The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1 800 FLOWERS COM CL A 68243Q106 106 14,766 SH   SOLE 14,766 0 0
1 800 FLOWERS COM CL A 68243Q106 96 13,309 SH   DFND 7,754 0 5,555
ABBVIE INC COM 00287Y109 325 5,480 SH   DFND 2,009 0 3,471
ABBVIE INC COM 00287Y109 580 9,752 SH   DFND 1 0 0 9,752
ABBVIE INC COM 00287Y109 978 16,510 SH   SOLE 16,510 0 0
ADOBE SYS INC COM 00724F101 213 2,270 SH   DFND 1 0 0 2,270
AECOM COM 00766T100 702 23,483 SH   DFND 10,318 0 13,165
AECOM COM 00766T100 790 26,157 SH   DFND 1 0 0 26,157
AECOM COM 00766T100 838 27,928 SH   SOLE 27,928 0 0
AEGON N V NY REGISTRY SH 007924103 84 14,764 SH   DFND 1 0 0 14,764
AKORN INC COM 009728106 1,153 30,853 SH   DFND 1 0 0 30,853
AKORN INC COM 009728106 1,295 34,708 SH   SOLE 34,708 0 0
AKORN INC COM 009728106 1,138 30,474 SH   DFND 13,644 0 16,830
ALEXION PHARMACEUTICALS INC COM 015351109 1,336 7,031 SH   DFND 1 0 0 7,031
ALEXION PHARMACEUTICALS INC COM 015351109 1,281 6,712 SH   SOLE 6,712 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 1,066 5,606 SH   DFND 2,334 0 3,272
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,094 3,943 SH   DFND 1,623 0 2,320
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,174 4,262 SH   DFND 1 0 0 4,262
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,244 4,497 SH   SOLE 4,497 0 0
ALLSTATE CORP COM 020002101 418 6,750 SH   DFND 1,949 0 4,801
ALLSTATE CORP COM 020002101 723 11,651 SH   DFND 1 0 0 11,651
ALLSTATE CORP COM 020002101 1,695 27,273 SH   SOLE 27,273 0 0
ALPHABET INC CAP STK CL A 02079K305 1,390 1,786 SH   DFND 1 0 0 1,786
ALPHABET INC CAP STK CL A 02079K305 1,436 1,847 SH   SOLE 1,847 0 0
ALPHABET INC CAP STK CL A 02079K305 1,142 1,466 SH   DFND 581 0 885
ALTRIA GROUP INC COM 02209S103 203 3,500 SH   DFND 1 0 0 3,500
AMAZON COM INC COM 023135106 250 371 SH   DFND 1 0 0 371
AMERICAN TOWER CORP NEW COM 03027X100 960 9,970 SH   DFND 4,104 0 5,866
AMERICAN TOWER CORP NEW COM 03027X100 942 9,715 SH   DFND 1 0 0 9,715
AMERICAN TOWER CORP NEW COM 03027X100 1,040 10,727 SH   SOLE 10,727 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 485 8,143 SH   DFND 2,083 0 6,060
AMERICAN WTR WKS CO INC NEW COM 030420103 816 13,625 SH   DFND 1 0 0 13,625
AMERICAN WTR WKS CO INC NEW COM 030420103 1,924 32,190 SH   SOLE 32,190 0 0
AMERIPRISE FINL INC COM 03076C106 2,466 23,169 SH   SOLE 23,169 0 0
AMERIPRISE FINL INC COM 03076C106 1,137 10,682 SH   DFND 4,049 0 6,633
AMERIPRISE FINL INC COM 03076C106 1,468 13,785 SH   DFND 1 0 0 13,785
AMGEN INC COM 031162100 336 2,062 SH   DFND 1 0 0 2,062
AMGEN INC COM 031162100 1,226 7,545 SH   SOLE 7,545 0 0
APPLE INC COM 037833100 2,043 19,405 SH   DFND 8,064 0 11,341
APPLE INC COM 037833100 2,684 25,503 SH   DFND 1 0 0 25,503
APPLE INC COM 037833100 2,977 28,271 SH   SOLE 28,271 0 0
APPLIED MATLS INC COM 038222105 627 33,596 SH   DFND 14,699 0 18,897
APPLIED MATLS INC COM 038222105 799 42,813 SH   DFND 1 0 0 42,813
APPLIED MATLS INC COM 038222105 771 41,250 SH   SOLE 41,250 0 0
ASHFORD HOSPITALITY TR INC COM SHS 044103109 101 16,166 SH   DFND 9,390 0 6,776
ASHFORD HOSPITALITY TR INC COM SHS 044103109 74 11,432 SH   DFND 1 0 0 11,432
ASHFORD HOSPITALITY TR INC COM SHS 044103109 116 18,459 SH   SOLE 18,459 0 0
AT&T INC COM 00206R102 228 6,644 SH   DFND 1 0 0 6,644
AUTONATION INC COM 05329W102 619 10,382 SH   SOLE 10,382 0 0
