AMENDMENT 1

                                       To

                            PARTICIPATION AGREEMENT

                                     Among

                             PUTNAM VARIABLE TRUST
                  PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP

                                      And

                       FORETHOUGHT LIFE INSURANCE COMPANY

      THIS AMENDMENT (the "Amendment") is made and entered into this      day of
April 2018, by and among FORTHOUGHT LIFE INSURANCE COMPANY (the "Company"),
PUTNAM VARIABLE TRUST (the "Trust"), and PUTNAM RETAIL MANAGEMENT LIMITED
PARTNERSHIP (the "Underwriter").

      WHEREAS, the Parties entered into a Participation Agreement dated November
6, 2012 (the "Agreement"); and

      WHEREAS, the Parties desire to amend the Agreement as set forth below;

      NOW, THEREFORE, in consideration of the mutual promises herein, the
Company, the Trust and the Underwriter agree as follows:

   1. Global Atlantic Distributors, LLC ("GAD"), a broker-dealer registered
      under the 1934 Act, as amended (the "1934 Act"), and a member of the
      Financial Industry Regulatory Authority ("FINRA"), which serves as
      principal underwriter for the contracts of the Company, is hereby added as
      a party to the Agreement; and

   2. Under Article V. FEES AND EXPENSES, Section 5.1 is deleted in its entirety
      and replaced with Section 5.1 as state below; and

           5.1    Except as provided in Article VI, the Trust and Underwriter
           shall pay no fee or other compensation to GAD under this Agreement.

   3. Under Article VI. SERVICE FEES, Sections 6.1 through 6.6 are deleted in
      their entirety and replaced with the following:

           6.1    So long as GAD or its designee complies with its obligations
      in this Article VI, the Underwriter shall pay GAD or its designee a
      service fee (the "Service Fee") on shares of the Funds held in the
      Accounts at the annual rates specified in Schedule B (excluding any
      accounts for the Company's own corporate retirement plans), subject to
      Section 6.2 hereof.

           6.2    GAD understands and agrees that all Service Fee payments are
      subject to the limitations contained in each Fund's Distribution Plan,
      which may be varied or discontinued at



      any time and hereby waives the right to receive such Service Fee
      payments with respect to the Fund if the Fund ceases to pay 12b-1 fees
      to the Underwriter.

           6.3    (a)    GAD's failure to provide the services described in
      Section 6.4 or otherwise comply with the terms of this Agreement will
      render it ineligible to receive Service Fees; and

                  (b)    the Underwriter may, without the consent of GAD, amend
      this Article VI to change the terms of the Service Fee payments with prior
      written notice to GAD.

           6.4    GAD or its designee, will provide the following services to
      the Contract Owners purchasing Fund shares:

           (i)    Maintaining regular contact with Contract owners and assisting
      in answering inquiries concerning the Funds;

           (ii)   Assisting in printing and distributing of shareholder reports,
      prospectuses and other sale and service literature provided by the
      Underwriter;

           (iii)  Assisting the Underwriter and its affiliates in the
      establishment and maintenance of shareholder accounts and records;

           (iv)   Assisting Contract owners in effecting administrative changes,
      such as exchanging shares in or out of the Funds;

           (v)    Assisting in processing purchase and redemption
      transactions; and

           (vi)   Providing any other information or services as the Contract
      owners or the Underwriter may reasonably request.

           GAD will support the Underwriter's marketing efforts by granting
      reasonable requests for visits to the Company's offices by representatives
      of the Underwriter.

           6.5    The provisions of this Article VI shall remain in effect for
not more than one year from the date hereof and thereafter for successive annual
periods only so long as such continuance is specifically approved as least
annually by the Trustees in conformity with Rule 12b-1. This Agreement shall
automatically terminate in the event of its assignment (as defined by the 1940
Act). In addition, this Article VI may be terminated at any time, without the
payment of any penalty, with respect to any Fund or the Trust as a whole by any
party upon written notice delivered or mailed by registered mail, postage
prepaid, to the other party, or, as provided in Rule 12b-1 under the 1940 Act by
the Trustees or by the vote of the holders of the outstanding voting securities
of any Fund.

           6.6    The Underwriter shall provide the Trustees of each of the
Funds, and such Trustees shall review at least quarterly, a written report of
the amounts paid to GAD under this Article VI and the purposes for which such
expenditures were made.



   4. All other terms and provisions of the Agreement not amended herein shall
      remain in full force and effect; and

   5. This Amendment may be executed simultaneously in two or more counterparts,
      each of which taken together shall constitute one and the same instrument.

   IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to
be executed in its name and on its behalf by its duly authorized representative
and its seal to be hereunder affixed hereto as of the date specified above.

                                                             
                                                                FORETHOUGHT LIFE INSURANCE COMPANY
                                                                By its authorized officer,


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                                                                Name:
                                                                Title:


                                                                GLOBAL ATLANTIC DISTRIBUTORS, INC.
                                                                By its authorized officer,


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                                                                Name:
                                                                Title:


                                                                PUTNAM VARIABLE TRUST
                                                                By its authorized officer,


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                                                                Name:
                                                                Title:


                                                                PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP
                                                                By its authorized officer,


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                                                                Name:
                                                                Title: