The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   60,803,823 127,303 SH   SOLE   0 0 127,303
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   47,670,781 2,017,384 SH   SOLE   0 0 2,017,384
ISHARES TR CORE S&P SCP ETF 464287804   45,263,053 418,134 SH   SOLE   0 0 418,134
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   40,194,965 235,886 SH   SOLE   0 0 235,886
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   40,027,574 835,649 SH   SOLE   0 0 835,649
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   28,912,051 540,513 SH   SOLE   0 0 540,513
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   27,366,991 735,277 SH   SOLE   0 0 735,277
APPLE INC COM 037833100   24,613,624 127,843 SH   SOLE   0 0 127,843
VANGUARD INDEX FDS SM CP VAL ETF 922908611   24,272,100 134,867 SH   SOLE   0 0 134,867
VANGUARD INDEX FDS VALUE ETF 922908744   23,921,770 160,012 SH   SOLE   0 0 160,012
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   20,482,129 596,104 SH   SOLE   0 0 596,104
MICROSOFT CORP COM 594918104   17,363,141 46,174 SH   SOLE   0 0 46,174
ISHARES TR CORE MSCI EAFE 46432F842   17,103,554 243,121 SH   SOLE   0 0 243,121
VANGUARD INDEX FDS LARGE CAP ETF 922908637   16,822,223 77,113 SH   SOLE   0 0 77,113
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   15,938,100 154,919 SH   SOLE   0 0 154,919
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,481,738 63,197 SH   SOLE   0 0 63,197
AMERICAN CENTY ETF TR US SML CP VALU 025072877   13,052,424 145,350 SH   SOLE   0 0 145,350
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,279,373 25,834 SH   SOLE   0 0 25,834
ISHARES TR EAFE SML CP ETF 464288273   12,033,130 194,396 SH   SOLE   0 0 194,396
ISHARES TR SP SMCP600VL ETF 464287879   10,704,335 103,855 SH   SOLE   0 0 103,855
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   9,478,596 26,576 SH   SOLE   0 0 26,576
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   8,595,889 317,778 SH   SOLE   0 0 317,778
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   7,977,608 127,662 SH   SOLE   0 0 127,662
META PLATFORMS INC CL A 30303M102   7,839,445 22,148 SH   SOLE   0 0 22,148
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,448,041 174,460 SH   SOLE   0 0 174,460
ISHARES TR ESG AWARE MSCI 46435U663   5,834,665 153,503 SH   SOLE   0 0 153,503
ISHARES TR ESG AW MSCI EAFE 46435G516   5,446,480 72,101 SH   SOLE   0 0 72,101
ISHARES TR EAFE VALUE ETF 464288877   4,724,804 90,687 SH   SOLE   0 0 90,687
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,550,136 121,455 SH   SOLE   0 0 121,455
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,414,624 44,334 SH   SOLE   0 0 44,334
UNITEDHEALTH GROUP INC COM 91324P102   3,278,049 6,226 SH   SOLE   0 0 6,226
FLEXSHARES TR STOXX GLOBR INF 33939L795   3,234,878 60,465 SH   SOLE   0 0 60,465
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,146,798 66,613 SH   SOLE   0 0 66,613
AMAZON COM INC COM 023135106   3,108,629 20,460 SH   SOLE   0 0 20,460
SNOWFLAKE INC CL A 833445109   3,059,824 15,376 SH   SOLE   0 0 15,376
