Trust Administrator

0000909012-17-000131.txt : 20170803 0000909012-17-000131.hdr.sgml : 20170803 20170803124553 ACCESSION NUMBER: 0000909012-17-000131 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20170630 FILED AS OF DATE: 20170803 DATE AS OF CHANGE: 20170803 EFFECTIVENESS DATE: 20170803 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 171004041 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 06-30-2017 06-30-2017 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneonta NY 08-02-2017 0 753 925404 false INFORMATION TABLE 2 aci_13f.xml ADIENT PLC FOREIGN EQUITIES G0084W101 0 5 SH SOLE 0 5 0 0 ALLEGION PLC FOREIGN EQUITIES G0176J109 27 331 SH SOLE 0 331 0 0 ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 11 90 SH SOLE 0 90 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 1 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS PARTNERSHIPS G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 61 1500 SH SOLE 0 1500 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 2 40 SH DFND 0 40 0 0 DELPHI AUTOMOTIVE PLC COMMON STOCK G27823106 2 20 SH SOLE 0 20 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 37 477 SH SOLE 0 477 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 37 473 SH DFND 0 473 0 0 INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 114 1242 SH SOLE 0 1242 0 0 INVESCO LTD COMMON STOCK 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29278N103 3 150 SH DFND 0 150 0 0 ENTERGY CORP COMMON STOCK 29364G103 8 100 SH DFND 0 100 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 159 5892 SH SOLE 0 5588 0 304 EUROPEAN EQUITY FUND COM ETF/INTERNATIONAL EQUITY 298768102 4 406 SH SOLE 0 406 0 0 EVOLUTION PETROLEUM CORP COMMON STOCK 30049A107 2 200 SH SOLE 0 200 0 0 EXELON CORP COMMON STOCK 30161N101 1407 39016 SH SOLE 0 39016 0 0 EXELON CORP COMMON STOCK 30161N101 311 8625 SH DFND 0 8625 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 37 584 SH SOLE 0 584 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 10 160 SH DFND 0 160 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 2820 34944 SH DFND 0 31344 3600 0 EXXON MOBIL CORP COMMON STOCK 30231G102 6703 83042 SH SOLE 0 82942 0 100 FMI Large Cap Fund MUTUAL FUND EQUITIES 302933205 6815 319522 SH DFND 0 316565 2957 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 43 285 SH SOLE 0 285 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 4 25 SH DFND 0 25 0 0 FATE THERAPEUTICS INC COMMON STOCK 31189P102 21 6500 SH SOLE 0 6500 0 0 FASTENAL CO COMMON STOCK 311900104 186 4276 SH SOLE 0 4276 0 0 FASTENAL CO COMMON STOCK 311900104 131 3000 SH DFND 0 3000 0 0 Federated Total Return Bond Instl MUTUAL FUND FIXED INCOME 31428Q101 327 29951 SH SOLE 0 29951 0 0 FEDEX CORP COMMON STOCK 31428X106 61 280 SH SOLE 0 280 0 0 Fidelity Advisor Floating Rate Hi Inc I MUTUAL FUND FIXED INCOME 315807552 140 14538 SH SOLE 0 14538 0 0 Fidelity Floating Rate High Income Fd #814 MUTUAL FUND FIXED INCOME 315916783 199 20654 SH SOLE 0 20654 0 0 Fidelity Limited Term Municipal Income MUTUAL FUND FIXED INCOME 316203207 392 37145 SH SOLE 0 37145 0 0 FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106 4 49 SH SOLE 0 49 0 0 Fidelity Spartan NY Muni Income Fund #71 MUTUAL FUND FIXED INCOME 316337203 233 17566 SH SOLE 0 17566 0 0 Fidelity Interm Muni Inc MUTUAL FUND FIXED INCOME 31638R204 389 37568 SH SOLE 0 37568 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 17 655 SH DFND 0 655 0 0 FLEXSHRS IBOXX 5YR TGT TIPS ETF/FIXED INCOME 33939L605 462 18505 SH SOLE 0 18310 0 195 FORD MOTOR COMPANY COMMON STOCK 345370860 104 9265 SH SOLE 0 9265 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 6 565 SH DFND 0 565 0 0 FORTIVE CORP COMMON STOCK 34959J108 1 21 SH SOLE 0 21 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 10 132 SH DFND 0 132 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 3 56 SH SOLE 0 56 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 3 2512 SH SOLE 0 2512 0 0 GABELLI MULTIMEDIA TR INC MUTUAL FUND EQUITIES 36239Q109 0 28 SH SOLE 0 28 0 0 GABELLI UTILITY TRUST MUTUAL FUND EQUITIES 36240A101 0 23 SH SOLE 0 23 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 20 350 SH DFND 0 350 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 475 2400 SH SOLE 0 2400 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 5 25 SH DFND 0 25 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 2162 80051 SH DFND 0 69326 10725 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 5348 198082 SH SOLE 0 197832 0 250 GENERAL MILLS INC COMMON STOCK 370334104 1776 32106 SH SOLE 0 32106 0 0 GENERAL MILLS INC COMMON STOCK 370334104 539 9735 SH DFND 0 9735 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 23 650 SH SOLE 0 650 0 0 GENUINE PARTS CO COMMON STOCK 372460105 28 300 SH SOLE 0 300 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 760 10735 SH SOLE 0 10735 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 209 2955 SH DFND 0 2955 0 0 GLOBAL X MLP ETF ETF/EQUITY 37950E473 2443 223725 SH SOLE 0 223285 0 440 