AUTONATION INC COM 05329W102 529 8,825 SH   DFND 3,845 0 4,980
AUTONATION INC COM 05329W102 584 9,783 SH   DFND 1 0 0 9,783
AVAGO TECHNOLOGIES LTD SHS Y0486S104 841 5,813 SH   DFND 2,239 0 3,574
AVAGO TECHNOLOGIES LTD SHS Y0486S104 779 5,384 SH   DFND 1 0 0 5,384
AVAGO TECHNOLOGIES LTD SHS Y0486S104 872 6,004 SH   SOLE 6,004 0 0
BAKER HUGHES INC COM 057224107 1,016 21,928 SH   DFND 9,441 0 12,487
BAKER HUGHES INC COM 057224107 1,053 22,814 SH   DFND 1 0 0 22,814
BAKER HUGHES INC COM 057224107 1,225 26,576 SH   SOLE 26,576 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 152 20,635 SH   DFND 5,779 0 14,856
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 73 10,085 SH   SOLE 10,085 0 0
BARCLAYS PLC ADR 06738E204 132 10,256 SH   SOLE 10,256 0 0
BARCLAYS PLC ADR 06738E204 286 22,235 SH   DFND 6,749 0 15,486
BAXALTA INC COM 07177M103 412 10,553 SH   SOLE 10,553 0 0
BAXTER INTL INC COM 071813109 402 10,580 SH   DFND 1 0 0 10,580
BAXTER INTL INC COM 071813109 733 19,219 SH   SOLE 19,219 0 0
BAXTER INTL INC COM 071813109 259 6,806 SH   DFND 1,875 0 4,931
BLACKROCK INC COM 09247X101 1,041 3,056 SH   DFND 1,113 0 1,943
BLACKROCK INC COM 09247X101 1,368 4,013 SH   DFND 1 0 0 4,013
BLACKROCK INC COM 09247X101 2,555 7,504 SH   SOLE 7,504 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,380 47,259 SH   DFND 18,133 0 29,126
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,788 61,240 SH   DFND 1 0 0 61,240
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 2,622 89,635 SH   SOLE 89,635 0 0
BROADCOM CORP CL A 111320107 1,279 22,124 SH   SOLE 22,124 0 0
CANADIAN PAC RY LTD COM 13645T100 206 1,630 SH   DFND 402 0 1,228
CAPITAL ONE FINL CORP COM 14040H105 758 10,527 SH   SOLE 10,527 0 0
CAPITAL ONE FINL CORP COM 14040H105 641 8,881 SH   DFND 3,896 0 4,985
CAPITAL ONE FINL CORP COM 14040H105 657 9,103 SH   DFND 1 0 0 9,103
CARDINAL HEALTH INC COM 14149Y108 441 4,934 SH   DFND 1,527 0 3,407
CARDINAL HEALTH INC COM 14149Y108 776 8,667 SH   DFND 1 0 0 8,667
CARDINAL HEALTH INC COM 14149Y108 1,862 20,868 SH   SOLE 20,868 0 0
CATERPILLAR INC DEL COM 149123101 302 4,427 SH   DFND 818 0 3,609
CATERPILLAR INC DEL COM 149123101 601 8,828 SH   DFND 1 0 0 8,828
CATERPILLAR INC DEL COM 149123101 1,344 19,776 SH   SOLE 19,776 0 0
CELGENE CORP COM 151020104 1,154 9,627 SH   SOLE 9,627 0 0
CELGENE CORP COM 151020104 1,106 9,226 SH   DFND 3,516 0 5,710
CELGENE CORP COM 151020104 1,284 10,715 SH   DFND 1 0 0 10,715
CHEVRON CORP NEW COM 166764100 1,533 17,036 SH   SOLE 17,036 0 0
CHEVRON CORP NEW COM 166764100 516 5,726 SH   DFND 1,403 0 4,323
CHEVRON CORP NEW COM 166764100 1,065 11,816 SH   DFND 1 0 0 11,816
CHINA PETE & CHEM CORP SPON ADR H SHS 16941R108 200 3,357 SH   DFND 924 0 2,433
CIGNA CORPORATION COM 125509109 1,252 8,551 SH   DFND 3,580 0 4,971
CIGNA CORPORATION COM 125509109 1,318 9,016 SH   DFND 1 0 0 9,016
CIGNA CORPORATION COM 125509109 1,512 10,337 SH   SOLE 10,337 0 0
CISCO SYS INC COM 17275R102 452 16,677 SH   DFND 4,582 0 12,095
CISCO SYS INC COM 17275R102 972 35,721 SH   DFND 1 0 0 35,721
CISCO SYS INC COM 17275R102 1,541 56,762 SH   SOLE 56,762 0 0
COCA COLA CO COM 191216100 387 9,000 SH   DFND 1 0 0 9,000
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,247 20,793 SH   SOLE 20,793 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,168 19,484 SH   DFND 7,843 0 11,641
