Foreclosed Real Estate Total Losses Foreclosed real estate {1} Foreclosed real estate Financial Instruments, Owned, at Fair Value Off-Balance Sheet Risk Impaired Financing Receivable Interest Income Received Financing Receivable, Recorded Investment, 30 to 59 Days Past Due Loss Changes in Allowance for Loan Losses Real estate mortgage lot loans Held to Maturity Securities Schedule of Financial Instruments Carrying Amounts and Estimated Fair Value Business Description and Accounting Policies Depreciation Common stock par value Issuance of common stock for ESOP Issuance of common stock to ESOP Statements of Stockholders' Equity Stationery and supplies Unearned Employee Stock Ownership Plan shares Unearned Employee Stock Ownership Plan shares Cash and cash equivalents Cash and cash equivalents Document Type ImpairedCollateralDependentLoansFairValue Total Loans Held-to-maturity Securities Pledged as Collateral Number of Securities Sold Held to maturity Securities Amortized Cost Real Estate Mortgage Loans Policy 7. Line of Credit Proceeds from sale of Federal Home Loan Bank stock Proceeds from loans sold Cash flows from operating activities: Net income (loss) Net (loss) earnings Earnings (loss) before income taxes Noninterest-bearing deposit accounts Foreclosed real estate Foreclosed real estate Premises and equipment, net Equity Component [Domain] Impaired Collateral Loans Level 1 Outstanding Balance on Lines of Credit Available Impaired Financing Receivable With No Related Allowance Related Allowance Allowance for loan losses {1} Allowance for loan losses Consumer Home Equity Details 11. Employee Stock Ownership Plan 10. Employee Benefit Plans Income taxes Income taxes Net purchases of securities held-to-maturity Increase (decrease) in other liabilities Increase (decrease) in other liabilities Interest expense Securities, held to maturity Securities, held to maturity Total liabilities Total liabilities Actual Regulatory Capital Percentage Impaired Collateral Loans Losses Recorded During the Period Financial assets -- Accrued interest receivable Impaired Financing Receivable Total Related Allowance Impaired Financing Receivable, with Related Allowance, Recorded Investment Charge-offs Consumer Deposit Account Commercial Real Estate Real estate mortgage loans one- to four-family Schedule of Loans Receivable Credit Quality Indicators Net increase (decrease) in deposits Net decrease in loans Net cash provided by operating activities Net cash provided by operating activities Common stock shares issued Retained Earnings FDIC insurance Salaries and employee benefits Fees and service charges on deposit accounts Total interest income Entity Voluntary Filers Document and Entity Information Individually evaluated for impairment balance in allowance for loan losses [Member] Minimum Regulatory Capital Percentage Required to be Well Capitalized Under Prompt and Corrective Action Provisions Level 2 - Significant Other Observable Inputs Fair Value Estimates Foreclosed Real Estate Off-Balance Sheet Risk {1} Off-Balance Sheet Risk Financing Receivable, Recorded Investment, Nonaccrual Status Balance in allowance after individually evaluated for impairment recorded investment Loans and Leases Receivable, Allowance Loans Receivable Consumer Deposit Accounts Held to Maturity Securities {1} Held to Maturity Securities Foreclosed Real Estate Policy 13. Regulatory Matters Interest Interest Cash and cash equivalents at end of period Cash and cash equivalents at end of period Net cash provided by investing activities Net cash provided by investing activities Write-down of foreclosed real estate Write-down of foreclosed real estate Net accretion of premiums/discounts on securities Total Stockholders' Equity Income taxes (benefit) Income taxes (benefit) Total noninterest income Total noninterest income Provision for loan losses Provision for loan losses Interest income: Total stockholders' equity Total stockholders' equity Statement {1} Statement Entity Registrant Name Regulatory Capital Foreclosed Real Estate Losses Recorded During the Period Financial Instruments Carrying Amount Financial Instruments Number of Foreclosed Real Estate Sales Total Credit Risk Loans and Leases Receivable, Gross, Consumer, Home Equity Total real estate loans 8. Off-balance-sheet Financial