0000909012-15-000186.txt : 20150427
0000909012-15-000186.hdr.sgml : 20150427
20150427121710
ACCESSION NUMBER: 0000909012-15-000186
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20150331
FILED AS OF DATE: 20150427
DATE AS OF CHANGE: 20150427
EFFECTIVENESS DATE: 20150427
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: Community Bank, N.A.
CENTRAL INDEX KEY: 0001632187
IRS NUMBER: 150436580
STATE OF INCORPORATION: X1
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-16424
FILM NUMBER: 15794254
BUSINESS ADDRESS:
STREET 1: 5790 WIDEWATERS PARKWAY
CITY: DEWITT
STATE: NY
ZIP: 13214
BUSINESS PHONE: 3154453154
MAIL ADDRESS:
STREET 1: 5790 WIDEWATERS PARKWAY
CITY: DEWITT
STATE: NY
ZIP: 13214
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0001632187
XXXXXXXX
03-31-2015
03-31-2015
Community Bank, N.A.
5790 WIDEWATERS PARKWAY
DEWITT
NY
13214
13F HOLDINGS REPORT
028-16424
N
Patricia Lowe
Trust Operations AVP
607 433 4129
/s/ PATRICIA LOWE
Oneonta
NY
04-21-2015
0
515
429289
false
INFORMATION TABLE
2
aci_13f.xml
EATON CORP PLC
FOREIGN EQUITIES
G29183103
113
1660
SH
SOLE
0
1660
0
0
MEDTRONIC PLC SHS
COMMON STOCK
G5960L103
664
8516
SH
SOLE
0
8516
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
269
18810
SH
SOLE
0
18810
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
16
1100
SH
DFND
0
1100
0
0
XL GROUP PLC
FOREIGN EQUITIES
G98290102
16
440
SH
SOLE
0
440
0
0
AFLAC INC
COMMON STOCK
001055102
13
200
SH
SOLE
0
200
0
0
AGL RESOURCES INC
COMMON STOCK
001204106
12
251
SH
SOLE
0
251
0
0
ALPS ETF TR SECTR DIV DOGS
ETF/EQUITY
00162Q858
116
3125
SH
SOLE
0
3125
0
0
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
374
22599
SH
SOLE
0
22599
0
0
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
213
12871
SH
DFND
0
12871
0
0
AT&T INC
COMMON STOCK
00206R102
4930
151038
SH
SOLE
0
150538
0
500
AT&T INC
COMMON STOCK
00206R102
1097
33602
SH
DFND
0
33602
0
0
ABBOTT LABS
COMMON STOCK
002824100
1873
40435
SH
SOLE
0
40135
0
300
ABBOTT LABS
COMMON STOCK
002824100
202
4355
SH
DFND
0
4355
0
0
ABBVIE INC
COMMON STOCK
00287Y109
2799
47817
SH
SOLE
0
47817
0
0
ABBVIE INC
COMMON STOCK
00287Y109
380
6490
SH
DFND
0
6490
0
0
AETNA INC NEW
COMMON STOCK
00817Y108
53
500
SH
DFND
0
500
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
299
1975
SH
SOLE
0
1975
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
30
200
SH
DFND
0
200
0
0
ALCOA INC
COMMON STOCK
013817101
37
2884
SH
SOLE
0
2884
0
0
ALCOA INC
COMMON STOCK
013817101
52
4000
SH
DFND
0
4000
0
0
ALIBABA GROUP HLD
COMMON STOCK
01609W102
8
100
SH
DFND
0
100
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
582
11632
SH
SOLE
0
11632
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
33
650
SH
DFND
0
650
0
0
AMAZON.COM INC
COMMON STOCK
023135106
9
25
SH
SOLE
0
25
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
240
4259
SH
SOLE
0
4259
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
136
2419
SH
DFND
0
2419
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
72
925
SH
SOLE
0
925
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
4
SH
SOLE
0
4
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
10
SH
DFND
0
10
0
0
AMERIGAS PARTNERS LP
COMMON STOCK
030975106
38
800
SH
DFND
0
800
0
0
AMGEN INC
COMMON STOCK
031162100
679
4250
SH
SOLE
0
4250
0
0
AMGEN INC
COMMON STOCK
031162100
336
2100
SH
DFND
0
2100
0
0
ANADARKO PETROLEUM CORP
COMMON STOCK
032511107
50
600
SH
SOLE
0
600
0
0
ANTHEM INC
COMMON STOCK
036752103
510
3300
SH
SOLE
0
3300
0
0
APACHE CORP
COMMON STOCK
037411105
505
8370
SH
SOLE
0
8370
0
0
APACHE CORP
COMMON STOCK
037411105
11
180
SH
DFND
0
180
0
0
APPLE INC
COMMON STOCK
037833100
11228
90234
SH
SOLE
0
90234
0
0
APPLE INC
COMMON STOCK
037833100
206
1652
SH
DFND
0
1652
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
15
648
SH
SOLE
0
648
0
0
AQUA AMERICA INC
COMMON STOCK
03836W103
4
150
SH
SOLE
0
150
0
0
ARROW FINANCIAL CORP
COMMON STOCK
042744102
165
6081
SH
DFND
0
6081
0
0
ASTORIA FINANCIAL CORP
COMMON STOCK
046265104
45
3500
SH
SOLE
0
3500
0
0
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
1762
20575
SH
SOLE
0
20435
0
140
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
392
4582
SH
DFND
0
4582
0
0
BB&T CORP
COMMON STOCK
054937107
46
1175
SH
SOLE
0
1175
0
0
BB&T CORP
COMMON STOCK
054937107
8
200
SH
DFND
0
200
0
0
BP PLC SPONSORED ADR
FOREIGN EQUITIES
055622104
4
100
SH
DFND
0
100
0
0
BANK OF AMERICA CORPORATION
COMMON STOCK
060505104
92
6010
SH
SOLE
0
6010
0
0
BANK OF MONTREAL
FOREIGN EQUITIES
063671101
6
100
SH
DFND
0
100
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
215
5335
SH
SOLE
0
5335
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
349
13500
SH
SOLE
0
13500
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
44
1700
SH
DFND
0
1700
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
34
500
SH
SOLE
0
500
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
14
200
SH
DFND
0
200
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
355
2475
SH
SOLE
0
