Exhibit g 1 p

Mainstay Group of Funds

February 16, 2018

State Street Bank and Trust Company

1 Iron Street

Boston, MA 02110

Attention: MainStay Group of Funds Client Manager

Re: Amended and Restated Master Custodian Agreement (the “Agreement”)

Ladies and Gentlemen:

Please be advised of the following changes to the MainStay Group of Funds. These changes are reflected in the attached revised Appendix A to the Agreement.

Type of change	Fund name	New Fund name, if applicable	Date of change
Name change	MainStay California Tax Free Opportunities Fund	MainStay MacKay California Tax Free Opportunities Fund	February 28, 2018
Name change	MainStay Common Stock Fund	MainStay MacKay Common Stock Fund	February 28, 2018
Name change	MainStay Convertible Fund	MainStay MacKay Convertible Fund	February 28, 2018
Name change	MainStay Cornerstone Growth Fund	MainStay MacKay Growth Fund	February 28, 2018
Name change	MainStay DefinedTerm Municipal Opportunities Fund	MainStay MacKay DefinedTerm Municipal Opportunities Fund	February 28, 2018
Name change	MainStay Emerging Markets Debt Fund	MainStay MacKay Emerging Markets Debt Fund	February 28, 2018
Name change	MainStay Emerging Markets Equity Fund	MainStay MacKay Emerging Markets Equity Fund	February 28, 2018
Name change	MainStay Government Fund	MainStay MacKay Government Fund	February 28, 2018
Name change	MainStay High Yield Corporate Bond Fund	MainStay MacKay High Yield Corporate Bond Fund	February 28, 2018
Name change	MainStay High Yield Municipal Bond Fund	MainStay MacKay High Yield Municipal Bond Fund	February 28, 2018
Name change	MainStay International Equity Fund	MainStay MacKay International Equity Fund	February 28, 2018

Type of change	Fund name	New Fund name, if applicable	Date of change
Name change	MainStay International Opportunities Fund	MainStay MacKay International Opportunities Fund	February 28, 2018
Name change	MainStay New York Tax Free Opportunities Fund	MainStay MacKay New York Tax Free Opportunities Fund	February 28, 2018
Name change	MainStay S&P 500 Index Fund	MainStay MacKay S&P 500 Index Fund	February 28, 2018
Name change	MainStay Short Duration High Yield Fund	MainStay MacKay Short Duration High Yield Fund	February 28, 2018
Name change	MainStay Tax Advantaged Short Term Bond Fund	MainStay MacKay Tax Advantaged Short Term Bond Fund	February 28, 2018
Name change	MainStay Tax Free Bond Fund	MainStay MacKay Tax Free Bond Fund	February 28, 2018
Name change	MainStay Total Return Bond Fund	MainStay MacKay Total Return Bond Fund	February 28, 2018
Name change	MainStay Unconstrained Bond Fund	MainStay MacKay Unconstrained Bond Fund	February 28, 2018
Name change	MainStay U.S. Equity Opportunities Fund	MainStay MacKay U.S. Equity Opportunities Fund	February 28, 2018
Name change	MainStay VP Common Stock Portfolio	MainStay VP MacKay Common Stock Portfolio	May 1, 2018
Name change	MainStay VP Convertible Portfolio	MainStay VP MacKay Convertible Portfolio	May 1, 2018
Name change	MainStay VP Cornerstone Growth Portfolio	MainStay VP MacKay Growth Portfolio	May 1, 2018
Name change	MainStay VP Government Portfolio	MainStay VP MacKay Government Portfolio	May 1, 2018
Name change	MainStay VP High Yield Corporate Bond Portfolio	MainStay VP MacKay High Yield Corporate Bond Portfolio	May 1, 2018
Name change	MainStay VP International Equity Portfolio	MainStay VP MacKay International Equity Portfolio	May 1, 2018
Name change	MainStay VP Mid Cap Core Portfolio	MainStay VP MacKay Mid Cap Core Portfolio	May 1, 2018
Name change	MainStay VP S&P 500 Index Portfolio	MainStay VP MacKay S&P 500 Index Portfolio	May 1, 2018
Name change	MainStay VP Small Cap Core Portfolio	MainStay VP MacKay Small Cap Core Portfolio	May 1, 2018

Type of change	Fund name	New Fund name, if applicable	Date of change
Name change	MainStay VP Unconstrained Bond Portfolio	MainStay VP MacKay Unconstrained Bond Portfolio	May 1, 2018
Liquidation	MainStay Epoch International Small Cap Fund		February 28, 2018

Please indicate your acceptance of the foregoing by executing two copies of this letter agreement, returning one to the Fund and retaining one for your records.

