0000909012-15-000061.txt : 20150206
0000909012-15-000061.hdr.sgml : 20150206
20150206160103
ACCESSION NUMBER: 0000909012-15-000061
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20141231
FILED AS OF DATE: 20150206
DATE AS OF CHANGE: 20150206
EFFECTIVENESS DATE: 20150206
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: Community Bank, N.A.
CENTRAL INDEX KEY: 0001632187
IRS NUMBER: 150436580
STATE OF INCORPORATION: X1
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-16424
FILM NUMBER: 15584480
BUSINESS ADDRESS:
STREET 1: 5790 WIDEWATERS PARKWAY
CITY: DEWITT
STATE: NY
ZIP: 13214
BUSINESS PHONE: 3154453154
MAIL ADDRESS:
STREET 1: 5790 WIDEWATERS PARKWAY
CITY: DEWITT
STATE: NY
ZIP: 13214
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0001632187
XXXXXXXX
12-31-2014
12-31-2014
Community Bank, N.A.
5790 WIDEWATERS PARKWAY
DEWITT
NY
13214
13F HOLDINGS REPORT
028-16424
N
Patricia Lowe
Trust Operations AVP
607 433 4129
/s/ PATRICIA LOWE
Oneonta
NY
02-06-2015
0
524
441129
false
INFORMATION TABLE
2
aci_13f-3.xml
EATON CORP PLC
FOREIGN EQUITIES
G29183103
115
1697
SH
SOLE
1697
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
358
21610
SH
SOLE
21610
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
18
1100
SH
DFND
1100
0
0
XL GROUP PLC
FOREIGN EQUITIES
G98290102
15
440
SH
SOLE
440
0
0
ACCO BRANDS CORP
COMMON STOCK
00081T108
17
1906
SH
SOLE
1906
0
0
AFLAC INC
COMMON STOCK
001055102
22
354
SH
SOLE
354
0
0
AGL RESOURCES INC
COMMON STOCK
001204106
14
251
SH
SOLE
251
0
0
ALPS ETF TR SECTR DIV DOGS
ETF/EQUITY
00162Q858
119
3125
SH
SOLE
3125
0
0
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
414
23621
SH
SOLE
23621
0
0
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
225
12871
SH
DFND
12871
0
0
AT&T INC
COMMON STOCK
00206R102
5040
150058
SH
SOLE
149558
0
500
AT&T INC
COMMON STOCK
00206R102
1129
33602
SH
DFND
33602
0
0
ABBOTT LABS
COMMON STOCK
002824100
1983
44040
SH
SOLE
43740
0
300
ABBOTT LABS
COMMON STOCK
002824100
201
4455
SH
DFND
4455
0
0
ABBVIE INC
COMMON STOCK
00287Y109
3152
48167
SH
SOLE
48167
0
0
ABBVIE INC
COMMON STOCK
00287Y109
431
6590
SH
DFND
6590
0
0
AETNA INC NEW
COMMON STOCK
00817Y108
44
500
SH
DFND
500
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
285
1975
SH
SOLE
1975
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
29
200
SH
DFND
200
0
0
ALCOA INC
COMMON STOCK
013817101
46
2884
SH
SOLE
2884
0
0
ALCOA INC
COMMON STOCK
013817101
63
4000
SH
DFND
4000
0
0
ALIBABA GROUP HLD
COMMON STOCK
01609W102
10
100
SH
DFND
100
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
576
11682
SH
SOLE
11682
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
32
650
SH
DFND
650
0
0
AMAZON.COM INC
COMMON STOCK
023135106
8
25
SH
SOLE
25
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
259
4267
SH
SOLE
4267
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
147
2419
SH
DFND
2419
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
86
925
SH
SOLE
925
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
4
SH
SOLE
4
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
10
SH
DFND
10
0
0
AMERIGAS PARTNERS LP
COMMON STOCK
030975106
38
800
SH
DFND
800
0
0
AMGEN INC
COMMON STOCK
031162100
653
4100
SH
SOLE
4100
0
0
AMGEN INC
COMMON STOCK
031162100
335
2100
SH
DFND
2100
0
0
ANADARKO PETROLEUM CORP
COMMON STOCK
032511107
50
600
SH
SOLE
600
0
0
ANTHEM INC COM
COMMON STOCK
036752103
427
3400
SH
SOLE
3400
0
0
APACHE CORP
COMMON STOCK
037411105
537
8570
SH
SOLE
8570
0
0
APACHE CORP
COMMON STOCK
037411105
11
180
SH
DFND
180
0
0
APPLE INC
COMMON STOCK
037833100
10014
90721
SH
SOLE
90721
0
0
APPLE INC
COMMON STOCK
037833100
182
1652
SH
DFND
1652
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
16
648
SH
SOLE
648
0
0
AQUA AMERICA INC
COMMON STOCK
03836W103
4
150
SH
SOLE
150
0
0
ARROW FINANCIAL CORP
COMMON STOCK
042744102
167
6081
SH
DFND
6081
0
0
ASTORIA FINANCIAL CORP
COMMON STOCK
046265104
47
3500
SH
SOLE
3500
0
0
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
2161
25925
SH
SOLE
25785
0
140
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
449
5382
SH
DFND
5382
0
0
BB&T CORP
COMMON STOCK
054937107
174
4475
SH
SOLE
4475
0
0
BB&T CORP
COMMON STOCK
054937107
8
200
SH
DFND
200
0
0
BP PLC SPONSORED ADR
FOREIGN EQUITIES
055622104
5
132
SH
SOLE
132
0
0
BANK OF AMERICA CORPORATION
COMMON STOCK
060505104
109
6110
SH
SOLE
6110
0
0
BANK OF MONTREAL
FOREIGN EQUITIES
063671101
7
100
SH
DFND
100
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
288
7110
SH
SOLE
7110
0
0
BANK OF NOVA SCOTIA
FOREIGN EQUITIES
064149107
25
440
SH
SOLE
440
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
374
14500
SH
SOLE
14500
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
44
1700
SH
DFND
1700
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
37
500
SH
SOLE
500
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
15
200
SH
DFND
200
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
344
2475
SH