2475
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
230
1600
SH
DFND
0
1600
0
0
BEMIS INC
COMMON STOCK
081437105
771
16650
SH
SOLE
0
16650
0
0
BEMIS INC
COMMON STOCK
081437105
232
5000
SH
DFND
0
5000
0
0
BERKSHIRE HATHAWAY INC DEL CL B NEW
COMMON STOCK
084670702
93
643
SH
SOLE
0
643
0
0
BERKSHIRE HILLS BANCORP INC
COMMON STOCK
084680107
31
1127
SH
DFND
0
1127
0
0
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
1141
24560
SH
SOLE
0
24210
0
350
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
149
3200
SH
DFND
0
3200
0
0
BIOLIFE SOLUTIONS INC NEW
COMMON STOCK
09062W204
0
250
SH
DFND
0
250
0
0
BLACKROCK BUILD AMER BD TR SHS
MUTUAL FUNDS FIXED INCOME
09248X100
34
1500
SH
SOLE
0
1500
0
0
BLACKROCK MUNIHLDGS NY QLTY COM
NY TAX EXEMPT
09255C106
54
3835
SH
SOLE
0
3835
0
0
BOEING CO
COMMON STOCK
097023105
485
3234
SH
SOLE
0
3234
0
0
BREITBURN ENERGY PARTNERS LP
COMMON STOCK
106776107
2
300
SH
DFND
0
300
0
0
BRIDGE BANCORP INC
COMMON STOCK
108035106
5
200
SH
SOLE
0
200
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
1089
16878
SH
SOLE
0
16395
0
483
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
774
11999
SH
DFND
0
11999
0
0
BROADRIDGE FINL SOLUTIONS
COMMON STOCK
11133T103
11
200
SH
DFND
0
200
0
0
BUCKEYE PARTNERS LP UNIT LTD PARTN
COMMON STOCK
118230101
83
1100
SH
DFND
0
1100
0
0
CDK GLOBAL INC
COMMON STOCK
12508E101
8
165
SH
SOLE
0
165
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
475
6485
SH
SOLE
0
6485
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
33
450
SH
DFND
0
450
0
0
CVS HEALTH CORP
COMMON STOCK
126650100
462
4480
SH
SOLE
0
4230
0
250
CATERPILLAR INC DEL
COMMON STOCK
149123101
686
8577
SH
SOLE
0
8577
0
0
CATERPILLAR INC DEL
COMMON STOCK
149123101
234
2925
SH
DFND
0
2925
0
0
CELGENE CORP
COMMON STOCK
151020104
60
520
SH
SOLE
0
520
0
0
CENTERPOINT ENERGY INC
COMMON STOCK
15189T107
2
100
SH
SOLE
0
100
0
0
CENTURYTEL INC
COMMON STOCK
156700106
18
529
SH
SOLE
0
529
0
0
CENTURYTEL INC
COMMON STOCK
156700106
3
100
SH
DFND
0
100
0
0
CHAMBERS STR PPTYS
COMMON STOCK
157842105
10
1266
SH
SOLE
0
1266
0
0
CHEVRON CORP
COMMON STOCK
166764100
2716
25876
SH
SOLE
0
25629
0
247
CHEVRON CORP
COMMON STOCK
166764100
725
6909
SH
DFND
0
6909
0
0
CHUBB CORP
COMMON STOCK
171232101
1430
14149
SH
SOLE
0
13791
0
358
CHUBB CORP
COMMON STOCK
171232101
162
1607
SH
DFND
0
1607
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
2786
101241
SH
SOLE
0
100741
0
500
CISCO SYSTEMS INC
COMMON STOCK
17275R102
566
20550
SH
DFND
0
20550
0
0
CITIGROUP INC
COMMON STOCK
172967424
19
360
SH
SOLE
0
360
0
0
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022
ETF/FIXED INCOME
18383M258
13
600
SH
SOLE
0
600
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY
ETF/FIXED INCOME
18383M399
98
3725
SH
SOLE
0
3725
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E
ETF/FIXED INCOME
18383M522
45
2100
SH
SOLE
0
2100
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E
ETF/FIXED INCOME
18383M530
1265
59350
SH
SOLE
0
50225
0
9125
COCA COLA CO
COMMON STOCK
191216100
3931
96965
SH
SOLE
0
96754
0
211
COCA COLA CO
COMMON STOCK
191216100
1049
25864
SH
DFND
0
25864
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
678
9784
SH
SOLE
0
9784
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
550
7936
SH
DFND
0
7936
0
0
COMCAST CORP
COMMON STOCK
20030N101
496
8783
SH
SOLE
0
8783
0
0
COMCAST CORP
COMMON STOCK
20030N101
35
627
SH
DFND
0
627
0
0
COMMUNITY BK SYS INC
COMMON STOCK
203607106
3429
96900
SH
SOLE
0
96900
0
0
COMMUNITY BK SYS INC
COMMON STOCK
203607106
790
22318
SH
DFND
0
22318
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
2224
35719
SH
SOLE
0
35327
0
392
CONOCOPHILLIPS
COMMON STOCK
20825C104
417
6692
SH
DFND
0
6692
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
478
7835
SH
SOLE
0
7835
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
89
1460
SH
DFND
0
1460
0
0
CONSTELLATION BRANDS INC CL A
COMMON STOCK
21036P108
208
1791
SH
SOLE
0
1791
0
0
CORNING INC
COMMON STOCK
219350105
189
8319
SH
SOLE
0
8319
0
0
CORNING INC
COMMON STOCK
219350105
16
690
SH
DFND
0
690
0
0
CRESTWOOD EQUITY PARTNERS LP
COMMON STOCK
226344109
1
217
SH
SOLE
0
217
0
0
CRESTWOOD EQUITY PARTNERS LP
COMMON STOCK
226344109
1
100
SH
DFND
0
100
0
0
CRESTWOOD MIDSTREAM PARTNERSLP
COMMON STOCK
226378107
1
93
SH
SOLE
0
93
0
0
CRESTWOOD MIDSTREAM PARTNERSLP
COMMON STOCK
226378107
1
43
SH
DFND
0
43
0
0
CUMMINS INC
COMMON STOCK
231021106
937
6759
SH
SOLE
0
6574
0
185
CUMMINS INC
COMMON STOCK
231021106
254
1835
SH
DFND
0
1835
0
0
DBX ETF TR XTRAK MSCI EAFE
ETF/INTERNATIONAL EQUITY
233051200
173
5775
SH
SOLE
0
5775
0
0
DBX ETF TR XTRAK MSCI JAPN
ETF/INTERNATIONAL EQUITY
233051507
1858
45200
SH
SOLE
0
45000
0
200
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
144
2084
SH
SOLE
0
1924
0
160
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
179
2580
SH
DFND
0
2580
0
0
DEERE & CO
COMMON STOCK
244199105
30
339
SH
SOLE
0
339
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
96
