The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 10,493 260,885 SH   SOLE 260,885 0 0
ABBVIE INC COM 00287y109 572 10,506 SH   SOLE 10,506 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 13,794 242,762 SH   SOLE 242,762 0 0
AMPHENOL CORP NEW CL A 032095101 464 9,100 SH   SOLE 9,100 0 0
APPLE INC COM 037833100 1,009 9,149 SH   SOLE 9,149 0 0
ARCH CAP GROUP LTD ORD g0450a105 2,513 34,200 SH   SOLE 34,200 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 10,068 242,900 SH   SOLE 242,900 0 0
ARES CAP CORP COM 04010l103 145 10,000 SH   SOLE 10,000 0 0
AT&T INC COM 00206r102 9,880 303,252 SH   SOLE 303,252 0 0
BANK AMER CORP COM 060505104 14,041 901,193 SH   SOLE 901,193 0 0
BANK NEW YORK MELLON CORP COM 064058100 13,991 357,359 SH   SOLE 357,359 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 665 5,100 SH   SOLE 5,100 0 0
BEST BUY INC COM 086516101 7,080 190,741 SH   SOLE 190,741 0 0
CELGENE CORP COM 151020104 325 3,000 SH   SOLE 3,000 0 0
CHEVRON CORP NEW COM 166764100 3,594 45,557 SH   SOLE 45,557 0 0
CHUBB CORP COM 171232101 8,696 70,900 SH   SOLE 70,900 0 0
CORNING INC COM 219350105 6,762 394,966 SH   SOLE 394,966 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 7,969 177,595 SH   SOLE 177,595 0 0
DUNKIN BRANDS GROUP INC COM 265504100 2,563 52,313 SH   SOLE 52,313 0 0
EATON VANCE TXMGD GL BUYWR O COM 27829c105 11,784 1,102,367 SH   SOLE 1,102,367 0 0
ECOLAB INC COM 278865100 340 3,100 SH   SOLE 3,100 0 0
ETF SER SOLUTIONS ALPCLONE ALTER 26922a305 8,252 204,619 SH   SOLE 204,619 0 0
EVEREST RE GROUP LTD COM g3223r108 1,993 11,500 SH   SOLE 11,500 0 0
EXXON MOBIL CORP COM 30231g102 238 3,200 SH   SOLE 3,200 0 0
GANNETT CO INC COM 36473h104 1,719 116,703 SH   SOLE 116,703 0 0
GENERAL ELECTRIC CO COM 369604103 10,295 408,216 SH   SOLE 408,216 0 0
GENERAL MTRS CO COM 37045v100 10,709 356,718 SH   SOLE 356,718 0 0
GOLAR LNG LTD BERMUDA SHS g9456a100 4,172 149,642 SH   SOLE 149,642 0 0
ISHARES CONSER ALLOC ETF 464289883 288 9,146 SH   SOLE 9,146 0 0
ISHARES MSCI JAPAN ETF 464286848 188 16,473 SH   SOLE 16,473 0 0
ISHARES GOLD TRUST ISHARES 464285105 916 85,000 SH   SOLE 85,000 0 0
ISHARES TR CHINA ETF 46429b671 736 16,800 SH   SOLE 16,800 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,487 153,010 SH   SOLE 153,010 0 0
ISHARES TR HDG MSCI GERMN 46434v704 234 10,320 SH   SOLE 10,320 0 0
ISHARES TR INTL SEL DIV ETF 464288448 367 13,047 SH   SOLE 13,047 0 0
ISHARES TR MSCI EAFE ETF 464287465 46,894 818,101 SH   SOLE 818,101 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,906 88,638 SH   SOLE 88,638 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 46,025 494,896 SH   SOLE 494,896 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 965 8,839 SH   SOLE 8,839 0 0
ISHARES TR S&P 100 ETF 464287101 435 5,132 SH   SOLE 5,132 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,344 32,214 SH   SOLE 32,214 0 0
JOHNSON & JOHNSON COM 478160104 14,014 150,127 SH   SOLE 150,127 0 0
JOHNSON CTLS INC COM 478366107 12,232 295,748 SH   SOLE 295,748 0 0
JPMORGAN CHASE & CO COM 46625h100 273 4,482 SH   SOLE 4,482 0 0
MASTERCARD INC CL A 57636q104 287 3,180 SH   SOLE 3,180 0 0
MEDTRONIC PLC SHS g5960l103 8,368 125,003 SH   SOLE 125,003 0 0
MERCK & CO INC NEW COM 58933y105 13,243 268,126 SH   SOLE 268,126 0 0
MICROSOFT CORP COM 594918104 6,277 141,819 SH   SOLE 141,819 0 0
NORFOLK SOUTHERN CORP COM 655844108 413 5,400 SH   SOLE 5,400 0 0
PACKAGING CORP AMER COM 695156109 9,275 154,178 SH   SOLE 154,178 0 0
PBF ENERGY INC CL A 69318g106 7,095 251,344 SH   SOLE 251,344 0 0
PEPSICO INC COM 713448108 7,235 76,726 SH   SOLE 76,726 0 0
PFIZER INC COM 717081103 344 10,964 SH   SOLE 10,964 0 0
PNC FINL SVCS GROUP INC COM 693475105 10,725 120,230 SH   SOLE 120,230 0 0
PROCTER & GAMBLE CO COM 742718109 5,958 82,818 SH   SOLE 82,818 0 0
RALPH LAUREN CORP CL A 751212101 249 2,110 SH   SOLE 2,110 0 0
RAYTHEON CO COM NEW 755111507 11,189 102,403 SH   SOLE 102,403 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355w106 50,833 691,037 SH   SOLE 691,037 0 0
SALIENT MIDSTREAM & MLP FD SH BEN INT 79471v105 4,624 330,532 SH   SOLE 330,532 0 0
SCHWAB CHARLES CORP NEW COM 808513105 248 8,675 SH   SOLE 8,675 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 174,951 912,963 SH   SOLE 912,963 0 0
SUNCOR ENERGY INC NEW COM 867224107 5,870 219,667 SH   SOLE 219,667 0 0
TEGNA INC COM 87901j105 5,244 234,226 SH   SOLE 234,226 0 0
TJX COS INC NEW COM 872540109 5,714 80,000 SH   SOLE 80,000 0 0
TYSON FOODS INC CL A 902494103 7,302 169,426 SH   SOLE 169,426 0 0
UNITED TECHNOLOGIES CORP COM 913017109 5,284 59,380 SH   SOLE 59,380 0 0
V F CORP COM 918204108 392 5,750 SH   SOLE 5,750 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,356 81,704 SH   SOLE 81,704 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,450 31,961 SH   SOLE 31,961 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 440 10,328 SH   SOLE 10,328 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,372 71,689 SH   SOLE 71,689 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 79,576 1,618,051 SH   SOLE 1,618,051 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,614 28,821 SH   SOLE 28,821 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,068 55,475 SH   SOLE 55,475 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 8,251 111,898 SH   SOLE 111,898 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 526 14,745 SH   SOLE 14,745 0 0
VERISK ANALYTICS INC COM 92345y106 331 4,475 SH   SOLE 4,475 0 0
WAL-MART STORES INC COM 931142103 9,893 152,580 SH   SOLE 152,580 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717x701 1,344 24,593 SH   SOLE 24,593 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 103,985 2,136,966 SH   SOLE 2,136,966 0 0
YUM BRANDS INC COM 988498101 262 3,275 SH   SOLE 3,275 0 0
ZIMMER BIOMET HLDGS INC COM 98956p102 8,966 95,459 SH   SOLE 95,459 0 0