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 38 171 SH SOLE 0 171 0 0 GRAMERCY PPTY TR COMMON STOCK 385002308 12 420 SH SOLE 0 420 0 0 Guggenheim Macro Opportunities Instl MUTUAL FUNDS FIXED INCOME 40168W582 18643 699814 SH DFND 0 691664 8150 0 HCP INC COMMON STOCK 40414L109 84 2615 SH SOLE 0 2615 0 0 HCP INC COMMON STOCK 40414L109 74 2303 SH DFND 0 2303 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 11 400 SH SOLE 0 400 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 53 2000 SH DFND 0 2000 0 0 HALLIBURTON CO COMMON STOCK 406216101 48 1115 SH SOLE 0 1115 0 0 Harbor International Fund - Instl MUTUAL FUND INTL EQUITIES 411511306 7378 108730 SH DFND 0 107825 905 0 Harbor Capital Appreciation Fund MUTUAL FUND EQUITIES 411511504 484 7277 SH DFND 0 7226 51 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 11 200 SH SOLE 0 200 0 0 Oakmark Fund MUTUAL FUND EQUITIES 413838103 3413 43627 SH DFND 0 43400 227 0 Oakmark Global Fund MUTUAL FUND INTL EQUITIES 413838830 17626 557619 SH DFND 0 552958 4661 0 Hartford Midcap Y MUTUAL FUND EQUITIES 416645687 291 8721 SH SOLE 0 8721 0 0 HASBRO INC COMMON STOCK 418056107 46 413 SH SOLE 0 413 0 0 HERSHEY CO COMMON STOCK 427866108 161 1500 SH SOLE 0 1500 0 0 HERSHEY CO COMMON STOCK 427866108 107 1000 SH DFND 0 1000 0 0 HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 4 525 SH SOLE 0 525 0 0 HOME DEPOT INC COMMON STOCK 437076102 1148 7494 SH SOLE 0 7494 0 0 HOME DEPOT INC COMMON STOCK 437076102 246 1606 SH DFND 0 1606 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 369 2785 SH DFND 0 785 2000 0 HONEYWELL INTL INC COMMON STOCK 438516106 517 3879 SH SOLE 0 3879 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2938 20509 SH SOLE 0 20509 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 513 3580 SH DFND 0 3580 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 21 12000 SH SOLE 0 12000 0 0 INTEL CORP COMMON STOCK 458140100 1063 31534 SH DFND 0 30734 800 0 INTEL CORP COMMON STOCK 458140100 4537 134502 SH SOLE 0 133947 0 555 INSYS THERAPEUTICS INC COMMON STOCK 45824V209 13 1000 SH SOLE 0 1000 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 7967 51786 SH SOLE 0 51786 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 12086 78567 SH DFND 0 78567 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 22 380 SH SOLE 0 380 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 1 100 SH DFND 0 100 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 13 850 SH SOLE 0 850 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 29 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 2469 206824 SH SOLE 0 206419 0 405 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 226 8459 SH SOLE 0 8459 0 0 ISHARES MSCI EMERGING MKTS MINI VOL ETF ETF/INTERNATIONAL EQUITY 464286533 4734 85445 SH SOLE 0 85345 0 100 ISHARES INC MSCI EMU INDEX ETF/INTERNATIONAL EQUITY 464286608 1446 35865 SH SOLE 0 35805 0 60 ISHARES INC MSCI PAC J IDX ETF/INTERNATIONAL EQUITY 464286665 22 495 SH SOLE 0 495 0 0 ISHARES TR CORE S&P TTL STK ETF/EQUITY 464287150 7 120 SH SOLE 0 120 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 116 1258 SH SOLE 0 1258 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 25 275 SH DFND 0 275 0 0 ISHARES BARCLAYS TIPS BOND FUND ETF/FIXED INCOME 464287176 1213 10696 SH SOLE 0 10696 0 0 ISHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 31823 130740 SH SOLE 0 130740 0 0 ISHARES CORE TOTAL U S BOND MARKET ETF ETF/FIXED INCOME 464287226 100 910 SH SOLE 0 910 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 50 1210 SH SOLE 0 1210 0 0 ISHARES IBOXX INV CORP BD ETF/FIXED INCOME 464287242 1407 11672 SH SOLE 0 11503 0 169 ISHARES IBOXX INV CORP BD ETF/FIXED INCOME 464287242 61 510 SH DFND 0 510 0 0 ISHARES S&P 500 GROWTH ETF/EQUITY 464287309 40 295 SH SOLE 0 295 0 0 ISHARES TR S&P GBL HLTHCR ETF/EQUITY 464287325 28 260 SH SOLE 0 260 0 0 ISHARES S&P 500 VALUE ETF/EQUITY 464287408 40 385 SH SOLE 0 385 0 0 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 112 1326 SH SOLE 0 1326 0 0 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 72 856 SH DFND 0 856 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1582 24271 SH SOLE 0 24271 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1022 15682 SH DFND 0 15682 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3133 37257 SH SOLE 0 37257 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 164 1950 SH DFND 0 1950 0 0 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 12616 72524 SH SOLE 0 72454 0 70 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 127 732 SH DFND 0 732 0 0 ISHARES NASDAQ BIOTECHNOLOGY ETF/EQUITY 464287556 12 40 SH SOLE 0 40 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3715 31905 SH SOLE 0 31825 0 80 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1817 15610 SH DFND 0 15610 0 0 ISHARES S&P MIDCAP 400 GR ETF/EQUITY 464287606 363 1845 SH SOLE 0 1845 0 0 ISHARES S&P MIDCAP 400 GR ETF/EQUITY 464287606 87 445 SH DFND 0 445 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 