Trust Operations AVP

0000909012-17-000011.txt : 20170130 0000909012-17-000011.hdr.sgml : 20170130 20170130122801 ACCESSION NUMBER: 0000909012-17-000011 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20161231 FILED AS OF DATE: 20170130 DATE AS OF CHANGE: 20170130 EFFECTIVENESS DATE: 20170130 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 17556323 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 12-31-2016 12-31-2016 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Patricia Lowe Trust Operations AVP 607 433 4129 /s/ PATRICIA LOWE Oneonta NY 01-13-2017 0 669 456054 false INFORMATION TABLE 2 aci_13f.xml ADIENT PLC FOREIGN EQUITIES G0084W101 0 5 SH SOLE 0 5 0 0 ALLEGION PLC FOREIGN EQUITIES G0176J109 21 331 SH SOLE 0 331 0 0 ACCENTURE PLC CL A FOREIGN EQUITIES G1151C101 6 48 SH SOLE 0 48 0 0 BROOKFIELD BUSINESS PARTNERSUNIT LTD LP FOREIGN EQUITIES G16234109 0 20 SH DFND 0 20 0 0 BROOKFIELD PROPERTY PARTNERS PARTNERSHIPS G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 50 1500 SH SOLE 0 1500 0 0 BROOKFIELD INFRASTRUCTURE PARTNERS LP COMMON STOCK G16252101 1 40 SH DFND 0 40 0 0 DELPHI AUTOMOTIVE PLC SHS COMMON STOCK G27823106 1 20 SH SOLE 0 20 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 32 477 SH SOLE 0 477 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 32 473 SH DFND 0 473 0 0 INGERSOLL-RAND PLC FOREIGN EQUITIES G47791101 93 1242 SH SOLE 0 1242 0 0 JOHNSON CTLS INTL PLC SHS FOREIGN EQUITIES G51502105 2 55 SH SOLE 0 55 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 681 9564 SH SOLE 0 9564 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 32 454 SH DFND 0 454 0 0 NOBLE CORP PLC FOREIGN EQUITIES G65431101 41 6900 SH SOLE 0 6900 0 0 NOBLE CORP PLC FOREIGN EQUITIES G65431101 1 100 SH DFND 0 100 0 0 PENTAIR PLC FOREIGN EQUITIES G7S00T104 1 11 SH SOLE 0 11 0 0 SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 6 165 SH SOLE 0 165 0 0 SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 4 100 SH DFND 0 100 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 874 6615 SH SOLE 0 6615 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 140 1060 SH DFND 0 1060 0 0 VASCULAR BIOGENICS LTD COM COMMON STOCK M96883109 5 1000 SH SOLE 0 1000 0 0 ASML HOLDING NV ADR FOREIGN EQUITIES N07059210 10 86 SH DFND 0 86 0 0 BROADCOM LTD FOREIGN EQUITIES Y09827109 57 325 SH SOLE 0 325 0 0 DIANA CONTAINERSHIPS INC SHS NEW COMMON STOCK Y2069P127 0 4 SH SOLE 0 4 0 0 FLEXTRONICS INTL LTD ORD FOREIGN EQUITIES Y2573F102 3 200 SH SOLE 0 200 0 0 AFLAC INC COMMON STOCK 001055102 70 1000 SH SOLE 0 1000 0 0 ALPS ETF TR SECTR DIV DOGS ETF/EQUITY 00162Q858 11 250 SH SOLE 0 250 0 0 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 158 12555 SH SOLE 0 12555 0 0 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 162 12871 SH DFND 0 12871 0 0 AT&T INC COMMON STOCK 00206R102 7552 177609 SH SOLE 0 177399 0 210 AT&T INC COMMON STOCK 00206R102 1516 35658 SH DFND 0 35658 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 1581 41166 SH SOLE 0 41166 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 176 4590 SH DFND 0 4590 0 0 ABBVIE INC COMMON STOCK 00287Y109 3655 58377 SH SOLE 0 58377 0 0 ABBVIE INC COMMON STOCK 00287Y109 430 6870 SH DFND 0 6870 0 0 AETNA INC COMMON STOCK 00817Y108 62 500 SH DFND 0 500 0 0 AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 7 50 SH SOLE 0 50 0 0 AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 3 20 SH DFND 0 20 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 284 1975 SH SOLE 0 1975 0 0 ALCOA CORP COMMON STOCK 013872106 13 476 SH DFND 0 476 0 0 ALLIANT ENERGY CORP COMMON STOCK 018802108 160 4230 SH DFND 0 4230 0 0 ALLSTATE CORP COMMON STOCK 020002101 27 360 SH SOLE 0 360 0 0 ALLSTATE CORP COMMON STOCK 020002101 42 560 SH DFND 0 560 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 71 92 SH SOLE 0 92 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 8 10 SH DFND 0 10 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 94 119 SH SOLE 0 119 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 19 24 SH DFND 0 24 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 931 13775 SH SOLE 0 13775 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 102 1514 SH DFND 0 1514 0 0 AMAZON.COM INC COMMON STOCK 023135106 10 14 SH DFND 0 14 0 0 AMEREN CORP COMMON STOCK 023608102 131 2498 SH SOLE 0 2498 0 0 AMEREN CORP COMMON STOCK 023608102 4 75 SH DFND 0 75 0 0 AMERICAN CAMPUS COMMUNITIES COMMON STOCK 024835100 17 342 SH SOLE 0 342 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 240 3816 SH SOLE 0 3816 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 275 4369 SH DFND 0 4369 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 656 8856 SH SOLE 0 8856 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 33 450 SH DFND 0 450 0 0 AMERICAN INTL GROUP INC W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 10 SH DFND 0 10 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 14 125 SH SOLE 0 125 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 6 50 SH DFND 0 50 0 0 AMGEN INC COMMON STOCK 031162100 910 6225 SH SOLE 0 6225 0 0 AMGEN INC COMMON STOCK 031162100 333 2275 SH DFND 0 2275 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 7 100 SH SOLE 0 100 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 12 167 SH DFND 0 167 0 0 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 11 100 SH SOLE 0 100 0 0 ANNALY CAPITAL MANAGEMENT COMMON STOCK 035710409 2 200 SH SOLE 0 200 0 0 ANTHEM INC COMMON STOCK 036752103 381 2650 SH SOLE 0 2650 0 0 APACHE CORP COMMON STOCK 037411105 439 6924 SH SOLE 0 6924 0 0 APACHE CORP COMMON STOCK 037411105 5 80 SH DFND 0 80 0 0 APPLE INC COMMON STOCK 037833100 11274 97344 SH SOLE 0 97344 0 0 APPLE INC COMMON STOCK 037833100 300 2591 SH DFND 0 2591 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 34 1048 SH SOLE 0 1048 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 24 735 SH DFND 0 735 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 70 2325 SH SOLE 0 2325 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 2 37 SH SOLE 0 37 0 0 ARCONIC INC COMMON STOCK 03965L100 27 1432 SH DFND 0 1432 0 0 ARROW FINANCIAL CORP COMMON STOCK 042744102 259 6388 SH SOLE 0 6388 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1906 