The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 7,196 68,362 SH   SOLE   2,034 0 66,328
ABBVIE INC COM 00287Y109 3,673 61,995 SH   SOLE   2,435 0 59,560
ABBOTT LABS COM 002824100 798 17,763 SH   SOLE   1,075 0 16,688
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,163 20,696 SH   SOLE   350 0 20,346
ANALOG DEVICES INC COM 032654105 2,853 51,576 SH   SOLE   1,670 0 49,906
ARCHER DANIELS MIDLAND CO COM 039483102 538 14,675 SH   SOLE   280 0 14,395
AETNA INC NEW COM 00817Y108 1,973 18,248 SH   SOLE   465 0 17,783
AFLAC INC COM 001055102 2,424 40,463 SH   SOLE   2,435 0 38,028
APPLIED MATLS INC COM 038222105 2,529 135,439 SH   SOLE   6,950 0 128,489
AMGEN INC COM 031162100 2,779 17,120 SH   SOLE   1,640 0 15,480
ALPS ETF TR ALERIAN MLP 00162Q866 927 76,945 SH   SOLE   3,320 0 73,625
AMERIPRISE FINL INC COM 03076C106 1,623 15,249 SH   SOLE   340 0 14,909
AMERICAN TOWER CORP NEW COM 03027X100 262 2,700 SH   SOLE   0 0 2,700
AMERICAN EXPRESS CO COM 025816109 225 3,230 SH   SOLE   25 0 3,205
BOEING CO COM 097023105 2,793 19,314 SH   SOLE   588 0 18,726
BAXTER INTL INC COM 071813109 853 22,356 SH   SOLE   90 0 22,266
BARD C R INC COM 067383109 1,159 6,116 SH   SOLE   219 0 5,897
BECTON DICKINSON & CO COM 075887109 1,473 9,558 SH   SOLE   575 0 8,983
BIOGEN INC COM 09062X103 762 2,488 SH   SOLE   115 0 2,373
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 11,961 533,973 SH   SOLE   14,525 0 519,448
BLACKROCK INC COM 09247X101 4,606 13,525 SH   SOLE   625 0 12,900
BAXALTA INC COM 07177M103 267 6,851 SH   SOLE   35 0 6,816
CITIGROUP INC COM NEW 172967424 412 7,963 SH   SOLE   376 0 7,587
CA INC COM 12673P105 502 17,566 SH   SOLE   0 0 17,566
CHUBB CORP COM 171232101 385 2,905 SH   SOLE   240 0 2,665
CELGENE CORP COM 151020104 543 4,530 SH   SOLE   395 0 4,135
CERNER CORP COM 156782104 1,155 19,200 SH   SOLE   850 0 18,350
CHECK POINT SOFTWARE TECH LT ORD M22465104 733 9,012 SH   SOLE   340 0 8,672
COLGATE PALMOLIVE CO COM 194162103 1,337 20,067 SH   SOLE   8,300 0 11,767
CANADIAN NATL RY CO COM 136375102 826 14,782 SH   SOLE   680 0 14,102
CONOCOPHILLIPS COM 20825C104 540 11,570 SH   SOLE   175 0 11,395
COSTCO WHSL CORP NEW COM 22160K105 379 2,347 SH   SOLE   0 0 2,347
CISCO SYS INC COM 17275R102 4,905 180,633 SH   SOLE   7,290 0 173,343
CSX CORP COM 126408103 772 29,740 SH   SOLE   950 0 28,790
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,941 32,337 SH   SOLE   1,382 0 30,955
CVS HEALTH CORP COM 126650100 3,152 32,239 SH   SOLE   2,666 0 29,573
CHEVRON CORP NEW COM 166764100 1,296 14,408 SH   SOLE   678 0 13,730
DELTA AIR LINES INC DEL COM NEW 247361702 1,295 25,538 SH   SOLE   425 0 25,113
DBX ETF TR XTRAK MSCI EAFE 233051200 16,415 604,373 SH   SOLE   27,244 0 577,129
DU PONT E I DE NEMOURS & CO COM 263534109 821 12,329 SH   SOLE   250 0 12,079
DIAGEO P L C SPON ADR NEW 25243Q205 1,445 13,249 SH   SOLE   75 0 13,174
DOLLAR GEN CORP NEW COM 256677105 1,217 16,928 SH   SOLE   712 0 16,216
