The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer Inc COM 037833100   8,744,977 50,997 SH   SOLE   0 0 50,997
Abbvie Inc COM 00287Y109   526,961 2,894 SH   SOLE   0 0 2,894
Airbnb Inc COM 009066101   234,078 1,419 SH   SOLE   0 0 1,419
Abbott Laboratories COM 002824100   296,837 2,612 SH   SOLE   0 0 2,612
Analog Devices Inc COM 032654105   374,219 1,892 SH   SOLE   0 0 1,892
A F L A C Inc COM 001055102   4,542,442 52,905 SH   SOLE   0 0 52,905
Align Technology Inc COM 016255101   655,840 2,000 SH   SOLE   0 0 2,000
Applied Materials Inc COM 038222105   216,542 1,050 SH   SOLE   0 0 1,050
Advanced Micro Devic COM 007903107   746,507 4,136 SH   SOLE   0 0 4,136
Amazon Com Inc COM 023135106   3,065,378 16,994 SH   SOLE   0 0 16,994
Ishares Tr S&P Aggressive COM 464289859   10,257,185 139,630 SH   SOLE   0 0 139,630
Ishares Tr S&P Allocation Fd COM 464289867   4,452,605 79,982 SH   SOLE   0 0 79,982
Smith A O COM 831865209   5,272,280 58,935 SH   SOLE   0 0 58,935
Ares Capital Corp COM 04010L103   209,845 10,079 SH   SOLE   0 0 10,079
Atmos Energy Corp COM 049560105   356,135 2,996 SH   SOLE   0 0 2,996
Boeing Co COM 097023105   670,061 3,472 SH   SOLE   0 0 3,472
Bank Of America Corp COM 060505104   843,802 22,252 SH   SOLE   0 0 22,252
Bristol-Myers Squibb Co COM 110122108   433,393 7,992 SH   SOLE   0 0 7,992
Berkshire Hathaway Cl B COM 084670702   4,289,725 10,201 SH   SOLE   0 0 10,201
Vanguard Short Term Bd Index COM 921937827   748,972 9,769 SH   SOLE   0 0 9,769
Blackstone Group LP COM 09260D107   1,267,906 9,651 SH   SOLE   0 0 9,651
Caterpillar Inc COM 149123101   379,621 1,036 SH   SOLE   0 0 1,036
Carnival Corp COM 143658300   173,204 10,600 SH   SOLE   0 0 10,600
City Holding Co COM 177835105   312,660 3,000 SH   SOLE   0 0 3,000
Conocophillips COM 20825C104   738,662 5,803 SH   SOLE   0 0 5,803
Costco Whsl Corp New COM 22160K105   1,194,920 1,631 SH   SOLE   0 0 1,631
Cisco Systems Inc COM 17275R102   581,095 11,643 SH   SOLE   0 0 11,643
Corteva Inc com COM 22052L104   243,829 4,228 SH   SOLE   0 0 4,228
C V S Corp Del COM 126650100   310,984 3,899 SH   SOLE   0 0 3,899
Chevrontexaco Corp COM 166764100   887,603 5,627 SH   SOLE   0 0 5,627
Dupont De Nemours Inc COM 26614N102   324,161 4,228 SH   SOLE   0 0 4,228
Dfa Tax Managed US Small COM 25434V609   460,324 8,457 SH   SOLE   0 0 8,457
DFA Tax-Managed US Marketwide Value II COM 25434V724   1,076,873 26,329 SH   SOLE   0 0 26,329
Spdr Dow Jones COM 78467X109   371,741 935 SH   SOLE   0 0 935
Disney Walt Hldg Co COM 254687106   1,562,581 12,770 SH   SOLE   0 0 12,770
Dow Chemical Company COM 260557103   254,776 4,398 SH   SOLE   0 0 4,398
Duke Energy Corporation COM 26441C204   313,144 3,238 SH   SOLE   0 0 3,238
Ishares Tr Dow Jones Select Divid Index COM 464287168   29,184,223 236,923 SH   SOLE   0 0 236,923