SOLE
2475
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
223
1600
SH
DFND
1600
0
0
BEMIS INC
COMMON STOCK
081437105
840
18575
SH
SOLE
18575
0
0
BEMIS INC
COMMON STOCK
081437105
226
5000
SH
DFND
5000
0
0
BERKSHIRE HATHAWAY INC DEL CL B NEW
COMMON STOCK
084670702
112
743
SH
SOLE
743
0
0
BERKSHIRE HILLS BANCORP INC
COMMON STOCK
084680107
30
1127
SH
DFND
1127
0
0
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
1043
22055
SH
SOLE
21705
0
350
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
151
3200
SH
DFND
3200
0
0
BIOLIFE SOLUTIONS INC NEW
COMMON STOCK
09062W204
0
250
SH
DFND
250
0
0
BLACKROCK BUILD AMER BD TR SHS
MUTUAL FUNDS FIXED INCOME
09248X100
33
1500
SH
SOLE
1500
0
0
BLACKROCK MUNIHLDGS NY QLTY COM
NY TAX EXEMPT
09255C106
54
3835
SH
SOLE
3835
0
0
BOEING CO
COMMON STOCK
097023105
407
3134
SH
SOLE
3134
0
0
BREITBURN ENERGY PARTNERS LP
COMMON STOCK
106776107
2
300
SH
DFND
300
0
0
BRIDGE BANCORP INC
COMMON STOCK
108035106
5
200
SH
SOLE
200
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
1006
17043
SH
SOLE
16560
0
483
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
708
11999
SH
DFND
11999
0
0
BROADRIDGE FINL SOLUTIONS
COMMON STOCK
11133T103
9
200
SH
DFND
200
0
0
BUCKEYE PARTNERS LP UNIT LTD PARTN
COMMON STOCK
118230101
83
1100
SH
DFND
1100
0
0
CDK GLOBAL INC
COMMON STOCK
12508E101
7
165
SH
SOLE
165
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
463
6185
SH
SOLE
6185
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
34
450
SH
DFND
450
0
0
CVS HEALTH CORP
COMMON STOCK
126650100
480
4980
SH
SOLE
4730
0
250
CALIFORNIA RESOURCES CORP
COMMON STOCK
13057Q107
1
252
SH
SOLE
252
0
0
CATERPILLAR INC DEL
COMMON STOCK
149123101
785
8577
SH
SOLE
8577
0
0
CATERPILLAR INC DEL
COMMON STOCK
149123101
259
2825
SH
DFND
2825
0
0
CELGENE CORP
COMMON STOCK
151020104
58
520
SH
SOLE
520
0
0
CENTERPOINT ENERGY INC
COMMON STOCK
15189T107
2
100
SH
SOLE
100
0
0
CENTURYTEL INC
COMMON STOCK
156700106
21
529
SH
SOLE
529
0
0
CHAMBERS STR PPTYS
COMMON STOCK
157842105
10
1266
SH
SOLE
1266
0
0
CHEVRON CORP
COMMON STOCK
166764100
2903
25880
SH
SOLE
25633
0
247
CHEVRON CORP
COMMON STOCK
166764100
797
7109
SH
DFND
7109
0
0
CHUBB CORP
COMMON STOCK
171232101
1464
14149
SH
SOLE
13791
0
358
CHUBB CORP
COMMON STOCK
171232101
166
1607
SH
DFND
1607
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
2790
100341
SH
SOLE
99841
0
500
CISCO SYSTEMS INC
COMMON STOCK
17275R102
571
20550
SH
DFND
20550
0
0
CITIGROUP INC
COMMON STOCK
172967424
19
360
SH
SOLE
360
0
0
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022
ETF/FIXED INCOME
18383M258
12
600
SH
SOLE
600
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY
ETF/FIXED INCOME
18383M399
97
3725
SH
SOLE
3725
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E
ETF/FIXED INCOME
18383M522
44
2100
SH
SOLE
2100
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E
ETF/FIXED INCOME
18383M530
1257
59525
SH
SOLE
50400
0
9125
COCA COLA CO
COMMON STOCK
191216100
4110
97349
SH
SOLE
97138
0
211
COCA COLA CO
COMMON STOCK
191216100
1092
25864
SH
DFND
25864
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
705
10184
SH
SOLE
10184
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
549
7936
SH
DFND
7936
0
0
COMCAST CORP
COMMON STOCK
20030N101
480
8283
SH
SOLE
8283
0
0
COMCAST CORP
COMMON STOCK
20030N101
36
627
SH
DFND
627
0
0
COMMUNITY BK SYS INC
COMMON STOCK
203607106
22912
600889
SH
SOLE
599739
0
1150
COMMUNITY BK SYS INC
COMMON STOCK
203607106
171
4478
SH
DFND
4478
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
2348
34003
SH
SOLE
33611
0
392
CONOCOPHILLIPS
COMMON STOCK
20825C104
469
6792
SH
DFND
6792
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
524
7935
SH
SOLE
7935
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
96
1460
SH
DFND
1460
0
0
CONSTELLATION BRANDS INC CL A
COMMON STOCK
21036P108
176
1791
SH
SOLE
1791
0
0
CORNING INC
COMMON STOCK
219350105
194
8444
SH
SOLE
8444
0
0
CORNING INC
COMMON STOCK
219350105
16
690
SH
DFND
690
0
0
COVANCE INC
COMMON STOCK
222816100
5
48
SH
SOLE
48
0
0
CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER
COMMON STOCK
226344109
2
217
SH
SOLE
217
0
0
CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER
COMMON STOCK
226344109
1
100
SH
DFND
100
0
0
CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER
COMMON STOCK
226378107
1
93
SH
SOLE
93
0
0
CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER
COMMON STOCK
226378107
1
43
SH
DFND
43
0
0
CUMMINS INC
COMMON STOCK
231021106
772
5355
SH
SOLE
5170
0
185
CUMMINS INC
COMMON STOCK
231021106
245
1700
SH
DFND
1700
0
0
DBX ETF TR XTRAK MSCI JAPN
ETF/INTERNATIONAL EQUITY
233051507
1673
45200
SH
SOLE
45000
0
200
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
122
2084
SH
SOLE
1924
0
160
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
151
2580
SH
DFND
2580
0
0
DEERE & CO
COMMON STOCK
244199105
30
339
SH
SOLE
339
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