4381 36806 SH SOLE 0 36726 0 80 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 2342 19676 SH DFND 0 19676 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 483 3425 SH SOLE 0 3425 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 70 500 SH DFND 0 500 0 0 ISHARES CORE S&P SMALL CAP ETF/EQUITY 464287804 12954 184766 SH SOLE 0 184616 0 150 ISHARES CORE S&P SMALL CAP ETF/EQUITY 464287804 2409 34366 SH DFND 0 34366 0 0 ISHARES MSCI ACWI EX US ETF/INTERNATIONAL EQUITY 464288240 274 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SM CAP ETF ETF/INTERNATIONAL EQUITY 464288273 162 2800 SH SOLE 0 2800 0 0 ISHARES TR NATIONAL MUN ETF ETF/EQUITY 464288414 55 500 SH SOLE 0 500 0 0 ISHARES INTL SEL DIV ETF ETF/INTERNATIONAL EQUITY 464288448 21 650 SH SOLE 0 650 0 0 ISHARES INTL SEL DIV ETF ETF/INTERNATIONAL EQUITY 464288448 18 550 SH DFND 0 550 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 39 445 SH SOLE 0 445 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 67 759 SH DFND 0 759 0 0 ISHS MSCI KLD 400 SOCIAL ETF/EQUITY 464288570 11 125 SH SOLE 0 125 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 43 395 SH SOLE 0 395 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 75 685 SH DFND 0 685 0 0 ISHARES 1-3 YEAR CREDIT BD ETF/FIXED INCOME 464288646 707 6717 SH SOLE 0 6717 0 0 ISHARES 1-3 YEAR CREDIT BD ETF/FIXED INCOME 464288646 341 3239 SH DFND 0 3239 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 2255 57574 SH SOLE 0 57574 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 22 570 SH DFND 0 570 0 0 ISHARES MSCI EAFE VALUE ETF/EQUITY 464288877 3032 58639 SH SOLE 0 58538 0 101 ISHARES TR FLTG RATE BD ETF ETF/FIXED INCOME 46429B655 1018 20000 SH SOLE 0 20000 0 0 ISHARES TR HGH DIV EQT FD ETF/EQUITY 46429B663 273 3285 SH SOLE 0 3190 0 95 ISHARES TR HGH DIV EQT FD ETF/EQUITY 46429B663 42 500 SH DFND 0 500 0 0 ISHARES TR EAFE MIN VOLAT ETF/INTERNATIONAL EQUITY 46429B689 8051 116284 SH SOLE 0 116084 0 200 ISHARES TR EAFE MIN VOLAT ETF/INTERNATIONAL EQUITY 46429B689 23 335 SH DFND 0 335 0 0 ISHARES TR USA MIN VOL ID ETF/EQUITY 46429B697 10405 212645 SH SOLE 0 212305 0 340 ISHARES EDGE MSCI USA VALUE FACTOR ETF/EQUITY 46432F388 15 210 SH SOLE 0 210 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 20842 342349 SH SOLE 0 342149 0 200 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 85 1398 SH DFND 0 1398 0 0 ISHARES INC CORE MSCI EMKT ETF/INTERNATIONAL EQUITY 46434G103 4516 90251 SH SOLE 0 90146 0 105 ISHARES EDGE MSCI MIN VOL USA SMALL CAP ETF/EQUITY 46435G433 275 10000 SH SOLE 0 10000 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 4792 52424 SH SOLE 0 52424 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 480 5256 SH DFND 0 5256 0 0 J P MORGAN EXCHANGE TRADED FDIV RTN INT EQ ETF/INTERNATIONAL EQUITY 46641Q209 7065 125785 SH SOLE 0 125640 0 145 J P MORGAN EXCHANGE TRADED FJPMORGAN DIVER ETF/EQUITY 46641Q407 8372 128195 SH SOLE 0 127970 0 225 JOHNSON & JOHNSON COMMON STOCK 478160104 9014 68123 SH SOLE 0 67934 0 189 JOHNSON & JOHNSON COMMON STOCK 478160104 2144 16209 SH DFND 0 16209 0 0 JPMorgan Core Bond Select MUTUAL FUND FIXED INCOME 4812C0381 1084 93172 SH SOLE 0 93172 0 0 KEYCORP COMMON STOCK 493267108 163 8718 SH SOLE 0 8718 0 0 KEYCORP COMMON STOCK 493267108 9 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 713 5524 SH DFND 0 4324 1200 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 104 803 SH SOLE 0 803 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 55 2860 SH SOLE 0 2860 0 0 KOHLS CORP COMMON STOCK 500255104 7 170 SH SOLE 0 170 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 750 8760 SH SOLE 0 8760 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 236 2752 SH DFND 0 2752 0 0 KROGER COMPANY COMMON STOCK 501044101 4 160 SH SOLE 0 160 0 0 LTC PROPERTIES INC COMMON STOCK 502175102 8 150 SH DFND 0 150 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 2 12 SH SOLE 0 12 0 0 LAMB WESTON HLDGS INC COMMON STOCK 513272104 2 50 SH SOLE 0 50 0 0 Lazard Intl Strategic Equity Instl MUTUAL FUND EQUITIES 52106N590 8188 578647 SH DFND 0 575274 3373 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 96 1172 SH SOLE 0 1172 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 141 1716 SH DFND 0 1716 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 145 523 SH SOLE 0 523 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 83 300 SH DFND 0 300 0 0 LOEWS CORP COMMON STOCK 540424108 61 1300 SH DFND 0 1300 0 0 Loomis Sayles Bond Fund MUTUAL FUND FIXED INCOME 543495840 17150 1209452 SH DFND 0 1193858 15594 0 LOWES COMPANIES INC COMMON STOCK 548661107 1079 13922 SH SOLE 0 13922 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 54 694 SH DFND 0 694 0 0 M & T BANK CORP COMMON STOCK 55261F104 372 2298 SH SOLE 0 2298 0 0 M & T BANK CORP COMMON STOCK 55261F104 1307 8068 SH DFND 0 8068 0 0 MGE ENERGY INC COMMON STOCK 55277P104 15 240 SH SOLE 0 240 0 0 Cove Street Capital Small Cap Val Instl MUTUAL FUND EQUITIES 56166Y875 6574 182366 SH DFND 