0001214659-17-006118.txt : 20171019 0001214659-17-006118.hdr.sgml : 20171019 20171019110114 ACCESSION NUMBER: 0001214659-17-006118 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20170930 FILED AS OF DATE: 20171019 DATE AS OF CHANGE: 20171019 EFFECTIVENESS DATE: 20171019 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 171143975 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 09-30-2017 09-30-2017 false FINANCIAL CONSULATE, INC

201 INTERNATIONAL CIRCLE SUITE 520 HUNT VALLEY MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 10-19-2017 0 94 183709 INFORMATION TABLE 2 infotable.xml SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16065 263746 SH SOLE 263746 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 14621 290106 SH SOLE 290106 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13799 412270 SH SOLE 412270 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12840 213864 SH SOLE 213864 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 9805 195663 SH SOLE 195663 0 0 RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 9157 91552 SH SOLE 91552 0 0 MCCORMICK & CO INC COM NON VTG 579780206 7944 77398 SH OTR 77398 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4678 173854 SH SOLE 173854 0 0 APPLE INC COM 037833100 4293 27854 SH OTR 27854 0 0 ISHARES TR CORE S&P500 ETF 464287200 4233 16734 SH SOLE 16734 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3394 94759 SH SOLE 94759 0 0 ENVESTNET INC COM 29404K106 3190 62550 SH SOLE 62550 0 0 HONDA MOTOR LTD AMERN SHS 438128308 3067 103768 SH SOLE 103768 0 0 180 DEGREE CAP CORP COM 68235B109 2760 1586361 SH SOLE 1586361 0 0 ALLY FINL INC COM 02005N100 2687 110760 SH SOLE 110760 0 0 ISHARES TR CORE US AGGBD ET 464287226 2680 24455 SH SOLE 24455 0 0 PATRICK INDS INC COM 703343103 2643 31424 SH OTR 31424 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2511 71444 SH SOLE 71444 0 0 VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 2495 41082 SH SOLE 41082 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2357 18200 SH SOLE 18200 0 0 HAWAIIAN HOLDINGS INC COM 419879101 2066 55023 SH SOLE 55023 0 0 ISHARES TR CORE S&P TTL STK 464287150 2027 35180 SH SOLE 35180 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2015 29912 SH SOLE 29912 0 0 ISHARES SILVER TRUST ISHARES 46428Q109 1839 116867 SH SOLE 116867 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1819 48079 SH SOLE 48079 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1804 34216 SH SOLE 34216 0 0 EXXON MOBIL CORP COM 30231G102 1791 21849 SH OTR 21849 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1786 38158 SH SOLE 38158 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1697 32402 SH SOLE 32402 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 1571 10686 SH SOLE 10686 0 0 PNC FINL SVCS GROUP INC COM 693475105 1569 11645 SH OTR 11645 0 0 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1515 31713 SH SOLE 31713 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 1503 12016 SH SOLE 12016 0 0 MCDONALDS CORP COM 580135101 1502 9589 SH OTR 9589 0 0 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1427 37179 SH SOLE 37179 0 0 ISHARES INC GLB SILV MIN ETF 464286327 1338 123565 SH SOLE 123565 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 1329 32307 SH SOLE 32307 0 0 MICROSOFT CORP COM 594918104 1238 16623 SH OTR 16623 0 0 SPDR SER TR NUVEEN BRC MUNIC 78468R721 1159 23687 SH SOLE 23687 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 1142 