Chief Compliance Officer

0001516450-15-000009.txt : 20151113 0001516450-15-000009.hdr.sgml : 20151113 20151113125844 ACCESSION NUMBER: 0001516450-15-000009 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20150930 FILED AS OF DATE: 20151113 DATE AS OF CHANGE: 20151113 EFFECTIVENESS DATE: 20151113 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WEALTHCARE CAPITAL MANAGEMENT LLC CENTRAL INDEX KEY: 0001516450 IRS NUMBER: 364776378 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14447 FILM NUMBER: 151228129 BUSINESS ADDRESS: STREET 1: 600 E. MAIN STREET STREET 2: SUITE 1240 CITY: RICHMOND STATE: VA ZIP: 23219 BUSINESS PHONE: 804-644-4711 MAIL ADDRESS: STREET 1: 600 E. MAIN STREET STREET 2: SUITE 1240 CITY: RICHMOND STATE: VA ZIP: 23219 FORMER COMPANY: FORMER CONFORMED NAME: WEALTHCARE CAPITAL MANAGEMENT, INC. DATE OF NAME CHANGE: 20120515 FORMER COMPANY: FORMER CONFORMED NAME: Financeware, Inc. DATE OF NAME CHANGE: 20110324 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001516450 XXXXXXXX 09-30-2015 09-30-2015 WEALTHCARE CAPITAL MANAGEMENT LLC

600 E. MAIN STREET SUITE 1240 RICHMOND VA 23219

13F HOLDINGS REPORT 028-14447 N John Lohr Chief Compliance Officer 307-217-1479 John Lohr Buffalo WY 11-13-2015 0 255 824 false INFORMATION TABLE 2 wealthcare.13f.20150930.xml APPLE INC COMMON 037833100 341 3091 SH SOLE 0 3091 0 0 ABBVIE INC COM COMMON 00287Y109 4 80 SH SOLE 0 80 0 0 A B M INDUSTRIES INC COMMON 000957100 5 170 SH SOLE 0 170 0 0 ABBOTT LABORATORIES COMMON 002824100 3 67 SH SOLE 0 67 0 0 AMERICAN CAP LTD COM COMMON 02503Y103 4 364 SH SOLE 0 364 0 0 AUTO DATA PROCESSING COMMON 053015103 17 214 SH SOLE 0 214 0 0 AMERICAN ELECTRIC POWER COMMON 025537101 88 1540 SH SOLE 0 1540 0 0 BARCLAYS AGGREGATE BOND FUND COMMON 464287226 1057 9649 SH SOLE 0 9649 0 0 APOLLO INVESTMENT CORP COMMON 03761U106 2 293 SH SOLE 0 293 0 0 AKAMAI TECHNOLOGIES INC COM COMMON 00971T101 24 344 SH SOLE 0 344 0 0 ALCATEL LUCENT SPON ADR COMMON 013904305 0 58 SH SOLE 0 58 0 0 AMERICAN TOWER CORP CLASS A COMMON 03027X100 1 6 SH SOLE 0 6 0 0 AMAZON COMMON 023135106 22 43 SH SOLE 0 43 0 0 ANTHEM INC COM COMMON 036752103 10 75 SH SOLE 0 75 0 0 AMERICAN EXPRESS COMPANY COMMON 025816109 45 604 SH SOLE 0 604 0 0 BANK OF AMERICA CORP COMMON 060505104 50 3235 SH SOLE 0 3235 0 0 BIOGEN COMMON 09062X103 3 9 SH SOLE 0 9 0 0 POWERSHARES SENIOR LOAN TRUST II COMMON 73936Q769 146 6346 SH SOLE 0 6346 0 0 BRISTOL MYERS SQUIBB COMMON 110122108 36 600 SH SOLE 0 600 0 0 VANGUARD BOND INDEX FUND COMMON 921937835 53 650 SH SOLE 0 650 0 0 