18544 SH SOLE 0 18404 0 140 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 420 4082 SH DFND 0 4082 0 0 AVANGRID INC COMMON STOCK 05351W103 4 100 SH SOLE 0 0 0 100 BB&T CORP COMMON STOCK 054937107 72 1530 SH SOLE 0 1530 0 0 BB&T CORP COMMON STOCK 054937107 38 800 SH DFND 0 800 0 0 BHP BILLITON PLC SPONSORED ADR COMMON STOCK 05545E209 13 400 SH SOLE 0 400 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 24 650 SH DFND 0 650 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 125 5660 SH SOLE 0 5660 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 10 450 SH DFND 0 450 0 0 BANK OF HAWAII CORP COMMON STOCK 062540109 9 100 SH DFND 0 100 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 205 4330 SH SOLE 0 4330 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 17 353 SH DFND 0 353 0 0 BARCLAYS BANK PLC SP ADR 7.1 PF3 PREFERRED STOCK 06739H776 332 13100 SH SOLE 0 13100 0 0 BARRICK GOLD CORP FOREIGN EQUITIES 067901108 16 1010 SH SOLE 0 1010 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 29 655 SH SOLE 0 655 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 607 3665 SH SOLE 0 3665 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 166 1000 SH DFND 0 1000 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 16 385 SH SOLE 0 385 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 4 93 SH DFND 0 93 0 0 BEMIS CO INC COMMON STOCK 081437105 653 13650 SH SOLE 0 13650 0 0 BEMIS CO INC COMMON STOCK 081437105 225 4700 SH DFND 0 4700 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 165 1010 SH SOLE 0 1010 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 14 85 SH DFND 0 85 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 42 1127 SH SOLE 0 1127 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 10 264 SH DFND 0 264 0 0 BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 753 21060 SH SOLE 0 21060 0 0 BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 117 3275 SH DFND 0 3275 0 0 BIOLIFE SOLUTIONS INC COMMON STOCK 09062W204 0 250 SH DFND 0 250 0 0 BIOGEN INC COMMON STOCK 09062X103 227 800 SH DFND 0 800 0 0 BIOTELEMETRY INC COMMON STOCK 090672106 67 3000 SH SOLE 0 3000 0 0 BLACKROCK INC COMMON STOCK 09247X101 14 38 SH SOLE 0 38 0 0 BLACKROCK INC COMMON STOCK 09247X101 21 55 SH DFND 0 55 0 0 BLACKROCK BUILD AMER BD TR SHS MUTUAL FUNDS FIXED INCOME 09248X100 32 1500 SH SOLE 0 1500 0 0 BLACKROCK NY MUNI INC QLTY TCOM NY TAX EXEMPT 09249U105 7 510 SH SOLE 0 510 0 0 THE BLACKSTONE GROUP L P PARTNERSHIPS 09253U108 3 100 SH DFND 0 100 0 0 BLACKROCK MUNIHLDGS NY QLTY NY TAX EXEMPT 09255C106 52 3849 SH SOLE 0 3849 0 0 BOEING COMPANY COMMON STOCK 097023105 693 4454 SH SOLE 0 4454 0 0 BOEING COMPANY COMMON STOCK 097023105 23 145 SH DFND 0 145 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 8 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 1129 19331 SH SOLE 0 19098 0 233 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 664 11359 SH DFND 0 11359 0 0 BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103 13 200 SH SOLE 0 200 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 34 1017 SH DFND 0 1017 0 0 BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 20 300 SH DFND 0 300 0 0 CBS CORP CLASS B COMMON STOCK 124857202 13 200 SH SOLE 0 200 0 0 CDK GLOBAL INC COMMON STOCK 12508E101 16 265 SH DFND 0 265 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 786 10725 SH SOLE 0 10725 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 38 525 SH DFND 0 525 0 0 CMS ENERGY CORP COMMON STOCK 125896100 10 235 SH SOLE 0 235 0 0 CMS ENERGY CORP COMMON STOCK 125896100 17 415 SH DFND 0 415 0 0 CSX CORP COMMON STOCK 126408103 47 1300 SH SOLE 0 1300 0 0 CSX CORP COMMON STOCK 126408103 108 3000 SH DFND 0 3000 0 0 CVS HEALTH CORP COMMON STOCK 126650100 1120 14189 SH SOLE 0 14189 0 0 CVS HEALTH CORP COMMON STOCK 126650100 63 793 SH DFND 0 793 0 0 CACI INTL INC CL A COMMON STOCK 127190304 10 83 SH SOLE 0 0 0 83 CAMPBELL SOUP CO COMMON STOCK 134429109 12 200 SH DFND 0 200 0 0 CARE CAP PPTYS INC COMMON STOCK 141624106 4 168 SH SOLE 0 168 0 0 CATERPILLAR INC COMMON STOCK 149123101 1032 11132 SH SOLE 0 11132 0 0 CATERPILLAR INC COMMON STOCK 149123101 254 2736 SH DFND 0 2736 0 0 CELGENE CORP COMMON STOCK 151020104 219 1888 SH SOLE 0 1888 0 0 CELGENE CORP COMMON STOCK 151020104 243 2099 SH DFND 0 2099 0 0 CENTENNIAL RESOURCE DEV INC COMMON STOCK 15136A102 2 100 SH DFND 0 100 0 0 CENTERPOINT ENERGY INC COMMON STOCK 15189T107 2 100 SH SOLE 0 100 0 0 CENTURYLINK INC COMMON STOCK 156700106 2 100 SH SOLE 0 100 0 0 CENTURYLINK INC COMMON STOCK 156700106 5 200 SH DFND 0 200 0 0 CERNER CORP COMMON STOCK 156782104 9 200 SH SOLE 0 200 0 0 THE CHEMOURS CO COMMON STOCK 163851108 0 20 SH SOLE 0 20 0 0 CHESAPEAKE ENERGY CORP COMMON STOCK 165167107 7 1000 SH SOLE 0 1000 0 0 CHEVRON CORP COMMON STOCK 166764100 3234 27474 SH SOLE 0 27402 0 72 CHEVRON CORP COMMON STOCK 166764100 724 6150 SH DFND 0 6150 0 0 CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 5 13 SH DFND 0 13 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 3835 126941 SH SOLE 0 126941 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 769 25439 SH DFND 0 25439 0 0 CITIGROUP INC COMMON STOCK 172967424 11 185 SH SOLE 0 185 0 0 CITIGROUP INC COMMON STOCK 172967424 6 100 SH DFND 0 100 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 ETF/FIXED INCOME 18383M258 761 36395 SH SOLE 0 35810 0 585 CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY ETF/FIXED INCOME 18383M399 116 4500 SH SOLE 0 4500 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E ETF/FIXED INCOME 18383M522 27 1300 SH SOLE 0 1300 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E ETF/FIXED INCOME 18383M530 8 375 SH SOLE 0 375 0 0 GUGGENHEIM ENHANCED SH DUR ETF/FIXED INCOME 18383M654 833 16630 SH SOLE 0 16520 0 110 CLEARBRIDGE ENERGY MLP FD MUTUAL FUND EQUITIES 184692101 2 100 SH SOLE 0 100 0 0 CLEARBRIDGE ENERGY MLP FD MUTUAL FUND EQUITIES 184692101 8 500 SH DFND 0 500 0 0 COCA COLA COMPANY COMMON STOCK 191216100 4422 106683 SH SOLE 0 106472 0 211 COCA COLA COMPANY COMMON STOCK 191216100 1211 29204 SH DFND 0 29204 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 374 5720 SH SOLE 0 5720 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 510 7786 SH DFND 0 7786 0 0 