98
1600
SH
SOLE
1600
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
86
1400
SH
DFND
1400
0
0
WALT DISNEY CO
COMMON STOCK
254687106
1654
17564
SH
SOLE
17314
0
250
WALT DISNEY CO
COMMON STOCK
254687106
74
781
SH
DFND
781
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
2135
27767
SH
SOLE
27767
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
877
11400
SH
DFND
11400
0
0
DOW CHEMICAL CO
COMMON STOCK
260543103
1333
29217
SH
SOLE
28960
0
257
DOW CHEMICAL CO
COMMON STOCK
260543103
262
5743
SH
DFND
5743
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
698
9438
SH
SOLE
9269
0
169
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
178
2402
SH
DFND
2402
0
0
DUKE ENERGY CORP NEW
COMMON STOCK
26441C204
400
4789
SH
SOLE
4789
0
0
E M C CORP MASS
COMMON STOCK
268648102
860
28915
SH
SOLE
28415
0
500
E M C CORP MASS
COMMON STOCK
268648102
57
1934
SH
DFND
1934
0
0
EOG RESOURCES INC
COMMON STOCK
26875P101
314
3410
SH
SOLE
3410
0
0
EASTMAN CHEMICAL CO
COMMON STOCK
277432100
68
892
SH
SOLE
892
0
0
ELDORADO GOLD CORP NEW
FOREIGN EQUITIES
284902103
3
452
SH
DFND
452
0
0
EMERSON ELECTRIC CO
COMMON STOCK
291011104
1603
25975
SH
SOLE
25675
0
300
EMERSON ELECTRIC CO
COMMON STOCK
291011104
113
1830
SH
DFND
1830
0
0
ENBRIDGE ENERGY PARTNERS L P
COMMON STOCK
29250R106
8
200
SH
DFND
200
0
0
ENERGY TRANSFER PARTNERS
COMMON STOCK
29273R109
7
100
SH
DFND
100
0
0
ENTERGY CORP NEW
COMMON STOCK
29364G103
9
100
SH
DFND
100
0
0
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
217
6016
SH
SOLE
5712
0
304
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
7
200
SH
DFND
200
0
0
EQUITY RESIDENTIAL
COMMON STOCK
29476L107
36
500
SH
SOLE
500
0
0
EXELON CORP
COMMON STOCK
30161N101
1046
28218
SH
SOLE
28218
0
0
EXELON CORP
COMMON STOCK
30161N101
302
8150
SH
DFND
8150
0
0
EXPRESS SCRIPTS HLDG CO
COMMON STOCK
30219G108
13
150
SH
SOLE
150
0
0
EXPRESS SCRIPTS HLDG CO
COMMON STOCK
30219G108
8
100
SH
DFND
100
0
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
6539
70729
SH
SOLE
70479
0
250
EXXON MOBIL CORP
COMMON STOCK
30231G102
1504
16263
SH
DFND
16263
0
0
FACEBOOK INC CL A
COMMON STOCK
30303M102
20
250
SH
SOLE
250
0
0
FASTENAL CO
COMMON STOCK
311900104
219
4600
SH
SOLE
4600
0
0
FASTENAL CO
COMMON STOCK
311900104
143
3000
SH
DFND
3000
0
0
FEDEX CORP
COMMON STOCK
31428X106
53
306
SH
SOLE
306
0
0
FIRST TRUST CONS DISC ETF
ETF/EQUITY
33734X101
9
251
SH
SOLE
251
0
0
FLUOR CORP
COMMON STOCK
343412102
12
200
SH
DFND
200
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
56
3590
SH
SOLE
3590
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
3
200
SH
DFND
200
0
0
FORTUNE BRANDS HOME & SEC INC
COMMON STOCK
34964C106
367
8109
SH
SOLE
8109
0
0
FRANCO NEVADA CORP
FOREIGN EQUITIES
351858105
6
132
SH
DFND
132
0
0
FREEPORT-MCMORAN COPPER & GO
COMMON STOCK
35671D857
4
180
SH
SOLE
180
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
17
2512
SH
SOLE
2512
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
5
732
SH
DFND
732
0
0
GSV CAPITAL CORP
COMMON STOCK
36191J101
3
300
SH
SOLE
300
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
275
2000
SH
SOLE
2000
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
28
200
SH
DFND
200
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
4335
171534
SH
SOLE
171534
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
1123
44448
SH
DFND
44448
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
1710
32059
SH
SOLE
31659
0
400
GENERAL MILLS INC
COMMON STOCK
370334104
534
10020
SH
DFND
10020
0
0
GENUINE PARTS CO
COMMON STOCK
372460105
51
479
SH
SOLE
479
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
17
183
SH
SOLE
183
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
9
100
SH
DFND
100
0
0
GLOBAL HIGH INCOME FUND INC COM
MUTUAL FUNDS INTL FIXED INCOME
37933G108
4
500
SH
SOLE
500
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
29
150
SH
SOLE
150
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
51
97
SH
SOLE
97
0
0
GOOGLE INC CL C
COMMON STOCK
38259P706
51
97
SH
SOLE
97
0
0
HCP INC
COMMON STOCK
40414L109
141
3192
SH
SOLE
3192
0
0
HCP INC
COMMON STOCK
40414L109
101
2303
SH
DFND
2303
0
0
HSBC HLDGS PLC ADR A 1/40PF A
PREFERRED STOCK
404280604
51
2000
SH
DFND
2000
0
0
HALLIBURTON CO
COMMON STOCK
406216101
56
1425
SH
SOLE
1425
0
0
HALYARD HEALTH INC
COMMON STOCK
40650V100
2
39
SH
SOLE
39
0
0
HALYARD HEALTH INC
COMMON STOCK
40650V100
22
487
SH
DFND
487
0
0
HANGER INC
COMMON STOCK
41043F208
4
200
SH
SOLE
200
0
0
HARLEY DAVIDSON INC
COMMON STOCK
412822108
13
200
SH
SOLE
200
0
0
HERSHEY CO
COMMON STOCK
427866108
156
1500
SH
SOLE
1500
0
0
HERSHEY CO
COMMON STOCK
427866108
104
1000
SH
DFND
1000
0
0
HOME DEPOT INC
COMMON STOCK
437076102
504
4804
SH
SOLE
4804
0
0
HOME DEPOT INC
COMMON STOCK
437076102
153
1456
SH
DFND
1456
0
0
HONEYWELL INTL INC
COMMON STOCK
438516106
340
3398
SH
SOLE
3398
0
0
HUNTINGTON INGALLS INDS INC
COMMON STOCK
446413106
2
14
SH
SOLE
14
0
0
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
