AMENDMENT NO. 2 TO

FUND PARTICIPATION AGREEMENT

THIS AMENDMENT NO. 2 TO FUND PARTICIPATION AGREEMENT (“Amendment”) is made as of this 1st day of May, 2012, by and among AXA EQUITABLE LIFE INSURANCE COMPANY, MONY LIFE INSURANCE COMPANY, MONY LIFE INSURANCE COMPANY OF AMERICA (collectively, the “Company”), AMERICAN CENTURY INVESTMENT MANAGEMENT, INC. (“Adviser”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

RECITALS

WHEREAS, the Company, Adviser and Distributor are parties to a certain Fund Participation Agreement dated October 15, 2009, as amended (the “Agreement”); and

WHEREAS, the Parties wish to add Separate Account 70 to Schedule A of the Agreement;

The Parties hereby agree to amend the Agreement as follows:

1. Schedule A. Schedule A of the Agreement is hereby deleted in its entirety and replaced with the attached “Schedule A”.

Except as modified and amended hereby, the Agreement is hereby ratified and confirmed in full force and effect in accordance with its terms.

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IN WITNESS WHEREOF, the parties have executed and delivered this Amendment No. 2 as of the date first above set forth.

AMERICAN CENTURY INVESTMENT MANAGEMENT, INC.		AMERICAN CENTURY INVESTMENT SERVICES, INC.
By:		By:
Name:	Otis H. Cowan	Name:	Cindy A. Johnson
Title:	Vice President	Title:	Vice President

AXA EQUITABLE LIFE INSURANCE COMPANY		MONY LIFE INSURANCE COMPANY, OF AMERICA
By:		By:
Name:	Steven M. Joenk	Name:	Steven M. Joenk
Title:	Senior Vice President President, AXA Equitable FMG	Title:	Senior Vice President President, AXA Equitable FMG

MONEY LIFE INSURANCE COMPANY
By:
Name:	Steven M. Joenk
Title:	Senior Vice President President,AXA Equitable FMG

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SCHEDULE A

CONTRACTS

Name of Account

A- All Contracts

FP- All Contracts

I- All Contracts

45- All Contracts

49- All Contracts

65- All Contracts

66- All Contracts

70- All Contracts

206- All Contracts

301-All Contracts

Legacy “S”- All Contracts

Legacy “L”- All Contracts

Legacy “A”- All Contracts

MONY UGVL VUL- All Contracts

MONY UGVL SVUL- All Contracts

MONY UGVA VA- All Contracts

Keynote- All Contracts

MLOA “L”- All Contracts

MLOA “A”- All Contracts

MLOA “P”- All Contracts

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