SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Surface John S

(Last)

(First)

(Middle)

C/O EVERBANK FINANCIAL CORP

501 RIVERSIDE AVENUE

(Street)

JACKSONVILLE

32202

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
05/02/2012

3. Issuer Name and Ticker or Trading Symbol
EverBank Financial Corp [ EVER ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive VP, Corp Development

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, par value $0.01 per share	239,880	D
Common Stock, par value $0.01 per share	19,257	I	By Surface Investment Partnership, Ltd.

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock Option (right to buy)	07/15/2002	07/15/2012	Common Stock, par value $0.01 per share	14,880	$3.78	D
Common Stock Option (right to buy)	07/15/2003	07/15/2012	Common Stock, par value $0.01 per share	14,880	$3.78	D
Common Stock Option (right to buy)	07/15/2004	07/15/2012	Common Stock, par value $0.01 per share	14,880	$3.78	D
Common Stock Option (right to buy)	07/15/2005	07/15/2012	Common Stock, par value $0.01 per share	14,880	$3.78	D
Common Stock Option (right to buy)	06/30/2007	06/30/2014	Common Stock, par value $0.01 per share	75,000	$5	D
Common Stock Option (right to buy)	02/01/2008	02/01/2015	Common Stock, par value $0.01 per share	37,500	$5.33	D
Common Stock Option (right to buy)	02/01/2011	02/01/2016	Common Stock, par value $0.01 per share	22,500	$6.09	D
Common Stock Option (right to buy)	07/21/2009	07/21/2013	Common Stock, par value $0.01 per share	165,000	$8.55	D
Common Stock Option (right to buy)	07/21/2010	07/20/2018	Common Stock, par value $0.01 per share	109,995	$8.55	D
Common Stock Option (right to buy)	07/21/2010	07/20/2018	Common Stock, par value $0.01 per share	55,005	$10.55	D
Common Stock Option (right to buy)	07/21/2011	07/20/2018	Common Stock, par value $0.01 per share	128,340	$10.55	D
Common Stock Option (right to buy)	07/21/2011	07/20/2018	Common Stock, par value $0.01 per share	36,660	$13.21	D
Common Stock Option (right to buy)	07/21/2012	07/20/2018	Common Stock, par value $0.01 per share	146,670	$13.21	D
Common Stock Option (right to buy)	02/27/2015	02/27/2022	Common Stock, par value $0.01 per share	29,182	$13.83	D
Common Stock Option (right to buy)	07/21/2012	07/20/2018	Common Stock, par value $0.01 per share	18,330	$15.88	D
Common Stock Option (right to buy)	07/21/2013	07/20/2018	Common Stock, par value $0.01 per share	165,000	$15.88	D

Explanation of Responses:

Remarks:

	/s/ Jean Marc Corredor as Attorney-in-Fact for John S. Surface	05/02/2012
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.