLLAR BULLISH ETF ETF/OTHER 97717W471 2120 82028 SH SOLE 0 81913 0 115 XCEL ENERGY INC COMMON STOCK 98389B100 7 150 SH SOLE 0 150 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 12 100 SH SOLE 0 100 0 0