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,258 20,942 SH   DFND 1 0 0 20,942
COMCAST CORP NEW CL A 20030N101 618 10,847 SH   DFND 4,999 0 5,848
COMCAST CORP NEW CL A 20030N101 586 10,400 SH   DFND 1 0 0 10,400
COMCAST CORP NEW CL A 20030N101 624 11,027 SH   SOLE 11,027 0 0
CONOCOPHILLIPS COM 20825C104 390 8,344 SH   DFND 2,169 0 6,175
CONOCOPHILLIPS COM 20825C104 843 18,083 SH   DFND 1 0 0 18,083
CONOCOPHILLIPS COM 20825C104 1,289 27,604 SH   SOLE 27,604 0 0
CRH PLC ADR 12626K203 222 7,770 SH   DFND 2,206 0 5,564
CVS HEALTH CORP COM 126650100 1,843 18,834 SH   DFND 1 0 0 18,834
CVS HEALTH CORP COM 126650100 2,025 20,713 SH   SOLE 20,713 0 0
CVS HEALTH CORP COM 126650100 1,889 19,309 SH   DFND 8,376 0 10,933
CYNOSURE INC CL A 232577205 217 4,885 SH   SOLE 4,885 0 0
DANAHER CORP DEL COM 235851102 859 9,254 SH   DFND 4,058 0 5,196
DANAHER CORP DEL COM 235851102 931 10,008 SH   DFND 1 0 0 10,008
DANAHER CORP DEL COM 235851102 1,021 10,995 SH   SOLE 10,995 0 0
DEERE & CO COM 244199105 219 794 SH   DFND 498 0 296
DEERE & CO COM 244199105 268 3,500 SH   DFND 1 0 0 3,500
DISCOVER FINL SVCS COM 254709108 382 7,092 SH   DFND 2,107 0 4,985
DISCOVER FINL SVCS COM 254709108 604 11,242 SH   DFND 1 0 0 11,242
DISCOVER FINL SVCS COM 254709108 1,465 27,317 SH   SOLE 27,317 0 0
DISNEY WALT CO COM DISNEY 254687106 616 5,858 SH   DFND 1 0 0 5,858
DISNEY WALT CO COM DISNEY 254687106 667 6,316 SH   SOLE 6,316 0 0
DISNEY WALT CO COM DISNEY 254687106 908 8,667 SH   DFND 2,349 0 6,318
DU PONT E I DE NEMOURS & CO COM 263534109 1,020 15,279 SH   DFND 1 0 0 15,279
DU PONT E I DE NEMOURS & CO COM 263534109 1,503 22,561 SH   SOLE 22,561 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 460 6,926 SH   DFND 1,967 0 4,959
E M C CORP MASS COM 268648102 481 18,822 SH   DFND 6,720 0 12,102
E M C CORP MASS COM 268648102 720 28,007 SH   DFND 1 0 0 28,007
E M C CORP MASS COM 268648102 736 28,663 SH   SOLE 28,663 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,199 13,710 SH   DFND 5,488 0 8,222
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,267 14,516 SH   DFND 1 0 0 14,516
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,339 15,309 SH   SOLE 15,309 0 0
EXXON MOBIL CORP COM 30231G102 1,279 16,411 SH   SOLE 16,411 0 0
EXXON MOBIL CORP COM 30231G102 462 5,912 SH   DFND 550 0 5,362
FACEBOOK INC CL A 30303M102 301 2,878 SH   DFND 1 0 0 2,878
FISERV INC COM 337738108 2,008 21,992 SH   DFND 1 0 0 21,992
FISERV INC COM 337738108 1,940 21,193 SH   SOLE 21,193 0 0
FISERV INC COM 337738108 1,695 18,556 SH   DFND 7,542 0 11,014
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 231 2,516 SH   DFND 682 0 1,834
FORD MTR CO DEL COM PAR $0.01 345370860 1,104 78,383 SH   DFND 33,547 0 44,836
FORD MTR CO DEL COM PAR $0.01 345370860 1,240 87,981 SH   DFND 1 0 0 87,981
FORD MTR CO DEL COM PAR $0.01 345370860 1,301 92,342 SH   SOLE 92,342 0 0
GAIN CAP HLDGS INC COM 36268W100 87 10,582 SH   DFND 6,102 0 4,480
GAIN CAP HLDGS INC COM 36268W100 93 11,500 SH   SOLE 11,500 0 0
GAMESTOP CORP NEW CL A 36467W109 842 30,126 SH   DFND 1 0 0 30,126
GAMESTOP CORP NEW CL A 36467W109 1,526 54,408 SH   SOLE 54,408 0 0
GAMESTOP CORP NEW CL A 36467W109 623 22,265 SH   DFND 8,032 0 14,233
GENERAL DYNAMICS CORP COM 369550108 760 5,547 SH   DFND 1 0 0 5,547
GENERAL DYNAMICS CORP COM 369550108 1,729 12,586 SH   SOLE 12,586 0 0
GENERAL DYNAMICS CORP COM 369550108 471 3,434 SH   DFND 1,019 0 2,415
