CLIENT SERVICE REP

0001504404-21-000001.txt : 20210209 0001504404-21-000001.hdr.sgml : 20210209 20210209112414 ACCESSION NUMBER: 0001504404-21-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210209 DATE AS OF CHANGE: 20210209 EFFECTIVENESS DATE: 20210209 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Pinnacle Advisory Group, Inc. CENTRAL INDEX KEY: 0001504404 IRS NUMBER: 201126571 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14011 FILM NUMBER: 21604659 BUSINESS ADDRESS: STREET 1: 6345 WOODSIDE COURT STREET 2: SUITE 100 CITY: COLUMBIA STATE: MD ZIP: 21046 BUSINESS PHONE: 410-995-6630 MAIL ADDRESS: STREET 1: 6345 WOODSIDE COURT STREET 2: SUITE 100 CITY: COLUMBIA STATE: MD ZIP: 21046 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001504404 XXXXXXXX 12-31-2020 12-31-2020 Pinnacle Advisory Group, Inc.

6345 WOODSIDE COURT SUITE 100 COLUMBIA MD 21046

13F HOLDINGS REPORT 028-14011 N KARIMA ESCALONA CLIENT SERVICE REP 4109956630 KARIMA ESCALONA COLUMBIA MD 02-09-2021 0 181 1653375 false INFORMATION TABLE 2 Final13FRunQ4-2020.xml SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 22743 314167 SH SOLE 0 0 314167 SNAP INC CL A 83304A106 473 9449 SH SOLE 0 0 9449 SPDR SER TR PORTFOLIO INTRMD 78464A375 993 26711 SH SOLE 0 0 26711 SPDR SER TR PORTFLI TIPS ETF 78464A656 297 9524 SH SOLE 0 0 9524 ISHARES TR NATIONAL MUN ETF 464288414 7736 66011 SH SOLE 0 0 66011 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 15873 375954 SH SOLE 0 0 375954 SPDR S&P 500 ETF TR TR UNIT 78462F103 1190 3182 SH SOLE 0 0 3182 SABINE ROYALTY TR UNIT BEN INT 785688102 378 13438 SH SOLE 0 0 13438 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 54279 804373 SH SOLE 0 0 804373 COMERICA INC COM 200340107 331 5933 SH SOLE 0 0 5933 SPDR SER TR BLOOMBERG BRCLYS 78468R622 597 5478 SH SOLE 0 0 5478 APPLE INC COM 037833100 3262 24580 SH SOLE 0 0 24580 ISHARES TR MSCI UK ETF NEW 46435G334 674 23024 SH SOLE 0 0 23024 NORFOLK SOUTHN CORP COM 655844108 262 1104 SH SOLE 0 0 1104 PIMCO ETF TR INV GRD CRP BD 72201R817 876 7482 SH SOLE 0 0 7482 ISHARES TR ESG AW MSCI EAFE 46435G516 422 5776 SH SOLE 0 0 5776 GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 214 4213 SH SOLE 0 0 4213 ISHARES TR U.S. MED DVC ETF 464288810 23763 72602 SH SOLE 0 0 72602 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2277 39112 SH SOLE 0 0 39112 WALMART INC COM 931142103 282 1955 SH SOLE 0 0 1955 ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 3097 31302 SH SOLE 0 0 31302 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13140 234517 SH SOLE 0 0 234517 ISHARES TR GL CLEAN ENE ETF 464288224 253 8976 SH SOLE 0 0 8976 ISHARES TR U.S. TECH ETF 464287721 53923 633788 SH SOLE 0 0 633788 ISHARES TR US INDUSTRIALS 464287754 886 9125 SH SOLE 0 0 9125 DBX ETF TR XTRACKERS S&P 233051143 394 12010 SH SOLE 0 0 12010 ISHARES TR US TREAS BD ETF 46429B267 3532 129668 SH SOLE 0 0 129668 SPDR SER TR S&P REGL BKG 78464A698 1808 34808 SH SOLE 0 0 34808 EXXON MOBIL CORP COM 30231G102 419 10176 SH SOLE 0 0 10176 VANGUARD WORLD FDS ENERGY ETF 92204A306 595 11482 SH SOLE 0 0 11482 ISHARES INC CORE MSCI EMKT 46434G103 39501 636701 SH SOLE 0 0 636701 ISHARES TR BARCLAYS 7 10 YR 464287440 59609 496953 SH SOLE 0 0 496953 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 265 4534 SH SOLE 0 0 4534 SPDR SER TR PORTFOLIO LN TSR 78464A664 524 11616 SH SOLE 0 0 11616 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 