PROSHARES TR DJ BRKFLD GLB 74347B508   3,049,864 66,839 SH   SOLE   0 0 66,839
ISHARES TR ESG AWR MSCI USA 46435G425   3,042,872 29,002 SH   SOLE   0 0 29,002
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   3,031,307 116,679 SH   SOLE   0 0 116,679
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,980,480 40,523 SH   SOLE   0 0 40,523
BROADCOM INC COM 11135F101   2,844,205 2,548 SH   SOLE   0 0 2,548
TESLA INC COM 88160R101   2,729,056 10,983 SH   SOLE   0 0 10,983
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,639,777 108,099 SH   SOLE   0 0 108,099
ISHARES TR SHRT NAT MUN ETF 464288158   2,632,693 24,971 SH   SOLE   0 0 24,971
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,375,563 37,208 SH   SOLE   0 0 37,208
ISHARES TR RUS 2000 VAL ETF 464287630   2,357,504 15,177 SH   SOLE   0 0 15,177
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,324,209 9,798 SH   SOLE   0 0 9,798
ALPHABET INC CAP STK CL C 02079K107   2,323,516 16,487 SH   SOLE   0 0 16,487
ISHARES TR GLB INFRASTR ETF 464288372   2,025,082 43,041 SH   SOLE   0 0 43,041
JPMORGAN CHASE & CO COM 46625H100   1,893,495 11,132 SH   SOLE   0 0 11,132
ALPHABET INC CAP STK CL A 02079K305   1,831,033 13,108 SH   SOLE   0 0 13,108
HOME DEPOT INC COM 437076102   1,760,565 5,080 SH   SOLE   0 0 5,080
NVIDIA CORPORATION COM 67066G104   1,709,995 3,453 SH   SOLE   0 0 3,453
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   1,624,242 51,359 SH   SOLE   0 0 51,359
INTEL CORP COM 458140100   1,621,748 32,274 SH   SOLE   0 0 32,274
MERCK & CO INC COM 58933Y105   1,621,178 14,870 SH   SOLE   0 0 14,870
ISHARES TR RUSSELL 3000 ETF 464287689   1,611,793 5,888 SH   SOLE   0 0 5,888
ELEVANCE HEALTH INC COM 036752103   1,461,836 3,100 SH   SOLE   0 0 3,100
EXXON MOBIL CORP COM 30231G102   1,388,622 13,889 SH   SOLE   0 0 13,889
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,336,566 23,140 SH   SOLE   0 0 23,140
JOHNSON & JOHNSON COM 478160104   1,297,518 8,278 SH   SOLE   0 0 8,278
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,266,811 22,756 SH   SOLE   0 0 22,756
MCGRATH RENTCORP COM 580589109   1,244,168 10,401 SH   SOLE   0 0 10,401
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,239,013 39,801 SH   SOLE   0 0 39,801
PROCTER AND GAMBLE CO COM 742718109   1,213,315 8,280 SH   SOLE   0 0 8,280
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,144,148 32,793 SH   SOLE   0 0 32,793
INVESCO QQQ TR UNIT SER 1 46090E103   1,102,754 2,693 SH   SOLE   0 0 2,693
FLEXSHARES TR MSTAR EMKT FAC 33939L308   1,093,345 21,427 SH   SOLE   0 0 21,427
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   1,068,195 12,070 SH   SOLE   0 0 12,070
ISHARES INC ESG AWR MSCI EM 46434G863   1,067,478 33,296 SH   SOLE   0 0 33,296
CATERPILLAR INC COM 149123101   1,038,592 3,513 SH   SOLE   0 0 3,513
BANK AMERICA CORP COM 060505104   1,007,284 29,916 SH   SOLE   0 0 29,916
VANGUARD INDEX FDS MID CAP ETF 922908629   973,775 4,186 SH   SOLE   0 0 4,186
PALANTIR TECHNOLOGIES INC CL A 69608A108   961,142 55,978 SH   SOLE   0 0 55,978
INTERNATIONAL BUSINESS MACHS COM 459200101   930,927 5,692 SH   SOLE   0 0 5,692