GENERAL ELECTRIC CO COM 369604103 453 14,614 SH   DFND 4,613 0 10,001
GENERAL ELECTRIC CO COM 369604103 1,088 34,965 SH   DFND 1 0 0 34,965
GENERAL ELECTRIC CO COM 369604103 1,858 59,662 SH   SOLE 59,662 0 0
GENERAL MTRS CO COM 37045V100 338 9,887 SH   DFND 2,799 0 7,088
GENERAL MTRS CO COM 37045V100 645 18,975 SH   DFND 1 0 0 18,975
GENERAL MTRS CO COM 37045V100 1,398 41,116 SH   SOLE 41,116 0 0
GILEAD SCIENCES INC COM 375558103 230 2,274 SH   DFND 1 0 0 2,274
HAIN CELESTIAL GROUP INC COM 405217100 1,197 29,546 SH   DFND 12,771 0 16,775
HAIN CELESTIAL GROUP INC COM 405217100 1,248 30,900 SH   DFND 1 0 0 30,900
HAIN CELESTIAL GROUP INC COM 405217100 1,437 35,552 SH   SOLE 35,552 0 0
HCA HOLDINGS INC COM 40412C101 1,402 20,744 SH   DFND 8,751 0 11,993
HCA HOLDINGS INC COM 40412C101 1,492 22,070 SH   DFND 1 0 0 22,070
HCA HOLDINGS INC COM 40412C101 1,667 24,618 SH   SOLE 24,618 0 0
HONDA MOTOR LTD AMERN SHS 438128308 307 9,586 SH   DFND 2,605 0 6,981
HSBC HLDGS PLC SPON ADR NEW 404280406 250 6,342 SH   DFND 1,532 0 4,810
HSBC HLDGS PLC SPON ADR NEW 404280406 305 7,715 SH   DFND 1 0 0 7,715
ICON PLC SHS G4705A100 302 3,867 SH   DFND 1,099 0 2,768
ING GROEP N V SPONSORED ADR 456837103 670 49,705 SH   DFND 1 0 0 49,705
INTEL CORP COM 458140100 1,887 54,771 SH   SOLE 54,771 0 0
INTEL CORP COM 458140100 1,024 29,689 SH   DFND 1 0 0 29,689
INTEL CORP COM 458140100 495 14,256 SH   DFND 3,718 0 10,538
ISHARES TR CORE S&P500 ETF 464287200 10,005 48,832 SH   DFND 1 0 0 48,832
ISHARES TR CORE S&P500 ETF 464287200 1,977 9,652 SH   SOLE 9,652 0 0
ISHARES TR CORE S&P500 ETF 464287200 872 4,255 SH   DFND 0 0 4,255
ISHARES TR MSCI EAFE ETF 464287465 7,777 132,517 SH   DFND 53,695 0 78,822
ISHARES TR MSCI EAFE ETF 464287465 9,698 165,159 SH   DFND 1 0 0 165,159
ISHARES TR MSCI EAFE ETF 464287465 2,528 43,031 SH   SOLE 43,031 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,186 17,285 SH   DFND 1 0 0 17,285
ISHARES TR RUS MID-CAP ETF 464287499 1,948 12,156 SH   DFND 1 0 0 12,156
ISHARES TR RUS MID-CAP ETF 464287499 670 4,185 SH   SOLE 4,185 0 0
ISHARES TR CORE S&P MCP ETF 464287507 628 4,510 SH   DFND 1 0 0 4,510
ISHARES TR RUS 1000 VAL ETF 464287598 635 6,512 SH   DFND 4,765 0 1,747
ISHARES TR RUS 1000 VAL ETF 464287598 358 3,659 SH   DFND 1 0 0 3,659
ISHARES TR RUS 1000 ETF 464287622 5,412 47,783 SH   DFND 1 0 0 47,783
ISHARES TR RUS 1000 ETF 464287622 786 6,945 SH   SOLE 6,945 0 0
ISHARES TR RUS 1000 ETF 464287622 6,261 55,244 SH   DFND 38,684 0 16,560
ISHARES TR RUS 2000 GRW ETF 464287648 218 1,570 SH   DFND 1 0 0 1,570
ISHARES TR RUSSELL 2000 ETF 464287655 3,078 27,265 SH   DFND 5,818 0 21,447
ISHARES TR RUSSELL 2000 ETF 464287655 3,926 34,882 SH   DFND 1 0 0 34,882
ISHARES TR RUSSELL 2000 ETF 464287655 613 5,446 SH   SOLE 5,446 0 0
ISHARES TR CORE S&P SCP ETF 464287804 443 4,026 SH   DFND 1 0 0 4,026
ISHARES TR MSCI ACWI EX US 464288240 541 13,660 SH   DFND 0 0 13,660
ISHARES TR MSCI ACWI EX US 464288240 523 13,200 SH   DFND 1 0 0 13,200
ISHARES TR HDG MSCI JAPAN 46434V886 289 10,047 SH   SOLE 10,047 0 0
ISHARES TR HDG MSCI JAPAN 46434V886 596 20,817 SH   DFND 5,725 0 15,092
JD COM INC SPON ADR CL A 47215P106 266 8,187 SH   DFND 2,149 0 6,038
JOHNSON & JOHNSON COM 478160104 1,166 11,361 SH   DFND 4,354 0 7,007
JOHNSON & JOHNSON COM 478160104 1,762 17,156 SH   DFND 1 0 0 17,156