BERKSHIRE HATHAWAY INC DEL CL B COMMON 084670702 2 13 SH SOLE 0 13 0 0 CLAYMORE ETF TR GUGGENHEIM BULLETSHARES 2017 HIGH COMMON 18383M399 21 810 SH SOLE 0 810 0 0 CITIGROUP INC COMMON 172967424 2 50 SH SOLE 0 50 0 0 CAMERON INTL CORP COMMON 13342B105 1 10 SH SOLE 0 10 0 0 CHEMOURS CO COM COMMON 163851108 1 101 SH SOLE 0 101 0 0 CARNIVAL CORP COMMON 143658300 7 150 SH SOLE 0 150 0 0 COMCAST CORP NEW CL A COMMON 20030N101 9 162 SH SOLE 0 162 0 0 COMCAST CORP COMMON 20030N200 1 25 SH SOLE 0 25 0 0 CONOCOPHILLIPS COMMON 20825C104 19 400 SH SOLE 0 400 0 0 CALIFORNIA RES CORP COMMON 13057Q107 0 43 SH SOLE 0 43 0 0 CISCO SYSTEMS INC COMMON 17275R102 7 268 SH SOLE 0 268 0 0 CST BRANDS INC COM ISIN #US12646R1059 SE COMMON 12646R105 0 1 SH SOLE 0 1 0 0 C S X CORP COMMON 126408103 2 70 SH SOLE 0 70 0 0 C V S CORP DEL COMMON 126650100 16 170 SH SOLE 0 170 0 0 CHEVRONTEXACO CORP COMMON 166764100 213 2699 SH SOLE 0 2699 0 0 DOMINION RES INC VA NEW COMMON 25746U109 139 1979 SH SOLE 0 1979 0 0 DELTA AIR LINES INC COM COMMON 247361702 4 94 SH SOLE 0 94 0 0 DBX TRACKERS MSCI ETF COMMON 233051200 1010 38730 SH SOLE 0 38730 0 0 DU PONT E I DE NEMOUR&CO COMMON 263534109 24 508 SH SOLE 0 508 0 0 DISCOVER FINL SVCS COMMON 254709108 48 917 SH SOLE 0 917 0 0 DANAHER CORP DEL COMMON 235851102 122 1426 SH SOLE 0 1426 0 0 SPDR DOW JONES INDUSTRIAL AVERAGE COMMON 78467X109 8 47 SH SOLE 0 47 0 0 DISNEY WALT CO COMMON 254687106 63 620 SH SOLE 0 620 0 0 DOW CHEMICAL COMMON 260543103 116 2746 SH SOLE 0 2746 0 0 DR PEPPER SNAPPLE GROUP INC CO M COMMON 26138E109 6 80 SH SOLE 0 80 0 0 ISHARES TRUST MSCI COMMON 464288570 96 1350 SH SOLE 0 1350 0 0 WISDOMTREE TOTAL DIVIDEND ETF COMMON 97717W109 153 2248 SH SOLE 0 2248 0 0 WISDOMTREE DIVIDEND COMMON 97717W406 114 1700 SH SOLE 0 1700 0 0 DUKE ENERGY CORPORATION COMMON 26441C204 13 180 SH SOLE 0 180 0 0 ELECTRONIC ARTS COM COMMON 285512109 14 200 SH SOLE 0 200 0 0 EBAY INC COMMON 278642103 0 10 SH SOLE 0 10 0 0 ECOLAB INC COMMON 278865100 1 5 SH SOLE 0 5 0 0 CONSOLIDATED EDISON INC COMMON 209115104 28 416 SH SOLE 0 416 0 0 MSCI EMERGING MKTS INDEX FUND COMMON 464287234 186 5670 SH SOLE 0 5670 0 0 MSCI EAFE INDEX FUND COMMON 464287465 1315 22943 SH SOLE 0 22943 0 0 MSCI EAFE VALUE INDEX FUND COMMON 464288877 1 29 SH SOLE 0 29 0 0 ENDOLOGIX INC COM COMMON 29266S106 37 3000 SH SOLE 0 3000 0 0 E M C CORP MASS COMMON 268648102 1 45 SH SOLE 0 45 0 0 ENSTAR GROUP LIMITED COM COMMON G3075P101 10 65 SH SOLE 0 65 0 0 EATON CORPORATION COMMON G29183103 0 9 SH SOLE 0 9 0 0 EVERTEC INC COM COMMON 30040P103 