0 180913 1453 0 MARATHON OIL CORP COMMON STOCK 565849106 5 400 SH SOLE 0 400 0 0 MARATHON OIL CORP COMMON STOCK 565849106 2 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 18 344 SH DFND 0 344 0 0 MARSH & MCLENNAN COS INC COMMON STOCK 571748102 7 93 SH SOLE 0 93 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 38 376 SH SOLE 0 376 0 0 MASIMO CORP COMMON STOCK 574795100 9 100 SH SOLE 0 100 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 37 305 SH SOLE 0 305 0 0 MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 3 69 SH SOLE 0 69 0 0 MCDONALDS CORP COMMON STOCK 580135101 497 3248 SH DFND 0 2786 462 0 MCDONALDS CORP COMMON STOCK 580135101 1558 10170 SH SOLE 0 10082 0 88 MCKESSON CORP COMMON STOCK 58155Q103 329 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 22 1700 SH DFND 0 1700 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 5046 78733 SH SOLE 0 78545 0 188 MERCK & COMPANY INC COMMON STOCK 58933Y105 1148 17909 SH DFND 0 17909 0 0 METLIFE INC COMMON STOCK 59156R108 43 777 SH SOLE 0 777 0 0 METLIFE INC COMMON STOCK 59156R108 22 400 SH DFND 0 400 0 0 MEXICO FUND INC MUTUAL FUND INTL EQUITIES 592835102 2 125 SH SOLE 0 125 0 0 MICROSOFT CORP COMMON STOCK 594918104 951 13819 SH DFND 0 12219 1600 0 MICROSOFT CORP COMMON STOCK 594918104 4065 58975 SH SOLE 0 58700 0 275 MILLER INDUSTRIES INC COMMON STOCK 600551204 26 1054 SH SOLE 0 1054 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 18 410 SH SOLE 0 410 0 0 MONDELEZ INTL INC CL A COMMON STOCK 609207105 15 350 SH DFND 0 350 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 1119 9451 SH SOLE 0 9451 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 592 5000 SH DFND 0 5000 0 0 MORGAN STANLEY COMMON STOCK 617446448 133 2985 SH SOLE 0 2985 0 0 MOSAIC COMPANY COMMON STOCK 61945C103 1 23 SH SOLE 0 23 0 0 Mutual Beacon Z MUTUAL FUND EQUITIES 628380305 214 12843 SH SOLE 0 12843 0 0 NBT BANCORP INC COMMON STOCK 628778102 690 18686 SH SOLE 0 18686 0 0 NBT BANCORP INC COMMON STOCK 628778102 1273 34444 SH DFND 0 34444 0 0 NASDAQ INC COMMON STOCK 631103108 3 44 SH SOLE 0 44 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 56 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 34 600 SH DFND 0 600 0 0 NATIONAL GRID PLC ADR COMMON STOCK 636274409 14 227 SH SOLE 0 227 0 0 NATIONAL GRID PLC ADR COMMON STOCK 636274409 17 276 SH DFND 0 276 0 0 Natixis ASG Managed Futures Strategy Y MUTUAL FUND EQUITIES 63872T729 4379 452881 SH DFND 0 447966 4915 0 NEW GERMANY FD INC COM ETF/INTERNATIONAL EQUITY 644465106 8 495 SH SOLE 0 495 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 18 1400 SH SOLE 0 1400 0 0 NEWMARKET CORP COMMON STOCK 651587107 5 10 SH SOLE 0 10 0 0 NEXSTAR MEDIA GROUP CLASS A COMMON STOCK 65336K103 3 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1108 7908 SH SOLE 0 7908 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 614 4385 SH DFND 0 4385 0 0 NIKE INC CLASS B COMMON STOCK 654106103 1392 23585 SH SOLE 0 23585 0 0 NIKE INC CLASS B COMMON STOCK 654106103 90 1530 SH DFND 0 1530 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 14 500 SH SOLE 0 500 0 0 NORDSTROM INC COMMON STOCK 655664100 5 112 SH SOLE 0 112 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1219 10018 SH SOLE 0 10018 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 12 100 SH DFND 0 100 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 133 520 SH SOLE 0 520 0 0 NORTH WEST BANCSHARES INC COMMON STOCK 667340103 18 1125 SH SOLE 0 1125 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 42 1001 SH SOLE 0 1001 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1962 23502 SH SOLE 0 23502 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 438 5250 SH DFND 0 5250 0 0 NUCOR CORP COMMON STOCK 670346105 2344 40518 SH SOLE 0 40518 0 0 NUCOR CORP COMMON STOCK 670346105 502 8677 SH DFND 0 8677 0 0 NUVEEN NASDAQ 100 DYNAMIC OVCOM SHS ETF/OTHER 670699107 2 100 SH SOLE 0 100 0 0 OGE ENERGY CORP COMMON STOCK 670837103 244 7000 SH SOLE 0 7000 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 41 692 SH SOLE 0 692 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 3 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 8 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 722 8710 SH SOLE 0 8710 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 35 425 SH DFND 0 425 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 30 900 SH SOLE 0 900 0 0 ONEOK PARTNERS LP COMMON STOCK 68268N103 20 400 SH SOLE 0 400 0 0 ORACLE CORP COMMON STOCK 68389X105 427 8520 SH SOLE 0 8520 0 0 ORACLE CORP COMMON STOCK 68389X105 7 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 16 1000 SH DFND 0 1000 0 0 PG&E CORP COMMON STOCK 69331C108 129 1950 SH SOLE 0 1765 0 185 PG&E CORP COMMON STOCK 69331C108 187 2815 SH DFND 0 2815 0 0 PIMCO Total Return Fund MUTUAL FUNDS FIXED INCOME 693390700 637 62173 SH SOLE 0 62173 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 421 3358 SH SOLE 0 3358 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 7 55 SH DFND 0 55 