1600
SH
SOLE
0
1600
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
84
1400
SH
DFND
0
1400
0
0
WALT DISNEY CO
COMMON STOCK
254687106
1805
17213
SH
SOLE
0
16963
0
250
WALT DISNEY CO
COMMON STOCK
254687106
82
781
SH
DFND
0
781
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
1960
27667
SH
SOLE
0
27667
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
808
11400
SH
DFND
0
11400
0
0
DOW CHEMICAL CO
COMMON STOCK
260543103
1816
37857
SH
SOLE
0
37600
0
257
DOW CHEMICAL CO
COMMON STOCK
260543103
295
6143
SH
DFND
0
6143
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
669
9363
SH
SOLE
0
9194
0
169
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
172
2402
SH
DFND
0
2402
0
0
DUKE ENERGY CORP NEW
COMMON STOCK
26441C204
339
4409
SH
SOLE
0
4409
0
0
E M C CORP MASS
COMMON STOCK
268648102
1116
43665
SH
SOLE
0
43165
0
500
E M C CORP MASS
COMMON STOCK
268648102
57
2234
SH
DFND
0
2234
0
0
EOG RESOURCES INC
COMMON STOCK
26875P101
313
3410
SH
SOLE
0
3410
0
0
EASTMAN CHEMICAL CO
COMMON STOCK
277432100
62
892
SH
SOLE
0
892
0
0
ELDORADO GOLD CORP NEW
FOREIGN EQUITIES
284902103
2
452
SH
DFND
0
452
0
0
EMERSON ELECTRIC CO
COMMON STOCK
291011104
1599
28250
SH
SOLE
0
27950
0
300
EMERSON ELECTRIC CO
COMMON STOCK
291011104
109
1930
SH
DFND
0
1930
0
0
ENBRIDGE ENERGY PARTNERS LP
COMMON STOCK
29250R106
7
200
SH
DFND
0
200
0
0
ENERGY TRANSFER PARTNERS
COMMON STOCK
29273R109
6
100
SH
DFND
0
100
0
0
ENTERGY CORP NEW
COMMON STOCK
29364G103
8
100
SH
DFND
0
100
0
0
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
198
6016
SH
SOLE
0
5712
0
304
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
7
200
SH
DFND
0
200
0
0
EQUITY RESIDENTIAL
COMMON STOCK
29476L107
39
500
SH
SOLE
0
500
0
0
EVERSOURCE ENERGY
COMMON STOCK
30040W108
15
301
SH
SOLE
0
301
0
0
EXELON CORP
COMMON STOCK
30161N101
1032
30693
SH
SOLE
0
30693
0
0
EXELON CORP
COMMON STOCK
30161N101
288
8575
SH
DFND
0
8575
0
0
EXPRESS SCRIPTS HLDG CO
COMMON STOCK
30219G108
13
150
SH
SOLE
0
150
0
0
EXPRESS SCRIPTS HLDG CO
COMMON STOCK
30219G108
9
100
SH
DFND
0
100
0
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
5995
70533
SH
SOLE
0
70283
0
250
EXXON MOBIL CORP
COMMON STOCK
30231G102
1374
16163
SH
DFND
0
16163
0
0
FACEBOOK INC CL A
COMMON STOCK
30303M102
21
250
SH
SOLE
0
250
0
0
FASTENAL CO
COMMON STOCK
311900104
191
4600
SH
SOLE
0
4600
0
0
FASTENAL CO
COMMON STOCK
311900104
124
3000
SH
DFND
0
3000
0
0
FEDEX CORP
COMMON STOCK
31428X106
51
306
SH
SOLE
0
306
0
0
FIRST TRUST CONS DISC ETF
ETF/EQUITY
33734X101
9
251
SH
SOLE
0
251
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
55
3390
SH
SOLE
0
3390
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
3
200
SH
DFND
0
200
0
0
FORTUNE BRANDS HOME & SEC INC
COMMON STOCK
34964C106
385
8109
SH
SOLE
0
8109
0
0
FRANCO NEVADA CORP
FOREIGN EQUITIES
351858105
6
132
SH
DFND
0
132
0
0
FREEPORT-MCMORAN COPPER & GO
COMMON STOCK
35671D857
3
180
SH
SOLE
0
180
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
18
2512
SH
SOLE
0
2512
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
5
732
SH
DFND
0
732
0
0
GSV CAPITAL CORP
COMMON STOCK
36191J101
3
300
SH
SOLE
0
300
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
271
2000
SH
SOLE
0
2000
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
27
200
SH
DFND
0
200
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
4262
171864
SH
SOLE
0
171864
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
1102
44448
SH
DFND
0
44448
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
1752
30959
SH
SOLE
0
30559
0
400
GENERAL MILLS INC
COMMON STOCK
370334104
567
10020
SH
DFND
0
10020
0
0
GENUINE PARTS CO
COMMON STOCK
372460105
45
479
SH
SOLE
0
479
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
18
183
SH
SOLE
0
183
0
0
GLOBAL HIGH INCOME FUND INC
MUTUAL FUNDS INTL FIXED INCOME
37933G108
4
500
SH
SOLE
0
500
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
28
150
SH
SOLE
0
150
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
54
97
SH
SOLE
0
97
0
0
GOOGLE INC CL C
COMMON STOCK
38259P706
39
72
SH
SOLE
0
72
0
0
HCP INC
COMMON STOCK
40414L109
138
3192
SH
SOLE
0
3192
0
0
HCP INC
COMMON STOCK
40414L109
99
2303
SH
DFND
0
2303
0
0
HSBC HLDGS PLC ADR A 1/40PF A
PREFERRED STOCK
404280604
51
2000
SH
DFND
0
2000
0
0
HALLIBURTON CO
COMMON STOCK
406216101
60
1375
SH
SOLE
0
1375
0
0
HARLEY DAVIDSON INC
COMMON STOCK
412822108
12
200
SH
SOLE
0
200
0
0
HERSHEY CO
COMMON STOCK
427866108
151
1500
SH
SOLE
0
1500
0
0
HERSHEY CO
COMMON STOCK
427866108
101
1000
SH
DFND
0
1000
0
0
HOME DEPOT INC
COMMON STOCK
437076102
546
4804
SH
SOLE
0
4804
0
0
HOME DEPOT INC
COMMON STOCK
437076102
165
1456
SH
DFND
0
1456
0
0
HONEYWELL INTL INC
COMMON STOCK
438516106
340
3260
SH
SOLE
0
3260
0
0
HUNTINGTON INGALLS INDS INC
COMMON STOCK
446413106
2
14
SH
SOLE
0
14
0
0
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
2233
22983
SH
SOLE
0
22733
0
250
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
350
3600
SH
DFND
0
3600
0
0
INFUSYSTEM HLDGS INC