COLUMBIA EMERGING MKTS CONS ETF/INTERNATIONAL EQUITY 19762B509 1756 79320 SH SOLE 0 79210 0 110 COLUMBIA PROPERTY TRUST INC COMMON STOCK 198287203 2 98 SH SOLE 0 98 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 950 13767 SH SOLE 0 13767 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 144 2093 SH DFND 0 2093 0 0 COMMUNICATIONS SALES&LEAS IN COMMON STOCK 20341J104 5 200 SH DFND 0 200 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 550 8900 SH SOLE 0 8900 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 6 150 SH SOLE 0 150 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1500 29923 SH SOLE 0 29781 0 142 CONOCOPHILLIPS COMMON STOCK 20825C104 313 6234 SH DFND 0 6234 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 500 6791 SH SOLE 0 6791 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 131 1776 SH DFND 0 1776 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 184 1200 SH SOLE 0 1200 0 0 CORNING INC COMMON STOCK 219350105 164 6762 SH SOLE 0 6762 0 0 CORNING INC COMMON STOCK 219350105 47 1939 SH DFND 0 1939 0 0 COSTCO COMMON STOCK 22160K105 49 305 SH SOLE 0 305 0 0 COSTCO COMMON STOCK 22160K105 9 55 SH DFND 0 55 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344208 1 22 SH DFND 0 22 0 0 CRYOPORT INC COMMON STOCK 229050307 3 1000 SH DFND 0 1000 0 0 CUMMINS INC COMMON STOCK 231021106 1541 11274 SH SOLE 0 11239 0 35 CUMMINS INC COMMON STOCK 231021106 144 1050 SH DFND 0 1050 0 0 CYNOSURE INC CLASS A COMMON STOCK 232577205 5 100 SH DFND 0 100 0 0 DANAHER CORP COMMON STOCK 235851102 3 43 SH SOLE 0 43 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 133 1824 SH SOLE 0 1664 0 160 DARDEN RESTAURANTS INC COMMON STOCK 237194105 188 2580 SH DFND 0 2580 0 0 DEERE & COMPANY COMMON STOCK 244199105 16 155 SH SOLE 0 155 0 0 DELL TECHNOLOGIES INC COM CL V COMMON STOCK 24703L103 10 191 SH SOLE 0 191 0 0 DELTA AIR LINES INC COMMON STOCK 247361702 1 25 SH DFND 0 25 0 0 DEVON ENERGY CORP COMMON STOCK 25179M103 37 800 SH SOLE 0 800 0 0 DIGITAL REALTY TRUST INC COMMON STOCK 253868103 13 130 SH SOLE 0 130 0 0 DIGITAL REALTY TRUST INC COMMON STOCK 253868103 9 95 SH DFND 0 95 0 0 WALT DISNEY CO COMMON STOCK 254687106 2688 25791 SH SOLE 0 25791 0 0 WALT DISNEY CO COMMON STOCK 254687106 171 1643 SH DFND 0 1643 0 0 DOMINION RESOURCES INC COMMON STOCK 25746U109 2261 29517 SH SOLE 0 29417 0 100 DOMINION RESOURCES INC COMMON STOCK 25746U109 885 11550 SH DFND 0 11550 0 0 DOW CHEMICAL CO COMMON STOCK 260543103 3351 58562 SH SOLE 0 58160 0 402 DOW CHEMICAL CO COMMON STOCK 260543103 427 7468 SH DFND 0 7468 0 0 DR PEPPER SNAPPLE GROUP INC COMMON STOCK 26138E109 9 100 SH DFND 0 100 0 0 EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 788 10734 SH SOLE 0 10565 0 169 EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 224 3052 SH DFND 0 3052 0 0 DUFF & PHELPS GLB UTL INC FD MUTUAL FUNDS INTL EQUITIES 26433C105 9 600 SH SOLE 0 0 0 600 DUKE ENERGY CORP COMMON STOCK 26441C204 379 4888 SH SOLE 0 4888 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 68 876 SH DFND 0 876 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 368 3641 SH SOLE 0 3641 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 8 80 SH DFND 0 80 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 60 792 SH SOLE 0 792 0 0 EDGEWELL PERS CARE CO COMMON STOCK 28035Q102 7 101 SH SOLE 0 101 0 0 EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 7 70 SH SOLE 0 70 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 2016 36160 SH SOLE 0 36160 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 247 4435 SH DFND 0 4435 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 8 195 SH SOLE 0 195 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 6 150 SH DFND 0 150 0 0 ENBRIDGE ENERGY PARTNERS LP COMMON STOCK 29250R106 5 200 SH DFND 0 200 0 0 ENERGY TRANSFER PARTNERS COMMON STOCK 29273R109 4 100 SH DFND 0 100 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 14 700 SH DFND 0 700 0 0 ENTERGY CORP COMMON STOCK 29364G103 7 100 SH DFND 0 100 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 165 6088 SH SOLE 0 5784 0 304 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 5 200 SH DFND 0 200 0 0 EQUITY RESIDENTIAL COMMON STOCK 29476L107 26 400 SH SOLE 0 400 0 0 EUROPEAN EQUITY FUND COM ETF/INTERNATIONAL EQUITY 298768102 3 406 SH SOLE 0 406 0 0 EXELON CORP COMMON STOCK 30161N101 1315 37066 SH SOLE 0 37066 0 0 EXELON CORP COMMON STOCK 30161N101 302 8525 SH DFND 0 8525 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 40 584 SH SOLE 0 584 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 13 195 SH DFND 0 195 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 7352 81455 SH SOLE 0 81355 0 100 EXXON MOBIL CORP COMMON STOCK 30231G102 1921 21285 SH DFND 0 21285 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 51 440 SH SOLE 0 440 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 3 25 SH DFND 0 25 0 0 FASTENAL CO COMMON STOCK 311900104 197 4200 SH SOLE 0 4200 0 0 FASTENAL CO COMMON STOCK 311900104 141 3000 SH DFND 0 3000 0 0 FEDEX CORP COMMON STOCK 31428X106 57 306 SH SOLE 0 306 0 0 FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106 4 49 SH SOLE 0 49 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 18 655 SH DFND 0 655 0 0 FLEXSHRS IBOXX 5YR TGT TIPS ETF/FIXED INCOME 33939L605 460 18395 SH SOLE 0 18200 0 195 FORD MOTOR COMPANY COMMON STOCK 345370860 133 10965 SH SOLE 0 10965 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 8 665 SH DFND 0 665 0 0 FORTIVE CORP COMMON STOCK 34959J108 1 21 SH SOLE 0 21 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 8 132 SH DFND 0 132 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 2 56 SH SOLE 0 56 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 11 3244 SH SOLE 0 3244 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 3 1000 SH DFND 0 1000 0 0 GABELLI MULTIMEDIA TR INC COM ETF/EQUITY 36239Q109 0 28 SH SOLE 0 28 0 0 GABELLI UTIL TR COM ETF/EQUITY 36240A101 0 23 SH SOLE 0 23 0 0 ARTHUR J GALLAGHER & CO COMMON STOCK 363576109 18 350 SH DFND 0 350 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 414 2400 SH SOLE 0 2400 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 35 200 SH DFND 0 200 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 6045 191349 SH SOLE 0 