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 292 2654 SH SOLE 0 2654 0 0 PNC Intermediate Tax Exempt MUTUAL FUND FIXED INCOME 69351J694 152 15895 SH SOLE 0 15895 0 0 PPL CORP COMMON STOCK 69351T106 382 9889 SH SOLE 0 9889 0 0 PAYCHEX INC COMMON STOCK 704326107 9 154 SH SOLE 0 154 0 0 PAYCHEX INC COMMON STOCK 704326107 22 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 8 140 SH SOLE 0 140 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 66 1518 SH SOLE 0 1518 0 0 PEPSICO INC COMMON STOCK 713448108 1869 16184 SH DFND 0 15784 400 0 PEPSICO INC COMMON STOCK 713448108 5154 44627 SH SOLE 0 44515 0 112 PFIZER INC COMMON STOCK 717081103 3822 113771 SH SOLE 0 113443 0 328 PFIZER INC COMMON STOCK 717081103 931 27710 SH DFND 0 27710 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 787 6700 SH SOLE 0 6700 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 124 1060 SH DFND 0 1060 0 0 PHILLIPS 66 COMMON STOCK 718546104 247 2988 SH SOLE 0 2988 0 0 PHILLIPS 66 COMMON STOCK 718546104 294 3557 SH DFND 0 3557 0 0 PIMCO Investment Grade Corp Bd Instl MUTUAL FUND FIXED INCOME 722005816 980 92811 SH SOLE 0 92811 0 0 PIEDMONT OFFICE REALTY REIT COMMON STOCK 720190206 7 343 SH SOLE 0 343 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF/FIXED INCOME 72201R783 4063 40080 SH SOLE 0 40080 0 0 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 71 698 SH SOLE 0 492 0 206 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 401 3944 SH DFND 0 3944 0 0 PIMCO TRENDS Managed Futures Strat Instl MUTUAL FUND EQUITIES 72201U455 4482 482994 SH DFND 0 477757 5237 0 PIMCO DYNAMIC INCOME FD SHS MUTUAL FUNDS FIXED INCOME 72201Y101 34 1125 SH SOLE 0 1125 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 323 3798 SH SOLE 0 3798 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 16 600 SH SOLE 0 600 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 9 100 SH SOLE 0 100 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 460 28228 SH SOLE 0 28228 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 76 4685 SH DFND 0 4685 0 0 POWERSHARES QQQ TRUST UNIT SER 1 ETF/EQUITY 73935A104 39 280 SH SOLE 0 280 0 0 POWERSHARES NASDAQ INTERNET ETF/EQUITY 73935X146 15 150 SH SOLE 0 150 0 0 POWERSHARES ETF TRUST WATER RESOURCE ETF/EQUITY 73935X575 1 50 SH SOLE 0 50 0 0 POWERSHARES DYN BLDG CNSTR ETF/EQUITY 73935X666 1693 56745 SH SOLE 0 56650 0 95 POWERSHS DB US DOLLAR INDEX DOLL INDX BULL ETF/OTHER 73936D107 371 15000 SH SOLE 0 15000 0 0 POWERSHARES ETF TR II INSUR NATL MUN ETF/EQUITY 73936T474 32 1250 SH SOLE 0 1250 0 0 POWERSHARES VAR RATE PFD ETF/EQUITY 73937B597 1718 65715 SH SOLE 0 65715 0 0 POWERSHARES KBW BANK ETF ETF/EQUITY 73937B746 1993 40385 SH SOLE 0 40255 0 130 PRAXAIR INC COMMON STOCK 74005P104 5 40 SH SOLE 0 40 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 13 170 SH SOLE 0 170 0 0 T Rowe Price Growth Stk Fd #40 MUTUAL FUND EQUITIES 741479109 854 13441 SH SOLE 0 13441 0 0 T Rowe Price High Yield Fund MUTUAL FUND FIXED INCOME 741481105 514 76052 SH SOLE 0 76052 0 0 Principal MidCap Institutional MUTUAL FUND EQUITIES 74253Q747 247 9768 SH SOLE 0 9768 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 5283 60621 SH SOLE 0 60409 0 212 PROCTER & GAMBLE CO COMMON STOCK 742718109 766 8786 SH DFND 0 8786 0 0 Osterweis Strategic Income Fund MUTUAL FUNDS FIXED INCOME 742935489 19149 1693126 SH DFND 0 1675706 17420 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 33 305 SH SOLE 0 305 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 7 61 SH DFND 0 61 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3342 77722 SH SOLE 0 77722 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 899 20896 SH DFND 0 20896 0 0 PUBLIC STORAGE COMMON STOCK 74460D109 1 6 SH SOLE 0 6 0 0 QUALCOMM INC COMMON STOCK 747525103 388 7028 SH SOLE 0 7028 0 0 QUALCOMM INC COMMON STOCK 747525103 99 1790 SH DFND 0 1790 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 12 105 SH DFND 0 105 0 0 QUINTILES TRANSNATIONAL COMMON STOCK 74876Y101 9 100 SH SOLE 0 100 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 9 470 SH SOLE 0 470 0 0 RAYTHEON CO COMMON STOCK 755111507 52 325 SH SOLE 0 325 0 0 RAYTHEON CO COMMON STOCK 755111507 67 415 SH DFND 0 415 0 0 REALTY INCOME CORP COMMON STOCK 756109104 21 387 SH SOLE 0 387 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 249 3829 SH SOLE 0 3829 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 16 250 SH DFND 0 250 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 248 5854 SH SOLE 0 5854 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 19 450 SH DFND 0 450 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 264 1632 SH SOLE 0 1632 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 65 400 SH DFND 0 400 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 221 2100 SH SOLE 0 2100 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 63 600 SH DFND 0 600 0 0 ROGERS COMMUNICATIONS CL B FOREIGN EQUITIES 775109200 13 280 SH SOLE 0 280 0 0 T. Rowe Price Summit Municipal Intm MUTUAL