Trust Operations AVP

0000909012-16-000485.txt : 20160420 0000909012-16-000485.hdr.sgml : 20160420 20160420113507 ACCESSION NUMBER: 0000909012-16-000485 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20160331 FILED AS OF DATE: 20160420 DATE AS OF CHANGE: 20160420 EFFECTIVENESS DATE: 20160420 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 161580696 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2016 03-31-2016 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Patricia Lowe Trust Operations AVP 607 433 4129 /s/ PATRICIA LOWE Oneonta NY 04-18-2016 0 675 414217 false INFORMATION TABLE 2 aci_13f.xml BROOKFIELD PROPERTY PARTNERS PARTNERSHIPS G16249107 1 38 SH DFND 0 38 0 0 BROOKFIELD INFRAST PARTNERS LP INT UNIT PARTNERSHIPS G16252101 1 27 SH DFND 0 27 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 104 1660 SH SOLE 0 1660 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 33 523 SH DFND 0 523 0 0 INTERNATIONAL GAME TECHNOLOGY FOREIGN EQUITIES G4863A108 1 80 SH SOLE 0 80 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 684 9126 SH SOLE 0 9126 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 105 1396 SH DFND 0 1396 0 0 NOBLE CORP PLC FOREIGN EQUITIES G65431101 187 18085 SH SOLE 0 18085 0 0 NOBLE CORP PLC FOREIGN EQUITIES G65431101 12 1200 SH DFND 0 1200 0 0 SEAGATE TECHNOLOGY PLC FOREIGN EQUITIES G7945M107 9 265 SH DFND 0 265 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 806 6765 SH SOLE 0 6765 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 140 1177 SH DFND 0 1177 0 0 TE CONNECTIVITY LTD FOREIGN EQUITIES H84989104 3 50 SH DFND 0 50 0 0 ASML HOLDING NV ADR FOREIGN EQUITIES N07059210 9 86 SH DFND 0 86 0 0 BROADCOM LTD FOREIGN EQUITIES Y09827109 38 245 SH SOLE 0 245 0 0 BROADCOM LTD FOREIGN EQUITIES Y09827109 20 130 SH DFND 0 130 0 0 OCEAN RIG UDW INC FOREIGN EQUITIES Y64354205 0 2 SH SOLE 0 2 0 0 AGL RESOURCES INC COMMON STOCK 001204106 16 251 SH SOLE 0 251 0 0 ALPS ETF TR SECTR DIV DOGS ETF/EQUITY 00162Q858 91 2350 SH SOLE 0 2350 0 0 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 1761 161296 SH SOLE 0 160921 0 375 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 141 12871 SH DFND 0 12871 0 0 AT&T INC COMMON STOCK 00206R102 6286 160515 SH SOLE 0 160305 0 210 AT&T INC COMMON STOCK 00206R102 1771 45215 SH DFND 0 45215 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 1562 37360 SH SOLE 0 37360 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 189 4530 SH DFND 0 4530 0 0 ABBVIE INC COMMON STOCK 00287Y109 2784 48752 SH SOLE 0 48752 0 0 ABBVIE INC COMMON STOCK 00287Y109 403 7055 SH DFND 0 7055 0 0 AETNA INC COMMON STOCK 00817Y108 56 500 SH DFND 0 500 0 0 AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 25 155 SH SOLE 0 155 0 0 AFFILIATED MANAGERS GROUP COMMON STOCK 008252108 19 120 SH DFND 0 120 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 284 1975 SH SOLE 0 1975 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 29 200 SH DFND 0 200 0 0 ALCOA INC COMMON STOCK 013817101 26 2759 SH SOLE 0 2759 0 0 ALCOA INC COMMON STOCK 013817101 41 4300 SH DFND 0 4300 0 0 ALLIANT ENERGY CORP COMMON STOCK 018802108 157 2115 SH DFND 0 2115 0 0 ALLIANCEBERNSTEIN INCOME FD MUTUAL FUNDS FIXED INCOME 01881E101 6 710 SH SOLE 0 710 0 0 ALLSTATE CORP COMMON STOCK 020002101 17 255 SH SOLE 0 255 0 0 ALLSTATE CORP COMMON STOCK 020002101 11 160 SH DFND 0 160 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 80 107 SH SOLE 0 107 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 15 20 SH DFND 0 20 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 125 164 SH SOLE 0 164 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 31 40 SH DFND 0 40 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 761 12153 SH SOLE 0 12153 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 126 2006 SH DFND 0 2006 0 0 AMAZON.COM INC COMMON STOCK 023135106 15 25 SH SOLE 0 25 0 0 AMAZON.COM INC COMMON STOCK 023135106 8 14 SH DFND 0 14 0 0 AMEREN CORP COMMON STOCK 023608102 166 3322 SH SOLE 0 3322 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 253 3816 SH SOLE 0 3816 0 0 AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 227 3419 SH DFND 0 3419 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 614 10005 SH SOLE 0 10005 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 37 600 SH DFND 0 600 0 0 AMERICAN INTL GROUP INC *W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 1 36 SH DFND 0 36 0 0 AMERICAN INTL GROUP (AIG) COMMON STOCK 026874784 3 50 SH DFND 0 50 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 22 235 SH SOLE 0 235 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 9 100 SH DFND 0 100 0 0 AMERIGAS PARTNERS LP COMMON STOCK 030975106 35 800 SH DFND 0 800 0 0 AMGEN INC COMMON STOCK 031162100 864 5765 SH SOLE 0 5765 0 0 AMGEN INC COMMON STOCK 031162100 322 2150 SH DFND 0 2150 0 0 AMSURG CORP COMMON STOCK 03232P405 7 95 SH SOLE 0 95 0 0 AMSURG CORP COMMON STOCK 03232P405 12 155 SH DFND 0 155 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 28 600 SH SOLE 0 600 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 11 230 SH DFND 0 230 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 18 300 SH SOLE 0 300 0 0 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 12 100 SH SOLE 0 100 0 0 ANTHEM INC COMMON STOCK 036752103 368 2650 SH SOLE 0 2650 0 0 APACHE CORP COMMON STOCK 037411105 399 8176 SH SOLE 0 8176 0 0 APACHE CORP COMMON STOCK 037411105 4 80 SH DFND 0 80 0 0 APPLE INC COMMON STOCK 037833100 10193 93521 SH SOLE 0 93521 0 0 APPLE INC COMMON STOCK 037833100 312 2861 SH DFND 0 2861 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 22 1048 SH SOLE 0 1048 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 16 735 SH DFND 0 735 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 6 200 SH SOLE 0 200 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 5 150 SH DFND 0 150 0 0 ARROW FINANCIAL CORP COMMON STOCK 042744102 165 6202 SH DFND 0 6202 0 0 ASTORIA FINANCIAL CORP COMMON STOCK 046265104 52 3300 SH SOLE 0 3300 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1499 16714 SH SOLE 0 16574 0 140 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 411 4582 SH DFND 0 4582 0 0 AVANGRID INC COMMON STOCK 05351W103 4 100 SH SOLE 0 0 0 100 BB&T CORP COMMON STOCK 054937107 35 1050 SH SOLE 0 1050 0 0 BB&T CORP