JOHNSON & JOHNSON COM 478160104 2,134 20,751 SH   SOLE 20,751 0 0
JPMORGAN CHASE & CO COM 46625H100 1,417 21,444 SH   DFND 7,701 0 13,743
JPMORGAN CHASE & CO COM 46625H100 1,844 27,961 SH   DFND 1 0 0 27,961
JPMORGAN CHASE & CO COM 46625H100 2,491 37,709 SH   SOLE 37,709 0 0
LAM RESEARCH CORP COM 512807108 598 7,518 SH   DFND 3,265 0 4,253
LAM RESEARCH CORP COM 512807108 655 8,274 SH   DFND 1 0 0 8,274
LAM RESEARCH CORP COM 512807108 695 8,767 SH   SOLE 8,767 0 0
LOWES COS INC COM 548661107 576 7,590 SH   DFND 3,223 0 4,367
LOWES COS INC COM 548661107 649 8,534 SH   DFND 1 0 0 8,534
LOWES COS INC COM 548661107 701 9,226 SH   SOLE 9,226 0 0
MAGNA INTL INC COM 559222401 201 4,956 SH   DFND 1,241 0 3,715
MAIDEN HOLDINGS LTD SHS G5753U112 398 26,567 SH   DFND 7,280 0 19,287
MAIDEN HOLDINGS LTD SHS G5753U112 189 12,765 SH   SOLE 12,765 0 0
MARATHON OIL CORP COM 565849106 261 20,714 SH   SOLE 20,714 0 0
MARATHON PETE CORP COM 56585A102 939 18,102 SH   DFND 7,716 0 10,386
MARATHON PETE CORP COM 56585A102 1,232 23,804 SH   DFND 1 0 0 23,804
MARATHON PETE CORP COM 56585A102 2,275 43,921 SH   SOLE 43,921 0 0
MASTERCARD INC CL A 57636Q104 1,684 17,306 SH   SOLE 17,306 0 0
MASTERCARD INC CL A 57636Q104 1,506 15,487 SH   DFND 6,259 0 9,228
MASTERCARD INC CL A 57636Q104 1,543 15,857 SH   DFND 1 0 0 15,857
MCKESSON CORP COM 58155Q103 727 3,693 SH   SOLE 3,693 0 0
MCKESSON CORP COM 58155Q103 602 3,018 SH   DFND 1,285 0 1,733
MCKESSON CORP COM 58155Q103 629 3,186 SH   DFND 1 0 0 3,186
MEDTRONIC PLC SHS G5960L103 871 11,348 SH   DFND 4,817 0 6,531
MEDTRONIC PLC SHS G5960L103 980 12,774 SH   DFND 1 0 0 12,774
MEDTRONIC PLC SHS G5960L103 1,023 13,292 SH   SOLE 13,292 0 0
MENTOR GRAPHICS CORP COM 587200106 394 21,508 SH   DFND 9,539 0 11,969
MENTOR GRAPHICS CORP COM 587200106 410 22,071 SH   DFND 1 0 0 22,071
MENTOR GRAPHICS CORP COM 587200106 453 24,624 SH   SOLE 24,624 0 0
METLIFE INC COM 59156R108 1,375 28,525 SH   SOLE 28,525 0 0
METLIFE INC COM 59156R108 377 7,791 SH   DFND 2,346 0 5,445
METLIFE INC COM 59156R108 671 13,897 SH   DFND 1 0 0 13,897
MICROSOFT CORP COM 594918104 2,973 53,551 SH   SOLE 53,551 0 0
MICROSOFT CORP COM 594918104 1,313 23,752 SH   DFND 8,270 0 15,482
MICROSOFT CORP COM 594918104 2,132 38,539 SH   DFND 1 0 0 38,539
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 294 47,231 SH   DFND 12,739 0 34,492
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 138 22,135 SH   DFND 1 0 0 22,135
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 139 22,223 SH   SOLE 22,223 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 154 37,762 SH   DFND 10,430 0 27,332
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 73 18,049 SH   SOLE 18,049 0 0
MONDELEZ INTL INC CL A 609207105 484 10,785 SH   DFND 3,708 0 7,077
MONDELEZ INTL INC CL A 609207105 791 17,599 SH   DFND 1 0 0 17,599
MONDELEZ INTL INC CL A 609207105 2,008 44,764 SH   SOLE 44,764 0 0
MORGAN STANLEY COM NEW 617446448 787 24,799 SH   DFND 10,182 0 14,617
MORGAN STANLEY COM NEW 617446448 967 30,420 SH   SOLE 30,420 0 0
MORGAN STANLEY COM NEW 617446448 910 28,594 SH   DFND 1 0 0 28,594
NEW YORK CMNTY BANCORP INC COM 649445103 350 21,541 SH   DFND 5,840 0 15,701
NEW YORK CMNTY BANCORP INC COM 649445103 479 29,452 SH   DFND 1 0 0 29,452
NEW YORK CMNTY BANCORP INC COM 649445103 1,280 78,464 SH   SOLE 78,464 0 0