FUND FIXED INCOME 77957N209 201 16908 SH SOLE 0 16908 0 0 T. Rowe Price Mid-Cap Value MUTUAL FUND EQUITIES 77957Y106 253 8446 SH SOLE 0 8446 0 0 T. Rowe Price Instl Floating Rate MUTUAL FUND FIXED INCOME 77958B402 9868 983851 SH DFND 0 971399 12452 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 614 8465 SH SOLE 0 8465 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 98 1350 SH DFND 0 1350 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 423 7950 SH SOLE 0 7950 0 0 ROYAL DUTCH SHELL PLC CL A FOREIGN EQUITIES 780259206 5 100 SH DFND 0 100 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 63 SH DFND 0 63 0 0 ROYCE GLOBAL VALUE TRUST MUTUAL FUNDS INTL EQUITIES 78081T104 0 37 SH SOLE 0 37 0 0 ROYCE VALUE TRUST MUTUAL FUND EQUITY 780910105 4 261 SH SOLE 0 261 0 0 GUGGENHEIM S&P SM CAP 600 PURE GROWTH ETF/EQUITY 78355W809 11 109 SH SOLE 0 109 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 6510 26930 SH SOLE 0 26930 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 787 3255 SH DFND 0 3255 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 12 100 SH SOLE 0 100 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 509 4310 SH DFND 0 4310 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 30 775 SH SOLE 0 775 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 12 300 SH DFND 0 300 0 0 SPDR INDEX SHS FDS MACQU GLBIN100 ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 0 50 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 539 15628 SH SOLE 0 15628 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 28 800 SH DFND 0 800 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 91 2440 SH SOLE 0 2440 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 10 110 SH SOLE 0 110 0 0 SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF/FIXED INCOME 78467V608 3167 66781 SH SOLE 0 66543 0 238 SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF/FIXED INCOME 78467V608 28 585 SH DFND 0 585 0 0 SSGA ACTIVE ETF TR SPDR TR TACTIC ETF/FIXED INCOME 78467V848 6691 136005 SH SOLE 0 135755 0 250 SSGA ACTIVE ETF TR SPDR TR TACTIC ETF/FIXED INCOME 78467V848 39 800 SH DFND 0 800 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 4469 14070 SH SOLE 0 14070 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 2398 7551 SH DFND 0 7551 0 0 SPDR SER TR NUVN BRCLY MUNI ETF/FIXED INCOME 78468R721 30 625 SH SOLE 0 625 0 0 SABINE ROYALTY TRUST COMMON STOCK 785688102 8 200 SH SOLE 0 200 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 18 210 SH SOLE 0 210 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 12 137 SH DFND 0 137 0 0 SCANA CORP COMMON STOCK 80589M102 108 1615 SH SOLE 0 1615 0 0 SCANA CORP COMMON STOCK 80589M102 75 1115 SH DFND 0 1115 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1061 16119 SH SOLE 0 16119 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 14 220 SH DFND 0 220 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 6 150 SH DFND 0 150 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 1505 23560 SH SOLE 0 23560 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 134 2096 SH DFND 0 2096 0 0 SPDR MATERIALS SELECT SECTOR ETF/EQUITY 81369Y100 523 9725 SH DFND 0 9725 0 0 SPDR ENERGY SELECT ETF ETF/EQUITY 81369Y506 44 675 SH SOLE 0 675 0 0 SPDR ENERGY SELECT ETF ETF/EQUITY 81369Y506 5 75 SH DFND 0 75 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 21 375 SH SOLE 0 375 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 375 6844 SH DFND 0 6844 0 0 SELECT SECTOR SPDR UTILITIES ETF/EQUITY 81369Y886 66 1275 SH SOLE 0 1275 0 0 SEMPRA ENERGY COMMON STOCK 816851109 595 5280 SH SOLE 0 5280 0 0 SEMPRA ENERGY COMMON STOCK 816851109 124 1100 SH DFND 0 1100 0 0 SENSEONICS HOLDINGS INC COMMON STOCK 81727U105 2 1000 SH DFND 0 1000 0 0 SHIRE PLC ADR COMMON STOCK 82481R106 4 22 SH SOLE 0 22 0 0 SIERRA WIRELESS INC FOREIGN EQUITIES 826516106 6 200 SH SOLE 0 200 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 26 500 SH SOLE 0 500 0 0 SONY CORP ADR NEW COMMON STOCK 835699307 5 120 SH SOLE 0 120 0 0 SOURCE CAPITAL INC MUTUAL FUND EQUITIES 836144105 11 275 SH SOLE 0 275 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 371 7742 SH SOLE 0 7742 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 51 1075 SH DFND 0 1075 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 70 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 281 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 168 2885 SH SOLE 0 2885 0 0 STARBUCKS CORP COMMON STOCK 855244109 6 100 SH DFND 0 100 0 0 STATE STREET CORP COMMON STOCK 857477103 208 2314 SH SOLE 0 2314 0 0 STRYKER CORP COMMON STOCK 863667101 795 5732 SH SOLE 0 5732 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 40 452 SH SOLE 0 452 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 77 2652 SH SOLE 0 2652 0 0 SUNTRUST BANKS INC COMMON STOCK 867914103 6 100 SH DFND 0 100 0 0 SYSCO CORP COMMON STOCK 871829107 1144 22730 SH SOLE 0 22730 0 0 SYSCO CORP COMMON STOCK 871829107 473 9400 SH DFND 0 9400 0 0 TJX COMPANIES COMMON STOCK 