COMMON STOCK
45685K102
33
12000
SH
SOLE
0
12000
0
0
INTEL CORP
COMMON STOCK
458140100
3611
115474
SH
SOLE
0
114634
0
840
INTEL CORP
COMMON STOCK
458140100
791
25288
SH
DFND
0
25288
0
0
INTEGRYS ENERGY GROUP INC
COMMON STOCK
45822P105
10
135
SH
SOLE
0
135
0
0
INSYS THERAPEUTICS INC
COMMON STOCK
45824V209
12
200
SH
SOLE
0
200
0
0
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
9028
56247
SH
SOLE
0
56122
0
125
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
13400
83492
SH
DFND
0
83492
0
0
INTL FLAVORS & FRAGRANCES
COMMON STOCK
459506101
282
2400
SH
SOLE
0
2400
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
6
113
SH
SOLE
0
113
0
0
ISHARES SILVER TRUST
ETF/OTHER
46428Q109
12
750
SH
SOLE
0
750
0
0
ISHARES SILVER TRUST
ETF/OTHER
46428Q109
30
1872
SH
DFND
0
1872
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
247
9084
SH
SOLE
0
9084
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
48
1750
SH
DFND
0
1750
0
0
ISHARES MSCI EMERGING MKTS MINI VOL ETF
ETF/INTERNATIONAL EQUITY
464286533
4095
69400
SH
SOLE
0
69300
0
100
ISHARES MSCI EMERGING MKTS MINI VOL ETF
ETF/INTERNATIONAL EQUITY
464286533
513
8700
SH
DFND
0
8700
0
0
ISHARES INC MSCI PAC J IDX
ETF/INTERNATIONAL EQUITY
464286665
22
495
SH
SOLE
0
495
0
0
ISHARES INC MSCI STH AFRCA
ETF/INTERNATIONAL EQUITY
464286780
13
200
SH
SOLE
0
200
0
0
ISHARES TR CORE S&P TTL STK
ETF/EQUITY
464287150
6
60
SH
SOLE
0
60
0
0
ISHARES TR DJ SEL DIV INX
ETF/EQUITY
464287168
168
2154
SH
SOLE
0
2154
0
0
ISHARES BARCLAYS TIPS BOND FUND
ETF/FIXED INCOME
464287176
110
971
SH
SOLE
0
971
0
0
ISHARES TR S&P 500 INDEX FD
ETF/EQUITY
464287200
33461
161000
SH
SOLE
0
161000
0
0
ISHARES CORE TOTAL U S BOND MARKET ETF
ETF/FIXED INCOME
464287226
7867
70600
SH
SOLE
0
69600
0
1000
ISHARES MSCI EMERGING MKTS INDEX FUND
ETF/INTERNATIONAL EQUITY
464287234
943
23504
SH
SOLE
0
23504
0
0
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
304
2494
SH
SOLE
0
2325
0
169
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
227
1867
SH
DFND
0
1867
0
0
ISHARES S&P 500 GROWTH
ETF/EQUITY
464287309
6
50
SH
SOLE
0
50
0
0
ISHARES TR S&P GBL HLTHCR
ETF/EQUITY
464287325
44
411
SH
SOLE
0
411
0
0
ISHARES S&P 500 VALUE
ETF/EQUITY
464287408
5
50
SH
SOLE
0
50
0
0
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
133
1566
SH
SOLE
0
1566
0
0
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
29
343
SH
DFND
0
343
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
1521
23697
SH
SOLE
0
23697
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
939
14640
SH
DFND
0
14640
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
2123
28205
SH
SOLE
0
28205
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
87
1150
SH
DFND
0
1150
0
0
ISHARES TR S&P MIDCAP 400
ETF/EQUITY
464287507
9411
61920
SH
SOLE
0
60850
0
1070
COHEN & STEERS INDEX REALTY FUND
ETF/EQUITY
464287564
11
110
SH
SOLE
0
110
0
0
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
4664
45250
SH
SOLE
0
41725
0
3525
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
1640
15910
SH
DFND
0
15910
0
0
ISHARES S&P MC 400GR ETF
ETF/EQUITY
464287606
149
870
SH
SOLE
0
870
0
0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
6057
61230
SH
SOLE
0
57180
0
4050
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
1979
20006
SH
DFND
0
20006
0
0
ISHARES TRUST 2000 RUSSELL INDEX FUND
ETF/EQUITY
464287655
7
53
SH
SOLE
0
53
0
0
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
8542
72368
SH
SOLE
0
71268
0
1100
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
1949
16512
SH
DFND
0
16512
0
0
ISHARES MSCI ACWI EX US
ETF/INTERNATIONAL EQUITY
464288240
268
6000
SH
SOLE
0
6000
0
0
ISHARES MSCI EAFE SM CAP ETF
ETF/INTERNATIONAL EQUITY
464288273
143
2900
SH
SOLE
0
2900
0
0
ISHARES INTL SEL DIV ETF
ETF/INTERNATIONAL EQUITY
464288448
71
2125
SH
SOLE
0
2125
0
0
ISHARES TR HIGH YLD CORP
ETF/FIXED INCOME
464288513
2791
30800
SH
SOLE
0
30800
0
0
ISHARES TR MRTG PLS CAP IDX
ETF/EQUITY
464288539
701
60000
SH
SOLE
0
60000
0
0
ISHARES TR BARCLYS MBS BD
ETF/FIXED INCOME
464288588
17
150
SH
SOLE
0
150
0
0
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
1089
10324
SH
SOLE
0
8124
0
2200
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
23
214
SH
DFND
0
214
0
0
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
3185
79399
SH
SOLE
0
79399
0
0
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
11
270
SH
DFND
0
270
0
0
ISHARES TR HGH DIV EQT FD
ETF/EQUITY
46429B663
472
6295
SH
SOLE
0
4195
0
2100
ISHARES TR EAFE MIN VOLAT
ETF/INTERNATIONAL EQUITY
46429B689
7110
107925
SH
SOLE
0
107775
0
150
ISHARES TR USA MIN VOL ID
ETF/EQUITY
46429B697
10319
250170
SH
SOLE
0
240545
0
9625
ISHARES U S ETF TR SHT MAT BD ETF
ETF/FIXED INCOME
46431W507
108
2150
SH
SOLE
0
0
0
2150
ISHARES TR 2018 CP TM ETF
ETF/FIXED INCOME
46432FAW7
23
225
SH
SOLE
0
225
0
0
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
22187
379327
SH
SOLE
0
379127
0
200
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
51
868
SH
DFND
0
868
0
0