D R HORTON INC COM 23331A109 445 13,903 SH   SOLE   700 0 13,203
DISNEY WALT CO COM DISNEY 254687106 5,080 48,340 SH   SOLE   2,015 0 46,325
DARDEN RESTAURANTS INC COM 237194105 643 10,106 SH   SOLE   0 0 10,106
ISHARES TR MSCI EAFE ETF 464287465 2,064 35,144 SH   SOLE   75 0 35,069
LAUDER ESTEE COS INC CL A 518439104 1,559 17,707 SH   SOLE   677 0 17,030
E M C CORP MASS COM 268648102 1,430 55,698 SH   SOLE   0 0 55,698
FORD MTR CO DEL COM PAR $0.01 345370860 2,737 194,229 SH   SOLE   6,765 0 187,464
FACEBOOK INC CL A 30303M102 510 4,877 SH   SOLE   85 0 4,792
FEDEX CORP COM 31428X106 313 2,100 SH   SOLE   0 0 2,100
FOOT LOCKER INC COM 344849104 2,144 32,934 SH   SOLE   1,600 0 31,334
ISHARES TR FLTG RATE BD ETF 46429B655 6,202 122,953 SH   SOLE   4,825 0 118,128
GENERAL DYNAMICS CORP COM 369550108 365 2,660 SH   SOLE   500 0 2,160
GENERAL ELECTRIC CO COM 369604103 5,738 184,196 SH   SOLE   4,485 0 179,711
GILEAD SCIENCES INC COM 375558103 892 8,813 SH   SOLE   580 0 8,233
CORNING INC COM 219350105 613 33,561 SH   SOLE   0 0 33,561
ALPHABET INC CAP STK CL C 02079K107 3,319 4,373 SH   SOLE   138 0 4,235
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 567 14,053 SH   SOLE   0 0 14,053
CLAYMORE EXCHANGE TRD FD TR GUGG ENH SHT DUR 18383M654 37,799 758,103 SH   SOLE   18,502 0 739,601
WELLTOWER INC COM 95040Q104 374 5,496 SH   SOLE   1,000 0 4,496
HOME DEPOT INC COM 437076102 2,005 15,164 SH   SOLE   225 0 14,939
HONEYWELL INTL INC COM 438516106 2,057 19,858 SH   SOLE   1,216 0 18,642
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 11,804 128,838 SH   SOLE   1,536 0 127,302
INTERNATIONAL BUSINESS MACHS COM 459200101 443 3,217 SH   SOLE   200 0 3,017
ISHARES TR CORE S&P MCP ETF 464287507 1,581 11,349 SH   SOLE   190 0 11,159
ISHARES TR CORE S&P SCP ETF 464287804 2,589 23,513 SH   SOLE   225 0 23,288
INTEL CORP COM 458140100 4,935 143,246 SH   SOLE   7,423 0 135,823
INTL PAPER CO COM 460146103 1,154 30,607 SH   SOLE   40 0 30,567
ISHARES TR CORE S&P500 ETF 464287200 1,195 5,835 SH   SOLE   0 0 5,835
INVESCO LTD SHS G491BT108 1,368 40,871 SH   SOLE   460 0 40,411
JOHNSON & JOHNSON COM 478160104 4,131 40,215 SH   SOLE   2,345 0 37,870
JPMORGAN CHASE & CO COM 46625H100 5,158 78,120 SH   SOLE   4,048 0 74,072
KRAFT HEINZ CO COM 500754106 709 9,741 SH   SOLE   0 0 9,741
KIMBERLY CLARK CORP COM 494368103 2,109 16,570 SH   SOLE   575 0 15,995
COCA COLA CO COM 191216100 2,741 63,798 SH   SOLE   950 0 62,848
KROGER CO COM 501044101 4,263 101,922 SH   SOLE   1,530 0 100,392
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,007 8,145 SH   SOLE   0 0 8,145
LOCKHEED MARTIN CORP COM 539830109 1,504 6,924 SH   SOLE   170 0 6,754
LOWES COS INC COM 548661107 925 12,167 SH   SOLE   3,242 0 8,925
MASCO CORP COM 574599106 730 25,806 SH   SOLE   250 0 25,556
MCDONALDS CORP COM 580135101 1,826 15,457 SH   SOLE   770 0 14,687
MCKESSON CORP COM 58155Q103 1,437 7,284 SH   SOLE   145 0 7,139
MEDTRONIC PLC SHS G5960L103 2,118 27,537 SH   SOLE   500 0 27,037