77660 SH OTR 77660 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1050 19236 SH SOLE 19236 0 0 LOCKHEED MARTIN CORP COM 539830109 991 3193 SH OTR 3193 0 0 SPDR SER TR NUVEEN BLMBRG SR 78468R739 902 18555 SH SOLE 18555 0 0 AT&T INC COM 00206R102 901 23013 SH OTR 23013 0 0 AERIE PHARMACEUTICALS INC COM 00771V108 899 18500 SH OTR 18500 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 892 24581 SH SOLE 24581 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 857 10144 SH SOLE 10144 0 0 HP INC COM 40434L105 857 42919 SH OTR 42919 0 0 ISHARES TR EAFE SML CP ETF 464288273 824 13290 SH SOLE 13290 0 0 PROCTER AND GAMBLE CO COM 742718109 811 8914 SH OTR 8914 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 771 17704 SH SOLE 17704 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 714 16442 SH SOLE 16442 0 0 ISHARES TR TIPS BD ETF 464287176 635 5595 SH SOLE 5595 0 0 ACNB CORP COM 000868109 628 22687 SH OTR 22687 0 0 CSX CORP COM 126408103 604 11130 SH OTR 11130 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 599 10843 SH SOLE 10843 0 0 DXC TECHNOLOGY CO COM 23355L106 573 6677 SH OTR 6677 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 564 11405 SH OTR 11405 0 0 KIMBERLY CLARK CORP COM 494368103 560 4755 SH OTR 4755 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 559 9164 SH SOLE 9164 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 522 2845 SH OTR 2845 0 0 GENERAL ELECTRIC CO COM 369604103 519 21473 SH OTR 21473 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 506 3584 SH SOLE 3584 0 0 JPMORGAN CHASE & CO COM 46625H100 477 4991 SH OTR 4991 0 0 M & T BK CORP COM 55261F104 464 2879 SH OTR 2879 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 463 16158 SH SOLE 16158 0 0 ISHARES TR CORE S&P MCP ETF 464287507 426 2383 SH SOLE 2383 0 0 ISHARES TR CORE S&P US GWT 464287671 411 8138 SH SOLE 8138 0 0 SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 407 8217 SH SOLE 8217 0 0 CHEVRON CORP NEW COM 166764100 399 3395 SH OTR 3395 0 0 EXELON CORP COM 30161N101 394 10462 SH OTR 10462 0 0 MERCK & CO INC COM 58933Y105 375 5863 SH OTR 5863 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 373 6926 SH SOLE 6926 0 0 ELLIS PERRY INTL INC COM 288853104 369 15576 SH OTR 15576 0 0 REPUBLIC SVCS INC COM 760759100 341 5166 SH OTR 5166 0 0 MICRO FOCUS INTERNATIONAL PL SPON ADR NEW 594837304 340 10663 SH OTR 10663 0 0 JOHNSON & JOHNSON COM 478160104 327 2517 SH OTR 2517 0 0 WALGREENS BOOTS ALLIANCE INC COM 931427108 325 4215 SH OTR 4215 0 0 FACEBOOK INC CL A 30303M102 325 1900 SH OTR 1900 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 294 8439 SH SOLE 8439 0 0 RAYTHEON CO COM NEW 755111507 288 1541 SH OTR 1541 0 0 FASTENAL CO COM 311900104 281 6162 SH OTR 6162 0 0 SIX FLAGS ENTMT CORP NEW COM 83001A102 272 4456 SH OTR 4456 0 0 ISHARES TR CORE S&P SCP ETF 464287804 272 3667 SH SOLE 3667 0 0 SCHLUMBERGER LTD COM 806857108 267 3822 SH OTR 3822 0 0 ALPHABET INC CAP STK CL C 02079K107 251 262 SH OTR 262 0 0 COMCAST CORP NEW CL A 20030N101 246 6400 SH OTR 6400 0 0 TABULA RASA HEALTHCARE INC COM 873379101 222 8295 SH OTR 8295 0 0 MASTERCARD INCORPORATED CL A 57636Q104 210 1490 SH OTR 1490 0 0 MCCORMICK & CO INC COM VTG 579780107 204 1985 SH OTR 1985 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 201 2401 SH OTR 2401 0 0 AMC ENTMT HLDGS INC CL A COM 00165C104 162 11050 SH OTR 11050 0 0 AES CORP COM 00130H105 140 12705 SH OTR 12705 0 0 NEW YORK REIT INC COM 64976L109 89 11380 SH OTR 11380 0 0