ISHARES INC CORE MSCI EMKT
ETF/INTERNATIONAL EQUITY
46434G103
8192
169505
SH
SOLE
0
169305
0
200
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
2520
41601
SH
SOLE
0
41101
0
500
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
246
4058
SH
DFND
0
4058
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
5964
59285
SH
SOLE
0
58971
0
314
JOHNSON & JOHNSON
COMMON STOCK
478160104
1299
12908
SH
DFND
0
12908
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
369
7325
SH
SOLE
0
7325
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
25
500
SH
DFND
0
500
0
0
KEYCORP NEW
COMMON STOCK
493267108
153
10840
SH
SOLE
0
10840
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
35
325
SH
SOLE
0
325
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
396
3700
SH
DFND
0
3700
0
0
KIMCO REALTY CORP
COMMON STOCK
49446R109
68
2535
SH
SOLE
0
2535
0
0
KINDER MORGAN INC DEL
COMMON STOCK
49456B101
41
981
SH
SOLE
0
981
0
0
KINDER MORGAN INC DEL *W EXP 05/25/2017
WARRANTS & RIGHTS
49456B119
1
160
SH
SOLE
0
160
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
768
8822
SH
SOLE
0
8822
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
201
2313
SH
DFND
0
2313
0
0
LABORATORY CORP AMER HLDGS COM NEW
COMMON STOCK
50540R409
2
12
SH
SOLE
0
12
0
0
LILLY ELI & CO
COMMON STOCK
532457108
439
6043
SH
SOLE
0
6043
0
0
LILLY ELI & CO
COMMON STOCK
532457108
179
2466
SH
DFND
0
2466
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
175
864
SH
SOLE
0
864
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
61
300
SH
DFND
0
300
0
0
LORILLARD INC
COMMON STOCK
544147101
20
300
SH
SOLE
0
300
0
0
LORILLARD INC
COMMON STOCK
544147101
26
400
SH
DFND
0
400
0
0
LOWES COS INC
COMMON STOCK
548661107
743
9995
SH
SOLE
0
9595
0
400
LOWES COS INC
COMMON STOCK
548661107
12
160
SH
DFND
0
160
0
0
M & T BANK CORP
COMMON STOCK
55261F104
221
1740
SH
SOLE
0
1740
0
0
M & T BANK CORP
COMMON STOCK
55261F104
1016
8000
SH
DFND
0
8000
0
0
MGE ENERGY INC
COMMON STOCK
55277P104
11
240
SH
SOLE
0
240
0
0
MANNATECH INC NEW
COMMON STOCK
563771203
1
40
SH
DFND
0
40
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
10
400
SH
SOLE
0
400
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
5
200
SH
DFND
0
200
0
0
MARATHON PETROLEUM CORP
COMMON STOCK
56585A102
10
100
SH
DFND
0
100
0
0
MARKET VECTORS AGRIBUS ETF
ETF/EQUITY
57060U605
32
600
SH
SOLE
0
600
0
0
MARKET VECTORS HIGH YIELD MUNI INDEX ETF
ETF/FIXED INCOME
57060U878
38
1200
SH
SOLE
0
1200
0
0
MASTERCARD INC CL A
COMMON STOCK
57636Q104
18
205
SH
SOLE
0
205
0
0
MCDONALDS CORP
COMMON STOCK
580135101
1572
16135
SH
SOLE
0
15747
0
388
MCDONALDS CORP
COMMON STOCK
580135101
471
4835
SH
DFND
0
4835
0
0
MCKESSON CORP
COMMON STOCK
58155Q103
452
2000
SH
DFND
0
2000
0
0
MEDICAL PPTYS TRUST INC
COMMON STOCK
58463J304
16
1100
SH
DFND
0
1100
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
139
4750
SH
SOLE
0
4750
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
87
3000
SH
DFND
0
3000
0
0
MERCK & CO INC NEW
COMMON STOCK
58933Y105
3745
65165
SH
SOLE
0
64627
0
538
MERCK & CO INC NEW
COMMON STOCK
58933Y105
833
14491
SH
DFND
0
14491
0
0
METLIFE INC
COMMON STOCK
59156R108
20
400
SH
DFND
0
400
0
0
MICROSOFT CORP
COMMON STOCK
594918104
2523
62064
SH
SOLE
0
61289
0
775
MICROSOFT CORP
COMMON STOCK
594918104
440
10815
SH
DFND
0
10815
0
0
MONDELEZ INTRNTL INC
COMMON STOCK
609207105
406
11248
SH
SOLE
0
11248
0
0
MONSANTO CO (NEW)
COMMON STOCK
61166W101
715
6356
SH
SOLE
0
6156
0
200
MONSANTO CO (NEW)
COMMON STOCK
61166W101
68
600
SH
DFND
0
600
0
0
MORGAN STANLEY NEW
COMMON STOCK
617446448
120
3350
SH
SOLE
0
3350
0
0
MOSAIC CO NEW
COMMON STOCK
61945C103
1
23
SH
SOLE
0
23
0
0
NBT BANCORP INC
COMMON STOCK
628778102
221
8830
SH
SOLE
0
8830
0
0
NBT BANCORP INC
COMMON STOCK
628778102
92
3691
SH
DFND
0
3691
0
0
NATIONAL BK GREECE S A SPN ADR REP 1 SH
FOREIGN EQUITIES
633643705
0
20
SH
SOLE
0
20
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
5
80
SH
SOLE
0
80
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
60
1000
SH
DFND
0
1000
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
3
50
SH
SOLE
0
50
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
6
100
SH
DFND
0
100
0
0
NEW YORK CMNTY BANCORP INC
COMMON STOCK
649445103
45
2700
SH
DFND
0
2700
0
0
NEWELL RUBBERMAID INC
COMMON STOCK
651229106
12
305
SH
SOLE
0
0
0
305
NEXTERA ENERGY INC
COMMON STOCK
65339F101
884
8500
SH
SOLE
0
8300
0
200
NEXTERA ENERGY INC
COMMON STOCK
65339F101
411
3950
SH
DFND
0
3950
0
0
NIKE INC CL B
COMMON STOCK
654106103
201
2000
SH
SOLE
0
2000
0
0
NIKE INC CL B
COMMON STOCK
654106103
70
700
SH
DFND
0
700
0
0
NOBLE ENERGY INC
COMMON STOCK
655044105
24
500
SH
SOLE
0
500
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
1238
12028
SH
SOLE
0
11828
0
200
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
154
1500
SH
DFND
0
1500
0
0
NORTH EUROPEAN OIL RTY TR SH BEN INT
COMMON STOCK
659310106
5
400
SH
SOLE
0
400
0
0
NORTHERN TIER ENERGY LP
COMMON STOCK
665826103
23
900
SH
DFND
0
900
0
0