9 480 SH SOLE 0 480 0 0 ISHARES MSCI AUS IDX FD COMMON 464286103 6 335 SH SOLE 0 335 0 0 SPDR INDEX SHS FDS S&P EMERGING MKTS SM COMMON 78463X756 218 5887 SH SOLE 0 5887 0 0 FORD MOTOR COMPANY NEW COMMON 345370860 1 110 SH SOLE 0 110 0 0 FACEBOOK INC COMMON 30303M102 22 250 SH SOLE 0 250 0 0 FIRST COMMUNITY BANCSHARES COM COMMON 31983A103 56 3117 SH SOLE 0 3117 0 0 FOREST CITY ENTERPRISES INC CL A COMMON 345550107 1 38 SH SOLE 0 38 0 0 FOOT LOCKER INC COMMON 344849104 3 40 SH SOLE 0 40 0 0 FRONTIER COMMUNICATIONS CORP COMMON 35906A108 5 1040 SH SOLE 0 1040 0 0 FIRST TRUST ISE CONSUMER STAPL ES ALPHADEX FD COMMON 33734X119 3 83 SH SOLE 0 83 0 0 GENERAL DYNAMICS CORP COMMON 369550108 16 113 SH SOLE 0 113 0 0 GENERAL ELECTRIC COMPANY COMMON 369604103 88 3492 SH SOLE 0 3492 0 0 GENERAL MILLS INC COMMON 370334104 1 20 SH SOLE 0 20 0 0 SPDR S&P EMERGING MARKET COMMON 78463X509 23 435 SH SOLE 0 435 0 0 GOOGLE INC CLASS C COMMON 38259P706 5 8 SH SOLE 0 8 0 0 GOOGLE INC CLASS A COMMON 38259P508 5 8 SH SOLE 0 8 0 0 GLAXOSMITHKLINE PLC ADRF COMMON 37733W105 0 12 SH SOLE 0 12 0 0 GLOBE SPECIALTY METALS INC COM COMMON 37954N206 6 465 SH SOLE 0 465 0 0 GOODYEAR TIRE & RUBBER COMMON 382550101 18 625 SH SOLE 0 625 0 0 HCP INC COM COMMON 40414L109 8 216 SH SOLE 0 216 0 0 HOME DEPOT COMMON 437076102 115 995 SH SOLE 0 995 0 0 HONEYWELL COMMON 438516106 1 9 SH SOLE 0 9 0 0 HEWLETT-PACKARD COMPANY COMMON 428236103 3 134 SH SOLE 0 134 0 0 MARKET VECTORS ETF TR HIGH YIELD MUN ETF COMMON 57060U878 123 4015 SH SOLE 0 4015 0 0 HALYARD HEALTH INC COMMON 40650V100 0 5 SH SOLE 0 5 0 0 NASDAQ BIOTECH INDEX FUND COMMON 464287556 31 103 SH SOLE 0 103 0 0 IBM COMMON 459200101 76 528 SH SOLE 0 528 0 0 INTERDIGITAL INC PA COMMON 45867G101 27 525 SH SOLE 0 525 0 0 BARCLAYS 7-10 YR. TREASURY INDEX COMMON 464287440 374263 3469571 SH SOLE 0 3469571 0 0 BARCLAYS 3-7 YR TREASURY INDEX FUND COMMON 464288661 6603 52973 SH SOLE 0 52973 0 0 S&P MIDCAP 400 COMMON 464287507 601 4400 SH SOLE 0 4400 0 0 S&P MIDCAP 400/BARRA VALUE COMMON 464287705 277 2405 SH SOLE 0 2405 0 0 S&P MIDCAP 400/BARRA GROWTH COMMON 464287606 304 1938 SH SOLE 0 1938 0 0 S&P SMALLCAP 600 INDEX FUND COMMON 464287804 81 761 SH SOLE 0 761 0 0 INTEL CORP COMMON 458140100 12 397 SH SOLE 0 397 0 0 S&P 500 BARRA VALUE INDEX FUND COMMON 464287408 323 3840 SH SOLE 0 3840 0 0 S&P 500 INDEX FUND COMMON 464287200 4406 22863 SH SOLE 0 22863 0 0 S&P 500 BARRA GROWTH INDEX FUND COMMON 464287309 550 5101 SH SOLE 0 5101 0 0 RUSSELL 1000 INDEX FUND COMMON 464287622 294 2747 SH SOLE 0 2747 0 0 