0001214659-20-006464.txt : 20200722 0001214659-20-006464.hdr.sgml : 20200722 20200722134553 ACCESSION NUMBER: 0001214659-20-006464 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200630 FILED AS OF DATE: 20200722 DATE AS OF CHANGE: 20200722 EFFECTIVENESS DATE: 20200722 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 201041124 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 06-30-2020 06-30-2020 false FINANCIAL CONSULATE, INC

201 INTERNATIONAL CIRCLE SUITE 520 HUNT VALLEY MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 07-22-2020 0 99 196850 INFORMATION TABLE 2 infotable.xml 10X GENOMICS INC CL A COM 88025U109 17589 196938 SH OTR 196938 0 0 MCCORMICK & CO INC COM NON VTG 579780206 15647 87213 SH OTR 87213 0 0 SPDR SER TR PRTFLO S&P500 GW 78464A409 14563 324190 SH SOLE 324190 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13674 184534 SH SOLE 184534 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11691 222172 SH SOLE 222172 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 11401 503114 SH SOLE 503114 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9972 335190 SH SOLE 335190 0 0 SPDR SER TR S&P 600 SMCP GRW 78464A201 9055 159468 SH SOLE 159468 0 0 SPDR SER TR PORTFOLIO LN TSR 78464A664 8258 176031 SH SOLE 176031 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 7959 135402 SH SOLE 135402 0 0 APPLE INC COM 037833100 7940 21766 SH OTR 21766 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3674 124244 SH SOLE 124244 0 0 180 DEGREE CAP CORP COM 68235B109 3639 2091526 SH SOLE 2091526 0 0 MICROSOFT CORP COM 594918104 3142 15441 SH OTR 15441 0 0 DOCUSIGN INC COM 256163106 3017 17519 SH OTR 17519 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2903 39516 SH SOLE 39516 0 0 AT&T INC COM 00206R102 2765 91467 SH OTR 91467 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2238 81034 SH SOLE 81034 0 0 PATRICK INDS INC COM 703343103 2150 35097 SH OTR 35097 0 0 MCDONALDS CORP COM 580135101 1850 10028 SH OTR 10028 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 1725 47596 SH SOLE 47596 0 0 ISHARES TR CORE S&P500 ETF 464287200 1648 5321 SH SOLE 5321 0 0 SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 1592 16029 SH SOLE 16029 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 1460 26778 SH SOLE 26778 0 0 LOCKHEED MARTIN CORP COM 539830109 1429 3916 SH OTR 3916 0 0 ALLY FINL INC COM 02005N100 1391 70146 SH SOLE 70146 0 0 ISHARES TR CORE S&P TTL STK 464287150 1359 19570 SH SOLE 19570 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1254 24230 SH SOLE 24230 0 0 ISHARES TR CORE US AGGBD ET 464287226 1221 10326 SH SOLE 10326 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1171 10536 SH OTR 10536 0 0 AMAZON COM INC COM 023135106 1131 410 SH OTR 410 0 0 SPDR SER TR PORTFOLIO S&P400 78464A847 1096 35070 SH SOLE 35070 0 0 PROCTER AND GAMBLE CO COM 742718109 1076 8998 SH OTR 8998 0 0 PNC FINL SVCS GROUP INC COM 693475105 1071 10175 SH OTR 10175 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 958 16592 SH SOLE 16592 0 0 SPDR SER TR PORTFLI INTRMDIT 78464A672 743 22356 SH SOLE 22356 0 0 MERCK & CO. INC COM 58933Y105 731 9454 SH OTR 9454 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 692 13410 SH SOLE 13410 0 0 JOHNSON & JOHNSON COM 478160104 686 4878 SH OTR 4878 0 0 CSX CORP COM 126408103 672 9639 SH OTR 9639 0 0 KIMBERLY CLARK CORP COM 494368103 672 4755 SH OTR 4755 0 0 EXXON MOBIL CORP COM 30231G102 628 14046 SH OTR 14046 0 0 ISHARES TR CORE S&P MCP ETF 464287507 610 3432 SH SOLE 3432 0 0 ALPHABET INC CAP STK