The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 58,062 283,411 SH   SOLE   0 0 283,411
SPDR S&P 500 ETF TR TR UNIT 78462F103 261 1,281 SH   SOLE   0 0 1,281
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 462 3,500 SH   SOLE   0 0 3,500
EXPEDITORS INTL WASH INC COM 302130109 207 4,589 SH   SOLE   0 0 4,589
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,335 11,934 SH   SOLE   0 0 11,934
ALTRIA GROUP INC COM 02209S103 485 8,334 SH   SOLE   0 0 8,334
DISNEY WALT CO COM DISNEY 254687106 880 8,376 SH   SOLE   0 0 8,376
HONEYWELL INTL INC COM 438516106 834 8,049 SH   SOLE   0 0 8,049
SYSCO CORP COM 871829107 254 6,195 SH   SOLE   0 0 6,195
JOHNSON & JOHNSON COM 478160104 242 2,359 SH   SOLE   0 0 2,359
PFIZER INC COM 717081103 438 13,558 SH   SOLE   0 0 13,558
EDISON INTL COM 281020107 1,040 17,560 SH   SOLE   0 0 17,560
LOWES COS INC COM 548661107 1,380 18,146 SH   SOLE   0 0 18,146
MICROSOFT CORP COM 594918104 695 12,535 SH   SOLE   0 0 12,535
AT&T INC COM 00206R102 884 25,693 SH   SOLE   0 0 25,693
CISCO SYS INC COM 17275R102 342 12,590 SH   SOLE   0 0 12,590
INTERNATIONAL BUSINESS MACHS COM 459200101 335 2,436 SH   SOLE   0 0 2,436
COCA COLA CO COM 191216100 281 6,532 SH   SOLE   0 0 6,532
PEPSICO INC COM 713448108 415 4,157 SH   SOLE   0 0 4,157
VERIZON COMMUNICATIONS INC COM 92343V104 266 5,747 SH   SOLE   0 0 5,747
XEROX CORP COM 984121103 281 26,397 SH   SOLE   0 0 26,397
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 19,692 453,532 SH   SOLE   0 0 453,532
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 310 4,299 SH   SOLE   0 0 4,299
BANK AMER CORP COM 060505104 364 21,649 SH   SOLE   0 0 21,649
EXXON MOBIL CORP COM 30231G102 1,892 24,275 SH   SOLE   0 0 24,275
WAL-MART STORES INC COM 931142103 891 14,532 SH   SOLE   0 0 14,532
COLGATE PALMOLIVE CO COM 194162103 295 4,433 SH   SOLE   0 0 4,433
CVS HEALTH CORP COM 126650100 298 3,050 SH   SOLE   0 0 3,050
DOMINION RES INC VA NEW COM 25746U109 671 9,918 SH   SOLE   0 0 9,918
SCHLUMBERGER LTD COM 806857108 220 3,149 SH   SOLE   0 0 3,149
MCKESSON CORP COM 58155Q103 1,102 5,586 SH   SOLE   0 0 5,586
MERCK & CO INC NEW COM 58933Y105 308 5,828 SH   SOLE   0 0 5,828
FIFTH THIRD BANCORP COM 316773100 567 28,214 SH   SOLE   0 0 28,214
PROCTER & GAMBLE CO COM 742718109 228 2,870 SH   SOLE   0 0 2,870
GENERAL ELECTRIC CO COM 369604103 367 11,767 SH   SOLE   0 0 11,767
HOME DEPOT INC COM 437076102 440 3,324 SH   SOLE   0 0 3,324
TJX COS INC NEW COM 872540109 297 4,188 SH   SOLE   0 0 4,188
ISHARES TR 1-3 YR TR BD ETF 464287457 112,306 1,331,273 SH   SOLE   0 0 1,331,273
ISHARES TR 7-10 Y TR BD ETF 464287440 12,778 121,014 SH   SOLE   0 0 121,014
ISHARES TR 20+ YR TR BD ETF 464287432 9,493 78,728 SH   SOLE   0 0 78,728
ISHARES TR IBOXX INV CP ETF 464287242 237 2,083 SH   SOLE   0 0 2,083
FISERV INC COM 337738108 740 8,096 SH   SOLE   0 0 8,096
SOUTHWEST AIRLS CO COM 844741108 1,379 32,029 SH   SOLE   0 0 32,029
COMCAST CORP NEW CL A 20030N101 202 3,584 SH   SOLE   0 0 3,584
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,631 284,099 SH   SOLE   0 0 284,099
FIRSTENERGY CORP COM 337932107 243 7,667 SH   SOLE   0 0 7,667
DUKE ENERGY CORP NEW COM NEW 26441C204 3,485 48,815 SH   SOLE   0 0 48,815
APPLE INC COM 037833100 654 6,209 SH   SOLE   0 0 6,209
BLACKROCK MUNIYIELD FD INC COM 09253W104 245 16,458 SH   SOLE   0 0 16,458
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 635 4,921 SH   SOLE   0 0 4,921
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 925 12,068 SH   SOLE   0 0 12,068
CELGENE CORP COM 151020104 287 2,400 SH   SOLE   0 0 2,400
ROSS STORES INC COM 778296103 292 5,428 SH   SOLE   0 0 5,428
AON PLC SHS CL A G0408V102 1,017 11,026 SH   SOLE   0 0 11,026
EXPRESS SCRIPTS HLDG CO COM 30219G108 324 3,703 SH   SOLE   0 0 3,703
SOUTHERN CO COM 842587107 246 5,258 SH   SOLE   0 0 5,258
AVERY DENNISON CORP COM 053611109 775 12,375 SH   SOLE   0 0 12,375
NORTHROP GRUMMAN CORP COM 666807102 263 1,394 SH   SOLE   0 0 1,394
BERKLEY W R CORP COM 084423102 276 5,034 SH   SOLE   0 0 5,034