COMMON STOCK 054937107 7 200 SH DFND 0 200 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 20 650 SH DFND 0 650 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 81 6010 SH SOLE 0 6010 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 16 1150 SH DFND 0 1150 0 0 BANK OF HAWAII CORP COMMON STOCK 062540109 7 100 SH DFND 0 100 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 186 5042 SH SOLE 0 5042 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 335 13100 SH SOLE 0 13100 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 43 1700 SH DFND 0 1700 0 0 BARRICK GOLD CORP FOREIGN EQUITIES 067901108 5 375 SH SOLE 0 375 0 0 BARRICK GOLD CORP FOREIGN EQUITIES 067901108 9 675 SH DFND 0 675 0 0 BAXALTA INC COMMON STOCK 07177M103 6 155 SH DFND 0 155 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 21 500 SH SOLE 0 500 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 6 155 SH DFND 0 155 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 465 3060 SH SOLE 0 3060 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 243 1600 SH DFND 0 1600 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 116 2335 SH SOLE 0 2335 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 5 93 SH DFND 0 93 0 0 BEMIS CO INC COMMON STOCK 081437105 696 13450 SH SOLE 0 13450 0 0 BEMIS CO INC COMMON STOCK 081437105 259 5000 SH DFND 0 5000 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 151 1066 SH SOLE 0 1066 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 70 494 SH DFND 0 494 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 37 1391 SH DFND 0 1391 0 0 BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 614 23725 SH SOLE 0 23725 0 0 BHP BILLITON LTD ADR FOREIGN EQUITIES 088606108 113 4365 SH DFND 0 4365 0 0 BIOLIFE SOLUTIONS INC COMMON STOCK 09062W204 0 250 SH DFND 0 250 0 0 BIOGEN INC COMMON STOCK 09062X103 208 800 SH DFND 0 800 0 0 BIOTELEMETRY INC COMMON STOCK 090672106 35 3000 SH SOLE 0 3000 0 0 BLACK HILLS CORP COMMON STOCK 092113109 6 100 SH DFND 0 100 0 0 BLACKROCK INC COMMON STOCK 09247X101 16 46 SH SOLE 0 46 0 0 BLACKROCK INC COMMON STOCK 09247X101 38 113 SH DFND 0 113 0 0 BLACKROCK BUILD AMER BD TR SHS MUTUAL FUNDS FIXED INCOME 09248X100 34 1500 SH SOLE 0 1500 0 0 BLACKROCK NY MUNI INC QLTY TCOM COMMON STOCK 09249U105 7 510 SH SOLE 0 510 0 0 BLACKROCK MUNIHLDGS NY QLTY NY TAX EXEMPT 09255C106 58 3835 SH SOLE 0 3835 0 0 BOEING COMPANY COMMON STOCK 097023105 424 3339 SH SOLE 0 3339 0 0 BOEING COMPANY COMMON STOCK 097023105 43 335 SH DFND 0 335 0 0 BREITBURN ENERGY PARTNERS LP COMMON STOCK 106776107 0 300 SH DFND 0 300 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 6 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 1093 17114 SH SOLE 0 16881 0 233 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 796 12461 SH DFND 0 12461 0 0 BROADRIDGE FINANCIAL SOLUTON COMMON STOCK 11133T103 12 200 SH DFND 0 200 0 0 BROOKFIELD ASSET MGMT INC CLASS A FOREIGN EQUITIES 112585104 35 1017 SH DFND 0 1017 0 0 BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 80 1175 SH DFND 0 1175 0 0 CBS CORP CLASS B COMMON STOCK 124857202 11 200 SH SOLE 0 200 0 0 CDK GLOBAL INC COMMON STOCK 12508E101 8 165 SH SOLE 0 165 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 639 8610 SH SOLE 0 8610 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 33 450 SH DFND 0 450 0 0 CMS ENERGY CORP COMMON STOCK 125896100 28 650 SH DFND 0 650 0 0 CSX CORP COMMON STOCK 126408103 77 3000 SH DFND 0 3000 0 0 CVS HEALTH CORP COMMON STOCK 126650100 650 6265 SH SOLE 0 6265 0 0 CVS HEALTH CORP COMMON STOCK 126650100 10 93 SH DFND 0 93 0 0 CAESARS ACQUISITION CO CL A COMMON STOCK 12768T103 12 2000 SH SOLE 0 2000 0 0 CARE CAP PPTYS INC COMMON STOCK 141624106 1 49 SH DFND 0 49 0 0 CATERPILLAR INC COMMON STOCK 149123101 822 10740 SH SOLE 0 10740 0 0 CATERPILLAR INC COMMON STOCK 149123101 232 3036 SH DFND 0 3036 0 0 CELGENE CORP COMMON STOCK 151020104 164 1638 SH SOLE 0 1638 0 0 CELGENE CORP COMMON STOCK 151020104 215 2149 SH DFND 0 2149 0 0 CENTERPOINT ENERGY INC COMMON STOCK 15189T107 2 100 SH SOLE 0 100 0 0 CENTURYLINK INC COMMON STOCK 156700106 17 529 SH SOLE 0 529 0 0 CENTURYLINK INC COMMON STOCK 156700106 10 300 SH DFND 0 300 0 0 CERNER CORP COMMON STOCK 156782104 20 375 SH SOLE 0 375 0 0 CERNER CORP COMMON STOCK 156782104 10 195 SH DFND 0 195 0 0 THE CHEMOURS CO COMMON STOCK 163851108 1 117 SH SOLE 0 117 0 0 THE CHEMOURS CO COMMON STOCK 163851108 1 102 SH DFND 0 102 0 0 CHEVRON CORP COMMON STOCK 166764100 2500 26206 SH SOLE 0 26134 0 72 CHEVRON CORP COMMON STOCK 166764100 779 8162 SH DFND 0 8162 0 0 CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 21 45 SH SOLE 0 45 0 0 CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 16 34 SH DFND 0 34 0 0 CINCINNATI FINL CORP COMMON STOCK 172062101 7 100 SH DFND 0 100 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 3259 114506 SH SOLE 0 114506 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 753 26444 SH DFND 0 26444 0 0 CITIGROUP INC COMMON STOCK 172967424 30 720 SH SOLE 0 720 0 0 CITIGROUP INC COMMON STOCK 172967424 15 360 SH DFND 0 360 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 ETF/FIXED INCOME 18383M258 924 43880 SH SOLE 0 43240 0 640 CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY ETF/FIXED INCOME 18383M399 133 5225 SH SOLE 0 5225 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E ETF/FIXED INCOME 18383M530 84 4000 SH SOLE 0 4000 0 0 COCA COLA COMPANY COMMON STOCK 191216100 4626 99740 SH SOLE 0 99529 0 211 COCA COLA COMPANY COMMON STOCK 191216100 1498 32309 SH DFND 0 32309 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 435 6154 SH SOLE 0 6154 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 554 7836 SH DFND 0 7836 0 0 COLUMBIA PROPERTY TRUST INC COMMON STOCK 198287203 2 98 SH SOLE 0 98 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 810 13261 SH SOLE 0 13261 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 117 1918 SH DFND 0 1918 0 0 COMMUNICATIONS SALES&LEAS IN COMMON STOCK 20341J104 0 20 SH SOLE 0 20 0 0 COMMUNICATIONS SALES&LEAS IN COMMON STOCK 20341J104 4 200 SH DFND 0 200 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 735 19225 SH SOLE 0 19225 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1539 38222 SH SOLE 0 38080 0 142 CONOCOPHILLIPS COMMON STOCK 20825C104 297 7381 SH DFND 0 7381 