191099 0 250 GENERAL ELECTRIC CO COMMON STOCK 369604103 1762 55781 SH DFND 0 55781 0 0 GENERAL MILLS INC COMMON STOCK 370334104 1629 26366 SH SOLE 0 26366 0 0 GENERAL MILLS INC COMMON STOCK 370334104 585 9470 SH DFND 0 9470 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 23 650 SH SOLE 0 650 0 0 GENUINE PARTS CO COMMON STOCK 372460105 29 300 SH SOLE 0 300 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 762 10635 SH SOLE 0 10635 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 212 2955 SH DFND 0 2955 0 0 GLAXOSMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 7 185 SH DFND 0 185 0 0 GLOBAL X MLP ETF ETF/EQUITY 37950E473 2129 184015 SH SOLE 0 183575 0 440 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 41 171 SH SOLE 0 171 0 0 GRAMERCY PROPERTY TRUST COMMON STOCK 385002100 12 1266 SH SOLE 0 1266 0 0 HCP INC COMMON STOCK 40414L109 82 2754 SH SOLE 0 2754 0 0 HCP INC COMMON STOCK 40414L109 68 2303 SH DFND 0 2303 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 10 400 SH SOLE 0 400 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 50 2000 SH DFND 0 2000 0 0 HALLIBURTON CO COMMON STOCK 406216101 62 1150 SH SOLE 0 1150 0 0 HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT MUTUAL FUND EQUITIES 41013T105 8 530 SH SOLE 0 530 0 0 HANCOCK JOHN TAX-ADV DIV INCCOM MUTUAL FUND EQUITIES 41013V100 9 382 SH SOLE 0 382 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 12 200 SH SOLE 0 200 0 0 HASBRO INC COMMON STOCK 418056107 31 395 SH SOLE 0 395 0 0 HASBRO INC COMMON STOCK 418056107 34 435 SH DFND 0 435 0 0 HERSHEY CO COMMON STOCK 427866108 155 1500 SH SOLE 0 1500 0 0 HERSHEY CO COMMON STOCK 427866108 103 1000 SH DFND 0 1000 0 0 HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 3 525 SH SOLE 0 525 0 0 HOME DEPOT INC COMMON STOCK 437076102 715 5331 SH SOLE 0 5331 0 0 HOME DEPOT INC COMMON STOCK 437076102 235 1756 SH DFND 0 1756 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 460 3967 SH SOLE 0 3967 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 14 125 SH DFND 0 125 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2734 22325 SH SOLE 0 22325 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 438 3580 SH DFND 0 3580 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 30 12000 SH SOLE 0 12000 0 0 INTEL CORP COMMON STOCK 458140100 4637 127860 SH SOLE 0 127305 0 555 INTEL CORP COMMON STOCK 458140100 892 24598 SH DFND 0 24598 0 0 INSYS THERAPEUTICS INC COMMON STOCK 45824V209 9 1000 SH SOLE 0 1000 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 8680 52293 SH SOLE 0 52293 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 13539 81567 SH DFND 0 81567 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 26 488 SH SOLE 0 488 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 3 55 SH DFND 0 55 0 0 IONIS PHARMACEUTICAL INC COMMON STOCK 462222100 6 123 SH SOLE 0 123 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 1 100 SH DFND 0 100 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 13 850 SH SOLE 0 850 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 28 1872 SH DFND 0 1872 0 0 ISHARES GOLD TRUST ETF/OTHER 464285105 409 36879 SH SOLE 0 36474 0 405 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 221 8459 SH SOLE 0 8459 0 0 ISHARES MSCI EMERGING MKTS MINI VOL ETF ETF/INTERNATIONAL EQUITY 464286533 3415 69835 SH SOLE 0 69735 0 100 ISHARES INC MSCI PAC J IDX ETF/INTERNATIONAL EQUITY 464286665 20 495 SH SOLE 0 495 0 0 ISHARES TR CORE S&P TTL STK ETF/EQUITY 464287150 6 120 SH SOLE 0 120 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 139 1566 SH SOLE 0 1566 0 0 ISHARES BARCLAYS TIPS BOND FUND ETF/FIXED INCOME 464287176 79 696 SH SOLE 0 696 0 0 ISHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 29415 130740 SH SOLE 0 130740 0 0 ISHARES CORE TOTAL U S BOND MARKET ETF ETF/FIXED INCOME 464287226 3613 33435 SH SOLE 0 33435 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 42 1210 SH SOLE 0 1210 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 9 245 SH DFND 0 245 0 0 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 222 1893 SH SOLE 0 1724 0 169 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 219 1867 SH DFND 0 1867 0 0 ISHARES S&P 500 GROWTH ETF/EQUITY 464287309 37 305 SH SOLE 0 305 0 0 ISHARES TR S&P GBL HLTHCR ETF/EQUITY 464287325 25 260 SH SOLE 0 260 0 0 ISHARES S&P 500 VALUE ETF/EQUITY 464287408 33 325 SH SOLE 0 325 0 0 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 629 7446 SH SOLE 0 7356 0 90 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 77 913 SH DFND 0 913 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1430 24779 SH SOLE 0 24779 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 954 16532 SH DFND 0 16532 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 3049 37907 SH SOLE 0 37907 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 157 1950 SH DFND 0 1950 0 0 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 12041 72827 SH SOLE 0 72757 0 70 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 174 1052 SH DFND 0 1052 0 0 ISHARES NASDAQ BIOTECHNOLOGY ETF/EQUITY 464287556 14 53 SH SOLE 0 53 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3910 34898 SH SOLE 0 34773 0 125 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1782 15910 SH DFND 0 15910 0 0 ISHARES S&P MC 400GR ETF ETF/EQUITY 464287606 281 1545 SH SOLE 0 1545 0 0 ISHARES S&P MC 400GR ETF ETF/EQUITY 464287606 81 445 SH DFND 0 445 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 4193 39968 SH SOLE 0 39863 0 105 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 2097 19986 SH DFND 0 19986 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 103 765 SH DFND 0 765 0 0 ISHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 12851 93452 SH SOLE 0 93377 0 75 ISHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 2363 17183 SH DFND 0 17183 0 0 ISHARES MSCI ACWI EX US ETF/INTERNATIONAL EQUITY 464288240 242 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SM CAP ETF ETF/INTERNATIONAL EQUITY 464288273 148 2975 SH SOLE 0 2975 0 0 ISHARES TR NATIONAL MUN ETF ETF/EQUITY 464288414 54 500 SH SOLE 0 500 0 0 ISHARES INTL SEL DIV ETF ETF/INTERNATIONAL EQUITY 464288448 35 1200 SH SOLE 0 1200 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 