RUSSELL 1000 GROWTH INDEX FUND COMMON 464287614 206 2210 SH SOLE 0 2210 0 0 RUSSELL 2000 INDEX FUND COMMON 464287655 777 7111 SH SOLE 0 7111 0 0 RUSSELL 2000 VALUE INDEX FUND COMMON 464287630 113 1251 SH SOLE 0 1251 0 0 RUSSELL 2000 GROWTH INDEX FUND COMMON 464287648 134 998 SH SOLE 0 998 0 0 RUSSELL 3000 INDEX FUND COMMON 464287689 2573 22588 SH SOLE 0 22588 0 0 JOHNSON & JOHNSON COMMON 478160104 40 428 SH SOLE 0 428 0 0 SPDR BARCLAYS CAPITAL COMMON 78464A417 0 1 SH SOLE 0 1 0 0 J P MORGAN CHASE & CO COMMON 46625H100 51 839 SH SOLE 0 839 0 0 KRAFT HEINZ CO COM COMMON 500754106 10 138 SH SOLE 0 138 0 0 KIMBERLY-CLARK CORP COMMON 494368103 1 12 SH SOLE 0 12 0 0 KINDER MORGAN INC DELAWARE COM USD0.01 COMMON 49456B101 29 1034 SH SOLE 0 1034 0 0 KEMPHARM INC COM COMMON 488445107 19 1000 SH SOLE 0 1000 0 0 KNOWLES CORP COM COMMON 49926D109 0 1 SH SOLE 0 1 0 0 COCA COLA COMPANY COMMON 191216100 28 700 SH SOLE 0 700 0 0 KROGER COMPANY COMMON 501044101 3 80 SH SOLE 0 80 0 0 LIMELIGHT NETWORKS COMMON 53261M104 0 40 SH SOLE 0 40 0 0 LOCKHEED MARTIN CORP COMMON 539830109 417 2013 SH SOLE 0 2013 0 0 LINKEDIN CORP CL A COMMON 53578A108 0 1 SH SOLE 0 1 0 0 SOUTHWEST AIRLINES COMMON 844741108 6 160 SH SOLE 0 160 0 0 MCDONALD'S COMMON 580135101 40 404 SH SOLE 0 404 0 0 MONDELEZ INTL INC COM COMMON 609207105 17 415 SH SOLE 0 415 0 0 MEDTRONIC INC COMMON G5960L103 9 134 SH SOLE 0 134 0 0 MID CAP S P D R TRUST COMMON 78467Y107 80 322 SH SOLE 0 322 0 0 METLIFE INC COM COMMON 59156R108 37 782 SH SOLE 0 782 0 0 PIMCO EXCH TRADED FUND COMMON 72201R833 415 4122 SH SOLE 0 4122 0 0 3M COMPANY COMMON 88579Y101 18 125 SH SOLE 0 125 0 0 MALLINCKRODT PUB LTD ORD COMMON G5785G107 9 134 SH SOLE 0 134 0 0 ALTRIA GROUP COMMON 02209S103 78 1428 SH SOLE 0 1428 0 0 MONSANTO CO NEW DEL COMMON 61166W101 4 46 SH SOLE 0 46 0 0 MERCK & CO INC COMMON 58933Y105 8 157 SH SOLE 0 157 0 0 MORGAN STANLEY COMMON 617446448 58 1839 SH SOLE 0 1839 0 0 MICROSOFT CORP COMMON 594918104 25 570 SH SOLE 0 570 0 0 MGIC INVT CORP COMMON 552848103 20 2145 SH SOLE 0 2145 0 0 ISHARES S&P NATL AMT FREE MUNI BND FND COMMON 464288414 12498 114085 SH SOLE 0 114085 0 0 MUELLER WATER PRODUCTS INC COM COMMON 624758108 3 450 SH SOLE 0 450 0 0 NASDAQ STK MKT INC COMMON 631103108 19 360 SH SOLE 0 360 0 0 NEXTERA ENERGY INC COM COMMON 65339F101 59 600 SH SOLE 0 600 0 0 NEWMONT COMMON 651639106 4 235 SH SOLE 0 235 0 0 ALLIANZGI EQTY & CON FD COMMON 018829101 2 115 SH SOLE 0 115 0 0 NIKE INC CLASS B COMMON 654106103 17 140 SH SOLE 0 140 0 0 NATIONAL BANKSHARES INC VA COM COMMON 