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 575 7510 SH SOLE 0 7510 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 153 2001 SH DFND 0 2001 0 0 CONSTELLATION BRANDS INC CLASS A COMMON STOCK 21036P108 181 1200 SH SOLE 0 1200 0 0 CORNING INC COMMON STOCK 219350105 125 5995 SH SOLE 0 5995 0 0 CORNING INC COMMON STOCK 219350105 53 2539 SH DFND 0 2539 0 0 COSTCO COMMON STOCK 22160K105 66 420 SH SOLE 0 420 0 0 COSTCO COMMON STOCK 22160K105 20 125 SH DFND 0 125 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344208 0 22 SH DFND 0 22 0 0 CRYOPORT INC COMMON STOCK 229050307 4 2000 SH DFND 0 2000 0 0 CUMMINS INC COMMON STOCK 231021106 1239 11274 SH SOLE 0 11239 0 35 CUMMINS INC COMMON STOCK 231021106 115 1050 SH DFND 0 1050 0 0 CYNOSURE INC CLASS A COMMON STOCK 232577205 4 100 SH DFND 0 100 0 0 CYPRESS SEMICONDUCTOR CORP COMMON STOCK 232806109 4 485 SH SOLE 0 485 0 0 DBX ETF TR XTRAK MSCI EAFE ETF/INTERNATIONAL EQUITY 233051200 147 5775 SH SOLE 0 5775 0 0 DBX ETF TR XTRAK MSCI JAPN ETF/INTERNATIONAL EQUITY 233051507 1350 40250 SH SOLE 0 40050 0 200 DARDEN RESTAURANTS INC COMMON STOCK 237194105 138 2084 SH SOLE 0 1924 0 160 DARDEN RESTAURANTS INC COMMON STOCK 237194105 171 2580 SH DFND 0 2580 0 0 DEERE & COMPANY COMMON STOCK 244199105 26 339 SH SOLE 0 339 0 0 DELTA AIR LINES INC COMMON STOCK 247361702 1 25 SH DFND 0 25 0 0 DEVON ENERGY CORP COMMON STOCK 25179M103 41 1500 SH SOLE 0 1500 0 0 DEVON ENERGY CORP COMMON STOCK 25179M103 38 1400 SH DFND 0 1400 0 0 DIGITAL REALTY TRUST INC COMMON STOCK 253868103 8 89 SH SOLE 0 89 0 0 DIGITAL REALTY TRUST INC COMMON STOCK 253868103 33 372 SH DFND 0 372 0 0 WALT DISNEY CO COMMON STOCK 254687106 2048 20618 SH SOLE 0 20618 0 0 WALT DISNEY CO COMMON STOCK 254687106 192 1938 SH DFND 0 1938 0 0 DOMINION RESOURCES INC COMMON STOCK 25746U109 2185 29082 SH SOLE 0 28982 0 100 DOMINION RESOURCES INC COMMON STOCK 25746U109 931 12400 SH DFND 0 12400 0 0 DOW CHEMICAL CO COMMON STOCK 260543103 2454 48253 SH SOLE 0 47851 0 402 DOW CHEMICAL CO COMMON STOCK 260543103 417 8203 SH DFND 0 8203 0 0 EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 645 10189 SH SOLE 0 10020 0 169 EI DUPONT DE NEMOURS & CO COMMON STOCK 263534109 205 3232 SH DFND 0 3232 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 363 4498 SH SOLE 0 4498 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 28 345 SH DFND 0 345 0 0 EMC CORP COMMON STOCK 268648102 1118 41970 SH SOLE 0 41970 0 0 EMC CORP COMMON STOCK 268648102 87 3259 SH DFND 0 3259 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 275 3795 SH SOLE 0 3795 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 10 140 SH DFND 0 140 0 0 EASTMAN CHEMICAL CO COMMON STOCK 277432100 64 892 SH SOLE 0 892 0 0 ECOLAB INC COMMON STOCK 278865100 16 140 SH SOLE 0 140 0 0 ECOLAB INC COMMON STOCK 278865100 4 35 SH DFND 0 35 0 0 EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 6 70 SH SOLE 0 70 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 1861 34215 SH SOLE 0 34215 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 270 4970 SH DFND 0 4970 0 0 ENBRIDGE INC FOREIGN EQUITIES 29250N105 13 345 SH DFND 0 345 0 0 ENBRIDGE ENERGY PARTNERS LP COMMON STOCK 29250R106 4 200 SH DFND 0 200 0 0 ENERGY TRANSFER PARTNERS COMMON STOCK 29273R109 3 100 SH DFND 0 100 0 0 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 5 700 SH DFND 0 700 0 0 ENTERGY CORP COMMON STOCK 29364G103 8 100 SH DFND 0 100 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 150 6088 SH SOLE 0 5784 0 304 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 5 200 SH DFND 0 200 0 0 EQUITY RESIDENTIAL COMMON STOCK 29476L107 30 400 SH SOLE 0 400 0 0 EXELON CORP COMMON STOCK 30161N101 1184 33026 SH SOLE 0 33026 0 0 EXELON CORP COMMON STOCK 30161N101 318 8875 SH DFND 0 8875 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 40 585 SH SOLE 0 585 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 19 275 SH DFND 0 275 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 6375 76266 SH SOLE 0 76166 0 100 EXXON MOBIL CORP COMMON STOCK 30231G102 1934 23135 SH DFND 0 23135 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 83 730 SH SOLE 0 730 0 0 FACEBOOK INC CLASS A COMMON STOCK 30303M102 27 240 SH DFND 0 240 0 0 FASTENAL CO COMMON STOCK 311900104 221 4500 SH SOLE 0 4500 0 0 FASTENAL CO COMMON STOCK 311900104 147 3000 SH DFND 0 3000 0 0 FEDEX CORP COMMON STOCK 31428X106 50 306 SH SOLE 0 306 0 0 FIFTH THIRD BANCORP COMMON STOCK 316773100 11 655 SH DFND 0 655 0 0 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 10 1000 SH SOLE 0 1000 0 0 FIRST TRUST CONS DISC ETF ETF/EQUITY 33734X101 9 251 SH SOLE 0 251 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 105 7745 SH SOLE 0 7745 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 29 2170 SH DFND 0 2170 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 8 132 SH DFND 0 132 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 15 2760 SH SOLE 0 2760 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 10 1732 SH DFND 0 1732 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 269 2050 SH SOLE 0 2050 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 84 640 SH DFND 0 640 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 5879 184938 SH SOLE 0 184688 0 250 GENERAL ELECTRIC CO COMMON STOCK 369604103 1814 57051 SH DFND 0 57051 0 0 GENERAL MILLS INC COMMON STOCK 370334104 1794 28319 SH SOLE 0 28319 0 0 GENERAL MILLS INC COMMON STOCK 370334104 634 10005 SH DFND 0 10005 0 0 GENUINE PARTS CO COMMON STOCK 372460105 45 450 SH SOLE 0 450 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 197 2145 SH SOLE 0 2145 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 214 2330 SH DFND 0 2330 0 0 GLAXOSMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 11 271 SH DFND 0 271 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 24 150 SH SOLE 0 150 0 0 GRAMERCY PROPERTY TRUST COMMON STOCK 385002100 11 1266 SH SOLE 0 1266 0 0 HCP INC COMMON STOCK 40414L109 90 2754 SH SOLE 0 2754 0 0 HCP INC COMMON STOCK 40414L109 75 2303 SH DFND 0 2303 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 10 400 SH SOLE 0 400 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 51 2000 SH DFND 0 2000 0 0 HALLIBURTON CO COMMON STOCK 406216101 48 1350 SH SOLE 0 1350 0 0 HALYARD HEALTH INC COMMON STOCK 40650V100 0 12 SH SOLE 