2259 26095 SH SOLE 0 26095 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 100 1159 SH DFND 0 1159 0 0 ISHS MSCI KLD 400 SOCIAL ETF/EQUITY 464288570 10 125 SH SOLE 0 125 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 43 395 SH SOLE 0 395 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 74 685 SH DFND 0 685 0 0 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 935 8911 SH SOLE 0 8711 0 200 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 386 3677 SH DFND 0 3677 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 3105 83474 SH SOLE 0 83474 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 10 270 SH DFND 0 270 0 0 ISHARES TR FLTG RATE BD ETF ETF/FIXED INCOME 46429B655 1014 20000 SH SOLE 0 20000 0 0 ISHARES TR HGH DIV EQT FD ETF/EQUITY 46429B663 315 3825 SH SOLE 0 3730 0 95 ISHARES TR EAFE MIN VOLAT ETF/INTERNATIONAL EQUITY 46429B689 5910 96539 SH SOLE 0 96339 0 200 ISHARES TR USA MIN VOL ID ETF/EQUITY 46429B697 8988 198765 SH SOLE 0 198425 0 340 ISHARES TR 2018 CP TM ETF ETF/FIXED INCOME 46432FAW7 13 500 SH SOLE 0 500 0 0 ISHARES EDGE MSCI USA VALUE FACTOR ETF/EQUITY 46432F388 15 210 SH SOLE 0 210 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 16817 313570 SH SOLE 0 313370 0 200 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 72 1348 SH DFND 0 1348 0 0 ISHARES INC CORE MSCI EMKT ETF/INTERNATIONAL EQUITY 46434G103 2929 69000 SH SOLE 0 69000 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 4566 52911 SH SOLE 0 52911 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 471 5461 SH DFND 0 5461 0 0 J P MORGAN EXCHANGE TRADED FDIV RTN INT EQ ETF/INTERNATIONAL EQUITY 46641Q209 3559 72730 SH SOLE 0 72625 0 105 J P MORGAN EXCHANGE TRADED FJPMORGAN DIVER ETF/EQUITY 46641Q407 7001 118255 SH SOLE 0 118030 0 225 JOHNSON & JOHNSON COMMON STOCK 478160104 7329 63617 SH SOLE 0 63428 0 189 JOHNSON & JOHNSON COMMON STOCK 478160104 2074 18005 SH DFND 0 18005 0 0 KEYCORP COMMON STOCK 493267108 159 8718 SH SOLE 0 8718 0 0 KEYCORP COMMON STOCK 493267108 9 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 90 790 SH SOLE 0 790 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 437 3825 SH DFND 0 3825 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 58 2791 SH SOLE 0 2791 0 0 KOHLS CORP COMMON STOCK 500255104 12 250 SH SOLE 0 250 0 0 KOHLS CORP COMMON STOCK 500255104 6 115 SH DFND 0 115 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 775 8880 SH SOLE 0 8880 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 240 2752 SH DFND 0 2752 0 0 KROGER COMPANY COMMON STOCK 501044101 18 530 SH SOLE 0 530 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 2 12 SH SOLE 0 12 0 0 LAMB WESTON HLDGS INC COM COMMON STOCK 513272104 2 50 SH SOLE 0 50 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 87 1177 SH SOLE 0 1177 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 126 1716 SH DFND 0 1716 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 122 487 SH SOLE 0 487 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 75 300 SH DFND 0 300 0 0 LOEWS CORP COMMON STOCK 540424108 61 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 976 13719 SH SOLE 0 13719 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 36 509 SH DFND 0 509 0 0 M & T BANK CORP COMMON STOCK 55261F104 359 2298 SH SOLE 0 2298 0 0 M & T BANK CORP COMMON STOCK 55261F104 1288 8234 SH DFND 0 8234 0 0 MGE ENERGY INC COMMON STOCK 55277P104 16 240 SH SOLE 0 240 0 0 MARATHON OIL CORP COMMON STOCK 565849106 7 400 SH SOLE 0 400 0 0 MARATHON OIL CORP COMMON STOCK 565849106 3 145 SH DFND 0 145 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 17 344 SH DFND 0 344 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 31 376 SH SOLE 0 376 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 21 205 SH SOLE 0 205 0 0 MCDONALDS CORP COMMON STOCK 580135101 1363 11201 SH SOLE 0 11113 0 88 MCDONALDS CORP COMMON STOCK 580135101 216 1776 SH DFND 0 1776 0 0 MCKESSON CORP COMMON STOCK 58155Q103 281 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 14 1100 SH DFND 0 1100 0 0 MERCHANTS BANCSHARES INC COMMON STOCK 588448100 420 7750 SH SOLE 0 7750 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 4662 79200 SH SOLE 0 79012 0 188 MERCK & COMPANY INC COMMON STOCK 58933Y105 1089 18501 SH DFND 0 18501 0 0 METLIFE INC COMMON STOCK 59156R108 42 777 SH SOLE 0 777 0 0 METLIFE INC COMMON STOCK 59156R108 22 400 SH DFND 0 400 0 0 MEXICO FD INC COM ETF/INTERNATIONAL EQUITY 592835102 2 125 SH SOLE 0 125 0 0 MICROSOFT CORP COMMON STOCK 594918104 3804 61223 SH SOLE 0 60948 0 275 MICROSOFT CORP COMMON STOCK 594918104 628 10108 SH DFND 0 10108 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 28 1054 SH SOLE 0 1054 0 0 MONDELEZ INTERNATIONAL INC CLASS A COMMON STOCK 609207105 35 780 SH SOLE 0 780 0 0 MONDELEZ INTERNATIONAL INC CLASS A COMMON STOCK 609207105 16 350 SH DFND 0 350 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 931 8851 SH SOLE 0 8851 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 42 400 SH DFND 0 400 0 0 MORGAN STANLEY COMMON STOCK 617446448 129 3050 SH SOLE 0 3050 0 0 MOSAIC COMPANY COMMON STOCK 61945C103 1 23 SH SOLE 0 23 0 0 NBT BANCORP INC COMMON STOCK 628778102 844 20141 SH SOLE 0 20141 0 0 NBT BANCORP INC COMMON STOCK 628778102 1860 44424 SH DFND 0 44424 0 0 NASDAQ INC COM COMMON STOCK 631103108 3 44 SH SOLE 0 44 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 57 1000 SH SOLE 0 1000 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 34 600 SH DFND 0 600 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274300 15 250 SH SOLE 0 250 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274300 18 309 SH DFND 0 309 0 0 NEW GERMANY FD INC COM ETF/INTERNATIONAL EQUITY 644465106 6 495 SH SOLE 0 495 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 22 1400 SH SOLE 0 1400 0 0 NEXSTAR BROADCASTING GROUP ICL A COMMON STOCK 65336K103 3 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 959 8030 SH SOLE 0 8030 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 528 4420 SH DFND 0 4420 0 0 NIKE INC CLASS B COMMON STOCK 654106103 1064 20935 SH SOLE 0 20935 0 0 NIKE INC CLASS B COMMON STOCK 654106103 78 1530 SH DFND 0 1530 0 0 NOKIA CORP SPONSORED ADR FOREIGN EQUITIES 654902204 0 31 SH SOLE 0 31 