MOHAWK INDS INC COM 608190104 752 3,971 SH   SOLE   0 0 3,971
ALLIANCEBERNSTEIN NATL MUNI COM 01864U106 209 15,134 SH   SOLE   0 0 15,134
UNIVERSAL HLTH SVCS INC CL B 913903100 780 6,531 SH   SOLE   0 0 6,531
CMS ENERGY CORP COM 125896100 1,098 30,445 SH   SOLE   0 0 30,445
AUTONATION INC COM 05329W102 259 4,346 SH   SOLE   0 0 4,346
PIEDMONT NAT GAS INC COM 720186105 381 6,679 SH   SOLE   0 0 6,679
REYNOLDS AMERICAN INC COM 761713106 283 6,136 SH   SOLE   0 0 6,136
HARMAN INTL INDS INC COM 413086109 753 7,989 SH   SOLE   0 0 7,989
CINCINNATI FINL CORP COM 172062101 627 10,604 SH   SOLE   0 0 10,604
PIONEER MUN HIGH INCOME TR COM SHS 723763108 245 18,734 SH   SOLE   0 0 18,734
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 43 10,000 SH   SOLE   0 0 10,000
DAVITA HEALTHCARE PARTNERS I COM 23918K108 999 14,336 SH   SOLE   0 0 14,336
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,467 11,039 SH   SOLE   0 0 11,039
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,043 10,561 SH   SOLE   0 0 10,561
LEGGETT & PLATT INC COM 524660107 922 21,938 SH   SOLE   0 0 21,938
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 703 10,053 SH   SOLE   0 0 10,053
NUVEEN PREMIER MUN INCOME FD COM 670988104 241 17,676 SH   SOLE   0 0 17,676
PIONEER MUN HIGH INCOME ADV COM 723762100 274 20,524 SH   SOLE   0 0 20,524
MCCORMICK & CO INC COM NON VTG 579780206 304 3,558 SH   SOLE   0 0 3,558
VANGUARD INDEX FDS SML CP GRW ETF 922908595 211 1,738 SH   SOLE   0 0 1,738
FIDELITY NATL INFORMATION SV COM 31620M106 1,013 16,717 SH   SOLE   0 0 16,717
DRYSHIPS INC SHS Y2109Q101 5 26,650 SH   SOLE   0 0 26,650
SOUTH JERSEY INDS INC COM 838518108 290 12,343 SH   SOLE   0 0 12,343
KEURIG GREEN MTN INC COM 49271M100 535 5,947 SH   SOLE   0 0 5,947
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 462 3,769 SH   SOLE   0 0 3,769
ISHARES TR CORE S&P TTL STK 464287150 14,801 159,395 SH   SOLE   0 0 159,395
PROSHARES TR PSHS ULSHT SP500 74347B300 286 14,350 SH   SOLE   0 0 14,350
SPECTRA ENERGY CORP COM 847560109 844 35,276 SH   SOLE   0 0 35,276
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,510 15,145 SH   SOLE   0 0 15,145
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 7,299 87,873 SH   SOLE   0 0 87,873
ISHARES TR MBS ETF 464288588 200 1,858 SH   SOLE   0 0 1,858
ISHARES TR U.S. PFD STK ETF 464288687 807 20,777 SH   SOLE   0 0 20,777
BANK NEW YORK MELLON CORP COM 064058100 222 5,393 SH   SOLE   0 0 5,393
ISHARES TR NAT AMT FREE BD 464288414 866 7,825 SH   SOLE   0 0 7,825
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 6,757 130,874 SH   SOLE   0 0 130,874
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,215 20,101 SH   SOLE   0 0 20,101
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 208 6,247 SH   SOLE   0 0 6,247
ISHARES TR INTRM GOV/CR ETF 464288612 27,036 246,654 SH   SOLE   0 0 246,654
GRAMERCY PPTY TR COM 385002100 83 10,707 SH   SOLE   0 0 10,707
PHILIP MORRIS INTL INC COM 718172109 519 5,905 SH   SOLE   0 0 5,905
SPDR SERIES TRUST BRCLYS LG TRS ET 78464A664 485 6,941 SH   SOLE   0 0 6,941
FIDELITY CONSMR STAPLES 316092303 294 9,711 SH   SOLE   0 0 9,711
ISHARES TR INTL TREA BD ETF 464288117 22,052 245,918 SH   SOLE   0 0 245,918
FS INVT CORP COM 302635107 183 20,340 SH   SOLE   0 0 20,340
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,337 108,820 SH   SOLE   0 0 108,820
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 844 13,101 SH   SOLE   0 0 13,101
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,888 96,912 SH   SOLE   0 0 96,912
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,164 40,381 SH   SOLE   0 0 40,381
ISHARES TR USA MIN VOL ETF 46429B697 1,032 24,673 SH   SOLE   0 0 24,673
ISHARES TR GNMA BOND ETF 46429B333 1,151 22,975 SH   SOLE   0 0 22,975
DOUBLELINE INCOME SOLUTIONS COM 258622109 683 42,117 SH   SOLE   0 0 42,117
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,877 73,323 SH   SOLE   0 0 73,323
FIDELITY MSCI INFO TECH I 316092808 702 21,384 SH   SOLE   0 0 21,384
FIDELITY MSCI CONSM DIS 316092204 457 14,898 SH   SOLE   0 0 14,898