NORTHROP GRUMMAN CORP
COMMON STOCK
666807102
120
744
SH
SOLE
0
744
0
0
NORWOOD FINANCIAL CORP
COMMON STOCK
669549107
42
1501
SH
SOLE
0
1501
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
2970
30119
SH
SOLE
0
30119
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
700
7100
SH
DFND
0
7100
0
0
NUCOR CORP
COMMON STOCK
670346105
1851
38942
SH
SOLE
0
38592
0
350
NUCOR CORP
COMMON STOCK
670346105
148
3107
SH
DFND
0
3107
0
0
NUVEEN NY MUNI VALUE FD
NY TAX EXEMPT
67062M105
44
4486
SH
SOLE
0
4486
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
228
7200
SH
SOLE
0
7200
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
29
930
SH
DFND
0
930
0
0
OCCIDENTAL PETROLEUM CORP
COMMON STOCK
674599105
90
1230
SH
SOLE
0
1230
0
0
ONEOK PARTNERS LP
COMMON STOCK
68268N103
16
400
SH
SOLE
0
400
0
0
ORACLE CORP
COMMON STOCK
68389X105
404
9367
SH
SOLE
0
9367
0
0
ORACLE CORP
COMMON STOCK
68389X105
22
500
SH
DFND
0
500
0
0
ORANGE SPONSORED ADR
FOREIGN EQUITIES
684060106
16
1000
SH
DFND
0
1000
0
0
PDL BIOPHARMA INC
COMMON STOCK
69329Y104
28
4000
SH
DFND
0
4000
0
0
PG&E CORP
COMMON STOCK
69331C108
125
2356
SH
SOLE
0
2171
0
185
PG&E CORP
COMMON STOCK
69331C108
128
2407
SH
DFND
0
2407
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
295
1307
SH
SOLE
0
1307
0
0
PPL CORP
COMMON STOCK
69351T106
336
9989
SH
SOLE
0
9989
0
0
PPL CORP
COMMON STOCK
69351T106
7
200
SH
DFND
0
200
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
12
100
SH
SOLE
0
100
0
0
PAYCHEX INC
COMMON STOCK
704326107
7
135
SH
SOLE
0
135
0
0
PEOPLES FINL SVCS CORP
COMMON STOCK
711040105
151
3370
SH
SOLE
0
3370
0
0
PEPSICO INC
COMMON STOCK
713448108
4119
43073
SH
SOLE
0
42711
0
362
PEPSICO INC
COMMON STOCK
713448108
983
10276
SH
DFND
0
10276
0
0
PFIZER INC
COMMON STOCK
717081103
2900
83344
SH
SOLE
0
83016
0
328
PFIZER INC
COMMON STOCK
717081103
494
14191
SH
DFND
0
14191
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
422
5605
SH
SOLE
0
5605
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
30
400
SH
DFND
0
400
0
0
PHILLIPS 66
COMMON STOCK
718546104
256
3262
SH
SOLE
0
3262
0
0
PHILLIPS 66
COMMON STOCK
718546104
280
3557
SH
DFND
0
3557
0
0
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
125
1238
SH
SOLE
0
992
0
246
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
399
3944
SH
DFND
0
3944
0
0
PIMCO DYNAMIC INCOME FD SHS
ETF/FIXED INCOME
72201Y101
15
500
SH
SOLE
0
500
0
0
PINNACLE WEST CPTLCORP
COMMON STOCK
723484101
247
3875
SH
SOLE
0
3875
0
0
PLAINS ALL AMERICAN PIPELINE
COMMON STOCK
726503105
29
600
SH
SOLE
0
600
0
0
POLARIS INDS INC
COMMON STOCK
731068102
14
100
SH
SOLE
0
100
0
0
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
1021
31650
SH
SOLE
0
31150
0
500
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
169
5225
SH
DFND
0
5225
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
9
500
SH
SOLE
0
500
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
37
2000
SH
DFND
0
2000
0
0
POWERSHARES ETF TRUST WATER RESOURCE
ETF/EQUITY
73935X575
1
50
SH
SOLE
0
50
0
0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL
ETF/OTHER
73936D107
1553
60000
SH
SOLE
0
60000
0
0
POWERSHARES DWA DEV MARKET MOM PORT ETF
ETF/INTERNATIONAL EQUITY
73936Q108
6
226
SH
SOLE
0
226
0
0
POWERSHARES GLOBAL ETF TRUSTDEV MKTS EX-US
ETF/INTERNATIONAL EQUITY
73936T789
2426
59250
SH
SOLE
0
59050
0
200
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
14
170
SH
SOLE
0
170
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
4672
57012
SH
SOLE
0
56645
0
367
PROCTER & GAMBLE CO
COMMON STOCK
742718109
731
8920
SH
DFND
0
8920
0
0
PRUDENTIAL FINANCIAL INC
COMMON STOCK
744320102
16
204
SH
SOLE
0
204
0
0
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
2655
63358
SH
SOLE
0
62858
0
500
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
901
21506
SH
DFND
0
21506
0
0
QUALCOMM INC
COMMON STOCK
747525103
448
6460
SH
SOLE
0
6460
0
0
QUALCOMM INC
COMMON STOCK
747525103
105
1510
SH
DFND
0
1510
0
0
QUANTA SERVICES INC
COMMON STOCK
74762E102
5
180
SH
SOLE
0
180
0
0
RANGE RESOURCES CORP
COMMON STOCK
75281A109
7
125
SH
SOLE
0
125
0
0
RAYTHEON CO NEW
COMMON STOCK
755111507
27
250
SH
SOLE
0
250
0
0
REYNOLDS AMERICAN INC
COMMON STOCK
761713106
17
250
SH
DFND
0
250
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
297
7174
SH
SOLE
0
7174
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
10
250
SH
DFND
0
250
0
0
RITE AID CORP
COMMON STOCK
767754104
43
5000
SH
SOLE
0
5000
0
0
ROCKWELL AUTOMATION INC
COMMON STOCK
773903109
186
1600
SH
SOLE
0
1600
0
0
ROCKWELL COLLINS INC
COMMON STOCK
774341101
246
2550
SH
SOLE
0
2550
0
0
ROYAL BANK OF CANADA
FOREIGN EQUITIES
780087102
416
6900
SH
SOLE
0
6900
0
0
ROYAL BANK OF CANADA
FOREIGN EQUITIES
780087102
112
1850
SH
DFND
0
1850
0
0
ROYAL DUTCH SHELL PLC SPONS ADR A
FOREIGN EQUITIES
780259206
477
7997
SH
SOLE
0
7997
0
0
ROYAL DUTCH SHELL PLC SPONS ADR A
FOREIGN EQUITIES
780259206
12
200
SH
DFND
0
200
0
0
ROYAL GOLD INC
COMMON STOCK
780287108
4
63
SH
DFND
0
63
0
0
GUGGENHEIM S&P 500 PURE GR