METLIFE INC COM 59156R108 1,156 23,985 SH   SOLE   0 0 23,985
MAGNA INTL INC COM 559222401 433 10,672 SH   SOLE   365 0 10,307
MCCORMICK & CO INC COM NON VTG 579780206 1,671 19,526 SH   SOLE   755 0 18,771
3M CO COM 88579Y101 1,299 8,623 SH   SOLE   260 0 8,363
MONSANTO CO NEW COM 61166W101 291 2,952 SH   SOLE   50 0 2,902
MARATHON PETE CORP COM 56585A102 762 14,700 SH   SOLE   300 0 14,400
MERCK & CO INC NEW COM 58933Y105 1,572 29,753 SH   SOLE   1,326 0 28,427
MORGAN STANLEY COM NEW 617446448 1,112 34,954 SH   SOLE   1,065 0 33,889
MICROSOFT CORP COM 594918104 3,776 68,059 SH   SOLE   2,006 0 66,053
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 12,078 241,465 SH   SOLE   10,815 0 230,650
NEXTERA ENERGY INC COM 65339F101 898 8,640 SH   SOLE   575 0 8,065
NIKE INC CL B 654106103 2,440 39,040 SH   SOLE   1,392 0 37,648
NOVARTIS A G SPONSORED ADR 66987V109 590 6,855 SH   SOLE   100 0 6,755
OMNICOM GROUP INC COM 681919106 690 9,122 SH   SOLE   0 0 9,122
ORACLE CORP COM 68389X105 2,628 71,937 SH   SOLE   2,515 0 69,422
OCCIDENTAL PETE CORP DEL COM 674599105 238 3,514 SH   SOLE   800 0 2,714
PAYCHEX INC COM 704326107 884 16,706 SH   SOLE   350 0 16,356
PEOPLES BANCORP INC COM 709789101 326 17,309 SH   SOLE   0 0 17,309
PUBLIC SVC ENTERPRISE GROUP COM 744573106 564 14,590 SH   SOLE   350 0 14,240
PEPSICO INC COM 713448108 2,453 24,549 SH   SOLE   2,215 0 22,334
PFIZER INC COM 717081103 2,686 83,214 SH   SOLE   2,651 0 80,563
PROCTER & GAMBLE CO COM 742718109 3,109 39,157 SH   SOLE   2,870 0 36,287
PARKER HANNIFIN CORP COM 701094104 874 9,016 SH   SOLE   0 0 9,016
PNC FINL SVCS GROUP INC COM 693475105 281 2,947 SH   SOLE   602 0 2,345
PPL CORP COM 69351T106 1,171 34,313 SH   SOLE   300 0 34,013
PRUDENTIAL FINL INC COM 744320102 509 6,252 SH   SOLE   280 0 5,972
PHILLIPS 66 COM 718546104 1,939 23,700 SH   SOLE   565 0 23,135
PAYPAL HLDGS INC COM 70450Y103 519 14,340 SH   SOLE   363 0 13,977
QUALCOMM INC COM 747525103 853 17,059 SH   SOLE   1,480 0 15,579
RYDER SYS INC COM 783549108 569 10,004 SH   SOLE   0 0 10,004
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1,129 11,155 SH   SOLE   650 0 10,505
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 883 19,285 SH   SOLE   240 0 19,045
REINSURANCE GROUP AMER INC COM NEW 759351604 916 5,002 SH   SOLE   174 0 4,828
RAYTHEON CO COM NEW 755111507 383 3,076 SH   SOLE   0 0 3,076
OPPENHEIMER REV WEIGHTED ETF MID CAP REV ETF 68386C203 518 11,440 SH   SOLE   0 0 11,440
OPPENHEIMER REV WEIGHTED ETF LARGE CAP REV ET 68386C104 260 6,603 SH   SOLE   0 0 6,603
STARBUCKS CORP COM 855244109 2,311 38,497 SH   SOLE   285 0 38,212
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,409 27,059 SH   SOLE   1,168 0 25,891
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,195 105,927 SH   SOLE   7,565 0 98,362
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 954 24,746 SH   SOLE   1,565 0 23,181
