The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   3,608 33 SH   SOLE N/A 0 0 33
ABBOTT LABS COM 002824100   4,403 40 SH   SOLE N/A 0 0 40
ABBVIE INC COM 00287Y109   6,199 40 SH   SOLE N/A 0 0 40
ABERCROMBIE and FITCH CO CL A 002896207   750,841 8,511 SH   SOLE N/A 0 0 8,511
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   85,468 939 SH   SOLE N/A 0 0 939
AECOM COM 00766T100   43,812 474 SH   SOLE N/A 0 0 474
AFFIRM HLDGS INC COM CL A 00827B106   815,626 16,598 SH   SOLE N/A 0 0 16,598
AGILENT TECHNOLOGIES INC COM 00846U101   46,437 334 SH   SOLE N/A 0 0 334
ALLSTATE CORP COM 020002101   673,164 4,809 SH   SOLE N/A 0 0 4,809
ALLY FINL INC COM 02005N100   50,460 1,445 SH   SOLE N/A 0 0 1,445
ALPHABET INC CAP STK CL A 02079K305   13,969 100 SH   SOLE N/A 0 0 100
ALPHABET INC CAP STK CL C 02079K107   124,019 880 SH   SOLE N/A 0 0 880
ALPS ETF TR ALERIAN MLP 00162Q452   53,703 1,263 SH   SOLE N/A 0 0 1,263
AMAZON COM INC COM 023135106   115,475 760 SH   SOLE N/A 0 0 760
AMERICAN AIRLS GROUP INC COM 02376R102   58,286 4,242 SH   SOLE N/A 0 0 4,242
AMERICAN TOWER CORP NEW COM 03027X100   759,466 3,518 SH   SOLE N/A 0 0 3,518
APPLE INC COM 037833100   111,283 578 SH   SOLE N/A 0 0 578
ARK ETF TR INNOVATION ETF 00214Q104   681 13 SH   SOLE N/A 0 0 13
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   51,102 1,670 SH   SOLE N/A 0 0 1,670
ASSURANT INC COM 04621X108   734,617 4,360 SH   SOLE N/A 0 0 4,360
ASTRAZENECA PLC SPONSORED ADR 046353108   6,803 101 SH   SOLE N/A 0 0 101
AZEK CO INC CL A 05478C105   752,760 19,680 SH   SOLE N/A 0 0 19,680
BALL CORP COM 058498106   43,083 749 SH   SOLE N/A 0 0 749
BANK AMERICA CORP COM 060505104   6,734 200 SH   SOLE N/A 0 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   285,328 800 SH   SOLE N/A 0 0 800
BLACKROCK INC COM 09247X101   46,273 57 SH   SOLE N/A 0 0 57
BLOCK H and R INC COM 093671105   770,148 15,922 SH   SOLE N/A 0 0 15,922
BLOCK INC CL A 852234103   768,782 9,939 SH   SOLE N/A 0 0 9,939
BOEING CO COM 097023105   766,602 2,941 SH   SOLE N/A 0 0 2,941
BROADCOM INC COM 11135F101   4,465 4 SH   SOLE N/A 0 0 4
BUILDERS FIRSTSOURCE INC COM 12008R107   48,580 291 SH   SOLE N/A 0 0 291
CARDINAL HEALTH INC COM 14149Y108   692,597 6,871 SH   SOLE N/A 0 0 6,871
CARLYLE GROUP INC COM 14316J108   754,841 18,551 SH   SOLE N/A 0 0 18,551
CARNIVAL CORP UNIT 99/99/9999 143658300   28,385 1,531 SH   SOLE N/A 0 0 1,531
CBOE GLOBAL MKTS INC COM 12503M108   731,561 4,097 SH   SOLE N/A 0 0 4,097
CITIGROUP INC COM NEW 172967424   45,731 889 SH   SOLE N/A 0 0 889
COSTCO WHSL CORP NEW COM 22160K105   187,054 283 SH   SOLE N/A 0 0 283
COTERRA ENERGY INC COM 127097103   7,656 300 SH   SOLE N/A 0 0 300
CROWDSTRIKE HLDGS INC CL A 22788C105   715,407 2,802 SH   SOLE N/A 0 0 2,802
CROWN CASTLE INC COM 22822V101   727,886 6,319 SH   SOLE N/A 0 0 6,319
D R HORTON INC COM 23331A109   47,266 311 SH   SOLE N/A 0 0 311
DATADOG INC CL A COM 23804L103   766,758 6,317 SH   SOLE N/A 0 0 6,317