2261
23871
SH
SOLE
23621
0
250
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
341
3600
SH
DFND
3600
0
0
INFUSYSTEM HLDGS INC
COMMON STOCK
45685K102
38
12000
SH
SOLE
12000
0
0
INTEL CORP
COMMON STOCK
458140100
4069
112134
SH
SOLE
111294
0
840
INTEL CORP
COMMON STOCK
458140100
918
25288
SH
DFND
25288
0
0
INTEGRYS ENERGY GROUP INC
COMMON STOCK
45822P105
11
135
SH
SOLE
135
0
0
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
9191
57286
SH
SOLE
57161
0
125
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
13428
83697
SH
DFND
83697
0
0
INTL FLAVORS & FRAGRANCES
COMMON STOCK
459506101
294
2900
SH
SOLE
2900
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
6
113
SH
SOLE
113
0
0
ISHARES SILVER TRUST ISHARES
ETF/OTHER
46428Q109
11
750
SH
SOLE
750
0
0
ISHARES SILVER TRUST ISHARES
ETF/OTHER
46428Q109
28
1872
SH
DFND
1872
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
264
9149
SH
SOLE
9149
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
51
1750
SH
DFND
1750
0
0
ISHARES MSCI EMERGING MKTS MINI VOL ETF
ETF/INTERNATIONAL EQUITY
464286533
259
4575
SH
SOLE
4575
0
0
ISHARES MSCI EMERGING MKTS MINI VOL ETF
ETF/INTERNATIONAL EQUITY
464286533
493
8700
SH
DFND
8700
0
0
ISHARES INC MSCI PAC J IDX
ETF/INTERNATIONAL EQUITY
464286665
22
495
SH
SOLE
495
0
0
ISHARES INC MSCI STH AFRCA
ETF/INTERNATIONAL EQUITY
464286780
13
200
SH
SOLE
200
0
0
ISHARES TR CORE S&P TTL STK
ETF/EQUITY
464287150
6
60
SH
SOLE
60
0
0
ISHARES TR DJ SEL DIV INX
ETF/EQUITY
464287168
171
2154
SH
SOLE
2154
0
0
ISHARES BARCLAYS TIPS BOND FUND
ETF/FIXED INCOME
464287176
109
971
SH
SOLE
971
0
0
ISHARES TR S&P 500 INDEX FD
ETF/EQUITY
464287200
41379
200025
SH
SOLE
200025
0
0
ISHARES CORE TOTAL U S BOND MARKET ETF
ETF/FIXED INCOME
464287226
7774
70600
SH
SOLE
69600
0
1000
ISHARES MSCI EMERGING MKTS INDEX FUND
ETF/INTERNATIONAL EQUITY
464287234
923
23504
SH
SOLE
23504
0
0
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
298
2494
SH
SOLE
2325
0
169
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
223
1867
SH
DFND
1867
0
0
ISHARES TR S&P GBL HLTHCR
ETF/EQUITY
464287325
41
411
SH
SOLE
411
0
0
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
151
1791
SH
SOLE
1566
0
225
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
29
343
SH
DFND
343
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
1481
24337
SH
SOLE
24337
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
891
14640
SH
DFND
14640
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
1959
26555
SH
SOLE
26555
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
103
1400
SH
DFND
1400
0
0
ISHARES TR S&P MIDCAP 400
ETF/EQUITY
464287507
8826
60955
SH
SOLE
59885
0
1070
COHEN & STEERS INDEX REALTY FUND
ETF/EQUITY
464287564
11
110
SH
SOLE
110
0
0
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
5272
50500
SH
SOLE
46800
0
3700
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
1661
15910
SH
DFND
15910
0
0
ISHARES S&P MC 400GR ETF
ETF/EQUITY
464287606
139
870
SH
SOLE
870
0
0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
5532
57857
SH
SOLE
53807
0
4050
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
1961
20506
SH
DFND
20506
0
0
ISHARES TR RUSL 2000 VALU
ETF/EQUITY
464287630
29
288
SH
SOLE
288
0
0
ISHARES TRUST 2000 RUSSELL INDEX FUND
ETF/EQUITY
464287655
6
53
SH
SOLE
53
0
0
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
7699
67498
SH
SOLE
67148
0
350
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
1913
16772
SH
DFND
16772
0
0
ISHARES MSCI ACWI EX US
ETF/INTERNATIONAL EQUITY
464288240
270
6275
SH
SOLE
6275
0
0
ISHARES INTL SEL DIV ETF
ETF/INTERNATIONAL EQUITY
464288448
72
2125
SH
SOLE
2125
0
0
ISHARES TR HIGH YLD CORP
ETF/FIXED INCOME
464288513
2760
30800
SH
SOLE
30800
0
0
ISHARES TR MRTG PLS CAP IDX
ETF/EQUITY
464288539
703
60000
SH
SOLE
60000
0
0
ISHARES TR BARCLYS MBS BD
ETF/FIXED INCOME
464288588
44
400
SH
SOLE
400
0
0
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
1186
11272
SH
SOLE
8882
0
2390
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
23
214
SH
DFND
214
0
0
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
3637
92239
SH
SOLE
90064
0
2175
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
11
270
SH
DFND
270
0
0
ISHARES TR HGH DIV EQT FD
ETF/EQUITY
46429B663
482
6295
SH
SOLE
4195
0
2100
ISHARES TR EAFE MIN VOLAT
ETF/INTERNATIONAL EQUITY
46429B689
4006
64920
SH
SOLE
64720
0
200
ISHARES TR USA MIN VOL ID
ETF/EQUITY
46429B697
9048
223570
SH
SOLE
213945
0
9625
ISHARES U S ETF TR SHT MAT BD ETF
ETF/FIXED INCOME
46431W507
5281
105575
SH
SOLE
103225
0
2350
ISHARES TR 2018 CP TM ETF
ETF/FIXED INCOME
46432FAW7
23
225
SH
SOLE
225
0
0
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
20901
377881
SH
SOLE
377606
0
275
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
48
868
SH
DFND
868
0
0
ISHARES INC CORE MSCI EMKT
ETF/INTERNATIONAL EQUITY
46434G103
8057
171355
SH
SOLE
171155
0
200