Ishares MSCI Emrg Mkt Fd COM 464287234   5,496,191 133,792 SH   SOLE   0 0 133,792
Ishares Tr MSCI EAFE Fd COM 464287465   41,262,266 516,683 SH   SOLE   0 0 516,683
Ford Motor Company COM 345370860   176,545 13,294 SH   SOLE   0 0 13,294
Fedex Corporation COM 31428X106   461,580 1,593 SH   SOLE   0 0 1,593
Fifth Third Bancorp COM 316773100   297,680 8,000 SH   SOLE   0 0 8,000
Sch Fnd US Sm Etf COM 808524763   759,982 13,326 SH   SOLE   0 0 13,326
Schwab Fundamental Intl COM 808524748   250,454 7,061 SH   SOLE   0 0 7,061
Schwab Funda Emg Mkts COM 808524730   242,484 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755   707,464 19,867 SH   SOLE   0 0 19,867
Schwab Fundamental US COM 808524771   1,541,395 22,873 SH   SOLE   0 0 22,873
General Electric Company COM 369604301   626,615 3,570 SH   SOLE   0 0 3,570
General Mills Inc COM 370334104   200,906 2,871 SH   SOLE   0 0 2,871
General Motors Corp COM 37045V100   426,471 9,404 SH   SOLE   0 0 9,404
Google Inc Class C COM 02079K107   2,664,702 17,501 SH   SOLE   0 0 17,501
Google Inc Cl A COM 02079K305   2,012,048 13,331 SH   SOLE   0 0 13,331
Global Pmts Inc Com COM 37940X102   242,860 1,817 SH   SOLE   0 0 1,817
Gorman Rupp Co Com COM 383082104   2,417,138 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101   15,463,473 46,363 SH   SOLE   0 0 46,363
Home Depot Inc COM 437076102   2,682,160 6,992 SH   SOLE   0 0 6,992
Ishares Msci ETF High Dividend Equity Fund COM 46429B663   52,833,447 479,389 SH   SOLE   0 0 479,389
Honeywell International COM 438516106   224,544 1,094 SH   SOLE   0 0 1,094
Block H R Incorporated COM 093671105   245,550 5,000 SH   SOLE   0 0 5,000
Humana Inc COM 444859102   208,032 600 SH   SOLE   0 0 600
iShares iBonds 2024 Term HY and Inc ETF COM 46435U184   1,665,137 71,419 SH   SOLE   0 0 71,419
iShares iBonds 2025 Term HY and Inc ETF COM 46435U168   2,609,412 111,609 SH   SOLE   0 0 111,609
ISHARES IBND 2026 TRM HG YD INCM ETF COM 46436E528   2,424,297 105,130 SH   SOLE   0 0 105,130
ISHS IBND 2027 TRM HGH YLD INCM ETF COM 46436E478   2,429,760 109,154 SH   SOLE   0 0 109,154
iShares iBonds 2028 Term HY & Inc ETF COM 46436E387   1,790,589 76,718 SH   SOLE   0 0 76,718
Intl Business Machines COM 459200101   1,035,039 5,420 SH   SOLE   0 0 5,420
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697   2,538,539 97,824 SH   SOLE   0 0 97,824
iShares iBonds Dec 2025 Term Muni Bd ETF COM 46435U432   5,129,523 193,860 SH   SOLE   0 0 193,860
iShares iBonds Dec 2026 Term Muni Bd ETF COM 46435U259   4,730,807 186,620 SH   SOLE   0 0 186,620
iShares iBonds Dec 2027 Term Muni Bd ETF COM 46435U283   3,956,492 157,191 SH   SOLE   0 0 157,191
iShares iBonds Dec 2028 Term Muni Bd ETF COM 46435U325   2,504,443 99,107 SH   SOLE   0 0 99,107
Ishares Cohen Steers REIT COM 464287564   19,536,920 338,595 SH   SOLE   0 0 338,595