NIDEC CORP SPONSORED ADR 654090109 365 20,120 SH   DFND 5,562 0 14,558
NORFOLK SOUTHERN CORP COM 655844108 479 5,674 SH   DFND 1,523 0 4,151
NORFOLK SOUTHERN CORP COM 655844108 841 9,936 SH   DFND 1 0 0 9,936
NORFOLK SOUTHERN CORP COM 655844108 1,525 18,022 SH   SOLE 18,022 0 0
NOVARTIS A G SPONSORED ADR 66987V109 292 3,393 SH   DFND 963 0 2,430
NOVO-NORDISK A S ADR 670100205 203 3,522 SH   DFND 1 0 0 3,522
NOVO-NORDISK A S ADR 670100205 206 3,542 SH   SOLE 3,542 0 0
NOVO-NORDISK A S ADR 670100205 439 7,555 SH   DFND 2,004 0 5,551
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,269 5,022 SH   DFND 1 0 0 5,022
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,300 5,123 SH   SOLE 5,123 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,114 4,378 SH   DFND 1,849 0 2,529
OCCIDENTAL PETE CORP DEL COM 674599105 369 5,465 SH   DFND 1 0 0 5,465
OCCIDENTAL PETE CORP DEL COM 674599105 314 4,645 SH   SOLE 4,645 0 0
ORACLE CORP COM 68389X105 411 11,249 SH   DFND 1 0 0 11,249
ORACLE CORP COM 68389X105 311 8,515 SH   SOLE 8,515 0 0
ORIX CORP SPONSORED ADR 686330101 239 3,444 SH   DFND 877 0 2,567
PFIZER INC COM 717081103 1,870 57,937 SH   SOLE 57,937 0 0
PFIZER INC COM 717081103 466 14,413 SH   DFND 4,058 0 10,355
PFIZER INC COM 717081103 1,001 31,121 SH   DFND 1 0 0 31,121
PHILIP MORRIS INTL INC COM 718172109 225 2,565 SH   DFND 1 0 0 2,565
PNC FINL SVCS GROUP INC COM 693475105 1,641 17,244 SH   DFND 5,895 0 11,349
PNC FINL SVCS GROUP INC COM 693475105 2,103 22,081 SH   DFND 1 0 0 22,081
PNC FINL SVCS GROUP INC COM 693475105 3,453 36,195 SH   SOLE 36,195 0 0
POLARIS INDS INC COM 731068102 640 7,482 SH   DFND 3,266 0 4,216
POLARIS INDS INC COM 731068102 672 7,832 SH   DFND 1 0 0 7,832
POLARIS INDS INC COM 731068102 770 8,946 SH   SOLE 8,946 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 357 7,915 SH   DFND 2,363 0 5,552
PRINCIPAL FINL GROUP INC COM 74251V102 483 10,748 SH   DFND 1 0 0 10,748
PRINCIPAL FINL GROUP INC COM 74251V102 1,258 27,963 SH   SOLE 27,963 0 0
PROCTER & GAMBLE CO COM 742718109 953 12,004 SH   DFND 1 0 0 12,004
PROCTER & GAMBLE CO COM 742718109 1,612 20,301 SH   SOLE 20,301 0 0
PROCTER & GAMBLE CO COM 742718109 516 6,496 SH   DFND 1,638 0 4,858
PRUDENTIAL FINL INC COM 744320102 1,267 15,550 SH   DFND 1 0 0 15,550
PRUDENTIAL FINL INC COM 744320102 1,305 16,030 SH   SOLE 16,030 0 0
PRUDENTIAL FINL INC COM 744320102 1,105 13,578 SH   DFND 5,804 0 7,774
PUBLIC SVC ENTERPRISE GROUP COM 744573106 411 10,584 SH   DFND 2,770 0 7,814
PUBLIC SVC ENTERPRISE GROUP COM 744573106 670 17,309 SH   DFND 1 0 0 17,309
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,592 41,183 SH   SOLE 41,183 0 0
QUEST DIAGNOSTICS INC COM 74834L100 520 7,323 SH   DFND 1,944 0 5,379
QUEST DIAGNOSTICS INC COM 74834L100 949 13,343 SH   DFND 1 0 0 13,343
QUEST DIAGNOSTICS INC COM 74834L100 2,332 32,774 SH   SOLE 32,774 0 0
RIO TINTO PLC SPONSORED ADR 767204100 223 7,591 SH   DFND 2,341 0 5,250
ROSS STORES INC COM 778296103 1,244 23,091 SH   DFND 9,153 0 13,938
ROSS STORES INC COM 778296103 1,404 26,119 SH   SOLE 26,119 0 0
ROSS STORES INC COM 778296103 1,373 25,552 SH   DFND 1 0 0 25,552
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 589 5,847 SH   DFND 2,567 0 3,280
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 658 6,521 SH   DFND 1 0 0 6,521
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 700 6,911 SH   SOLE 6,911 0 0