872540109 34 475 SH SOLE 0 475 0 0 TJX COMPANIES COMMON STOCK 872540109 6 85 SH DFND 0 85 0 0 TARGET CORP COMMON STOCK 87612E106 300 5742 SH SOLE 0 5742 0 0 TARGET CORP COMMON STOCK 87612E106 11 217 SH DFND 0 217 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 24 187 SH DFND 0 187 0 0 Templeton Global Bond Adv MUTUAL FUND FIXED INCOME 880208400 238 19542 SH SOLE 0 19542 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 31 1000 SH SOLE 0 1000 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 7 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 5 150 SH DFND 0 150 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1220 15853 SH SOLE 0 15853 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 185 2400 SH DFND 0 2400 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 59 341 SH SOLE 0 341 0 0 Thornburg International Value Fund MUTUAL FUND INTL EQUITIES 885215566 209 7621 SH DFND 0 7386 235 0 3M COMPANY COMMON STOCK 88579Y101 4754 22836 SH SOLE 0 22836 0 0 3M COMPANY COMMON STOCK 88579Y101 612 2941 SH DFND 0 2941 0 0 TIME WARNER INC COMMON STOCK 887317303 14 138 SH SOLE 0 138 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 350 4443 SH SOLE 0 4443 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 740 14690 SH SOLE 0 14690 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 54 1075 SH DFND 0 1075 0 0 Touchstone Sands Cap Instl Growth Fd MUTUAL FUND EQUITIES 89155J104 5607 249976 SH DFND 0 248441 1535 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 395 7960 SH SOLE 0 7960 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 21 200 SH SOLE 0 200 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 7 145 SH SOLE 0 145 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 175 1385 SH SOLE 0 1385 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 6 50 SH DFND 0 50 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 0 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 2379 45835 SH SOLE 0 45596 0 239 US BANCORP COMMON STOCK 902973304 228 4387 SH DFND 0 4387 0 0 UNILEVER NV ADR FOREIGN EQUITIES 904784709 28 500 SH SOLE 0 500 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 113 1035 SH SOLE 0 1035 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 55 502 SH DFND 0 502 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1820 16460 SH SOLE 0 16364 0 96 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 117 1058 SH DFND 0 1058 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3319 27177 SH SOLE 0 27091 0 86 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 517 4235 SH DFND 0 4235 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1518 8185 SH SOLE 0 8185 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 51 275 SH DFND 0 275 0 0 UNITI GROUP INC COMMON STOCK 91325V108 5 200 SH DFND 0 200 0 0 VF CORP COMMON STOCK 918204108 943 16375 SH SOLE 0 16375 0 0 VF CORP COMMON STOCK 918204108 23 400 SH DFND 0 400 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 28 417 SH SOLE 0 417 0 0 Valley Natl Bancorp Common COMMON STOCK 919794107 205 17171 SH SOLE 0 17171 0 0 VANECK VECTORS GOLD MINERS ETF/INTERNATIONAL EQUITY 92189F106 433 19600 SH DFND 0 19600 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189F361 46 1500 SH SOLE 0 1500 0 0 VANECK VECTORS AGRIBUSINESS ETF/EQUITY 92189F700 28 500 SH SOLE 0 500 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 734 7917 SH SOLE 0 7917 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 642 6928 SH DFND 0 6928 0 0 Vanguard Total Intl Stock Index Admiral MUTUAL FUND INTL EQUITIES 921909818 12528 449355 SH DFND 0 444314 5041 0 VANGUARD WORLD FD MEGA GRWTH IND ETF/EQUITY 921910816 9 85 SH SOLE 0 85 0 0 Vanguard Morgan Growth Admiral MUTUAL FUND EQUITIES 921928206 250 2879 SH SOLE 0 2879 0 0 Vanguard Total Bond Market Index Adm MUTUAL FUND FIXED INCOME 921937603 23602 2189454 SH DFND 0 2186046 3408 0 Vanguard Short-Term Bond Index Adm MUTUAL FUND FIXED INCOME 921937702 3478 332215 SH DFND 0 316215 16000 0 Vanguard Interm-Term Bond Index Adm MUTUAL FUND FIXED INCOME 921937801 873 76340 SH SOLE 0 76340 0 0 VANGUARD BD INDEX FD INC INTERMED TERM ETF/FIXED INCOME 921937819 140 1660 SH SOLE 0 1660 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 3569 44692 SH SOLE 0 44197 0 495 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 232 2902 SH DFND 0 2902 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1673 20447 SH SOLE 0 19552 0 895 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 199 2428 SH DFND 0 2428 0 0 Vanguard Developed Markets Idx Admiral MUTUAL FUND EQUITIES 921943809 2936 221233 SH SOLE 0 221233 0 0 VANGUARD FTSE DEVELOPED MKTS ETF/INTERNATIONAL EQUITY 921943858 132 3195 SH SOLE 0 3195 0 0 Vanguard High-Yield Corporate Adm MUTUAL FUND FIXED INCOME 922031760 319 53654 SH SOLE 0 53654 0 0 Vanguard GNMA Adm MUTUAL FUND FIXED INCOME 922031794 769 72994 SH SOLE 0 72994 0 0 Vanguard Interm-Term Investment-Grde Adm MUTUAL FUND FIXED INCOME 922031810 535 54575 SH SOLE 0 54575 0 0 Vanguard Short-Term Investment-Grade Adm