0 12 0 0 HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT COMMON STOCK 41013T105 8 530 SH SOLE 0 530 0 0 HANCOCK JOHN TAX-ADV DIV INCCOM COMMON STOCK 41013V100 9 382 SH SOLE 0 382 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 10 200 SH SOLE 0 200 0 0 HASBRO INC COMMON STOCK 418056107 66 830 SH DFND 0 830 0 0 HERSHEY CO COMMON STOCK 427866108 138 1500 SH SOLE 0 1500 0 0 HERSHEY CO COMMON STOCK 427866108 92 1000 SH DFND 0 1000 0 0 HIMAX TECHNOLOGIES INC ADR FOREIGN EQUITIES 43289P106 6 525 SH SOLE 0 525 0 0 HOME DEPOT INC COMMON STOCK 437076102 649 4863 SH SOLE 0 4863 0 0 HOME DEPOT INC COMMON STOCK 437076102 253 1899 SH DFND 0 1899 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 422 3770 SH SOLE 0 3770 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 40 360 SH DFND 0 360 0 0 HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106 2 14 SH SOLE 0 14 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2385 23282 SH SOLE 0 23282 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 407 3970 SH DFND 0 3970 0 0 INFUSYSTEMS HOLDINGS INC COMMON STOCK 45685K102 42 12000 SH SOLE 0 12000 0 0 INTEL CORP COMMON STOCK 458140100 4032 124675 SH SOLE 0 124120 0 555 INTEL CORP COMMON STOCK 458140100 891 27548 SH DFND 0 27548 0 0 INSYS THERAPEUTICS INC COMMON STOCK 45824V209 16 1000 SH SOLE 0 1000 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 8017 52935 SH SOLE 0 52935 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 12662 83607 SH DFND 0 83607 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 16 398 SH SOLE 0 398 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 21 515 SH DFND 0 515 0 0 IONIS PHARMACEUTICAL INC COMMON STOCK 462222100 5 123 SH SOLE 0 123 0 0 IRIDIUM COMMUNICATIONS INC COMMON STOCK 46269C102 1 100 SH DFND 0 100 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 11 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 27 1872 SH DFND 0 1872 0 0 ISHS MSCI GLOBAL GOLD MINERS COMMON STOCK 464286335 3 300 SH SOLE 0 300 0 0 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 200 8459 SH SOLE 0 8459 0 0 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 41 1750 SH DFND 0 1750 0 0 ISHARES MSCI EMERGING MKTS MINI VOL ETF ETF/INTERNATIONAL EQUITY 464286533 3546 69035 SH SOLE 0 68935 0 100 ISHARES INC MSCI PAC J IDX ETF/INTERNATIONAL EQUITY 464286665 19 495 SH SOLE 0 495 0 0 ISHARES TR CORE S&P TTL STK ETF/EQUITY 464287150 6 60 SH SOLE 0 60 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 142 1734 SH SOLE 0 1734 0 0 ISHARES BARCLAYS TIPS BOND FUND ETF/FIXED INCOME 464287176 619 5401 SH SOLE 0 5331 0 70 ISHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 28038 135678 SH SOLE 0 135678 0 0 ISHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 8 40 SH DFND 0 40 0 0 ISHARES CORE TOTAL U S BOND MARKET ETF ETF/FIXED INCOME 464287226 3695 33340 SH SOLE 0 33340 0 0 ISHARES CORE TOTAL U S BOND MARKET ETF ETF/FIXED INCOME 464287226 9 85 SH DFND 0 85 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 78 2284 SH SOLE 0 2284 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 17 505 SH DFND 0 505 0 0 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 220 1853 SH SOLE 0 1684 0 169 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 235 1982 SH DFND 0 1982 0 0 ISHARES S&P 500 GROWTH ETF/EQUITY 464287309 38 325 SH SOLE 0 325 0 0 ISHARES TR S&P GBL HLTHCR ETF/EQUITY 464287325 35 361 SH SOLE 0 361 0 0 ISHARES S&P 500 VALUE ETF/EQUITY 464287408 516 5737 SH SOLE 0 5737 0 0 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 123 1446 SH SOLE 0 1446 0 0 ISHARES 1-3 YR TREASURY ETF ETF/FIXED INCOME 464287457 78 923 SH DFND 0 923 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1261 22058 SH SOLE 0 22058 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1041 18212 SH DFND 0 18212 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 2297 32382 SH SOLE 0 32382 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 124 1750 SH DFND 0 1750 0 0 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 8572 59449 SH SOLE 0 59379 0 70 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 308 2137 SH DFND 0 2137 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 3960 40076 SH SOLE 0 39951 0 125 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1572 15910 SH DFND 0 15910 0 0 ISHARES S&P MC 400GR ETF ETF/EQUITY 464287606 174 1070 SH SOLE 0 1070 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 4582 45921 SH SOLE 0 45721 0 200 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 1996 20006 SH DFND 0 20006 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 6 53 SH SOLE 0 53 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 107 965 SH DFND 0 965 0 0 ISHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 8074 71727 SH SOLE 0 71652 0 75 ISHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 2034 18067 SH DFND 0 18067 0 0 ISHARES MSCI ACWI EX US ETF/INTERNATIONAL EQUITY 464288240 237 6000 SH SOLE 0 6000 0 0 ISHARES MSCI EAFE SM CAP ETF ETF/INTERNATIONAL EQUITY 464288273 144 2900 SH SOLE 0 2900 0 0 ISHARES TR NATIONAL MUN ETF ETF/EQUITY 464288414 56 500 SH SOLE 0 500 0 0 ISHARES INTL SEL DIV ETF ETF/INTERNATIONAL EQUITY 464288448 37 1275 SH SOLE 0 1275 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 2579 31575 SH SOLE 0 31575 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 108 1326 SH DFND 0 1326 0 0 ISHARES TR MRTG PLS CAP IDX ETF/EQUITY 464288539 484 50000 SH SOLE 0 50000 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 43 395 SH SOLE 0 395 0 0 ISHARES BARCLAYS INTERM-TERMBOND ETF/FIXED INCOME 464288638 105 955 SH DFND 0 955 0 0 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 871 8259 SH SOLE 0 8059 0 200 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 719 6818 SH DFND 0 6818 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 3071 78714 SH SOLE 0 78714 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 11 270 SH DFND 0 270 0 0 ISHARES TR FLTG RATE BD ETF ETF/FIXED INCOME 46429B655 1008 20000 SH SOLE 0 20000 0 0 ISHARES TR HGH DIV EQT FD ETF/EQUITY 46429B663 417 5350 SH SOLE 0 5150 0 200 ISHARES TR EAFE MIN VOLAT ETF/INTERNATIONAL EQUITY 46429B689 6305 94894 SH SOLE 0 94729 0 165 ISHARES TR USA MIN VOL ID ETF/EQUITY 46429B697 11102 252720 SH SOLE 0 252095 0 625 ISHARES TR 2018 CP TM ETF ETF/FIXED INCOME 