Icon Media Holdings Inc COM 45110Q104   40 100,000 SH   SOLE   0 0 100,000
Ishares Tr Dj US Utils COM 464287697   10,013,075 118,470 SH   SOLE   0 0 118,470
Ishares Tr Dow Jones COM 464288448   592,349 21,125 SH   SOLE   0 0 21,125
Ishares Core Msci Eafe COM 46432F842   39,583,180 533,322 SH   SOLE   0 0 533,322
Ishares Core Msci COM 46434G103   7,167,084 138,897 SH   SOLE   0 0 138,897
i3 Verticals Inc COM 46571Y107   244,923 10,700 SH   SOLE   0 0 10,700
Ishares Tr S&P Midcap COM 464287507   6,480,943 106,700 SH   SOLE   0 0 106,700
Ishares S&P Midcap COM 464287606   1,319,275 14,458 SH   SOLE   0 0 14,458
Ishares Tr S&P Smallcap COM 464287804   16,559,235 149,830 SH   SOLE   0 0 149,830
Intel Corp COM 458140100   452,118 10,236 SH   SOLE   0 0 10,236
Ishares Tr S&P 500/ Value Index Fd COM 464287408   10,304,186 55,159 SH   SOLE   0 0 55,159
Ishares TRUST S&P 500 COM 464287200   236,332,416 449,532 SH   SOLE   0 0 449,532
Ishares Tr S&P 500/ Barra Growth Index COM 464287309   12,086,568 143,138 SH   SOLE   0 0 143,138
Ishares Tr Russell COM 464287614   936,246 2,778 SH   SOLE   0 0 2,778
Ishares Russell 2000 COM 464287655   148,529,464 706,274 SH   SOLE   0 0 706,274
Ishares Russell Index Fd COM 464287499   281,423 3,347 SH   SOLE   0 0 3,347
Ishares Tr Dow Jones Re COM 464287739   891,089 9,912 SH   SOLE   0 0 9,912
Johnson & Johnson COM 478160104   925,640 5,851 SH   SOLE   0 0 5,851
J P Morgan Chase & Co COM 46625H100   1,422,339 7,101 SH   SOLE   0 0 7,101
Coca Cola Company COM 191216100   2,347,502 38,370 SH   SOLE   0 0 38,370
Spdr S&P Regional COM 78464A698   251,400 5,000 SH   SOLE   0 0 5,000
Lilly Eli & Company COM 532457108   1,400,328 1,800 SH   SOLE   0 0 1,800
Mastercard Inc COM 57636Q104   836,166 1,736 SH   SOLE   0 0 1,736
Mc Donalds Corp COM 580135101   408,139 1,448 SH   SOLE   0 0 1,448
Mckesson Corporation COM 58155Q103   230,846 430 SH   SOLE   0 0 430
Mongodb Inc Cl A COM 60937P106   896,600 2,500 SH   SOLE   0 0 2,500
Mid Cap S P D R TRUST COM 78467Y107   1,235,208 2,220 SH   SOLE   0 0 2,220
Facebook Inc Class A COM 30303M102   1,548,300 3,189 SH   SOLE   0 0 3,189
Marathon Pete Corp COM 56585A102   269,649 1,338 SH   SOLE   0 0 1,338
Merck & Co Inc COM 58933Y105   1,172,508 8,886 SH   SOLE   0 0 8,886
Microsoft Corp COM 594918104   5,397,504 12,829 SH   SOLE   0 0 12,829
MSGI Security Solutions Inc (NV) COM 553570102   0 50,000 SH   SOLE   0 0 50,000
Micron Technology Inc COM 595112103   382,671 3,246 SH   SOLE   0 0 3,246
Nextera Energy Inc COM 65339F101   338,493 5,296 SH   SOLE   0 0 5,296
Nike Inc Class B COM 654106103   227,047 2,416 SH   SOLE   0 0 2,416
Nestle Sa Ord COM H57312649   862,228 8,118 SH   SOLE   0 0 8,118
NVIDIA Corp COM 67066G104   466,794 517 SH   SOLE   0 0 517
Oracle Corporation COM 68389X105   912,305 7,263 SH   SOLE   0 0 7,263
Pepsico Incorporated COM 713448108   699,823 3,999 SH   SOLE   0 0 3,999