MUTUAL FUND FIXED INCOME 922031836 3856 361026 SH SOLE 0 361026 0 0 Vanguard Total Intl Bd Idx Admiral MUTUAL FUND FIXED INCOME 92203J308 888 40858 SH SOLE 0 40858 0 0 VANGUARD ENERGY ETF ETF/EQUITY 92204A306 4 50 SH SOLE 0 50 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 801 12800 SH SOLE 0 12800 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 241 3850 SH DFND 0 3850 0 0 VANGUARD WORLD FDS HEALTH CARE ETF ETF/EQUITY 92204A504 12 81 SH SOLE 0 81 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 565 4400 SH DFND 0 4400 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 172 1504 SH SOLE 0 1504 0 0 Vanguard Emerging Mkts Stock Idx Adm MUTUAL FUND EQUITIES 922042841 3489 103347 SH SOLE 0 103347 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1650 40473 SH SOLE 0 40473 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 162 3958 SH DFND 0 3958 0 0 Vanguard Europe Index - ETF ETF/INTERNATIONAL EQUITY 922042874 7819 141987 SH DFND 0 140990 997 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4293 53640 SH SOLE 0 53640 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 898 11218 SH DFND 0 11218 0 0 Vanguard Infomation Technology ETF ETF/INTERNATIONAL EQUITY 92204A702 339 2402 SH SOLE 0 2402 0 0 VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF/FIXED INCOME 92206C706 731 11300 SH SOLE 0 11185 0 115 VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF/FIXED INCOME 92206C706 30 460 SH DFND 0 460 0 0 Vanguard Mortgage-Backed Sec Idx Admiral Mutual Funds 92206C755 370 17547 SH SOLE 0 17547 0 0 VENTAS INC COMMON STOCK 92276F100 42 605 SH SOLE 0 605 0 0 Vanguard Short-Term Tx-Ex Adm MUTUAL FUND FIXED INCOME 922907803 3321 210317 SH SOLE 0 210317 0 0 Vanguard High-Yield Tax-Exempt Adm MUTUAL FUND FIXED INCOME 922907845 1760 156123 SH SOLE 0 156123 0 0 Vanguard Intermediate-Term Tax-Exempt Fund MUTUAL FUND FIXED INCOME 922907878 9806 693988 SH DFND 0 668421 25567 0 Vanguard Limited-Term Tax-Exempt Fund MUTUAL FUND FIXED INCOME 922907886 8797 802640 SH DFND 0 769876 32764 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 443 1999 SH SOLE 0 1999 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 79 675 SH SOLE 0 675 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 2966 35645 SH SOLE 0 35645 0 0 VANGUARD INDEX FDS SML CP GRW ETF ETF/EQUITY 922908595 26 178 SH SOLE 0 178 0 0 Vanguard Growth Index Adm MUTUAL FUND EQUITIES 922908660 7742 118562 SH DFND 0 118049 513 0 VANGUARD SMALL CAP VALUE ETF ETF/EQUITY 922908611 105 855 SH SOLE 0 855 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 168 1180 SH SOLE 0 1180 0 0 Vanguard Value Index Adm MUTUAL FUND EQUITIES 922908678 7559 201151 SH DFND 0 200263 888 0 Vanguard Small Cap Index Adm MUTUAL FUND EQUITIES 922908686 410 6317 SH SOLE 0 6317 0 0 Vanguard Extended Market Idx Adm MUTUAL FUND EQUITIES 922908694 1561 20134 SH SOLE 0 20134 0 0 Vanguard 500 Index Admiral MUTUAL FUND EQUITIES 922908710 3086 13813 SH DFND 0 13627 186 0 Vanguard Total Stock Mkt Idx Adm MUTUAL FUND EQUITIES 922908728 14399 238085 SH DFND 0 236555 1530 0 VANGUARD SMALL CAP ETF ETF/EQUITY 922908751 176 1300 SH SOLE 0 1300 0 0 VANGUARD INDEX FDS TOTAL STK MKT ETF/EQUITY 922908769 8064 64798 SH DFND 0 64798 0 0 VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 2 100 SH DFND 0 100 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5341 119622 SH SOLE 0 119439 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1300 29122 SH DFND 0 29122 0 0 VISA INC CLASS A COMMON STOCK 92826C839 342 3645 SH SOLE 0 3645 0 0 VISA INC CLASS A COMMON STOCK 92826C839 11 120 SH DFND 0 120 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 8 291 SH SOLE 0 291 0 0 WGL HOLDINGS INC COMMON STOCK 92924F106 350 4200 SH SOLE 0 4200 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 204 3324 SH SOLE 0 3324 0 0 WAL MART STORES INC COMMON STOCK 931142103 2408 31812 SH SOLE 0 31700 0 112 WAL MART STORES INC COMMON STOCK 931142103 535 7068 SH DFND 0 7068 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 514 6560 SH SOLE 0 6560 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 28 355 SH DFND 0 355 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 29 400 SH SOLE 0 400 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 35 475 SH DFND 0 475 0 0 WELLS FARGO & CO COMMON STOCK 949746101 1969 35548 SH SOLE 0 35418 0 130 WELLS FARGO & CO COMMON STOCK 949746101 186 3352 SH DFND 0 3352 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 54 1600 SH SOLE 0 1600 0 0 WHEATON PRECIOUS METALS CORP FOREIGN EQUITIES 962879102 7 355 SH DFND 0 355 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 6 200 SH SOLE 0 200 0 0 WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 1 167 SH DFND 0 167 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 1244 18195 SH SOLE 0 18195 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 17 245 SH DFND 0 245 0 0 WISDOMTREE TR BLMBG US BULL ETF/OTHER 97717W471 2452 93415 SH SOLE 0 93220 0 195 XCEL ENERGY INC COMMON STOCK 98389B100 9 200 SH SOLE 0 200 0 0