ETF/EQUITY
78355W403
3867
46550
SH
SOLE
0
46550
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
4665
22597
SH
SOLE
0
22597
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
505
2446
SH
DFND
0
2446
0
0
SPDR GOLD TRUST GOLD SHS
ETF/OTHER
78463V107
26
225
SH
SOLE
0
225
0
0
SPDR INDEX SHS FDS S&P EM MKT DIV
ETF/INTERNATIONAL EQUITY
78463X533
123
3700
SH
SOLE
0
3700
0
0
SPDR INDEX SHS FDS S&P INTL ETF
ETF/INTERNATIONAL EQUITY
78463X772
76
1825
SH
SOLE
0
1825
0
0
SPDR INDEX SHS FDS MACQU GLBIN100
ETF/INTERNATIONAL EQUITY
78463X855
2
50
SH
SOLE
0
50
0
0
SPDR SERIES TRUST INTR TRM CORP BD
ETF/FIXED INCOME
78464A375
52
1500
SH
SOLE
0
1500
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
112
2850
SH
SOLE
0
2850
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
37
950
SH
DFND
0
950
0
0
SPDR SERIES TRUST BARC CAPTL ETF
ETF/FIXED INCOME
78464A474
178
5800
SH
SOLE
0
4300
0
1500
SPDR SERIES TRUST DB INT GVT ETF
ETF/FIXED INCOME
78464A490
44
800
SH
SOLE
0
800
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
3730
13454
SH
SOLE
0
13454
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
2152
7761
SH
DFND
0
7761
0
0
SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF
ETF/FIXED INCOME
78468R408
4939
169250
SH
SOLE
0
158425
0
10825
SABINE ROYALTY TR UNIT BEN INT
COMMON STOCK
785688102
8
200
SH
SOLE
0
200
0
0
SCANA CORP NEW
COMMON STOCK
80589M102
80
1446
SH
SOLE
0
1446
0
0
SCHLUMBERGER LTD
FOREIGN EQUITIES
806857108
1012
12126
SH
SOLE
0
11926
0
200
SCHWAB STRATEGIC TR US LRG CAP ETF
ETF/EQUITY
808524201
152
3075
SH
SOLE
0
0
0
3075
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
481
8347
SH
SOLE
0
8347
0
0
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
32
556
SH
DFND
0
556
0
0
MATERIALS SELECT SECTOR SPDR
ETF/EQUITY
81369Y100
5
100
SH
SOLE
0
100
0
0
SELECT SECTOR SPDR TR SBI HEALTHCARE
ETF/EQUITY
81369Y209
906
12500
SH
SOLE
0
12500
0
0
SPDR ENERGY SELECT ETF
ETF/EQUITY
81369Y506
2737
35275
SH
SOLE
0
33800
0
1475
SELECT SECTOR SPDR TR SBI INT-FINL
ETF/EQUITY
81369Y605
1187
49225
SH
SOLE
0
45650
0
3575
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
414
10000
SH
SOLE
0
10000
0
0
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
284
6844
SH
DFND
0
6844
0
0
SELECT SECTOR SPDR TR SBI INT-UTILS
ETF/EQUITY
81369Y886
70
1575
SH
SOLE
0
1575
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
1884
17280
SH
SOLE
0
17030
0
250
SEMPRA ENERGY
COMMON STOCK
816851109
382
3500
SH
DFND
0
3500
0
0
SIGMA ALDRICH CORP
COMMON STOCK
826552101
225
1630
SH
SOLE
0
1630
0
0
SILVER WHEATON CORP
FOREIGN EQUITIES
828336107
10
540
SH
DFND
0
540
0
0
SONOCO PRODUCTS CO
COMMON STOCK
835495102
77
1700
SH
SOLE
0
1700
0
0
SOUTHERN CO
COMMON STOCK
842587107
367
8301
SH
SOLE
0
8301
0
0
SPECTRA ENERGY CORP
COMMON STOCK
847560109
121
3339
SH
SOLE
0
3061
0
278
SPECTRA ENERGY CORP
COMMON STOCK
847560109
129
3570
SH
DFND
0
3570
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
95
1000
SH
SOLE
0
1000
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
191
2000
SH
DFND
0
2000
0
0
STARBUCKS CORP
COMMON STOCK
855244109
133
1400
SH
SOLE
0
1400
0
0
STATE STREET CORP
COMMON STOCK
857477103
171
2330
SH
SOLE
0
2330
0
0
STRYKER CORP
COMMON STOCK
863667101
379
4112
SH
SOLE
0
3862
0
250
STRYKER CORP
COMMON STOCK
863667101
55
600
SH
DFND
0
600
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
1
23
SH
SOLE
0
23
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
0
10
SH
DFND
0
10
0
0
SUNCOR ENERGY INC NEW
FOREIGN EQUITIES
867224107
73
2500
SH
SOLE
0
2500
0
0
SYSCO CORP
COMMON STOCK
871829107
1351
35825
SH
SOLE
0
35325
0
500
SYSCO CORP
COMMON STOCK
871829107
362
9600
SH
DFND
0
9600
0
0
TECO ENERGY INC
COMMON STOCK
872375100
57
2955
SH
SOLE
0
2955
0
0
TARGET CORP
COMMON STOCK
87612E106
507
6183
SH
SOLE
0
6183
0
0
TARGET CORP
COMMON STOCK
87612E106
25
300
SH
DFND
0
300
0
0
TELEFONICA S A SPONSORED ADR
FOREIGN EQUITIES
879382208
5
316
SH
DFND
0
316
0
0
TENARIS S A SPONSORED ADR
FOREIGN EQUITIES
88031M109
42
1500
SH
SOLE
0
1500
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
12
200
SH
SOLE
0
200
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
12
200
SH
DFND
0
200
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
913
15970
SH
SOLE
0
15570
0
400
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
126
2200
SH
DFND
0
2200
0
0
THERMO FISHER SCIENTIFIC INC
COMMON STOCK
883556102
24
180
SH
SOLE
0
180
0
0
3M COMPANY
COMMON STOCK
88579Y101
4512
27356
SH
SOLE
0
27356
0
0
3M COMPANY
COMMON STOCK
88579Y101
762
4620
SH
DFND
0
4620
0
0
TIME WARNER INC NEW
COMMON STOCK
887317303
16
188
SH
SOLE
0
188
0
0
TOMPKINS TRUST CO INC
COMMON STOCK
890110109
180
3341
SH
SOLE
0
3341
0
0
TORONTO DOMINION BANK NEW
FOREIGN EQUITIES
891160509
469
10950
SH
SOLE
0
10950
0
0
TORONTO DOMINION BANK NEW
FOREIGN EQUITIES
891160509
29
675
SH
DFND
0
675
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
351
7060
SH
SOLE
0
7060
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
114
2300
SH