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
2635
42101
SH
SOLE
41751
0
350
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
254
4058
SH
DFND
4058
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
6241
59685
SH
SOLE
59371
0
314
JOHNSON & JOHNSON
COMMON STOCK
478160104
1360
13008
SH
DFND
13008
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
427
8825
SH
SOLE
8825
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
24
500
SH
DFND
500
0
0
KEYCORP NEW
COMMON STOCK
493267108
121
8718
SH
SOLE
8718
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
38
325
SH
SOLE
325
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
451
3900
SH
DFND
3900
0
0
KIMCO REALTY CORP
COMMON STOCK
49446R109
64
2535
SH
SOLE
2535
0
0
KINDER MORGAN INC DEL
COMMON STOCK
49456B101
42
981
SH
SOLE
981
0
0
KINDER MORGAN INC DEL *W EXP 05/25/2017
WARRANTS & RIGHTS
49456B119
1
160
SH
SOLE
160
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
554
8847
SH
SOLE
8847
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
159
2538
SH
DFND
2538
0
0
LILLY ELI & CO
COMMON STOCK
532457108
435
6305
SH
SOLE
6305
0
0
LILLY ELI & CO
COMMON STOCK
532457108
170
2466
SH
DFND
2466
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
166
864
SH
SOLE
864
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
58
300
SH
DFND
300
0
0
LORILLARD INC
COMMON STOCK
544147101
19
300
SH
SOLE
300
0
0
LORILLARD INC
COMMON STOCK
544147101
25
400
SH
DFND
400
0
0
LOWES COS INC
COMMON STOCK
548661107
679
9865
SH
SOLE
9465
0
400
LOWES COS INC
COMMON STOCK
548661107
11
160
SH
DFND
160
0
0
M & T BANK CORP
COMMON STOCK
55261F104
219
1740
SH
SOLE
1740
0
0
M & T BANK CORP
COMMON STOCK
55261F104
1005
8000
SH
DFND
8000
0
0
MGE ENERGY INC
COMMON STOCK
55277P104
11
240
SH
SOLE
240
0
0
MANNATECH INC NEW
COMMON STOCK
563771203
1
40
SH
DFND
40
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
11
400
SH
SOLE
400
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
6
200
SH
DFND
200
0
0
MARATHON PETROLEUM CORP
COMMON STOCK
56585A102
9
100
SH
DFND
100
0
0
MARKET VECTORS AGRIBUS ETF
ETF/EQUITY
57060U605
32
600
SH
SOLE
600
0
0
MARKET VECTORS HIGH YIELD MUNI INDEX ETF
ETF/FIXED INCOME
57060U878
782
25350
SH
SOLE
21425
0
3925
MASTERCARD INC CL A
COMMON STOCK
57636Q104
18
205
SH
SOLE
205
0
0
MCDONALDS CORP
COMMON STOCK
580135101
1476
15755
SH
SOLE
15367
0
388
MCDONALDS CORP
COMMON STOCK
580135101
448
4780
SH
DFND
4780
0
0
MCGRAW HILL FINANCIAL INC
COMMON STOCK
580645109
13
150
SH
SOLE
150
0
0
MCKESSON CORP
COMMON STOCK
58155Q103
415
2000
SH
DFND
2000
0
0
MEDICAL PPTYS TRUST INC
COMMON STOCK
58463J304
15
1100
SH
DFND
1100
0
0
MEDTRONIC INC
COMMON STOCK
585055106
442
6128
SH
SOLE
6128
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
145
4750
SH
SOLE
4750
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
92
3000
SH
DFND
3000
0
0
MERCK & CO INC NEW
COMMON STOCK
58933Y105
3420
60227
SH
SOLE
59689
0
538
MERCK & CO INC NEW
COMMON STOCK
58933Y105
814
14341
SH
DFND
14341
0
0
METLIFE INC
COMMON STOCK
59156R108
22
400
SH
DFND
400
0
0
MICROSOFT CORP
COMMON STOCK
594918104
3060
65886
SH
SOLE
65111
0
775
MICROSOFT CORP
COMMON STOCK
594918104
502
10815
SH
DFND
10815
0
0
MONDELEZ INTRNTL INC
COMMON STOCK
609207105
409
11248
SH
SOLE
11248
0
0
MONSANTO CO (NEW)
COMMON STOCK
61166W101
732
6131
SH
SOLE
5931
0
200
MONSANTO CO (NEW)
COMMON STOCK
61166W101
72
600
SH
DFND
600
0
0
MORGAN STANLEY NEW
COMMON STOCK
617446448
132
3400
SH
SOLE
3400
0
0
MOSAIC CO NEW
COMMON STOCK
61945C103
1
23
SH
SOLE
23
0
0
NBT BANCORP INC
COMMON STOCK
628778102
376
14330
SH
SOLE
14330
0
0
NBT BANCORP INC
COMMON STOCK
628778102
97
3691
SH
DFND
3691
0
0
NATIONAL BK GREECE S A SPN ADR REP 1 SH
FOREIGN EQUITIES
633643705
0
20
SH
SOLE
20
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
6
80
SH
SOLE
80
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
70
1000
SH
DFND
1000
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
4
50
SH
SOLE
50
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
7
100
SH
DFND
100
0
0
NATURAL RESOURCE PARTNERS LP
COMMON STOCK
63900P103
4
400
SH
DFND
400
0
0
NEW YORK CMNTY BANCORP INC
COMMON STOCK
649445103
43
2700
SH
DFND
2700
0
0
NEWELL RUBBERMAID INC
COMMON STOCK
651229106
12
305
SH
SOLE
0
0
305
NEXTERA ENERGY INC
COMMON STOCK
65339F101
946
8900
SH
SOLE
8700
0
200
NEXTERA ENERGY INC
COMMON STOCK
65339F101
420
3950
SH
DFND
3950
0
0
NIKE INC CL B
COMMON STOCK
654106103
240
2500
SH
SOLE
2500
0
0
NIKE INC CL B
COMMON STOCK
654106103
67
700
SH
DFND
700
0
0
NOBLE ENERGY INC
COMMON STOCK
655044105
12
250
SH
SOLE
250
0
0
NOODLES & COMPANY
COMMON STOCK
65540B105
5
200
SH
DFND
200
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
1340
12223
SH
SOLE
12023
0
200
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
186
1700
SH
DFND
1700
0
0
NORTH EUROPEAN OIL RTY TR SH BEN INT
COMMON STOCK
659310106
5
400
SH
SOLE
400
0
0
NORTHEAST UTILITIES
COMMON STOCK
664397106
16
301
SH
SOLE
301
0
0
NORTHERN TIER ENERGY LP