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 197 10,097 SH   SOLE   850 0 9,247
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,834 66,559 SH   SOLE   4,715 0 61,844
SCHWAB STRATEGIC TR US REIT ETF 808524847 659 16,629 SH   SOLE   196 0 16,433
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,299 82,337 SH   SOLE   2,032 0 80,305
SPECTRA ENERGY CORP COM 847560109 1,600 66,846 SH   SOLE   1,435 0 65,411
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 615 25,250 SH   SOLE   0 0 25,250
SMUCKER J M CO COM NEW 832696405 266 2,157 SH   SOLE   0 0 2,157
SPDR SER TR SHT TRM HGH YLD 78468R408 214 8,314 SH   SOLE   0 0 8,314
SCHLUMBERGER LTD COM 806857108 1,897 27,197 SH   SOLE   706 0 26,491
STERICYCLE INC COM 858912108 437 3,625 SH   SOLE   160 0 3,465
STRYKER CORP COM 863667101 1,365 14,682 SH   SOLE   225 0 14,457
AT&T INC COM 00206R102 2,779 80,753 SH   SOLE   3,543 0 77,210
TORONTO DOMINION BK ONT COM NEW 891160509 1,304 33,303 SH   SOLE   190 0 33,113
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 320 4,870 SH   SOLE   75 0 4,795
TJX COS INC NEW COM 872540109 246 3,475 SH   SOLE   225 0 3,250
THERMO FISHER SCIENTIFIC INC COM 883556102 1,030 7,261 SH   SOLE   151 0 7,110
TOTAL S A SPONSORED ADR 89151E109 851 18,933 SH   SOLE   0 0 18,933
TRANSCANADA CORP COM 89353D107 556 17,052 SH   SOLE   697 0 16,355
TRAVELERS COMPANIES INC COM 89417E109 1,992 17,648 SH   SOLE   675 0 16,973
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,356 59,589 SH   SOLE   3,880 0 55,709
TIME WARNER INC COM NEW 887317303 1,660 25,669 SH   SOLE   785 0 24,884
TEXAS INSTRS INC COM 882508104 1,168 21,310 SH   SOLE   1,125 0 20,185
UNITEDHEALTH GROUP INC COM 91324P102 412 3,503 SH   SOLE   125 0 3,378
UNITED PARCEL SERVICE INC CL B 911312106 1,430 14,865 SH   SOLE   355 0 14,510
US BANCORP DEL COM NEW 902973304 2,372 55,587 SH   SOLE   2,550 0 53,037
UNITED THERAPEUTICS CORP DEL COM 91307C102 571 3,645 SH   SOLE   0 0 3,645
UNITED TECHNOLOGIES CORP COM 913017109 1,380 14,361 SH   SOLE   1,455 0 12,906
VISA INC COM CL A 92826C839 4,578 59,028 SH   SOLE   1,239 0 57,789
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,558 128,040 SH   SOLE   2,814 0 125,226
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,600 130,390 SH   SOLE   125 0 130,265
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,466 44,830 SH   SOLE   1,100 0 43,730
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,635 39,471 SH   SOLE   1,549 0 37,922
VERIZON COMMUNICATIONS INC COM 92343V104 3,649 78,942 SH   SOLE   3,111 0 75,831
WENDYS CO COM 95058W100 135 12,526 SH   SOLE   0 0 12,526
WELLS FARGO & CO NEW COM 949746101 1,013 18,635 SH   SOLE   1,302 0 17,333
WASTE MGMT INC DEL COM 94106L109 1,707 31,980 SH   SOLE   600 0 31,380
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 608 13,994 SH   SOLE   430 0 13,564
EXXON MOBIL CORP COM 30231G102 3,481 44,663 SH   SOLE   2,879 0 41,784
ZIMMER BIOMET HLDGS INC COM 98956P102 490 4,780 SH   SOLE   250 0 4,530