SANOFI SPONSORED ADR 80105N105 351 8,206 SH   DFND 2,323 0 5,883
SANOFI SPONSORED ADR 80105N105 215 5,038 SH   DFND 1 0 0 5,038
SAP SE SPON ADR 803054204 316 4,000 SH   DFND 1,069 0 2,931
SCHLUMBERGER LTD COM 806857108 503 7,238 SH   DFND 1 0 0 7,238
SCHLUMBERGER LTD COM 806857108 397 5,685 SH   SOLE 5,685 0 0
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 373 8,102 SH   DFND 2,250 0 5,852
SHIRE PLC SPONSORED ADR 82481R106 222 1,078 SH   DFND 282 0 796
SKULLCANDY INC COM 83083J104 126 26,662 SH   SOLE 26,662 0 0
SKULLCANDY INC COM 83083J104 114 23,794 SH   DFND 13,816 0 9,978
SKULLCANDY INC COM 83083J104 71 15,294 SH   DFND 1 0 0 15,294
SKYWORKS SOLUTIONS INC COM 83088M102 917 11,899 SH   DFND 3,872 0 8,027
SKYWORKS SOLUTIONS INC COM 83088M102 857 11,121 SH   DFND 1 0 0 11,121
SKYWORKS SOLUTIONS INC COM 83088M102 810 10,540 SH   SOLE 10,540 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 2,308 68,153 SH   DFND 22,400 0 45,753
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 544 16,045 SH   DFND 1 0 0 16,045
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,370 40,421 SH   SOLE 40,421 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 1,007 19,507 SH   SOLE 19,507 0 0
STARBUCKS CORP COM 855244109 229 3,824 SH   DFND 1 0 0 3,824
STERICYCLE INC COM 858912108 1,120 9,285 SH   DFND 3,944 0 5,341
STERICYCLE INC COM 858912108 1,318 10,913 SH   SOLE 10,913 0 0
STERICYCLE INC COM 858912108 1,148 9,516 SH   DFND 1 0 0 9,516
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 279 36,780 SH   DFND 10,110 0 26,670
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 137 17,965 SH   SOLE 17,965 0 0
SUNCOR ENERGY INC NEW COM 867224107 223 8,663 SH   DFND 2,338 0 6,325
SYNGENTA AG SPONSORED ADR 87160A100 339 4,303 SH   DFND 1,207 0 3,096
TARGET CORP COM 87612E106 592 8,148 SH   DFND 1,259 0 6,889
TARGET CORP COM 87612E106 629 8,641 SH   DFND 1 0 0 8,641
TARGET CORP COM 87612E106 1,495 20,605 SH   SOLE 20,605 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 256 3,894 SH   DFND 988 0 2,906
THERMO FISHER SCIENTIFIC INC COM 883556102 1,667 11,778 SH   DFND 1 0 0 11,778
THERMO FISHER SCIENTIFIC INC COM 883556102 1,768 12,466 SH   SOLE 12,466 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,585 11,166 SH   DFND 4,369 0 6,797
TOTAL S A SPONSORED ADR 89151E109 201 4,435 SH   DFND 1,068 0 3,367
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 303 2,465 SH   DFND 669 0 1,796
UNILEVER N V N Y SHS NEW 904784709 395 9,119 SH   DFND 2,456 0 6,663
UNILEVER N V N Y SHS NEW 904784709 254 5,864 SH   DFND 1 0 0 5,864
UNITED RENTALS INC COM 911363109 502 6,964 SH   DFND 2,897 0 4,067
UNITED RENTALS INC COM 911363109 590 8,122 SH   DFND 1 0 0 8,122
UNITED RENTALS INC COM 911363109 641 8,832 SH   SOLE 8,832 0 0
UNITED TECHNOLOGIES CORP COM 913017109 830 8,597 SH   DFND 3,496 0 5,101
UNITED TECHNOLOGIES CORP COM 913017109 858 8,913 SH   DFND 1 0 0 8,913
UNITED TECHNOLOGIES CORP COM 913017109 1,000 10,392 SH   SOLE 10,392 0 0
US BANCORP DEL COM NEW 902973304 1,274 29,862 SH   DFND 10,018 0 19,844
US BANCORP DEL COM NEW 902973304 2,731 63,999 SH   SOLE 63,999 0 0
US BANCORP DEL COM NEW 902973304 1,638 38,403 SH   DFND 1 0 0 38,403
VALEANT PHARMACEUTICALS INTL COM 91911K102 621 6,133 SH   DFND 2,664 0 3,469
VALEANT PHARMACEUTICALS INTL COM 91911K102 654 6,432 SH   DFND 1 0 0 6,432