634865109 8 250 SH SOLE 0 250 0 0 ANNALY CAPITAL MANAGEMENT INC COM COMMON 035710409 2 200 SH SOLE 0 200 0 0 NUVEEN SENIOR INCOME FD COMMON 67067Y104 18 3113 SH SOLE 0 3113 0 0 NU SKIN ENTERPRISES INC CL A FRMLY NU COMMON 67018T105 4 100 SH SOLE 0 100 0 0 NEWELL RUBBERMAID INC COMMON 651229106 5 120 SH SOLE 0 120 0 0 ISHARES TR NY AMT FREE COMMON 464288323 170 1538 SH SOLE 0 1538 0 0 ORACLE CORPORATION COMMON 68389X105 13 358 SH SOLE 0 358 0 0 PEOPLES UTG FINL INC COMMON 712704105 17 1100 SH SOLE 0 1100 0 0 POWERSHS EXCH TRAD FD TR COMMON 73935X500 7 1688 SH SOLE 0 1688 0 0 PEPSICO INCORPORATED COMMON 713448108 95 1012 SH SOLE 0 1012 0 0 POWERSHARES DIVIDEND ACHIEVERS 50 INDEX COMMON 73935X302 214 16863 SH SOLE 0 16863 0 0 PFIZER INCORPORATED COMMON 717081103 37 1180 SH SOLE 0 1180 0 0 PRINCIPAL FINANCIAL GRP COMMON 74251V102 1 25 SH SOLE 0 25 0 0 PROCTER & GAMBLE CO COMMON 742718109 148 2057 SH SOLE 0 2057 0 0 POWERSHS EXCH TRAD FD TR COMMON 73935X575 9 424 SH SOLE 0 424 0 0 PIPER JAFFRAY COS NEW COMMON 724078100 0 1 SH SOLE 0 1 0 0 PHILIP MORRIS INTL INC COM COMMON 718172109 83 1045 SH SOLE 0 1045 0 0 PIEDMONT NATURAL GASCO N C COMMON 720186105 5 121 SH SOLE 0 121 0 0 P P G INDUSTRIES INC COMMON 693506107 1 14 SH SOLE 0 14 0 0 PORTFOLIO RECOVERY ASSOCS INC COMMON 69354N106 9 170 SH SOLE 0 170 0 0 PRUDENTIAL FINANCIAL INC COMMON 744320102 8 100 SH SOLE 0 100 0 0 PROSPECT CAP CORP COMMON 74348T102 1 200 SH SOLE 0 200 0 0 PHILLIPS 66 COM COMMON 718546104 15 200 SH SOLE 0 200 0 0 PRAXAIR INC COMMON 74005P104 344 3381 SH SOLE 0 3381 0 0 PAYPAL HOLDINGS INC COMMON 70450Y103 0 10 SH SOLE 0 10 0 0 REGIONS FINANCIAL CORP COMMON 7591EP100 2 200 SH SOLE 0 200 0 0 RAYTHEON COMMON 755111507 2 15 SH SOLE 0 15 0 0 SAFE BULKERS INC COMMON Y7388L103 1 500 SH SOLE 0 500 0 0 STARBUCKS CORP COMMON 855244109 28 500 SH SOLE 0 500 0 0 SCHWAB STRATEGIC TR US SMALL-CAP ETF COMMON 808524607 12 230 SH SOLE 0 230 0 0 SCH US REIT ETF COMMON 808524847 44 1186 SH SOLE 0 1186 0 0 SCH US MID-CAP ETF COMMON 808524508 142 3648 SH SOLE 0 3648 0 0 SCH INTM US TRSR ETF COMMON 808524854 66 1205 SH SOLE 0 1205 0 0 SCHWAB STRATEGIC TR US LARGE-CAP ETF COMMON 808524201 386 8437 SH SOLE 0 8437 0 0 SCH US AGG BND ETF COMMON 808524839 89 1711 SH SOLE 0 1711 0 0 SPDR SER TR SPDR SPDR BARCLAYS COMMON 78464A474 821 26891 SH SOLE 0 26891 0 0 MSCI EAFE SMALL CAP COMMON 464288273 432 9045 SH SOLE 0 9045 0 0 SPDR S&P DIVIDEND ETF COMMON 78464A763 65 907 SH SOLE 0 907 0 0 SPECTRA ENERGY CORP COMMON 847560109 6 238 SH SOLE 0 238 0 0 SPDR SER TR BARCLAYS CAP