46432FAW7 13 125 SH SOLE 0 125 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 16489 310352 SH SOLE 0 310152 0 200 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 51 968 SH DFND 0 968 0 0 ISHARES INC CORE MSCI EMKT ETF/INTERNATIONAL EQUITY 46434G103 2871 69000 SH SOLE 0 69000 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 3082 52037 SH SOLE 0 52037 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 426 7191 SH DFND 0 7191 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 6773 62600 SH SOLE 0 62411 0 189 JOHNSON & JOHNSON COMMON STOCK 478160104 2161 19976 SH DFND 0 19976 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 290 7440 SH SOLE 0 7440 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 23 588 SH DFND 0 588 0 0 KEYCORP COMMON STOCK 493267108 133 12075 SH SOLE 0 12075 0 0 KEYCORP COMMON STOCK 493267108 6 500 SH DFND 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 69 510 SH SOLE 0 510 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 539 4005 SH DFND 0 4005 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 16 876 SH SOLE 0 876 0 0 KOHLS CORP COMMON STOCK 500255104 3 75 SH SOLE 0 75 0 0 KOHLS CORP COMMON STOCK 500255104 25 535 SH DFND 0 535 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 700 8907 SH SOLE 0 8907 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 219 2782 SH DFND 0 2782 0 0 KROGER COMPANY COMMON STOCK 501044101 39 1010 SH SOLE 0 1010 0 0 KROGER COMPANY COMMON STOCK 501044101 20 530 SH DFND 0 530 0 0 LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409 1 12 SH SOLE 0 12 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 85 1177 SH SOLE 0 1177 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 88 1216 SH DFND 0 1216 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 174 787 SH SOLE 0 787 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 66 300 SH DFND 0 300 0 0 LOEWS CORP COMMON STOCK 540424108 50 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 814 10745 SH SOLE 0 10745 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 67 889 SH DFND 0 889 0 0 LUXOTTICA GROUP ADR COMMON STOCK 55068R202 1 10 SH SOLE 0 10 0 0 M & T BANK CORP COMMON STOCK 55261F104 211 1898 SH SOLE 0 1898 0 0 M & T BANK CORP COMMON STOCK 55261F104 914 8234 SH DFND 0 8234 0 0 MFS SPECIAL VALUE TRUST MUTUAL FUNDS FIXED INCOME 55274E102 5 1000 SH DFND 0 1000 0 0 MGE ENERGY INC COMMON STOCK 55277P104 13 240 SH SOLE 0 240 0 0 MANNATECH INC COMMON STOCK 563771203 1 40 SH DFND 0 40 0 0 MARATHON OIL CORP COMMON STOCK 565849106 7 600 SH SOLE 0 600 0 0 MARATHON OIL CORP COMMON STOCK 565849106 4 345 SH DFND 0 345 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 7 200 SH SOLE 0 200 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 13 344 SH DFND 0 344 0 0 MARKET VECTORS AGRIBUS ETF ETF/EQUITY 57060U605 28 600 SH SOLE 0 600 0 0 MARKET VECTORS HIGH YIELD MUNI INDEX ETF ETF/FIXED INCOME 57060U878 47 1500 SH SOLE 0 1500 0 0 MARRIOTT INTL INC CLASS A COMMON STOCK 571903202 38 535 SH SOLE 0 535 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 19 205 SH SOLE 0 205 0 0 MCDONALDS CORP COMMON STOCK 580135101 1296 10314 SH SOLE 0 10226 0 88 MCDONALDS CORP COMMON STOCK 580135101 265 2109 SH DFND 0 2109 0 0 MCKESSON CORP COMMON STOCK 58155Q103 315 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 14 1100 SH DFND 0 1100 0 0 MERCHANTS BANCSHARES INC COMMON STOCK 588448100 141 4750 SH SOLE 0 4750 0 0 MERCHANTS BANCSHARES INC COMMON STOCK 588448100 89 3000 SH DFND 0 3000 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 4131 78093 SH SOLE 0 77905 0 188 MERCK & COMPANY INC COMMON STOCK 58933Y105 1049 19826 SH DFND 0 19826 0 0 MERCURY GENERAL CORP COMMON STOCK 589400100 6 100 SH DFND 0 100 0 0 METLIFE INC COMMON STOCK 59156R108 5 109 SH SOLE 0 109 0 0 METLIFE INC COMMON STOCK 59156R108 18 400 SH DFND 0 400 0 0 MICROSOFT CORP COMMON STOCK 594918104 3366 60953 SH SOLE 0 60678 0 275 MICROSOFT CORP COMMON STOCK 594918104 762 13791 SH DFND 0 13791 0 0 MILLER INDUSTRIES INC COMMON STOCK 600551204 21 1054 SH SOLE 0 1054 0 0 MONDELEZ INTRNTL INC CLASS A COMMON STOCK 609207105 7 173 SH SOLE 0 173 0 0 MONDELEZ INTRNTL INC CLASS A COMMON STOCK 609207105 18 439 SH DFND 0 439 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 722 8231 SH SOLE 0 8231 0 0 MONSANTO COMPANY COMMON STOCK 61166W101 70 800 SH DFND 0 800 0 0 MORGAN STANLEY COMMON STOCK 617446448 76 3050 SH SOLE 0 3050 0 0 MOSAIC COMPANY COMMON STOCK 61945C103 1 23 SH SOLE 0 23 0 0 NBT BANCORP INC COMMON STOCK 628778102 514 19061 SH SOLE 0 19061 0 0 NBT BANCORP INC COMMON STOCK 628778102 1185 43984 SH DFND 0 43984 0 0 NRG ENERGY INC COMMON STOCK 629377508 0 34 SH SOLE 0 34 0 0 NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 110 2200 SH DFND 0 2200 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274300 4 50 SH SOLE 0 50 0 0 NATIONAL GRID PLC ADR FOREIGN EQUITIES 636274300 22 309 SH DFND 0 309 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 30 1860 SH SOLE 0 1860 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 48 3000 SH DFND 0 3000 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 11 250 SH SOLE 0 0 0 250 NEXTERA ENERGY INC COMMON STOCK 65339F101 1011 8540 SH SOLE 0 8540 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 467 3950 SH DFND 0 3950 0 0 NIKE INC CLASS B COMMON STOCK 654106103 829 13480 SH SOLE 0 13480 0 0 NIKE INC CLASS B COMMON STOCK 654106103 104 1690 SH DFND 0 1690 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 16 500 SH SOLE 0 500 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1047 12578 SH SOLE 0 12578 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 125 1500 SH DFND 0 1500 0 0 NORTH EUROPEAN OIL RTY TR SH BEN INT COMMON STOCK 659310106 3 400 SH SOLE 0 400 0 0 NORTHERN TIER ENERGY LP CLASS A COMMON STOCK 665826103 21 900 SH DFND 0 900 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 99 500 SH SOLE 0 500 0 0 NORTH WEST BANCSHARES INC COMMON STOCK 667340103 15 1125 SH SOLE 0 1125 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 41 1501 SH SOLE 0 1501 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 2089 28844 SH SOLE 0 28844 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 66987V109 504 6961 SH DFND 0 6961 0 0 NUCOR CORP COMMON STOCK 670346105 2060 43556 SH SOLE 0 43556 0 0 NUCOR CORP COMMON STOCK 670346105 406 