COMMON STOCK
665826103
20
900
SH
DFND
900
0
0
NORTHROP GRUMMAN CORP
COMMON STOCK
666807102
110
744
SH
SOLE
744
0
0
NORWOOD FINANCIAL CORP
COMMON STOCK
669549107
44
1501
SH
SOLE
1501
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
2844
30694
SH
SOLE
30694
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
681
7350
SH
DFND
7350
0
0
NUCOR CORP
COMMON STOCK
670346105
1668
34019
SH
SOLE
33669
0
350
NUCOR CORP
COMMON STOCK
670346105
152
3107
SH
DFND
3107
0
0
NUVEEN NY MUNI VALUE FD
NY TAX EXEMPT
67062M105
44
4486
SH
SOLE
4486
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
255
7200
SH
SOLE
7200
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
33
930
SH
DFND
930
0
0
OCCIDENTAL PETROLEUM CORP
COMMON STOCK
674599105
101
1255
SH
SOLE
1255
0
0
ONEOK PARTNERS LP
COMMON STOCK
68268N103
16
400
SH
SOLE
400
0
0
ORACLE CORP
COMMON STOCK
68389X105
422
9392
SH
SOLE
9392
0
0
ORACLE CORP
COMMON STOCK
68389X105
22
500
SH
DFND
500
0
0
ORANGE SPONSORED ADR
FOREIGN EQUITIES
684060106
17
1000
SH
DFND
1000
0
0
PDL BIOPHARMA INC
COMMON STOCK
69329Y104
31
4000
SH
DFND
4000
0
0
PG&E CORP
COMMON STOCK
69331C108
125
2356
SH
SOLE
2171
0
185
PG&E CORP
COMMON STOCK
69331C108
128
2407
SH
DFND
2407
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
302
1307
SH
SOLE
1307
0
0
PPL CORP
COMMON STOCK
69351T106
381
10489
SH
SOLE
10489
0
0
PPL CORP
COMMON STOCK
69351T106
7
200
SH
DFND
200
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
13
100
SH
SOLE
100
0
0
PAYCHEX INC
COMMON STOCK
704326107
6
135
SH
SOLE
135
0
0
PEOPLES FINL SVCS CORP
COMMON STOCK
711040105
167
3370
SH
SOLE
3370
0
0
PEPSICO INC
COMMON STOCK
713448108
4098
43338
SH
SOLE
42976
0
362
PEPSICO INC
COMMON STOCK
713448108
972
10276
SH
DFND
10276
0
0
PFIZER INC
COMMON STOCK
717081103
2598
83444
SH
SOLE
83116
0
328
PFIZER INC
COMMON STOCK
717081103
461
14791
SH
DFND
14791
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
452
5555
SH
SOLE
5555
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
33
400
SH
DFND
400
0
0
PHILLIPS 66
COMMON STOCK
718546104
234
3262
SH
SOLE
3262
0
0
PHILLIPS 66
COMMON STOCK
718546104
255
3557
SH
DFND
3557
0
0
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
421
4163
SH
SOLE
2417
0
1746
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
399
3944
SH
DFND
3944
0
0
PIMCO DYNAMIC INCOME FD SHS
ETF/FIXED INCOME
72201Y101
15
500
SH
SOLE
500
0
0
PINNACLE WEST CPTLCORP
COMMON STOCK
723484101
265
3875
SH
SOLE
3875
0
0
PLAINS ALL AMERICAN PIPELINE
COMMON STOCK
726503105
31
600
SH
SOLE
600
0
0
POLARIS INDS INC
COMMON STOCK
731068102
15
100
SH
SOLE
100
0
0
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
1120
31711
SH
SOLE
31211
0
500
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
188
5325
SH
DFND
5325
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
9
500
SH
SOLE
500
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
37
2000
SH
DFND
2000
0
0
POWERSHARES ETF TRUST WATER RESOURCE
ETF/EQUITY
73935X575
1
50
SH
SOLE
50
0
0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL
ETF/OTHER
73936D107
1438
60000
SH
SOLE
60000
0
0
POWERSHARES DWA DEV MARKET MOM PORT ETF
ETF/INTERNATIONAL EQUITY
73936Q108
5
226
SH
SOLE
226
0
0
POWERSHARES GLOBAL ETF TRUSTDEV MKTS EX-US
ETF/INTERNATIONAL EQUITY
73936T789
1369
34650
SH
SOLE
34450
0
200
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
15
170
SH
SOLE
170
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
5252
57662
SH
SOLE
57295
0
367
PROCTER & GAMBLE CO
COMMON STOCK
742718109
813
8920
SH
DFND
8920
0
0
PRUDENTIAL FINANCIAL INC
COMMON STOCK
744320102
18
204
SH
SOLE
204
0
0
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
2628
63488
SH
SOLE
62988
0
500
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
903
21806
SH
DFND
21806
0
0
QUALCOMM INC
COMMON STOCK
747525103
475
6397
SH
SOLE
6397
0
0
QUALCOMM INC
COMMON STOCK
747525103
112
1510
SH
DFND
1510
0
0
QUANTA SERVICES INC
COMMON STOCK
74762E102
5
180
SH
SOLE
180
0
0
RANGE RESOURCES CORP
COMMON STOCK
75281A109
7
125
SH
SOLE
125
0
0
RAYTHEON CO NEW
COMMON STOCK
755111507
27
250
SH
SOLE
250
0
0
REYNOLDS AMERICAN INC
COMMON STOCK
761713106
16
250
SH
DFND
250
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
304
6604
SH
SOLE
6604
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
12
250
SH
DFND
250
0
0
RITE AID CORP
COMMON STOCK
767754104
38
5000
SH
SOLE
5000
0
0
ROCKWELL AUTOMATION INC
COMMON STOCK
773903109
178
1600
SH
SOLE
1600
0
0
ROCKWELL COLLINS INC
COMMON STOCK
774341101
215
2550
SH
SOLE
2550
0
0
ROYAL BANK OF CANADA
FOREIGN EQUITIES
780087102
69
1000
SH
DFND
1000
0
0
ROYAL DUTCH SHELL PLC SPONS ADR A
FOREIGN EQUITIES
780259206
535
7997
SH
SOLE
7997
0
0
ROYAL DUTCH SHELL PLC SPONS ADR A
FOREIGN EQUITIES
780259206
13
200
SH
DFND
200
0
0
ROYAL GOLD INC
COMMON STOCK
780287108
4
63
SH
DFND
63
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
4600
22382
SH
SOLE
22382
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
503