SHORT TERM COMMON 78464A425 596 24450 SH SOLE 0 24450 0 0 SHERWIN WILLIAMS CO COMMON 824348106 24 108 SH SOLE 0 108 0 0 BARCLAYS 1-3 YR TREASURY INDEX FUND COMMON 464287457 8 94 SH SOLE 0 94 0 0 J M SMUCKER CO NEW COMMON 832696405 2 16 SH SOLE 0 16 0 0 SCHLUMBERGER LTD COMMON 806857108 28 408 SH SOLE 0 408 0 0 SYNOPSYS INC COMMON 871607107 29 630 SH SOLE 0 630 0 0 SOUTHERN CO COMMON 842587107 163 3650 SH SOLE 0 3650 0 0 SPECTRUM BRANDS HOLDINGS INC COMMON 84763R101 18 200 SH SOLE 0 200 0 0 S P D R TRUST UNIT SR COMMON 78462F103 1191 6217 SH SOLE 0 6217 0 0 SOUTH STATE CORP COM COMMON 840441109 14 185 SH SOLE 0 185 0 0 SUNTRUST BANKS INC COMMON 867914103 55 1442 SH SOLE 0 1442 0 0 SYSCO CORPORATION COMMON 871829107 7 167 SH SOLE 0 167 0 0 SOLAZYME INC COMMON 83415T101 8 3200 SH SOLE 0 3200 0 0 AT&T CORP - NEW COMMON 00206R102 41 1245 SH SOLE 0 1245 0 0 TORONTO DOMINION BK ONT COM NEW COMMON 891160509 2 50 SH SOLE 0 50 0 0 TEVA PHARM INDS LTD ADRF COMMON 881624209 8 134 SH SOLE 0 134 0 0 SPDR SER TR BARCLAYS CAP MUN BD E COMMON 78464A458 1186 49193 SH SOLE 0 49193 0 0 TELEFLEX INC COM COMMON 879369106 21 170 SH SOLE 0 170 0 0 TIME INC COM COMMON 887228104 0 5 SH SOLE 0 5 0 0 T J X COS INC COMMON 872540109 1 15 SH SOLE 0 15 0 0 ISHARES TR BARCLAYS 10-20 YR BOND COMMON 464288653 2201 16034 SH SOLE 0 16034 0 0 TIMKENSTEEL CORP COM COMMON 887399103 12 1200 SH SOLE 0 1200 0 0 TRAVELERS COMPANIES, INC. COMMON 89417E109 2 24 SH SOLE 0 24 0 0 TESORO CORP COM COMMON 881609101 3 30 SH SOLE 0 30 0 0 TIME WARNER CABLE INC COM COMMON 88732J207 2 9 SH SOLE 0 9 0 0 TIME WARNER INC COMMON 887317303 3 40 SH SOLE 0 40 0 0 ***TYCO INTL LTD NEW COMMON G91442106 1 19 SH SOLE 0 19 0 0 UNION BANKSHARES CORP COM COMMON 90539J109 30 1236 SH SOLE 0 1236 0 0 ULTRALIFE CORP COMMON 903899102 1 200 SH SOLE 0 200 0 0 UNITED PARCEL SERVICE B COMMON 911312106 1 12 SH SOLE 0 12 0 0 UNITED ST COMMODITY ETF COMMON 911717106 269 6439 SH SOLE 0 6439 0 0 UNITED THERAPEUTICS CORP DEL COMMON 91307C102 9 65 SH SOLE 0 65 0 0 UNITED TECHNOLOGIES CORP COMMON 913017109 31 347 SH SOLE 0 347 0 0 VISA INC CL A COMMON 92826C839 1 12 SH SOLE 0 12 0 0 VANGUARD SMALL CAP INDEX FUND COMMON 922908751 25 233 SH SOLE 0 233 0 0 VANGUARD SMALL CAP GRWTH COMMON 922908595 104 882 SH SOLE 0 882 0 0 VANGUARD SMALL CAP INDEX FUND COMMON 922908611 217 2241 SH SOLE 0 2241 0 0 VANGUARD SCOTTSDALE FDS INTERMEDIATE COMMON 92206C870 488 5718 SH SOLE 0 5718 0 0 VANGUARD CONSUMR STAPLES COMMON 92204A207 29 242 SH SOLE 0 242 0 0 VANGUARD ENERGY COMMON 92204A306 7 85 SH SOLE 0 