DAVITA INC COM 23918K108   712,997 6,806 SH   SOLE N/A 0 0 6,806
DBX ETF TR XTRACK MSCI EAFE 233051200   38,423 1,039 SH   SOLE N/A 0 0 1,039
DELL TECHNOLOGIES INC CL C 24703L202   48,119 629 SH   SOLE N/A 0 0 629
DEXCOM INC COM 252131107   776,928 6,261 SH   SOLE N/A 0 0 6,261
DICKS SPORTING GOODS INC COM 253393102   765,904 5,212 SH   SOLE N/A 0 0 5,212
DIGITAL RLTY TR INC COM 253868103   43,874 326 SH   SOLE N/A 0 0 326
DISNEY WALT CO COM 254687106   9,029 100 SH   SOLE N/A 0 0 100
DOVER CORP COM 260003108   7,537 49 SH   SOLE N/A 0 0 49
DRAFTKINGS INC NEW COM CL A 26142V105   668,693 18,970 SH   SOLE N/A 0 0 18,970
EA SERIES TRUST STRIVE EMERGING 02072L698   1,408 51 SH   SOLE N/A 0 0 51
EA SERIES TRUST STRIVE US ENERGY 02072L722   4,693 167 SH   SOLE N/A 0 0 167
EA SERIES TRUST STRIVE US SEMICO 02072L672   7,323 186 SH   SOLE N/A 0 0 186
ELANCO ANIMAL HEALTH INC COM 28414H103   851,550 57,151 SH   SOLE N/A 0 0 57,151
ELI LILLY and CO COM 532457108   43,719 75 SH   SOLE N/A 0 0 75
ENBRIDGE INC COM 29250N105   2,630 73 SH   SOLE N/A 0 0 73
EQUIFAX INC COM 294429105   731,237 2,957 SH   SOLE N/A 0 0 2,957
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   601 186 SH   SOLE N/A 0 0 186
EVERSOURCE ENERGY COM 30040W108   1,297 21 SH   SOLE N/A 0 0 21
EXPEDIA GROUP INC COM NEW 30212P303   701,877 4,624 SH   SOLE N/A 0 0 4,624
FAIR ISAAC CORP COM 303250104   719,359 618 SH   SOLE N/A 0 0 618
FIFTH THIRD BANCORP COM 316773100   47,631 1,381 SH   SOLE N/A 0 0 1,381
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   126,417 2,348 SH   SOLE N/A 0 0 2,348
FIRST TR EXCHANGETRADED FD FIRST TR ENH NEW 33739Q408   16,765 281 SH   SOLE N/A 0 0 281
FIRST TR EXCHANGETRADED FD FST LOW OPPT EFT 33739Q200   2,436,295 50,420 SH   SOLE N/A 0 0 50,420
FOOT LOCKER INC COM 344849104   752,678 24,163 SH   SOLE N/A 0 0 24,163
FORTUNE BRANDS INNOVATIONS I COM 34964C106   44,923 590 SH   SOLE N/A 0 0 590
FRONTIER COMMUNICATIONS PARE COM 35909D109   785,236 30,988 SH   SOLE N/A 0 0 30,988
GEN DIGITAL INC COM 668771108   749,158 32,829 SH   SOLE N/A 0 0 32,829
GENERAL DYNAMICS CORP COM 369550108   44,664 172 SH   SOLE N/A 0 0 172
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   1,308 53 SH   SOLE N/A 0 0 53
GLOBAL X FDS GLBL X MLP ETF 37954Y343   582,723 13,154 SH   SOLE N/A 0 0 13,154
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   111,647 4,032 SH   SOLE N/A 0 0 4,032
GODADDY INC CL A 380237107   733,460 6,909 SH   SOLE N/A 0 0 6,909
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   215,140 2,157 SH   SOLE N/A 0 0 2,157
GRAINGER W W INC COM 384802104   44,750 54 SH   SOLE N/A 0 0 54
ILLINOIS TOOL WKS INC COM 452308109   4,453 17 SH   SOLE N/A 0 0 17
IMMUNOGEN INC COM 45253H101   694,996 23,440 SH   SOLE N/A 0 0 23,440
INTEL CORP COM 458140100   2,312 46 SH   SOLE N/A 0 0 46
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   344,458 16,705 SH   SOLE N/A 0 0 16,705