CL C 02079K107 598 423 SH OTR 423 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 596 10594 SH SOLE 10594 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 588 10666 SH OTR 10666 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 560 57551 SH OTR 57551 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 553 3099 SH OTR 3099 0 0 MASTERCARD INCORPORATED CL A 57636Q104 533 1801 SH OTR 1801 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 531 1873 SH SOLE 1873 0 0 ISHARES TR S&P SML 600 GWT 464287887 514 3027 SH SOLE 3027 0 0 ACNB CORP COM 000868109 492 18812 SH OTR 18812 0 0 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 490 17919 SH SOLE 17919 0 0 FASTENAL CO COM 311900104 479 11179 SH OTR 11179 0 0 VISA INC COM CL A 92826C839 475 2461 SH OTR 2461 0 0 CISCO SYS INC COM 17275R102 469 10062 SH OTR 10062 0 0 JPMORGAN CHASE & CO COM 46625H100 468 4980 SH OTR 4980 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 461 2400 SH SOLE 2400 0 0 HOME DEPOT INC COM 437076102 451 1801 SH OTR 1801 0 0 DANAHER CORPORATION COM 235851102 446 2520 SH OTR 2520 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 419 1504 SH SOLE 1504 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 389 6313 SH OTR 6313 0 0 UNITEDHEALTH GROUP INC COM 91324P102 360 1220 SH OTR 1220 0 0 TJX COS INC NEW COM 872540109 352 6962 SH OTR 6962 0 0 ALPHABET INC CAP STK CL A 02079K305 349 246 SH OTR 246 0 0 EXELON CORP COM 30161N101 344 9466 SH OTR 9466 0 0 TENABLE HLDGS INC COM 88025T102 335 11240 SH OTR 11240 0 0 INTEL CORP COM 458140100 332 5555 SH OTR 5555 0 0 MCCORMICK & CO INC COM VTG 579780107 328 1848 SH OTR 1848 0 0 TABULA RASA HEALTHCARE INC COM 873379101 328 6000 SH OTR 6000 0 0 SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 316 7926 SH SOLE 7926 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 315 2359 SH SOLE 2359 0 0 AVITA THERAPEUTICS INC COM 05380C102 313 10248 SH OTR 10248 0 0 ISHARES TR EAFE SML CP ETF 464288273 300 5587 SH SOLE 5587 0 0 BECTON DICKINSON & CO COM 075887109 294 1229 SH OTR 1229 0 0 COSTCO WHSL CORP NEW COM 22160K105 293 966 SH OTR 966 0 0 CO-DIAGNOSTICS INC COM 189763105 290 15000 SH OTR 15000 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 287 2245 SH SOLE 2245 0 0 REPUBLIC SVCS INC COM 760759100 268 3262 SH OTR 3262 0 0 CATERPILLAR INC DEL COM 149123101 255 2012 SH OTR 2012 0 0 ISHARES TR MSCI ACWI ETF 464288257 250 3391 SH SOLE 3391 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 241 1250 SH SOLE 1250 0 0 ABBOTT LABS COM 002824100 232 2539 SH OTR 2539 0 0 M & T BK CORP COM 55261F104 230 2214 SH OTR 2214 0 0 ISHARES TR EXPANDED TECH 464287515 223 784 SH SOLE 784 0 0 PEPSICO INC COM 713448108 219 1652 SH OTR 1652 0 0 WESBANCO INC COM 950810101 218 10720 SH OTR 10720 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 215 3657 SH OTR 3657 0 0 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 212 1634 SH SOLE 1634 0 0 PRICE T ROWE GROUP INC COM 74144T108 210 1697 SH OTR 1697 0 0 SPDR SER TR PRTFLO S&P500 HI 78468R788 210 7535 SH SOLE 7535 0 0 AMERICAN TOWER CORP NEW COM 03027X100 208 806 SH OTR 806 0 0 PAYPAL HLDGS INC COM 70450Y103 200 1147 SH OTR 1147 0 0 AERIE PHARMACEUTICALS INC COM 00771V108 155 10500 SH OTR 10500 0 0 NUVEEN MARYLAND QLT MUN INC COM 67061Q107 155 12038 SH OTR 12038 0 0 GENERAL ELECTRIC CO COM 369604103 121 17758 SH OTR 17758 0 0 UNDER ARMOUR INC CL A 904311107 102 10429 SH OTR 10429 0 0 ONCOLYTICS BIOTECH INC COM NEW 682310875 78 41474 SH OTR 41474 0 0 DURECT CORP COM 266605104 57 24700 SH OTR 24700 0 0