Pfizer Incorporated COM 717081103   426,039 15,353 SH   SOLE   0 0 15,353
Ishares S&P U S Pfd Fund COM 464288687   756,795 23,481 SH   SOLE   0 0 23,481
Procter & Gamble Co COM 742718109   252,137 1,554 SH   SOLE   0 0 1,554
Philip Morris Intl Inc COM 718172109   344,209 3,757 SH   SOLE   0 0 3,757
Pnc Finl Services Gp Inc COM 693475105   533,659 3,302 SH   SOLE   0 0 3,302
Pinnancle Finl Partners Inc COM 72346Q104   1,247,940 14,531 SH   SOLE   0 0 14,531
FIS CHRISTIAN STOCK FUND ETF COM 78433H204   577,181 20,780 SH   SOLE   0 0 20,780
Prudential Financial Inc COM 744320102   269,329 2,294 SH   SOLE   0 0 2,294
Phillips COM 718546104   389,150 2,382 SH   SOLE   0 0 2,382
Provectus Pharmaceutical Inc COM 74373P108   4,024 22,000 SH   SOLE   0 0 22,000
ProShares Ultra QQQ COM 74347R206   311,105 3,556 SH   SOLE   0 0 3,556
Nasdaq 100 Shares COM 46090E103   2,898,168 6,527 SH   SOLE   0 0 6,527
SPDR MSCI USA StrategicFactors ETF COM 78468R812   1,960,813 13,464 SH   SOLE   0 0 13,464
Alpha Architect US Quantitative Val ETF COM 02072L102   359,520 8,000 SH   SOLE   0 0 8,000
Royal Carribean Cruisesf COM V7780T103   208,515 1,500 SH   SOLE   0 0 1,500
ATLAS SALT ORD COM 04943J100   5,504 10,000 SH   SOLE   0 0 10,000
Regions Financial Cp New COM 7591EP100   377,192 17,927 SH   SOLE   0 0 17,927
Invesco S&P 500 Eql Wgt COM 46137V357   226,975,018 1,340,113 SH   SOLE   0 0 1,340,113
Raytheon Technologies Ord COM 75513E101   491,743 5,042 SH   SOLE   0 0 5,042
PerkinElmer Inc COM 714046109   223,965 2,133 SH   SOLE   0 0 2,133
Royal Bk Cda Montreal COM 780087102   227,384 2,254 SH   SOLE   0 0 2,254
Schw US Scap Etf COM 808524607   498,160 10,117 SH   SOLE   0 0 10,117
Schw Intl Eq Etf COM 808524805   520,488 13,339 SH   SOLE   0 0 13,339
Schwab Intermediate Term COM 808524854   228,573 4,660 SH   SOLE   0 0 4,660
The Charles Schwab Corp COM 808513105   317,428 4,388 SH   SOLE   0 0 4,388
Schw US Lcap Etf COM 808524201   1,702,038 27,426 SH   SOLE   0 0 27,426
Spdr S&P Dividend Etf COM 78464A763   347,003 2,644 SH   SOLE   0 0 2,644
SPDR S&P 600 Small Cap Growth ETF COM 78464A201   285,072 3,268 SH   SOLE   0 0 3,268
Smartfinancial Inc COM 83190L208   933,359 44,298 SH   SOLE   0 0 44,298
Synopsys Inc COM 871607107   768,096 1,344 SH   SOLE   0 0 1,344
The Southern Company COM 842587107   1,685,819 23,499 SH   SOLE   0 0 23,499
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889   3,820,855 106,609 SH   SOLE   0 0 106,609
SPDR S&P Emerging Markets ETF COM 78463X509   308,452 8,523 SH   SOLE   0 0 8,523
Invesco S&P 500 Quality ETF COM 46137V241   318,595 5,273 SH   SOLE   0 0 5,273
SPDR Portfolio S&P 500 ETF COM 78464A854   964,421 15,674 SH   SOLE   0 0 15,674
SPDR Portfolio S&P 600 Sm Cap ETF COM 78468R853   3,632,361 84,395 SH   SOLE   0 0 84,395
