0001214659-16-008906.txt : 20160119 0001214659-16-008906.hdr.sgml : 20160118 20160115175140 ACCESSION NUMBER: 0001214659-16-008906 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20151231 FILED AS OF DATE: 20160119 DATE AS OF CHANGE: 20160115 EFFECTIVENESS DATE: 20160119 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FINANCIAL CONSULATE, INC CENTRAL INDEX KEY: 0001624510 IRS NUMBER: 521281169 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16386 FILM NUMBER: 161346514 BUSINESS ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 BUSINESS PHONE: (410) 823-7283 MAIL ADDRESS: STREET 1: 201 INTERNATIONAL CIRCLE STREET 2: SUITE 520 CITY: HUNT VALLEY STATE: MD ZIP: 21030 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001624510 XXXXXXXX 12-31-2015 12-31-2015 false FINANCIAL CONSULATE, INC

201 International Circle Suite 520 Hunt Valley MD 21030

13F HOLDINGS REPORT 028-16386 N Charles Bender 410-823-7283 /s/ Charles Bender Hunt Valley MD 01-15-2016 0 64 140634 INFORMATION TABLE 2 infotable.xml SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21455 437504 SH SOLE 0 0 437504 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15801 325323 SH SOLE 0 0 325323 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12954 470027 SH SOLE 0 0 470027 RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 11036 136757 SH SOLE 0 0 136757 MCCORMICK & CO INC COM NON VTG 579780206 6631 77503 SH OTR 0 0 77503 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6366 118769 SH SOLE 0 0 118769 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4597 114725 SH SOLE 0 0 114725 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3807 73918 SH SOLE 0 0 73918 ISHARES TR CORE S&P500 ETF 464287200 3726 18189 SH SOLE 0 0 18189 BRADY CORP CL A 104674106 3662 159366 SH SOLE 0 0 159366 ISHARES TR GL CLEAN ENE ETF 464288224 3364 341866 SH SOLE 0 0 341866 HARRIS & HARRIS GROUP INC COM 413833104 3334 1515438 SH SOLE 0 0 1515438 HONDA MOTOR LTD AMERN SHS 438128308 3181 99628 SH SOLE 0 0 99628 CORNING INC COM 219350105 3101 169616 SH SOLE 0 0 169616 APPLE INC COM 037833100 2827 26860 SH OTR 0 0 26860 ITRON INC COM 465741106 2606 72023 SH SOLE 0 0 72023 ISHARES SILVER TRUST ISHARES 46428Q109 2167 164321 SH SOLE 0 0 164321 ISHARES GLB SILV MIN ETF 464286327 1870 332791 SH SOLE 0 0 332791 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1833 17578 SH SOLE 0 0 17578 HEWLETT PACKARD ENTERPRISE COM 42824C109 1568 103164 SH SOLE 0 0 103164 HP INC COM 40434L105 1221 103165 SH SOLE 0 0 103165 VANGUARD INTL EQUITY INDEX ALLWRLD EX US 922042775 1201 27666 SH SOLE 0 0 27666 MCDONALDS CORP COM 580135101 1124 9517 SH OTR 0 0 9517 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1093 28343 SH SOLE 0 0 28343 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1070 37125 SH SOLE 0 0 37125 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1069 37329 SH SOLE 0 0 37329 VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1062 20080 SH SOLE 0 0 20080 PNC FINL SVCS GROUP INC COM 693475105 988 10367 SH OTR 0 0 10367 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 896 17208 SH SOLE 0 0 17208 EXXON MOBIL CORP COM 30231G102 843 10814 SH OTR 0 0 10814 ISHARES TR CORE S&P TTL STK 464287150 762 8207 SH SOLE 0 0 8207 MICROSOFT CORP COM 594918104 691 12457 SH OTR 0 0 12457 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 683 14601 SH SOLE 0 0 14601 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 676 21945 SH SOLE 0 0 21945 ISHARES TR CORE US AGGBD ET 464287226 649 6012 SH SOLE 0 0 6012 UNDER ARMOUR INC CL A 904311107 601 7459 SH OTR 0 0 7459 KIMBERLY CLARK CORP COM 494368103 593 4655 SH OTR 0 0 4655 ISHARES TR CORE S&P MCP ETF 464287507 571 4101 SH SOLE 0 0 4101 VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 546 8467 SH SOLE 0 0 8467 AT&T INC COM 00206R102 505 14685 SH OTR 0 0 14685 GENERAL ELECTRIC CO COM 369604103 495 15906 SH OTR 0 0 15906 AERIE PHARMACEUTICALS INC COM 00771V108 487 20000 SH OTR 0 0 20000 ACNB CORP COM 000868109 451 21173 SH OTR 0 0 21173 ISHARES TR CORE MSCITOTAL 46432F834 448 9062 SH SOLE 0 0 9062 M & T BK CORP COM 55261F104 447 3685 SH OTR 0 0 3685 VERIZON COMMUNICATIONS INC COM 92343V104 439 9502 SH OTR 0 0 9502 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 382 7567 SH SOLE 0 0 7567 SCHLUMBERGER LTD COM 806857108 372 5333 SH OTR 0 0 5333 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 371 13258 SH SOLE 0 0 13258 WALGREENS BOOTS ALLIANCE I COM 931427108 358 4208 SH OTR 0 0 4208 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 352 2669 SH OTR 0 0 2669 CSX CORP COM 126408103 337 13000 SH OTR 0 0 13000 PROCTER & GAMBLE CO COM 742718109 336 4232 SH OTR 0 0 4232 VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 335 5515 SH SOLE 0 0 5515 VANGUARD TAX MANAGED INTL FTSE DEV MKT ETF 921943858 314 8561 SH SOLE 0 0 8561 JPMORGAN CHASE & CO COM 46625H100 259 3927 SH OTR 0 0 3927 ISHARES TR CORE US TR BD 46429B267 258 10308 SH SOLE 0 0 10308 ISHARES TR TIPS BD ETF 464287176 257 2346 SH SOLE 0 0 2346 SCHWAB STRATEGIC TR US TIPS ETF 808524870 254 4775 SH SOLE 0 0 4775 PPL CORP COM 69351T106 253 7423 SH OTR 0 0 7423 ISHARES TR EAFE SML CP ETF 464288273 243 4871 SH SOLE 0 0 4871 VANGUARD INDEX FDS SMALL CP ETF 922908751 229 2070 SH SOLE 0 0 2070 JOHNSON & JOHNSON COM 478160104 205 1992 SH OTR 0 0 1992 LIMELIGHT NETWORKS INC COM 53261M104 22 15000 SH OTR 0 0 15000