COSTCO WHSL CORP NEW COM 22160K105   925,432 1,402 SH   SOLE   0 0 1,402
THERMO FISHER SCIENTIFIC INC COM 883556102   921,293 1,736 SH   SOLE   0 0 1,736
ISHARES TR BLACKROCK ULTRA 46434V878   910,106 18,072 SH   SOLE   0 0 18,072
VISA INC COM CL A 92826C839   879,569 3,378 SH   SOLE   0 0 3,378
ISHARES TR RUS 1000 ETF 464287622   818,527 3,121 SH   SOLE   0 0 3,121
PEPSICO INC COM 713448108   798,313 4,700 SH   SOLE   0 0 4,700
ISHARES TR RUS 1000 GRW ETF 464287614   790,061 2,606 SH   SOLE   0 0 2,606
ISHARES TR MSCI ACWI ETF 464288257   787,731 7,740 SH   SOLE   0 0 7,740
MOLINA HEALTHCARE INC COM 60855R100   784,404 2,171 SH   SOLE   0 0 2,171
CISCO SYS INC COM 17275R102   773,116 15,303 SH   SOLE   0 0 15,303
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   762,677 23,810 SH   SOLE   0 0 23,810
INTUIT COM 461202103   756,286 1,210 SH   SOLE   0 0 1,210
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   749,227 9,031 SH   SOLE   0 0 9,031
AUTOMATIC DATA PROCESSING IN COM 053015103   739,644 3,175 SH   SOLE   0 0 3,175
ISHARES TR RUSSELL 2000 ETF 464287655   736,468 3,669 SH   SOLE   0 0 3,669
ABBVIE INC COM 00287Y109   719,216 4,641 SH   SOLE   0 0 4,641
VANGUARD INDEX FDS GROWTH ETF 922908736   699,480 2,250 SH   SOLE   0 0 2,250
INTUITIVE SURGICAL INC COM NEW 46120E602   693,275 2,055 SH   SOLE   0 0 2,055
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   690,848 4,378 SH   SOLE   0 0 4,378
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   674,914 1,545 SH   SOLE   0 0 1,545
ISHARES TR ESG AWR US AGRGT 46435U549   671,177 14,059 SH   SOLE   0 0 14,059
MASTERCARD INCORPORATED CL A 57636Q104   661,929 1,552 SH   SOLE   0 0 1,552
ADOBE INC COM 00724F101   661,112 1,108 SH   SOLE   0 0 1,108
ELI LILLY & CO COM 532457108   644,789 1,106 SH   SOLE   0 0 1,106
FLEXSHARES TR M STAR DEV MKT 33939L803   637,923 9,342 SH   SOLE   0 0 9,342
PROSHARES TR ULTRAPRO QQQ 74347X831   627,260 12,372 SH   SOLE   0 0 12,372
AMGEN INC COM 031162100   621,875 2,159 SH   SOLE   0 0 2,159
ABBOTT LABS COM 002824100   596,059 5,415 SH   SOLE   0 0 5,415
PHILIP MORRIS INTL INC COM 718172109   588,207 6,252 SH   SOLE   0 0 6,252
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   587,561 10,466 SH   SOLE   0 0 10,466
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   570,326 13,877 SH   SOLE   0 0 13,877
J P MORGAN EXCHANGE TRADED F SUSTAINABLE MUNI 46654Q815   561,939 11,122 SH   SOLE   0 0 11,122
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   559,121 1,102 SH   SOLE   0 0 1,102
CONSOLIDATED EDISON INC COM 209115104   550,799 6,055 SH   SOLE   0 0 6,055
MARVELL TECHNOLOGY INC COM 573874104   511,127 8,475 SH   SOLE   0 0 8,475
SHOPIFY INC CL A 82509L107   498,482 6,399 SH   SOLE   0 0 6,399
AIR PRODS & CHEMS INC COM 009158106   494,757 1,807 SH   SOLE   0 0 1,807
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   482,212 5,457 SH   SOLE   0 0 5,457
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   481,984 16,383 SH   SOLE   0 0 16,383
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   480,770 1,370 SH   SOLE   0 0 1,370
