The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,060 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 33 200 SH   OTR 2 0 0 200
AT&T COM 030177109 612 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,492 35,667 SH   SOLE   0 0 35,667
Abbvie COM 00287Y109 1,827 31,992 SH   SOLE   0 0 31,992
Alcoa COM 013817101 238 24,800 SH   SOLE   0 0 24,800
Alphabet Class C COM 02079k107 264 355 SH   SOLE   0 0 355
American Express COM 025816109 921 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 282 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 775 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,194 10,956 SH   SOLE   1,288 0 9,668
Apple COM 037833100 76 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 389 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 2,861 44,790 SH   SOLE   5,640 0 39,150
Bristol-Myers Squibb COM 110122108 735 11,511 SH   OTR 2 0 0 11,511
CBRE Group COM 12504L109 580 20,125 SH   SOLE   0 0 20,125
CVS/Caremark COM 126650100 327 3,150 SH   SOLE   0 0 3,150
Celgene COM 151020104 1,425 14,241 SH   SOLE   1,600 0 12,641
Celgene COM 151020104 80 800 SH   OTR 2 0 0 800
Chevron COM 166764100 1,826 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 403 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 219 7,700 SH   SOLE   0 0 7,700
Cisco Systems COM 17275R952 52 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,521 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 360 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 2,724 27,430 SH   SOLE   3,000 0 24,430
Dow Chemical COM 260543103 2,740 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 283 3,168 SH   SOLE   768 0 2,400
Du Pont (E.I) de Nemours COM 263534109 678 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 749 13,766 SH   SOLE   3,800 0 9,966
Emerson Electric COM 291011104 292 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 542 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 882 12,844 SH   SOLE   500 0 12,344
Express Scripts COM 30219g108 217 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,194 62,141 SH   SOLE   7,527 0 54,614
Exxon Mobil COM 30231G102 661 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 318 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 182 13,500 SH   SOLE   2,800 0 10,700
General Electric COM 369604103 3,182 100,103 SH   SOLE   6,300 0 93,803
General Electric COM 369604103 500 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,059 7,937 SH   SOLE   1,100 0 6,837
Intel COM 458140100 2,567 79,359 SH   SOLE   9,600 0 69,759
Intel COM 458140100 58 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,805 11,920 SH   SOLE   1,610 0 10,310
JPMorgan Chase COM 46625h100 4,608 77,816 SH   SOLE   1,624 0 76,192
JPMorgan Chase COM 46625h100 1,232 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 14,935 138,033 SH   SOLE   6,471 0 131,562
Johnson & Johnson COM 478160104 969 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 67 500 SH   SOLE   0 0 500
Kimberly Clark COM 494368103 627 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,572 15,798 SH   SOLE   4,800 0 10,998
McDonald's Corp. COM 580135101 1,021 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 88 700 SH   OTR 2 0 0 700
McGraw Hill Financial COM 580645109 1,042 10,524 SH   SOLE   900 0 9,624
Merck COM 58933y105 1,669 31,546 SH   SOLE   2,548 0 28,998
Merck COM 58933y105 344 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 657 11,896 SH   SOLE   800 0 11,096
Microsoft COM 594918104 129 2,341 SH   OTR 2 0 0 2,341
Mondelez COM 609207105 193 4,812 SH   SOLE   0 0 4,812
Mondelez COM 609207105 62 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 451 5,142 SH   SOLE   0 0 5,142
Monsanto COM 61166w101 211 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 2,575 34,325 SH   SOLE   5,000 0 29,325
Norfolk Southern COM 655844108 289 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,425 23,661 SH   SOLE   0 0 23,661
PepsiCo COM 713448108 869 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,096 138,203 SH   SOLE   17,446 0 120,757
Pfizer COM 717081103 296 9,982 SH   OTR 2 0 0 9,982
Philip Morris COM 718172109 34 350 SH   SOLE   0 0 350
Philip Morris COM 718172109 213 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,080 37,419 SH   SOLE   2,437 0 34,982
Procter & Gamble COM 742718109 786 9,553 SH   OTR 2 0 0 9,553
Qualcomm COM 747525103 231 4,521 SH   SOLE   900 0 3,621
Schlumberger COM 806857108 955 12,943 SH   SOLE   1,600 0 11,343
Schlumberger COM 806857108 498 6,755 SH   OTR 2 0 0 6,755
Travelers COM 89417E109 233 2,000 SH   SOLE   0 0 2,000
Union Pacific COM 907818108 179 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 270 3,400 SH   OTR 2 0 0 3,400
United Healthcare COM 91324P102 267 2,075 SH   SOLE   0 0 2,075
United Parcel Service 'B' COM 911312106 409 3,875 SH   SOLE   300 0 3,575
Verizon Communications COM 92343v104 989 18,294 SH   SOLE   700 0 17,594
Wal-Mart Stores COM 931142103 670 9,781 SH   SOLE   0 0 9,781
Waste Management COM 94106L109 950 16,096 SH   SOLE   0 0 16,096
Yum! Brands COM 988498101 340 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 523 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 352 3,304 SH   OTR 2 0 0 3,304
Digital Realty Trust COM 253868103 252 2,850 SH   SOLE   500 0 2,350