0001214659-16-010848.txt : 20160413 0001214659-16-010848.hdr.sgml : 20160413 20160413120128 ACCESSION NUMBER: 0001214659-16-010848 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20160331 FILED AS OF DATE: 20160413 DATE AS OF CHANGE: 20160413 EFFECTIVENESS DATE: 20160413 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 161568761 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 03-31-2016 03-31-2016 false FINANCIAL CONSULATE, INC

201 International Circle Suite 520 Hunt Valley MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 04-12-2016 0 72 145554 INFORMATION TABLE 2 infotable.xml SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21760 441552 SH SOLE 0 0 441552 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16994 347961 SH SOLE 0 0 347961 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12718 469135 SH SOLE 0 0 469135 RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 10939 137769 SH SOLE 0 0 137769 MCCORMICK & CO INC COM NON VTG 579780206 7711 77510 SH OTR 0 0 77510 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6440 116612 SH SOLE 0 0 116612 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4855 119617 SH SOLE 0 0 119617 ISHARES TR CORE S&P500 ETF 464287200 4118 19929 SH SOLE 0 0 19929 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3770 71374 SH SOLE 0 0 71374 PATRICK INDS INC COM 703343103 3153 69462 SH OTR 0 0 69462 ISHARES TR GL CLEAN ENE ETF 464288224 2966 317511 SH SOLE 0 0 317511 APPLE INC COM 037833100 2962 27180 SH OTR 0 0 27180 ITRON INC COM 465741106 2837 68009 SH SOLE 0 0 68009 HONDA MOTOR LTD AMERN SHS 438128308 2621 95871 SH SOLE 0 0 95871 HARRIS & HARRIS GROUP INC COM 413833104 2377 1440707 SH SOLE 0 0 1440707 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2195 20940 SH SOLE 0 0 20940 ISHARES SILVER TRUST ISHARES 46428Q109 2169 147752 SH SOLE 0 0 147752 BRADY CORP CL A 104674106 2005 74697 SH SOLE 0 0 74697 ISHARES GLB SILV MIN ETF 464286327 1932 231928 SH SOLE 0 0 231928 CORNING INC COM 219350105 1810 86665 SH SOLE 0 0 86665 HEWLETT PACKARD ENTERPRISE C COM 42824C109 1678 94620 SH SOLE 0 0 94620 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1651 41186 SH SOLE 0 0 41186 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1359 31494 SH SOLE 0 0 31494 MCDONALDS CORP COM 580135101 1196 9517 SH OTR 0 0 9517 HP INC COM 40434L105 1141 92605 SH SOLE 0 0 92605 EXXON MOBIL CORP COM 30231G102 1128 13496 SH OTR 0 0 13496 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1055 36425 SH SOLE 0 0 36425 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1035 35098 SH SOLE 0 0 35098 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1024 18780 SH SOLE 0 0 18780 PNC FINL SVCS GROUP INC COM 693475105 877 10367 SH OTR 0 0 10367 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 869 16694 SH SOLE 0 0 16694 ISHARES TR CORE S&P TTL STK 464287150 768 8228 SH SOLE 0 0 8228 ISHARES TR CORE US AGGBD ET 464287226 731 6595 SH SOLE 0 0 6595 VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 726 10951 SH SOLE 0 0 10951 AT&T INC COM 00206R102 699 17851 SH OTR 0 0 17851 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 691 14114 SH SOLE 0 0 14114 MICROSOFT CORP COM 594918104 688 12458 SH OTR 0 0 12458 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 671 21772 SH SOLE 0 0 21772 KIMBERLY CLARK CORP COM 494368103 626 4655 SH OTR 0 0 4655 UNDER ARMOUR INC CL A 904311107 625 7369 SH OTR 0 0 7369 ISHARES TR CORE S&P MCP ETF 464287507 618 4285 SH SOLE 0 0 4285 VERIZON COMMUNICATIONS INC COM 92343V104 574 10610 SH OTR 0 0 10610 ACNB CORP COM 000868109 474 21173 SH OTR 0 0 21173 ISHARES TR CORE MSCITOTAL 46432F834 446 9023 SH SOLE 0 0 9023 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 444 8736 SH SOLE 0 0 8736 GENERAL ELECTRIC CO COM 369604103 411 12920 SH OTR 0 0 12920 M & T BK CORP COM 55261F104 409 3685 SH OTR 0 0 3685 SCHLUMBERGER LTD COM 806857108 393 5333 SH OTR 0 0 5333 SUPREME INDS INC CL A 868607102 390 44114 SH OTR 0 0 44114 VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 388 6338 SH OTR 0 0 6338 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 380 2679 SH OTR 0 0 2679 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 365 12713 SH SOLE 0 0 12713 WALGREENS BOOTS ALLIANCE INC COM 931427108 355 4209 SH OTR 0 0 4209 PROCTER & GAMBLE CO COM 742718109 340 4134 SH OTR 0 0 4134 CSX CORP COM 126408103 335 13000 SH OTR 0 0 13000 VANGUARD INDEX FDS MID CAP ETF 922908629 330 2723 SH SOLE 0 0 2723 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 313 8736 SH SOLE 0 0 8736 ISHARES TR TIPS BD ETF 464287176 311 2716 SH SOLE 0 0 2716 SCHWAB STRATEGIC TR US TIPS ETF 808524870 307 5532 SH SOLE 0 0 5532 ISHARES TR CORE US TR BD 46429B267 263 10200 SH SOLE 0 0 10200 EXELON CORP COM 30161N101 256 7152 SH OTR 0 0 7152 ISHARES TR EAFE SML CP ETF 464288273 243 4883 SH SOLE 0 0 4883 AERIE PHARMACEUTICALS INC COM 00771V108 243 20000 SH OTR 0 0 20000 VANGUARD INDEX FDS SMALL CP ETF 922908751 235 2108 SH SOLE 0 0 2108 JPMORGAN CHASE & CO COM 46625H100 233 3927 SH OTR 0 0 3927 COMCAST CORP NEW CL A 20030N101 214 3498 SH OTR 0 0 3498 BERKSHIRE HATHAWAY INC DEL CL A 084670108 213 1 SH OTR 0 0 100 JOHNSON & JOHNSON COM 478160104 205 1892 SH OTR 0 0 1892 FEDEX CORP COM 31428X106 200 1232 SH OTR 0 0 1232 SPARTAN MTRS INC COM 846819100 40 10000 SH OTR 0 0 10000 QUANTUM CORP COM DSSG 747906204 29 46725 SH OTR 0 0 46725 LIMELIGHT NETWORKS INC COM 53261M104 27 15000 SH OTR 0 0 15000