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 19 500 SH SOLE 0 500 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1076 9953 SH SOLE 0 9953 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 32 300 SH DFND 0 300 0 0 NORTH EUROPEAN OIL RTY TR SH BEN INT COMMON STOCK 659310106 3 400 SH SOLE 0 400 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 121 520 SH SOLE 0 520 0 0 NORTH WEST BANCSHARES INC COMMON STOCK 667340103 20 1125 SH SOLE 0 1125 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 50 1501 SH SOLE 0 1501 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 1978 27160 SH SOLE 0 27160 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 415 5700 SH DFND 0 5700 0 0 NUCOR CORP COMMON STOCK 670346105 2467 41456 SH SOLE 0 41456 0 0 NUCOR CORP COMMON STOCK 670346105 516 8677 SH DFND 0 8677 0 0 OGE ENERGY CORP COMMON STOCK 670837103 234 7000 SH SOLE 0 7000 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 64 903 SH SOLE 0 903 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 3 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 8 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 656 7710 SH SOLE 0 7710 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 28 325 SH DFND 0 325 0 0 OMEGA HEALTHCARE INV INC COMMON STOCK 681936100 28 900 SH SOLE 0 900 0 0 ONEOK PARTNERS LP COMMON STOCK 68268N103 17 400 SH SOLE 0 400 0 0 ORACLE CORP COMMON STOCK 68389X105 356 9260 SH SOLE 0 9260 0 0 ORACLE CORP COMMON STOCK 68389X105 5 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 15 1000 SH DFND 0 1000 0 0 PG&E CORP COMMON STOCK 69331C108 118 1950 SH SOLE 0 1765 0 185 PG&E CORP COMMON STOCK 69331C108 171 2815 SH DFND 0 2815 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 97 826 SH SOLE 0 826 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 9 75 SH DFND 0 75 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 251 2654 SH SOLE 0 2654 0 0 PPL CORP COMMON STOCK 69351T106 338 9934 SH SOLE 0 9934 0 0 PAYCHEX INC COMMON STOCK 704326107 24 395 SH DFND 0 395 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 6 140 SH SOLE 0 140 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 164 3370 SH SOLE 0 3370 0 0 PEPSICO INC COMMON STOCK 713448108 4657 44511 SH SOLE 0 44399 0 112 PEPSICO INC COMMON STOCK 713448108 1534 14661 SH DFND 0 14661 0 0 PFIZER INC COMMON STOCK 717081103 2927 90140 SH SOLE 0 89812 0 328 PFIZER INC COMMON STOCK 717081103 624 19213 SH DFND 0 19213 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 613 6695 SH SOLE 0 6695 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 100 1090 SH DFND 0 1090 0 0 PHILLIPS 66 COMMON STOCK 718546104 259 2998 SH SOLE 0 2998 0 0 PHILLIPS 66 COMMON STOCK 718546104 307 3557 SH DFND 0 3557 0 0 PIEDMONT OFFICE REALTY REIT COMMON STOCK 720190206 7 343 SH SOLE 0 343 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF/FIXED INCOME 72201R783 4584 45900 SH SOLE 0 45795 0 105 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 75 738 SH SOLE 0 492 0 246 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 400 3944 SH DFND 0 3944 0 0 PIMCO DYNAMIC INCOME FD SHS MUTUAL FUNDS FIXED INCOME 72201Y101 45 1625 SH SOLE 0 1625 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 308 3948 SH SOLE 0 3948 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 19 600 SH SOLE 0 600 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 8 100 SH SOLE 0 100 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 503 27808 SH SOLE 0 27808 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 56 3085 SH DFND 0 3085 0 0 POWERSHARES QQQ TRUST UNIT SER 1 ETF/EQUITY 73935A104 33 280 SH SOLE 0 280 0 0 POWERSHARES NASDAQ INTERNET ETF/EQUITY 73935X146 23 274 SH SOLE 0 274 0 0 POWERSHARES ETF TRUST WATER RESOURCE ETF/EQUITY 73935X575 1 50 SH SOLE 0 50 0 0 POWERSHS DB US DOLLAR INDEX DOLL INDX BULL ETF/OTHER 73936D107 397 15000 SH SOLE 0 15000 0 0 POWERSHARES ETF TR II INSUR NATL MUN ETF/EQUITY 73936T474 31 1250 SH SOLE 0 1250 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 13 170 SH SOLE 0 170 0 0 PRICELINE GROUP INC COMMON STOCK 741503403 21 14 SH SOLE 0 14 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 5101 60665 SH SOLE 0 60453 0 212 PROCTER & GAMBLE CO COMMON STOCK 742718109 720 8562 SH DFND 0 8562 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 32 305 SH SOLE 0 305 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 13 126 SH DFND 0 126 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3241 73870 SH SOLE 0 73870 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 915 20846 SH DFND 0 20846 0 0 QUALCOMM INC COMMON STOCK 747525103 460 7048 SH SOLE 0 7048 0 0 QUALCOMM INC COMMON STOCK 747525103 111 1700 SH DFND 0 1700 0 0 QUALITY CARE PPTYS INC COMMON STOCK 747545101 8 544 SH SOLE 0 544 0 0 QUALITY CARE PPTYS INC COMMON STOCK 747545101 7 460 SH DFND 0 460 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 10 105 SH DFND 0 105 0 0 QUINTILES TRANSNATIONAL COMMON STOCK 74876Y101 8 100 SH SOLE 0 100 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 12 470 SH SOLE 0 470 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 2 80 SH DFND 0 80 0 0 RAYTHEON CO COMMON STOCK 755111507 51 360 SH SOLE 0 360 0 0 RAYTHEON CO COMMON STOCK 755111507 59 415 SH DFND 0 415 0 0 REALTY INCOME CORP COMMON STOCK 756109104 20 356 SH SOLE 0 356 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 217 3866 SH SOLE 0 3866 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 22 390 SH DFND 0 390 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 229 5954 SH SOLE 0 5954 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 17 450 SH DFND 0 450 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 215 1600 SH SOLE 0 1600 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 54 400 SH DFND 0 400 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 209 2250 SH SOLE 0 2250 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 56 600 SH DFND 0 600 0 0 ROGERS COMMUNICATIONS INC CLASS B FOREIGN EQUITIES 775109200 11 280 SH SOLE 0 280 0 0 ROGERS COMMUNICATIONS INC CLASS B FOREIGN EQUITIES 775109200 4 100 SH DFND 0 100 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 560 8265 SH SOLE 0 8265 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 91 1350 SH DFND 0 1350 0 0 ROYAL DUTCH SHELL PLC CLASS A