8577 SH DFND 0 8577 0 0 NUVEEN NY MUNI VALUE FD NY TAX EXEMPT 67062M105 10 1000 SH SOLE 0 1000 0 0 OGE ENERGY CORP COMMON STOCK 670837103 200 7000 SH SOLE 0 7000 0 0 OGE ENERGY CORP COMMON STOCK 670837103 16 555 SH DFND 0 555 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 83 1220 SH SOLE 0 1220 0 0 OFFICE DEPOT INC COMMON STOCK 676220106 4 597 SH DFND 0 597 0 0 OLD REPUBLIC INTL CORP COMMON STOCK 680223104 7 400 SH DFND 0 400 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 594 7135 SH SOLE 0 7135 0 0 OMNICOM GROUP INC COMMON STOCK 681919106 21 250 SH DFND 0 250 0 0 ONEOK PARTNERS LP COMMON STOCK 68268N103 13 400 SH SOLE 0 400 0 0 ORACLE CORP COMMON STOCK 68389X105 397 9702 SH SOLE 0 9702 0 0 ORACLE CORP COMMON STOCK 68389X105 6 140 SH DFND 0 140 0 0 ORANGE SA ADR FOREIGN EQUITIES 684060106 17 1000 SH DFND 0 1000 0 0 PG&E CORP COMMON STOCK 69331C108 135 2254 SH SOLE 0 2069 0 185 PG&E CORP COMMON STOCK 69331C108 168 2815 SH DFND 0 2815 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 45 535 SH SOLE 0 535 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 40 475 SH DFND 0 475 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 291 2614 SH SOLE 0 2614 0 0 PPL CORP COMMON STOCK 69351T106 387 10179 SH SOLE 0 10179 0 0 PPL CORP COMMON STOCK 69351T106 8 200 SH DFND 0 200 0 0 PAYCHEX INC COMMON STOCK 704326107 7 135 SH SOLE 0 135 0 0 PAYCHEX INC COMMON STOCK 704326107 21 395 SH DFND 0 395 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 125 3370 SH SOLE 0 3370 0 0 PEPSICO INC COMMON STOCK 713448108 4442 43348 SH SOLE 0 43236 0 112 PEPSICO INC COMMON STOCK 713448108 1560 15224 SH DFND 0 15224 0 0 PFIZER INC COMMON STOCK 717081103 2527 85293 SH SOLE 0 84965 0 328 PFIZER INC COMMON STOCK 717081103 591 19933 SH DFND 0 19933 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 577 5878 SH SOLE 0 5878 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 115 1170 SH DFND 0 1170 0 0 PHILLIPS 66 COMMON STOCK 718546104 278 3207 SH SOLE 0 3207 0 0 PHILLIPS 66 COMMON STOCK 718546104 314 3630 SH DFND 0 3630 0 0 PIEDMONT OFFICE REALTY REIT COMMON STOCK 720190206 11 543 SH SOLE 0 543 0 0 PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF/FIXED INCOME 72201R783 7 80 SH SOLE 0 80 0 0 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 74 738 SH SOLE 0 492 0 246 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 397 3944 SH DFND 0 3944 0 0 PIMCO DYNAMIC INCOME FD SHS MUTUAL FUNDS FIXED INCOME 72201Y101 13 500 SH SOLE 0 500 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 257 3425 SH SOLE 0 3425 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 13 600 SH SOLE 0 600 0 0 POLARIS INDUSTRIES INC COMMON STOCK 731068102 10 100 SH SOLE 0 100 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 510 29968 SH SOLE 0 29968 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 87 5125 SH DFND 0 5125 0 0 POWERSHARES QQQ TRUST UNIT SER 1 ETF/EQUITY 73935A104 28 255 SH DFND 0 255 0 0 POWERSHARES ETF TRUST FINL PFD PTFL ETF/OTHER 73935X229 22 1180 SH DFND 0 1180 0 0 POWERSHARES ETF TRUST WATER RESOURCE ETF/EQUITY 73935X575 1 50 SH SOLE 0 50 0 0 POWERSHARES DWA DEV MARKET MOM PORT ETF ETF/INTERNATIONAL EQUITY 73936Q108 5 226 SH SOLE 0 226 0 0 POWERSHARES ETF TR II INSUR NATL MUN ETF/EQUITY 73936T474 32 1250 SH SOLE 0 1250 0 0 POWERSHARES GLOBAL ETF TRUSTDEV MKTS EX-US ETF/INTERNATIONAL EQUITY 73936T789 6 175 SH SOLE 0 175 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 12 170 SH SOLE 0 170 0 0 PRICELINE GROUP INC COMMON STOCK 741503403 30 23 SH SOLE 0 23 0 0 PRICELINE GROUP INC COMMON STOCK 741503403 18 14 SH DFND 0 14 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 4851 58942 SH SOLE 0 58730 0 212 PROCTER & GAMBLE CO COMMON STOCK 742718109 852 10347 SH DFND 0 10347 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 22 310 SH SOLE 0 310 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 17 241 SH DFND 0 241 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 3139 66600 SH SOLE 0 66600 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 1035 21956 SH DFND 0 21956 0 0 QUALCOMM INC COMMON STOCK 747525103 346 6773 SH SOLE 0 6773 0 0 QUALCOMM INC COMMON STOCK 747525103 101 1975 SH DFND 0 1975 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 8 105 SH DFND 0 105 0 0 QUINTILES TRANSNATIONAL COMMON STOCK 74876Y101 7 100 SH SOLE 0 100 0 0 RLJ LODGING TRUST COMMON STOCK 74965L101 17 740 SH DFND 0 740 0 0 RAYTHEON CO COMMON STOCK 755111507 31 250 SH SOLE 0 250 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 12 238 SH SOLE 0 238 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 45 904 SH DFND 0 904 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 171 6054 SH SOLE 0 6054 0 0 RIO TINTO PLC ADR FOREIGN EQUITIES 767204100 7 250 SH DFND 0 250 0 0 RITE AID CORP COMMON STOCK 767754104 16 2000 SH SOLE 0 2000 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 182 1600 SH SOLE 0 1600 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 46 400 SH DFND 0 400 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 235 2550 SH SOLE 0 2550 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 55 600 SH DFND 0 600 0 0 ROGERS COMMUNICATIONS INC CLASS B FOREIGN EQUITIES 775109200 15 380 SH DFND 0 380 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 447 7765 SH SOLE 0 7765 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 78 1350 SH DFND 0 1350 0 0 ROYAL BK SCOTLAND GROUP PLC ADR FOREIGN EQUITIES 780097689 0 51 SH SOLE 0 51 0 0 ROYAL DUTCH SHELL PLC CLASS A FOREIGN EQUITIES 780259206 377 7787 SH SOLE 0 7787 0 0 ROYAL DUTCH SHELL PLC CLASS A FOREIGN EQUITIES 780259206 10 200 SH DFND 0 200 0 0 ROYAL GOLD INC COMMON STOCK 780287108 3 63 SH DFND 0 63 0 0 RYDEX ETF TRUST S&P 500 EQ TRD ETF/EQUITY 78355W106 393 5000 SH SOLE 0 5000 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 5040 24524 SH SOLE 0 24524 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 820 3992 SH DFND 0 3992 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 12 100 SH SOLE 0 100 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 10 85 SH DFND 0 85 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 45 1275 SH SOLE 0 1275 0 0 SPDR INDEX SHS FDS MACQU GLBIN100 ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR DOW JONES INTERNATIONALREAL ESTATE ETF/EQUITY 78463X863 5 124 SH SOLE 0 124 