Instruments 6. Foreclosed Real Estate Net cash provided by (used in) financing activities Net cash provided by (used in) financing activities Cash flows from investing activities: Net increase in advances by borrowers for taxes and insurance Occupancy and equipment Loans Total assets Total assets Deferred income taxes Deferred income taxes Document Period End Date Tier 1 Capital to Risk-Weighted Assets Impaired Collateral Loans Level 2 Financial assets -- Securities held to maturity Correspondent Bank Line of Credit Available Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance Financing Receivable, by Credit Quality Indicator Allowance for loan losses {2} Allowance for loan losses One- to Four Family Real Estate Loans and Leases Receivable, Gross, Consumer, Other Consumer Loans Policy 5. Loans Decrease in accrued interest receivable Common stock allocated to ESOP participants Common stock allocated to ESOP participants Proceeds from issuance of common stock, net Net proceeds from stock issuance Common Stock Amount Equity Components Fees and charges on loans Total deposits Accrued interest receivable Loans, net of allowance for loan losses of $1,526 and $1,329 Current Fiscal Year End Date Amendment Flag Minimum Capital Required for Capital Adequacy Purposes Defined Benefit Plan, Contributions by Employer Financial liabilities -- Deposits Impaired Financing Receivable With Related Allowance Related Allowance Doubtful Recoveries Consumer Automobile Total Loans Receivable, Net Loans Receivable Real Estate Loans Construction Schedule of Foreclosed Real Estate Measured at Fair Value on Nonrecurring Basis Schedule of Fair Value, Off-balance Sheet Risks Noncash transaction- Additional Paid In Capital Common Stock Shares Net interest income Assets {1} Assets Entity Current Reporting Status Financing Receivable, Recorded Investment, 60 to 89 Days Past Due Special Mention Collectively evaluated for impairment recorded investment Consumer Other Loans Schedule of Investment and Interest Income on Impaired Loans Schedule of Age Analysis of Loans Receivable Past Due Marketable Securities Held to Maturity Securities Policy 14. Adoption of Plan of Reorganization and Subsequent Stock Issuance Allowance for loan losses Other interest income Other interest income Entity Central Index Key Unused lines of credit [Member] Regulatory Capital {1} Regulatory Capital Employer Stock Ownership Plan Expense Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability Credit Risk Balance in allowance afer collectively evaluated for impairment recorded investment Loan Type Total consumer loans Mortgage-backed securities Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Plan of Reorganization and Stock Issuance Policy Lines of Credit Policy New Accounting Pronouncements Policy Policies 3. (loss) Earnings Per Share Supplemental disclosure of cash flow information: Loans originated for sale Common stock shares authorized Advertising and promotion Gain on sale of loans Gain on loan sales Stockholders' equity: Advances by borrowers for taxes and insurance Liabilities: Cash and due from banks Statements of Financial Condition Financial Instruments {1} Financial Instruments Impaired Financing Receivable, Average Recorded Investment Financing Receivable, Recorded Investment, Current Profile by Internally Assigned Grade Real Estate Lot Loans Loans and Leases Receivable, Loans in Process Held to maturity Securities Gross Unrealized Gains Employee Benefit Plans Policy 9. Fair Value of Financial Instruments Net amortization of deferred loan fees and costs Balance beginning of period Balance beginning of period Noninterest expenses Interest-bearing deposits with banks Document Fiscal Year Focus Impaired Collateral Loans Level 3 Financial assets -- Loans Mortgage Loans on Real Estate, Write-down or Reserve, Amount Impaired Financing Receivable Total Recorded Investment Total Past Due Pass Beginning balance Consumer Credit Cards and Unsecured Schedule of Changes in Allowance for Loan Losses Schedule of Loan Portfolio Segments and Classes Tables/Schedules Regulatory Capital Requirements Policy Employee Stock Ownership Plan ESOP Policy 1. Organization and Basis of Presentation Notes Earned Employee Stock Ownership Shares Data processing services Other noninterest income