The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR SP SMCP600VL ETF 464287879 1,435 13,271 SH   SOLE   0 0 13,271
ISHARES TR S&P 500 VAL ETF 464287408 39,043 441,011 SH   SOLE   0 0 441,011
ISHARES TR CORE S&P500 ETF 464287200 19,410 94,743 SH   SOLE   0 0 94,743
DISNEY WALT CO COM DISNEY 254687106 421 4,011 SH   SOLE   0 0 4,011
ISHARES TR MSCI EAFE ETF 464287465 15,993 272,355 SH   SOLE   0 0 272,355
ISHARES TR 1-3 YR TR BD ETF 464287457 38,866 460,710 SH   SOLE   0 0 460,710
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,085 19,994 SH   SOLE   0 0 19,994
ISHARES TR MSCI EMG MKT ETF 464287234 9,095 282,527 SH   SOLE   0 0 282,527
ISHARES TR CORE US AGGBD ET 464287226 85,396 790,633 SH   SOLE   0 0 790,633
VANGUARD WORLD FDS ENERGY ETF 92204A306 421 5,059 SH   SOLE   0 0 5,059
VANGUARD INDEX FDS SM CP VAL ETF 922908611 31,767 321,628 SH   SOLE   0 0 321,628
VANGUARD INDEX FDS REIT ETF 922908553 525 6,581 SH   SOLE   0 0 6,581
VANGUARD INDEX FDS SMALL CP ETF 922908751 17,640 159,432 SH   SOLE   0 0 159,432
ISHARES TR MICRO-CAP ETF 464288869 17,405 241,406 SH   SOLE   0 0 241,406
ISHARES TR EAFE VALUE ETF 464288877 29,545 635,095 SH   SOLE   0 0 635,095
WISDOMTREE TR INTL SMCAP DIV 97717W760 47,414 816,077 SH   SOLE   0 0 816,077
WISDOMTREE TR HIGH DIV FD 97717W208 527 8,926 SH   SOLE   0 0 8,926
ISHARES TR CORE S&P TTL STK 464287150 2,664 28,690 SH   SOLE   0 0 28,690
ISHARES TR IBOXX HI YD ETF 464288513 1,333 16,538 SH   SOLE   0 0 16,538
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 44,347 557,331 SH   SOLE   0 0 557,331
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 528 7,906 SH   SOLE   0 0 7,906
WISDOMTREE TR EMG MKTS SMCAP 97717W281 11,610 331,148 SH   SOLE   0 0 331,148
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 1,089 19,942 SH   SOLE   0 0 19,942
ISHARES TR EAFE SML CP ETF 464288273 10,880 217,808 SH   SOLE   0 0 217,808
BARCLAYS BANK PLC ETN DJUBS PMET38 06739H248 433 8,930 SH   SOLE   0 0 8,930
ISHARES TR AGENCY BOND ETF 464288166 651 5,755 SH   SOLE   0 0 5,755
ISHARES MODERT ALLOC ETF 464289875 850 24,955 SH   SOLE   0 0 24,955
ISHARES CONSER ALLOC ETF 464289883 402 12,698 SH   SOLE   0 0 12,698
ISHARES GRWT ALLOCAT ETF 464289867 968 24,885 SH   SOLE   0 0 24,885
ISHARES AGGRES ALLOC ETF 464289859 1,025 22,850 SH   SOLE   0 0 22,850
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 760 9,034 SH   SOLE   0 0 9,034
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,214 23,750 SH   SOLE   0 0 23,750
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,436 36,221 SH   SOLE   0 0 36,221
ISHARES TR FLTG RATE BD ETF 46429B655 1,286 25,501 SH   SOLE   0 0 25,501
BARCLAYS BK PLC IPATH DYNM VIX 06741L609 1,195 46,325 SH   SOLE   0 0 46,325
INDEXIQ ETF TR US RL EST SMCP 45409B628 465 19,055 SH   SOLE   0 0 19,055
ISHARES INC CORE MSCI EMKT 46434G103 740 18,794 SH   SOLE   0 0 18,794
BARCLAYS BK PLC IPATH S&P MLP 06742A750 1,096 59,753 SH   SOLE   0 0 59,753
ISHARES U S ETF TR ENH US SCP ETF 46431W200 3,860 130,327 SH   SOLE   0 0 130,327
ISHARES U S ETF TR ENH US LCP ETF 46431W101 3,500 111,005 SH   SOLE   0 0 111,005
ISHARES TR MSCI USAVALFCT 46432F388 993 15,955 SH   SOLE   0 0 15,955
ISHARES U S ETF TR ENH INTL L CAP 46431W408 3,835 167,448 SH   SOLE   0 0 167,448
ISHARES U S ETF TR ENH INTL SMCAP 46431W309 4,265 187,290 SH   SOLE   0 0 187,290