280 1984 SH SOLE 0 0 1984 ISHARES TR IBOXX INV CP ETF 464287242 2482 17966 SH SOLE 0 0 17966 ISHARES TR 3 7 YR TREAS BD 464288661 996 7493 SH SOLE 0 0 7493 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7398 205434 SH SOLE 0 0 205434 ETFS TR BBRG ALL COMD K1 003261104 2589 118219 SH SOLE 0 0 118219 UBS AG LONDON BRANCH ETRACS BBG CMD 90269A450 1898 129957 SH SOLE 0 0 129957 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 320 5910 SH SOLE 0 0 5910 DBX ETF TR XTRACK USD HIGH 233051432 1188 23712 SH SOLE 0 0 23712 ISHARES TR CORE S&P TTL STK 464287150 1775 20590 SH SOLE 0 0 20590 PINTEREST INC CL A 72352L106 353 5357 SH SOLE 0 0 5357 ISHARES INC MSCI EURZONE ETF 464286608 35960 815786 SH SOLE 0 0 815786 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 49542 1680532 SH SOLE 0 0 1680532 SPDR SER TR SSGA GNDER ETF 78468R747 550 6138 SH SOLE 0 0 6138 AUTOMATIC DATA PROCESSING IN COM 053015103 470 2667 SH SOLE 0 0 2667 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 28202 126054 SH SOLE 0 0 126054 SPDR SER TR PORTFOLIO S&P500 78464A854 10348 235392 SH SOLE 0 0 235392 ISHARES TR CORE INTL AGGR 46435G672 1155 20540 SH SOLE 0 0 20540 ISHARES GOLD TRUST ISHARES 464285105 1308 72136 SH SOLE 0 0 72136 ISHARES TR USD INV GRDE ETF 464288620 78984 1274553 SH SOLE 0 0 1274553 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 33559 664932 SH SOLE 0 0 664932 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 6497 296651 SH SOLE 0 0 296651 PROSHARES TR ONLINE RTL ETF 74347B169 476 6279 SH SOLE 0 0 6279 ISHARES TR IBOXX HI YD ETF 464288513 926 10608 SH SOLE 0 0 10608 ISHARES TR S&P 500 GRWT ETF 464287309 525 8225 SH SOLE 0 0 8225 FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 13621 609971 SH SOLE 0 0 609971 MCCORMICK & CO INC COM VTG 579780107 813 8512 SH SOLE 0 0 8512 VERIZON COMMUNICATIONS INC COM 92343V104 498 8471 SH SOLE 0 0 8471 FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 397 8347 SH SOLE 0 0 8347 GRANITESHARES ETF TR BBG COMMD K 1 38747R108 22448 955635 SH SOLE 0 0 955635 CSX CORP COM 126408103 220 2426 SH SOLE 0 0 2426 HIGHLAND FDS I HI LD IBOXX SRLN 430101774 1371 85575 SH SOLE 0 0 85575 COCA COLA CO COM 191216100 231 4209 SH SOLE 0 0 4209 WISDOMTREE TR EUROPE HEDGED EQ 97717X701 734 11070 SH SOLE 0 0 11070 ISHARES TR ESG AWARE MSCI 46435U663 342 10020 SH SOLE 0 0 10020 ISHARES INC MSCI SWITZERLAND 464286749 14851 332392 SH SOLE 0 0 332392 ISHARES TR CORE MSCI EAFE 46432F842 1933 27980 SH SOLE 0 0 27980 ISHARES TR RUS 1000 ETF 464287622 320 1509 SH SOLE 0 0 1509 ISHARES TR CORE S&P MCP ETF 464287507 3768 16395 SH SOLE 0 0 16395 SPDR SER TR PORTFOLIO AGRGTE 78464A649 762 24736 SH SOLE 0 0 24736 MICROSOFT CORP COM 594918104 1223 5501 SH SOLE 0 0 5501 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 26369 289933 SH SOLE 0 0 289933 ISHARES INC MSCI GERMANY ETF 464286806 30739 967555 SH SOLE 0 0 967555 ADOBE SYSTEMS INCORPORATED COM 00724F101 800 1600 SH SOLE 0 0 1600 MCDONALDS CORP COM 580135101 440 2049 SH SOLE 0 0 2049 ALPHABET INC CAP STK CL A 02079K305 3360 1917 SH SOLE 0 0 1917 SPDR SER TR PORTFOLIO S&P600 78468R853 18672 521573 SH SOLE 0 0 521573 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1374 32579 SH SOLE 0 0 32579 INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 2491 49251 SH SOLE 0 0 49251 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1087 48794 SH SOLE 0 0 48794 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 