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   206,320 11,380 SH   SOLE N/A 0 0 11,380
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   445,071 38,803 SH   SOLE N/A 0 0 38,803
INVESCO EXCH TRADED FD TR II Sand amp;P500 LOW VOL 46138E354   34,276 547 SH   SOLE N/A 0 0 547
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   282,669 13,346 SH   SOLE N/A 0 0 13,346
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,634 174 SH   SOLE N/A 0 0 174
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   193,805 8,532 SH   SOLE N/A 0 0 8,532
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   70,378 4,827 SH   SOLE N/A 0 0 4,827
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL DIS 46137V381   1,309,813 27,546 SH   SOLE N/A 0 0 27,546
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL ENR 46137V365   681,247 9,241 SH   SOLE N/A 0 0 9,241
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL FIN 46137V340   722,186 12,323 SH   SOLE N/A 0 0 12,323
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL HLT 46137V332   2,789,612 93,674 SH   SOLE N/A 0 0 93,674
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL IND 46137V324   1,374,865 31,892 SH   SOLE N/A 0 0 31,892
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL MAT 46137V316   3,217,375 95,651 SH   SOLE N/A 0 0 95,651
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL STP 46137V373   1,364,370 43,455 SH   SOLE N/A 0 0 43,455
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL TEC 46137V282   1,582,812 48,493 SH   SOLE N/A 0 0 48,493
INVESCO EXCHANGE TRADED FD T Sand amp;P500 EQL UTL 46137V274   2,130,655 39,048 SH   SOLE N/A 0 0 39,048
INVESCO QQQ TR UNIT SER 1 46090E103   40,952 100 SH   SOLE N/A 0 0 100
IONIS PHARMACEUTICALS INC COM 462222100   719,643 14,225 SH   SOLE N/A 0 0 14,225
ISHARES INC MSCI EMERG MRKT 464286533   8,096,073 145,639 SH   SOLE N/A 0 0 145,639
ISHARES TR 03 MNTH TREASRY 46436E718   1,704,691 17,001 SH   SOLE N/A 0 0 17,001
ISHARES TR 05 YR TIPS ETF 46429B747   3,381,145 34,295 SH   SOLE N/A 0 0 34,295
ISHARES TR 05YR HI YL CP 46434V407   6,659,277 157,728 SH   SOLE N/A 0 0 157,728
ISHARES TR CORE INTL AGGR 46435G672   2,157,137 43,316 SH   SOLE N/A 0 0 43,316
ISHARES TR CORE Sand amp;P TTL STK 464287150   14,693,686 139,634 SH   SOLE N/A 0 0 139,634
ISHARES TR CORE Sand amp;P500 ETF 464287200   93,138 195 SH   SOLE N/A 0 0 195
ISHARES TR CORE US AGGBD ET 464287226   158,403 1,596 SH   SOLE N/A 0 0 1,596
ISHARES TR ESG AWARE MSCI 46435U663   449,355 11,822 SH   SOLE N/A 0 0 11,822
ISHARES TR ESG AWR US AGRGT 46435U549   855,358 17,917 SH   SOLE N/A 0 0 17,917
ISHARES TR ESG MSCI LEADR 46435U218   1,336,158 15,835 SH   SOLE N/A 0 0 15,835
ISHARES TR FLTG RATE NT ETF 46429B655   16,902 334 SH   SOLE N/A 0 0 334
ISHARES TR IBOXX INV CP ETF 464287242   4,161,148 37,603 SH   SOLE N/A 0 0 37,603
ISHARES TR ISHS 510YR INVT 464288638   17,108 329 SH   SOLE N/A 0 0 329
ISHARES TR JPMORGAN USD EMG 464288281   9,797 110 SH   SOLE N/A 0 0 110