Other noninterest income Deposit accounts Federal Home Loan Bank stock, at cost Minimum Regulatory Capital Percentage Required for Capital Adequacy Purposes Foreclosed Real Estate Fair Value Off-balance sheet financial instruments Impaired Financing Receivable Interest Income Recognized Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing Credit Risk {1} Credit Risk Ending balance Deferred fees and discounts Loans Receivable, Gross, Commercial, Real Estate Schedule of Impaired Loans With No Related Allowance and With An Allowance Recorded Transfer from loans to foreclosed real estate Transfer from loans to foreclosed real estate Cash paid during the period for: Net purchases of premises and equipment Professional fees Noninterest income Net interest income after provision for loan losses Net interest income after provision for loan losses Total liabilities and stockholders' equity Total liabilities and stockholders' equity Statement Entity Filer Category Collectively evaluated for impairment balance in allowance for loan losses [Member] Level 3 - Significant Unobservable Inputs Fair Value Estimates Foreclosed Real Estate {1} Fair Value Estimates Foreclosed Real Estate Commitments to extend credit Total Impaired Loans Loans Receivable Total Schedule of Held to Maturity Securities Amortized Cost, Gross Unrealized Gains and Losses and Fair Value Off-Balance Sheet Financial Instruments Policy 2. Recent Accounting Standards Update Capital expenditures for foreclosed real estate Decrease in other assets Deferred income taxes (benefit) Basic (loss) earnings per common share Basic (loss) earnings per common share Statements of Income Money-market deposit accounts Total Capital to Risk-Weighted Assets Financial assets -- Cash and cash equivalents Foreclosed Real Estate Operating Expense Total loans Loan Type {1} Loan Type Held to maturity Securities Gross Unrealized Losses Weighted Average Number of Shares Outstanding, Basic Schedule of Impaired Collateral Dependent Loans Measured at Fair Value on Nonrecurring Basis Earnings Per Share Policy 12. Fair Value Measurements Cash and cash equivalents at beginning of period Cash and cash equivalents at beginning of period Increase (decrease) in cash and cash equivalents Proceeds from sale of foreclosed real estate Statements of Cash Flows Balance end of period Balance end of period Additional paid in capital Other liabilities Other liabilities Official checks Securities held to maturity fair value Securities held to maturity fair value Document Fiscal Period Focus Entity Common Stock, Shares Outstanding Real Estate Construction [Member] Actual Capital Amount Tier 1 Capital to Total Assets Impaired Collateral Loans Total Losses Total Collateral Dependent Impaired Loans Financial assets -- Federal Home Loan Bank stock Federal Home Loan Bank of Atlanta Line of Credit Available Substandard Provision (credit) for loan loss Loans and Leases Receivable, Gross, Consumer, Revolving, Credit Card Internal Loan Grade Policy Cash flows from financing activities: ESOP compensation expense Total noninterest expenses Total noninterest expenses Common stock, $.01 par value, 6,000,000 shares authorized, 1,234,454 shares issued and outstanding at September 30, 2012 and December 31, 2011 Time deposits Time deposits Liabilities and Stockholders' Equity Federal funds sold Federal funds sold Entity Well-known Seasoned Issuer Minimum Capital Required to be Well Capitalized Under Prompt and Corrective Action Provisions Level 1 - Quoted Prices in Active Markets for Identical Assets Impaired Financing Receivable Total Unpaid Principal Balance Impaired Financing Receivable, with No Related Allowance, Recorded Investment Financing Receivable, Recorded Investment, Past Due Individually evaluated for impairment recorded investment Construction Loans Loans Receivable Consumer Automobile 4. Securities Held To Maturity (Decrease) increase in official checks Loss on sale of foreclosed real estate Adjustments to reconcile net (loss) earnings to net cash from operating activities: Common stock shares outstanding Common stock shares outstanding Cash dividends per common share Cash dividends per common share Other noninterest expense Other noninterest expense Retained earnings Savings accounts Other assets Other assets Entity Public Float