VERIZON COMMUNICATIONS INC COM 92343V104   477,574 12,668 SH   SOLE   0 0 12,668
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   477,048 4,587 SH   SOLE   0 0 4,587
MCDONALDS CORP COM 580135101   475,317 1,603 SH   SOLE   0 0 1,603
AMERICAN WTR WKS CO INC NEW COM 030420103   466,453 3,534 SH   SOLE   0 0 3,534
NIKE INC CL B 654106103   455,983 4,200 SH   SOLE   0 0 4,200
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   450,784 2,742 SH   SOLE   0 0 2,742
CHEVRON CORP NEW COM 166764100   444,810 2,982 SH   SOLE   0 0 2,982
RTX CORPORATION COM 75513E101   443,112 5,266 SH   SOLE   0 0 5,266
ALTRIA GROUP INC COM 02209S103   437,445 10,844 SH   SOLE   0 0 10,844
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   433,644 5,978 SH   SOLE   0 0 5,978
WEC ENERGY GROUP INC COM 92939U106   433,307 5,148 SH   SOLE   0 0 5,148
AMERICAN EXPRESS CO COM 025816109   418,902 2,236 SH   SOLE   0 0 2,236
ORACLE CORP COM 68389X105   413,169 3,919 SH   SOLE   0 0 3,919
DISNEY WALT CO COM 254687106   407,557 4,514 SH   SOLE   0 0 4,514
ISHARES TR MSCI EAFE ETF 464287465   407,387 5,407 SH   SOLE   0 0 5,407
WELLS FARGO CO NEW COM 949746101   404,195 8,212 SH   SOLE   0 0 8,212
COCA COLA CO COM 191216100   397,985 6,754 SH   SOLE   0 0 6,754
PFIZER INC COM 717081103   393,674 13,674 SH   SOLE   0 0 13,674
WALMART INC COM 931142103   391,918 2,486 SH   SOLE   0 0 2,486
AIRBNB INC COM CL A 009066101   389,446 2,861 SH   SOLE   0 0 2,861
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   370,566 12,110 SH   SOLE   0 0 12,110
COMCAST CORP NEW CL A 20030N101   352,031 8,028 SH   SOLE   0 0 8,028
WASTE MGMT INC DEL COM 94106L109   346,738 1,936 SH   SOLE   0 0 1,936
CALIFORNIA WTR SVC GROUP COM 130788102   342,394 6,601 SH   SOLE   0 0 6,601
SALESFORCE INC COM 79466L302   339,995 1,292 SH   SOLE   0 0 1,292
FIRST SOLAR INC COM 336433107   337,669 1,960 SH   SOLE   0 0 1,960
BRISTOL-MYERS SQUIBB CO COM 110122108   336,850 6,565 SH   SOLE   0 0 6,565
VANGUARD STAR FDS VG TL INTL STK F 921909768   332,414 5,735 SH   SOLE   0 0 5,735
POSCO HOLDINGS INC SPONSORED ADR 693483109   332,124 3,492 SH   SOLE   0 0 3,492
TARGET CORP COM 87612E106   331,137 2,325 SH   SOLE   0 0 2,325
CVS HEALTH CORP COM 126650100   329,302 4,170 SH   SOLE   0 0 4,170
IMPERIAL OIL LTD COM NEW 453038408   328,442 5,743 SH   SOLE   0 0 5,743
NOVO-NORDISK A S ADR 670100205   325,729 3,149 SH   SOLE   0 0 3,149
CADENCE DESIGN SYSTEM INC COM 127387108   325,210 1,194 SH   SOLE   0 0 1,194
FLEXSHARES TR MORNSTAR USMKT 33939L100   320,842 1,758 SH   SOLE   0 0 1,758
ADVANCED MICRO DEVICES INC COM 007903107   320,764 2,176 SH   SOLE   0 0 2,176
QUALCOMM INC COM 747525103   313,615 2,168 SH   SOLE   0 0 2,168
EATON CORP PLC SHS G29183103   309,935 1,287 SH   SOLE   0 0 1,287
COMERICA INC COM 200340107   308,462 5,527 SH   SOLE   0 0 5,527
GOLDMAN SACHS BDC INC SHS 38147U107   302,010 20,615 SH   SOLE   0 0 20,615
ISHARES TR U.S. REAL ES ETF 464287739   299,368 3,275 SH   SOLE   0 0 3,275
S&P GLOBAL INC COM 78409V104   298,673 678 SH   SOLE   0 0 678
GENERAL ELECTRIC CO COM NEW 369604301   293,294 2,298 SH   SOLE   0 0 2,298