FOREIGN EQUITIES 780259206 443 8150 SH SOLE 0 8150 0 0 ROYAL DUTCH SHELL PLC CLASS A FOREIGN EQUITIES 780259206 11 200 SH DFND 0 200 0 0 ROYAL GOLD INC COMMON STOCK 780287108 4 63 SH DFND 0 63 0 0 ROYCE GLOBAL VALUE TR INC COM ETF/EQUITY 78081T104 0 37 SH SOLE 0 37 0 0 ROYCE VALUE TR INC ETF/EQUITY 780910105 3 261 SH SOLE 0 261 0 0 GUGGENHEIM S&P SM CAP 600 PURE GROWTH ETF/EQUITY 78355W809 11 109 SH SOLE 0 109 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 5968 26697 SH SOLE 0 26697 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 763 3412 SH DFND 0 3412 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 11 100 SH SOLE 0 100 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 9 85 SH DFND 0 85 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 42 1175 SH SOLE 0 1175 0 0 SPDR INDEX SHS FDS MACQU GLBIN100 ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 54 1600 SH SOLE 0 1600 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 89 2440 SH SOLE 0 2440 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 35 950 SH DFND 0 950 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 9 110 SH SOLE 0 110 0 0 SPDR S&P BIOTECH ETF/EQUITY 78464A870 7 119 SH SOLE 0 119 0 0 SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF/FIXED INCOME 78467V608 66 1385 SH SOLE 0 1385 0 0 SSGA ACTIVE ETF TR SPDR TR TACTIC ETF/FIXED INCOME 78467V848 6625 136935 SH SOLE 0 136635 0 300 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 4287 14207 SH SOLE 0 14207 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 2322 7696 SH DFND 0 7696 0 0 SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 11 400 SH SOLE 0 400 0 0 SPDR SER TR NUVN BRCLY MUNI ETF/FIXED INCOME 78468R721 30 625 SH SOLE 0 625 0 0 SABINE ROYALTY TRUST UNIT BEN INT COMMON STOCK 785688102 7 200 SH SOLE 0 200 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 14 210 SH SOLE 0 210 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 11 157 SH DFND 0 157 0 0 SCANA CORP COMMON STOCK 80589M102 118 1615 SH SOLE 0 1615 0 0 SCANA CORP COMMON STOCK 80589M102 92 1260 SH DFND 0 1260 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1376 16389 SH SOLE 0 16389 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 13 160 SH DFND 0 160 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 6 150 SH DFND 0 150 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 1224 19920 SH SOLE 0 19920 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 126 2046 SH DFND 0 2046 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE ETF/EQUITY 81369Y209 326 4725 SH SOLE 0 4725 0 0 SPDR ENERGY SELECT ETF ETF/EQUITY 81369Y506 4 50 SH SOLE 0 50 0 0 SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 7 300 SH SOLE 0 300 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 18 375 SH SOLE 0 375 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 331 6844 SH DFND 0 6844 0 0 SELECT SECTOR SPDR TR RL EST SEL SEC ETF/OTHER 81369Y860 1 40 SH SOLE 0 40 0 0 SELECT SECTOR SPDR UTILITIES ETF/EQUITY 81369Y886 62 1275 SH SOLE 0 1275 0 0 SEMPRA ENERGY COMMON STOCK 816851109 559 5550 SH SOLE 0 5550 0 0 SEMPRA ENERGY COMMON STOCK 816851109 111 1100 SH DFND 0 1100 0 0 SENSEONICS HOLDINGS INC COMMON STOCK 81727U105 3 1000 SH DFND 0 1000 0 0 SHIRE PLC SPONSORED ADR COMMON STOCK 82481R106 4 22 SH SOLE 0 22 0 0 SILVER WHEATON CORP FOREIGN EQUITIES 828336107 7 355 SH DFND 0 355 0 0 SMITH & WESSON HLDG CORP COMMON STOCK 831756101 5 235 SH SOLE 0 235 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 79 1500 SH SOLE 0 1500 0 0 SOURCE CAP INC COM ETF/EQUITY 836144105 10 275 SH SOLE 0 275 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 386 7842 SH SOLE 0 7842 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 53 1075 SH DFND 0 1075 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 57 500 SH SOLE 0 500 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 229 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 173 3125 SH SOLE 0 3125 0 0 STATE STREET CORP COMMON STOCK 857477103 181 2334 SH SOLE 0 2334 0 0 STRYKER CORP COMMON STOCK 863667101 701 5852 SH SOLE 0 5852 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUN CMNTYS INC COM COMMON STOCK 866674104 35 452 SH SOLE 0 452 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 82 2500 SH SOLE 0 2500 0 0 SUNTRUST BANKS INC COMMON STOCK 867914103 5 100 SH DFND 0 100 0 0 SYNCHRONY FINANCIAL COMMON STOCK 87165B103 1 32 SH SOLE 0 32 0 0 SYSCO CORP COMMON STOCK 871829107 1424 25725 SH SOLE 0 25725 0 0 SYSCO CORP COMMON STOCK 871829107 520 9400 SH DFND 0 9400 0 0 TJX COMPANIES COMMON STOCK 872540109 36 475 SH SOLE 0 475 0 0 TJX COMPANIES COMMON STOCK 872540109 8 105 SH DFND 0 105 0 0 TARGET CORP COMMON STOCK 87612E106 458 6347 SH SOLE 0 6347 0 0 TARGET CORP COMMON STOCK 87612E106 23 317 SH DFND 0 317 0 0 TARGA RES CORP COMMON STOCK 87612G101 10 186 SH SOLE 0 186 0 0 TASEKO MINES LTD COM FOREIGN EQUITIES 876511106 0 300 SH SOLE 0 300 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 23 187 SH DFND 0 187 0 0 TELEFONICA SA ADR FOREIGN EQUITIES 879382208 3 325 SH DFND 0 325 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 54 1500 SH SOLE 0 1500 0 0 TETRA TECH INC NEW COM COMMON STOCK 88162G103 5 125 SH SOLE 0 125 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 7 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 5 150 SH DFND 0 150 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1161 15915 SH SOLE 0 15915 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 179 2450 SH DFND 0 2450 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 55 391 SH SOLE 0 391 0 0 3M COMPANY COMMON STOCK 88579Y101 4459 24969 SH SOLE 0 24969 0 0 3M COMPANY COMMON STOCK 88579Y101 583 3266 SH DFND 0 3266 0 0 TIER REIT INC COMMON STOCK 88650V208 4 217 SH SOLE 0 217 0 0 TIME WARNER INC COMMON STOCK 887317303 13 138 SH SOLE 0 138 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 429 4543 SH SOLE 0 4543 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 660 13375 SH SOLE 0 13375 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 53 1075 SH DFND 0 1075 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 436 8560 SH SOLE 0 8560 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 15 300 SH DFND 0 300 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 