ISHARES TR MBS ETF 464288588   547,358 5,818 SH   SOLE N/A 0 0 5,818
ISHARES TR MSCI ACWI ETF 464288257   281,802 2,769 SH   SOLE N/A 0 0 2,769
ISHARES TR MSCI EAFE MIN VL 46429B689   6,271,249 90,442 SH   SOLE N/A 0 0 90,442
ISHARES TR MSCI USA MIN VOL 46429B697   2,295,643 29,420 SH   SOLE N/A 0 0 29,420
ISHARES TR NATIONAL MUN ETF 464288414   99,412 917 SH   SOLE N/A 0 0 917
ISHARES TR PFD AND INCM SEC 464288687   7,611 244 SH   SOLE N/A 0 0 244
ISHARES TR RUSSELL 2000 ETF 464287655   184,654 920 SH   SOLE N/A 0 0 920
ISHARES TR SELECT DIVID ETF 464287168   64,823 553 SH   SOLE N/A 0 0 553
ISHARES TR SHORT TREAS BD 464288679   214,864 1,951 SH   SOLE N/A 0 0 1,951
ISHARES TR SHRT NAT MUN ETF 464288158   98,788 937 SH   SOLE N/A 0 0 937
ISHARES TR TIPS BD ETF 464287176   17,414 162 SH   SOLE N/A 0 0 162
ISHARES TR TRS FLT RT BD 46434V860   215,104 4,262 SH   SOLE N/A 0 0 4,262
ISHARES TR US AER DEF ETF 464288760   120,524 952 SH   SOLE N/A 0 0 952
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   16,925 335 SH   SOLE N/A 0 0 335
JACKSON FINANCIAL INC COM CL A 46817M107   717,568 14,015 SH   SOLE N/A 0 0 14,015
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   4,010,560 83,000 SH   SOLE N/A 0 0 83,000
KEYCORP COM 493267108   47,132 3,273 SH   SOLE N/A 0 0 3,273
LEIDOS HOLDINGS INC COM 525327102   43,296 400 SH   SOLE N/A 0 0 400
LIBERTY ENERGY INC COM CL A 53115L104   698,608 38,512 SH   SOLE N/A 0 0 38,512
MARATHON DIGITAL HOLDINGS IN COM 565788106   1,082,678 46,091 SH   SOLE N/A 0 0 46,091
MICROSOFT CORP COM 594918104   44,749 119 SH   SOLE N/A 0 0 119
MOELIS and CO CL A 60786M105   728,343 12,976 SH   SOLE N/A 0 0 12,976
MOLINA HEALTHCARE INC COM 60855R100   43,358 120 SH   SOLE N/A 0 0 120
MORGAN STANLEY COM NEW 617446448   9,325 100 SH   SOLE N/A 0 0 100
NEW FORTRESS ENERGY INC COM CL A 644393100   689,856 18,284 SH   SOLE N/A 0 0 18,284
NIKE INC CL B 654106103   3,583 33 SH   SOLE N/A 0 0 33
NORTHERN TR CORP COM 665859104   44,891 532 SH   SOLE N/A 0 0 532
NOVARTIS AG SPONSORED ADR 66987V109   5,251 52 SH   SOLE N/A 0 0 52
NRG ENERGY INC COM NEW 629377508   743,240 14,376 SH   SOLE N/A 0 0 14,376
NUSHARES ETF TR ESG HI TLD CRP 67092P854   214,125 10,177 SH   SOLE N/A 0 0 10,177
NVIDIA CORPORATION COM 67066G104   189,670 383 SH   SOLE N/A 0 0 383
PARAMOUNT GLOBAL CLASS B COM 92556H206   39,253 2,654 SH   SOLE N/A 0 0 2,654
PELOTON INTERACTIVE INC CL A COM 70614W100   256 42 SH   SOLE N/A 0 0 42
PFIZER INC COM 717081103   8,637 300 SH   SOLE N/A 0 0 300
PIMCO ETF TR 05 HIGH YIELD 72201R783   1,655,242 17,783 SH   SOLE N/A 0 0 17,783
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   16,765 168 SH   SOLE N/A 0 0 168
PLANET FITNESS INC CL A 72703H101   727,883 9,971 SH   SOLE N/A 0 0 9,971
PROCTER AND GAMBLE CO COM 742718109   4,836 33 SH   SOLE N/A 0 0 33
PROGRESSIVE CORP COM 743315103   714,371 4,485 SH   SOLE N/A 0 0 4,485
PULTE GROUP INC COM 745867101   46,759 453 SH   SOLE N/A 0 0 453