DFND
0
2300
0
0
TOYOTA MOTOR CORP
FOREIGN EQUITIES
892331307
28
200
SH
SOLE
0
200
0
0
TRI CONTINENTAL CORP
MUTUAL FUND EQUITIES
895436103
147
6800
SH
SOLE
0
6800
0
0
TRUSTCO BANK CORP NY
COMMON STOCK
898349105
6
842
SH
DFND
0
842
0
0
US BANCORP DEL NEW
COMMON STOCK
902973304
1353
30996
SH
SOLE
0
30257
0
739
US BANCORP DEL NEW
COMMON STOCK
902973304
166
3807
SH
DFND
0
3807
0
0
UNILEVER PLC SPON ADR NEW
FOREIGN EQUITIES
904767704
4
100
SH
DFND
0
100
0
0
UNION PACIFIC CORP
COMMON STOCK
907818108
32
300
SH
DFND
0
300
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
1335
13770
SH
SOLE
0
13674
0
96
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
156
1608
SH
DFND
0
1608
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
2999
25590
SH
SOLE
0
25304
0
286
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
523
4465
SH
DFND
0
4465
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
1173
9915
SH
SOLE
0
9665
0
250
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
24
200
SH
DFND
0
200
0
0
V F CORP
COMMON STOCK
918204108
359
4765
SH
SOLE
0
4465
0
300
V F CORP
COMMON STOCK
918204108
8
100
SH
DFND
0
100
0
0
VALERO ENERGY CORP NEW
COMMON STOCK
91913Y100
52
821
SH
SOLE
0
821
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
732
9094
SH
SOLE
0
9094
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
557
6928
SH
DFND
0
6928
0
0
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
2742
34052
SH
SOLE
0
32032
0
2020
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
223
2772
SH
DFND
0
2772
0
0
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
2261
27124
SH
SOLE
0
26229
0
895
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
812
9739
SH
DFND
0
9739
0
0
VANGUARD HIGH DIVIDEND YIELDETF
ETF/EQUITY
921946406
17
250
SH
SOLE
0
250
0
0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF
ETF/INTERNATIONAL FIXED INCOME
92203J407
9222
170500
SH
SOLE
0
170200
0
300
VANGUARD WORLD FDS ENERGY ETF
ETF/EQUITY
92204A306
5
50
SH
SOLE
0
50
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
770
15620
SH
SOLE
0
15620
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
271
5500
SH
DFND
0
5500
0
0
VANGUARD WORLD FDS INDUSTRIAL ETF
ETF/EQUITY
92204A603
472
4400
SH
DFND
0
4400
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
281
2900
SH
SOLE
0
2900
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
29
300
SH
DFND
0
300
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
735
17997
SH
SOLE
0
17997
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
156
3808
SH
DFND
0
3808
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
3994
49800
SH
SOLE
0
49800
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
603
7512
SH
DFND
0
7512
0
0
VANGUARD INDEX FDS MCAP GR IDXVIP
ETF/EQUITY
922908538
84
775
SH
SOLE
0
775
0
0
VANGUARD INDEX FDS REIT ETF
ETF/EQUITY
922908553
2173
25775
SH
SOLE
0
25775
0
0
VANGUARD INDEX FDS SM CP VAL ETF
ETF/EQUITY
922908611
22
200
SH
SOLE
0
200
0
0
VANGUARD INDEX FDS MID CAP ETF
ETF/EQUITY
922908629
174
1309
SH
SOLE
0
1309
0
0
VANGUARD INDEX FDS SMALL CP ETF
ETF/EQUITY
922908751
214
1750
SH
SOLE
0
1750
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
4807
98846
SH
SOLE
0
98263
0
583
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
1058
21757
SH
DFND
0
21757
0
0
VIACOM INC NEW CL B
COMMON STOCK
92553P201
17
250
SH
SOLE
0
250
0
0
VISA INC CL A
COMMON STOCK
92826C839
209
3200
SH
SOLE
0
3200
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
10
291
SH
SOLE
0
291
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
5
161
SH
DFND
0
161
0
0
WGL HOLDINGS INC
COMMON STOCK
92924F106
271
4800
SH
SOLE
0
4800
0
0
WAL MART STORES INC
COMMON STOCK
931142103
2466
29984
SH
SOLE
0
29872
0
112
WAL MART STORES INC
COMMON STOCK
931142103
562
6828
SH
DFND
0
6828
0
0
WALGREENS BOOTS ALLIANCE INC
COMMON STOCK
931427108
633
7475
SH
SOLE
0
7475
0
0
WALGREENS BOOTS ALLIANCE INC
COMMON STOCK
931427108
17
200
SH
DFND
0
200
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
22
400
SH
SOLE
0
400
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
26
475
SH
DFND
0
475
0
0
WELLS FARGO & CO NEW
COMMON STOCK
949746101
1526
28053
SH
SOLE
0
27703
0
350
WELLS FARGO & CO NEW
COMMON STOCK
949746101
83
1525
SH
DFND
0
1525
0
0
WHITEWAVE FOODS CO
COMMON STOCK
966244105
7
150
SH
SOLE
0
150
0
0
WILLIAMS COS INC DEL
COMMON STOCK
969457100
35
700
SH
SOLE
0
700
0
0
WISCONSIN ENERGY CORP
COMMON STOCK
976657106
180
3630
SH
SOLE
0
3630
0
0
WISDOMTREE EQUITY INC FUND
ETF/EQUITY
97717W208
1058
17445
SH
SOLE
0
17445
0
0
WISDOMTREE EMERGING MKTS SMALLCAP DIV ETF
ETF/INTERNATIONAL EQUITY
97717W281
491
11100
SH
DFND
0
11100
0
0
WISDOMTREE TR BLMBG US BULL
ETF/FIXED INCOME
97717W471
2068
72425
SH
SOLE
0
69350
0
3075
YAHOO INC
COMMON STOCK
984332106
27
600
SH
DFND
0
600
0
0
YAMANA GOLD INC
FOREIGN EQUITIES
98462Y100
0
100
SH
DFND
0
100
0
0
YOU ON DEMAND HOLDINGS INC
COMMON STOCK
98741R207
0
200
SH
SOLE
0
200
0
0
YUM BRANDS INC
COMMON STOCK
988498101
16
200
SH
SOLE
0
200
0
0