2446
SH
DFND
2446
0
0
SPDR GOLD TRUST GOLD SHS
ETF/OTHER
78463V107
26
225
SH
SOLE
225
0
0
SPDR INDEX SHS FDS S&P EM MKT DIV
ETF/INTERNATIONAL EQUITY
78463X533
126
3700
SH
SOLE
3700
0
0
SPDR INDEX SHS FDS S&P INTL ETF
ETF/INTERNATIONAL EQUITY
78463X772
77
1825
SH
SOLE
1825
0
0
SPDR INDEX SHS FDS MACQU GLBIN100
ETF/INTERNATIONAL EQUITY
78463X855
2
50
SH
SOLE
50
0
0
SPDR BARCLAYS CONVERTIBLE SECURITIES ETF
ETF/OTHER
78464A359
40
860
SH
SOLE
860
0
0
SPDR SERIES TRUST INTR TRM CORP BD
ETF/FIXED INCOME
78464A375
51
1500
SH
SOLE
1500
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
110
2850
SH
SOLE
2850
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
37
950
SH
DFND
950
0
0
SPDR SERIES TRUST BARC CAPTL ETF
ETF/FIXED INCOME
78464A474
177
5800
SH
SOLE
4300
0
1500
SPDR SERIES TRUST DB INT GVT ETF
ETF/FIXED INCOME
78464A490
46
800
SH
SOLE
800
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
3550
13450
SH
SOLE
13450
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
2078
7871
SH
DFND
7871
0
0
SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF
ETF/FIXED INCOME
78468R408
543
18800
SH
SOLE
18800
0
0
SABINE ROYALTY TR UNIT BEN INT
COMMON STOCK
785688102
7
200
SH
SOLE
200
0
0
SAPIENT CORP
COMMON STOCK
803062108
3
103
SH
SOLE
103
0
0
SCANA CORP NEW
COMMON STOCK
80589M102
87
1446
SH
SOLE
1446
0
0
SCHLUMBERGER LTD
FOREIGN EQUITIES
806857108
1036
12126
SH
SOLE
11926
0
200
SCHWAB STRATEGIC TR US LRG CAP ETF
ETF/EQUITY
808524201
726
14800
SH
SOLE
11475
0
3325
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
423
7682
SH
SOLE
7682
0
0
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
31
556
SH
DFND
556
0
0
MATERIALS SELECT SECTOR SPDR
ETF/EQUITY
81369Y100
5
100
SH
SOLE
100
0
0
SELECT SECTOR SPDR TR SBI HEALTHCARE
ETF/EQUITY
81369Y209
969
14175
SH
SOLE
14175
0
0
SELECT SECTOR SPDR TR SBI CONS STPLS
ETF/EQUITY
81369Y308
1828
37700
SH
SOLE
37700
0
0
SPDR ENERGY SELECT ETF
ETF/EQUITY
81369Y506
2392
30225
SH
SOLE
28750
0
1475
SELECT SECTOR SPDR TR SBI INT-FINL
ETF/EQUITY
81369Y605
1214
49125
SH
SOLE
45550
0
3575
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
524
12675
SH
SOLE
12675
0
0
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
283
6844
SH
DFND
6844
0
0
SELECT SECTOR SPDR TR SBI INT-UTILS
ETF/EQUITY
81369Y886
74
1575
SH
SOLE
1575
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
2091
18780
SH
SOLE
18530
0
250
SEMPRA ENERGY
COMMON STOCK
816851109
401
3600
SH
DFND
3600
0
0
SIGMA ALDRICH CORP
COMMON STOCK
826552101
224
1630
SH
SOLE
1630
0
0
SILVER WHEATON CORP
FOREIGN EQUITIES
828336107
11
540
SH
DFND
540
0
0
SONOCO PRODUCTS CO
COMMON STOCK
835495102
74
1700
SH
SOLE
1700
0
0
SOUTHERN CO
COMMON STOCK
842587107
366
7458
SH
SOLE
7458
0
0
SPECTRA ENERGY CORP
COMMON STOCK
847560109
131
3604
SH
SOLE
3326
0
278
SPECTRA ENERGY CORP
COMMON STOCK
847560109
130
3570
SH
DFND
3570
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
96
1000
SH
SOLE
1000
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
192
2000
SH
DFND
2000
0
0
STARBUCKS CORP
COMMON STOCK
855244109
98
1190
SH
SOLE
1190
0
0
STATE STREET CORP
COMMON STOCK
857477103
188
2395
SH
SOLE
2395
0
0
STRYKER CORP
COMMON STOCK
863667101
389
4127
SH
SOLE
3877
0
250
STRYKER CORP
COMMON STOCK
863667101
57
600
SH
DFND
600
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
1
23
SH
SOLE
23
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
0
10
SH
DFND
10
0
0
SUNCOR ENERGY INC NEW
FOREIGN EQUITIES
867224107
79
2500
SH
SOLE
2500
0
0
SYMANTEC CORP
COMMON STOCK
871503108
6
250
SH
SOLE
250
0
0
SYSCO CORP
COMMON STOCK
871829107
1447
36475
SH
SOLE
35975
0
500
SYSCO CORP
COMMON STOCK
871829107
381
9600
SH
DFND
9600
0
0
TECO ENERGY INC
COMMON STOCK
872375100
61
2955
SH
SOLE
2955
0
0
TARGET CORP
COMMON STOCK
87612E106
547
7208
SH
SOLE
7208
0
0
TARGET CORP
COMMON STOCK
87612E106
23
300
SH
DFND
300
0
0
TELEFONICA S A SPONSORED ADR
FOREIGN EQUITIES
879382208
4
316
SH
DFND
316
0
0
TEMPLETON EMERG MKTS INCOME COM
MUTUAL FUNDS INTL FIXED INCOME
880192109
3
250
SH
DFND
250
0
0
TENARIS S A SPONSORED ADR
FOREIGN EQUITIES
88031M109
45
1500
SH
SOLE
1500
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
12
200
SH
SOLE
200
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
12
200
SH
DFND
200
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
854
15970
SH
SOLE
15570
0
400
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
118
2200
SH
DFND
2200
0
0
THERMO FISHER SCIENTIFIC INC
COMMON STOCK
883556102
23
180
SH
SOLE
180
0
0
3M COMPANY
COMMON STOCK
88579Y101
4750
28906
SH
SOLE
28906
0
0
3M COMPANY
COMMON STOCK
88579Y101
778
4735
SH
DFND
4735
0
0
TIME WARNER INC NEW
COMMON STOCK
887317303
16
188
SH
SOLE
188
0
0
TOMPKINS TRUST CO INC
COMMON STOCK
890110109
185
3341
SH
SOLE
3341
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
302
5900
SH
SOLE
5900
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
118
2300
SH
DFND
2300
0
0
TOYOTA MOTOR CORP
FOREIGN EQUITIES
892331307