RIOT PLATFORMS INC COM 767292105   762,053 49,260 SH   SOLE N/A 0 0 49,260
ROBLOX CORP CL A 771049103   777,652 17,009 SH   SOLE N/A 0 0 17,009
ROKU INC COM CL A 77543R102   622,464 6,791 SH   SOLE N/A 0 0 6,791
ROYAL CARIBBEAN GROUP COM V7780T103   740,942 5,722 SH   SOLE N/A 0 0 5,722
SBA COMMUNICATIONS CORP NEW CL A 78410G104   754,728 2,975 SH   SOLE N/A 0 0 2,975
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   53,745 2,168 SH   SOLE N/A 0 0 2,168
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   57,732 1,562 SH   SOLE N/A 0 0 1,562
SCHWAB STRATEGIC TR INTTRM U.S TRES 808524854   6,514 131 SH   SOLE N/A 0 0 131
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   521,468 10,763 SH   SOLE N/A 0 0 10,763
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,530,484 118,629 SH   SOLE N/A 0 0 118,629
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   147,136 2,643 SH   SOLE N/A 0 0 2,643
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   86,196 1,039 SH   SOLE N/A 0 0 1,039
SCHWAB STRATEGIC TR US REIT ETF 808524847   697,886 33,698 SH   SOLE N/A 0 0 33,698
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,848,596 123,806 SH   SOLE N/A 0 0 123,806
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,343,994 25,747 SH   SOLE N/A 0 0 25,747
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,937,354 40,426 SH   SOLE N/A 0 0 40,426
SELECT SECTOR SPDR TR ENERGY 81369Y506   84 1 SH   SOLE N/A 0 0 1
SELECT SECTOR SPDR TR INDL 81369Y704   12,425 109 SH   SOLE N/A 0 0 109
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   37,372 209 SH   SOLE N/A 0 0 209
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   12,894 179 SH   SOLE N/A 0 0 179
SELECT SECTOR SPDR TR SBI INTUTILS 81369Y886   33,819 534 SH   SOLE N/A 0 0 534
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   118,376 615 SH   SOLE N/A 0 0 615
SERVICENOW INC COM 81762P102   43,803 62 SH   SOLE N/A 0 0 62
SHERWIN WILLIAMS CO COM 824348106   45,850 147 SH   SOLE N/A 0 0 147
SKECHERS U S A INC CL A 830566105   701,887 11,259 SH   SOLE N/A 0 0 11,259
SL GREEN RLTY CORP COM 78440X887   784,016 17,357 SH   SOLE N/A 0 0 17,357
SONOS INC COM 83570H108   732,667 42,746 SH   SOLE N/A 0 0 42,746
SPDR Sand P 500 ETF TR TR UNIT 78462F103   1,158,806 2,438 SH   SOLE N/A 0 0 2,438
SPDR SER TR BLOOMBERG 13 MO 78468R663   663,309 7,258 SH   SOLE N/A 0 0 7,258
SPDR SER TR BLOOMBERG HIGH Y 78468R622   8,147 86 SH   SOLE N/A 0 0 86
SPDR SER TR BLOOMBERG INVT 78468R200   16,856 551 SH   SOLE N/A 0 0 551
SPDR SER TR BLOOMBERG SHT TE 78468R408   156,899 6,241 SH   SOLE N/A 0 0 6,241
SPDR SER TR NUVEEN BLMBRG MU 78468R721   541,017 11,511 SH   SOLE N/A 0 0 11,511
SPDR SER TR NUVEEN BLMBRG SH 78468R739   888,608 18,594 SH   SOLE N/A 0 0 18,594
SPDR SER TR NUVEEN BLOOMBERG 78464A284   69,474 2,746 SH   SOLE N/A 0 0 2,746
SPDR SER TR Sand amp;P BIOTECH 78464A870   115,006 1,288 SH   SOLE N/A 0 0 1,288