ISHARES TR RUS 1000 VAL ETF 464287598   287,470 1,740 SH   SOLE   0 0 1,740
MARATHON PETE CORP COM 56585A102   282,626 1,905 SH   SOLE   0 0 1,905
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   281,998 2,526 SH   SOLE   0 0 2,526
MONDELEZ INTL INC CL A 609207105   281,970 3,893 SH   SOLE   0 0 3,893
BEAZER HOMES USA INC COM NEW 07556Q881   272,584 8,067 SH   SOLE   0 0 8,067
ATLASSIAN CORPORATION CL A 049468101   264,976 1,114 SH   SOLE   0 0 1,114
NETFLIX INC COM 64110L106   264,309 543 SH   SOLE   0 0 543
MARQETA INC CLASS A COM 57142B104   260,138 37,269 SH   SOLE   0 0 37,269
STELLANTIS N.V SHS N82405106   258,316 11,077 SH   SOLE   0 0 11,077
AMERICAN TOWER CORP NEW COM 03027X100   256,897 1,190 SH   SOLE   0 0 1,190
PALO ALTO NETWORKS INC COM 697435105   255,661 867 SH   SOLE   0 0 867
STARBUCKS CORP COM 855244109   252,644 2,631 SH   SOLE   0 0 2,631
LOEWS CORP COM 540424108   250,872 3,605 SH   SOLE   0 0 3,605
NEXTERA ENERGY INC COM 65339F101   246,483 4,058 SH   SOLE   0 0 4,058
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   244,460 7,188 SH   SOLE   0 0 7,188
UNION PAC CORP COM 907818108   243,164 990 SH   SOLE   0 0 990
HONEYWELL INTL INC COM 438516106   242,122 1,155 SH   SOLE   0 0 1,155
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   227,618 1,669 SH   SOLE   0 0 1,669
TRAVELERS COMPANIES INC COM 89417E109   227,445 1,194 SH   SOLE   0 0 1,194
ISHARES TR CORE S&P MCP ETF 464287507   227,114 819 SH   SOLE   0 0 819
EDWARDS LIFESCIENCES CORP COM 28176E108   224,938 2,950 SH   SOLE   0 0 2,950
STRYKER CORPORATION COM 863667101   224,296 749 SH   SOLE   0 0 749
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   220,242 3,905 SH   SOLE   0 0 3,905
AT&T INC COM 00206R102   219,231 13,065 SH   SOLE   0 0 13,065
LOCKHEED MARTIN CORP COM 539830109   218,915 483 SH   SOLE   0 0 483
3M CO COM 88579Y101   218,328 1,997 SH   SOLE   0 0 1,997
BAXTER INTL INC COM 071813109   217,366 5,623 SH   SOLE   0 0 5,623
APPLIED MATLS INC COM 038222105   215,391 1,329 SH   SOLE   0 0 1,329
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   215,108 1,203 SH   SOLE   0 0 1,203
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   212,628 5,655 SH   SOLE   0 0 5,655
COMPANHIA PARANAENSE DE ENER SPON ADS 20441B605   208,676 24,608 SH   SOLE   0 0 24,608
KLA CORP COM NEW 482480100   208,173 358 SH   SOLE   0 0 358
KB HOME COM 48666K109   206,743 3,310 SH   SOLE   0 0 3,310
TECK RESOURCES LTD CL B 878742204   206,743 4,891 SH   SOLE   0 0 4,891
BARCLAYS PLC ADR 06738E204   204,683 25,975 SH   SOLE   0 0 25,975
ISHARES TR S&P 100 ETF 464287101   201,051 900 SH   SOLE   0 0 900
BLACKSTONE INC COM 09260D107   200,046 1,528 SH   SOLE   0 0 1,528
CTO RLTY GROWTH INC NEW COM 22948Q101   197,406 11,391 SH   SOLE   0 0 11,391
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   127,915 15,120 SH   SOLE   0 0 15,120
FINVOLUTION GROUP SPONSORED ADS 31810T101   103,743 21,172 SH   SOLE   0 0 21,172
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   101,487 16,502 SH   SOLE   0 0 16,502
ATARA BIOTHERAPEUTICS INC COM 046513107   6,808 13,277 SH   SOLE   0 0 13,277