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 195 5700 SH SOLE 0 5390 0 310 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 41 1185 SH SOLE 0 1185 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 76 2205 SH DFND 0 2205 0 0 SPDR SERIES TRUST BARC CAPTL ETF ETF/FIXED INCOME 78464A474 31 1000 SH SOLE 0 1000 0 0 SPDR DOW JONES REIT ETF/EQUITY 78464A607 10 109 SH SOLE 0 109 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 9 110 SH DFND 0 110 0 0 SSGA ACTIVE ETF TR SPDR TR TACTIC ETF/FIXED INCOME 78467V848 6705 135775 SH SOLE 0 135475 0 300 SPDR DOW JONES INDL AVERAGE ETF ETF/EQUITY 78467X109 23 130 SH SOLE 0 130 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 3612 13748 SH SOLE 0 13748 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 2126 8091 SH DFND 0 8091 0 0 SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 3778 146375 SH SOLE 0 145850 0 525 SPDR SER TR NUVN BRCLY MUNI ETF/EQUITY 78468R721 31 625 SH SOLE 0 625 0 0 SABINE ROYALTY TRUST UNIT BEN INT COMMON STOCK 785688102 6 200 SH SOLE 0 200 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 46 620 SH SOLE 0 620 0 0 SALESFORCE.COM INC COMMON STOCK 79466L302 26 357 SH DFND 0 357 0 0 SCANA CORP COMMON STOCK 80589M102 77 1100 SH SOLE 0 1100 0 0 SCANA CORP COMMON STOCK 80589M102 23 335 SH DFND 0 335 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1057 14336 SH SOLE 0 14336 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 37 495 SH DFND 0 495 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 9 327 SH DFND 0 327 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 722 13878 SH SOLE 0 13878 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 29 556 SH DFND 0 556 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ ETF/EQUITY 808524797 17 425 SH DFND 0 425 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 4 100 SH SOLE 0 100 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE ETF/EQUITY 81369Y209 839 12375 SH SOLE 0 12375 0 0 SPDR ENERGY SELECT ETF ETF/EQUITY 81369Y506 3 50 SH SOLE 0 50 0 0 SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 7 300 SH SOLE 0 300 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 407 9175 SH SOLE 0 9175 0 0 SPDR TECH SELECT SECTOR ETF ETF/EQUITY 81369Y803 304 6844 SH DFND 0 6844 0 0 SELECT SECTOR SPDR UTILITIES ETF/EQUITY 81369Y886 63 1275 SH SOLE 0 1275 0 0 SEMPRA ENERGY COMMON STOCK 816851109 577 5550 SH SOLE 0 5550 0 0 SEMPRA ENERGY COMMON STOCK 816851109 114 1100 SH DFND 0 1100 0 0 SILVER WHEATON CORP FOREIGN EQUITIES 828336107 8 480 SH DFND 0 480 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 73 1500 SH SOLE 0 1500 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 432 8358 SH SOLE 0 8358 0 0 SPECTRA ENERGY CORP COMMON STOCK 847560109 96 3132 SH SOLE 0 2854 0 278 SPECTRA ENERGY CORP COMMON STOCK 847560109 111 3620 SH DFND 0 3620 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 105 1000 SH SOLE 0 1000 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 210 2000 SH DFND 0 2000 0 0 STARBUCKS CORP COMMON STOCK 855244109 184 3075 SH SOLE 0 3075 0 0 STARBUCKS CORP COMMON STOCK 855244109 9 158 SH DFND 0 158 0 0 STATE STREET CORP COMMON STOCK 857477103 135 2315 SH SOLE 0 2315 0 0 STATOIL ASA ADR FOREIGN EQUITIES 85771P102 5 300 SH SOLE 0 300 0 0 STRYKER CORP COMMON STOCK 863667101 563 5252 SH SOLE 0 5252 0 0 STRYKER CORP COMMON STOCK 863667101 64 600 SH DFND 0 600 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUNCOR ENERGY INC FOREIGN EQUITIES 867224107 70 2500 SH SOLE 0 2500 0 0 SYSCO CORP COMMON STOCK 871829107 1444 30900 SH SOLE 0 30900 0 0 SYSCO CORP COMMON STOCK 871829107 458 9800 SH DFND 0 9800 0 0 TECO ENERGY INC COMMON STOCK 872375100 3 100 SH SOLE 0 100 0 0 TJX COMPANIES COMMON STOCK 872540109 50 640 SH SOLE 0 640 0 0 TJX COMPANIES COMMON STOCK 872540109 40 511 SH DFND 0 511 0 0 TALEN ENERGY CORP COMMON STOCK 87422J105 1 99 SH SOLE 0 99 0 0 TARGET CORP COMMON STOCK 87612E106 507 6163 SH SOLE 0 6163 0 0 TARGET CORP COMMON STOCK 87612E106 42 515 SH DFND 0 515 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 16 187 SH DFND 0 187 0 0 TELEFONICA SA ADR FOREIGN EQUITIES 879382208 4 325 SH DFND 0 325 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 37 1500 SH SOLE 0 1500 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 11 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 8 150 SH DFND 0 150 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 900 15670 SH SOLE 0 15670 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 141 2450 SH DFND 0 2450 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 53 375 SH SOLE 0 375 0 0 THOMSON REUTERS CORP FOREIGN EQUITIES 884903105 5 135 SH DFND 0 135 0 0 3M COMPANY COMMON STOCK 88579Y101 4234 25409 SH SOLE 0 25409 0 0 3M COMPANY COMMON STOCK 88579Y101 752 4516 SH DFND 0 4516 0 0 TIER REIT INC COMMON STOCK 88650V208 3 217 SH SOLE 0 217 0 0 TIME WARNER INC COMMON STOCK 887317303 8 107 SH SOLE 0 107 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 291 4543 SH SOLE 0 4543 0 0 TONIX PHARMACEUTICALS COMMON STOCK 890260201 3 1362 SH SOLE 0 1362 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 581 13475 SH SOLE 0 13475 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 46 1075 SH DFND 0 1075 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 339 7460 SH SOLE 0 7460 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 104 2300 SH DFND 0 2300 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 21 200 SH SOLE 0 200 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 4 100 SH SOLE 0 100 0 0 TRANSCANADA CORP FOREIGN EQUITIES 89353D107 11 290 SH DFND 0 290 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 39 335 SH DFND 0 335 0 0 TRI CONTINENTAL CORP MUTUAL FUND EQUITIES 895436103 136 6800 SH SOLE 0 6800 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 5 842 SH DFND 0 842 0 0 TUPPERWARE BRANDS CORP COMMON STOCK 899896104 9 150 SH SOLE 0 150 0 0 TWITTER INC COMMON STOCK 90184L102 0 22 SH DFND 0 22 0 0 US BANCORP COMMON STOCK 902973304 1656 40808 SH SOLE 0 40569 0 239 US BANCORP COMMON STOCK 902973304 162 3982 SH DFND 0 3982 0 0 UNDER ARMOUR INC CLASS A COMMON STOCK 904311107 42 500 SH SOLE 0 500 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 29 370 SH SOLE 0 370 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 50 632 SH DFND 0 632 0 0 UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106 1611 15270 SH SOLE 0 15174 0 96 UNITED PARCEL SERVICE CLASS B COMMON STOCK 911312106 170 1608 SH DFND 0 1608 0 0 UNITED STATES STEEL CORP COMMON STOCK 912909108 1 35 SH DFND 0 35 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2638 26357 SH SOLE 0 26271 0 86 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 478 4775 SH DFND 0 4775 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1161 9010 SH SOLE 0 9010 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 35 275 SH DFND 0 275 0 0 VF CORP COMMON STOCK 918204108 560 8655 SH SOLE 0 8655 0 0 VF CORP COMMON STOCK 918204108 19 300 SH DFND 0 300 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 53 821 SH SOLE 0 821 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 658 8094 SH SOLE 0 8094 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 563 6928 SH DFND 0 6928 0 0 VANGUARD BD INDEX FD INC INTERMED TERM ETF/FIXED INCOME 921937819 270 3125 SH SOLE 0 3125 0 0 VANGUARD BD INDEX FD INC INTERMED TERM ETF/FIXED INCOME 921937819 40 460 SH DFND 0 460 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 3867 47962 SH SOLE 0 47317 0 645 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 234 2902 SH DFND 0 2902 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 2157 26046 SH SOLE 0 25151 0 895 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 830 10027 SH DFND 0 10027 0 0 VANGUARD TAX MANAGED INTL FDMSCI EAFE ETF ETF/INTERNATIONAL EQUITY 921943858 85 2366 SH SOLE 0 2366 0 0 VANGUARD TAX MANAGED INTL FDMSCI EAFE ETF ETF/INTERNATIONAL EQUITY 921943858 115 3195 SH DFND 0 3195 0 0 VANGUARD WORLD FDS ENERGY ETF ETF/EQUITY 92204A306 4 50 SH SOLE 0 50 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 641 13830 SH SOLE 0 13830 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 216 4650 SH DFND 0 4650 0 0 VANGUARD WORLD FDS INDUSTRIAL ETF ETF/EQUITY 92204A603 463 4400 SH DFND 0 4400 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF/EQUITY 92204A702 2 20 SH DFND 0 20 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 301 2800 SH SOLE 0 2800 0 0 VANGUARD INTL EQUITY INDEX FALLWRLD EX US ETF/INTERNATIONAL EQUITY 922042775 4 85 SH DFND 0 85 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 740 21402 SH SOLE 0 21402 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 215 6205 SH DFND 0 6205 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 4846 60551 SH SOLE 0 60551 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 1229 15353 SH DFND 0 15353 0 0 VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF/FIXED INCOME 92206C706 1174 17710 SH SOLE 0 17510 0 200 VECTREN CORP COMMON STOCK 92240G101 5 100 SH DFND 0 100 0 0 VENTAS INC COMMON STOCK 92276F100 16 247 SH SOLE 0 247 0 0 VENTAS INC COMMON STOCK 92276F100 20 315 SH DFND 0 315 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 19 100 SH SOLE 0 100 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 15 78 SH DFND 0 78 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP ETF/EQUITY 922908512 17 200 SH DFND 0 200 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP ETF/EQUITY 922908538 78 775 SH SOLE 0 775 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 1716 20475 SH SOLE 0 20475 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 25 295 SH DFND 0 295 0 0 VANGUARD INDEX FDS SML CP GRW ETF ETF/EQUITY 922908595 43 360 SH SOLE 0 360 0 0 VANGUARD INDEX FDS SML CP GRW ETF ETF/EQUITY 922908595 17 140 SH DFND 0 140 0 0 VANGUARD INDEX FDS SM CP VAL ETF ETF/EQUITY 922908611 20 200 SH SOLE 0 200 0 0 VANGUARD INDEX FDS SM CP VAL ETF ETF/EQUITY 922908611 67 655 SH DFND 0 655 0 0 VANGUARD INDEX FDS MID CAP ETF ETF/EQUITY 922908629 151 1245 SH SOLE 0 1245 0 0 VANGUARD INDEX FDS SMALL CP ETF ETF/EQUITY 922908751 240 2150 SH SOLE 0 2150 0 0 VANGUARD INDEX FDS TOTAL STK MKT ETF/EQUITY 922908769 6792 64800 SH DFND 0 64800 0 0 VEREIT INC CLASS A COMMON STOCK 92339V100 3 311 SH SOLE 0 311 0 0 VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 14 500 SH SOLE 0 500 0 0 VERIFONE SYSTEMS INC COMMON STOCK 92342Y109 3 100 SH DFND 0 100 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5564 102878 SH SOLE 0 102695 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1690 31256 SH DFND 0 31256 0 0 VISA INC CLASS A COMMON STOCK 92826C839 292 3813 SH SOLE 0 3813 0 0 VISA INC CLASS A COMMON STOCK 92826C839 32 412 SH DFND 0 412 0 0 VM WARE INC COMMON STOCK 928563402 6 120 SH SOLE 0 120 0 0 VM WARE INC COMMON STOCK 928563402 7 140 SH DFND 0 140 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 9 291 SH SOLE 0 291 0 0 VODAFONE GROUP PLC ADR FOREIGN EQUITIES 92857W308 13 421 SH DFND 0 421 0 0 WGL HOLDINGS INC COMMON STOCK 92924F106 304 4200 SH SOLE 0 4200 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 252 4199 SH SOLE 0 4199 0 0 WAL MART STORES INC COMMON STOCK 931142103 2149 31376 SH SOLE 0 31264 0 112 WAL MART STORES INC COMMON STOCK 931142103 524 7648 SH DFND 0 7648 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 588 6975 SH SOLE 0 6975 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 51 605 SH DFND 0 605 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 24 400 SH SOLE 0 400 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 28 475 SH DFND 0 475 0 0 WELLS FARGO & CO COMMON STOCK 949746101 1676 34658 SH SOLE 0 34528 0 130 WELLS FARGO & CO COMMON STOCK 949746101 195 4042 SH DFND 0 4042 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 50 1600 SH SOLE 0 1600 0 0 WHITEWAVE FOODS CO COMMON STOCK 966244105 14 350 SH SOLE 0 350 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 6 400 SH SOLE 0 400 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 4 225 SH DFND 0 225 0 0 WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 0 17 SH SOLE 0 17 0 0 WINDSTREAM HOLDINGS INC COMMON STOCK 97382A200 1 167 SH DFND 0 167 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 1276 20170 SH SOLE 0 20170 0 0 WISDOMTREE HIGH DIVIDEND FD ETF/EQUITY 97717W208 19 300 SH DFND 0 300 0 0 WISDOMTREE TR BLMBG US BULL ETF/OTHER 97717W471 2061 78560 SH SOLE 0 78365 0 195 YAHOO INC COMMON STOCK 984332106 18 500 SH SOLE 0 500 0 0 YAHOO INC COMMON STOCK 984332106 22 600 SH DFND 0 600 0 0 YOU ON DEMAND HOLDINGS INC COMMON STOCK 98741R207 0 200 SH SOLE 0 200 0 0 YUM BRANDS INC COMMON STOCK 988498101 12 150 SH SOLE 0 150 0 0