32247 284267 SH SOLE 0 0 284267 WISDOMTREE TR BLMBG US BULL 97717W471 579 23132 SH SOLE 0 0 23132 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1975 38425 SH SOLE 0 0 38425 SPDR SER TR S&P BK ETF 78464A797 14786 353556 SH SOLE 0 0 353556 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1333 26609 SH SOLE 0 0 26609 J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 61482 1210520 SH SOLE 0 0 1210520 ISHARES TR U.S. PHARMA ETF 464288836 713 3973 SH SOLE 0 0 3973 ISHARES INC MSCI JPN ETF NEW 46434G822 38040 563053 SH SOLE 0 0 563053 ISHARES TR CRE U S REIT ETF 464288521 588 12138 SH SOLE 0 0 12138 DBX ETF TR XTRACK MSCI JAPN 233051507 1481 32352 SH SOLE 0 0 32352 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 90393 562218 SH SOLE 0 0 562218 ISHARES INC MSCI PAC JP ETF 464286665 23038 481260 SH SOLE 0 0 481260 JOHNSON & JOHNSON COM 478160104 864 5491 SH SOLE 0 0 5491 ISHARES TR INTL TREA BD ETF 464288117 1284 23075 SH SOLE 0 0 23075 DISNEY WALT CO COM 254687106 345 1902 SH SOLE 0 0 1902 SCHWAB STRATEGIC TR US REIT ETF 808524847 2540 66890 SH SOLE 0 0 66890 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1539 50217 SH SOLE 0 0 50217 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 26643 469642 SH SOLE 0 0 469642 PFIZER INC COM 717081103 345 9368 SH SOLE 0 0 9368 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 202 1584 SH SOLE 0 0 1584 ISHARES TR TIPS BD ETF 464287176 7960 62359 SH SOLE 0 0 62359 PEPSICO INC COM 713448108 359 2421 SH SOLE 0 0 2421 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921946858 3571 75650 SH SOLE 0 0 75650 CVS HEALTH CORP COM 126650100 320 4687 SH SOLE 0 0 4687 SPDR SER TR PORTFOLIO CRPORT 78464A144 1392 38413 SH SOLE 0 0 38413 BK OF AMERICA CORP COM 060505104 697 23001 SH SOLE 0 0 23001 NEXTERA ENERGY INC COM 65339F101 338 4384 SH SOLE 0 0 4384 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 40989 607697 SH SOLE 0 0 607697 ISHARES TR MSCI UK SM ETF 46429B416 437 10345 SH SOLE 0 0 10345 INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1523 52819 SH SOLE 0 0 52819 DBX ETF TR XTRACK HRVST CSI 233051879 388 9685 SH SOLE 0 0 9685 AMAZON COM INC COM 023135106 547 168 SH SOLE 0 0 168 AT&T INC COM 00206R102 622 21642 SH SOLE 0 0 21642 MERCK & CO. INC COM 58933Y105 289 3534 SH SOLE 0 0 3534 COLGATE PALMOLIVE CO COM 194162103 323 3779 SH SOLE 0 0 3779 SPDR SER TR BLOMBRG BRC INTL 78464A151 431 11360 SH SOLE 0 0 11360 WISDOMTREE TR YIELD ENHANCED 97717Y808 563 10938 SH SOLE 0 0 10938 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 970 9875 SH SOLE 0 0 9875 WORLD GOLD TR SPDR GLD MINIS 98149E105 40480 2137259 SH SOLE 0 0 2137259 BOEING CO COM 097023105 406 1897 SH SOLE 0 0 1897 PROCTER AND GAMBLE CO COM 742718109 1040 7473 SH SOLE 0 0 7473 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7652 85977 SH SOLE 0 0 85977 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 734 4218 SH SOLE 0 0 4218 ISHARES INC ESG AWR MSCI EM 46434G863 210 5003 SH SOLE 0 0 5003 ISHARES TR US HLTHCARE ETF 464287762 1263 5136 SH SOLE 0 0 5136 ISHARES TR JPMORGAN USD EMG 464288281 984 8488 SH SOLE 0 0 8488 JANUS DETROIT STR TR HENDERSON MTG 47103U852 72311 1352616 SH SOLE 0 0 1352616 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 48685 549807 SH SOLE 0 0 549807 ISHARES TR CORE S&P SCP ETF 464287804 3703 40292 SH SOLE 0 0 40292 CISCO SYS INC COM 17275R102 209 4668 SH SOLE 0 0 4668 ISHARES TR 1 3 YR TREAS BD 464287457 269 3114 SH SOLE 0 0 3114 LISTED FD TR TRUESHARES OCT 53656F698 231 8500 SH SOLE 0 0 8500 VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2070 57471 SH SOLE 0 0 57471 ISHARES INC MSCI FRNTR100ETF 464286145 2400 84664 SH SOLE 0 0 84664 ISHARES TR US HOME CONS ETF 464288752 17767 318407 SH SOLE 0 0 318407 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 650 2802 SH SOLE 0 0 2802 GLOBAL X FDS GLB X MLP ENRG I 37954Y293 2259 83829 SH SOLE 0 0 83829 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 789 10831 SH SOLE 0 0 10831 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 333 1210 SH SOLE 0 0 1210 SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 30432 666634 SH SOLE 0 0 666634 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 941 11085 SH SOLE 0 0 11085 GLOBAL X FDS US INFR DEV ETF 37954Y673 33593 1583840 SH SOLE 0 0 1583840 VISA INC COM CL A 92826C839 330 1509 SH SOLE 0 0 1509 FACEBOOK INC CL A 30303M102 307 1125 SH SOLE 0 0 1125 NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 298 6033 SH SOLE 0 0 6033 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 130827 1006210 SH SOLE 0 0 1006210 ISHARES TR PHLX SEMICND ETF 464287523 29030 76561 SH SOLE 0 0 76561 ISHARES TR CORE US AGGBD ET 464287226 8330 70483 SH SOLE 0 0 70483 PNC FINL SVCS GROUP INC COM 693475105 385 2583 SH SOLE 0 0 2583 ISHARES TR ESG AWR MSCI USA 46435G425 313 3642 SH SOLE 0 0 3642 VANGUARD INDEX FDS TOTAL STK MKT 922908769 886 4553 SH SOLE 0 0 4553 SMITH A O CORP COM 831865209 263 4800 SH SOLE 0 0 4800 SOUTHERN CO COM 842587107 363 5916 SH SOLE 0 0 5916 INTERNATIONAL BUSINESS MACHS COM 459200101 303 2409 SH SOLE 0 0 2409 SPDR SER TR PORTFLI MORTGAGE 78464A383 1152 43600 SH SOLE 0 0 43600 SCHWAB STRATEGIC TR US TIPS ETF 808524870 20084 323518 SH SOLE 0 0 323518 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5423 15778 SH SOLE 0 0 15778 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 641 17545 SH SOLE 0 0 17545 SPDR SER TR PORTFOLIO S&P400 78464A847 3018 74714 SH SOLE 0 0 74714 FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 10880 365362 SH SOLE 0 0 365362 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 252 3023 SH SOLE 0 0 3023 ISHARES TR RUS 1000 GRW ETF 464287614 311 1292 SH SOLE 0 0 1292 VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1593 19357 SH SOLE 0 0 19357 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1112 9254 SH SOLE 0 0 9254 SPDR SER TR BLOMBERG INTL TR 78464A516 1368 43819 SH SOLE 0 0 43819 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 541 10503 SH SOLE 0 0 10503 MCCORMICK & CO INC COM NON VTG 579780206 1132 11846 SH SOLE 0 0 11846 ISHARES TR MBS ETF 464288588 4325 39272 SH SOLE 0 0 39272 ISHARES TR 20 YR TR BD ETF 464287432 26737 169513 SH SOLE 0 0 169513 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5235 155119 SH SOLE 0 0 155119 GLOBAL X FDS CONSCIOUS COS 37954Y731 481 17627 SH SOLE 0 0 17627 ALPHABET INC CAP STK CL C 02079K107 3428 1957 SH SOLE 0 0 1957 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2098 20559 SH SOLE 0 0 20559 ISHARES TR BROAD USD HIGH 46435U853 400 9688 SH SOLE 0 0 9688 ISHARES TR CORE S&P500 ETF 464287200 21225 56540 SH SOLE 0 0 56540 NUSHARES ETF TR NUVEEN ESG US 67092P870 206 7704 SH SOLE 0 0 7704 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6187 90744 SH SOLE 0 0 90744 FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 851 33546 SH SOLE 0 0 33546