25
200
SH
SOLE
200
0
0
TRI CONTL CORP COM
MUTUAL FUND EQUITIES
895436103
171
8000
SH
SOLE
8000
0
0
TRUSTCO BANK CORP NY
COMMON STOCK
898349105
6
842
SH
DFND
842
0
0
UIL HOLDINGS CORP
COMMON STOCK
902748102
30
698
SH
SOLE
698
0
0
US BANCORP DEL NEW
COMMON STOCK
902973304
1300
28931
SH
SOLE
28192
0
739
US BANCORP DEL NEW
COMMON STOCK
902973304
167
3707
SH
DFND
3707
0
0
UNILEVER PLC SPON ADR NEW
FOREIGN EQUITIES
904767704
4
100
SH
DFND
100
0
0
UNION PACIFIC CORP
COMMON STOCK
907818108
36
300
SH
DFND
300
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
1531
13770
SH
SOLE
13674
0
96
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
207
1858
SH
DFND
1858
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
2966
25790
SH
SOLE
25504
0
286
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
548
4765
SH
DFND
4765
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
1033
10215
SH
SOLE
9965
0
250
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
20
200
SH
DFND
200
0
0
URBAN OUTFITTERS INC
COMMON STOCK
917047102
3
80
SH
SOLE
80
0
0
V F CORP
COMMON STOCK
918204108
353
4711
SH
SOLE
4411
0
300
V F CORP
COMMON STOCK
918204108
7
100
SH
DFND
100
0
0
VALERO ENERGY CORP NEW
COMMON STOCK
91913Y100
41
821
SH
SOLE
821
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
738
9094
SH
SOLE
9094
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
562
6928
SH
DFND
6928
0
0
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
2720
34027
SH
SOLE
32007
0
2020
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
222
2772
SH
DFND
2772
0
0
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
2023
24564
SH
SOLE
23669
0
895
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
794
9639
SH
DFND
9639
0
0
VANGUARD HIGH DIVIDEND YIELDETF
ETF/EQUITY
921946406
17
250
SH
SOLE
250
0
0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF
ETF/INTERNATIONAL FIXED INCOME
92203J407
6219
117100
SH
SOLE
116825
0
275
VANGUARD WORLD FDS CONSUM STP ETF
ETF/EQUITY
92204A207
25
200
SH
SOLE
200
0
0
VANGUARD WORLD FDS ENERGY ETF
ETF/EQUITY
92204A306
6
50
SH
SOLE
50
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
804
16170
SH
SOLE
16170
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
273
5500
SH
DFND
5500
0
0
VANGUARD WORLD FDS INDUSTRIAL ETF
ETF/EQUITY
92204A603
470
4400
SH
DFND
4400
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
345
3375
SH
SOLE
3375
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
31
300
SH
DFND
300
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
706
17639
SH
SOLE
17639
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
160
4008
SH
DFND
4008
0
0
VANGUARD INTL EQUITY INDEX FMEGA CAP GRO ETF
ETF/INTERNATIONAL EQUITY
922042866
3
50
SH
SOLE
50
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
3884
48775
SH
SOLE
48775
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
598
7512
SH
DFND
7512
0
0
VANGUARD INDEX FDS MCAP GR IDXVIP
ETF/EQUITY
922908538
79
775
SH
SOLE
775
0
0
VANGUARD INDEX FDS REIT ETF
ETF/EQUITY
922908553
2092
25825
SH
SOLE
25825
0
0
VANGUARD INDEX FDS SM CP VAL ETF
ETF/EQUITY
922908611
21
200
SH
SOLE
200
0
0
VANGUARD INDEX FDS MID CAP ETF
ETF/EQUITY
922908629
162
1309
SH
SOLE
1309
0
0
VANGUARD INDEX FDS SMALL CP ETF
ETF/EQUITY
922908751
204
1750
SH
SOLE
1750
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
4498
96179
SH
SOLE
95596
0
583
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
1022
21857
SH
DFND
21857
0
0
VIACOM INC NEW CL B
COMMON STOCK
92553P201
19
250
SH
SOLE
250
0
0
VISA INC CL A
COMMON STOCK
92826C839
216
825
SH
SOLE
825
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
10
291
SH
SOLE
291
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
5
161
SH
DFND
161
0
0
WGL HOLDINGS INC
COMMON STOCK
92924F106
262
4800
SH
SOLE
4800
0
0
WAL MART STORES INC
COMMON STOCK
931142103
2592
30184
SH
SOLE
30072
0
112
WAL MART STORES INC
COMMON STOCK
931142103
586
6828
SH
DFND
6828
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
21
400
SH
SOLE
400
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
24
475
SH
DFND
475
0
0
WELLS FARGO & CO NEW
COMMON STOCK
949746101
1452
26492
SH
SOLE
26142
0
350
WELLS FARGO & CO NEW
COMMON STOCK
949746101
62
1130
SH
DFND
1130
0
0
WHITEWAVE FOODS CO
COMMON STOCK
966244105
5
150
SH
SOLE
150
0
0
WILLIAMS COS INC DEL
COMMON STOCK
969457100
9
200
SH
SOLE
200
0
0
WISCONSIN ENERGY CORP
COMMON STOCK
976657106
191
3630
SH
SOLE
3630
0
0
WISDOMTREE EQUITY INC FUND
ETF/EQUITY
97717W208
1017
16520
SH
SOLE
16520
0
0
WISDOMTREE EMERGING MKTS SMALLCAP DIV ETF
ETF/INTERNATIONAL EQUITY
97717W281
479
11100
SH
DFND
11100
0
0
WISDOMTREE TR BLMBG US BULL
ETF/FIXED INCOME
97717W471
1956
72275
SH
SOLE
69200
0
3075
YAHOO INC
COMMON STOCK
984332106
30
600
SH
DFND
600
0
0
YAMANA GOLD INC
FOREIGN EQUITIES
98462Y100
0
100
SH
DFND
100
0
0
YOU ON DEMAND HOLDINGS INC
COMMON STOCK
98741R207
0
200
SH
SOLE
200
0
0
YUM BRANDS INC
COMMON STOCK
988498101
7
100
SH
SOLE
100
0
0