Sincerely,
THE MAINSTAY FUNDS
MAINSTAY FUNDS TRUST
MAINSTAY VP FUNDS TRUST
MAINSTAY DEFINEDTERM MUNICIPAL
OPPORTUNITIES FUND
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President, Duly Authorized

Agreed and Accepted:

STATE STREET BANK AND TRUST COMPANY

By:	/s/ Andrew Erickson
Name:	Andrew Erickson
Title:	Executive Vice President, Duly Authorized

Effective Date: February 28, 2018

Appendix A

to the

Amended and Restated Master Custodian Agreement

(as of February 28, 2018, unless otherwise noted)

Fund / Portfolio

MainStay MacKay DefinedTerm Municipal Opportunities Fund

The MainStay Funds	MainStay Income Builder Fund
	MainStay Large Cap Growth Fund
	MainStay MacKay Common Stock Fund
	MainStay MacKay Convertible Fund
	MainStay MacKay Emerging Markets Debt Fund
	MainStay MacKay Government Fund
	MainStay MacKay High Yield Corporate Bond Fund
	MainStay MacKay International Equity Fund
	MainStay MacKay Tax Free Bond Fund
	MainStay MacKay Unconstrained Bond Fund
	MainStay MAP Equity Fund
	MainStay Money Market Fund
MainStay VP Funds Trust1	MainStay VP Absolute Return Multi-Strategy Portfolio
	MainStay VP Balanced Portfolio
	MainStay VP Bond Portfolio
	MainStay VP Conservative Allocation Portfolio
	MainStay VP Cushing Renaissance Advantage Portfolio
	MainStay VP Eagle Small Cap Growth Portfolio
	MainStay VP Emerging Markets Equity Portfolio
	MainStay VP Epoch U.S. Equity Yield Portfolio
	MainStay VP Epoch U.S. Small Cap Portfolio
	MainStay VP Floating Rate Portfolio
	MainStay VP Growth Allocation Portfolio
	MainStay VP Income Builder Portfolio
	MainStay VP Indexed Bond Portfolio
	MainStay VP Janus Henderson Balanced Portfolio
	MainStay VP Large Cap Growth Portfolio
	MainStay VP MacKay Common Stock Portfolio
	MainStay VP MacKay Convertible Portfolio
	MainStay VP MacKay Government Portfolio
	MainStay VP MacKay Growth Portfolio
	MainStay VP MacKay High Yield Corporate Bond Portfolio

¹ Name changes effective May 1, 2018.

Fund Portfolio

	MainStay VP MacKay International Equity Portfolio
	MainStay VP MacKay Mid Cap Core Portfolio
	MainStay VP MacKay S&P 500 Index Portfolio
	MainStay VP MacKay Small Cap Core Portfolio
	MainStay VP MacKay Unconstrained Bond Portfolio
	MainStay VP MFS® Utilities Portfolio
	MainStay VP Moderate Allocation Portfolio
	MainStay VP Moderate Growth Allocation Portfolio
	MainStay VP PIMCO Real Return Portfolio
	MainStay VP T. Rowe Price Equity Income Portfolio
	MainStay VP U.S. Government Money Market Portfolio
	MainStay VP VanEck Global Hard Assets Portfolio
MainStay Funds Trust	MainStay Absolute Return Multi-Strategy Fund
	MainStay Balanced Fund
	MainStay Candriam Emerging Markets Equity Fund
	MainStay Conservative Allocation Fund
	MainStay Epoch Capital Growth Fund
	MainStay Epoch Global Choice Fund
	MainStay Epoch Global Equity Yield Fund
	MainStay Epoch International Choice Fund
	MainStay Epoch U.S. All Cap Fund
	MainStay Epoch U.S. Equity Yield Fund
	MainStay Epoch U.S. Small Cap Fund
	MainStay Floating Rate Fund
	MainStay Growth Allocation Fund
	MainStay Indexed Bond Fund
	MainStay MacKay California Tax Free Opportunities Fund
	MainStay MacKay Emerging Markets Equity Fund
	MainStay MacKay Growth Fund
	MainStay MacKay High Yield Municipal Bond Fund
	MainStay MacKay International Opportunities Fund
	MainStay MacKay New York Tax Free Opportunities Fund
	MainStay MacKay S&P 500 Index Fund
	MainStay MacKay Short Duration High Yield Fund
	MainStay MacKay Tax Advantaged Short Term Bond Fund
	MainStay MacKay Total Return Bond Fund
	MainStay MacKay U.S. Equity Opportunities Fund
	MainStay Moderate Allocation Fund
	MainStay Moderate Growth Allocation Fund
	MainStay Retirement 2010 Fund

Fund Portfolio

MainStay Retirement 2020 Fund

MainStay Retirement 2030 Fund

MainStay Retirement 2040 Fund

MainStay Retirement 2050 Fund

MainStay Retirement 2060 Fund