S P D R TRUST Unit SR COM 78462F103   5,491,031 10,498 SH   SOLE   0 0 10,498
Spdr S&P 500 Growth Etf COM 78464A409   2,418,553 33,063 SH   SOLE   0 0 33,063
SPDR Portfolio S&P 500 Value ETF COM 78464A508   760,265 15,175 SH   SOLE   0 0 15,175
Square Inc Cl A COM 852234103   384,162 4,542 SH   SOLE   0 0 4,542
South St Corp Com COM 840441109   841,967 9,902 SH   SOLE   0 0 9,902
Constellation Brand Cl A COM 21036P108   210,614 775 SH   SOLE   0 0 775
Sysco Corporation COM 871829107   861,726 10,615 SH   SOLE   0 0 10,615
A T & T Corp COM 00206R102   243,637 13,843 SH   SOLE   0 0 13,843
Truist Finl Corp Com COM 89832Q109   315,660 8,098 SH   SOLE   0 0 8,098
Thermo Fisher Scntfc COM 883556102   200,517 345 SH   SOLE   0 0 345
Truxton Corp COM 89845Y107   461,727 7,329 SH   SOLE   0 0 7,329
Tesla Motors Inc COM 88160R101   388,320 2,209 SH   SOLE   0 0 2,209
Trane Technologies PLC COM G8994E103   300,200 1,000 SH   SOLE   0 0 1,000
Texas Instruments Inc COM 882508104   216,195 1,241 SH   SOLE   0 0 1,241
United Continental Holdings Inc Com Usd0 COM 910047109   204,304 4,267 SH   SOLE   0 0 4,267
Unitedhealth Group Inc COM 91324P102   320,071 647 SH   SOLE   0 0 647
United Parcel Service B COM 911312106   247,267 1,664 SH   SOLE   0 0 1,664
U S Bancorp Del New COM 902973304   350,463 7,840 SH   SOLE   0 0 7,840
Visa Inc Cl A COM 92826C839   816,329 2,925 SH   SOLE   0 0 2,925
Vanguard Europe Pac Etf COM 921943858   24,562,910 489,594 SH   SOLE   0 0 489,594
Vanguard Information Technology ETF COM 92204A702   278,460 531 SH   SOLE   0 0 531
Vanguard Div Appreciation COM 921908844   472,085 2,585 SH   SOLE   0 0 2,585
Vanguard S&P Small-Cap 600 ETF COM 921932828   205,436 2,024 SH   SOLE   0 0 2,024
Vanguard Mortgage Backed COM 92206C771   308,460 6,763 SH   SOLE   0 0 6,763
Vanguard REIT COM 922908553   7,775,987 89,917 SH   SOLE   0 0 89,917
Vanguard Mid Cap COM 922908629   11,415,727 45,689 SH   SOLE   0 0 45,689
Vanguard S&P 500 Etf COM 922908363   13,471,112 28,024 SH   SOLE   0 0 28,024
Vanguard Total World COM 922042742   1,770,563 16,023 SH   SOLE   0 0 16,023
Vanguard Total Stock Mkt COM 922908769   252,054 970 SH   SOLE   0 0 970
Vanguard Russell 2000 COM 92206C664   13,179,935 154,949 SH   SOLE   0 0 154,949
Vanguard Emerging Market COM 922042858   7,797,537 186,678 SH   SOLE   0 0 186,678
Vanguard High Div ETF COM 921946406   14,230,988 117,621 SH   SOLE   0 0 117,621
Verizon Communications COM 92343V104   244,296 5,822 SH   SOLE   0 0 5,822
Wells Fargo & Co New COM 949746101   393,983 6,797 SH   SOLE   0 0 6,797
Wal-Mart Stores Inc COM 931142103   500,083 8,311 SH   SOLE   0 0 8,311
Sector Spdr Health Fund COM 81369Y209   1,199,895 8,122 SH   SOLE   0 0 8,122
Sector Spdr Consumer Fd COM 81369Y407   251,194 1,366 SH   SOLE   0 0 1,366
Exxon Mobil Corporation COM 30231G102   2,384,761 20,516 SH   SOLE   0 0 20,516