The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 6,232 57 SH   SOLE   57 0 0
3M CO COM 88579Y101 BBG001S5T7X2 218,640 2,000 SH   OTR 2 2,000 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,891,553 17,185 SH   SOLE   17,185 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 34,347 233 SH   SOLE   233 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 294,820 2,000 SH   OTR 2 2,000 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 8,917,170 65,500 SH   OTR 2 65,500 0 0
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 9,393,660 69,000 PRN Put OTR 2 69,000 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 151,940 1,000 SH   OTR 2 1,000 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 110,157 725 SH   SOLE   725 0 0
APPLE INC COM 037833100 BBG001S5N8V8 752,229 3,907 SH   SOLE   3,907 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,781,604 14,448 SH   OTR 2 14,448 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,175,589 11,300 PRN Put OTR 2 11,300 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 BBG00N7YFKY9 264,658 9,596 SH   SOLE   9,596 0 0
BALL CORP COM 058498106 BBG001S5P7Q4 512,116 8,903 SH   OTR 2 8,903 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 278,285 2,126 SH   OTR 2 2,126 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 4,845 37 SH   SOLE   37 0 0
CBOE GLOBAL MKTS INC COM 12503M108 BBG001T71BP7 3,624,484 20,298 SH   OTR 2 20,298 0 0
CBOE GLOBAL MKTS INC COM 12503M108 BBG001T71BP7 358 2 SH   SOLE   2 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 175,859 3,481 SH   OTR 2 3,481 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 32,838 650 SH   SOLE   650 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 8,233 109 SH   SOLE   109 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 455,025 6,024 SH   OTR 2 6,024 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG001S5STN6 543,816 7,200 PRN Put OTR 2 7,200 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 BBG001SPXHX1 96,192 12,460 SH   SOLE   12,460 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,265,520 2,171 SH   OTR 2 2,171 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 6,413 11 SH   SOLE   11 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,224,132 2,100 PRN Put OTR 2 2,100 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 3,713 48 SH   SOLE   48 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 309,360 4,000 SH   OTR 2 4,000 0 0
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 309,360 4,000 PRN Put OTR 2 4,000 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 29,013 86 SH   SOLE   86 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,349,440 4,000 SH   OTR 2 4,000 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 1,349,440 4,000 PRN Put OTR 2 4,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 713,105 1,741 SH   SOLE   1,741 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 104,544,184 2,066,908 SH   SOLE   2,066,908 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 1,042,681 32,523 SH   SOLE   32,523 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 290,577 4,208 SH   SOLE   4,208 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 116,376,281 1,654,247 SH   SOLE   1,654,247 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 261,907 945 SH   SOLE   945 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 207,949 1,921 SH   SOLE   1,921 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 230,495,598 482,582 SH   SOLE   482,582 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 450,054 4,535 SH   SOLE   4,535 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 12,368,082 227,815 SH   SOLE   227,815 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 38,578,645 623,241 SH   SOLE   623,241 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,691,177 22,388 SH   SOLE   22,388 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 5,829,079 55,557 SH   SOLE   55,557 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 2,133,218 87,141 SH   SOLE   87,141 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 649,321 27,904 SH   SOLE   27,904 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 1,164,613 18,231 SH   SOLE   18,231 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,136,261 28,535 SH   SOLE   28,535 0 0
ISHARES TR INTL DEV RE ETF 464288489 BBG001T0KY80 7,879,639 362,116 SH   SOLE   362,116 0 0
ISHARES TR INTL EQTY FACTOR 46434V274 BBG008LPBS09 15,240,498 543,721 SH   SOLE   543,721 0 0
ISHARES TR MICRO-CAP ETF 464288869 BBG001SP7X10 13,962,546 120,336 SH   SOLE   120,336 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 110,321,557 1,464,122 SH   SOLE   1,464,122 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 62,161,835 1,545,930 SH   SOLE   1,545,930 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 BBG00CRHS639 924,173 11,403 SH   SOLE   11,403 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 120,131,332 458,062 SH   SOLE   458,062 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 414,152 1,366 SH   SOLE   1,366 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 70,720,850 352,353 SH   SOLE   352,353 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 7,346,985 26,839 SH   SOLE   26,839 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 512,938 4,376 SH   OTR 2 4,376 0 0
ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 22,014,738 455,886 SH   SOLE   455,886 0 0
ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 296,978 6,288 SH   SOLE   6,288 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 7,029,938 154,132 SH   SOLE   154,132 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 BBG00GD9GQY8 5,601,144 117,203 SH   SOLE   117,203 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 1,230,131 24,490 SH   SOLE   24,490 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 136,761 804 SH   SOLE   804 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 91,367 537 SH   OTR 2 537 0 0
KELLANOVA COM 487836108 BBG001S5SJL0 381,922 6,831 SH   SOLE   6,831 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 455,702 1,537 SH   OTR 2 1,537 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 22,239 75 SH   SOLE   75 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,038,497 21,377 SH   OTR 2 21,377 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 446,771 1,188 SH   SOLE   1,188 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,203,328 3,200 PRN Put OTR 2 3,200 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 7,140,462 77,236 SH   SOLE   77,236 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 17,046,174 170,820 SH   SOLE   170,820 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 2,231,040 23,544 SH   SOLE   23,544 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 409,278 7,257 SH   SOLE   7,257 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 336,541 8,951 SH   OTR 2 8,951 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 274,503 1,535 SH   OTR 2 1,535 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 520,876 1,096 SH   SOLE   1,096 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,159,657 4,667 SH   SOLE   4,667 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,707,300 7,000 SH   OTR 2 7,000 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 16,098 66 SH   SOLE   66 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 46,856 89 SH   SOLE   89 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 272,690 518 SH   OTR 2 518 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 263,235 500 PRN Put OTR 2 500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 414,518 1,333 SH   SOLE   1,333 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 334,102 3,781 SH   SOLE   3,781 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 233,433 534 SH   SOLE   534 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 441,305 2,069 SH   SOLE   2,069 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 779,635 5,215 SH   SOLE   5,215 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 461,953 11,240 SH   SOLE   11,240 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 1,264,616 10,994 SH   SOLE   10,994 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 2,364,802 55,525 SH   SOLE   55,525 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 247,513 3,045 SH   SOLE   3,045 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 11,528,320 53,141 SH   SOLE   53,141 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 3,172,156 39,114 SH   SOLE   39,114 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 287,846 1,689 SH   OTR 2 1,689 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 63,048 370 SH   SOLE   370 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 13,268,456 277,003 SH   SOLE   277,003 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 387,985 3,476 SH   SOLE   3,476 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 12,675 114 SH   OTR 2 114 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 908,088 10,676 SH   SOLE   10,676 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 132,635 509 SH   OTR 2 509 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 74,461 286 SH   SOLE   286 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 1,332 51 SH   SOLE   51 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 671,027 25,700 SH   OTR 2 25,700 0 0
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 BBG00Q5FMZC8 208,862 5,976 SH   SOLE   5,976 0 0
WISDOMTREE TR CYBERSECURITY FD 97717Y659 BBG00YZ66B57 243,489 9,598 SH   SOLE   9,598 0 0
WISDOMTREE TR EMERGING MARKETS 97717Y642 BBG0112YXBJ8 32,665,670 1,153,563 SH   SOLE   1,153,563 0 0
WISDOMTREE TR INTERNATIONL EFI 97717Y634 BBG0112Z5KQ8 103,789,642 2,905,352 SH   SOLE   2,905,352 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 BBG00LLPH6R3 235,541,640 5,993,426 SH   SOLE   5,993,426 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 223,210 3,176 SH   SOLE   3,176 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 945,733 29,398 SH   SOLE   29,398 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 838,312 19,109 SH   OTR 2 19,109 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 4,387 100 SH   SOLE   100 0 0