23 200 SH SOLE 0 200 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 7 145 SH SOLE 0 145 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 7 145 SH DFND 0 145 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 119 975 SH SOLE 0 975 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 6 50 SH DFND 0 50 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 7 842 SH DFND 0 842 0 0 TWITTER INC COMMON STOCK 90184L102 0 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 2325 45260 SH SOLE 0 45021 0 239 US BANCORP COMMON STOCK 902973304 223 4347 SH DFND 0 4347 0 0 UNILEVER NV ADR FOREIGN EQUITIES 904784709 21 500 SH SOLE 0 500 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 113 1088 SH SOLE 0 1088 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 55 532 SH DFND 0 532 0 0 UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106 1767 15410 SH SOLE 0 15314 0 96 UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106 98 858 SH DFND 0 858 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2974 27133 SH SOLE 0 27047 0 86 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 492 4485 SH DFND 0 4485 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1380 8625 SH SOLE 0 8625 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 44 275 SH DFND 0 275 0 0 VF CORP COMMON STOCK 918204108 747 14005 SH SOLE 0 14005 0 0 VF CORP COMMON STOCK 918204108 27 500 SH DFND 0 500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 27 400 SH SOLE 0 400 0 0 VANECK VECTORS HIGH YLD MUNI ETF/FIXED INCOME 92189F361 45 1500 SH SOLE 0 1500 0 0 VANECK VECTORS AGRIBUSINESS ETF/EQUITY 92189F700 26 500 SH SOLE 0 500 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 680 7982 SH SOLE 0 7982 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 590 6928 SH DFND 0 6928 0 0 VANGUARD WORLD FD MEGA GRWTH IND ETF/EQUITY 921910816 7 85 SH SOLE 0 85 0 0 VANGUARD BD INDEX FD INC INTERMED TERM ETF/FIXED INCOME 921937819 260 3125 SH SOLE 0 3125 0 0 VANGUARD BD INDEX FD INC INTERMED TERM ETF/FIXED INCOME 921937819 38 460 SH DFND 0 460 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 3720 46827 SH SOLE 0 46182 0 645 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 231 2902 SH DFND 0 2902 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1964 24308 SH SOLE 0 23413 0 895 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 688 8521 SH DFND 0 8521 0 0 VANGUARD TAX MANAGED INTL FDMSCI EAFE ETF ETF/INTERNATIONAL EQUITY 921943858 124 3400 SH SOLE 0 3400 0 0 VANGUARD WORLD FDS ENERGY ETF ETF/EQUITY 92204A306 5 50 SH SOLE 0 50 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 801 13500 SH SOLE 0 13500 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 246 4150 SH DFND 0 4150 0 0 VANGUARD WORLD FDS HEALTH CARE ETF ETF/EQUITY 92204A504 10 81 SH SOLE 0 81 0 0 VANGUARD WORLD FDS INDUSTRIAL ETF ETF/EQUITY 92204A603 525 4400 SH DFND 0 4400 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 2 20 SH DFND 0 20 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 152 1425 SH SOLE 0 1425 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 999 27919 SH SOLE 0 27919 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 144 4033 SH DFND 0 4033 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4631 58351 SH SOLE 0 58351 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 903 11380 SH DFND 0 11380 0 0 VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF/FIXED INCOME 92206C706 744 11635 SH SOLE 0 11520 0 115 VENTAS INC COMMON STOCK 92276F100 34 547 SH SOLE 0 547 0 0 VENTAS INC COMMON STOCK 92276F100 2 35 SH DFND 0 35 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 21 100 SH SOLE 0 100 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP ETF/EQUITY 922908512 19 200 SH DFND 0 200 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP ETF/EQUITY 922908538 71 675 SH SOLE 0 675 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 1704 20645 SH SOLE 0 20645 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 10 125 SH DFND 0 125 0 0 VANGUARD INDEX FDS SML CP GRW ETF ETF/EQUITY 922908595 24 178 SH SOLE 0 178 0 0 VANGUARD INDEX FDS SM CP VAL ETF ETF/EQUITY 922908611 103 855 SH SOLE 0 855 0 0 VANGUARD INDEX FDS MID CAP ETF ETF/EQUITY 922908629 156 1188 SH SOLE 0 1188 0 0 VANGUARD INDEX FDS SMALL CP ETF ETF/EQUITY 922908751 168 1300 SH SOLE 0 1300 0 0 VANGUARD INDEX FDS TOTAL STK MKT ETF/EQUITY 922908769 7473 64800 SH DFND 0 64800 0 0 VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 2 100 SH DFND 0 100 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 6138 114984 SH SOLE 0 114801 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1465 27444 SH DFND 0 27444 0 0 VISA INC CLASS A COMMON STOCK 92826C839 289 3700 SH SOLE 0 3700 0 0 VISA INC CLASS A COMMON STOCK 92826C839 21 272 SH DFND 0 272 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 7 291 SH SOLE 0 291 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 10 421 SH DFND 0 421 0 0 WGL HOLDINGS INC COMMON STOCK 92924F106 320 4200 SH SOLE 0 4200 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 190 3244 SH SOLE 0 3244 0 0 WAL MART STORES INC COMMON STOCK 931142103 2186 31637 SH SOLE 0 31525 0 112 WAL MART STORES INC COMMON STOCK 931142103 482 6968 SH DFND 0 6968 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 566 6840 SH SOLE 0 6840 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 29 355 SH DFND 0 355 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 28 400 SH SOLE 0 400 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 34 475 SH DFND 0 475 0 0 WELLS FARGO & CO COMMON STOCK 949746101 2337 42409 SH SOLE 0 42279 0 130 WELLS FARGO & CO COMMON STOCK 949746101 217 3942 SH DFND 0 3942 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 48 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 4 130 SH SOLE 0 130 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 3 95 SH DFND 0 95 0 0 WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 1 167 SH DFND 0 167 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 1258 18695 SH SOLE 0 18695 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 34 505 SH DFND 0 505 0 0 WISDOMTREE TR BLMBG US BULL ETF/OTHER 97717W471 2612 93410 SH SOLE 0 93215 0 195 XCEL ENERGY INC COMMON STOCK 98389B100 8 200 SH SOLE 0 200 0 0