SPDR SER TR Sand amp;P DIVID ETF 78464A763   29,493 236 SH   SOLE N/A 0 0 236
SPDR SER TR Sand amp;P HOMEBUILD 78464A888   109,818 1,148 SH   SOLE N/A 0 0 1,148
SPDR SER TR Sand amp;P OILGAS EXP 78468R556   2,602 19 SH   SOLE N/A 0 0 19
SPDR SER TR Sand amp;P REGL BKG 78464A698   113,354 2,162 SH   SOLE N/A 0 0 2,162
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109   757,413 23,833 SH   SOLE N/A 0 0 23,833
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,245,615 29,707 SH   SOLE N/A 0 0 29,707
STARBUCKS CORP COM 855244109   9,601 100 SH   SOLE N/A 0 0 100
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   10,400 100 SH   SOLE N/A 0 0 100
TARGET CORP COM 87612E106   45,005 316 SH   SOLE N/A 0 0 316
TESLA INC COM 88160R101   122,253 492 SH   SOLE N/A 0 0 492
TJX COS INC NEW COM 872540109   9,381 100 SH   SOLE N/A 0 0 100
TWILIO INC CL A 90138F102   46,129 608 SH   SOLE N/A 0 0 608
UBER TECHNOLOGIES INC COM 90353T100   719,138 11,680 SH   SOLE N/A 0 0 11,680
UIPATH INC CL A 90364P105   743,114 29,916 SH   SOLE N/A 0 0 29,916
ULTA BEAUTY INC COM 90384S303   43,610 89 SH   SOLE N/A 0 0 89
UNITED BANKSHARES INC WEST V COM 909907107   727,644 19,378 SH   SOLE N/A 0 0 19,378
UNITEDHEALTH GROUP INC COM 91324P102   42,118 80 SH   SOLE N/A 0 0 80
US BANCORP DEL COM NEW 902973304   46,224 1,068 SH   SOLE N/A 0 0 1,068
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   4,104,242 161,903 SH   SOLE N/A 0 0 161,903
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   123,459 706 SH   SOLE N/A 0 0 706
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,237 44 SH   SOLE N/A 0 0 44
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,654,554 53,774 SH   SOLE N/A 0 0 53,774
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,576 131 SH   SOLE N/A 0 0 131
VANGUARD INDEX FDS Sand amp;P 500 ETF SHS 922908363   12,427 28 SH   SOLE N/A 0 0 28
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,147 71 SH   SOLE N/A 0 0 71
VANGUARD INDEX FDS TOTAL STK MKT 922908769   26,095 110 SH   SOLE N/A 0 0 110
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   71,268 1,734 SH   SOLE N/A 0 0 1,734
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   6,585 64 SH   SOLE N/A 0 0 64
VANGUARD SCOTTSDALE FDS INTTERM CORP 92206C870   1,741,506 21,426 SH   SOLE N/A 0 0 21,426
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,048,596 13,553 SH   SOLE N/A 0 0 13,553
VANGUARD TAXMANAGED FDS VAN FTSE DEV MKT 921943858   71,898 1,501 SH   SOLE N/A 0 0 1,501
VERIZON COMMUNICATIONS INC COM 92343V104   43,770 1,161 SH   SOLE N/A 0 0 1,161
VORNADO RLTY TR SH BEN INT 929042109   704,386 24,934 SH   SOLE N/A 0 0 24,934
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   215,178 4,283 SH   SOLE N/A 0 0 4,283
WORKDAY INC CL A 98138H101   42,790 155 SH   SOLE N/A 0 0 155
WYNN RESORTS LTD COM 983134107   45,690 501 SH   SOLE N/A 0 0 501
YUM BRANDS INC COM 988498101   3,659 28 SH   SOLE N/A 0 0 28
YUM CHINA HLDGS INC COM 98850P109   1,189 28 SH   SOLE N/A 0 0 28