0001214659-16-012747.txt : 20160722 0001214659-16-012747.hdr.sgml : 20160722 20160722134032 ACCESSION NUMBER: 0001214659-16-012747 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20160630 FILED AS OF DATE: 20160722 DATE AS OF CHANGE: 20160722 EFFECTIVENESS DATE: 20160722 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 161779341 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 06-30-2016 06-30-2016 false FINANCIAL CONSULATE, INC

201 International Circle Suite 520 Hunt Valley MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 07-22-2016 0 71 130672 INFORMATION TABLE 2 infotable.xml SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22128 439923 SH SOLE 0 0 439923 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17575 353125 SH SOLE 0 0 353125 RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 10167 125660 SH SOLE 0 0 125660 MCCORMICK & CO INC COM NON VTG 579780206 8205 76916 SH OTR 0 0 76916 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6427 114832 SH SOLE 0 0 114832 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5828 214977 SH SOLE 0 0 214977 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4752 113107 SH SOLE 0 0 113107 ISHARES TR CORE S&P500 ETF 464287200 4542 21576 SH SOLE 0 0 21576 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3785 70467 SH SOLE 0 0 70467 ISHARES GLB SILV MIN ETF 464286327 3006 226818 SH SOLE 0 0 226818 ITRON INC COM 465741106 2719 63084 SH SOLE 0 0 63084 APPLE INC COM 037833100 2542 26588 SH OTR 0 0 26588 ISHARES SILVER TRUST ISHARES 46428Q109 2522 141167 SH SOLE 0 0 141167 PATRICK INDS INC COM 703343103 2379 39462 SH OTR 0 0 39462 HONDA MOTOR LTD AMERN SHS 438128308 2337 92271 SH SOLE 0 0 92271 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2326 21705 SH SOLE 0 0 21705 HARRIS & HARRIS GROUP INC COM 413833104 2162 1342907 SH SOLE 0 0 1342907 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1729 41715 SH SOLE 0 0 41715 EXXON MOBIL CORP COM 30231G102 1374 14653 SH OTR 0 0 14653 MCDONALDS CORP COM 580135101 1148 9539 SH OTR 0 0 9539 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1046 18780 SH SOLE 0 0 18780 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1039 34265 SH SOLE 0 0 34265 ISHARES TR CORE US AGGBD ET 464287226 912 8102 SH SOLE 0 0 8102 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 910 16843 SH SOLE 0 0 16843 AT&T INC COM 00206R102 892 20637 SH OTR 0 0 20637 VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 845 12575 SH SOLE 0 0 12575 PNC FINL SVCS GROUP INC COM 693475105 827 10167 SH OTR 0 0 10167 ISHARES TR CORE S&P MCP ETF 464287507 756 5063 SH SOLE 0 0 5063 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 743 17339 SH SOLE 0 0 17339 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 714 14168 SH SOLE 0 0 14168 ISHARES TR CORE S&P TTL STK 464287150 706 7416 SH SOLE 0 0 7416 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 679 22292 SH SOLE 0 0 22292 KIMBERLY CLARK CORP COM 494368103 640 4655 SH OTR 0 0 4655 MICROSOFT CORP COM 594918104 638 12460 SH OTR 0 0 12460 SUPREME INDS INC CL A 868607102 604 44114 SH OTR 0 0 44114 VERIZON COMMUNICATIONS INC COM 92343V104 596 10667 SH OTR 0 0 10667 HP INC COM 40434L105 554 44152 SH SOLE 0 0 44152 ACNB CORP COM 000868109 519 20687 SH OTR 0 0 20687 M & T BK CORP COM 55261F104 433 3665 SH OTR 0 0 3665 VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 430 6995 SH SOLE 0 0 6995 SCHLUMBERGER LTD COM 806857108 422 5333 SH OTR 0 0 5333 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 414 8125 SH SOLE 0 0 8125 GENERAL ELECTRIC CO COM 369604103 398 12651 SH OTR 0 0 12651 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 389 2684 SH OTR 0 0 2684 ISHARES TR TIPS BD ETF 464287176 371 3178 SH SOLE 0 0 3178 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 364 12390 SH SOLE 0 0 12390 AERIE PHARMACEUTICALS INC COM 00771V108 352 20000 SH OTR 0 0 20000 WALGREENS BOOTS ALLIANCE INC COM 931427108 351 4210 SH OTR 0 0 4210 PROCTER & GAMBLE CO COM 742718109 350 4135 SH OTR 0 0 4135 CSX CORP COM 126408103 339 13000 SH OTR 0 0 13000 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 334 9454 SH SOLE 0 0 9454 ISHARES TR CORE US TR BD 46429B267 334 12726 SH SOLE 0 0 12726 REPUBLIC SVCS INC COM 760759100 309 6031 SH OTR 0 0 6031 UNDER ARMOUR INC CL A 904311107 296 7369 SH OTR 0 0 7369 GRAMERCY PPTY TR COM 385002100 292 31660 SH OTR 0 0 31660 VANGUARD INDEX FDS MID CAP ETF 922908629 292 2363 SH SOLE 0 0 2363 SCHWAB STRATEGIC TR US TIPS ETF 808524870 285 5053 SH SOLE 0 0 5053 UNDER ARMOUR INC CL C 904311206 270 7411 SH OTR 0 0 7411 VANGUARD INDEX FDS SMALL CP ETF 922908751 266 2301 SH SOLE 0 0 2301 EXELON CORP COM 30161N101 249 6858 SH OTR 0 0 6858 JPMORGAN CHASE & CO COM 46625H100 248 3991 SH OTR 0 0 3991 JOHNSON & JOHNSON COM 478160104 229 1892 SH OTR 0 0 1892 CHEVRON CORP NEW COM 166764100 219 2086 SH OTR 0 0 2086 BERKSHIRE HATHAWAY INC DEL CL A 084670108 217 1 SH OTR 0 0 100 ELLIS PERRY INTL INC COM 288853104 214 10661 SH OTR 0 0 10661 ISHARES TR CORE MSCITOTAL 46432F834 213 4349 SH SOLE 0 0 4349 MCCORMICK & CO INC COM VTG 579780107 211 1985 SH OTR 0 0 1985 COMCAST CORP NEW CL A 20030N101 203 3119 SH OTR 0 0 3119 SPARTAN MTRS INC COM 846819100 63 10000 SH OTR 0 0 10000 LIMELIGHT NETWORKS INC COM 53261M104 22 15000 SH OTR 0 0 15000 QUANTUM CORP COM DSSG 747906204 20 46725 SH OTR 0 0 46725