85 0 0 VASCO DATA SECURITY INTL COM COMMON 92230Y104 2 131 SH SOLE 0 131 0 0 VANGUARD EUROPE PAC INDEX FUND COMMON 921943858 1118 31371 SH SOLE 0 31371 0 0 VANGUARD INTL EQTY INDEX COMMON 922042775 47546 1115328 SH SOLE 0 1115328 0 0 VANGUARD GOVT BOND ETF COMMON 92206C706 352 5373 SH SOLE 0 5373 0 0 VANGUARD LONG TERM GOVT BOND E TF COMMON 92206C847 126 1652 SH SOLE 0 1652 0 0 VANGUARD HEALTH CARE COMMON 92204A504 32 261 SH SOLE 0 261 0 0 VANGUARD DIV APPRCIATION COMMON 921908844 136 1844 SH SOLE 0 1844 0 0 VALERO ENERGY CORP COMMON 91913Y100 11 175 SH SOLE 0 175 0 0 VANGUARD REIT INDEX FUND COMMON 922908553 750 9935 SH SOLE 0 9935 0 0 VANGUARD MID CAP VALUE COMMON 922908512 42 500 SH SOLE 0 500 0 0 VANGRD RUSSELL 1000 ETF COMMON 92206C680 793 8307 SH SOLE 0 8307 0 0 VANGRD RUSSELL 1000 ETF COMMON 92206C714 663 8123 SH SOLE 0 8123 0 0 VANGUARD MID CAP GROWTH COMMON 922908538 98 1009 SH SOLE 0 1009 0 0 VANGUARD TOTAL STOCK MARKET INDEX COMMON 922908769 346380 3508716 SH SOLE 0 3508716 0 0 VANGUARD LG CAP VALUE INDEX FUND COMMON 922908744 5 67 SH SOLE 0 67 0 0 VANGRD RUSSELL 2000 ETF COMMON 92206C623 233 2399 SH SOLE 0 2399 0 0 VANGRD RUSSELL 2000 ETF COMMON 92206C649 337 4326 SH SOLE 0 4326 0 0 VANGUARD GROWTH COMMON 922908736 50 500 SH SOLE 0 500 0 0 VANGUARD LARGE CAP INDEX FUND COMMON 922908637 59 669 SH SOLE 0 669 0 0 VANGUARD INTL EQ INDEX FUND COMMON 922042858 1009 30483 SH SOLE 0 30483 0 0 VANGUARD EXTENDED MKT COMMON 922908652 156 1908 SH SOLE 0 1908 0 0 VANGUARD HIGH DIVIDEND YIELD COMMON 921946406 97 1543 SH SOLE 0 1543 0 0 VERIZON COMMUNICATIONS COMMON 92343V104 187 4305 SH SOLE 0 4305 0 0 WALGREENS BOOTS ALLIANCE INC COM ISIN #U COMMON 931427108 8 100 SH SOLE 0 100 0 0 WEBMD HEALTH CORP CL A COMMON 94770V102 0 6 SH SOLE 0 6 0 0 WELLS FARGO & CO NEW COMMON 949746101 70 1366 SH SOLE 0 1366 0 0 WHOLE FOODS MARKET INC COMMON 966837106 6 200 SH SOLE 0 200 0 0 WASTE MANAGEMENT INC COMMON 94106L109 31 624 SH SOLE 0 624 0 0 WAL-MART STORES INC COMMON 931142103 47 719 SH SOLE 0 719 0 0 WESTERN UNION CO COM COMMON 959802109 62 3400 SH SOLE 0 3400 0 0 WEB.COM GROUP INC COM COMMON 94733A104 11 510 SH SOLE 0 510 0 0 SECTOR SPDR FINCL SELECT COMMON 81369Y605 89 3932 SH SOLE 0 3932 0 0 SECTOR SPDR TECH SELECT COMMON 81369Y803 160 4038 SH SOLE 0 4038 0 0 SECTOR SPDR HEALTH FUND COMMON 81369Y209 40 600 SH SOLE 0 600 0 0 EXXON MOBIL CORPORATION COMMON 30231G102 669 9004 SH SOLE 0 9004 0 0 YUM BRANDS INC COMMON 988498101 3 40 SH SOLE 0 40 0 0 ZIMMER BIOMET HLDGS INC COM COMMON 98956P102 10 103 SH SOLE 0 103 0 0