VALEANT PHARMACEUTICALS INTL COM 91911K102 740 7,274 SH   SOLE 7,274 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,418 20,106 SH   DFND 7,630 0 12,476
VALERO ENERGY CORP NEW COM 91913Y100 1,919 27,102 SH   DFND 1 0 0 27,102
VALERO ENERGY CORP NEW COM 91913Y100 2,960 41,858 SH   SOLE 41,858 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 15,974 197,821 SH   DFND 77,658 0 120,163
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,128 51,099 SH   DFND 1 0 0 51,099
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,983 49,311 SH   SOLE 49,311 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 895 7,639 SH   SOLE 7,639 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 876 9,208 SH   SOLE 9,208 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,573 42,970 SH   SOLE 42,970 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,380 53,604 SH   SOLE 53,604 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,212 37,104 SH   DFND 14,568 0 22,536
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,788 85,274 SH   DFND 1 0 0 85,274
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,019 31,954 SH   SOLE 31,954 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 630 11,294 SH   SOLE 11,294 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,227 25,064 SH   SOLE 25,064 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 570 15,533 SH   SOLE 15,533 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,056 44,474 SH   SOLE 44,474 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 956 20,696 SH   DFND 7,529 0 13,167
VERIZON COMMUNICATIONS INC COM 92343V104 1,301 28,181 SH   DFND 1 0 0 28,181
VISA INC COM CL A 92826C839 223 2,874 SH   DFND 1 0 0 2,874
VULCAN MATLS CO COM 929160109 1,093 11,512 SH   DFND 4,891 0 6,621
VULCAN MATLS CO COM 929160109 1,228 12,954 SH   DFND 1 0 0 12,954
VULCAN MATLS CO COM 929160109 1,325 13,937 SH   SOLE 13,937 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,892 22,221 SH   DFND 8,795 0 13,426
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,159 37,090 SH   DFND 1 0 0 37,090
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,443 40,437 SH   SOLE 40,437 0 0
WAL-MART STORES INC COM 931142103 651 10,653 SH   DFND 4,224 0 6,429
WAL-MART STORES INC COM 931142103 704 11,498 SH   DFND 1 0 0 11,498
WAL-MART STORES INC COM 931142103 708 11,552 SH   SOLE 11,552 0 0
WELLS FARGO & CO NEW COM 949746101 1,124 20,703 SH   DFND 1 0 0 20,703
WELLS FARGO & CO NEW COM 949746101 2,400 44,155 SH   SOLE 44,155 0 0
WELLS FARGO & CO NEW COM 949746101 774 14,231 SH   DFND 4,659 0 9,572
WILLIAMS COS INC DEL COM 969457100 542 21,119 SH   DFND 1 0 0 21,119
WILLIAMS COS INC DEL COM 969457100 546 21,228 SH   SOLE 21,228 0 0
WILLIAMS COS INC DEL COM 969457100 470 18,452 SH   DFND 7,983 0 10,469
WORKIVA INC COM CL A 98139A105 796 45,300 SH   DFND 1 0 0 45,300
WPP PLC NEW ADR 92937A102 322 2,817 SH   DFND 762 0 2,055
WYNDHAM WORLDWIDE CORP COM 98310W108 761 10,498 SH   DFND 4,551 0 5,947
WYNDHAM WORLDWIDE CORP COM 98310W108 826 11,318 SH   DFND 1 0 0 11,318
WYNDHAM WORLDWIDE CORP COM 98310W108 911 12,544 SH   SOLE 12,544 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 636 6,207 SH   SOLE 6,207 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 545 5,316 SH   DFND 2,339 0 2,977
ZIMMER BIOMET HLDGS INC COM 98956P102 598 5,810 SH   DFND 1 0 0 5,810